MutualOne Bank jobs in Framingham, MA

Title: Senior Credit Analyst Department: Credit Administration Reports to: AVP, Credit Officer Supervises: None Classification: Exempt Date Prepared: September 26, 2025 Summary / Objective The Senior Credit Analyst (Analyst) is responsible for determining and monitoring credit risk in the commercial loan portfolio, and for assisting the AVP, Credit Officer with overseeing and training credit administration department staff. Responsibilities include collecting and analyzing financial statements, preparing loan memoranda and annual reviews, determining, and assigning risk ratings, assist in the borrowing base review process, reviewing real estate appraisals and assisting in the administration of the Bank's credit policies. The analyst may also perform market research and perform other duties as assigned. Experience & Education Requirements: Bachelor's degree in Business, Finance or Accounting. 5+ years of credit and financial statement analysis experience Good interpersonal, communication & computer skills Essential Job Functions: Evaluates the financial condition of individuals and businesses applying for credit with the financial institution. Analyzes loan data on new and existing loans and borrower relationships, including data provided by credit bureaus, other financial institutions and financial institution files. Determines if loan requests meet sound underwriting standards. Monitors adherence to loan policies and credit risk review policies Assists with reviewing borrowing bases for formula-based / non-conforming asset-based loans Prepares and presents memos and management reports to the Security Committee on a regular basis. Identifies credit risk situations and provides guidelines to line of business lending managers. Oversees and manages financial information files to assure current financial statements, accounts receivable and other information on customer accounts. Reviews and updates new and existing loan files for the financial institution on an as needed basis. Prepares spread sheets, reports, summaries and opinions for financial institution officers on new, renewal and existing loans. Maintains knowledge of department policies and procedures through internal and external training activities Assists with monitoring departmental workload; provides mentoring and guidance to junior credit department staff. Maintains knowledge of department policies and procedures through internal and external training activities. Works under general supervision and in compliance with established policies, procedures and regulations. Qualifications Required knowledge, skills & abilities: Familiarity with federal and state regulations regarding lending and related departments. Strong understanding of accounting principles with ability to prepare and analyze financial statements, including working capital cycles and collateral. Advanced computer skills including Microsoft Word, and Excel. Advanced written, oral, and interpersonal skills with ability to prepare and make presentations. Ability to apply critical thinking and problem-solving skills. Ability to adapt to changing demands and requirements. Compliance with BSA regulations as appropriate to the position. Some supervisory experience preferred. Physical Demands and Work Environment: Ability to use standard equipment such as computers, phones, photocopiers. Work involves standing and walking for brief periods of time, but most duties are performed from a seated position. There is potential for eyestrain from reading detailed printouts and computer screen. Deadlines, workloads during peak periods and pressure may cause increased stress levels. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Other Duties This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. It is expected that from time-to-time other duties, both related and unrelated to the above, may be assigned and therefore, required.

Since 1871, Brookline Bank, a division of Beacon Bank & Trust has built a legacy of consistent financial strength, trust, outstanding banking services, and strong customer relationships. We have branches that deliver an expanding array of valuable banking and financial services geared to helping individuals and businesses manage their finances throughout Massachusetts. As a trusted financial resource to our customers, it's our everyday commitment to do more, deliver more, and exceed expectations. With locations across Greater Boston and the North Shore, we make banking easy and convenient. What is our most valuable asset? Our employees! We pride ourselves on hiring candidates that embrace our Core Four Values: Adaptability, Accountability, Leadership, and Teamwork. In today's competitive market, we know that you have a choice of employer, so our goal is to attract and retain the best talent. We offer competitive pay, opportunities to grow, an authentic and welcoming environment and excellent benefits which include comprehensive medical, dental and vision plans, tuition reimbursement, and a matching 401k. We are currently looking for a Branch Manager in our Braintree branch in Braintree, MA. This position is responsible for managing all functions of a retail branch. The ideal candidate should be a leader, team player and have at least 3 years of Banking/Management experience. If you have a strong sales background and an in-depth knowledge of bank operations, systems, and compliance then please apply today! Principal Duties and Responsibilities Manage, develop and increase branch deposits in accordance with the Bank's strategic plan. Creates strategies and business opportunities to meet business development objectives and goals. Build solid relationships with business partners. Together identify and target new business opportunities within the community and conduct outside business calls. Provides effective, entrepreneurial leadership and successfully coaches, manages and motivates branch colleagues. Leads by example; promotes a positive attitude and exercises authority. Takes personal initiative and is a positive role model for others to emulate. Commands a superior knowledge of products and services with a strong sales expertise, resulting in achievement of branch sales goals. Interview and closes all consumer, equity and small business loans. Strong coaching skills that produce optimal performance and promote career development and growth with direct reports. Exceptional knowledge of all Bank and Regulatory operating policies and procedures achieving satisfactory audit results. Implements Bank's policy and procedures; complying with all legal and regulatory requirements. Job Specifications Bachelor's Degree, or equivalent experience required. Minimum of 3-5 years of Banking/Management experience required. Strong cold calling and outside business development skills requried. Strong sales, management and team leadership background. In-depth knowledge of bank operations, systems, and compliance. Extensive experience working with commercial customers and commercial lenders. Proficient knowledge of Cash Management products. Excellent oral and written communication skills. Excellent customer service and interpersonal skills with a strong customer focus. Strong computer skills and experience in word processing, spreadsheet and other presentation and reporting functions. Knowledge of Microsoft Word, Excel and Power Point. Perform all duties in compliance with BSA/AML regulations.

NOTE: THIS IS A TEMPORARY POSITION -will begin as part time during training in December and revert to full time in January and run through the end of February 2026. **May be instances where travel to local branches is needed so valid drivers license is required Principal Objective: As a member of the Conversion Team, the incumbent is primarily responsible for performing the daily monitoring of various tasks relating to the conversion of new and merged systems. Assist CM client users with installation of CMOL Secure (Treasury) Browser and User Registration Assist CM Bank Teams with Tier 1 and Tier 2 cases Organized and detail oriented Strong skills with MS office products Strong communication skills IT support skills a plus Training will be provided if you are dependable, "tech savvy", highly organized and would enjoy interaction with clients. You are patient and have the ability to utilize a script as needed to assist our customers with troubleshooting conversion issues and answering questions.

Title: Fraud Prevention Specialist Department: Deposit Operations Reports to: Fraud Prevention Supervisor Supervises: None Classification: Non-exempt Date Prepared: August 6, 2025 Summary / Objective Responsible to identify, review, investigate and resolve fraud activity. This includes reviewing transactional activities, respond to internal inquiries and perform preliminary investigations. Experience & Education Requirements: Bachelor's degree or equivalent work experience Two or more years of experience in the financial industry or similar environment, such as Customer Service, Operations or Fraud Prevention Must possess advance computer skills, including but not limited to proficiency in Microsoft office Specific Job Functions: Responsible for maintaining investigations while maintaining proper case follow-up and resolution Processes daily mobile check deposit files Process and analyze customer fraud claims including check fraud and Electronic Funds Transfer (EFT) according to regulatory guidelines and Bank policies and procedures Review and respond to Verafin alerts with the intent of detecting, intercepting, mitigating or preventing fraud Constantly monitor customer and transactional records to identify unauthorized transactions and fraudulent accounts. Compose and issue alerts to appropriate departments, based on fraud trends and fraud Provides support and assistance relative to branch operational activities. Participates in operational and fraud training meetings. Attends seminars regarding banking industry activities Keeps informed of relative changes in Bank policies, procedure and products Qualifications Required knowledge, skills & abilities: Good understanding of bank operations and knowledge of fraud/loss prevention Effective written and verbal communication skills Strong analytical skills and attention to detail Ability to apply critical thinking and problem- solving skills Ability to build and promote teamwork, to work collaboratively with others Completion of in-house training programs or other approved training programs Compliance with BSA regulations as appropriate to the position Good understanding of spreadsheets Ability to recognize various issues that may require further research and/or investigation in order to consider possible solutions Physical Demands and Work Environment: Ability to use standard equipment such as computers, phones, photocopiers Requires manual dexterity and sitting for longer periods of time Must be able to work schedules that meet the needs of the Bank, which may include early morning, evening and /or weekend hours Other Duties This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. It is expected that from time-to-time other duties, both related and unrelated to the above, may be assigned and therefore, required.

Title: Information Security Manager Department: Information Security Reports to: SVP, Chief Information Officer Supervises: None Classification: Exempt Date Prepared: April 2025 Summary / Objective The Information Security Manager is responsible for developing, implementing, and maintaining the organization's information security program in compliance with the FFIEC IT Examination Handbook and other regulatory requirements. The ISM ensures the protection of sensitive data, manages cyber risks, and works closely with management, IT, risk, and compliance teams to enforce security policies, controls, and best practices. The initial training period will be on-site. After the initial training period, time to be determined, this will be a hybrid role. Experience & Education Requirements: Bachelor's degree in Computer Science, Information Security, Cybersecurity, or a related field or equivalent experience. Industry-recognized certifications such as CISSP, CISM, CISA, CRISC, or GIAC preferred 5+ years of experience in information security, cybersecurity, or IT risk management, preferably within a financial institution. Strong understanding of FFIEC guidelines, Information Security frameworks, PCI-DSS, GLBA, and banking regulations. Experience with security architecture, incident response, SIEM tools, and identity & access management (IAM). Familiarity with cloud security, digital banking risks, and payment systems security. Job Requirements: Strong risk management skills and mindset. Extensive knowledge of cyber security concepts, principles, methods, and products. General knowledge of financial and banking technology including core banking software, loan origination platforms, online and mobile banking platforms, general ledger software, ATM technology, etc., preferred. Proficiency in interpreting and analyzing impact of federal and state regulations, with proficiency in banking regulations required, preferred. Experience performing compliance reviews/audits for a financial institution, preferred. Experience in developing and delivering Information/Cyber Security or other technical training. Ability to communicate complex technical topics to non-technical audience. Ability to keep pace with the rapidly evolving threat landscape. Proficient in Microsoft Office Suite products. Qualifications Specific Job Functions: Governance and Security Program Management Maintain an enterprise-wide information security program in alignment with FFIEC guidelines and industry best practices. Establish and enforce security policies, standards, and procedures to protect the institution's assets, including customer and financial data. Report security risks and incidents to senior management and the Board of Directors. Ensure compliance with regulatory requirements such as GLBA, BSA/AML, PCI-DSS, and other applicable laws. Serve as back up for the risk assessment process, evaluating threats and vulnerabilities to information assets. Risk Management and Compliance Oversee the implementation of technical and administrative security controls to mitigate risks. Monitor compliance with security policies and procedures through audits, reviews, and gap analyses. Ensure the organization follows an established industry framework (e.g., NIST, CIS). Serve as back up for information security risk assessments. Work with IT in ongoing IAM updates and review and monitor IAM reports Incident Response and Business Continuity Develop and maintain the Incident Response Plan (IRP) and coordinate responses to cyber threats, security breaches, and fraud attempts. Complete annual tests and exercises. Establish and test the Business Continuity Plan (BCP) in coordination with IT and Risk Management and individual business units. Complete annual tests and exercises. Serve as the primary point of contact for information security incidents, ensuring appropriate reporting, remediation, and maintaining documentation. Cybersecurity Monitoring and Threat Intelligence Work with IT to oversee real-time security monitoring, including Security Information and Event Management (SIEM) solutions, to detect and respond to threats. Perform reviews of daily, weekly, and monthly Information Security reports. Collaborate with third-party security providers and government agencies (e.g., FS-ISAC, CISA, FBI) for threat intelligence sharing. Oversee regular penetration testing and vulnerability assessments to proactively identify weaknesses. Employee Training and Awareness Design and lead security awareness training programs for employees, ensuring a strong culture of cybersecurity. Conduct phishing simulations, tabletop exercises, and cybersecurity drills to enhance employee readiness. Reporting and Communication Prepare and present security reports, risk assessments, and incident updates to executive management. Communicate regulatory updates, cyber risks, and compliance matters to stakeholders in a clear and concise manner. Privacy Establish and maintain policies, procedures, standards, and guidelines for the Bank's Privacy Program. Responsible for updating Privacy Policy and notices, as necessary. General Assist internal, external, and regulatory auditors with the collection of requested materials, as assigned with their respective engagements. Provide regular reporting to bank management for the Information Security Program and all GLBA compliance. Ensures that areas of direct responsibilities operate within guidelines set for State and Federal laws. Participates in user groups for third-party services providers, industry trade groups and educational programs to remain abreast of current issues and requirements that impact the Bank. Ensure compliance with BSA regulations as appropriate to the position In the performance of respective tasks and duties, the employee is expected to maintain knowledge of and ensure compliance with Bank Secrecy Act regulations and adheres to compliance procedures and internal/operational risk controls in accordance with all applicable regulatory standards, requirements and policies as well as attending all required training sessions and completing all required on-line training courses. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. Other Duties This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. It is expected that from time-to-time other duties, both related and unrelated to the above, may be assigned and therefore, required.

About Brookline Bank, a division of Beacon Bank & Trust Since 1871, Brookline Bank, a division of Beacon Bank & Trust, has built a legacy of consistent financial strength, trust, outstanding banking services, and strong customer relationships. Today, we have 28 branches that deliver an expanding array of valuable banking and financial services geared to helping individuals and businesses manage their finances. As a trusted financial resource to our customers, it's our everyday commitment to do more, deliver more, and exceed expectations. What is Brookline Bank's most valuable asset? Our employees! That's why we offer competitive pay and excellent benefits which includes a matching 401k. We pride ourselves on hiring candidates that embrace our Core Four Values: Adaptability, Accountability, Leadership, and Teamwork. Brookline Bank provides a great working environment that offers opportunities for advancement. Principal Objective: The SOx Analyst supports all entities under Beacon Bank, a $23B Northeast Regional Bank, with its compliance with the Sarbanes-Oxley Act by supporting the design, implementation and monitoring of internal controls over financial reporting. The SOx Analyst will collaborate with both internal stakeholders and external auditors to assess risk, evaluate controls and drive continuous improvement in financial compliance processes. Principal Duties and Responsibilities: Assists the SOx Manager in ensuring the Company's SOx documentation is reflective of the current internal control environment for financial reporting. Support annual walkthroughs and control testing in coordination with internal and external auditors. Assists in updating process documentation (e.g., narratives, flowcharts, risk/control matrices) throughout the year and the completion of the annual risk assessment. Tracks and analyzes identified SOx deficiencies. Works with the business lines for developing controls to new processes or emerging risks. Support management in quarterly SOx procedures in conjunction with financial reporting. Provide support for special projects, including risk assessments, control rationalization, and automation initiatives. Performs targeted reviews over various areas of the bank to identify potential SOx key controls Job Specifications (Skills, Knowledge and Abilities Required): Bachelor's degree in accounting, finance or equivalent experience. 2+ years of experience in public accounting, internal audit or a relevant accounting/finance role. Foundational knowledge of SOx requirements, COSO Framework, and internal control best practices. Working knowledge of accounting and auditing principles. Strong communication (verbal and written), interpersonal, analytical, problem solving, data analysis, computer (Microsoft Word, Excel, Visio), time management, and organizational skills. Familiarity with automated controls and IT General Controls (preferred) Familiarity with Archer (preferred) Analytical and conceptual ability to identify issues, balance risks, and recommend course of action. Ability to multitask and work independently on initiatives. Behavioral Skills Consistently demonstrate behaviors associated with Brookline Bancorp's Core Four values: adaptability, accountability, leadership, and teamwork.

About Brookline Bank Since 1871, Brookline Bank has built a legacy of consistent financial strength, trust, outstanding banking services, and strong customer relationships. Today, we have 29 branches that deliver an expanding array of valuable banking and financial services geared to helping individuals and businesses manage their finances. As a trusted financial resource to our customers, it's our everyday commitment to do more, deliver more, and exceed expectations. What is Brookline Bank's most valuable asset? Our employees! That's why we offer competitive pay and excellent benefits which includes a matching 401k. We pride ourselves on hiring candidates that embrace our Core Four values: adaptability, accountability, leadership, and teamwork. Brookline Bank provides a great working environment that offers opportunities for advancement. We are currently hiring a part-time Teller (17.5 hours) in our Malden branch. As the primary contact, Tellers greet customers in a friendly and professional manner and process transactions with speed and accuracy. The ideal candidate should have cash handling experience and excellent customer service skills. If you believe you have what it takes and are interested in joining our team then please apply today! Principal Duties and Responsibilities Maintain and balance a cash drawer Balance within an acceptable time limit and within the guidelines of the Teller Variation Policy. Process routine teller transactions Cash checks within established check cashing limits, follows check cashing policy and seeks supervisory approval when necessary. Follows all bank policies and procedures including security of the bank's assets to minimize exposure Basic knowledge of bank products and services Identify sales opportunities Contribute to the overall branch goals Required Skills Cash handling experience Retail banking or customer service experience Excellent communication skills Basic computer knowledge Positive attitude Work involves sitting, extended period of standing, occasional walking and lifting up to 50 pounds

Title: Business Banking Specialist Department: Business Development Reports to: VP, Business Development Officer Supervises: None Classification: Non-exempt Date Prepared: May 20, 2025 Summary / Objective The Business Banking Specialist (BBS) position proactively grows and deepens relationships with existing small business customers as well as actively prospects for new small business and retail customers. This role is expected to work independently, responsible for ongoing customer account maintenance, and be a strong liaison between the customer and the bank in regards to problem solving and providing superior service to clients and prospective clients. Experience & Education Requirements: Minimum of 2 years of related banking experience Bachelor's degree or equivalent sales and service experience Extensive knowledge of financial institution policies and procedures Good interpersonal, communication & computer skills Essential Job Functions: Provide a complete range of customer service including opening new accounts, explaining available bank products and services, and gathering customer information to process new and existing accounts Responsible to provide comprehensive electronic banking support to customers Proactively prospect for new business & participate in sales of bank products Advise customers on a variety of additional product offerings including business services and commercial lending services. Trouble shoot customer problems and complaints, counsel customers with special needs or requests Coordinate remote check deposit program Participate in activities for generating new business such as special events Participate in sales, service and product training meetings. Attend seminars regarding business banking industry activities Provide comprehensive commercial services support to customers as well as branches, support branch training activities, actively involved in CBB training and regular meetings. Complete required annual Compliance training. Adhere to banking regulations and industry best practices. Bank Secrecy Act responsibilities include adhering to the Customer Identification Program (CIP) Policy and reporting suspicious activity to the BSA Officer. Make Calls on existing commercial relationships Follow up on referrals provided by existing customers or bank personnel Communicate effectively with clients, as well as internal and external business partners Manage MSB annual site visits Manage cash intensive business through site visits and pricing analysis Assist in loan closings with retail products & services Develop business leads to identify avenue for referral sources. Participating in ongoing training to stay current on industry trends and new products. Qualifications Required knowledge, skills & abilities: Strong understanding of financial products and services and the ability to learn more Assess customer needs, provide solid recommendations, and build customer relationships to optimize sales opportunities with new and existing customers Exceptional verbal, written and interpersonal communication skills, with the ability to clearly and concisely articulate issues, carry out instructions and instruct others to generate reports, correspondence, and procedures. Possess a professional demeanor including business attire, courtesy, tact and conflict management skills Ability to apply critical thinking and problem-solving skills Responsive and flexible; ability to adapt to changes in the work environment and modify approaches or methods to best fit the situation. Successful completion of in-house training programs or other approved training programs Compliance with BSA regulations as appropriate to the position Physical Demands and Work Environment: Ability to use standard equipment such as computers, phones, photocopiers Must be able to travel for bank purposes and/or on behalf of the bank (i.e. visiting other worksites, networking, community/marketing events) Must be able to work schedules that meet the needs of the Bank, which may include early morning, evening and /or weekend hours Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the position Other Duties This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. It is expected that from time to time other duties, both related and unrelated to the above, may be assigned and therefore, required.

About Brookline Bank Since 1871, Brookline Bank, a division of Beacon Bank & Trust, has built a legacy of consistent financial strength, trust, outstanding banking services, and strong customer relationships. Today, we have 28 branches that deliver an expanding array of valuable banking and financial services geared to helping individuals and businesses manage their finances. As a trusted financial resource to our customers, it's our everyday commitment to do more, deliver more, and exceed expectations. What is Brookline Bank's most valuable asset? Our employees! That's why we offer competitive pay and excellent benefits which includes a matching 401k. We pride ourselves on hiring candidates that embrace our Core Four Values: Adaptability, Accountability, Leadership, and Teamwork. Brookline Bank provides a great working environment that offers opportunities for advancement. Currently, we are seeking an ambitious Commercial Banker III who thrives in a team setting, is driven, has integrity, is authentic, and has experience in Commercial Banking. This position is based out of our Wakefield, MA location. The primary responsibilities include the development of new business, management of existing loan portfolio and adherence to credit, compliance and operational policies. Principal Duties and Responsibilities New Business: This position will independently develop new business opportunities through business development efforts; including new client solicitation, active involvement in industry organizations, and expansion of existing client base. This will include the underwriting of loans by analyzing financial information and related reports and the preparation and presentation of credit approval memorandums. In addition, this position will document loans by ordering appraisals and environmental reports, issuing commitment letters, coordinating closings and overseeing the loan booking process. In addition to the development of loan opportunities, the Banker will work to increase deposits from clients, and generate non-interest fee income through the appropriate recommendation of interest risk hedging products, cash management sales, foreign exchange services and referrals to partner organizations. Portfolio Management: Responsible for the ongoing maintenance and customer service of the assigned loan portfolio. Monitor the ongoing credit quality of the portfolio and assess the credit quality of each relationship in accordance with policy including the completion of annual credit reviews and periodic renewals throughout the year. This position will be responsible for the accurate entry of information to track/monitor the status of the portfolio. Job Specifications Bachelor's degree or equivalent Minimum of 10 years of commercial lending and underwriting/portfolio management experience Understand the commercial marketplace within the Bank's target area Be well-versed with the Bank's credit policy and guidelines Have familiarity with other products and services offered by the Bank, for cross-selling purposes Ability to communicate effectively in both an oral and written capacity Be willing to assume any other duties as may be required

About Brookline Bank Since 1871, Brookline Bank, a division of Beacon Bank & Trust, has built a legacy of consistent financial strength, trust, outstanding banking services, and strong customer relationships. Today, we have 28 branches that deliver an expanding array of valuable banking and financial services geared to helping individuals and businesses manage their finances. As a trusted financial resource to our customers, it's our everyday commitment to do more, deliver more, and exceed expectations. What is Brookline Bank's most valuable asset? Our employees! That's why we offer competitive pay and excellent benefits which includes a matching 401k. We pride ourselves on hiring candidates that embrace our Core Four Values: Adaptability, Accountability, Leadership, and Teamwork. Brookline Bank provides a great working environment that offers opportunities for advancement. We are currently looking for a Personal Banking Representative in our Newton Centre branch. As a Personal Banking Rep you will greet customers, build relationships, open new accounts, and sell a full range of financial products and services. The ideal candidate should have cash handling experience, excellent customer service skills, and is knowledgeable of bank products and services. If you believe you have what it takes and are interested in joining our team then please apply today! Principal Duties and Responsibilities Provides excellent customer service, identifies customer needs and suggest appropriate line of products. Proactively develops new customer relationships and expands relationship with existing customers. Possess good working knowledge of all depository products and alternate delivery services. Research and resolve all customer problems and inquires. Possess good working knowledge of all consumer-lending products. Interview consumer loan applicants. Submit and close consumer and equity loans. Basic knowledge of small business lending products. Educates customers with all products and services and alternate delivery channels such as; On-line Banking, Bill Pay, Mobile Banking, ATM and Cash Management services. Willingness to engage in outside business development activities including cold calling and community involvement. Job Specifications High School or equivalent with one plus year sales or banking experience. Knowledge of Bank products and services. Direct sales and customer service experience to meet or exceed personal sales goals and contribute to team goals. Good oral and written communication skills. Detail oriented and good organization skills. Ability to prioritize workflow, multi-task, time management skills and ability to meet deadlines. Cash handling experience. Enthusiastic, goal oriented and customer focus. Ability to analyze situations and solve complex issues. Computer experience and familiarity with Microsoft Office (Word, Excel, Outlook). Work involves sitting, extended period of standing, occasional walking and lifting up to 50 pounds. Perform all duties in compliance with BSA/AML regulations.

About Beacon Financial Corporation Beacon Financial Corporation (NYSE: BBT) is the holding Company for Beacon Bank & Trust, commonly known as Beacon Bank, a full-service regional bank serving the Northeast that was created on September 1, 2025 through the merger of equals between Berkshire Hills Bancorp and Brookline Bancorp. Headquartered in Boston, Massachusetts, the Company has $24 billion in assets and more than 145 branches throughout New England and New York. Beacon Bank offers a full suite of tailored banking solutions including commercial, cash management, asset-based lending, retail, consumer and residential products and services. The Bank operates through its banking divisions - Berkshire Bank, Brookline Bank, BankRI and PCSB Bank. The Company also provides equipment financing through its Eastern Funding subsidiary, SBA lending through its 44 Business Capital division and private wealth services through Clarendon Private. Learn more at BeaconFinancialCorporation.com. What is our most valuable asset? Our employees! We pride ourselves on hiring candidates that embrace our Core Four Values: Adaptability, Accountability, Leadership, and Teamwork. That's why we offer competitive pay and excellent benefits which includes a matching 401k. Beacon Bank and Trust provides a great working environment that offers opportunities for advancement. We are currently seeking a Financial Analyst to join the team in our Back Bay office. This role will support the Financial Reporting team within the Company's Corporate Finance and Accounting group, this position offers many opportunities related to internal and external SEC and banking regulatory reporting. Principal Duties and Responsibilities FP&A is a small team that serves as a financial and analytical hub between the core business units, corporate functions, investor relations and senior management. It covers a wide variety of responsibilities, such as budgeting and forecasting, evaluating capital allocation decisions, designing executive reporting, and analysis of new business opportunities. The FP&A Analyst supports the budgeting & forecasting processes and procedures utilizing the cloud-based Axiom Budgeting & Forecasting solution. The Analyst will assist in a variety of projects including learning the Axiom Planning & Budgeting system, developing reporting, managing analysis plan files, reviewing monthly performance results, crafting commentary to aid in decision support, and assisting senior management with forecasting growth opportunities and summarizing projected performance. Key Accountabilities : Become the subject matter expert for the Axiom Budgeting & Forecasting system Create and refresh data pulls out of Axiom to facilitate income-accretive, strategic decision-making Assist VP FP&A in the development and maintenance of the institution's rolling multi-year budget and forecasting files, as well as the institution's financial strategic plan Assist VP FP&A supporting the Operations/Executive/Administrative areas of the business implementing ongoing monthly and quarterly reporting, inclusive of product originations, profitability, and performance versus targets Evaluate profitability of proposed initiatives and enhancements to internal processes via quantitative and qualitative analyses Distill data into a finely crafted story to be presented to business partners and senior leadership on a periodic basis Ensure compliance with all banking laws, rules, regulations, and prescribed policies/practices/procedures necessary to reduce risk and uphold ethical standards related to and required by one's duties Job Specifications Bachelor's Degree in Accounting or Finance or equivalent experience is required 0-2 years applicable work experience. Strong proficiency in Microsoft Office, particularly Excel and PowerPoint Ability to learn cloud-based planning and budgeting systems, specific Axiom (Strata Decision Technology) knowledge is a plus. Demonstrates a high degree of professionalism, attention to detail, verbal and written communication, leadership potential, and teamwork. A "problem solver" who can thrive in a rapidly changing environment with limited direct supervision. Ability to balance changing priorities and deadlines

About Brookline Bank Since 1871, Brookline Bank, a division of Beacon Bank & Trust, has built a legacy of consistent financial strength, trust, outstanding banking services, and strong customer relationships. Today, we have 28 branches that deliver an expanding array of valuable banking and financial services geared to helping individuals and businesses manage their finances. As a trusted financial resource to our customers, it's our everyday commitment to do more, deliver more, and exceed expectations. What is Brookline Bank's most valuable asset? Our employees! That's why we offer competitive pay and excellent benefits which includes a matching 401k. We pride ourselves on hiring candidates that embrace our Core Four Values: Adaptability, Accountability, Leadership, and Teamwork. Brookline Bank provides a great working environment that offers opportunities for advancement. We are currently looking for a Personal Banking Representative in our Newton Centre branch. As a Personal Banking Rep you will greet customers, build relationships, open new accounts, and sell a full range of financial products and services. The ideal candidate should have cash handling experience, excellent customer service skills, and is knowledgeable of bank products and services. If you believe you have what it takes and are interested in joining our team then please apply today! Principal Duties and Responsibilities * Provides excellent customer service, identifies customer needs and suggest appropriate line of products. * Proactively develops new customer relationships and expands relationship with existing customers. * Possess good working knowledge of all depository products and alternate delivery services. * Research and resolve all customer problems and inquires. * Possess good working knowledge of all consumer-lending products. * Interview consumer loan applicants. Submit and close consumer and equity loans. * Basic knowledge of small business lending products. * Educates customers with all products and services and alternate delivery channels such as; On-line Banking, Bill Pay, Mobile Banking, ATM and Cash Management services. * Willingness to engage in outside business development activities including cold calling and community involvement. Job Specifications * High School or equivalent with one plus year sales or banking experience. * Knowledge of Bank products and services. * Direct sales and customer service experience to meet or exceed personal sales goals and contribute to team goals. * Good oral and written communication skills. * Detail oriented and good organization skills. * Ability to prioritize workflow, multi-task, time management skills and ability to meet deadlines. * Cash handling experience. * Enthusiastic, goal oriented and customer focus. * Ability to analyze situations and solve complex issues. * Computer experience and familiarity with Microsoft Office (Word, Excel, Outlook). * Work involves sitting, extended period of standing, occasional walking and lifting up to 50 pounds. * Perform all duties in compliance with BSA/AML regulations.

About Brookline Bank Since 1871, Brookline Bank, a division of Beacon Bank & Trust, has built a legacy of consistent financial strength, trust, outstanding banking services, and strong customer relationships. Today, we have 28 branches that deliver an expanding array of valuable banking and financial services geared to helping individuals and businesses manage their finances. As a trusted financial resource to our customers, it's our everyday commitment to do more, deliver more, and exceed expectations. What is Brookline Bank's most valuable asset? Our employees! That's why we offer competitive pay and excellent benefits which includes a matching 401k. We pride ourselves on hiring candidates that embrace our Core Four Values: Adaptability, Accountability, Leadership, and Teamwork. Brookline Bank provides a great working environment that offers opportunities for advancement. Currently, we are seeking an ambitious Commercial Banker III who thrives in a team setting, is driven, has integrity, is authentic, and has experience in Commercial Banking. This position is based out of our Wakefield, MA location. The primary responsibilities include the development of new business, management of existing loan portfolio and adherence to credit, compliance and operational policies. Principal Duties and Responsibilities * New Business: This position will independently develop new business opportunities through business development efforts; including new client solicitation, active involvement in industry organizations, and expansion of existing client base. This will include the underwriting of loans by analyzing financial information and related reports and the preparation and presentation of credit approval memorandums. In addition, this position will document loans by ordering appraisals and environmental reports, issuing commitment letters, coordinating closings and overseeing the loan booking process. In addition to the development of loan opportunities, the Banker will work to increase deposits from clients, and generate non-interest fee income through the appropriate recommendation of interest risk hedging products, cash management sales, foreign exchange services and referrals to partner organizations. * Portfolio Management: Responsible for the ongoing maintenance and customer service of the assigned loan portfolio. Monitor the ongoing credit quality of the portfolio and assess the credit quality of each relationship in accordance with policy including the completion of annual credit reviews and periodic renewals throughout the year. This position will be responsible for the accurate entry of information to track/monitor the status of the portfolio. Job Specifications * Bachelor's degree or equivalent * Minimum of 10 years of commercial lending and underwriting/portfolio management experience * Understand the commercial marketplace within the Bank's target area * Be well-versed with the Bank's credit policy and guidelines * Have familiarity with other products and services offered by the Bank, for cross-selling purposes * Ability to communicate effectively in both an oral and written capacity * Be willing to assume any other duties as may be required

Title: Personal Banker I Department: Retail Banking Reports to: Branch Manager Supervises: None Classification: Non-exempt Date Prepared: August 18, 2025 Summary / Objective The Personal Banker is responsible for providing exceptional customer service by using excellent, in-depth knowledge of company products, understanding the customer's unperceived needs, and communicating effectively with team members. Experience & Education Requirements: Bachelor's degree or equivalent sales & service experience Good interpersonal, communication & computer skills Multilingual speaking preferred Essential Job Functions: Provides a complete range of customer service including opening new accounts, explaining available bank products and services, and gathering customer information to process new and existing accounts Responsible for providing comprehensive electronic banking support to customers Proactively interviews customers to identify all their perceived and unperceived financial needs Working accurately and efficiently with strong written and verbal skills to complete transactions within a reasonable period of time Maintains knowledge of branch policies and procedures Participates in activities for generating new business such as special events Successfully completing IRA and CD transactions; handling “teller transactions” as part of working with the customers to satisfy their needs Deliver clarity to customers through simplicity, guidance, and know-how Interface with customers via telephone or in person Must be able to support multiple branch locations as needed Adherence to all operational, regulatory and security requirements, directives and procedures while minimizing losses Contributing to the achievement of goals through individual and group efforts and by offering ideas for improving processes and exceeding customer expectations Qualifications Required knowledge, skills & abilities: Basic understanding of financial products and services and the ability to learn more Assessing customer needs, providing solid recommendations, and building customer relationships to optimize sales opportunities with new and existing customers Effective written and verbal communication skills and computer skills Must possess a professional demeanor including business attire, courtesy, tact and conflict management skills Ability to apply critical thinking and problem solving skills Ability to adapt to changing demands and requirements Successful completion of in-house training programs or other approved training programs Compliance with BSA regulations as appropriate to the position Physical Demands and Work Environment: Ability to use standard equipment such as computers, phones, photocopiers Requires manual dexterity, the ability to move and lift up to 25 pounds, (i.e. cash drawers, money/coins) Occasionally access the outside of the Bank building to service the ATM and drive-up area Occasional local travel to other worksites is required Sitting or standing for longer periods of time Must be able to work schedules that meet the needs of the Bank, which may include early morning, evening and /or weekend hours Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Other Duties This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. It is expected that from time to time other duties, both related and unrelated to the above, may be assigned and therefore, required.

About Brookline Bank Since 1871, Brookline Bank, a division of Beacon Bank & Trust, has built a legacy of consistent financial strength, trust, outstanding banking services, and strong customer relationships. Today, we have 28 branches that deliver an expanding array of valuable banking and financial services geared to helping individuals and businesses manage their finances. As a trusted financial resource to our customers, it's our everyday commitment to do more, deliver more, and exceed expectations. What is Brookline Bank's most valuable asset? Our employees! That's why we offer competitive pay and excellent benefits which includes a matching 401k. We pride ourselves on hiring candidates that embrace our Core Four Values: Adaptability, Accountability, Leadership, and Teamwork. Brookline Bank provides a great working environment that offers opportunities for advancement. Currently, we are seeking an ambitious Commercial Banker III who thrives in a team setting, is driven, has integrity, is authentic, and has experience in Commercial Banking. This position is based out of our Wakefield, MA location. The primary responsibilities include the development of new business, management of existing loan portfolio and adherence to credit, compliance and operational policies. Principal Duties and Responsibilities New Business: This position will independently develop new business opportunities through business development efforts; including new client solicitation, active involvement in industry organizations, and expansion of existing client base. This will include the underwriting of loans by analyzing financial information and related reports and the preparation and presentation of credit approval memorandums. In addition, this position will document loans by ordering appraisals and environmental reports, issuing commitment letters, coordinating closings and overseeing the loan booking process. In addition to the development of loan opportunities, the Banker will work to increase deposits from clients, and generate non-interest fee income through the appropriate recommendation of interest risk hedging products, cash management sales, foreign exchange services and referrals to partner organizations. Portfolio Management: Responsible for the ongoing maintenance and customer service of the assigned loan portfolio. Monitor the ongoing credit quality of the portfolio and assess the credit quality of each relationship in accordance with policy including the completion of annual credit reviews and periodic renewals throughout the year. This position will be responsible for the accurate entry of information to track/monitor the status of the portfolio. Job Specifications Bachelor's degree or equivalent Minimum of 10 years of commercial lending and underwriting/portfolio management experience Understand the commercial marketplace within the Bank's target area Be well-versed with the Bank's credit policy and guidelines Have familiarity with other products and services offered by the Bank, for cross-selling purposes Ability to communicate effectively in both an oral and written capacity Be willing to assume any other duties as may be required

About Brookline Bank Since 1871, Brookline Bank, a division of Beacon Bank & Trust, has built a legacy of consistent financial strength, trust, outstanding banking services, and strong customer relationships. Today, we have 28 branches that deliver an expanding array of valuable banking and financial services geared to helping individuals and businesses manage their finances. As a trusted financial resource to our customers, it's our everyday commitment to do more, deliver more, and exceed expectations. What is Brookline Bank's most valuable asset? Our employees! That's why we offer competitive pay and excellent benefits which includes a matching 401k. We pride ourselves on hiring candidates that embrace our Core Four Values: Adaptability, Accountability, Leadership, and Teamwork. Brookline Bank provides a great working environment that offers opportunities for advancement. We are looking for an experienced and enthusiastic Universal Banker to join the team in our Lexington branch and travel to other local branches on an "as needed" basis. The Universal Banker position will be responsible to perform the job responsibilities of both a Teller and a Personal Banking Representative. We are looking for someone with previous banking experience who is goal oriented and has excellent customer services skills. If you believe you have what it takes and are interested in joining our team, then please apply today! NOTE** Due to the need to "float" to local branches this role will require a vehicle, as many branches are not accessible via public transportation. Principal Duties and Responsibilities • Process financial transactions including deposits, withdrawals, check cashing and loan payments • Provides excellent customer service, identifies customer needs, and suggests appropriate line of products • Proactively develops new customer relationships and expands relationship with existing customer • Research and resolve all customer problems and inquires • Interview consumer loan applicants. Submit and close consumer and equity loans • Educates customers on all products and services and alternate delivery channels • Cross sell products and services • Engage in outside business development activities including cold calling and community involvement • Contribute to the overall branch goals in sales and service Job Specifications • High School diploma or GED required • Previous teller experience and cash handling experience • Computer experience and familiarity with Microsoft Office (Word, Excel, Outlook) • Good oral and written communication skills • Detail oriented and good organization skills • Good working knowledge of all bank operating procedures, practice and policies • Ability to prioritize workflow, multi-task, time management skills and ability to meet deadlines • Ability to analyze situations and solve complex issues

About Brookline Bank Since 1871, Brookline Bank, a division of Beacon Bank & Trust, has built a legacy of consistent financial strength, trust, outstanding banking services, and strong customer relationships. Today, we have 28 branches that deliver an expanding array of valuable banking and financial services geared to helping individuals and businesses manage their finances. As a trusted financial resource to our customers, it's our everyday commitment to do more, deliver more, and exceed expectations. What is Brookline Bank's most valuable asset? Our employees! That's why we offer competitive pay and excellent benefits which includes a matching 401k. We pride ourselves on hiring candidates that embrace our Core Four Values: Adaptability, Accountability, Leadership, and Teamwork. Brookline Bank provides a great working environment that offers opportunities for advancement. We are looking for an experienced and enthusiastic Universal Banker to join the team in our Lexington branch and travel to other local branches on an "as needed" basis. The Universal Banker position will be responsible to perform the job responsibilities of both a Teller and a Personal Banking Representative. We are looking for someone with previous banking experience who is goal oriented and has excellent customer services skills. If you believe you have what it takes and are interested in joining our team, then please apply today! NOTE Due to the need to "float" to local branches this role will require a vehicle, as many branches are not accessible via public transportation. Principal Duties and Responsibilities * Process financial transactions including deposits, withdrawals, check cashing and loan payments * Provides excellent customer service, identifies customer needs, and suggests appropriate line of products * Proactively develops new customer relationships and expands relationship with existing customer * Research and resolve all customer problems and inquires * Interview consumer loan applicants. Submit and close consumer and equity loans * Educates customers on all products and services and alternate delivery channels * Cross sell products and services * Engage in outside business development activities including cold calling and community involvement * Contribute to the overall branch goals in sales and service Job Specifications * High School diploma or GED required * Previous teller experience and cash handling experience * Computer experience and familiarity with Microsoft Office (Word, Excel, Outlook) * Good oral and written communication skills * Detail oriented and good organization skills * Good working knowledge of all bank operating procedures, practice and policies * Ability to prioritize workflow, multi-task, time management skills and ability to meet deadlines * Ability to analyze situations and solve complex issues

About Brookline Bank Since 1871, Brookline Bank, a division of Beacon Bank & Trust, has built a legacy of consistent financial strength, trust, outstanding banking services, and strong customer relationships. Today, we have 28 branches that deliver an expanding array of valuable banking and financial services geared to helping individuals and businesses manage their finances. As a trusted financial resource to our customers, it's our everyday commitment to do more, deliver more, and exceed expectations. What is Brookline Bank's most valuable asset? Our employees! That's why we offer competitive pay and excellent benefits which includes a matching 401k. We pride ourselves on hiring candidates that embrace our Core Four Values: Adaptability, Accountability, Leadership, and Teamwork. Brookline Bank provides a great working environment that offers opportunities for advancement. We are looking for an experienced and enthusiastic Universal Banker to join the team in our Essex branch. The Universal Banker position will be responsible to perform the job responsibilities of both a Teller and a Personal Banking Representative. We are looking for someone with previous banking experience who is goal oriented and has excellent customer services skills. If you believe you have what it takes and are interested in joining our team, then please apply today! Principal Duties and Responsibilities • Process financial transactions including deposits, withdrawals, check cashing and loan payments • Provides excellent customer service, identifies customer needs, and suggests appropriate line of products • Proactively develops new customer relationships and expands relationship with existing customer • Research and resolve all customer problems and inquires • Interview consumer loan applicants. Submit and close consumer and equity loans • Educates customers on all products and services and alternate delivery channels • Cross sell products and services • Engage in outside business development activities including cold calling and community involvement • Contribute to the overall branch goals in sales and service Job Specifications • High School diploma or GED required • Previous teller experience and cash handling experience • Computer experience and familiarity with Microsoft Office (Word, Excel, Outlook) • Good oral and written communication skills • Detail oriented and good organization skills • Good working knowledge of all bank operating procedures, practice and policies • Ability to prioritize workflow, multi-task, time management skills and ability to meet deadlines • Ability to analyze situations and solve complex issues

About Brookline Bank Since 1871, Brookline Bank, a division of Beacon Bank & Trust, has built a legacy of consistent financial strength, trust, outstanding banking services, and strong customer relationships. Today, we have 28 branches that deliver an expanding array of valuable banking and financial services geared to helping individuals and businesses manage their finances. As a trusted financial resource to our customers, it's our everyday commitment to do more, deliver more, and exceed expectations. What is Brookline Bank's most valuable asset? Our employees! That's why we offer competitive pay and excellent benefits which includes a matching 401k. We pride ourselves on hiring candidates that embrace our Core Four Values: Adaptability, Accountability, Leadership, and Teamwork. Brookline Bank provides a great working environment that offers opportunities for advancement. We are looking for an experienced and enthusiastic Universal Banker to join the team in our Essex branch. The Universal Banker position will be responsible to perform the job responsibilities of both a Teller and a Personal Banking Representative. We are looking for someone with previous banking experience who is goal oriented and has excellent customer services skills. If you believe you have what it takes and are interested in joining our team, then please apply today! Principal Duties and Responsibilities * Process financial transactions including deposits, withdrawals, check cashing and loan payments * Provides excellent customer service, identifies customer needs, and suggests appropriate line of products * Proactively develops new customer relationships and expands relationship with existing customer * Research and resolve all customer problems and inquires * Interview consumer loan applicants. Submit and close consumer and equity loans * Educates customers on all products and services and alternate delivery channels * Cross sell products and services * Engage in outside business development activities including cold calling and community involvement * Contribute to the overall branch goals in sales and service Job Specifications * High School diploma or GED required * Previous teller experience and cash handling experience * Computer experience and familiarity with Microsoft Office (Word, Excel, Outlook) * Good oral and written communication skills * Detail oriented and good organization skills * Good working knowledge of all bank operating procedures, practice and policies * Ability to prioritize workflow, multi-task, time management skills and ability to meet deadlines * Ability to analyze situations and solve complex issues