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EDWARD L. RAND, JR., CPA, is the Chief Financial Officer and a Senior Vice-President of ProAssurance Corporation. Prior to joining ProAssurance in November of 2004, Mr. Rand was Chief Accounting Officer and Head of Corporate Finance for PartnerRe Ltd. from 2000 - 2004. He also served as the Chief Financial Officer of Atlantic American Corporation from 1996 - 2000 and Controller of United Capitol Insurance Company from 1992 - 1996. Prior to this time Mr. Rand was employed by Coopers & Lybrand (now PriceWaterhouseCoopers) for four years. Mr. Rand is a certified public accountant and is a graduate of Davidson College where he majored in Economics.

Greg Ness is chairman, president and chief executive officer of StanCorp Financial Group, Inc., and Standard Insurance Company. Beginning in July 2009, he served as president and chief executive officer, and was elected chairman of the board in December 2011. He previously served as president and chief operating officer from September 2008 until June 2009. Ness joined Standard Insurance Company in 1979 and has held a succession of positions with increasing responsibilities, including senior vice president of the Insurance Services Group, senior vice president of the Employee Benefits Division, senior vice president of Investments and president of StanCorp Mortgage Investors, LLC, and StanCorp Investment Advisers, vice president and corporate secretary, and vice president of Retirement Plans Sales and Marketing. He is a Phi Beta Kappa graduate of Washington State University, has earned a Master of Business Administration degree from Portland State University and holds the Leadership Institute Fellow designation from the Life Insurance Marketing and Research Association (LIMRA). Ness chairs the board of directors of the Oregon Business Council and the Armory Theater Fund. He is a member of the board of directors of the Oregon Health & Science University Foundation. Ness is also trustee emeritus and past chair of the Portland Center Stage board of directors and a member of the SOLVE Founder's Circle.

Drew K. Horter is the President and Founder of Horter Investment Management, LLC. Mr. Horter has extensive industry knowledge as an Investment Advisor Representative, and has previously held FINRA Securities licenses that include the Series 6, 7, 22, 24 and 63. With over 37 years of investment management experience, Mr. Horter has experienced many economic, political and financial cycles. Horter Investment Management was founded in 1991 as a Registered Investment Advisor. Horter Investment Management currently has over 200 investment advisor representatives and relationships with more than 50 independent advisory firms, representing over 100 additional investment advisor representatives. These advisors are spread across 44 states, including Hawaii. Mr. Horter’s firm manages assets on a fee basis for its clients. Early in his career Mr. Horter recognized the need for high quality private wealth managers for his clients. Since 2007 he has focused on low risk, low volatility tactical or multi-alternative ETF's or mutual funds. These managers strive to smooth out this return strategy to attain equity like rates of return without the risk generally associated with the stock market. To complement the low risk and low volatility managers, Horter Investment Management also works with higher volatility ETF managers that present additional opportunities for clients to grow their assets if their risk profiles are much higher. With Mr. Horter’s extensive background investing in the financial markets and tactical management approach, leading media outlets consult his expertise. His insight has been featured by a number of prominent publications across the country, including The Wall Street Journal, Chicago Tribune, Investment News and the Wall St. Cheat Sheet among others. Tactical Fund Advisors oversees $200M in Assets Under Management with 5 Tactical Mutual Funds. Mr. Horter is a licensed insurance professional. Insurance products are offered through Horter Financial Strategies, LLC.

Ms. Robin A. Auerbach is a President and Chief Executive Officer at EdgeMAC and is based in United States.