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Navient salary estimate

$42,771yearly

$20.56 hourly rate

Entry-level salary
$25,000 yearly salary
Updated December 15, 2025

Understanding Navient Salaries

At Navient, salary figures reflect a wide range of compensation that varies by role and department. The overall average salary of $42,771 encompasses a spectrum from entry-level positions to senior roles. High-paying positions include director, with an average annual salary of $131,380, and senior software engineers earning about $104,022.

Salary Variances by Department

Departments within Navient showcase different salary averages, with engineering roles at the top, averaging $89,966. In contrast, customer service and administrative roles lag behind, offering average salaries of $36,118 and $44,371, respectively.

Impact of Location

Salaries also vary significantly by location, with Delaware providing the highest pay due to competitive market demands and living costs. It's essential for prospective employees to consider these factors when evaluating opportunities within Navient.

Highest paying jobs at Navient

The highest paying jobs at Navient are director, senior software engineer, project manager, and team leader. Director jobs at Navient earn an average yearly salary of $131,380, Navient senior software engineer jobs average $104,022, and Navient project manager jobs average $92,026.

The lowest paying Navient roles include cashier and call center agent. Navient cashier average salary is $29,920 per year. So while the average Navient salary is $42,771 there is a big variation in pay depending on the role.

Highest paying jobs at Navient

RankJob titleAverage Navient salaryHourly rate
1Director$131,380$63.16
2Senior Software Engineer$104,022$50.01
3Project Manager$92,026$44.24
4Team Leader$85,159$40.94
5Account Executive$75,778$36.43
6Account Manager$73,393$35.29
7Finance Analyst$71,236$34.25
8Senior Accountant$69,267$33.30
9Supervisor$65,873$31.67
10Project Coordinator$60,169$28.93
11Data Entry Associate$54,337$26.12
12Outreach Counselor$52,395$25.19
13Loan Analyst$46,986$22.59
14Loan Processor$41,754$20.07
15Administrative Assistant$39,998$19.23
16Payment Processor$38,603$18.56
17Collections Specialist$35,806$17.21
18Customer Service Specialist$34,220$16.45
19Customer Service Representative$33,401$16.06
20Collector$31,493$15.14

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Average Navient salary by state

Navient pays the highest salaries in Delaware due to higher costs of living and competition in the state.

RankStateAverage Navient salaryHourly rate
1Delaware$40,221$19.34
2Virginia$39,906$19.19
3Indiana$39,385$18.94
4Tennessee$38,823$18.66

How much does Navient pay by location?

The average Navient salary varies by location. Navient salaries are the highest in Newton, MA, at $45,314 per year. Navient pays the second highest average salary in Denver, CO, at $44,203 per year. It's important to factor in the cost of living when negotiating a salary or choosing a place to work.

Highest paying Navient locations

RankLocationAverage Navient salaryHourly rate
1Newton, MA$45,314$21.79
2Denver, CO$44,203$21.25
3Horseheads, NY$44,114$21.21
4Moorestown, NJ$44,044$21.18
5Ione, OR$43,626$20.97
6Urban Honolulu, HI$43,556$20.94
7Phoenix, AZ$42,365$20.37
8Chicago, IL$42,040$20.21
9Irving, TX$41,976$20.18
10Carson City, NV$41,266$19.84
11Milwaukee, WI$40,671$19.55
12Cheyenne, WY$40,438$19.44
13Newark, DE$40,247$19.35
14Reston, VA$40,189$19.32
15Wilkes-Barre, PA$39,952$19.21
16Boise, ID$39,928$19.20
17Salt Lake City, UT$39,892$19.18
18Albuquerque, NM$39,792$19.13
19Raleigh, NC$39,716$19.09
20Helena, MT$39,454$18.97

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Navient salaries by department

Salaries at Navient vary depending on the department you work in. Navient salaries in the engineering department are the highest with an average salary of $89,966. Employees in the it department at Navient receive relatively high salaries as well, with an average salary of $75,910 per year. Departments that don't pay as well at Navient include the customer service and the administrative organizational functions, with employees earning average salaries of $36,118 and $44,371, respectively.

Average Navient salary by department

RankDepartmentAverage Navient salaryHourly rate
1Engineering$89,966$43.25
2IT$75,910$36.50
3Plant/Manufacturing$72,616$34.91
4Marketing$68,811$33.08
5Finance$58,119$27.94
6Retail$50,178$24.12
7Sales$49,146$23.63
8Accounting$44,666$21.47
9Administrative$44,371$21.33
10Customer Service$36,119$17.36

How much does Navient pay by department?

Best paying Navient customer service salaries

RankPositionAverage Navient salaryHourly rate
1Resolution Specialist$37,741$18.14
2Customer Service Specialist$34,220$16.45
3Customer Service Representative$33,401$16.06
4Student Loan Collector$33,191$15.96
5Call Center Representative$31,874$15.32
6Debt Collector$31,076$14.94
7Collection Agent$30,543$14.68

Best paying Navient finance salaries

RankPositionAverage Navient salaryHourly rate
1Consultant$81,518$39.19
2Collection Team Lead$78,770$37.87
3Finance Supervisor$76,855$36.95
4Claims Analyst$75,931$36.51
5Finance Analyst$71,236$34.25
6Collection Supervisor$66,532$31.99
7Fraud Investigator$65,898$31.68
8Loan Servicing Specialist$63,272$30.42
9Loan Specialist$62,153$29.88
10Collections Manager$61,494$29.56
11Claim Processor$60,151$28.92
12Collections/Account Manager$53,698$25.82
13Claims Representative$44,952$21.61
14Payment Processor$38,603$18.56
15Debt Collector$31,076$14.94

Best paying Navient sales salaries

RankPositionAverage Navient salaryHourly rate
1Salesforce Developer$94,206$45.29
2Account Manager$73,393$35.29
3Sales Agent$68,379$32.87
4Reconciliation Analyst$66,292$31.87
5Sales Specialist$65,339$31.41
6Account Representative$36,759$17.67
7Skip Tracer$35,033$16.84
8Student Loan Collector$33,191$15.96
9Collections Representative$31,446$15.12
10Debt Collector$31,076$14.94

Navient competitors’ average salaries

Average salaries at Navient competitors, like Green Dot, CME Group, and Stifel Financial, vary. Green Dot employees earn the highest salaries, with an average yearly salary of $113,101. The average salary at CME Group is $110,123 per year, and the average salary at Stifel Financial is $78,156 per year.

Highest paying Navient competitors

RankCompany nameZippia scoreAverage salary
1Green Dot4.6$113,101
2CME Group4.4$110,123
3Stifel Financial4.8$78,156
4Hellman & Friedman4.8$74,677
5Ocwen Financial4.9$71,710
6The Vanguard Group4.6$71,689
7Applied Card Systems3.7$59,805
8MOHELA4.5$40,683
9Credit Acceptance4.5$40,246
10Primerica4.6$39,645
11PHEAA4.1$39,446
12Financial Asset Management Systems4.4$39,274
13Delta Management Associates4.1$38,693
14NCO Group4.5$37,920
15CBE Companies4.0$37,867
16Premiere Credit of North America3.6$37,126
17Diversified Consultants4.0$36,797
18Pioneer Credit Recovery - A Navient4.5$36,621
19United Collection Bureau4.0$35,563
20National Enterprise Systems3.5$34,905

Recently added Navient salaries

JobLocationDate addedSalary
Group Product Manager, GrowthSalt Lake City, UT06/12/2025$248,000
Senior Product ManagerSalt Lake City, UT06/12/2025$212,000
Group Product Manager, GrowthSan Francisco, CA06/12/2025$248,000
Senior Product ManagerSan Francisco, CA06/12/2025$212,000
Senior Product ManagerAustin, TX06/11/2025$212,000

What employees say about salary at Navient

Employee reviews
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5.0
A zippia user wrote a review on Aug 2021
Pros of working at Navient

I like the opportunity for Career growth

Cons of working at Navient

I’ve got nothing bad to say about them

Navient benefits

Pto accumulation

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3.0
A zippia user wrote a review on May 2021
Pros of working at Navient

The people, the pay

Cons of working at Navient

The stress, the management style, the expectations for meeting metics

Navient benefits

The opportunity to earn a monthly bonus

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profile
2.0
A zippia user wrote a review on Feb 2021
Pros of working at Navient

Job wasn’t too hard it was just over stimulating

Cons of working at Navient

The management

Navient benefits

Healthcare 401k

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Frequently asked questions about Navient salaries

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Zippia gives an in-depth look into the details of Navient, including salaries, political affiliations, employee data, and more, in order to inform job seekers about Navient. The employee data is based on information from people who have self-reported their past or current employments at Navient. The data on this page is also based on data sources collected from public and open data sources on the Internet and other locations, as well as proprietary data we licensed from other companies. Sources of data may include, but are not limited to, the BLS, company filings, estimates based on those filings, H1B filings, and other public and private datasets. While we have made attempts to ensure that the information displayed are correct, Zippia is not responsible for any errors or omissions or for the results obtained from the use of this information. None of the information on this page has been provided or approved by Navient. The data presented on this page does not represent the view of Navient and its employees or that of Zippia.

Navient may also be known as or be related to Navient, Navient Corp., Navient Corporation, Navient Solutions LLC and Sallie Mae.