New York Life Insurance jobs in Bethesda, MD - 201 jobs

New York Life Insurance Company Northern Virginia General Office, is seeking an Intern to join our dynamic company. This is a great opportunity for a student seeking a career in advertising, marketing, sales, or business. You will help us connect customers to our products and have fun while doing it! You will develop business skills related to marketing, relationship building and how to present yourself as a confident, accomplished professional. The Internship program will give you the opportunity to learn first-hand the insurance and financial services industry. The Intern will assist on tasks to gain experience working on a wide variety of projects including customer relations. You'll help the agency in working with individuals and business owners create, build, and preserve wealth. The hours are flexible and intern will work in our Northern Virginia General Office in Vienna, VA. New York Life Insurance company, a Fortune 100 company founded in 1845, is the largest mutual life insurance company in the United States and one of the largest life insurers in the world. New York Life has the highest possible financial strength ratings from all four of the major credit rating agencies. New York Life Insurance Company Northern Virginia General Office 8075 Leesburg Pike Suite 200 Vienna, VA 22182 John J. Wright Agent ************** ******************* Job Description -Ability to make cold calls/prospecting to businesses to set appointments -Assist in the scheduling and data sorting -Desire to help others and make a difference -Assist with execution of trade shows and events -Enter contact information into contact management systems -Drive and determination -Vibrant personality and professional presence -Entrepreneurial and team spirit Qualifications -Possess excellent written, verbal communication and customer service skills. -Possess creativity, flexibility, variety, and growth potential. -Should be open-minded, a fast learner, enthusiastic, and adaptable. -Opportunity to train for and take the Insurance State Licensing Exam and Securities Licensing Exam. -Opportunity to become a full-time agent for successful Interns with unlimited income potential Additional Information All your information will be kept confidential according to EEO guidelines.

A leading financial services firm in Baltimore seeks a seasoned professional to lead the financial reporting for Variable Annuities and RILAs. The role includes overseeing the preparation of financial statements, managing a dedicated team, and ensuring compliance with IFRS and US GAAP standards. Candidates should have significant experience in financial reporting within life insurance, strong analytical and leadership skills, and advanced degrees in relevant fields. A competitive salary range of $187,000 to $248,000 is offered, alongside comprehensive benefits including a pension plan and 401k match. #J-18808-Ljbffr

We're empowered by a vast agent network covering North America, with diversity to match. Together with our nonprofit research institute and foundation, we tune in, step up, and are a force for good - for our customers and the communities where we live, work, and play. United in our purpose, we help people create the financial freedom to live life on their terms.Transamerica is organized into three distinct businesses. These include 1) World Financial Group, including Transamerica Financial Advisors, 2) Protection Solutions and Savings & Investments, comprised of life insurance, annuities, employee benefits, retirement plans, and Transamerica Investment Solutions, and 3) Financial Assets, which includes legacy blocks of long term care, universal life, and variable and fixed annuities. These are supported by Transamerica Corporate, which includes Finance, People and Places, General Counsel, Risk, Internal Audit, Strategy and Development, and Corporate Affairs, which covers Communications, Brand, and Government and Policy Affairs.* Lead modeling activities on various insurance liabilities, fixed-income assets and derivatives in actuarial systems, including AXIS.* Model and quantify risks including equity and interest rate sensitivities, cash flow variability, credit, alternative investment, or liquidity risks.* Collaborate with key stakeholders from business line valuation, ALM, risk management, financial/risk reporting, etc.* Embrace new technologies to improve workflows.* Design and build external or embedded controls to mitigate operating risks in workflows.* Apply risk management techniques and procedures, including the company's mandated risk methodologies.* Gather and analyze market data, calculate hedge program or portfolio statistics and develop/use models to simulate financial reporting processes.* Serve as a company-wide expert in multiple specialties, including portfolio yield projections.* Act as a subject matter expert for colleagues with less experience.* Apply and integrate statistical, mathematical, predictive modeling and business analysis skills to manage and manipulate complex high volume data from a variety of sources.* Design and lead multiple projects, with accountability for ongoing activities and objectives.* Review the work of others, providing direction and insight on research solutions to problems presented.* Develop staffing plans, recruit qualified candidates, and develop internal staff resources.* Lead multiple advanced research projects.* Interpret internal or external issues and recommend solutions/best practices.* Solve complex problems; take a broad perspective to identify solutions.* Build efficient models and processes* Apply judgment to modeling choices in a defensible manner.* Assess the materiality of various modeling and data choices.* FSA or equivalent professional designation along with Bachelor's Degree in Actuarial Science, Mathematics, Statistics, Economics or related field, and 8 years of relevant experience. In lieu of Bachelor's, will accept Master's in a listed discipline and 6 years or relevant experience. In lieu of FSA will accept ASA or equivalent professional designation and 14 years of relevant experience.* Demonstrates high quality leadership, judgment, organization and prioritization skills.* Exhibits effective management skills to motivate and develop a staff.* Effectively communicates, both verbally and in writing, advanced mathematical and analytical concepts to various audiences.* Works well under pressure and within time constraints to effectively accomplish individual and team objectives.* Experience with asset liability management practices* Comprehensive understanding of investment and finance concepts to creatively solve complex analytical problems* Leadership capabilities to direct teams and projects* Advanced degree* Insurance or asset/derivatives modeling experience* AXIS software experience- The Salary for this position generally ranges between $157,000 - $175,000 annually. ***Please note that the salary range is a good faith estimate for this position and actual starting pay is determined by several factors including***qualifications, experience, geography, work location designation (in-office, hybrid, remote) and operational needs. Salary may vary above and below the stated amounts, as permitted by applicable law.* Pension Plan* 401k Match* Employee Stock Purchase Plan* Tuition Reimbursement* Disability Insurance* Medical Insurance* Dental Insurance* Vision Insurance* Employee Discounts* Career Training & Development Opportunities #J-18808-Ljbffr

We're empowered by a vast agent network covering North America, with diversity to match. Together with our nonprofit research institute and foundation, we tune in, step up, and are a force for good - for our customers and the communities where we live, work, and play. United in our purpose, we help people create the financial freedom to live life on their terms.Transamerica is organized into three distinct businesses. These include 1) World Financial Group, including Transamerica Financial Advisors, 2) Protection Solutions and Savings & Investments, comprised of life insurance, annuities, employee benefits, retirement plans, and Transamerica Investment Solutions, and 3) Financial Assets, which includes legacy blocks of long term care, universal life, and variable and fixed annuities. These are supported by Transamerica Corporate, which includes Finance, People and Places, General Counsel, Risk, Internal Audit, Strategy and Development, and Corporate Affairs, which covers Communications, Brand, and Government and Policy Affairs.* Lead the monthly, quarterly, and annual close and reporting processes under IFRS, US GAAP, and Statutory/NAIC requirements for Variable Annuity and RILA blocks, ensuring accuracy, completeness, and timeliness of results.* Oversee preparation and review of financial statements, disclosures, and supporting schedules related to Variable Annuities and RILAs for internal management, regulators, rating agencies, and other stakeholders.* Manage and develop reporting team focused on these product lines across accounting bases, including goal setting, coaching, performance management, and succession planning.* Coordinate and respond to external and internal audits for IFRS, US GAAP, and Statutory reporting of Variable Annuities and RILAs, ensuring issues are understood in the context of these products and remediated promptly.* Maintain and enhance a strong internal control environment over financial reporting for Variable Annuity and RILA liabilities, guarantees, and related assets, including key controls, documentation, and governance.* Partner with hedging, controllership, tax, treasury, and risk teams to ensure appropriate multi‑basis accounting treatment for complex VA/RILA features, including market risk benefits, embedded derivatives, reinsurance, and hedge programs.* Lead or support implementation of new accounting and regulatory standards impacting Variable Annuities and RILAs (e.g., LDTI/market risk benefits, IFRS 17, evolving NAIC guidance), including impact assessments, policy decisions, and changes to processes and systems.* Drive continuous improvement, automation, and standardization of reporting processes and analytics for VA and RILA business, leveraging data and tools to improve efficiency, control, and insightfulness.* Prepare and deliver clear, insightful analysis of VA/RILA actual results versus plan/prior periods, including key drivers such as equity markets, interest rates, policyholder behavior, and hedge performance, for senior management and governance committees.* Serve as a subject matter expert on IFRS, US GAAP, and Statutory financial reporting for Variable Annuities and RILAs, providing guidance and training to finance and non‑finance stakeholders.* Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics or related field, and 10 years of related actuarial experience, or Master's degree in a listed discipline and 8 years of experience.* FSA and American Academy of Actuaries membership.* Demonstrate high quality leadership, judgment, organization and prioritization skills.* Exhibit effective management skills to motivate and develop a staff.* Effectively communicate, both verbally and in writing, advanced mathematical and analytical concepts to various audiences.* Solid understanding of capital markets and risk/return profiles of various assets.* Understand company priorities and adapt to changing needs.* Significant experience (typically 8+ years) in financial reporting, controllership, or actuarial roles within life insurance, with direct exposure to Variable Annuities and/or RILAs and multi‑basis reporting (IFRS, US GAAP, Statutory/NAIC).* Strong understanding of the market-related behavior of Variable Annuity and RILA products, including key risk drivers (equity level, interest rates, volatility, policyholder behavior) and practical experience working with or alongside hedge programs for these products.* Deep knowledge of insurance and annuity accounting, including VA and RILA guarantee features, market risk benefits, embedded derivatives, and related regulatory requirements across bases.* Demonstrated ability to manage complex close calendars, competing priorities, and cross‑functional projects in a deadline‑driven environment for market‑sensitive product portfolios.* Strong analytical, problem‑solving, and communication skills, with the ability to translate technical VA/RILA accounting and market drivers into clear messages for senior leaders and non‑technical stakeholders.* Experience leading or supporting implementations of new standards or major transformations affecting Variable Annuity and/or RILA reporting (e.g., LDTI, IFRS 17, NAIC changes, reporting system upgrades) is highly valued.- The Salary for this position generally ranges between $187,000- $248,000 annually. ***Please note that the salary range is a good faith estimate for this position and actual starting pay is determined by several factors including***qualifications, experience, geography, work location designation (in-office, hybrid, remote) and operational needs. Salary may vary above and below the stated amounts, as permitted by applicable law.* Pension Plan* 401k Match* Employee Stock Purchase Plan* Tuition Reimbursement* Disability Insurance* Medical Insurance* Dental Insurance* Vision Insurance* Employee Discounts* Career Training & Development Opportunities #J-18808-Ljbffr

A financial services company is seeking an experienced Actuary to lead modeling activities on various insurance liabilities and manage risks like liquidity and credit. The ideal candidate will have advanced analytical skills and an FSA designation or equivalent. Responsibilities include collaborating with stakeholders, designing controls, and leading projects with accountability. This position offers a competitive salary and a range of employee benefits including medical and dental insurance, a pension plan, and 401k matching. #J-18808-Ljbffr

You will work in the field and report to the Property Claim Manager and handle homeowner property field claims typically within the Baltimore, MD area. You must be located within this area. A company fleet vehicle is provided with the position and there's an option to use the vehicle for personal use. Location: In this primarily field-based role, you will spend 80% of your time (4+ days per week) working in the field, directly interacting with customers. On occasion you may be asked to travel to an office location for in person engagement activities such as team meetings, trainings, and culture events. Position Compensation Range: $57,000.00 - $94,000.00 Pay Rate Type: Salary Compensation may vary based on the job level and your geographic work location. Relocation support is offered for eligible candidates. Primary Accountabilities * Investigates origin and cause of claims by contacting the appropriate parties including insureds, claimants, agents, attorneys, contractors, experts, special investigation unit, other adjusters, public personnel, etc. * Identifies complex issues and seeks assistance as needed. Handles claims on a good faith basis. * Handles both 1st party and 3rd party claims under multiple policy types and numerous endorsements. * Conducts on-site inspections when needed, evaluates damages, and handles claim negotiations with insureds, claimants, attorneys, public adjusters. * Responds to customer inquiries, makes appropriate decisions and closes file as needed. * Interprets and determines policies, leases, by-laws, declarations, articles and contract coverages and applies to all parties for assigned losses. * Proactively provides all parties with claim process and status as appropriate; answers questions or redirects to other areas. * May be required to complete other assignments, job duties, or participate in projects based upon skills, achievements, or experience. Specialized Knowledge & Skills Requirements * Demonstrated experience providing customer-driven solutions, support, or service. * Demonstrated experience handling 1st and 3rd party, multi-line claims across our operating territories, or other equivalent experience. * Demonstrated experience handling moderately complex claims, or other equivalent experience. * Solid knowledge and understanding of policies and endorsements related to casualty coverages, or other equivalent knowledge. * Solid knowledge and understanding of each phase of the claim handling process, or other equivalent knowledge. Licenses * Valid driver's license required plus an acceptable driving record. * Obtain state specific property casualty claims licensing as required. Travel Requirements * Up to 50%. * Catastrophe duty up to 75% as applicable. Physical Requirements * Ascending or descending ladders, stairs, scaffolding, ramps, poles and the like. This position may require employees to visit areas that have a higher hazard than a typical office such as customer homes, body shops, or other locations. * Moving self in different positions to accomplish tasks in various environments including tight and confined spaces. * Adjusting or moving objects up to 50 pounds in all directions. Working Conditions * Low temperatures. * High temperatures. * Outdoor elements such as precipitation and wind. * Noisy environments. * Hazardous conditions. * Poor ventilation. * Small and/or enclosed spaces. Additional Information * Offer to selected candidate will be made contingent on the results of applicable background checks * Offer to selected candidate is contingent on signing a non-disclosure agreement for proprietary information, trade secrets, and inventions * Sponsorship will not be considered for this position unless specified in the posting We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits. We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. American Family Insurance is committed to the full inclusion of all qualified individuals. If a reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please email *************** to request a reasonable accommodation. #LI-JA2

Operational Mapping Program Lead Department Profile Professionals within the Legal and Compliance Division (LCD) provide a wide range of services to our business units. They preserve the firm's invaluable reputation for integrity and protect the firm from sanctions with policies and procedures that meet regulatory requirements around the world. They also strive to maintain cooperative relationships with governmental policy makers and the regulatory and self-regulatory agencies that govern the firm's businesses. The Non-Financial Risk (NFR) Department forms the second line of defense for management of the firm's non-financial risks, which include Financial Crimes, market manipulation or abuse and Operational risk. NFR Data & Analytics is a function in the Legal and Compliance Division responsible for designing and optimizing surveillance models, approaches and tools using advanced analytical techniques like supervised and unsupervised machine learning, Natural Language Processing (NLP) and evolving techniques like graph analytics. The surveillances and other tools help identify suspicious and/or illegal behaviors like money laundering, market manipulation, insider trading, unfair sales or trading practices and other financial crimes. Position Description The NFR Data & Analytics team is looking for an experienced professional to lead the Firm's Operational Mapping Program. With a background in consulting, financial services or a related industry, you will be passionate about designing and delivering effective enterprise-wide programs. The Operational Mapping Program is central to the Firm's ability to effectively manage our inter-affiliate relationships. We work in conjunction with key stakeholders including Non-Financial Risk, Outsourcing, Third Party Vendor Management, Business Continuity, Resiliency and Recovery and Resolution Planning. You will be responsible for delivering a new suite of Operational Mapping capabilities across the enterprise in conjunction with our Technology and Business Partners. As part of a team focused on the development of consumer-grade capabilities, you will be responsible for building, delivering and running core Operational Mapping solutions for our business partners. You will be able to build your skills in data-centric design techniques to deliver industry leading solutions, including the adoption of machine learning and GenAI. Responsibilities: > Lead the design and development of Operational Mapping capabilities to support the documentation of inter-affiliate process relationships and their operational dependencies > Work with Operational Mapping stakeholders to understand and model core data requirements/relationships and to ensure these can be operationally met > Act as Product Owner for technology solutions built to support the Operational Mapping Program including close liaison with our Technology teams > Project Manage both business-as-usual and project-based activities across the global team > Represent the Operational Mapping Program in relevant governance forums including leading our stakeholder working groups > Educate our stakeholders in the regulatory drivers and functional requirements of the Operational Mapping Program > Support business-as-usual activities in managing Operational Mapping data including the evolution of regulatory requirements in the Operational Mapping domain > Oversee a global team of full-time employees in various locations including Budapest, Mumbai and Baltimore Required Skills: > At least 6 years' relevant experience would generally be expected to find the skills required for this role. > An understanding of Operational Mapping or one of it's related disciplines such as Business Continuity, Vendor Management or Recovery and Resolution Planning. > Experience of managing enterprise-wide programs in complex and dynamic business environments including driving consensus across stakeholders > Product Owner experience in an agile development environment including driving business requirements, recurring prioritization and feedback, and user acceptance testing. > Excellent people management skills with the ability to grow and develop talent preferably within a global team setting Helpful/Desirable Skills: > Bachelor's degree or equivalent experience. > Excellent interpersonal skills, including the ability to work as part of a team and delegate tasks. > Must be a self-starter and highly organized; attention to detail a must. > Excellent analytical skills required. > Strong written and verbal communication skills. > Aptitude in design, both at a data level and from a user experience perspective > Experience in use of data science, machine learning or generative AI to solve business problems WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Salary range for the position: $95,000 - $165,000/Yr. The successful candidate may be eligible for an annual discretionary incentive compensation award. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and 20 Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

New York Life's mission is to provide financial security and peace of mind through our insurance and investment solutions. We act with integrity and humanity in all our interactions with our policy owners, business partners, and one another. Grounded in both confidence and humility, we serve as stewards for the long term. We are here for good, reflecting both the permanence of New York Life and our commitment to doing the right thing in business and society. Everything we do has one overriding purpose: to be there when clients need us. If you are a born leader who is ready to take your financial career to the next level as an Associate Partner in our Northern Virginia General Office, we have an opportunity for you! New York Life Insurance Company is currently hiring managers for its Associate Partner Program, a training program in which participants start as financial professionals who gain first-hand experience in the field. Completion of the program requirements can lead to a transition into management as a Partner. If this sounds like a fit for you, apply today! Training, Support, and Professional Development: New York Life offers a comprehensive two-year training program, marketing support, as well as prospecting and technical assistance. Our programs give you the ability to work with highly successful, established advisers and managers who assist you in developing a clientele. New York Life provides the resources and ongoing support you would expect from a Fortune 100 company. About New York Life: New York Life is among the strongest and most respected financial companies in the world. For 68 consecutive years, we have led the Million Dollar Round Table with more members than any other insurance or financial institution in the world². New York Life has been recognized as one of the “World's Most Admired Companies” by Fortune Magazine for 2019. Financial Advisors offer investment advisory services through Eagle Strategies LLC, a Registered Investment Adviser. Registered Representatives offer securities through NYLIFE Securities LLC (member FINRA/SIPC), A Licensed Insurance Agency - Equal Opportunity Employer M/F/D/VFull-time agents/advisers and their dependents are immediately eligible for medical, dental, vision, long-term disability, and group term life insurance. Develop a personalized, long-term strategy and gain hands-on experience while assisting agents and financial advisers in identifying and achieving their financial goals Determine financial solutions for clients within a wide breadth of relevant products and services, such as life insurance, fixed and variable annuities, mutual funds, securities, and more Transition into management as a Partner once you have achieved the program requirements Six-month Associate Partner Training Program to further your business acumen and expertise Hire, train, develop, and lead a team of successful agents and financial advisors Use software systems to track and monitor the development of personnel in a digital environment Goal-oriented, highly motivated, and seeking a rewarding and challenging career Experience working in sales and sales management is preferred Recruiting experience is not required, but a plus Spanish, Korean, or other language fluency is beneficial Working knowledge of different cultural markets is helpful Required knowledge and experience working in the insurance or financial services field (3+ years preferred) Life and Health license, SIE, Series 6/63/7/65/24 are preferred but not immediately required Salesforce experience preferred but not required If you are: A highly motivated individual Diligent work ethic Goal-oriented mindset Competitive drive Strong leadership skills

Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments, and individuals from more than 1,200 offices in 43 countries. As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence, and strong team ethic. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture. Operations is one of the largest divisions in the firm and has diverse responsibilities, including correctly settling and recording millions of transactions per day, identifying, and mitigating all operational risks, developing strong client relationships, and partnering with technology to realize the full potential of IT and e-solutions. Throughout, the Operations department continually seeks ways to improve while actively supporting the development of new businesses, structures, and markets. Global Wealth Management Operations provides brokerage, investment, and financial services to hundreds of thousands of individual investors. We apply our expertise in serving institutional clients to create new opportunities for people to achieve their personal financial goals. Morgan Stanley has one of the largest retail brokerage networks, with numerous worldwide representatives and retail locations. Our services are tailored to each client's investment objectives, risk tolerance, and financial needs. Products include mutual funds, stocks, bonds, and alternative investments where appropriate, as well as banking, mortgages, insurance, and annuities. The Risk and Control Specialist is responsible for a broad range of operational risk management tasks supporting functional process owners in Capital Markets, Core Processing & Risk. Trade Support (e.g., Fixed Income, Equity, Syndicate, Structured Product, Futures, FX, Precious Metals, Options, Crypto, 24/5 Trading model support), Clearance, Settlement (e.g., DTC, International, FED, Stock Leading, Fail management & Buy Ins.) Asset Transfers (e.g., ACAT, DRS, DWAC, Physicals) Corporate Actions (e.g., Mandatory, Voluntary, Income & Dividend) Control function (e.g., Balance & Control, Possession or Control) Operational Risk Management functions include ensuring desktop procedure and supervisory procedures exist, conducting reviews to assess completion and performance of operations tasks, reviewing compliance with firm policies and regulatory expectations, facilitating Risk Assessments (iNFR-A), control design, business continuity, entitlement management, analyzing and reviewing operational risk incident (ORI), conducting independent monitoring, manage internal audits and compliance reviews, and analyzing key risk metrics. Additionally, the Risk team leads the coordination of external audits (e.g., SOC1, 10-K, FICCA) and internal Compliance exams. Strong organizational skills and attention to detail are required to manage multiple collection points, audiences, and fluctuating deadlines. Responsibilities may also include conducting process walkthrough meetings with Operations, designing test scripts, conducting testing, reporting results, and compiling reporting for management. Qualifications: - Collaboration and teamwork skills and experience, including strong interpersonal skills - Organizational skills, with strong attention to detail, and the ability to manage multiple deadlines - Strong communication skills, both oral and written, including experience with business process documentation, and preparing management reports using PowerPoint and Excel - Strong analytical skills, including root cause analysis - Understanding of the basic principles of financial operations - College degree (BS or BA) - Power BI and Alteryx are a plus Job Duties and Responsibilities: Primary Responsibilities: - Complete various operational risk management tasks supporting operations - Coordinate external/Internal audits with internal teams and external auditors - Root cause analysis on risk incidents - Continuing education and training of risk management skills through training, both in the risk and control organization and the functional processing teams WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Job Posting Pay Range Salary range for the position: $64,000.00 - $108,000.00/Yr. The successful candidate may be eligible for an annual discretionary incentive compensation award. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and 20 Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Registered Representative Apply today to embark on a rewarding career in a stable, industry-leading company that prioritizes doing right by its clients! We are looking for a self-disciplined, highly motivated new team member who is interested in helping clients achieve their financial goals and building a great career as a consultative insurance agent in the process. You will leverage our expansive line of products to develop financial strategies customized for each individual, family, and business you serve. Challenging, interesting work that will motivate you every day-that's what we can offer you. Being an insurance and financial professional at New York Life is more than a profession; it's an opportunity to shape your own future. You'll receive arguably the best training in the industry, and have the chance to take control of your career with the guidance and support of one of the most respected names in the business. Let's face it. Work today is driven by change, and success depends on your ability to adapt to new technologies, consumer trends, and ways of doing business. You've got to be ready to meet new challenges and work hard, but if you're ambitious and focused, the rewards are definitely worth it. These are a few of the traits you'll need: Self-discipline, Resilience, Persistence, Determination, and an Enterprising Mindset. This is a career for the long term. Insurance and investments are at the heart of our business, and the people who sell our products are the key to our ongoing success. Unlike other companies, we understand the importance of a vibrant sales force, and we're committed to its growth. Plus, as an insurance and financial professional at New York Life, you'll benefit from the stability and reputation you gain from working with a recognized and respected leader in the industry. We've been serving the insurance and financial needs of Americans for 177 years. It's a history of achievement that you can be proud to be a part of. Discuss financial concerns and needs with potential clients identified during the fact-finding process Use guided systems to facilitate custom solutions for clients and prospects Employ marketing and business plans to grow the client base with the help of New York Life Ensure effective insurance, retirement, and business planning education through an array of service offerings, including life insurance, annuities, long-term care insurance, securities, investments, and more Improve your professional skills and knowledge through the New York Life training and development curriculum Secure industry licenses for selling securities and investment products for wealth management and advanced financial planning Strong written and verbal communication skills are required to effectively share complex ideas Ability to engage your community and leverage unique nest prospecting strategies and networks A growth mindset and sales experience are strongly preferred Solid business expertise and knowledge Possess uncompromising integrity Enterprising mindset Ability to be coachable Competitive but works well as a member of a team Basic familiarity with CRM systems Ability to analyze data efficiently

Company Profile Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments, and individuals from more than 1,200 offices in 41 countries. As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence, and dedicated team ethic. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture. Team Profile Cyber Mission Management works at the heart of Morgan Stanley's global Threat Hunting & Cybersecurity Detection organization. This role provides an opportunity to play a lead role in protecting our company, employees, clients, and our communities from cyber-attacks. Be part of a dedicated team where you will be challenged every day, collaborating with some of the best minds in the industry, and with world-class technology at your fingertips. As a Cyber Intelligence Analyst, you will orchestrate the Firm's strategic threat intelligence communications and reporting to senior and executive management, coordinating with internal technical specialists to provide a comprehensive picture of the Firm's response to an ongoing cyber risk or threat. You will also play a critical role in promoting our cybersecurity strategy, working closely with internal teams, and external partners to ensure we stay ahead of the latest threats and regulations. What you'll do in the role: Support MMC's daily activities and contribute to the team's critical mission by acting as the key point of contact in the region. Analyze emerging and long-term cyber threats-including nation-state activity, criminal ecosystems, and sector-specific risks-to assess potential impacts on the organization and the broader financial system. Develop and deliver strategic intelligence assessments that inform executive leadership, cyber risk management, and strategic security planning. Monitor geopolitical, economic, and regulatory developments to evaluate how macro trends influence the cyber threat landscape and the organization's risk posture. Identify strategic intelligence requirements and prioritize analytical efforts to align with business objectives, regulatory obligations, and risk tolerance. Synthesize complex intelligence from multiple sources (technical, open-source, partner, and internal reporting) into cohesive narratives that support high-level decision-making. Produce forward-looking threat horizon reports and strategic briefings for senior stakeholders, helping anticipate and mitigate emerging risks. Advise on intelligence-driven policy, controls, and strategic risk scenarios, bridging the gap between technical intelligence and business context. Track and manage internal cyber metrics and collate relevant information on triage/remediation to summarize for leadership consumption. What you'll bring to the role: What You'll bring to the role: At least 4 years' relevant experience would generally be expected to find the skills required for this role. Demonstrated experience in a cybersecurity or threat intelligence function. Excellent ability to translate complex issues to relevant audiences, both verbally and written. Experience in strategic writing and the ability to make analytical judgements using recognized probabilistic frameworks to support decision-making and influence key stakeholders. Ability to build and maintain trusted relationships at all levels of the organization. Experience liaising with a variety of technical, business, and executive stakeholders for effective collaboration and information sharing. Ability to stay updated with the latest trends and threats in the cybersecurity landscape. Skills that will help you in the role: Experience working in an Investment Banking environment. Experience in cybersecurity, with a focus on stakeholder engagement in related roles. Relevant Security/Intelligence related certifications a plus. Working knowledge of security frameworks and models, including MITRE ATT&CK. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Salary range for the position $85,000 to $150,000 per year. The successful candidate may be eligible for an annual discretionary incentive compensation award. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and X Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Responsibilities: Gain industry and organizational knowledge through daily business interactions and job assignments. Develop business, financial and analytical skills needed for career in global wealth management and financial services. Provide marketing and sales support to branches and their teams. Perform market research. Gain exposure to wealth management business, products, services and clients financial needs. Requirements: High school diploma required. In pursuit of college degree preferable. At least 18 years of age. Internships are intended to be positions that are for limited duration, with a maximum duration ten months. Strong desire to gain further understanding of the global wealth management business. Effective communication and interpersonal skills (both written and verbal) J Ability to work on a team. Strong analytical skills and ability to interpret. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Job Description We are looking for a financial representative with a forward-thinking spirit and amazing customer service skills to join our fast-growing business and help clients achieve their financial goals. You'll help new customers navigate the financial process and help identify the right products that meet their needs. You'll be part of a system with access to a broad portfolio of unmatched products, powerful sales tools, and a large resource network so you can focus on activities that get results. To do your best work, our team gives you the training, support, and freedom you need to succeed in this role. If the thought of coming to work every day and making a positive impact on clients' lives motivates you, we'd love to get in touch. Who We Are: Recognized by FORTUNE as one of the “World's Most Admired” companies, Northwestern Mutual has been among the leaders in the financial services industry for more than 160 years and has a proven track record of financial success. With over 50% of Americans citing that their financial planning needs improvement, a career with Northwestern Mutual provides abundant opportunities to serve this growing need! Compensation: $75,000 - $90,000 yearly Responsibilities: Determine each client's financial status to provide strategic recommendations for products, plans, investments, and other methods to help clients achieve their financial goals Expand our prospective customer base and market our financial products through referrals Provide continued excellent service by cultivating long-term relationships with clients and remain in mind should clients have new financial needs Stay abreast of any changes in the financial industry that may impact the clients in your portfolio Customize financial plans for each client based on their evolving financial needs Qualifications: Needs to have the ability to market and network with potential clients Demonstrates a strong work ethic and integrity with excellent communication and interpersonal skills Bachelor's degree in business administration, finance, or similarly related field is recommended but not required Willingness and eagerness to learn about the financial industry and our various products and offerings About Company Northwestern Mutual is ranked #109 on the Fortune 500 (2025) and has been helping individuals and businesses build lasting financial security for over 165 years. With nearly $700B in assets managed, $38B+ in annual revenue, and $2.4T of life insurance protection in force, we serve over five million clients with industry-leading insurance, investment, and financial planning solutions. We're also proud that 763 of our financial advisors were recognized on the 2025 Forbes America's Top Financial Security Professionals and Best-in-State list-reflecting the strength and credibility of the advisors who represent our firm. Our award-winning training and leadership development program supports 8,500+ advisors nationwide, combining expert mentorship, real-world practice support, and a modern digital experience so you can build a career that truly helps people plan for what matters most.

Job Family Treasury, Capital Management and Asset Liability Management About Us At Transamerica, hard work, innovative thinking, and personal accountability are qualities we honor and reward. We understand the potential of leveraging the talents of a diverse workforce. We embrace an environment where employees enjoy a balance between their careers, families, communities, and personal interests. Ultimately, we appreciate the uniqueness of a company where talented professionals work collaboratively in a positive environment - one focused on helping people look forward and plan for the best life possible while providing tools and solutions that make it easier to get there. Who We Are We believe everyone deserves to live their best life. More than a century ago, we were among the first financial services companies in America to serve everyday people from all walks of life. Today, we're part of an international holding company, with millions of customers and thousands of employees worldwide. Our insurance, retirement, and investment solutions help people make the most of what's important to them. We're empowered by a vast agent network covering North America, with diversity to match. Together with our nonprofit research institute and foundation, we tune in, step up, and are a force for good - for our customers and the communities where we live, work, and play. United in our purpose, we help people create the financial freedom to live life on their terms. What We Do Transamerica is organized into three distinct businesses. These include 1) World Financial Group, including Transamerica Financial Advisors, 2) Protection Solutions and Savings & Investments, comprised of life insurance, annuities, employee benefits, retirement plans, and Transamerica Investment Solutions, and 3) Financial Assets, which includes legacy blocks of long term care, universal life, and variable and fixed annuities. These are supported by Transamerica Corporate, which includes Finance, People and Places, General Counsel, Risk, Internal Audit, Strategy and Development, and Corporate Affairs, which covers Communications, Brand, and Government and Policy Affairs. Transamerica employs nearly 7,000 people. It's part of Aegon, an integrated, diversified, international financial services group serving approximately 23.9 million customers worldwide.* For more information, visit transamerica.com. Summary The Modeling Manager - Asset Liability Management will build and analyze sophisticated models for insurance products, investments, hedging, and portfolios management to increase company risk-adjusted returns. This person will leverage advanced knowledge of actuarial, financial, statistical, data science, and modeling analytics to develop, test, and validate models for various functions within the company. Responsibilities: Serve as the technical lead for the Asset Transformation System (ATS), guiding the continuous developments and implementation of innovative solutions. Research methodology and refine algorithms for the Strategic Asset Allocation project, actively contributing to the formulation and execution of strategic investment plans. Support modeling activities on various insurance liabilities, fixed-income assets, and derivatives in actuarial systems, including AXIS/ALFA/MOSES/TRINITY. Model and quantify risks including equity and interest rate sensitivities, cash flow variability, credit, alternative investment, or liquidity risks. Collaborate with key stakeholders from business line valuation, ALM, risk management, and financial/risk reporting. Lead the team to build efficient models and processes to generate accurate results with minimal guidance. Build external or embedded controls to mitigate operating risks in workflows. Apply risk management techniques and procedures, including the company's mandated risk methodologies. Apply and integrate statistical, mathematical, predictive modeling, and business analysis skills to manage and manipulate complex high-volume data from a variety of sources. Interpret internal or external issues and recommend solutions/best practices. Solve complex problems by taking a broad perspective to identify solutions. Apply careful judgment to modeling choices, ensuring decisions are well-justified and defensible. Assess the materiality of various modeling and data choices. Serve as a company-wide expert in at least one specialty. Serve as a resource for colleagues with less experience. Work on advanced research projects. Qualifications: Bachelor's degree in a technical/quantitative discipline such as statistics, math, actuarial science, computer science, economics, engineering, or a related business field such as finance. Eight years of modeling experience (or six with Master's degree) with expert knowledge in two or more products such as insurance liability, asset valuation, derivatives modeling, liquidity management, machine learning, or artificial intelligence. Five years of experience in advanced programming or actuarial systems customization. Familiarity with asset liability management practices. Good understanding of investment and finance concepts to creatively solve analytical problems. Leadership skills to manage teams and projects. Preferred Qualifications: Advanced degree. Programming experience in Python/C++/C# or other advanced languages. Experience with Jira, Confluence, Bitbucket, Jenkins, and Control-M. AXIS/ALFA/MOSES or other actuarial software. Experience with database design and usage. Insurance or asset/derivatives modeling experience. Actuarial science background. QRM or similar asset liability software experience. SAS, R, SPSS, or other statistical software experience. Effectively communicates, both verbally and in writing, advanced mathematical and analytical concepts to various audiences. Works well under pressure and within time constraints to effectively accomplish individual and team objectives. Working Conditions: Hybrid office environment: Baltimore/Cedar Rapids/Philadelphia #LI-BD1 Compensation: The Salary for this position generally ranges between $138,000 - $148,000 annually. Please note that the salary range is a good faith estimate for this position and actual starting pay is determined by several factors including qualifications, experience, geography, work location designation (in-office, hybrid, remote) and operational needs. Salary may vary above and below the stated amounts, as permitted by applicable law. Additionally, this position is typically eligible for an Annual Bonus based on the Company Bonus Plan/Individual Performance and is at the Company's discretion. This is not a contract of employment nor for any specific job responsibilities. The Company may change, add to, remove, or revoke the terms of this job description at its discretion. Managers may assign other duties and responsibilities as needed. In the event an employee or applicant requests or requires an accommodation in order to perform job functions, the applicable HR Business Partner should be contacted to evaluate the accommodation request . What We Offer For eligible employees, we offer a comprehensive benefits package designed to support both the personal and financial well-being of our employees. Compensation Benefits Competitive Pay Bonus for Eligible Employees Benefits Package Pension Plan 401k Match Employee Stock Purchase Plan Tuition Reimbursement Disability Insurance Medical Insurance Dental Insurance Vision Insurance Employee Discounts Career Training & Development Opportunities Health and Work/Life Balance Benefits Paid Time Off starting at 160 hours annually for employees in their first year of service. Ten (10) paid holidays per year (typically mirroring the New York Stock Exchange (NYSE) holidays). Be Well Company holistic wellness program, which includes Wellness Coaching and Reward Dollars Parental Leave - fifteen (15) days of paid parental leave per calendar year to eligible employees with at least one year of service at the time of birth, placement of an adopted child, or placement of a foster care child. Adoption Assistance Employee Assistance Program Back-Up Care Program PTO for Volunteer Hours Employee Matching Gifts Program Employee Resource Groups Inclusion and Diversity Programs Employee Recognition Program Referral Bonus Programs Inclusion & Diversity We believe our commitment to diversity and inclusion creates a work environment filled with exceptional individuals. We're thrilled to have been recognized for our efforts through the Human Rights Campaign Corporate Equality Index, Dave Thomas Adoption Friendly Advocate, and several Seramount lists, including the Inclusion Index, 100 Best Companies for Working Parents, Best Companies for Dads, and Top 75 Companies for Executive Women. To foster a culture of inclusivity throughout our workforce, workplace, and marketplace, Transamerica offers a wide range of diversity and inclusion programs. This includes our company-sponsored, employee-driven Employee Resource Groups (ERGs), which are formed around a shared interest or a common characteristic of diversity. ERGs are open to all employees. They provide a supportive environment to help us better appreciate our similarities and differences and understand how they benefit us all. Giving Back We believe our responsibilities extend beyond our corporate walls. That's why we created the Aegon Transamerica Foundation in 1994. Through a mix of financial grants and the volunteer efforts of our employees, the foundation supports nonprofit organizations focused on the things that matter most to our people in the communities where we live and work. Transamerica's Parent Company Aegon acquired the Transamerica business in 1999. Since its start in 1844, Aegon has grown into an international company serving more than 23.9 million people across the globe.* It offers investment, protection, and retirement solutions, always with a clear purpose: Helping people live their best lives. As a leading global investor and employer, the company seeks to have a positive impact by addressing critical environmental and societal issues, with a focus on climate change and inclusion and diversity. * As of December 31, 2023

Non Financial Risk: NFR Framework Policies Professional The NFR (Non-Financial Risk) Framework Policies and Rules Management team in LCD comprises two primary functions: (i) the Policies team, which sets standards for LCD policies and procedures and Enterprise Risk Management (generally, firmwide) policies and maintains the firm's repository for policies and related documents and (ii) the Rules Management team, which manages the rules management framework and maintains the Firm's rules management system. The role will be responsible for assisting with the review and reissuance of various global and NFR Framework policies and procedures, as well as for the administration of the policy frameworks for LCD and Enterprise Risk Management policies. Professionals within Legal and Compliance (LCD) provide a wide range of services to our business units. They might help to structure a complex and sensitive cross-border transaction; advise on a new product introduction; develop a training program or defuse an investor dispute. They preserve the firm's invaluable reputation for integrity and protect the firm from sanctions with policies and procedures that meet regulatory requirements around the world. They also strive to maintain cooperative relationships with governmental policy makers and the regulatory and self-regulatory agencies that govern the firm's businesses. Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 43 countries. As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence and strong team ethic. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture. Policies Responsibilities That This Role Will Support: The role will be responsible for assisting with the review and reissuance of various global and NFR Framework policies and procedures, as well as for the administration of the policy frameworks for LCD and Enterprise Risk Management policies. It will require collaboration with regional/divisional policy teams, a support team in Mumbai, the technology teams that support related systems, and policy owners and other stakeholders. Primary Responsibilities > Assist with the review, approval and reissuance processes for global and NFR Framework policy content owned by LCD, working with content owners and other stakeholders as needed > Coordinate with regional/divisional policy teams on the development of annual policy plans and the tracking of progress to plan > Support production and distribution of the monthly Non-Financial Risk Policy Bulletin, which is a firmwide communication on new and updated LCD policies and procedures > Assist with coordinating Enterprise Risk Management policy reviews > Work with the Mumbai team and regional/divisional policy teams to maintain consistent policy management standards > Advise regional/divisional policy teams on policy content and governance questions > Maintain framework documents owned by the Policy Team, including the LCD Policy Framework and Procedures and Global Policy Mandate, as well as the team's internal procedures > Other tasks and responsibilities as needed Candidates must have: > Undergraduate degree > 3+ years of experience in Operational Risk, Compliance, Legal or regulatory roles relating to the financial services industry > Excellent written and oral communication skills > Strong organizational skills with the ability to maintain attention to detail across multiple simultaneous projects > Ability to work with global and cross-functional teams spanning Legal and Compliance and other areas of the Firm > Creative problem-solving skills and high level of learning agility and initiative > Strong Microsoft Word, PowerPoint and Excel skills Skills Desired > Experience with policies and procedures drafting, reviewing and/or management > Project management experience > Experience working with offshore teams > Comfort working with technology systems and applications; programming skills not required WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Salary range for the position: $60,000 and $95,000 per year. The successful candidate may be eligible for an annual discretionary incentive compensation award. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and 15 Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Specializes in our branch customer experience through digital engagement, lobby management, transactional processing and retail servicing interactions. Processes a variety of financial transactions in an accurate and efficient manner. **Primary Responsibilities:** Adhere to the established customer service standards and provide a differentiated experience by understanding customer needs and delivering solutions in moments that matter most to them. Educate our customers through shoulder-to-shoulder digital demonstrations; identify self-service opportunities that meet the customer's identified needs. Actively engage in lobby management, meeting and greeting customers and proactively inquiring and taking ownership to address the customer's immediate need. Accurately balance and process customer transactions efficiently following Bank Policy. Take ownership of escalated account services issues until resolution; complete and accurately log all customer complaints in the appropriate system. Transition identified sales opportunity and provide introduction to appropriate banking partner. Complete branch-related operational activities as appropriate (e.g cash ordering, vault, ATM, and wire transfer activities). Process customer/account maintenance accurately. Complete Consumer AML (Anti-Money Laundering)/BSA (Bank Secrecy Act)/ KYC (Know Your Customer related activities. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. **Scope of Responsibilities:** The position is responsible for providing exceptional service to branch customers and resolving routine customer problems in a timely manner. It is important for the jobholder to exemplify empathy, customer centricity, flexibility and adaptability, digital fluency, entrepreneurial spirit and critical thinking in support of the Company's culture and brand. The position is responsible for interacting with appropriate areas within the Bank to ensure branch-related operational issues are resolved efficiently and accurately. It is important for the position to stay current on operational changes and demonstrate good risk management decisions to assist the branch in managing preventable losses and reducing fraudulent activity. **Managerial/Supervisory Responsibilities:** Not Applicable **Education and Experience Required:** High school diploma or equivalent (GED) and minimum of 6 months customer service experience, including data entry and/or cash handling experience Proven verbal communication skills Proven interpersonal skills Proven ability to demonstrated exceptional customer service Well-organized Proven time management skills Proven prioritization skills Proficient with internet user-level technology **Education and Experience Preferred:** Bilingual based on branch needs **Physical Requirements:** Ability to stand for long periods of time Prolonged use of hands and fingers Ability to lift light to heavy objects weighing 5lbs - 30 lbs. Ability to read fine print Ability to interact with customers in an open face to face work environment M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $19.00 - $28.84 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. **Location** Nottingham, Maryland, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

Subject Matter Expert - Health and Human Service - Falls Church VA About us Creative Information Technology Inc (CITI) is an esteemed IT enterprise renowned for its exceptional customer service and innovation. We serve both government and commercial sectors, offering a range of solutions such as Healthcare IT, Human Services, Identity Credentialing, Cloud Computing, and Big Data Analytics. With clients in the US and abroad, we hold key contract vehicles including GSA IT Schedule 70, NIH CIO-SP3, GSA Alliant, and DHS-Eagle II. Join us in driving growth and seizing new business opportunities. Minimum Qualification At CITI, we measure success by the positive impacts and outcomes we have on the lives of our citizens using innovative HHS and Healthcare IT solutions at the federal, state, county, city, and community levels. CITI is seeking a Practice Lead, Project Manager, and Subject Matter Expert with experience in Health and Human Service Experience working with State Health and Human Service Departments, Childcare Subsidy Systems, Child Care, and Child Welfare systems. Experience working with childcare subsidy programs, Integrated Eligibility, TANF, SNAP, and other Benefits programs. Bachelor's degree in early childhood education, Child Development, Social Welfare, Public Administration, or human services-related field (preferred) 10 + years of proven experience leading a large organization through transformation and change at a similar leadership level in federal, state, or local government, or a large nonprofit organization or corporation that provides health and human services or social services. Experience working in the Health and Human Services domain. Experience with Early childhood programs (childcare and Head Start). Managed state-wide staff within permanency programs. Experience working in Child welfare and public child welfare information systems. Oversees child welfare product solution design and innovation. Experience with a state agency in the Health and Human Services Department. Managed statewide staff within permanency programs. Proficiency in data analysis and interpretation. Excellent communication skills, both verbal and written. Ability to work collaboratively in a team environment and independently as needed.

We're seeking someone to join our team as a Director supporting Morgan Stanley's FID Secured Lending (FSL) Business and is responsible for the management, maintenance, and ongoing servicing of its warehouse and other credit facilities secured by collateral including mortgages, hard assets, and equity pledges. The FSL Operations team works with external clients as well as internal stakeholders across divisions (including the Business Unit deal team and asset management, Financial Controllers, Credit, and Legal) to support the business. In the Operations division, we partner with business units across the Firm to support financial transactions, devise and implement effective controls and develop client relationships. This is a Team Specialist position at Director level within Product Support & Services, which is responsible for providing transaction support and managing post execution processes. Morgan Stanley is an industry leader in financial services, known for mobilizing capital to help governments, corporations, institutions, and individuals around the world achieve their financial goals. Interested in joining a team that's eager to create, innovate and make an impact on the world? Read on… What you'll do in the role: Review of relevant credit and closing documentation to build out loan facilities in internal booking systems Daily loan servicing including borrowing/funding requests, settlement/paydown processing Collateral review and management: load and review of daily custodial reports; coordinate with external document custodian on exceptions. Execution of collateral releases for the shipment of loan documents to investors purchasing loans off the warehouse line. Borrowing base management: monitoring warehouse line expiration dates, advance limits and deficiencies; coordinate with client and Business Unit as needed. Where applicable, coordinate with Credit and Business Unit on temporary exceptions Daily review of exception/break reports and taking appropriate actions to resolve Preparation and distribution of periodic interest & fees invoices Fielding other ongoing/ad hoc inquiries/requests from clients What you'll bring to the role: Ability to lead by example, work with drive and determination, and put forward challenging views to senior levels Comprehensive knowledge and understanding of functional area and operational/compliance policies and procedures of their team Ability to operate independently across the majority of day-to-day responsibilities Culture carrier across Operations, embracing the Firm's core values and acting as a role model Previous experience in a financial services Operations line with at least 3 years in a supervisory capacity Strong interpersonal, customer service, and supervisory skills Highly motivated self-starter with excellent prioritization and multi-tasking abilities. Ability to work in a fast paced environment, both independently and as part of a team. Demonstrate ability to learn quickly with strong flexibility in regard to the duties assigned and problem solving skills. Excellent verbal and written communication skills. Knowledge in warehouse lending and collateral, or residential and consumer lending Knowledge of the secondary mortgage market, including involvement of government-sponsored enterprises (i.e. Freddie Mac, Fannie Mae) Experience with Loan IQ is a plus WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Salary range for the position: $64,000 - $108,000 Yr. The successful candidate may be eligible for an annual discretionary incentive compensation award. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and 20 Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments, and individuals from more than 1,200 offices in 43 countries. As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence, and strong team ethic. Morgan Stanley can provide a superior foundation for building a professional career a place for people to learn, achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture. Summer Analysts join for 10 weeks in June and are placed on a team within the Finance division. They will receive an intensive hands-on introduction to Finance at Morgan Stanley and broad exposure to the various functions across Finance. TRAINING PROGRAM The Summer Analyst Program begins with a one-day firmwide orientation, followed by a markets overview and business unit specific training. The remainder of the training is on the job. Throughout the Summer, Analysts participate in: senior management speaker seminars, a group project, community service, and social and networking events to build Summer Analysts' professional networks. ROLE AND RESPONSIBILITIES * Become part of a high-performing team delivering first class reporting and analysis to our Business Units, Senior Management and Regulators. * Work collaboratively to ensure the integrity of Morgan Stanley's books and records. * Provide reporting and analysis for Business Units, Senior Management and Regulators. * Continuously improve or enhance processes for increased control and/or efficiency. * Develop an understanding of Finance terminology and divisional structure. * Partner with other summer analysts on a group project, proposing a process improvement or a solution to a business challenge. QUALIFICATIONS AND SKILLS * You are pursuing a Bachelor's degree in Finance, Accounting, Economics, Mathematics or a related major. * You are graduating between December 2026 and May 2027 * Minimum cumulative GPA of 3.0. * Excellent leadership, analytical and communication skills. * Team player who can work in a collaborative environment. * Attention to detail, exercise sound judgment and can handle sensitive information with discretion. * Strong time management and multitasking skills to help balance multiple responsibilities and projects across competing priorities and deadlines. * Problem solving skills and the ability to streamline processes in a fast-paced and dynamic environment. * Self-starter with the ability to work independently. * Driven, highly motivated and results-focused. To qualify, applicants must be legally authorized to work in the United States, and should not require, now or in the future, sponsorship for employment visa status. APPLICATION PROCESS AND DEADLINE In order to be considered, candidates must apply with their resume through the Morgan Stanley website and complete their HireVue digital questionnaire. Resumes will be reviewed on a rolling basis until the role is filled or the application deadline, whichever comes first. Applications must be submitted by January 23, 2026 at 11:55 PM EST and HireVues completed by January 25 , 2026 at 11:55 PM EST in order to be considered. Expected base pay rate for the role will be $25.49 per hour at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet). Job Level Summer Analyst Program Summer Analyst