Professional CEO and leadership

Peter Downs is a Chief Lending Officer, Director, & President Of Newtek Small Business Finance at NEWTEK BUSINESS SERVICES, INC..

Michael A. Schwartz is a Chief Compliance Officer & Chief Legal Officer at NEWTEK BUSINESS SERVICES, INC..

Chris Towers is a Director and Audit Committee Chairman at GBS INC.; EVP & Chief Accounting Officer at NEWTEK BUSINESS SERVICES, INC.; and Board Member at GBS INC. and is based in New York City, New York. He has worked as Asst. Manager, Corporate Reporting at PALL CORP; Senior at PwC; and VP Financial Reporting & Controller at NEWTEK BUSINESS SERVICES, INC.. Christopher works or has worked as MEMBER at NYS Society of CPAs and MEMBER at AICPA. He attended Hofstra University between 2004 and 2008.

Mrs. Razon-Feingold has served as the Company’s Chief Administrative Officer since July 2016 and as Senior Vice President of Human Resources for the Company since July 2019. Mrs. Razon-Feingold’s tenure at Newtek spans over ten years, with her current principal responsibilities centered on managing the Executive department and all areas of Human Resources for the Company and all of its controlled portfolio companies. Mrs. Razon-Feingold holds a master’s degree in Industrial/Organizational Psychology from CUNY Baruch College and a bachelor’s degree in Psychology from Hofstra University. Mrs. Razon-Feingold was elected to Newtek’s Board of Directors in September 2021.

Senior Payments & Financial Services Executive with 20+ years experience leading teams and growing businesses. Proficient across a broad range of consumer and corporate financial products; with specific expertise in credit cards, debit/prepaid cards, electronic/digital payments, and online/mobile banking.

Unique combination of experience in P&L management, customer channel operations and sales leveraging, electronic commerce and payments, business and product development, customer engagement and loyalty, control/compliance, credit loss mitigation, cost efficiency, and regulatory affairs. Strong leader and strategic thinker with success as an entrepreneur and in large corporations.

Nicholas J. Leger is Company’s Chief Accounting Officer, and previously served as Vice President of Finance and Controller of NSBF, the Company’s consolidated subsidiary that operates as a nationally licensed SBA lender under the federal Section 7(a) loan program, with principal responsibility for financial reporting and the development and implementation of NSBF’s accounting policies and practices. Mr. Leger previously worked at First Data Corp. as a Manager and Senior Accountant, in the Financial Planning and Reporting department, from 2005 to 2015, and previously worked in public accounting as a Senior Associate for PricewaterhouseCoopers (PWC) from 2004 to 2005 and with RSM from 2001 to 2004, primarily in the audit of public and private entities. Mr. Leger graduated Bentley University in 2002 with a bachelor’s degree in Accounting.

Nicolas Young is a Chief Risk Officer at NEWTEK BUSINESS SERVICES, INC.. He has worked as Deputy Chief Credit Ofcr at IBERIABANK CORP and Exec VP/Chief Credit Officer at IBERIABANK CORP.

Peter Downs is a Chief Lending Officer, Director, & President Of Newtek Small Business Finance at NEWTEK BUSINESS SERVICES, INC..