Credit Analyst Internship jobs at Nicolet National Bank

About the Role: The Investment Solutions team within Baird Private Wealth Management plays a key role in ensuring that Baird Financial Advisors have the tools and capabilities across the investment, lending, and liquidity platforms necessary for delivering great outcomes for our clients. The Investment Solutions Support team is responsible for partnering with financial advisors, branch associates, portfolio managers, and other key partners seeking general information on the solutions available. They also work with various areas of the firm to develop guidelines, tools, and best practices in support of the business. As an intern, you'll learn about investment offerings that we provide to our financial advisors and understand how they use our solutions for clients' investment needs. This internship requires working full time during the summer, 37.5-40 hours per week, Monday-Friday and working part time during the school semesters, 15-20 hours per week, in our downtown Milwaukee, WI office. We are seeking a local student who can start in May 2026. The Impact You'll Make: Support and maintain applications used for Managed Product offerings (e.g,. Envestnet) Collaborate with Investment Solutions Associates to define, evaluate, and deliver actionable data for field use Assess book of business efficiencies to assist field consultants in preparing for branch office visits Maintain and update content on the firm's intranet site (BairdWeb), ensuring accuracy and relevance Perform additional duties and assist with ad hoc projects as assigned What You'll Bring to Baird: Pursuing a bachelor's degree in finance, economics, business or related degree preferred Anticipated graduation date of May 2027 or later Strong written and verbal communication skills Ability to work in a team environment and manage priorities to meet specific deadlines Exceptional organizational and time management skills with a high attention to detail Strong client service critical thinking and troubleshooting skills About Our Intern Program: Jumpstart your career with Baird's high-impact summer intern program! You'll gain real-world experience, connect with inspiring leaders and grow through hands-on projects, mentorship and dynamic events. From our Intern Welcome and Baird Gives Back Day to firmwide networking and professional development, you'll be part of a vibrant, collaborative culture that values your voice and fuels your future. Baird is not currently hiring individuals for this position who now or in the future require sponsorship for employment visa status. Baird is committed to diversity and provides employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, pregnancy, citizenship, national origin, age, disability, military service, veteran status, sexual orientation, gender identity or expression, genetic information, or any other status protected by law.

We are looking for a skilled analyst to join our Business Banking team! Consider applying if you have experience in business lending, credit analysis, or trend analysis. As a Credit Analyst II, you will focus on the moderate to complex credit levels. This is a highly focused, back-office position where much of your work will be done independently. Position Summary: Contributes to the loan decision-making process and sound portfolio management by providing in-depth credit analysis on new and existing clients for Business Banking Officers and Loan Committees. Monitors loan files for adequate and current financial information and documentation. Understands and completes job responsibilities in accordance with federal and state regulations. Essential Functions: Credit Underwriting 80% Completes loan requests and reviews, focusing on moderate to complex credit levels Inputs information into financial spreading software and trend recognition Analyzes business and personal financial information, tax returns, and credit bureaus. Use this information to create cash flow analysis, trend ratios and collateral analysis to determine the overall risk to the Bank Identifies, requests, and tracks information needed to complete the credit analysis Identifies and reports areas of concern Ensures compliance with federal, state, and bank regulations Reviews loan file for proper documentation Real Estate Evaluation 15% Completes appraisal reviews Complete property evaluations on commercial and residential properties Performs site visits as needed Additional Duties & Responsibilities 5% Backs-up the Credit Officer in the preparation of various monthly and quarterly reports Assists the Credit Officer in preparation of business banking audits Serves as back-up Secretary to the Officer Loan Committee Serves as back-up Secretary to the Board Loan Committee Serves on bank committees as needed Participates in internal and external training and development opportunities as required Other job related duties necessary to carry out the responsibilities of the position Requirements Work Relationships and Scope: Works periodically with clients and works regularly with co-workers. Works regularly with highly confidential business and client information. Regularly participates in bank events. Provides basic training and mentorship to Credit Analyst Level I and other business banking functions. Performance Dimensions: Quality, accuracy, reliability, thoroughness and timeliness of work performed and services provided to clients and co-workers; strong attention to detail; highly organized; ability to take initiative; keeps Bank and client information confidential; demonstrates friendly and helpful approach and attitude toward internal and external clients. Effectively communicates and develops good working relationships with all co-workers and clients; professional workplace appearance and conduct; honesty and integrity in all client and co-worker communications; reliability in reporting to work regularly and on time; understands Bank loan policies and procedures and applicable state and federal regulations. Remains current in field and utilizes that information where practical; participates in training and appropriate professional development. Demonstrates professionalism, commitment to the job, and loyalty to the Bank. Knowledge, Skills and Abilities: A 4-year college degree in accounting, finance, business or equivalent experience preferred. Three to seven years of banking experience in business lending, credit analysis or trend analysis required. Must possess courteous and professional customer service attitude; excellent verbal and concise written communication skills; legible handwriting; ability to maintain the integrity of highly confidential client and Bank information. Must possess excellent mathematical skills up to and including projection analysis; strong computer skills, technical ability to input and retrieve computerized information; strong organization and follow-up skills. Must possess ability to deal effectively with aggressive time pressures and stress that can change hourly depending on level of client activity. Must possess effective problem solving and technical research skills. Must be a self-starter and independent thinker. Working Conditions: Work is performed largely in an office environment with minimal chance for personal injury. Occasional out-of-town and overnight business travel (air or auto) is required for business and education. Regular mental and visual concentration for computer usage required. Regular use of telephone; frequent repetitive use of keyboard for approximately 6 hours per day. Requires ability to receive and provide detailed information through verbal communication. Requires near and mid-range vision. Will alternate sitting, standing, and walking throughout work shift. Bend, turn, lift, and carry up to 10 pounds of documents and office supplies. Climb stairs. Hours of work are generally during regular business hours. There will be some variation in work hours due to special projects, deadlines, community events, and other concerns. Equipment Used: Operates personal computer in a Windows environment for word processing, spreadsheets, e-mail, internet, and other bank specific software. Operates Silverlake, core banking system, and Sageworks spreading software. Utilizes a variety of office equipment including computer printer, ten-key calculator, fax, copy machine, and multi-line telephone. EEO/AA Employer/Vets/Disability Salary Description $60,156.34 - $90,234.50 Per Year

Application Deadline: 12/15/2025 Address: 790 N Water Street Job Family Group: Commercial Sales & Service BMO Commercial Banking BMO Commercial Banking provides clients with a comprehensive range of commercial products and services, including a variety of financing options and treasury and payment solutions, as well as risk management products. Our commercial bankers partner with clients to anticipate their financial needs, and offer valuable expertise and industry knowledge to help them manage and grow their businesses. As a member of BMO Financial Group, we are part of the eighth largest bank in North America by assets. We serve millions of customers across North America, and in select markets globally. Program Overview Catalyst is an 8-week internship program that brings together a cohort of talented rising sophomore and junior college students focused on training, development, mentorship, and networking. Catalyst interns individually report to a Sponsor who acts as a mentor, coach and manager and provides a highly engaging and interactive learning experience. Catalyst interns will work on real-time projects, attend informative lunch and learns, and prepare a final presentation all of which will enable them to build genuine relationships and gain meaningful work experience. Successful completion of the program may result in an offer to return as Commercial Banking Credit Analyst Intern. What's in it for you? * Training and Orientation - learn about BMO, our Enterprise Resource Groups and the foundations of Commercial Banking * Technical Training - an engaging and interactive learning program including an introduction to credit * Mentorship Program - dedicated mentorship from Commercial Banking leaders to build your skills and capabilities * Networking - build your network via senior leadership exposure and collaboration with high-performing teams and diverse clients * Soft Skill Development - including communication skills, professionalism in the workplace, presentation skills, building your personal brand, etc. * Capstone Project - complete a capstone project over your 9-week internship present to Senior leaders within Commercial Banking We are looking to assemble a cohort of rising sophomore and junior students which reflect the customers and communities BMO serves. Qualifications: * You are a rising sophomore or junior student at an accredited U.S. College/University, currently enrolled in an undergraduate program with an anticipated graduation date of Spring 2028 or Spring 2029 * You are available to work 35 hours/week (Monday to Friday) June 1 - July 31, 2026 * You have a preferred minimum GPA of 3.0/4.0 * You are a U.S. citizen, permanent resident of U.S., or an individual who is legally authorized to work in the U.S. and will not require sponsorship in the future * You have an interest in kick-starting your career in Commercial Banking and are pursuing an undergraduate degree in a related field of study e.g. Finance, Accounting, etc. * You demonstrate excellent communication skills (written and oral), proven analytical skills, strong work ethic, and a high level of professional integrity The annual base salary for this position is USD $45,886 Salary: $44,300.00 - $66,400.00 Pay Type: Salaried The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ******************************************** About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at ************************* BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to ************************** and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Job Description See what Commercial Banking is all about with Mercantile Bank. Learn from an experienced, professional team of community-based mentors. We are looking to hire Credit Interns in Grand Rapids, Mt. Pleasant, Troy, Lansing, or Kalamazoo, MI. Receive the best Commercial Credit training in the state and then have an opportunity to continue a career in banking with us after graduation. Core Responsibilities: Participate in best-in-class training and work with us for one full year Learn how to assess business financial statements to determine lendability Explore Mercantile and future careers in banking Why Mercantile Bank? Mercantile Bank was founded by entrepreneurs who believed building strong relationships and communities is accomplished through collaboration and innovation. It's more than being a financial institution, it's being a trusted ally and community partner. As Michigan's largest community bank, our roots are deeply embedded in the diverse communities we serve. Our commitment to our customers and community is at the core of all we do. This position earns competitive starting pay with many career paths and advancement opportunities. We have beautiful workspaces with sit-to-stand desks, open spaces to collaborate with others, and close mentors. A Look into Your Day You will start your experience as a Credit Intern with a group of other energetic college students who are ready to learn what it takes to have a career in banking and finance. You will work full-time during the summer and your first several weeks will be filled with required credit training in Grand Rapids, MI. After your training is complete you will work with full-time Credit Analysts and learn how to conduct thorough assessments of client financial information. You will learn how companies make money by examining crucial factors such as cash flow, collateral, and guarantor support. You will understand the value of strong communication skills (written and verbal) in a professional office environment by learning what it takes to support a growing commercial lending team. During your year-long internship, you will have the opportunity to explore what a career in banking would look and feel like. You may participate in job shadows with other departments and are encouraged to participate in community activities. You will have regular coaching sessions with your manager to ask questions and gain valuable insights to your career and education. Take full advantage of working alongside other college students and community-oriented professionals to build your network. What We're Looking For Are you ambitious and eager to learn? Do you take pride in sticking to a task until it's complete? Are you attentive to detail? Do you take initiative? Are you mathematically and analytically minded? If yes, you might just be perfect for this position! Requirements: Working to achieve a bachelor's degree in finance, accounting or business economics College GPA of 3.2 Preferred Qualifications: College GPA of 3.5 or higher A minimum of two college level accounting courses Previous internship experience in business or finance Desire to pursue a career in banking Work Schedule As a Credit Analyst Intern, you will work with us for one year. Your schedule will be full-time during the summer and part-time during the school year. We will work with your school schedule during the school year. Most of our interns work 15-20 hours. Job Posted by ApplicantPro

Job Description The POWER of a CAREER! At Northpointe Bank, we believe your career should empower you - to grow, contribute, and find purpose. We're hiring a Chief Credit Officer (CCO) to lead the Bank's credit risk portfolio and serve as a strategic partner in driving growth, compliance, and operational excellence. This role is ideal for a seasoned financial leader with deep credit expertise, warehouse lending knowledge, and the ability to integrate credit, operations, servicing, and capital markets into a cohesive growth strategy. What You'll Do: Develop and oversee the Bank's credit policies, risk management frameworks, and governance processes. Play a key role in product approval, ensuring credit standards align with growth and risk objectives. Monitor loan performance, delinquencies, and risk trends, while driving CECL modeling and analytics. Oversee warehouse lending approval, monitoring, and compliance, ensuring optimal facility utilization. Lead portfolio lending oversight, including policy exceptions, loan structures, and retained asset performance. Enhance default servicing and compliance, while supporting capital markets agreements and investor relationships. Advise the Executive Team and Board on credit risk, governance, and long-term growth strategies. Mentor and develop senior leaders across Credit, Servicing, Operations, and Capital Markets. What You Bring: Bachelor's degree in Finance, Economics, or related field (MBA preferred). 10+ years of progressive leadership experience in commercial banking, credit unions, or specialty finance. Expertise in credit policy, warehouse lending, CECL modeling, and regulatory exams. Proven ability to lead cross-functional teams across credit, operations, servicing, and finance. Strong knowledge of warehouse lending structures, portfolio credit management, and capital markets. Public company or governance experience strongly preferred. Exceptional leadership, communication, and strategic decision-making skills. High integrity, strong judgment, and a solutions-oriented mindset. Why Join Northpointe? We offer a collaborative, growth-focused environment where your leadership directly shapes the Bank's credit and operational strategy. Enjoy competitive benefits, career development, and the opportunity to make an executive-level impact on a high-performing financial institution. Our Hiring Philosophy Northpointe Bank recognizes that the quality of our people is the foundation for our success. Attracting individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy. It is the policy of Northpointe Bank and its subsidiaries to provide equal employment opportunities (EEO) to all persons regardless of age, race, sex, religion, national origin, handicap, marital status, or other attributes not pertinent to the job requirements. This policy reflects our practice of making all employment decisions, from recruitment to promotions, based on an individual's qualifications without discrimination on any basis. Benefit Information: Medical Dental Vision Life, LTD, & AD&D Dependent Care Spending Plan (DCSA) Employer Stock Ownership Plan with 401(k) feature and company match Complimentary Banking Services Tuition Assistance Ready to Apply? If you're ready to lead, grow, and make an impact at the executive level, we want to hear from you. At Northpointe Bank, this is more than a job - it's the POWER of a CAREER. AA - EOE Powered by ExactHire:183996

Application Deadline: 12/15/2025 Address: 790 N Water Street Job Family Group: Commercial Sales & Service BMO Commercial Banking BMO Commercial Banking provides clients with a comprehensive range of commercial products and services, including a variety of financing options and treasury and payment solutions, as well as risk management products. Our commercial bankers partner with clients to anticipate their financial needs, and offer valuable expertise and industry knowledge to help them manage and grow their businesses. As a member of BMO Financial Group, we are part of the eighth largest bank in North America by assets. We serve millions of customers across North America, and in select markets globally. Program Overview Catalyst is an 8-week internship program that brings together a cohort of talented rising sophomore and junior college students focused on training, development, mentorship, and networking. Catalyst interns individually report to a Sponsor who acts as a mentor, coach and manager and provides a highly engaging and interactive learning experience. Catalyst interns will work on real-time projects, attend informative lunch and learns, and prepare a final presentation all of which will enable them to build genuine relationships and gain meaningful work experience. Successful completion of the program may result in an offer to return as Commercial Banking Credit Analyst Intern. What's in it for you? Training and Orientation - learn about BMO, our Enterprise Resource Groups and the foundations of Commercial Banking Technical Training - an engaging and interactive learning program including an introduction to credit Mentorship Program - dedicated mentorship from Commercial Banking leaders to build your skills and capabilities Networking - build your network via senior leadership exposure and collaboration with high-performing teams and diverse clients Soft Skill Development - including communication skills, professionalism in the workplace, presentation skills, building your personal brand, etc. Capstone Project - complete a capstone project over your 9-week internship present to Senior leaders within Commercial Banking We are looking to assemble a cohort of rising sophomore and junior students which reflect the customers and communities BMO serves. Qualifications: You are a rising sophomore or junior student at an accredited U.S. College/University, currently enrolled in an undergraduate program with an anticipated graduation date of Spring 2028 or Spring 2029 You are available to work 35 hours/week (Monday to Friday) June 1 - July 31, 2026 You have a preferred minimum GPA of 3.0/4.0 You are a U.S. citizen, permanent resident of U.S., or an individual who is legally authorized to work in the U.S. and will not require sponsorship in the future You have an interest in kick-starting your career in Commercial Banking and are pursuing an undergraduate degree in a related field of study e.g. Finance, Accounting, etc. You demonstrate excellent communication skills (written and oral), proven analytical skills, strong work ethic, and a high level of professional integrity The annual base salary for this position is USD $45,886 Salary: $44,300.00 - $66,400.00 Pay Type: Salaried The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ******************************************** About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at ************************* BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to ************************** and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Full-time Description As a Credit Officer you are responsible for contributing to the loan decision-making process and sound portfolio management by providing in-depth credit analysis on new and existing clients for Business Banking Officers and Loan Committees. Monitors complex loan files for adequate and current financial information and documentation. Directs the activities of credit analysts. Understands and completes job responsibilities in accordance with federal and state regulations. Essential Functions: Credit Underwriting & Loan Portfolio Monitoring 35% Completes loan requests and reviews Analyzes financial information Identifies, requests, and tracks information needed to complete the credit analysis Identifies and reports areas of concern Ensures compliance with federal, state, and bank regulations Reviews loan file for proper documentation Coordinates loan committee meetings including the agenda and minutes as well as package submission deadlines Prepares monthly and quarterly reports Monitors and makes recommendations for updates to Bank policies pertaining to the lending function Completes appraisal and evaluation reviews Periodically completes property evaluations on commercial and residential properties Performs site visits as needed Supervises Credit Analysts 40% Manages and assigns area workload Develops and monitors work plans that align with the Bank's strategic goals Provides guidance, assistance, and resources to support individual and team performance Ensures high quality work that supports Bank's credit standards Shared Oversight of Technology and Systems within the Business Banking Department 15% Work with Manager to analyze department needs Assists with coordinating implementation teams Create processes and procedures relative to the Credit Analyst function Assist with the implementation of systems Maintain in good standing existing technologies and systems Additional Duties & Responsibilities 10% Compiles audit information Orientates external examiners and responds to requests Serves on bank committees as needed Participates in internal and external training and development opportunities as required Other job related duties necessary to carry out the responsibilities of the position Requirements Work Relationships and Scope: Works regularly with clients and co-workers. Works regularly with highly confidential business and client information. Regularly participates in bank events. Performance Dimensions: Quality, accuracy, reliability, thoroughness and timeliness of work performed and services provided to clients and co-workers; strong attention to detail; highly organized; keeps Bank and client information confidential; demonstrates friendly and helpful approach and attitude toward internal and external clients. Effectively communicates and develops good working relationships with all co-workers and clients; professional workplace appearance and conduct; honesty and integrity in all client and co-worker communications; reliability in reporting to work regularly and on time; understands Bank policies and procedures and applicable state and federal regulations. Remains current in field and utilizes that information where practical; participates in training and appropriate professional development. Demonstrates professionalism, commitment to the job, and loyalty to the Bank. Knowledge, Skills and Abilities: A 4-year college degree in accounting, finance, business or equivalent required. A minimum of 5+ years accounting/finance related experience preferred. Banking experience required. Supervisory experience preferred. Must possess courteous and professional customer service attitude; excellent verbal and written communication skills; legible handwriting; ability to maintain the integrity of highly confidential client and Bank information. Must possess excellent mathematical skills up to and including statistical analysis; strong computer skills, technical ability to input and retrieve computerized information; strong organization and follow-up skills. Must possess ability to deal effectively with time pressures and stress that can change hourly depending on level of client activity. Must possess effective problem solving and technical research skills. Must be a self-starter and independent thinker. Working Conditions: Work is performed largely in an office environment with minimal chance for personal injury. Occasional out-of-town and overnight business travel (air or auto) is required for business and education. Regular mental and visual concentration for computer usage required. Regular use of telephone; frequent repetitive use of keyboard for approximately 6 hours per day. Requires ability to receive and provide detailed information through verbal communication. Requires near and mid-range vision. Will alternate sitting, standing, and walking throughout work shift. Bend, turn, lift, and carry up to 10 pounds of documents and office supplies. Climb stairs. Hours of work are generally during regular business hours. There will be some variation in work hours due to special projects, deadlines, community events, and other concerns. Equipment Used: Operates personal computer in a Windows environment for word processing, spreadsheets, e-mail, internet, and other bank specific software. Operates Silverlake core banking system. Utilizes a variety of office equipment including computer printer, ten-key calculator, fax, copy machine, and multi-line telephone. Salary: $74,267 - $111,401 per year EEO/AA Employer/Vets/Disability Salary Description $74,267 - $111,401 per year

We are looking for a skilled analyst to join our Business Banking team! Consider applying if you have experience in business lending, credit analysis, or trend analysis. As a Credit Analyst II, you will focus on the moderate to complex credit levels. This is a highly focused, back-office position where much of your work will be done independently. Position Summary: Contributes to the loan decision-making process and sound portfolio management by providing in-depth credit analysis on new and existing clients for Business Banking Officers and Loan Committees. Monitors loan files for adequate and current financial information and documentation. Understands and completes job responsibilities in accordance with federal and state regulations. Essential Functions: Credit Underwriting 80% Completes loan requests and reviews, focusing on moderate to complex credit levels Inputs information into financial spreading software and trend recognition Analyzes business and personal financial information, tax returns, and credit bureaus. Use this information to create cash flow analysis, trend ratios and collateral analysis to determine the overall risk to the Bank Identifies, requests, and tracks information needed to complete the credit analysis Identifies and reports areas of concern Ensures compliance with federal, state, and bank regulations Reviews loan file for proper documentation Real Estate Evaluation 15% Completes appraisal reviews Complete property evaluations on commercial and residential properties Performs site visits as needed Additional Duties & Responsibilities 5% Backs-up the Credit Officer in the preparation of various monthly and quarterly reports Assists the Credit Officer in preparation of business banking audits Serves as back-up Secretary to the Officer Loan Committee Serves as back-up Secretary to the Board Loan Committee Serves on bank committees as needed Participates in internal and external training and development opportunities as required Other job related duties necessary to carry out the responsibilities of the position Requirements Work Relationships and Scope: Works periodically with clients and works regularly with co-workers. Works regularly with highly confidential business and client information. Regularly participates in bank events. Provides basic training and mentorship to Credit Analyst Level I and other business banking functions. Performance Dimensions: Quality, accuracy, reliability, thoroughness and timeliness of work performed and services provided to clients and co-workers; strong attention to detail; highly organized; ability to take initiative; keeps Bank and client information confidential; demonstrates friendly and helpful approach and attitude toward internal and external clients. Effectively communicates and develops good working relationships with all co-workers and clients; professional workplace appearance and conduct; honesty and integrity in all client and co-worker communications; reliability in reporting to work regularly and on time; understands Bank loan policies and procedures and applicable state and federal regulations. Remains current in field and utilizes that information where practical; participates in training and appropriate professional development. Demonstrates professionalism, commitment to the job, and loyalty to the Bank. Knowledge, Skills and Abilities: A 4-year college degree in accounting, finance, business or equivalent experience preferred. Three to seven years of banking experience in business lending, credit analysis or trend analysis required. Must possess courteous and professional customer service attitude; excellent verbal and concise written communication skills; legible handwriting; ability to maintain the integrity of highly confidential client and Bank information. Must possess excellent mathematical skills up to and including projection analysis; strong computer skills, technical ability to input and retrieve computerized information; strong organization and follow-up skills. Must possess ability to deal effectively with aggressive time pressures and stress that can change hourly depending on level of client activity. Must possess effective problem solving and technical research skills. Must be a self-starter and independent thinker. Working Conditions: Work is performed largely in an office environment with minimal chance for personal injury. Occasional out-of-town and overnight business travel (air or auto) is required for business and education. Regular mental and visual concentration for computer usage required. Regular use of telephone; frequent repetitive use of keyboard for approximately 6 hours per day. Requires ability to receive and provide detailed information through verbal communication. Requires near and mid-range vision. Will alternate sitting, standing, and walking throughout work shift. Bend, turn, lift, and carry up to 10 pounds of documents and office supplies. Climb stairs. Hours of work are generally during regular business hours. There will be some variation in work hours due to special projects, deadlines, community events, and other concerns. Equipment Used: Operates personal computer in a Windows environment for word processing, spreadsheets, e-mail, internet, and other bank specific software. Operates Silverlake, core banking system, and Sageworks spreading software. Utilizes a variety of office equipment including computer printer, ten-key calculator, fax, copy machine, and multi-line telephone. EEO/AA Employer/Vets/Disability Salary Description $60,156.34 - $90,234.50 Per Year

Join a growing community bank in Southeast Michigan. Bank Michigan is currently seeking qualified applicants for the position of Credit Analyst II. Some hybrid-remote flexibility available; however, candidate must reside within a commutable distance to one of the Bank Michigan offices for a minimum of 3 days/week in office. JOB SUMMARY Evaluates the financial condition of individuals and businesses applying for credit with the Bank. Prepares spreadsheets, financial spreads, reports, summaries and opinions for Loan Officers on new, renewal and existing loans. Provides more in-depth analysis and is able to identify trends. Oversees, provides guidance/training and may direct the work of other Credit Analysts. Makes recommendations to loan committee based on analysis and conformity to loan policy. Conducts loan file review and tracks financial reporting and covenants. Job Responsibilities: Primary: Assists in the administration of the company's commercial loan portfolios, to include credit risk management and the accurate and timely underwriting of loans to maintain quality control and minimize losses. Executes loan policies and ensures that deviations from policy are properly reported. Assists in the review and interpretation of new pending laws and regulations that potentially affect the organization's business practices. Takes the lead on more complex credit files and consults with Senior/Chief Credit Officer on complex or unusual loan relationships as needed. Provides direction to other Credit Analysts, providing guidance, training and mentoring to less experienced analysts. Tracking and recording of annual customer tax returns as well as monthly and quarterly financial statements. Updating the core system with the necessary information for the asset-based lending controls. Reviews lending policies regularly. Orders and reviews required loan due diligence, including but not limited to appraisals, evaluations, valuations, and environmental reports. Assists in the coordination with compliance manager regarding examination of lending practices and compliance with banking lending regulations. Prepares presentations concerning credit risk under the direction of the Chief Credit Officer for senior staff and board. Assists in the company's loan/overdrawn account collections process. Assists the Senior/Chief Credit Officer with monthly and quarterly reports for senior staff and board. Serves as a resource for credit policy and procedure interpretation for commercial lending officers. Conducts regular Loan Reviews of commercial, residential and consumer loan files, as needed. Acts as an advocate for the Bank in all interactions both internally and externally, including overall product knowledge of deposit and loans for aligning customers/prospects with the products that best meet their needs. Attend regular trainings/seminars both inside and outside the bank, as needed. Works harmoniously and collaboratively with team members to accomplish bank objectives. Other: Assist with other duties as assigned. Job Requirements: Education: Bachelor's Degree in business, accounting, economics, finance or equivalent combination of education/experience. Required Knowledge, Skills, Abilities, Training and Experience: Minimum of 3+ years of prior commercial credit analysis experience required. Superior attention to detail and problem-solving abilities. Successful completion of in-house training program. Ability to work autonomously and with little guidance. Displays the confidence and competence to gain/maintain the Bank's credibility. Takes initiative to learn, develop oneself and see things through from start to finish. Excellent interpersonal communication, problem solving and computer skills; ability to operate standard office equipment. Essential Physical Requirements: Ability to converse verbally and in writing with others. Ability to utilize general office equipment, Internet and various business software programs (i.e. MS office). Ability to travel within the community to attend various events and meetings. See attached job description for full position details. EEO Statement: Bank Michigan provides equal employment opportunity to all individuals regardless of their race, color, creed, religion, gender, age, sexual orientation, national origin, disability, veteran status, or any other characteristic protected by state, federal, or local law. Further, the company takes affirmative action to ensure that applicants are treated fairly during employment without regard to any of these characteristics. Discrimination of any type will not be tolerated. Must successfully complete a comprehensive background check.

This position will primarily support the commercial lending function by analyzing financial information and preparing loan presentations to be reviewed for loan approvals. Other duties include tracking the timely receipt of financial data and assisting with the Bank's various regulatory examinations and loan review experiences. This position works very closely with the entire commercial lending staff and on occasion other departments as well. Job Duties & Responsibilities: include the following, other duties may be assigned. Develops credits, in the form of a loan write up, for use by lending officers or committees in the making of lending decisions on new, renewal, and extension loans. Spreads financial statements. Reviews all pertinent credit and financial information, including reporting services, credit bureaus, other companies, main office files, and branches, and determines the need for more thorough investigation or additional information. Watches for any developing problems and keeps loan officers informed. Performs analysis for presentations, including the use of stress testing, financial covenants, UCA cash flow and more detailed analysis. Prepares and maintains control of workflow and all commercial presentations, including final approvals. Miscellaneous reports and investigations: preparing board reports, floor plan audits, problem resolution. Follow federal regulations and related internal procedures. Minimum knowledge and skills required: Bachelor's degree in accounting or finance Solid working knowledge of Microsoft Office, specifically Excel and Word Strong written and oral communication skills Strong interpersonal communication skills Ability to organize, prioritize and work independently is essential Ability to manage multiple tasks with frequent interruptions Ability to maintain confidentiality in all aspects of job Excellent service orientation and team approach Interested applicants should submit cover letter and resume. Please visit our website, wmcb.bank for additional information about WMCB. West Michigan Community Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Lead Credit Officer - Vice President in Commercial and Specialized Industries Credit Risk team, you will partner with a cross functional team delivering credit solutions that support a range of needs from working capital and general corporate purposes to acquisition finance and dividend recapitalizations. You will work with family owned businesses, financial sponsors and some publicly traded companies. Additionally this role supports C&SI's Wisconsin market which covers companies generally between $20 million and $2 billion in revenues across a wide variety of industries. Credit executions range from bilateral structures to the syndicated leveraged finance market and institutional investor transactions. Critical to this role is the ability to develop a broad and deep understanding of the business, financial and industry risks faced by clients in the assigned portfolio and utilize that view to properly risk grade borrowers, analyze credit requests, structure credit facilities and negotiate credit agreements and other loan documentation. Job Responsibilities Utilize excellent credit analysis and financial modeling skills to structure new transactions and work independently on the assigned credit portfolio. Appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics. Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership. Lead complex leveraged finance transactions including negotiations and legal documentation for bilateral, syndicated and institutional finance structures. Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving. Act with a sense of urgency and execution to meet both internal and client deadlines. Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization. Demonstrate excellent communication skills both internally and externally and using those communication skills to effectively solve problems. Required qualifications, capabilities and skills BA/BS/BBA degree is required Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures Minimum 5 years' experience in commercial banking/lending including extensive credit analysis, structuring and loan documentation experience with leveraged finance transactions. Significant accounting and finance knowledge and superior financial modeling skills Strong working knowledge of credit agreements and other loan documentation along with solid negotiation skills Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills Excellent organizational and project management skills; able to manage competing priorities under tight deadlines Proven ability to collaborate and build strong partnerships. Intellectual curiosity with a proven ability to learn quickly High degree of initiative, self-direction, and ability to work well under pressure

Join a growing community bank in Southeast Michigan. Bank Michigan is currently seeking qualified applicants for the position of Credit Analyst II. Some hybrid-remote flexibility available; however, candidate must reside within a commutable distance to one of the Bank Michigan offices for a minimum of 3 days/week in office. JOB SUMMARY Evaluates the financial condition of individuals and businesses applying for credit with the Bank. Prepares spreadsheets, financial spreads, reports, summaries and opinions for Loan Officers on new, renewal and existing loans. Provides more in-depth analysis and is able to identify trends. Oversees, provides guidance/training and may direct the work of other Credit Analysts. Makes recommendations to loan committee based on analysis and conformity to loan policy. Conducts loan file review and tracks financial reporting and covenants. Job Responsibilities: Primary: Assists in the administration of the company's commercial loan portfolios, to include credit risk management and the accurate and timely underwriting of loans to maintain quality control and minimize losses. Executes loan policies and ensures that deviations from policy are properly reported. Assists in the review and interpretation of new pending laws and regulations that potentially affect the organization's business practices. Takes the lead on more complex credit files and consults with Senior/Chief Credit Officer on complex or unusual loan relationships as needed. Provides direction to other Credit Analysts, providing guidance, training and mentoring to less experienced analysts. Tracking and recording of annual customer tax returns as well as monthly and quarterly financial statements. Updating the core system with the necessary information for the asset-based lending controls. Reviews lending policies regularly. Orders and reviews required loan due diligence, including but not limited to appraisals, evaluations, valuations, and environmental reports. Assists in the coordination with compliance manager regarding examination of lending practices and compliance with banking lending regulations. Prepares presentations concerning credit risk under the direction of the Chief Credit Officer for senior staff and board. Assists in the company's loan/overdrawn account collections process. Assists the Senior/Chief Credit Officer with monthly and quarterly reports for senior staff and board. Serves as a resource for credit policy and procedure interpretation for commercial lending officers. Conducts regular Loan Reviews of commercial, residential and consumer loan files, as needed. Acts as an advocate for the Bank in all interactions both internally and externally, including overall product knowledge of deposit and loans for aligning customers/prospects with the products that best meet their needs. Attend regular trainings/seminars both inside and outside the bank, as needed. Works harmoniously and collaboratively with team members to accomplish bank objectives. Other: Assist with other duties as assigned. Job Requirements: Education: Bachelor's Degree in business, accounting, economics, finance or equivalent combination of education/experience. Required Knowledge, Skills, Abilities, Training and Experience: Minimum of 3+ years of prior commercial credit analysis experience required. Superior attention to detail and problem-solving abilities. Successful completion of in-house training program. Ability to work autonomously and with little guidance. Displays the confidence and competence to gain/maintain the Bank's credibility. Takes initiative to learn, develop oneself and see things through from start to finish. Excellent interpersonal communication, problem solving and computer skills; ability to operate standard office equipment. Essential Physical Requirements: Ability to converse verbally and in writing with others. Ability to utilize general office equipment, Internet and various business software programs (i.e. MS office). Ability to travel within the community to attend various events and meetings. See attached job description for full position details. EEO Statement: Bank Michigan provides equal employment opportunity to all individuals regardless of their race, color, creed, religion, gender, age, sexual orientation, national origin, disability, veteran status, or any other characteristic protected by state, federal, or local law. Further, the company takes affirmative action to ensure that applicants are treated fairly during employment without regard to any of these characteristics. Discrimination of any type will not be tolerated. Must successfully complete a comprehensive background check.

at First Business Bank Join us today as a Credit Analyst - June 2026! First Business Bank is a Top Workplaces USA company, learn more here. At the heart of First Business Bank, we believe success comes down to putting people first. Our people are our priority - they embody ambition, experience, and client focus. The result is extremely engaged employees who provide unmatched client satisfaction. With comprehensive total rewards to support our team members, a commitment to valuing each other's differences, and a focus on improving our communities, we are confident you'll find the experience is your advantage. We're delighted you're considering joining us! OVERVIEW The Credit Analyst is responsible for analyzing financial data on new and existing clients, monitoring loan covenants and preparing loan committee presentations while striving to help maintain the overall soundness of the loan portfolio. Work Model: Based out of our Madison or Brookfield office, this position allows remote work availability 1 day per week; therefore a local candidate to either market is required. Specifically, as a Credit Analyst you will: Be responsible for analyzing financial data on new and existing clients, while striving to help maintain the overall soundness of the loan portfolio. Analyze and review appraisals received Spread and analyze financial information to determine the credit worthiness of the bank's existing and prospective clients. Be responsible for monitoring loan covenants, which includes running scorecards and reviewing loan agreements. Prepare loan committee presentations to include: bank exposure, cash flow analysis, collateral analysis, background summary, and overall financial summary. Develop a working knowledge on all aspects of loan policy and the ability to communicate its interpretation and rationale to other bank personnel. Work closely with the commercial lending team, including our credit analysts, commercial lenders, chief credit officer and other members of senior management. The successful candidate should have: Completed Bachelor degree in Finance, Real Estate, Accounting, Economics, or other Business related field Minimum of 1 year relevant underwriting experience Experience completing financial spreads and covenant calculations Strong knowledge of technology, business computer applications, and ability to pick up on new systems quickly Strong personal drive and initiative, demonstrated work ethic, and ability to work as a team Ability to work independently and use independent judgment with minimal supervision Ability to handle pressure of meeting deadlines Experience the Total Rewards Great People Deserve As a recognized Top Workplace, we know taking care of our employees and their families directly impacts their success and the success of our company. As part of the Total Rewards package, we take pride in offering eligible employee benefits which include: Comprehensive Health, Dental, and Vision plans Competitive compensation, with a focus on professional development and internal mobility Paid vacation time (15 days minimum per year) Paid sick leave (6 days per year) 1 day paid volunteer time 10 paid holidays (annually) Paid parental leave 401(k) program with company matching, plus additional profit sharing contribution Performance based annual incentive program Free and confidential Employee Assistance Program Wellness programs Education Assistance Program Employee Stock Purchase Program Plus many other perks and benefits! Compliance Statement First Business Bank participates in the E-Verify program. Know Your Right to Work English and Spanish. First Business Bank is an Equal Opportunity Employer, including Veterans and Individuals with Disabilities. If you require a reasonable accommodation for any part of the employment process, please email [email protected].

Invest In You! Tri City National Bank is not just a bank; it's your community banking partner, deeply committed to prioritizing customers, building strong relationships, and fostering a sense of belonging. Our team-oriented environment offers exceptional opportunities for personal and professional growth, celebrating success, and providing excellent benefits along the way. We believe in unparalleled customer service and the right banking solutions to help fulfill financial dreams and contribute to community growth. The Chief Credit Officer is responsible for supporting and guiding the bank's lending portfolio through effective loan policies and procedures. This role includes managing and directing the bank's credit approval process, real estate valuation, and other credit-related functions such as loan grading, impairment assessments, concentration risk management, stress testing, ALCO support, and CECL compliance. This is an in-office role located at our Corporate Headquarters in Oak Creek, WI. Responsibilities Supervises and supports the department's operations as needed. Demonstrate superior customer service by setting a positive example and consistently following up with customers and staff. Conducts regular meetings on customer service topics. Reviews loan proposals for the Senior Loan Committee, recommending structures, terms, and pricing to mitigate credit risk. Prepares and shares information on credit trends, loan quality, and growth patterns. Participates in special assets management, focusing on improving weak credits and managing undesirable ones. Compiles loan status reports and implements action plans. Presents gathered loan information for approval from the Senior and Executive Loan Committees. Updates lending policies and procedures for efficiency and risk minimization. Ensures accurate risk ratings for individual loans during committee reviews. Utilizes effective decision-making in line with existing policies, adhering to approval limits while developing staff. Maintains knowledge of industry trends, economic conditions, and competitive factors. Supports annual deposit and loan growth targets set by senior management and participates in assigned internal committees. Supervises staff in their daily tasks, ensuring quality control and optimal resource allocation. Takes on special projects, gathers data, and prepares reports for senior management and other stakeholders. Encourages staff development through strong communication and delegation skills. Handles personnel actions, oversees daily department activities, and manages training. Fulfills various department functions during staff absences or heavy workloads. Adheres to policies and procedures, completing administrative tasks accurately and timely while supporting the Bank's goals and values. Qualifications Expertise in analyzing financial statements and tax returns through education in accounting, finance, or related fields. Extensive experience in lending activities and terminology, along with knowledge of state and federal lending regulations. Strong organizational and time management skills, with proven abilities in leadership, training, and delegation to enhance productivity. Proficient in using computer software for word processing and spreadsheets. Excellent verbal, written, and interpersonal communication skills for effective training, document interpretation, and customer interactions. Skilled in management procedures, including planning and budgeting, with a focus on staffing, training, and performance monitoring. Capable of resolving complex problems in non-standard situations. EDUCATION AND/OR EXPERIENCE: Bachelor's degree (BA) or equivalent from a 4-year college or university. Ten years or more relevant experience. Work-related experience should include a background in financial analysis or lending. Educational experience, gained through in-house training sessions, formal schooling, or financial industry-related curriculum, should pertain to business or the financial industry. Why Join Us: Community Impact: Be part of a local bank deeply rooted in community values, contributing to the growth and prosperity of our neighborhoods. Innovation: Embrace a dynamic and evolving work environment that encourages fresh perspectives and continuous learning. Career Growth: Unlock future opportunities for personal and professional development as you navigate through our Pathways for Success. Celebration of Success: Join a team that values and celebrates individual and collective achievements. Work Life Balance: No early mornings or late nights, enjoy a predictable schedule with major holidays off. Great Employee Benefits that start on the 1st of the month after your hire date! Part-Time: 401(k) with company match Up to 20 hours of paid vacation after 3 months (must work an average of 20+ hours per week in order to be eligible for paid vacation.) Full-Time: 401(k) with company match Tuition reimbursement Medical, dental, and vision coverage Paid vacation and more! Equal Opportunity Employer/Veterans/Disabled All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability. Reasonable Accommodation If you are an individual with a disability and would like to request a reasonable accommodation as part of the employment selection process, please contact Human Resources at ************ or ************

Department: Credit Reports To: Credit Manager FLSA Status: Non - Exempt This position evaluates the creditworthiness of commercial loan customers. The Credit Analyst is responsible for contributing to the loan decision-making process, providing in-depth credit analysis of new and existing customers for the bank. A credit analyst must be able to effectively report results and decisions orally and in writing. They must also be able to work on multiple credits at the same time and prioritize them properly. All other duties and responsibilities as assigned. ESSENTIAL DUTIES AND RESPONSIBILITIES include the following: Spread and analyze financial information for new and existing borrower relationships, evaluating the financial health of the borrower(s) Prepare presentations of proposed loans, including objective recommendations regarding creditworthiness Prepare annual reviews and credit memos Understand and communicate the degree of risk involved in extending credit by developing and evaluating primary, secondary, and tertiary sources of repayment in addition to understanding the liquidity and leverage of the borrower Assist with bank audits Assist in maintaining loan files for adequate and current financial information and documentation Assist with floor plan audits Effectively communicate with members of the credit team, loan officers, and others as required Assist in the generation of departmental reports as assigned Assist with credit or loan administration areas as needed Perform industry market research as assigned, emphasis for this posting will be the agricultural industry SUPERVISORY RESPONSIBILITIES None QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Must have good attention to detail and be able to work effectively with Loan Officers, Management, and support staff. Needs to develop a working knowledge of collateral instruments such as letters of credit, UCC filings, and personal/corporate guarantees. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. EDUCATION and/or EXPERIENCE Bachelor's degree (B.A.) from a four-year College or university; or one to two years related experience and/or training; or equivalent combination of education and experience. A basic understanding of accounting principles and concepts is recommended. Through education or work experience have a basic understanding of the Bank's loan products and loan policies along with a basic understanding of banking laws and regulations as well as industry standards. TECHNICAL SKILLS Windows training Microsoft Excel Microsoft Word Compliance Training LANGUAGE SKILLS Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public. MATHEMATICAL SKILLS Ability to work with mathematical concepts such as probability and statistical inference. Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations. REASONING ABILITY Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel; and talk or hear. The employee is occasionally required to stand and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, depth perception, and the ability to adjust focus. WORK ENVIRONMENT The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. The noise level in the work environment is usually quiet.

As a Compliance Analyst Intern at Rocket Companies, you'll gain valuable hands-on experience in regulatory compliance within the mortgage industry. You'll work alongside our Compliance team to support product launches, monitor regulatory changes, and improve documentation processes. This internship offers you unique exposure to the intersection of compliance operations, product development, and cross-functional collaboration while developing practical skills that will benefit your future career. About the Role Review federal and state mortgage regulations to identify compliance requirements for new products Improve reporting processes to enhance visibility into compliance activities across the organization Help categorize and organize project materials for better accessibility and team efficiency Assist in refining implementation documents to ensure clarity and accuracy for all stakeholders Develop a system to track progress on open demands by connecting two existing platforms Attend meetings, huddles, and trainings to learn about compliance and product development processes About You Minimum Qualifications Currently pursuing a degree in Business, Law, Finance, or related field Proficiency in Microsoft Office Suite (Excel, PowerPoint, Word) Strong attention to detail and organizational skills Excellent communication skills with ability to summarize complex information Self-starter with strong curiosity and problem-solving skills Preferred Qualifications •Experience with data analysis or reporting tools Law student or coursework with a working knowledge of regulations What you'll get Our team members fuel our strategy, innovation and growth, so we ensure the health and well-being of not just you, but your family, too! We go above and beyond to give you the support you need on an individual level and offer all sorts of ways to help you live your best life. We are proud to offer eligible team members perks and health benefits that will help you have peace of mind. Simply put: We've got your back. Check out our full list of Benefits and Perks. About us Rocket is a Detroit-based company made up of businesses that provide simple, fast and trusted digital solutions for complex transactions. The name comes from our flagship business, now known as Rocket Mortgage , which was founded in 1985. Today, we're a publicly traded company involved in many different industries, including mortgages, fintech, real estate and more. We're insistently different in how we look at the world and are committed to an inclusive workplace where every voice is heard. Apply today to join a team that offers career growth, amazing benefits and the chance to work with leading industry professionals. This job description is an outline of the primary responsibilities of this position and may be modified at the discretion of the company at any time. Decisions related to employment are not based on race, color, religion, national origin, sex, physical or mental disability, sexual orientation, gender identity or expression, age, military or veteran status or any other characteristic protected by state or federal law. The company provides reasonable accommodations to qualified individuals with disabilities in accordance with applicable state and federal laws. Applicants requiring reasonable accommodations in completing the application and/or participating in the application process should contact a member of the Human Resources team, at ************************** .

As a Mail Operations Intern, you'll assist with processing mail and packages, supporting team members with shipping needs, and ensuring timely deliveries across campus locations. About the Role Receive, sort, and deliver mail and packages Operate mail and postage equipment Assist team members with shipping and mail inquiries Track and manage outgoing and incoming packages Help resolve shipping issues with vendors Maintain inventory of mail supplies Support mail pickups and deliveries across campus About You Self-motivated and detail-oriented Strong communication skills Proficiency in Microsoft Office, including Excel, PowerPoint, and Word What you'll get Our team members fuel our strategy, innovation and growth, so we ensure the health and well-being of not just you, but your family, too! We go above and beyond to give you the support you need on an individual level and offer all sorts of ways to help you live your best life. We are proud to offer eligible team members perks and health benefits that will help you have peace of mind. Simply put: We've got your back. Check out our full list of Benefits and Perks. About us Rocket is a Detroit-based company made up of businesses that provide simple, fast and trusted digital solutions for complex transactions. The name comes from our flagship business, now known as Rocket Mortgage , which was founded in 1985. Today, we're a publicly traded company involved in many different industries, including mortgages, fintech, real estate and more. We're insistently different in how we look at the world and are committed to an inclusive workplace where every voice is heard. Apply today to join a team that offers career growth, amazing benefits and the chance to work with leading industry professionals. This job description is an outline of the primary responsibilities of this position and may be modified at the discretion of the company at any time. Decisions related to employment are not based on race, color, religion, national origin, sex, physical or mental disability, sexual orientation, gender identity or expression, age, military or veteran status or any other characteristic protected by state or federal law. The company provides reasonable accommodations to qualified individuals with disabilities in accordance with applicable state and federal laws. Applicants requiring reasonable accommodations in completing the application and/or participating in the application process should contact a member of the Human Resources team, at ************************** .

We are seeking a detail-oriented and experienced Credit Analyst to join our dynamic banking team. This role offers an excellent opportunity to contribute to sound lending decisions and effective risk management by conducting comprehensive financial and credit analyses on a variety of loan requests. The ideal candidate will bring a strong background in credit analysis, with a primary focus on commercial real estate (CRE) and exposure to commercial and industrial (C&I) lending, supporting our commitment to responsible and strategic growth. Primary Responsibilities • Analyze and prepare financial summaries and credit presentations for new, renewed, and extended loans, with a focus on CRE but including C&I transactions as needed. • Conduct in-depth reviews of borrower financial statements, tax returns, and cash flow models using advanced spreadsheet and credit analysis software. • Assess creditworthiness by evaluating liquidity, management quality, market position, collateral, and overall business climate. • Prepare and present objective credit recommendations to the Credit Analyst Manager and participate in loan committee discussions as needed. • Ensure all credit analyses and loan structures comply with bank policies, regulatory requirements, and industry best practices. • Monitor existing credit relationships for early identification of adverse trends and recommend appropriate actions. • Collaborate with commercial lenders, relationship managers, and other departments to support business development and portfolio management. • Assist in the ongoing enhancement of credit policies, procedures, and risk management practices. • Stay current with regulatory changes (OCC, FDIC, FFIEC) and industry trends impacting credit risk and underwriting. Secondary Responsibilities • Support the evaluation and implementation of new credit analysis systems and technology. • Contribute to process improvement initiatives and support new business or technology projects. • Participate in training and knowledge-sharing within the credit team. • Perform other duties as assigned. Alignment with Bank's Core Values, Mission, and Vision At FVSBank, we are committed to upholding our core values and advancing our mission and vision in every aspect of our work. As a Credit Analyst, you are expected to: • Embody the Bank's Core Values: Demonstrate teamwork, respect, integrity, accountability, and a commitment to diversity in all interactions with colleagues, clients, and the community. • Support the Mission: Contribute to the bank's mission of 'Banking. Made Personal.' by delivering thoughtful and personalized financial analysis. • Advance the Vision: Help realize our vision 'To be the trusted lifetime financial partner of our customers, communities, and employees' by supporting prudent lending decisions and fostering long-term relationships. • Promote a Positive Culture: Foster an inclusive, respectful, and growth-oriented workplace that reflects our dedication to continuous improvement and community engagement. The job duties listed are in no way all encompassing. Other duties, responsibilities, and qualifications may be required and/or assigned, as necessary. This position requires regulatory compliance. Join our team and become part of a collaborative culture that values professional growth, integrity, and innovation. We offer competitive benefits and opportunities for development in a supportive environment dedicated to excellence in financial services. Requirements Education Bachelor's degree in finance, accounting, economics, or a related field from an accredited college or university, or equivalent work experience. Experience 3-5 years of credit analysis experience in a banking or financial institution. Experience underwriting both CRE and C&I loans preferred; CRE will be the primary focus. Formal credit training or relevant certifications (e.g., RMA, CFA) preferred. Skills & Competencies • Strong analytical and synthesis skills with advanced proficiency in financial modeling and spreadsheet analysis. • Knowledge of loan documentation, collateral types, and regulatory requirements. • Proficiency with credit analysis platforms and Microsoft Office Suite. • Excellent written and verbal communication skills. • Ability to work independently and collaboratively within a team. • Strong organizational skills and attention to detail. Physical Demands • Ability to sit for extended periods. • Frequent use of computer, calculator, and other office equipment. • Occasional local travel, including driving. Performance Measures • Timeliness and accuracy of credit analysis and presentations. • Improved quality of credit controls and asset quality measures. • Contribution to team knowledge sharing and process improvement. • Adherence to regulatory and policy standards. • Reduction in loan workouts, write-offs, and bank-owned real estate. FVSBank is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation or protected veteran status.

Job Description We're looking for a Credit Analyst to join our team. In this role, you'll play an important part in evaluating credit risk and supporting sound lending decisions. You'll analyze financial information, prepare credit presentations, and assist with annual reviews to ensure compliance and accuracy across our loan portfolio. What You'll Do Every Day Perform credit analysis and review financial statements for mortgage and commercial relationships to support loan decisions and minimize risk. Summarize findings for lenders. Prepare credit presentations for new and existing relationships requiring Loan Committee approval. Complete financial analysis, gather borrower info, and present when lenders are absent. Identify cross-selling opportunities. Complete annual reviews, including financial analysis, collateral evaluation, payment history, risk rating, and industry/economic changes. Support loan compliance by monitoring documentation standards, notifying lenders of exceptions, and maintaining accurate files. Stay informed on Bank policies and regulations. Communicate standards clearly to lenders. Contribute to annual updates of loan policy for commercial and mortgage areas based on trends and needed clarifications. Other duties as assigned. What We're Looking For A bachelor's degree (or equivalent experience). At least 2 years of credit analysis or related experience is preferred. Strong problem-solving skills and a knack for clear communication. A commitment to confidentiality and accuracy. Why You'll Love It Here Competitive wage with discretionary year-end bonuses 3% safe harbor contribution to 401k Discretionary profit share CD contribution towards retirement Fully comprehensive benefits package Free Neighborhood Family Clinic access for you and your family Family-oriented culture and teams Community involvement and Volunteer PTO Bank-sponsored get-togethers outside of work All-staff training and celebration days Free coffee And so much more! Sound like you? Apply today and help us make lending decisions that drive success!