Northwest Community Credit Union jobs - 114 jobs

Associate General Counsel - Securities
Mechanics Bank 4.2
Remote or Walnut Creek, CA job
Associate General Counsel - Securities page is loaded## Associate General Counsel - Securitieslocations: Walnut Creek, Californiatime type: Full timeposted on: Posted Todayjob requisition id: R5163Mechanics Bank currently searching for a **Associate General Counsel** to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site at our Walnut Creek location.The Associate General Counsel - Securities supports the General Counsel and Corporate Secretary in the day-to-day operations and functions of the General Counsel's office, working closely with the Bank's Board of Directors, senior management and Bank functions and businesses. Responsibilities will include supporting the General Counsel in compliance with securities laws, including reporting and disclosure requirements; assisting with the preparation of Forms 10-K and 10-Q and the proxy statement; and preparing Form 8-K, Section 16 filings and other SEC filings.**What you will do:*** Advising management on compliance with securities laws and regulations. Including reporting and disclosure requirements and other SEC rules; assisting with the preparation of SEC registration statements Forms 8-K, 10-K and 10-Q and the annual meeting proxy statement, and preparing Form 8-K, Section 16 filings and other SEC filings.* Stock exchange regulations, public company listing standards, including NYSE and NASDAQ governance and filing requirements.* Assisting with quarterly earnings press release materials and meetings, as well as other investor events.* Providing securities law advice and compliance guidance for earnings releases, investor materials, management presentations and other communications.* Assisting with shareholder services matters.* Assisting with the Bank's Insider Trading Policy and Section 16 report filings.* Advising management in securities-related lawsuits, including shareholder disputes, insider trading cases, and other financial litigation.* Reviewing, drafting, and preparing legal documents, including SEC filings, proxy statements, and annual shareholder meeting materials.* Coordinate training on corporate policies, including securities trading and Regulation FD. • Coordinating training on, and the compliance processes for, various corporate policies, including securities trading and Regulation FD.* Providing legal support to the Board of Directors and Board Committees, which includes advising on substantive legal matters; developing meeting agendas; and preparing materials for Board/Committee meetings.* Providing legal advice and counseling with respect to equity-based compensation plans, executive compensation matters and Section 16 reporting.* Advising on other legal matters that arise across various functions within the Bank. • Assisting the corporate secretary function, including subsidiary management, and various other corporate secretarial matters.**Who you are:*** Bachelors Degree from a 4 year institute and Graduate Degree JD required.* Current Bar admission in at least one state.* California licensure preferred.* 7 years professional experience as a practicing attorney, SEC filings and securities law compliance required.* 2 years leadership experience required.* Approximately 0-10% travel required.* Experience in supporting and/or working with boards of directors and senior management.* Experience serving in an in-house corporate secretary office of a public company is preferred.* Extensive experience with SEC filings and securities law compliance.* Proven ability to manage and lead legal aspects of Corporate Finance matters.* Knowledge of public company listing standards.* Familiarity with overseeing Insider Trading Policy and Section 16 compliance matters.* Strong experience advising on reporting and disclosure requirements under SEC, NASDAQ and NYSE rules, and working cross functionally to draft and review all periodic SEC reports and other SEC-related forms and filings* Strong understanding of corporate governance matters.* Excellent work ethic and high degree of professionalism, and a proven ability to work both independently and within a team.* Outstanding verbal and written communication skills.* Superior organization, decision making and problem-solving skills.* Ability to multi-task and work in a fast paced, changing environment and to balance multiple, concurrent projects.**#LI-HJ1**Salary Range: $ 180,000 - $ 270,000 annually Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]:* Medical, prescription, dental, and vision coverage for employees and their eligible family members* Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits* Health Savings Account with employer contribution* Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit* 401(k) and Roth 401(k) with company contribution* 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program* Supplemental Health plans, Voluntary Legal and Identity Theft Services* 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year* Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data.* **Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law.*** Please view Equal Employment Opportunity Posters provided by OFCCP .* To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit[1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.**About Mechanics Bank**Backed by , we are a resilient and resourceful California bank whose core banking and lending principles reflect that of a community bank. For over a century, it has been our foremost commitment to exceed our clients' expectations every day. With a footprint spanning the state of California, we serve individuals, small and middle-market businesses, and large corporations with a full range of banking, wealth management and other financial products and services.bring diverse backgrounds and experience, and work together to deliver for our clients by embracing a culture that values accountability, teamwork and celebrating success. Our collaborative culture fuels the Bank's ongoing achievements, allowing us to grow and make a genuine difference in the communities we serve. We also strive to ensure that all employees feel respected and valued based on who they are. When we harness the power of our differences, we achieve more together.Mechanics Bank is a Member FDIC and Equal Housing Lender. #J-18808-Ljbffr
$78k-131k yearly est. 5d ago

Looking for a job?

Let Zippia find it for you.

Care Center Representative
Mechanics Bank 4.2
Remote or Walnut Creek, CA job
Mechanics Bank is currently searching for a Care Center Representative (Call Center Representative) to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site in Irvine, Roseville or Walnut Creek, California. Responsible for servicing the financial needs of clients through all Customer Care communications channels, web chat and phone, while actively contributing to the achievement of the department referral and service goals. Provide outstanding customer experiences by consistently providing premier customer service and professional resolution of problems/issues. Handle a variety of customer service and referral calls and chat interactions in a prompt and courteous manner to meet and exceed established goals. What you will do: * Support the contact of bank customers and prospects through phone, electronic and chat channels to market an array of financial products and services. * May be required to support other sales channels with opening of new accounts or assist callers with obtaining services through the appropriate banking departments. * Utilize chat library and other tools to communicate with customers in accordance with the bank compliance and other processes. * Provide telephone support for customers requiring assistance with both traditional and electronic banking products. Use effective and professional telephone skills in receiving and responding to all types of customer telephone inquiries, providing information on bank products, policies, procedures and programs. * Maintain a solid understanding of the products and services being offered. Use judgment and reasoning skills to solve customer service problems within designated authority to handle chats or calls at point of contact. * Collect information about service problems or customer complaints and escalates customer disputes to the appropriate manager for resolution if necessary. Complete research and resolves documentation errors or discrepancies. * Forward more complex problems to management, as required. Who you are: * High School diploma or equivalent required. * Bilingual (Spanish) candidates preferred but not required. * Minimum of 1 year experience as a call center representative with referral and service functions experience in a bank or financial institution. * Minimum typing speed of 50 wpm. * Possess excellent human relations and communications skills. * Possess friendly demeanor, can-do attitude, and willingness to help at all times. Use questioning and listening skills that support effective telephone communication. Identify and use voice skills to enhance telephone presentation. * Effectively cope with angry or upset customers and apply appropriate actions to effectively control a telephone call. * Able to cope with pressure resulting from meeting required productivity levels and deadlines. Able to protect and maintain confidential information. * Professional in appearance and in verbal communication. * Demonstrate teamwork in facilitating workflow. #LI-DNI Pay Range: $21.00 - $26.00 hourly AIP/Bonus: up to 5% Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: * Medical, prescription, dental, and vision coverage for employees and their eligible family members * Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits * Health Savings Account with employer contribution * Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit * 401(k) and Roth 401(k) with company contribution * 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program * Supplemental Health plans, Voluntary Legal and Identity Theft Services * 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year * Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. * Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. * Please view Equal Employment Opportunity Posters provided by OFCCP here. * To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.
$21-26 hourly Auto-Apply 8d ago
Physical Security Administrator
Mechanics Bank 4.2
Remote or Walnut Creek, CA job
Mechanics Bank is currently searching for a Physical Security Administrator to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site in our Walnut Creek HQ. This Physical Security Administrator participates in all aspects of the Bank's Physical Security Program to include but not limited to the following. Enforces all physical security policy and practices as statutory and regulatory requirements mandate. Understands implications of work; makes recommendations for solutions; and is responsible for the efficient implementation of revised processes in a timely manner. Is responsible for carrying out functions within the scope of established goals and objectives. The employee has broader responsibility for planning, coordinating and organizing his/her own work as set forth by leaderships strategic agenda. What you will be doing: Oversee the Physical Security ticketing system to ensure timely corrective action for cameras, alarm, fire, and access control issues that arise within Mechanics Bank facilities. Oversee the creation and disbursement of all access control ID badges for designated regions for new and existing employees across the organization. Assist in the Incident Management process as Incidents arise and solutions are needed. Participate and review project plans set forth by the Project Management Office (PMO), or directly with business units as appropriate to ensure compliance on physical security initiatives. Collaborates with internal/external security vendors for any security dependencies. Administers annual branch threat and vulnerability assessments to identify property mitigation tactics. Monitors and advises on risk mitigation strategies as deemed appropriate by the Director of Physical Security. Identifies and communicates acceptable levels of residual risk to the appropriate business units. Ensure business units are taking effective and timely remediation measures based on findings during assessment period. Establishes and maintains satisfactory liaison relationships with law enforcement entities and other relevant safety and security agencies (e.g. FBI, Secret Service, DHS, local law enforcement, etc.). Maintains records for each location regarding available resources and emergency service agencies. Works with law enforcement and legal representatives in investigations of possible security violations and criminal activity. Monitors and ensures all Physical Security systems and platforms are up to date with recent firmware and/or upgrades needed for optimal system use and uptime through coordinated vendor support. Responds to inquiries regarding security policies and procedures. Act as Banks after hour emergency support contact for potential criminal activity and/or safety concerns on an as needed basis. Acts as the subject matter expert with regard to security systems operations. Who you are: Bachelors Degree in Criminal Justice, Information Technology or related area is preferred. High School or GED is required. 3 years of related experience in loss prevention, law enforcement, bank operations, and/or security and compliance experience is required depending upon area of assignment, preferably in a financial services environment; OR equivalent combination of education and experience may be reviewed. Preferred: APP or PSP security certification Proficiency with MS Office, Excel, Power Point, CAD applications and Internet. Proficient in Genetec, DMP, and Solink camera and access control systems (preferred). Works independently with little supervision while providing clear documented status and progress of work activities and business issues impacting the department. Requires excellent human relations and communication skills to be able to assist Managers and Supervisors with discrete security issues. Must have the ability to make administrative decisions and excellent customer service skills. Must be able to cope with pressure resulting from meeting required deadlines and reporting requirements. Be able to travel between the bank locations and periodically commute for security purposes (10-20%). Must be flexible and adaptable to changes and self-starter. Possess effective time management and organizational skills. Exemplary motivation, enthusiasm, and professionalism. High level of accuracy and great attention to detail. Strong analytical and problem solving skills. Consistently demonstrate tact, discretion and good judgment. Consistently demonstrates ability to coach and develop direct reports. Performs all other Security related functions as set forth by Security Manager. #LI-ML1 Pay Range: $26.00 - 37.00 hourly AIP/Bonus: up to 5% Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: Medical, prescription, dental, and vision coverage for employees and their eligible family members Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits Health Savings Account with employer contribution Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit 401(k) and Roth 401(k) with company contribution 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program Supplemental Health plans, Voluntary Legal and Identity Theft Services 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. Please view Equal Employment Opportunity Posters provided by OFCCP here. To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.
$26-37 hourly Auto-Apply 60d+ ago
Lending Advisor Associate
Mechanics Bank 4.2
Remote or Roseville, CA job
Mechanics Bank is currently searching for a Lending Advisor Associate to join our team in one of the following offices: Walnut Creek, CA; Roseville, CA; Irvine, CA; or Seattle, WA. The Lending Advisor Associate participates on a team to support the Sr. Lending Advisor(s) as assigned, to provide sales, administrative process, and relationship management support. Position will focus on client contact, gathering information and/or documentations and interacting with processing, underwriting and closing teams. Manages the loan pipeline and completion of loan files from application through closing to ensure timely loan milestones and loan contingencies as well as the improve client experience. Lending Advisor Associate will act as a central point of contact for internal business partners and clients, supporting Bank processes, products and services, and loan processes in order to deepen client relationships and ensure a positive total experience. This individual will learn and evolve their understanding and mastery of all opportunities to deepen relationships through cross- sell and knowledge of all lending products and partner capabilities. Building rapport with their Sr. Lending Advisor(s), cultivating relationships with clients, and establishing partner foundations will be essential to developing these opportunities. What you will do: * Provide support to the Sr. Lending Advisor Team, by providing assistance with complex transactions. Act as a first level support function for the Sr. Lending Advisor and sales team to assist and support with any and all inquiries. * Responsible for assisting assigned Sr. Lending Advisors. Monitor and manage loan pipeline, track progress and ensure timely loan milestones and loan contingencies are met and supporting documents are collected. Work on loan conditions alongside with Sr. Lending Advisors. * Assist Sr. Lending Advisors by providing input and guidance in case of workflow uncertainties, clarify processes and procedures as needed. Facilitate effective communication between sales and operations teams. * Supports Sr. Lending Advisors and Sales team as necessary with customer contact to follow up on conditions, status on milestones, docs, funding's and closings. * Coordinates processes and follows through to completion of other lending related products and services, such as deposit accounts, trusts, treasury products, etc., as directed by the Mortgage Leadership team. Work on special projects and deliverables as directed by the Mortgage leadership team such as strategic initiatives and operational improvements. Who you are: * High School or GED required. Associate's Degree preferred; 5+ years of experience may be considered in lieu of degree * NMLS Required * Proficient with: MS Office Suite applications systems; Encompass (LOS), and other mortgage lending-related systems * Possess excellent human relations, communications and business writing skills. * Ability to work effectively without direct supervision. * Possess effective time management and organizational skills. * Demonstrates teamwork in facilitating workflow. High level of cooperation with others and is responsive to the Bank's needs. * Exemplary motivation, enthusiasm, professionalism and team skills. * Demonstrates excellent customer service skills. * Ability to cope with pressure resulting from meeting required deadlines, reporting requirements and training responsibilities. * Exhibit high degree of professionalism and confidentiality in handling and having access to sensitive information. * Ability to travel between bank and customer locations and/or commute for training purposes. * Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages. * Ability to interpret a variety of instructions furnished in written, oral, or schedule form. * Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. #LI-DNI Hourly range: $27.00 - $35.00 Eligible for incentive plans Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: * Medical, prescription, dental, and vision coverage for employees and their eligible family members * Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits * Health Savings Account with employer contribution * Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit * 401(k) and Roth 401(k) with company contribution * 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program * Supplemental Health plans, Voluntary Legal and Identity Theft Services * 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year * Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. * Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. * Please view Equal Employment Opportunity Posters provided by OFCCP here. * To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.
$27-35 hourly Auto-Apply 54d ago
SBA Servicing Underwriting & Portfolio Manager
Mechanics Bank 4.2
Remote or Irvine, CA job
Mechanics Bank is currently searching for a SBA Servicing Underwriting & Portfolio Manager to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site in Seattle, Washington. This role is critical in supporting the Bank's SBA lending initiatives by performing in-depth credit analysis and credit risk assessment for assigned loans in the Bank's SBA portfolio to meet compliance with SBA guidelines and Mechanics Bank credit policies and procedures. This position requires expertise in SBA loan programs (7(a), 504, SBA Express), cash flow analysis, evaluating financials statements, business and personal tax returns analysis, covenant compliance monitoring and understanding legal rights of Lender under the loan documents. What you will do: * Portfolio Management: * Own full management of assigned SBA loans portfolio. * Correspond with/contact Borrowers directly on a regular basis to discuss all issues. * Analyze and complete spreads from financial statements, tax returns, and cash flow analysis for existing SBA loans. * Ensure adherence to SBA SOPs, internal credit policies and regulatory requirements. * Credit Risk Management: * Perform in annual loan reviews to determine the appropriate risk rating of the portfolio. * Monitoring credit risk based on financial statement analysis and covenant compliance. * Prepare detailed credit memoranda with risk rating assessments and recommendations. Monitor borrower performance, payment delinquencies, and help identify potential credit risks. * Prepare and mail out letters requesting financials, notifying loan defaults (NODs), etc. for credit risk management. * Support portfolio management and reporting activities: * Review tickler reports and follow up with borrowers to obtain outstanding financial conditions. * Request for waivers with supporting documentations for financial conditions and/or covenant violations. Assist with watch and problem loan reports to develop problem loan credit solutions. * Review and analyze any third-party exhibits such as appraisals, environmental questionnaires/Phase I & II reports, legal documents such as business organization documents, UCC lien searches, title reports, credit reports, etc. * When appropriate, assist in the liquidation process ensuring that the government guarantee is protected and collaborate with and provide support to the Bank's assigned special assets team. * Other duties as assigned Who you are: * High school diploma or GED is required. * Minimum of 5 years of experience in SBA and Commercial Loans Underwriting is required. * Undergraduate degree in Finance, Business, Accounting, or related field is preferred. * Additional experience may be considered in lieu of a degree. * Knowledge of Servicing and Origination SBA SOPs in force. * Intermediate-level credit analysis skills. * Adequate math, accounting and finance skills. * Current and comprehensive knowledge of SBA products and SOPs. * Excellent written and verbal communication skills. * Ability to multitask and prioritize. * Ability to work in a fast paced, production environment with time constraints. * Self-starter, results and process oriented, collaborative team player. * Ability to give and take direction. * Proficient in Word, Excel and commercial credit analysis programs. * Knowledgeable in loan documentation and real estate and commercial lending vocabulary. * Experience with SBA Liquidation process is a plus. ADA Requirements * The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. * The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * While performing the duties of this job, the employee is regularly required to sit and talk or hear, and use hands to finger, handle, or feel objects, tools, or controls. * The employee is occasionally required to stand; walk; reach with hands and arms; and stoop, kneel, crouch, or crawl. * The employee must occasionally lift and/or move up to 10 pounds. • Specific vision abilities required by this job include close vision. * The noise level in the work environment is usually moderate. #LI-DNI Pay Range: $85,000.00 - $125,000.00 annually AIP/Bonus: up to 10% Eligible for commission and incentive plans Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: * Medical, prescription, dental, and vision coverage for employees and their eligible family members * Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits * Health Savings Account with employer contribution * Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit * 401(k) and Roth 401(k) with company contribution * 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program * Supplemental Health plans, Voluntary Legal and Identity Theft Services * 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year * Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. * Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. * Please view Equal Employment Opportunity Posters provided by OFCCP here. * To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.
$85k-125k yearly Auto-Apply 32d ago
Treasury Operations Specialist
Mechanics Bank 4.2
Remote or Irvine, CA job
Mechanics Bank currently searching for a Treasury Operations Specialist to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site at our Irvine Exchange office. Assists small business and commercial customers in setting up and maintaining Business Online Banking and other Treasury Management products and services. Reviews Business Online Banking and other Treasury Management services request forms and applications for accuracy and completion. Provides client support and training on product use. What you will do: Implements Treasury Management product and service requests, including input and callback for various systems. Processes maintenance requests for existing Business Online Banking and Treasury Management services, including risk reviews for ACH and RDC customers. Reviews Business Online Banking and Treasury Management service requests, ensuring authorization and access to appropriate business banking products and services. Provides support and training to small business and commercial customers for various Treasury Management services i.e. Business Online Banking, Remote Deposit Capture, online ACH and Wire origination, etc. Support may be provided via phone, online and/or email communications. Provides assistance to Retail, Commercial and other banking staff regarding Business Online Banking and various Treasury Management product and service features and reports operational issues. Monitors and manages multiple email inboxes and request databases for incoming requests and communications. Adhere to Bank's security and audit procedures as well as industry rules and regulations. Maintain current knowledge of all Mechanics Bank's Treasury Services Product offerings, services and systems. Participate in UAT (User Acceptance Testing) on new initiatives related to Treasury Services products and services, as required. Bills customers for various Treasury Management products and services and orders equipment for customers as needed. Other duties as assigned. Who you are: High School Diploma/GED required 3 years of experience in a treasury operational role preferred. General knowledge of Treasury Management products and services and implementation requirements. General knowledge of Federal and State banking regulations pertaining to Online Banking and ACH Operations. General knowledge of Business Online Banking and Treasury Management products and services. Excellent ability to explain processes clearly and understandably. Excellent ability to problem solve. Excellent organizational skills and attention to detail Skilled in problem resolution and the ability to determine appropriate solutions. Excellent written, oral, and interpersonal communication skills. Proficient skill in Microsoft Office Suite applications. #LI-DNI Pay Range: $24.00 - $28.00 hourly AIP/Bonus: up to 5% Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: Medical, prescription, dental, and vision coverage for employees and their eligible family members Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits Health Savings Account with employer contribution Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit 401(k) and Roth 401(k) with company contribution 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program Supplemental Health plans, Voluntary Legal and Identity Theft Services 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. Please view Equal Employment Opportunity Posters provided by OFCCP here. To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.
$24-28 hourly Auto-Apply 60d+ ago
AML Investigations Analyst - Surveillance
Mechanics Bank 4.2
Remote or Roseville, CA job
Mechanics Bank is currently searching for an AML Investigations Analyst - Surveillance to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This person will be working on-site in Roseville, California. Under general supervision, the AML Analyst is responsible for detecting possible illicit activity conducted thru the Bank. The position is responsible for account identification, analyzing and escalating to the Investigations team any transactions believed to be associated with unusual and suspicious account activity such as potential fraud, structuring, money laundering, or/and terrorist financing in accordance with the Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) regulations. This position requires attention to detail, as well as analytical skills to identify suspicious activity. What you will be doing: * Detects and investigates complex transaction monitoring alerts to identify trends and potential suspicious activity produced by the AML software system, various transaction monitoring reports and/or referrals from other areas of the Bank and makes determination on appropriate course of action. * Completes written narrative upon researching and analyzing transaction monitoring alerts and makes recommendations for further investigation, if warranted. * Exercises solid judgment on examining information, and document suspicious activity, behaviors and/or patterns. * Corresponds with business units and branches for clarification of the activities conducted and obtain supporting documentation. * Maintains an understanding of the BSA/AML compliance requirements. * Completes on-going Bank required training to maintain knowledge of federal and state laws and regulations, including BSA, AML and OFAC, along with the Bank's policies and procedures. * Attends seminars, webinars, and other outside compliance training, as directed by management. * Establishes and maintains effective liaison and communication with business units, operational units and any other employee of the bank to enhance resolution efforts. * Corresponds with business units and branches for clarification of the activities conducted and obtain supporting documentation. * Follows policies and procedures; completes tasks correctly and on time; supports the company's goals and values. * Perform other duties and responsibilities as assigned. Who you are: * High School diploma or GED is required. * 2 years of experience in the financial industry is required. * 2 years of experience using a BSA/AML/Fraud detection system preferred. * Preferred: Certified Anti-Money Laundering Specialist (CAMS) or Certified Fraud Examiner (CFE). ADA Requirements: * The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. * The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * While performing the duties of this job, the employee is regularly required to sit and talk or hear, and use hands to finger, handle, or feel objects, tools, or controls. * The employee is occasionally required to stand; walk; reach with hands and arms; and stoop, kneel, crouch, or crawl. * The employee must occasionally lift and/or move up to 10 pounds. * Specific vision abilities required by this job include close vision. * The noise level in the work environment is usually moderate. #LI-DNI Pay: $30.00 - $37.00 hourly AIP/Bonus: up to 5% Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: * Medical, prescription, dental, and vision coverage for employees and their eligible family members * Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits * Health Savings Account with employer contribution * Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit * 401(k) and Roth 401(k) with company contribution * 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program * Supplemental Health plans, Voluntary Legal and Identity Theft Services * 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year * Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. * Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. * Please view Equal Employment Opportunity Posters provided by OFCCP here. * To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.
$30-37 hourly Auto-Apply 4d ago
Sr. Credit Review Officer
Mechanics Bank 4.2
Remote or Roseville, CA job
Mechanics Bank is currently searching for a Sr. Credit Review Officer to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site in Roseville, Walnut Creek or Irvine, California. Under the direction of the Credit Review Manager/Director, the Senior Credit Review Officer leads and executes credit reviews across various commercial and consumer lending portfolios, ensuring high standards of credit quality and compliance with internal policies and regulatory guidelines. This role provides strategic insights, mentors junior staff, and contributes to the development of credit review methodologies. The Senior Credit Review Officer is required to have advanced understanding of credit underwriting, financial analysis, loan policies & procedures, credit risk ratings and collateral valuation. The Senior Credit Review Officer will share responsibility with teammates for meeting review completion deadlines in order to adhere to Credit Review's annual plan and required portfolio coverage levels. Mechanics Bank's Credit Review function is located within the third line of defense, and Mechanics Bank is regulated by the Federal Deposit Insurance Corporation (FDIC). What you will do: Lead credit review engagements, including planning, execution and reporting. Conduct detailed and independent comprehensive credit file reviews and continuous review activities on assigned portfolio segments using technical subject matter expertise and knowledge. Provide expert analysis and recommendations to Credit Review management, and share insight with the review team. Collaborate with the review team and lending units to clarify potential credit issues and provide feedback. Identify areas of risk and seek ways to assist the Bank in strengthening controls while mitigating risk. Demonstrate independent judgement in evaluating accuracy of financial analysis, loan credit quality, thoroughness of risk identification, appropriateness of loan structure, support of risk rating/credit decision, policy compliance and administrative completeness. Ensure credit reviews are performed in accordance with appropriate standards, policies and procedures, and that the quality of reviews is maintained. Review finding remediation support, including compiling exhibits evidencing remediation. Lead and perform special projects and thematic reviews as requested. Coach, mentor and/or educate other staff as needed. Other duties as directed. Who you are: 4 Year / Bachelor's Degree in Business, Finance, Accounting, Economics or a related field preferred. Minimum of 10 years of experience in credit underwriting and lending required. Minimum of 10 years of experience with a Federal regulatory agency, or a state banking commission, with an emphasis in commercial and business underwriting, mortgage/consumer lending, credit administration and risk management is required. Experience with commercial credits in amounts up to $30 million. Special Assets Management experience preferred. Deep understanding of credit risk, regulatory requirements, and financial analysis. Strong analytical, technical and statistical skills - including the ability to collect & interpret data and draw conclusions. Strong process management and problem-solving skills. Awareness of control and risk management principles. Good interpersonal, verbal and written communication skills. Create internal peer relationships that support a culture of trust and partnership within the Bank. Ability to work in a team environment as well as the ability to work independently. Good organizational skills. Ability to manage high-volume workflow, prioritize appropriately and meet deadlines in a timely manner. Uphold confidentiality and privacy of findings in all situations. Computer skills, including Microsoft Office Suite, with advanced level proficiency with Excel. Experience working for a publicly traded company. Required: BAI Loan Review Certificate, or RMA/ProSight Credit Risk Certification (CRC), or Actively pursuing CRC certification. Travel required: 0-10% #LI-ML1 Pay Range: $85,000 - $130,000 annually AIP/Bonus: Up to 15% Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: Medical, prescription, dental, and vision coverage for employees and their eligible family members Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits Health Savings Account with employer contribution Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit 401(k) and Roth 401(k) with company contribution 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program Supplemental Health plans, Voluntary Legal and Identity Theft Services 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. Please view Equal Employment Opportunity Posters provided by OFCCP here. To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.
$85k-130k yearly Auto-Apply 21d ago
Collector II
l a Federal Credit Union 4.0
Remote or Glendale, CA job
LAFCU's Collector II, under general supervision, collects delinquent assigned accounts in a timely and effective manner through their collections life cycle. Their duties include, but not limited to, documents all communications and transactions of a material nature with members while maintaining a loss mitigation mindset ranging from collection efforts to legal liability. Performs all functions/duties of Collector in a timely and professional manner, asks manager for assistance when needed, and cross-trains in other areas of Special Services as requested. Works closely with Loan Servicing to ensure occasional member disputes and proactive updates are handled timely while also ensuring precise responsiveness to inquiries from Loan Servicing on title release and credit reporting. This is a full-time, non-exempt, hybrid-remote position that reports directly to the Collections Manager within the Special Services/Risk Management Department. Essential Functions & Responsibilities: Advanced Collections - Collect delinquent accounts via Temenos collection queues and Symitar Collection Package. Maintain daily communication with the manager regarding account status, issues, and member feedback. Respond to member inquiries and complaints professionally; escalate when necessary. Provide alternative solutions to members in their best interest. Review and print FICS 30-60-90 Delinquent Principal Balance and Consumer Weekly Delinquent Reports. Manage negative share/checking accounts and follow up on loan extensions and workout negotiations. Prepare and submit Workout Loan documentation to the Consumer Loan Department. Recommend loans for charge off, repossession, or legal review Run Visa month-end reports via PSCU ROW Net by the 2nd of each month. Complete 180-Day reports for Consumer Loans and Visas by the 5th of each month. Assist with month-end charge-off preparation and breakdown by collector. Review and approve mismatched and pending credit transactions. Documentation - Maintain clear, thorough documentation of all member interactions with a focus on loss mitigation. Ensure all written communications are grammatically correct, concise, and professional. Use Temenos LMS workflow history and Symitar core system for documentation. Upload relevant documents and correspondence into Temenos account files. Repossession & Recovery - Recommend repossession and foreclosure actions as appropriate; coordinate efforts with repo agencies. Draft and send NOI notices promptly after repossession. Coordinate vehicle auction logistics with South Bay Auto Auction. Redeem vehicles from impound when necessary. Serve as liaison with collection agencies on post-charge-off accounts. Assign vehicle transport to auction and track collateral disposition via Temenos workflows. Process impound and lien sale notices promptly. Collaborate with Loan Servicing DMV team on title/lienholder issues Compliance - Stay current with all applicable policies, procedures, and regulations (e.g., FDCPA, Robbins- Rosenthal Act, Bankruptcy Rules). Follow procedures outlined in the Collection Procedure Manual; suggest updates as needed. Comply with Bank Secrecy Act requirements and report suspicious activity to Risk Management. Process BK-13 and Chapter 7 filings accurately in system. File small claims and coordinate with legal counsel on approved accounts. Qualification & Opportunities: 3 years to 5 years' collector experience in a financial institution; 1 year's experience in real estate loan collection preferred. High School diploma or equivalent is required. Friendly and professional. Excellent communication skills. Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication. The Special Services Department operates in a fast-paced, member-focused setting where professionalism and empathy are key. Team members handle delinquent accounts through phone, mail, and system-based communications, while collaborating with internal departments and legal partners. The environment encourages proactive problem-solving, cross-training, and continuous learning. Staff are supported by leadership and work together to ensure compliance, recovery, and member satisfaction. Salary: The minimum and maximum base salary range for this position is $27.78 to $41.14 in California. The target starting base hourly rate is between $27.78 to $31.12. This compensation and benefits information is based on Los Angeles Federal Credit Union's good faith estimate as of the date of publication and may be modified in the future. The starting base salary within the range will depend on a variety of factors that may include relevant prior experience and/or education, or skills and expertise. LAFCU is an Equal Opportunity Employer. We are committed to building an inclusive and diverse workforce.
$27.8-41.1 hourly Auto-Apply 15d ago
Financial Services Officer
Mechanics Bank 4.2
Remote or Sonoma, CA job
Mechanics Bank is currently searching for a Financial Services Officer to join our team at our Sonoma Branch. The Financial Services Officer is a key contributor to the sales performance of a Retail Branch. Supports senior production staff to ensure branch and customer financial success, customer satisfaction, accurate performance reporting, and staff development. Achieves sales goals and financial targets for their branch. Ensures high quality processes and ethical sales in the branch. Retains and expands relationships with existing customers and promotes and develops new business. Identifies opportunities and sells a full suite of Retail Banking deposit and lending products to consumers and small businesses. Works directly with clients on complex consumer, business, and fiduciary account structures. Maintains excellent knowledge of compliance requirements, Bank policies and procedures, and Bank products and services. What you will do: * Has a superior understanding of consumer and small business deposit, treasury and credit products along with other internal and third party financial services. Ability to perform complex new account, lending, and service related transactions for customers while adhering to all Bank policies, procedures and banking regulations. * Identifies and assesses customer needs and goals, offering Bank products and quality referrals to partners. Sources and develops new business by expanding and deepening relationships with existing and new customers. Assists the Retail Branch Manager with internal and external business development, while supporting ongoing management of the branch portfolio of customers. * Assists customers with account maintenance, adoption of digital banking channels, and other complex account issues. Deepens relationships and resolves concerns presented by customers. * Ensure exemplary customer service standards in the branch. Supports appropriate staffing and skill levels in branch to support customer and business needs. Address and resolve customer complaints or concerns promptly. * Coordinates effective Retail branch operations and sales with the Retail Banking Services Officer, promoting teamwork, excellent customer service, cross-sales, and the promotion of Bank products and services. Ability to perform platform and operations functions including teller transactions, night deposit, cash control activities, assess transactions for risk and provide approvals and opening of new accounts. Review customer transactions for red flags and fraudulent items. Maintains awareness of current criminal scams used against banking customers. Prevents customers from becoming victims of fraud. Escalates concerns to management for resolution. Maintains compliance with established internal operational standards and Federal and State regulations to protect the interest of the Bank and customers. * Provides teller line support and performs routine teller transactions as needed. Responsible for maintaining and balancing a cash supply for transactions performed. * Demonstrates leadership by modeling appropriate behaviors, provide coaching, feedback and developmental support. Leads daily huddles in conjunction with branch management and regular branch production meetings. Trains employees on cross-functions to ensure smooth operations of the branch and increased production. * Represents the Bank in civic and community events to enhance the visibility and reputation of the Bank, and to expand business opportunities. Ensures active community participation and leadership, including CRA activities in the local community. Who you are: * High School Diploma or GED required or equivalent combination of education and experience. * Minimum of 2 years of banking experience with an emphasis in sales required. * Minimum of 1 year of leadership experience preferred. * Notary license preferred. * Thorough knowledge of Bank products and services, policies and procedures related to new accounts and sales functions. * Thorough knowledge of small business and consumer credit principles and practices. * Knowledge of State and Federal banking regulations as they relate to new accounts and operations functions. * Leadership ability to supervise and to provide coaching and development. * Skilled in dealing with customer issues in difficult situations. * Ability to persuade, including the value and benefits of using the Bank's services and products. * Excellent interpersonal skills, including customer service, listening, and responding appropriately to requests from customers. * Outbound calling skills including prospecting, appointment setting, and sales presentations to decision makers. #LI-ML1 Pay Range: $24.00 - $35.00 hourly Eligible for commission/incentive plans Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: * Medical, prescription, dental, and vision coverage for employees and their eligible family members * Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits * Health Savings Account with employer contribution * Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit * 401(k) and Roth 401(k) with company contribution * 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program * Supplemental Health plans, Voluntary Legal and Identity Theft Services * 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year * Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. * Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. * Please view Equal Employment Opportunity Posters provided by OFCCP here. * To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.
$24-35 hourly Auto-Apply 60d+ ago
SBA Servicing Underwriting & Portfolio Manager
Mechanics Bank 4.2
Remote or Seattle, WA job
Mechanics Bank is currently searching for a SBA Servicing Underwriting & Portfolio Manager to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site in Seattle, Washington. This role is critical in supporting the Bank's SBA lending initiatives by performing in-depth credit analysis and credit risk assessment for assigned loans in the Bank's SBA portfolio to meet compliance with SBA guidelines and Mechanics Bank credit policies and procedures. This position requires expertise in SBA loan programs (7(a), 504, SBA Express), cash flow analysis, evaluating financials statements, business and personal tax returns analysis, covenant compliance monitoring and understanding legal rights of Lender under the loan documents. What you will do: • Portfolio Management: Own full management of assigned SBA loans portfolio. Correspond with/contact Borrowers directly on a regular basis to discuss all issues. Analyze and complete spreads from financial statements, tax returns, and cash flow analysis for existing SBA loans. Ensure adherence to SBA SOPs, internal credit policies and regulatory requirements. • Credit Risk Management: Perform in annual loan reviews to determine the appropriate risk rating of the portfolio. Monitoring credit risk based on financial statement analysis and covenant compliance. Prepare detailed credit memoranda with risk rating assessments and recommendations. Monitor borrower performance, payment delinquencies, and help identify potential credit risks. Prepare and mail out letters requesting financials, notifying loan defaults (NODs), etc. for credit risk management. • Support portfolio management and reporting activities: Review tickler reports and follow up with borrowers to obtain outstanding financial conditions. Request for waivers with supporting documentations for financial conditions and/or covenant violations. Assist with watch and problem loan reports to develop problem loan credit solutions. • Review and analyze any third-party exhibits such as appraisals, environmental questionnaires/Phase I & II reports, legal documents such as business organization documents, UCC lien searches, title reports, credit reports, etc. • When appropriate, assist in the liquidation process ensuring that the government guarantee is protected and collaborate with and provide support to the Bank's assigned special assets team. • Other duties as assigned Who you are: High school diploma or GED is required. Minimum of 5 years of experience in SBA and Commercial Loans Underwriting is required. Undergraduate degree in Finance, Business, Accounting, or related field is preferred. Additional experience may be considered in lieu of a degree. Knowledge of Servicing and Origination SBA SOPs in force. Intermediate-level credit analysis skills. Adequate math, accounting and finance skills. Current and comprehensive knowledge of SBA products and SOPs. Excellent written and verbal communication skills. Ability to multitask and prioritize. Ability to work in a fast paced, production environment with time constraints. Self-starter, results and process oriented, collaborative team player. Ability to give and take direction. Proficient in Word, Excel and commercial credit analysis programs. Knowledgeable in loan documentation and real estate and commercial lending vocabulary. Experience with SBA Liquidation process is a plus. ADA Requirements The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit and talk or hear, and use hands to finger, handle, or feel objects, tools, or controls. The employee is occasionally required to stand; walk; reach with hands and arms; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. • Specific vision abilities required by this job include close vision. The noise level in the work environment is usually moderate. #LI-DNI Pay Range: $85,000.00 - $125,000.00 annually AIP/Bonus: up to 10% Eligible for commission and incentive plans Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: Medical, prescription, dental, and vision coverage for employees and their eligible family members Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits Health Savings Account with employer contribution Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit 401(k) and Roth 401(k) with company contribution 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program Supplemental Health plans, Voluntary Legal and Identity Theft Services 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. Please view Equal Employment Opportunity Posters provided by OFCCP here. To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.
$85k-125k yearly Auto-Apply 13d ago
Lending Advisor Associate
Mechanics Bank 4.2
Remote or Irvine, CA job
Mechanics Bank is currently searching for a Lending Advisor Associate to join our team in one of the following offices: Walnut Creek, CA; Roseville, CA; Irvine, CA; or Seattle, WA. The Lending Advisor Associate participates on a team to support the Sr. Lending Advisor(s) as assigned, to provide sales, administrative process, and relationship management support. Position will focus on client contact, gathering information and/or documentations and interacting with processing, underwriting and closing teams. Manages the loan pipeline and completion of loan files from application through closing to ensure timely loan milestones and loan contingencies as well as the improve client experience. Lending Advisor Associate will act as a central point of contact for internal business partners and clients, supporting Bank processes, products and services, and loan processes in order to deepen client relationships and ensure a positive total experience. This individual will learn and evolve their understanding and mastery of all opportunities to deepen relationships through cross- sell and knowledge of all lending products and partner capabilities. Building rapport with their Sr. Lending Advisor(s), cultivating relationships with clients, and establishing partner foundations will be essential to developing these opportunities. What you will do: * Provide support to the Sr. Lending Advisor Team, by providing assistance with complex transactions. Act as a first level support function for the Sr. Lending Advisor and sales team to assist and support with any and all inquiries. * Responsible for assisting assigned Sr. Lending Advisors. Monitor and manage loan pipeline, track progress and ensure timely loan milestones and loan contingencies are met and supporting documents are collected. Work on loan conditions alongside with Sr. Lending Advisors. * Assist Sr. Lending Advisors by providing input and guidance in case of workflow uncertainties, clarify processes and procedures as needed. Facilitate effective communication between sales and operations teams. * Supports Sr. Lending Advisors and Sales team as necessary with customer contact to follow up on conditions, status on milestones, docs, funding's and closings. * Coordinates processes and follows through to completion of other lending related products and services, such as deposit accounts, trusts, treasury products, etc., as directed by the Mortgage Leadership team. Work on special projects and deliverables as directed by the Mortgage leadership team such as strategic initiatives and operational improvements. Who you are: * High School or GED required. Associate's Degree preferred; 5+ years of experience may be considered in lieu of degree * NMLS Required * Proficient with: MS Office Suite applications systems; Encompass (LOS), and other mortgage lending-related systems * Possess excellent human relations, communications and business writing skills. * Ability to work effectively without direct supervision. * Possess effective time management and organizational skills. * Demonstrates teamwork in facilitating workflow. High level of cooperation with others and is responsive to the Bank's needs. * Exemplary motivation, enthusiasm, professionalism and team skills. * Demonstrates excellent customer service skills. * Ability to cope with pressure resulting from meeting required deadlines, reporting requirements and training responsibilities. * Exhibit high degree of professionalism and confidentiality in handling and having access to sensitive information. * Ability to travel between bank and customer locations and/or commute for training purposes. * Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages. * Ability to interpret a variety of instructions furnished in written, oral, or schedule form. * Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. #LI-DNI Hourly range: $27.00 - $35.00 Eligible for incentive plans Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: * Medical, prescription, dental, and vision coverage for employees and their eligible family members * Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits * Health Savings Account with employer contribution * Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit * 401(k) and Roth 401(k) with company contribution * 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program * Supplemental Health plans, Voluntary Legal and Identity Theft Services * 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year * Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. * Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. * Please view Equal Employment Opportunity Posters provided by OFCCP here. * To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.
$27-35 hourly Auto-Apply 54d ago
Care Center Representative
Mechanics Bank 4.2
Remote or Roseville, CA job
Mechanics Bank is currently searching for a Care Center Representative (Call Center Representative) to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site in Irvine, Roseville or Walnut Creek, California. Responsible for servicing the financial needs of clients through all Customer Care communications channels, web chat and phone, while actively contributing to the achievement of the department referral and service goals. Provide outstanding customer experiences by consistently providing premier customer service and professional resolution of problems/issues. Handle a variety of customer service and referral calls and chat interactions in a prompt and courteous manner to meet and exceed established goals. What you will do: Support the contact of bank customers and prospects through phone, electronic and chat channels to market an array of financial products and services. May be required to support other sales channels with opening of new accounts or assist callers with obtaining services through the appropriate banking departments. Utilize chat library and other tools to communicate with customers in accordance with the bank compliance and other processes. Provide telephone support for customers requiring assistance with both traditional and electronic banking products. Use effective and professional telephone skills in receiving and responding to all types of customer telephone inquiries, providing information on bank products, policies, procedures and programs. Maintain a solid understanding of the products and services being offered. Use judgment and reasoning skills to solve customer service problems within designated authority to handle chats or calls at point of contact. Collect information about service problems or customer complaints and escalates customer disputes to the appropriate manager for resolution if necessary. Complete research and resolves documentation errors or discrepancies. Forward more complex problems to management, as required. Who you are: High School diploma or equivalent required. Bilingual (Spanish) candidates preferred but not required. Minimum of 1 year experience as a call center representative with referral and service functions experience in a bank or financial institution. Minimum typing speed of 50 wpm. Possess excellent human relations and communications skills. Possess friendly demeanor, can-do attitude, and willingness to help at all times. Use questioning and listening skills that support effective telephone communication. Identify and use voice skills to enhance telephone presentation. Effectively cope with angry or upset customers and apply appropriate actions to effectively control a telephone call. Able to cope with pressure resulting from meeting required productivity levels and deadlines. Able to protect and maintain confidential information. Professional in appearance and in verbal communication. Demonstrate teamwork in facilitating workflow. #LI-DNI Pay Range: $21.00 - $26.00 hourly AIP/Bonus: up to 5% Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: Medical, prescription, dental, and vision coverage for employees and their eligible family members Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits Health Savings Account with employer contribution Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit 401(k) and Roth 401(k) with company contribution 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program Supplemental Health plans, Voluntary Legal and Identity Theft Services 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. Please view Equal Employment Opportunity Posters provided by OFCCP here. To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.
$21-26 hourly Auto-Apply 7d ago
Treasury Operations Specialist
Mechanics Bank 4.2
Remote or Irvine, CA job
Mechanics Bank currently searching for a Treasury Operations Specialist to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site at our Irvine Exchange office. Assists small business and commercial customers in setting up and maintaining Business Online Banking and other Treasury Management products and services. Reviews Business Online Banking and other Treasury Management services request forms and applications for accuracy and completion. Provides client support and training on product use. What you will do: * Implements Treasury Management product and service requests, including input and callback for various systems. * Processes maintenance requests for existing Business Online Banking and Treasury Management services, including risk reviews for ACH and RDC customers. * Reviews Business Online Banking and Treasury Management service requests, ensuring authorization and access to appropriate business banking products and services. * Provides support and training to small business and commercial customers for various Treasury Management services i.e. Business Online Banking, Remote Deposit Capture, online ACH and Wire origination, etc. Support may be provided via phone, online and/or email communications. * Provides assistance to Retail, Commercial and other banking staff regarding Business Online Banking and various Treasury Management product and service features and reports operational issues. * Monitors and manages multiple email inboxes and request databases for incoming requests and communications. * Adhere to Bank's security and audit procedures as well as industry rules and regulations. * Maintain current knowledge of all Mechanics Bank's Treasury Services Product offerings, services and systems. * Participate in UAT (User Acceptance Testing) on new initiatives related to Treasury Services products and services, as required. * Bills customers for various Treasury Management products and services and orders equipment for customers as needed. * Other duties as assigned. Who you are: * High School Diploma/GED required * 3 years of experience in a treasury operational role preferred. * General knowledge of Treasury Management products and services and implementation requirements. * General knowledge of Federal and State banking regulations pertaining to Online Banking and ACH Operations. * General knowledge of Business Online Banking and Treasury Management products and services. * Excellent ability to explain processes clearly and understandably. * Excellent ability to problem solve. * Excellent organizational skills and attention to detail * Skilled in problem resolution and the ability to determine appropriate solutions. * Excellent written, oral, and interpersonal communication skills. * Proficient skill in Microsoft Office Suite applications. #LI-DNI Pay Range: $24.00 - $28.00 hourly AIP/Bonus: up to 5% Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: * Medical, prescription, dental, and vision coverage for employees and their eligible family members * Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits * Health Savings Account with employer contribution * Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit * 401(k) and Roth 401(k) with company contribution * 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program * Supplemental Health plans, Voluntary Legal and Identity Theft Services * 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year * Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. * Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. * Please view Equal Employment Opportunity Posters provided by OFCCP here. * To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.
$24-28 hourly Auto-Apply 12d ago
Sr. Credit Review Officer
Mechanics Bank 4.2
Remote or Irvine, CA job
Mechanics Bank is currently searching for a Sr. Credit Review Officer to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site in Roseville, Walnut Creek or Irvine, California. Under the direction of the Credit Review Manager/Director, the Senior Credit Review Officer leads and executes credit reviews across various commercial and consumer lending portfolios, ensuring high standards of credit quality and compliance with internal policies and regulatory guidelines. This role provides strategic insights, mentors junior staff, and contributes to the development of credit review methodologies. The Senior Credit Review Officer is required to have advanced understanding of credit underwriting, financial analysis, loan policies & procedures, credit risk ratings and collateral valuation. The Senior Credit Review Officer will share responsibility with teammates for meeting review completion deadlines in order to adhere to Credit Review's annual plan and required portfolio coverage levels. Mechanics Bank's Credit Review function is located within the third line of defense, and Mechanics Bank is regulated by the Federal Deposit Insurance Corporation (FDIC). What you will do: * Lead credit review engagements, including planning, execution and reporting. * Conduct detailed and independent comprehensive credit file reviews and continuous review activities on assigned portfolio segments using technical subject matter expertise and knowledge. * Provide expert analysis and recommendations to Credit Review management, and share insight with the review team. * Collaborate with the review team and lending units to clarify potential credit issues and provide feedback. * Identify areas of risk and seek ways to assist the Bank in strengthening controls while mitigating risk. * Demonstrate independent judgement in evaluating accuracy of financial analysis, loan credit quality, thoroughness of risk identification, appropriateness of loan structure, support of risk rating/credit decision, policy compliance and administrative completeness. * Ensure credit reviews are performed in accordance with appropriate standards, policies and procedures, and that the quality of reviews is maintained. * Review finding remediation support, including compiling exhibits evidencing remediation. * Lead and perform special projects and thematic reviews as requested. * Coach, mentor and/or educate other staff as needed. Other duties as directed. Who you are: * 4 Year / Bachelor's Degree in Business, Finance, Accounting, Economics or a related field preferred. * Minimum of 10 years of experience in credit underwriting and lending required. * Minimum of 10 years of experience with a Federal regulatory agency, or a state banking commission, with an emphasis in commercial and business underwriting, mortgage/consumer lending, credit administration and risk management is required. * Experience with commercial credits in amounts up to $30 million. * Special Assets Management experience preferred. * Deep understanding of credit risk, regulatory requirements, and financial analysis. * Strong analytical, technical and statistical skills - including the ability to collect & interpret data and draw conclusions. * Strong process management and problem-solving skills. * Awareness of control and risk management principles. * Good interpersonal, verbal and written communication skills. Create internal peer relationships that support a culture of trust and partnership within the Bank. * Ability to work in a team environment as well as the ability to work independently. * Good organizational skills. Ability to manage high-volume workflow, prioritize appropriately and meet deadlines in a timely manner. * Uphold confidentiality and privacy of findings in all situations. * Computer skills, including Microsoft Office Suite, with advanced level proficiency with Excel. * Experience working for a publicly traded company. * Required: BAI Loan Review Certificate, or RMA/ProSight Credit Risk Certification (CRC), or Actively pursuing CRC certification. * Travel required: 0-10% #LI-ML1 Pay Range: $85,000 - $130,000 annually AIP/Bonus: Up to 15% Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: * Medical, prescription, dental, and vision coverage for employees and their eligible family members * Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits * Health Savings Account with employer contribution * Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit * 401(k) and Roth 401(k) with company contribution * 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program * Supplemental Health plans, Voluntary Legal and Identity Theft Services * 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year * Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. * Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. * Please view Equal Employment Opportunity Posters provided by OFCCP here. * To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.
$85k-130k yearly Auto-Apply 31d ago
SBA Servicing Underwriting & Portfolio Manager
Mechanics Bank 4.2
Remote or Brea, CA job
Mechanics Bank is currently searching for a SBA Servicing Underwriting & Portfolio Manager to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site in Seattle, Washington. This role is critical in supporting the Bank's SBA lending initiatives by performing in-depth credit analysis and credit risk assessment for assigned loans in the Bank's SBA portfolio to meet compliance with SBA guidelines and Mechanics Bank credit policies and procedures. This position requires expertise in SBA loan programs (7(a), 504, SBA Express), cash flow analysis, evaluating financials statements, business and personal tax returns analysis, covenant compliance monitoring and understanding legal rights of Lender under the loan documents. What you will do: * Portfolio Management: * Own full management of assigned SBA loans portfolio. * Correspond with/contact Borrowers directly on a regular basis to discuss all issues. * Analyze and complete spreads from financial statements, tax returns, and cash flow analysis for existing SBA loans. * Ensure adherence to SBA SOPs, internal credit policies and regulatory requirements. * Credit Risk Management: * Perform in annual loan reviews to determine the appropriate risk rating of the portfolio. * Monitoring credit risk based on financial statement analysis and covenant compliance. * Prepare detailed credit memoranda with risk rating assessments and recommendations. Monitor borrower performance, payment delinquencies, and help identify potential credit risks. * Prepare and mail out letters requesting financials, notifying loan defaults (NODs), etc. for credit risk management. * Support portfolio management and reporting activities: * Review tickler reports and follow up with borrowers to obtain outstanding financial conditions. * Request for waivers with supporting documentations for financial conditions and/or covenant violations. Assist with watch and problem loan reports to develop problem loan credit solutions. * Review and analyze any third-party exhibits such as appraisals, environmental questionnaires/Phase I & II reports, legal documents such as business organization documents, UCC lien searches, title reports, credit reports, etc. * When appropriate, assist in the liquidation process ensuring that the government guarantee is protected and collaborate with and provide support to the Bank's assigned special assets team. * Other duties as assigned Who you are: * High school diploma or GED is required. * Minimum of 5 years of experience in SBA and Commercial Loans Underwriting is required. * Undergraduate degree in Finance, Business, Accounting, or related field is preferred. * Additional experience may be considered in lieu of a degree. * Knowledge of Servicing and Origination SBA SOPs in force. * Intermediate-level credit analysis skills. * Adequate math, accounting and finance skills. * Current and comprehensive knowledge of SBA products and SOPs. * Excellent written and verbal communication skills. * Ability to multitask and prioritize. * Ability to work in a fast paced, production environment with time constraints. * Self-starter, results and process oriented, collaborative team player. * Ability to give and take direction. * Proficient in Word, Excel and commercial credit analysis programs. * Knowledgeable in loan documentation and real estate and commercial lending vocabulary. * Experience with SBA Liquidation process is a plus. ADA Requirements * The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. * The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * While performing the duties of this job, the employee is regularly required to sit and talk or hear, and use hands to finger, handle, or feel objects, tools, or controls. * The employee is occasionally required to stand; walk; reach with hands and arms; and stoop, kneel, crouch, or crawl. * The employee must occasionally lift and/or move up to 10 pounds. • Specific vision abilities required by this job include close vision. * The noise level in the work environment is usually moderate. #LI-DNI Pay Range: $85,000.00 - $125,000.00 annually AIP/Bonus: up to 10% Eligible for commission and incentive plans Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: * Medical, prescription, dental, and vision coverage for employees and their eligible family members * Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits * Health Savings Account with employer contribution * Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit * 401(k) and Roth 401(k) with company contribution * 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program * Supplemental Health plans, Voluntary Legal and Identity Theft Services * 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year * Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. * Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. * Please view Equal Employment Opportunity Posters provided by OFCCP here. * To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.
$85k-125k yearly Auto-Apply 32d ago
Lending Advisor Associate
Mechanics Bank 4.2
Remote or Vancouver, WA job
Mechanics Bank is currently searching for a Lending Advisor Associate to join our team in one of the following offices: Walnut Creek, CA; Roseville, CA; Irvine, CA; Seattle, WA; or Vancouver, WA. The Lending Advisor Associate participates on a team to support the Sr. Lending Advisor(s) as assigned, to provide sales, administrative process, and relationship management support. Position will focus on client contact, gathering information and/or documentations and interacting with processing, underwriting and closing teams. Manages the loan pipeline and completion of loan files from application through closing to ensure timely loan milestones and loan contingencies as well as the improve client experience. Lending Advisor Associate will act as a central point of contact for internal business partners and clients, supporting Bank processes, products and services, and loan processes in order to deepen client relationships and ensure a positive total experience. This individual will learn and evolve their understanding and mastery of all opportunities to deepen relationships through cross- sell and knowledge of all lending products and partner capabilities. Building rapport with their Sr. Lending Advisor(s), cultivating relationships with clients, and establishing partner foundations will be essential to developing these opportunities. What you will do: * Provide support to the Sr. Lending Advisor Team, by providing assistance with complex transactions. Act as a first level support function for the Sr. Lending Advisor and sales team to assist and support with any and all inquiries. * Responsible for assisting assigned Sr. Lending Advisors. Monitor and manage loan pipeline, track progress and ensure timely loan milestones and loan contingencies are met and supporting documents are collected. Work on loan conditions alongside with Sr. Lending Advisors. * Assist Sr. Lending Advisors by providing input and guidance in case of workflow uncertainties, clarify processes and procedures as needed. Facilitate effective communication between sales and operations teams. * Supports Sr. Lending Advisors and Sales team as necessary with customer contact to follow up on conditions, status on milestones, docs, funding's and closings. * Coordinates processes and follows through to completion of other lending related products and services, such as deposit accounts, trusts, treasury products, etc., as directed by the Mortgage Leadership team. Work on special projects and deliverables as directed by the Mortgage leadership team such as strategic initiatives and operational improvements. Who you are: * High School or GED required. Associate's Degree preferred; 5+ years of experience may be considered in lieu of degree * NMLS Required * Proficient with: MS Office Suite applications systems; Encompass (LOS), and other mortgage lending-related systems * Possess excellent human relations, communications and business writing skills. * Ability to work effectively without direct supervision. * Possess effective time management and organizational skills. * Demonstrates teamwork in facilitating workflow. High level of cooperation with others and is responsive to the Bank's needs. * Exemplary motivation, enthusiasm, professionalism and team skills. * Demonstrates excellent customer service skills. * Ability to cope with pressure resulting from meeting required deadlines, reporting requirements and training responsibilities. * Exhibit high degree of professionalism and confidentiality in handling and having access to sensitive information. * Ability to travel between bank and customer locations and/or commute for training purposes. * Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages. * Ability to interpret a variety of instructions furnished in written, oral, or schedule form. * Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. #LI-DNI Hourly range: $27.00 - $35.00 Eligible for incentive plans Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: * Medical, prescription, dental, and vision coverage for employees and their eligible family members * Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits * Health Savings Account with employer contribution * Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit * 401(k) and Roth 401(k) with company contribution * 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program * Supplemental Health plans, Voluntary Legal and Identity Theft Services * 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year * Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. * Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. * Please view Equal Employment Opportunity Posters provided by OFCCP here. * To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.
$27-35 hourly Auto-Apply 2d ago
Care Center Representative
Mechanics Bank 4.2
Remote or Federal Way, WA job
Mechanics Bank is currently searching for a Care Center Representative (Call Center Representative) to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site at our Federal Way, WA office. Responsible for servicing the financial needs of clients through all Customer Care communications channels, web chat and phone, while actively contributing to the achievement of the department referral and service goals. Provide outstanding customer experiences by consistently providing premier customer service and professional resolution of problems/issues. Handle a variety of customer service and referral calls and chat interactions in a prompt and courteous manner to meet and exceed established goals. What you will do: Support the contact of bank customers and prospects through phone, electronic and chat channels to market an array of financial products and services. May be required to support other sales channels with opening of new accounts or assist callers with obtaining services through the appropriate banking departments. Utilize chat library and other tools to communicate with customers in accordance with the bank compliance and other processes. Provide telephone support for customers requiring assistance with both traditional and electronic banking products. Use effective and professional telephone skills in receiving and responding to all types of customer telephone inquiries, providing information on bank products, policies, procedures and programs. Maintain a solid understanding of the products and services being offered. Use judgment and reasoning skills to solve customer service problems within designated authority to handle chats or calls at point of contact. Collect information about service problems or customer complaints and escalates customer disputes to the appropriate manager for resolution if necessary. Complete research and resolves documentation errors or discrepancies. Forward more complex problems to management, as required. Who you are: High School diploma or equivalent required. Bilingual (Spanish) candidates preferred but not required. Minimum of 1 year experience as a call center representative with referral and service functions experience in a bank or financial institution. Minimum typing speed of 50 wpm. Possess excellent human relations and communications skills. Possess friendly demeanor, can-do attitude, and willingness to help at all times. Use questioning and listening skills that support effective telephone communication. Identify and use voice skills to enhance telephone presentation. Effectively cope with angry or upset customers and apply appropriate actions to effectively control a telephone call. Able to cope with pressure resulting from meeting required productivity levels and deadlines. Able to protect and maintain confidential information. Professional in appearance and in verbal communication. Demonstrate teamwork in facilitating workflow. #LI-HJ1 Pay Range: $20.00 - $31.83 hourly AIP/Bonus: up to 5% Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: Medical, prescription, dental, and vision coverage for employees and their eligible family members Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits Health Savings Account with employer contribution Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit 401(k) and Roth 401(k) with company contribution 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program Supplemental Health plans, Voluntary Legal and Identity Theft Services 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. Please view Equal Employment Opportunity Posters provided by OFCCP here. To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.
$20-31.8 hourly Auto-Apply 60d+ ago
Sr. Credit Review Officer
Mechanics Bank 4.2
Remote or Walnut Creek, CA job
Mechanics Bank is currently searching for a Sr. Credit Review Officer to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site in Roseville, Walnut Creek or Irvine, California. Under the direction of the Credit Review Manager/Director, the Senior Credit Review Officer leads and executes credit reviews across various commercial and consumer lending portfolios, ensuring high standards of credit quality and compliance with internal policies and regulatory guidelines. This role provides strategic insights, mentors junior staff, and contributes to the development of credit review methodologies. The Senior Credit Review Officer is required to have advanced understanding of credit underwriting, financial analysis, loan policies & procedures, credit risk ratings and collateral valuation. The Senior Credit Review Officer will share responsibility with teammates for meeting review completion deadlines in order to adhere to Credit Review's annual plan and required portfolio coverage levels. Mechanics Bank's Credit Review function is located within the third line of defense, and Mechanics Bank is regulated by the Federal Deposit Insurance Corporation (FDIC). What you will do: * Lead credit review engagements, including planning, execution and reporting. * Conduct detailed and independent comprehensive credit file reviews and continuous review activities on assigned portfolio segments using technical subject matter expertise and knowledge. * Provide expert analysis and recommendations to Credit Review management, and share insight with the review team. * Collaborate with the review team and lending units to clarify potential credit issues and provide feedback. * Identify areas of risk and seek ways to assist the Bank in strengthening controls while mitigating risk. * Demonstrate independent judgement in evaluating accuracy of financial analysis, loan credit quality, thoroughness of risk identification, appropriateness of loan structure, support of risk rating/credit decision, policy compliance and administrative completeness. * Ensure credit reviews are performed in accordance with appropriate standards, policies and procedures, and that the quality of reviews is maintained. * Review finding remediation support, including compiling exhibits evidencing remediation. * Lead and perform special projects and thematic reviews as requested. * Coach, mentor and/or educate other staff as needed. Other duties as directed. Who you are: * 4 Year / Bachelor's Degree in Business, Finance, Accounting, Economics or a related field preferred. * Minimum of 10 years of experience in credit underwriting and lending required. * Minimum of 10 years of experience with a Federal regulatory agency, or a state banking commission, with an emphasis in commercial and business underwriting, mortgage/consumer lending, credit administration and risk management is required. * Experience with commercial credits in amounts up to $30 million. * Special Assets Management experience preferred. * Deep understanding of credit risk, regulatory requirements, and financial analysis. * Strong analytical, technical and statistical skills - including the ability to collect & interpret data and draw conclusions. * Strong process management and problem-solving skills. * Awareness of control and risk management principles. * Good interpersonal, verbal and written communication skills. Create internal peer relationships that support a culture of trust and partnership within the Bank. * Ability to work in a team environment as well as the ability to work independently. * Good organizational skills. Ability to manage high-volume workflow, prioritize appropriately and meet deadlines in a timely manner. * Uphold confidentiality and privacy of findings in all situations. * Computer skills, including Microsoft Office Suite, with advanced level proficiency with Excel. * Experience working for a publicly traded company. * Required: BAI Loan Review Certificate, or RMA/ProSight Credit Risk Certification (CRC), or Actively pursuing CRC certification. * Travel required: 0-10% #LI-ML1 Pay Range: $85,000 - $130,000 annually AIP/Bonus: Up to 15% Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: * Medical, prescription, dental, and vision coverage for employees and their eligible family members * Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits * Health Savings Account with employer contribution * Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit * 401(k) and Roth 401(k) with company contribution * 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program * Supplemental Health plans, Voluntary Legal and Identity Theft Services * 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year * Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. * Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. * Please view Equal Employment Opportunity Posters provided by OFCCP here. * To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.
$85k-130k yearly Auto-Apply 31d ago
Operations Specialist
Mechanics Bank 4.2
Remote or Corona, CA job
Mechanics Bank is currently searching for a full time Operations Specialist to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site at our Corona Administrative Office. In this role, you will perform a wide variety of operational tasks, from minor to complex processes or functions. You will take accountability for entire process from receipt of work to resolution and closure. Tasks require coordination of information among various operational areas and customers. Assists in the day-to-day coordination of the departmental functions by utilizing work-flow management. Will actively participate in ongoing process improvements and efficiency initiatives within the team. You will utilize multiple system applications. What you will do: * Receive and review incoming work, enter transactions, verify accuracy, prepare, edit, distribute, and/or correct specialized and/or complex documents. Utilize appropriate resources as needed to complete tasks. * Responsible for direct priority escalations and the handling of inquiries and issues escalated to the department. * Organize and complete work accurately in accordance with established measures/deadlines and assigned goals. * Responsible for the accurate completion of assigned data entry to various bank systems for the completion of the job function. * Provide excellent customer service to internal and external clients. * Attends and participates in meetings as required. Performs all other job duties as assigned by manager. Who you are: * High School diploma or equivalent required. * Minimum 1 year experience in operations at a financial institution. * Knowledge in bank operations and regulations. * Knowledge of word processing and spreadsheet software programs required. * Have high level of accuracy and great attention to detail. * Strong analytical and problem-solving skills. * Demonstrates excellent customer service skills. * Ability to cope with pressure resulting from meeting required deadlines, reporting requirements and training responsibilities. * Exhibit a high degree of professionalism and confidentiality in handling and maintaining access to sensitive information. #LI-HJ1 Pay Range: $22.00 - $27.00 hourly AIP/Bonus: up to 5% Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: * Medical, prescription, dental, and vision coverage for employees and their eligible family members * Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits * Health Savings Account with employer contribution * Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit * 401(k) and Roth 401(k) with company contribution * 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program * Supplemental Health plans, Voluntary Legal and Identity Theft Services * 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year * Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. * Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. * Please view Equal Employment Opportunity Posters provided by OFCCP here. * To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.
$22-27 hourly Auto-Apply 32d ago

Learn more about Northwest Community Credit Union jobs

Related company jobs

Working at related companies

Northwest Community Credit Union highest paying jobs

Companies
Oregon
Eugene, OR
Northwest Community Credit Union
Northwest Community Credit Union Jobs

Updated January 16, 2026

Zippia gives an in-depth look into the details of Northwest Community Credit Union, including salaries, political affiliations, employee data, and more, in order to inform job seekers about Northwest Community Credit Union. The employee data is based on information from people who have self-reported their past or current employments at Northwest Community Credit Union. The data on this page is also based on data sources collected from public and open data sources on the Internet and other locations, as well as proprietary data we licensed from other companies. Sources of data may include, but are not limited to, the BLS, company filings, estimates based on those filings, H1B filings, and other public and private datasets. While we have made attempts to ensure that the information displayed are correct, Zippia is not responsible for any errors or omissions or for the results obtained from the use of this information. None of the information on this page has been provided or approved by Northwest Community Credit Union. The data presented on this page does not represent the view of Northwest Community Credit Union and its employees or that of Zippia.

Northwest Community Credit Union may also be known as or be related to Northwest Community Credit Union.

Northwest Community Credit Union jobs - 114 jobs

Associate General Counsel - Securities

Care Center Representative

Physical Security Administrator

Lending Advisor Associate

SBA Servicing Underwriting & Portfolio Manager

Treasury Operations Specialist

AML Investigations Analyst - Surveillance

Sr. Credit Review Officer

Collector II

Financial Services Officer

SBA Servicing Underwriting & Portfolio Manager

Lending Advisor Associate

Care Center Representative

Treasury Operations Specialist

Sr. Credit Review Officer

SBA Servicing Underwriting & Portfolio Manager

Lending Advisor Associate

Care Center Representative

Sr. Credit Review Officer

Operations Specialist

Learn more about Northwest Community Credit Union jobs

Jobs from similar companies

Related company jobs

Working at related companies

Northwest Community Credit Union highest paying jobs