1. Support and troubleshoot all matters associated with retail branch operations, including but not limited to:
• Deposit account maintenance
• New account opening
• Core system issues
• Computation error
• Customer complaints
• Incompliance of disclosures
• Questions on Internet Banking and Bill Pay
2. Coordinate retail branches to review, consolidate and submit daily disposition of uncollected fund, non-sufficient fund, overdrafts and non-post items to NYR clearing department.
3. Handle fraudulent items and investigation.
4. Reporting (remitting) of unclaimed properties to the California State Controller Office
5. IRA (Individual Retirement account) administration
• Liaise with third party vendor – Wolters Kluwer
• Contribution/transfer/rollover
• Distribution
• Regulatory disclosures, reports deliver to customers
• Report interest earning and all related activities to Wolters Kluwer
• Other account maintenance
• IRA account reconciliation
• IRA account trouble shooting
6. Maintain and manage the Merchant Remote Deposit Capture services
7. Handling disputes of POS and ATM claim (per Regulation E)
8. Liaise with the Compliance Department and frontline staff to resolve BSA issues and deficiencies.
9. Maintain banks operational policies, procedures and practices to ensure adherence to operational risk management, and banking regulations.
10. Report operational risk incidents and non-compliance, including counterfeit, bank fraud, robbery, hold-up, break-in and power failure etc.
11. Coordinate with auditors, regulators for audit and examination at Branches, rectify audit findings.
12. Coordination of legal process handling– levies, garnishments and subpoenas
13. Perform surprise cash count and branch operational directive audit
14. Process SSA/SSI asset verification requests.
15. Review and coordinate the NRA account opening applications witnessed by ICBC China branches
16. Provide operations-related trainings to branch staff as needed
17. Prepare various financial and management reports
18. Provide other supports and assist Regional Operations Manager, as needed.
Competencies:
In order to perform the job successfully, an individual should demonstrate the following competencies:
1. Customer Service - Manages difficult or emotional customer situations; Responds promptly to customer needs; Solicits customer feedback to improve service; Responds to requests for service and assistance.
2. Interpersonal Skills - Maintains confidentiality.
3. Oral Communication - Speaks clearly and persuasively in positive or negative situations.
4. Written Communication - Writes clearly and informatively.
5. Teamwork - Balances team and individual responsibilities; Contributes to building a positive team spirit.