ORIX USA jobs in Dallas, TX - 29 jobs

ORIX Corporation USA is on the lookout for a highly motivated HR Generalist Associate level to join our dynamic team. This role provides an excellent opportunity for a burgeoning HR professional to deepen their expertise in onboarding, vendor management, leave of absence, compliance, employee support, and employee relations, under the guidance of the HR Operations Manager. This opportunity is perfect for someone passionate about human resources, focused on the employee experience, and excited about contributing to the optimization and success of HR functions within our organization. Essential Duties & Responsibilities Onboarding & Pre-hire Support: Facilitate the onboarding process to ensure new hires have a seamless transition into the company, emphasizing a positive initial experience. Contingent Worker Management Support: Assist with the coordination and management of vendor relationships related to HR functions. Leave of Absence (LOA) & ADA Program Management: Administer comprehensive leave program including FMLA, state disability leave, personal leave, and accommodation-related time off, ensuring full compliance with federal and state regulations. Manage the interactive accommodation process under the Americans with Disabilities Act (ADA), working collaboratively with employees, managers, and healthcare providers to identify and implement reasonable accommodations. Employee Support & HR Inquiries: Leveraging our Workday case management system, respond to employee inquiries promptly, directing employees to available resources, tutorials, or contacts, escalating tickets to appropriate points of contact, and is proactive about upcoming Company or HR events to anticipate potential employee questions. Employee Support: Serve as a primary point of contact for escalated employee concerns, providing empathetic and solutions-oriented support while maintaining confidentiality and professionalism. Knowledge Base Article Management: Develop and maintain knowledge base resources including FAQs, tutorials, and self-service tools to enhance employee self-service and education. Analytics: Analyze inquiry trends and patterns to identify systemic issues and recommend process improvements that enhance the overall employee experience. Unemployment Claims: Support the handling of unemployment claims, ensuring they are managed promptly and efficiently. Labor Law Poster Management: Maintain and update labor law posters to ensure compliance with current laws and regulations. Contacts This position has frequent contact with all levels of employees and management. In addition, this role may interact with outside business partners, vendors, consultants, and other office visitors. Education, Skills & Experience Required Bachelor's degree in Human Resources, Business Administration, Psychology, or related field. 3-5 years of progressive HR experience with demonstrated experience in employee relations, HR operations, onboarding, compliance, a strong emphasis on supporting employees. Proficiency in HRIS systems, preferably Workday, with demonstrated ability to complete common HCM transactions. Deep knowledge of employment law including FMLA, ADA, state leave laws, and accommodation processes. Optimization mindset, the ability to identify areas for improvement and ensure an excellent service experience. Professional communication skills, both written and verbal, with the ability to engage effectively with individuals at all levels within the organization. A passionate and enthusiastic approach to HR, driven by a desire to contribute positively to the organization. Exceptional problem-solving skills, with a proactive approach to identifying and resolving issues. Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint, etc.) Excellent organizational, communication, presentation, and interpersonal skills Ability to plan, organize, and prioritize assignments, and to meet critical and established deadlines; Ability to manage multiple assignments and transactions simultaneously. Demonstrated ability to maintain confidentiality and to use discretion in the performance of daily activities. Strong passion for learning and an ability to quickly apply new concepts to resolve complex problems. Demonstrated ability to work independently and as part of a high-performance team. Flexibility and ability to work under pressure with tight deadlines and constant interruptions; Ability to adjust priorities in a changing environment. Preferred Experience with DocuSign. Data analysis skills with proficiency in reporting tools and metrics development Prior experience in financial services or a related industry is a plus. Prior experience in Human Resources, supporting talent acquisition, onboarding, project support, and customer service is highly desirable. Life at ORIX We are committed to the health and well-being of our employees and offer a quality, competitive benefits package that provides valuable healthcare and financial protection for our workforce, while emphasizing a healthy work/life balance. You Time We want you to have the time needed to recharge and manage life with our competitive vacation policy, floating personal holidays, extensive leave options, our annual observed holidays, and more. Family Care Every family has a different journey and ORIX USA Group is proud to offer extensive benefit programs such as: infertility coverage, adoption support, child and elder care, fully paid maternity, and generous parental leave benefits to help you and your families along the way. Flexible Work Arrangements ORIX associates enjoy the advantages of our hybrid working model with a 3 day in-office minimum requirement. ORIX USA is an equal opportunity employer, providing equal employment opportunities (EEO), and is committed to diversifying its workforce. All employees and applicants for employment will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetics, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law. This policy applies to all terms and conditions of employment.

We're seeking someone to join our team as a Vice President in Legal and Compliance and be part of a team that focuses on the anti-money laundering and other financial crime related obligations associated with the Firm's Wealth Management (WM), Banks, and digital platform businesses. In the Legal & Compliance division, we assist the Firm in achieving its business objectives by facilitating and overseeing the Firm's management of legal, regulatory and franchise risk. This is a Vice President level position within the within Global Financial Crimes. Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world. The WM/Banks Advisory Officer will report to the Head of WM/Banks Financial Crimes Advisory - Executive Director. What you'll do in the role: * Support key projects and initiatives related to assessing and mitigating the Firm's exposure to money laundering and other financial crimes. * Provide guidance, support, and effective challenge to business teams on issues related to AML, sanctions, and anti-corruption laws and regulations. * Serve as a point of escalation on financial crimes questions and provide support in connection with interpretation of regulations and Firm policies. * Partner with stakeholders to prioritize changes impacting the WM/Banks GFC program in a risk-based manner, including those that come through the formal Change Management process. * Decision client matters with significant reputational risk and potential financial crimes exposure. * Assist with GFC's responses to relevant regulatory exams and other inquiries, and internal audits, including overseeing data and document productions. * Represent WM/Banks GFC on various committees and interact with key stakeholders across the business and risk functions. * Review new product proposals from a financial crimes risk perspective which includes analyzing for potential vulnerabilities related to money laundering, economic sanctions evasion and tax evasion. Attend any New Product review meetings, including the Firm's New Products Committee ("the NPC"). * Identify weaknesses, gaps, and areas for enhancement across processes and platforms that impact GFC, determine appropriate solutions and lead corrective action efforts. * Liaise and coordinate within GFC and with key stakeholders across the Firm to ensure appropriate execution of the Firm's WM/Banks financial crimes prevention program. What you'll bring to the role: * Bachelor's degree with strong academic credentials * 8+ years of relevant anti-money laundering and/or other financial crimes experience, preferably at a large/complex financial institution, law firm, or government/regulatory body * Ability to understand and assess a wide variety of complex products, services, and client types * Highly motivated self-starter able to work independently while collaborating and coordinating as part of a global program * Strong analytical skills with an ability to understand complex workflows, and excellent attention to detail * Deep functional knowledge of the WM/Bank industries and applicable AML KYC rules, regulations, policies, and processes with preferred knowledge of and experience of Anti-Money Laundering (AML) and Sanctions programs. * Excellent verbal and written communication skills. * Ability to express complex ideas and risk analysis in formal presentations and written documentation. * Ability to manage timelines/deadlines, multiple projects and prioritize tasks in a rapidly changing environment. * Sound judgment and an ability to appropriately escalate issues internally * Ability to handle highly confidential information with appropriate discretion, develop internal relationships, influence stakeholders, and build consensus, and thrive in an evolving workplace. * Outstanding interpersonal and teamwork skills to collaborate as a global team and build strong relationship with key stakeholders across divisions * Certification as an Anti-Money Laundering Specialist by ACAMS or equivalent AML certification/license or certification within first 15 months of employment Where you'll be working: This role will require in office attendance 3 days/week. Two of those days will be Anchor Days where you will be in the office with your teammates to learn, grow, and collaborate in person. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

We are seeking someone to join our team as a Global Financial Crimes (GFC): Client Escalations and Reporting Coordinator. In the Legal & Compliance division, we assist the Firm in achieving its business objectives by facilitating and overseeing the Firm's management of legal, regulatory and franchise risk. This is a Director level position within GFC and be part of a team that focuses on AML and other financial crime related obligations associated with the Firm's Wealth Management (WM) and U.S. Banks coverage team. The Client Escalations and Reporting Coordinator reports to the Head of WM and Bank Program Management and Strategy, Executive Director. Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world. In Global Financial Crimes (GFC), you will play a critical role in identifying potentially suspicious activity, protecting vulnerable individuals, and safeguarding the integrity of the financial system. GFC coordinates the day-to-day implementation of the Firm's financial crime prevention efforts, including governance, oversight, and execution of the Firm's Ant-Money Laundering (AML), Sanctions, Anti-Corruption and Government and Political Activities Compliance programs. If you are passionate about financial crimes prevention, seeking a rewarding and dynamic career, and focused on making a difference, then GFC might be the right team for you. What you'll do in the role: Proven experience managing and reviewing client escalations related to financial crime risk, ensuring timely resolution and accurate reporting. Prepare high-quality summary reports and materials for senior governance forums, including Client Escalations Committee, and collaborate with stakeholders across business units to maintain strong risk management practices. Coordinate with internal stakeholders (GFC Investigations, Client Risk Unit, Advisory teams, 1L GFC Risk, and branch personnel) to gather relevant information and provide clear, concise analysis of client escalation cases. Develop and deliver summary reports and presentation materials for senior committees, including the Client Escalations Committee Ensure accuracy, clarity, and timeliness of reporting for senior management and governance forums/committees Act as a subject matter expert on escalation processes and reporting standards Identify opportunities to enhance escalation review processes and reporting frameworks Contribute to policy updates and best practices for escalation management What you'll bring to the role: Bachelor's degree required; advanced degree or professional certification (e.g., CAMS, CFA) preferred 5+ years of experience in financial services, with a focus on compliance, risk management, or financial crimes Strong understanding of AML, sanctions, and financial crime regulations Exceptional analytical, writing, and presentation skills Ability to manage multiple priorities and deliver under tight deadlines; Experience preparing materials for senior governance committees is highly desirable Strategic thinking with attention to detail Strong interpersonal and communication skills Proficiency in Microsoft Office (Excel, PowerPoint, Word) Ability to influence and collaborate across global teams Where you'll be working: This role will require in office attendance 3 days/week from Dallas, Texas location. Two of those days will be Anchor Days where you will be in the office with your teammates to learn, grow, and collaborate in person. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Client Service Associates help shape the future of service by modernizing the client experience through an elevated standard of care. The Client Service Associate assists with the development and growth of business through engaging and utilizing the full capabilities of the firm. This is a key role that requires an understanding of firm policies, procedures and firm capabilities in order to deliver the full firm to clients. DUTIES and RESPONSIBILITIES: CLIENT SUPPORT Cultivate and enhance new and existing client relationships through active communication with clients, processing client requests, resolving inquiries, providing guidance and making sure key information and documentation remains current Identify and assist with Firm services and solutions that support clients' needs including banking products and services and secure, digital offerings like Morgan Stanley Online and Morgan Stanley Mobile Confirm authorization and authenticate client when processing requests Onboard and maintain client accounts, including collecting client information and require documentation, processing money movement transactions as an example Review and take appropriate action on client account alerts OTHER Partner with Financial Advisor(s) in developing a business plan and delivering against a client service model Support the team's marketing strategy by maintaining marketing materials, including digital and social media platforms, and planning client events and seminars Actively engage in available training and education programs - including firm strategic priorities, professional development and staying current on policies, procedures and new platforms and attend scheduled targeted/monthly field service professional and/or training calls Perform administrative duties that support Financial Advisors in daily business practices, including but not limited to, telephone coverage, business travel arrangements, coordination of client meetings, prepare travel & expense reports, and file & calendar maintenance Proactively participate in firm initiatives directed by local management Regularly seek opportunities to use firm resources for peer sharing and collaborating with Financial Advisors EDUCATION, EXPERIENCE, KNOWLEDGE, and SKILLS: Education and/or Experience High School Diploma/Equivalency College degree preferred Industry experience is a plus Willingness to obtain Series 7 (GS), and Series 66 (AG/RA) or Series 63 (AG) and Series 65 (RA) Knowledge/Skills Strong computer skills and knowledge of Microsoft Office products Exceptional writing, interpersonal and client service skills Detail orientated with superior organizational skills and ability to prioritize tasks Team player with the ability to collaborate with others Ability to work in a fast-paced, evolving environment Goal oriented, self-motivated and results driven Reports to: Business Service Manager WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

We are seeking someone to join our team as an experienced Investigations Director (AVP) in Global Financial Crimes. In the Legal & Compliance division, we assist the Firm in achieving its business objectives by facilitating and overseeing the Firm's management of legal, regulatory and franchise risk. Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world. What you'll do in the role: * Lead investigations of a wide variety of suspected financial crimes related to cryptocurrencies and digital assets, including crypto-enabled money laundering, terrorist financing via virtual currencies, illicit trafficking using blockchain, and fraud. * Determine appropriate regulatory filing requirements, including Suspicious Activity Reports, and notifications to law enforcement and government agencies. * Provide advice to the business with respect to managing risks arising from crypto-related financial crimes concerns involving prospective and current client relationships, assessing wallet addresses, transaction patterns, and blockchain analytics insights. * Produce and maintain investigative reports and related documentation with a focus on tracing transactions through blockchain analysis and documenting findings in line with best practices. * Assist with responding to requests for information from law enforcement and government agencies regarding virtual assets, including blockchain data, transaction histories, and wallet identifications. * Ensure daily operational processing is completed according to established program and regulatory requirements. * Identify and implement process improvements to increase efficiency and effectiveness. What you'll bring to the role: * Bachelor's degree or equivalent military experience. Law degree, legal or prosecutorial experience a plus. * 5+ years of strong investigative or related experience with emphasis on BSA/AML, including writing and preparing SARs in accordance with applicable regulatory requirements * Strong understanding of the financial markets and banking, including Crypto specific knowledge and the ability to learn concepts quickly * Excellent communication, leadership, and presentation skills with the ability to communicate effectively through all levels of the organization * Self-motivated and independent operator with the ability and maturity to make decisions and operate in fast paced and dynamic settings * CAMS or equivalent AML certification/license, or ability to obtain certification within first 15 months of employment Where you'll be working: This role will require in office attendance 3 days/week. Two of those days will be Anchor Days where you will be in the office with your teammates to learn, grow, and collaborate in person. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

We're seeking a Benefits lawyer to join the Employment Law team in the Legal and Compliance division as an Executive Director. In the Legal & Compliance division, we assist the Firm in achieving its business objectives by facilitating and overseeing the Firm's management of legal, regulatory and franchise risk. This is an Executive Director level position within the Employment Law team name as lead counsel advising on all US retirement, health and welfare benefit plan matters, providing strategic, legal, and technical advice to Human Capital Management and multiple plan committees. Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world. Responsibilities include: > Review, analyze and draft decision letters with respect to 401(k), pension, and health and welfare plan claims and appeals > Advise on the design, administration, and compliance of qualified pension, profit-sharing, 401(k), and welfare benefit plans > Prepare amendments to employee benefit plans, nonqualified deferred compensation plans and severance pay plans to ensure compliance with applicable legal requirements and to implement plan design changes > Review statutory, regulatory and other governmental pronouncements to assess the impact on employee benefit plans > Assist with submission of various federal and state governmental reports related to US employee benefit plans > Prepare and review employee benefit plan communications > Prepare and revise summary plan descriptions and other employee communications > Advise on the resolution of compliance issues and other technical matters that arise in the day-to-day administration of employee benefit plans and programs > Assess impact of corporate transactions (mergers, acquisitions, joint ventures, etc.) on employee benefit plans > Prepare IRS determination letter requests and other employee benefits-related governmental filings > Correct retirement plan qualification errors and failures through IRS correction programs > Advise on the resolution of issues and concerns that arise in the administration of the Firm's employee benefit plans > Act as Secretary to and draft minutes of US and Canada retirement plan investment and US health and welfare committees > Respond to related regulator inquiries and research related issues > Oversee related litigation matters, including preparing responses and gathering materials to provide to counsel > Prepare, review and negotiate various employee benefits-related vendor contracts and investment management agreements > Perform other duties as assigned What you'll bring to the role:? > A qualified lawyer in the US with 8 to 10 years of relevant legal experience (either at a major law firm and/or in-house) > Excellent interpersonal and collaborative skills with ability to contribute successfully to cross-functional teams > Excellent written and verbal communication skills with ability to distill and communicate complex ideas in a clear, commercially astute manner that supports internal clients in making difficult decisions > Highly motivated and independent self-starter with excellent work ethic > Excellent analytical skills with ability to exercise sound judgement even in ambiguous situations > Excellent organizational skills with experience of managing multiple time-sensitive projects simultaneously > Strong lateral thinking and problem solving > Ability to provide practical advice to other teams within the Legal & Compliance Division and business units > Ability to work from Morgan Stanley's New York office 3 to 4 days per week WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Expected base pay rates for the role will be between $165,000 and $275,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

KKR is a leading global investment firm that offers alternative asset management as well as capital markets and insurance solutions. KKR aims to generate attractive investment returns by following a patient and disciplined investment approach, employing world-class people, and supporting growth in its portfolio companies and communities. KKR sponsors investment funds that invest in private equity, credit and real assets and has strategic partners that manage hedge funds. KKR's insurance subsidiaries offer retirement, life and reinsurance products under the management of Global Atlantic Financial Group. References to KKR's investments may include the activities of its sponsored funds and insurance subsidiaries. POSITION OVERVIEW K-Star is seeking an intelligent, analytical, and proactive Portfolio Analyst/Associate to join the team. The Analyst/Associate will be responsible for the oversight and reporting on a portfolio of loans secured by stabilized, light transitional and construction projects located throughout the United States. The qualified candidate will also be expected to participate in special projects and assignments related to the growth of the platform. With a goal of process development and execution, this candidate must be an exceptional communicator and have the ability to build strong partnerships across the various KKR businesses, including the Firm's real estate credit originations, legal, finance, and asset management teams. ROLE AND RESPONSIBILITIES * Monitor portfolio performance for potential adverse credit issues and trend analyses * Review and analyze monthly and/or quarterly financial statements and rent rolls with comparison against underwriting and budgets * Monitor national, regional and local market dynamics to assess tenant credit risks and concentrations * Interpret complex loan documents to confirm and track satisfaction of relevant loan terms and covenants * Prepare and review asset performance reports to company management and other investor parties * Evaluate and review draw requests, lease approvals, loan modifications and various other borrower requests and periodic underwriting of collateral * Work closely with the Asset Management and Investment teams on relationship management of transaction sponsor * Manage special projects, including implementation of new technologies to support K-Star's platform * Travel on an as needed basis QUALIFICATIONS * Bachelor's degree or equivalent experience preferably in a related course of study * 1-4 years of work experience in commercial real estate preferred * Fundamental knowledge of commercial real estate, fixed income, and general financial concepts * Superior analytical and financial modeling skills * Excellent organizational, verbal, and communication skills * Exceptional attention to detail and thoroughness is required to ensure accuracy in all data and work product * High proficiency with Microsoft Excel, Word, PowerPoint and Outlook * Argus, construction loan or development experience a plus * Team player with collaborative and strong relationship building skills with the ability to work independently in a way that reflects the company's culture and core values * Skilled at developing and maintaining personal, social and business relationships representing K-Star and KKR in a professional manner KKR is an equal opportunity employer. Individuals seeking employment are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, sexual orientation, or any other category protected by applicable law. Create a Job Alert Interested in building your career at Careers at KKR? Get future opportunities sent straight to your email. Create alert

We're seeking someone to join our team as a Crypto Advisory Compliance Officer in Wealth Management Compliance to shape Morgan Stanley Wealth Management's U.S. digital assets business by navigating emerging regulations, collaborating across legal and risk teams, and driving the development of policies and controls that support innovation and regulatory integrity. In the Legal & Compliance division, we assist the Firm in achieving its business objectives by facilitating and overseeing the Firm's management of legal, regulatory and franchise risk. This is a Vice President level position within the Investment Product Compliance team which is responsible for guiding business units from product inception through management to ensure regulatory alignment, mitigate risk through efficient controls, and maintain compliance by monitoring and updating policies in response to an evolving regulatory environment. Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world. What you'll do in the role: Serve as a compliance coverage officer for the digital assets business and U.S. compliance subject matter expert on digital assets more generally. Closely follow regulatory rulemaking and advise business lines on developing U.S. regulatory environment for digital assets (e.g., GENIUS Act, CLARITY Act, etc.). When necessary, develop and implement compliance policies, procedures and training programs and internal monitoring controls. Interact with the business lines within Morgan Stanley. Coordinate across legal, compliance, and operational risk teams on digital asset initiatives and potential impacts. Assist with other traditional compliance activities relating to the digital assets business. What you'll bring to the role: Experience and strong interest in the developing U.S. digital assets industry. Experience serving as a compliance / risk officer or lawyer (or comparable role) at a bank, broker-dealer, law firm, Virtual Asset Service Provider (VASP), or Crypto Asset Service Provider (CASP). Bachelors' Degree from an accredited U.S. college or university. Strong interpersonal and written/verbal communication skills. Strong analytical, problem-solving and organizational skills. Ability and interest in reading regulations and focusing on details. Ability to prioritize and work in a dynamic, deadline-focused environment. Compliance and operational risk management assessment skills: experienced in the process of assessing the compliance and operational risks associated with a business environment (including non-financial risk assessments, incident reporting, capital requirements, etc.) Results oriented: setting goals and priorities that maximize the use of resources available to consistently deliver quality results. At least 6 years' relevant experience would generally be expected to find the skills required for this role. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Texas Expected base pay rates for the role will be between $108,000 and $184,500 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. New York Expected base pay rates for the role will be between $120,000 and $205,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Maryland Salary range for the position: $95,000 and $165,000 per year The successful candidate may be eligible for an annual discretionary incentive compensation award. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and 20 Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

The Associate role is primarily responsible for a portfolio of loans to ensure the insurance obligations as required through loan documents and various investor requirements are maintained by analyzing property, liability, and regional perils to mitigate coverage limits, deductible and other identified deficiencies through correspondence with the Borrower and the Agent to bind adequate coverage on an annual basis. Essential Duties and Responsibilities: Education, Skills and Experience: Knowledge of core insurance coverages such as Property, Liability, Auto, Crime, Wind/Named Storm, Flood, and Earthquake etc. Review insurance policy renewal information from borrowers and or agents prior to the due date to ensure policy compliance with loan documents/investor and lender requirements. Ability to remediate non-compliant insurance issues through timely requests for additional information and corrective measures through correspondence with the Agent/Broker and/or Borrower. Respond timely to inquiries from internal and external customers, ensuring that the proper notification, escalation, communication, and coordination occurs with management related to the performance of job duties, as needed. Monitor reports and deadlines to ensure work is completed in advance of set timelines, proactively communicating portfolio status with manager or team lead as needed. Utilize the Servicing System and other software applications to facilitate insurance reviews. Stay abreast of regulatory requirements relative to the various product types and ensure team members are aware of any internal or external policy or regulatory changes, as appropriate. Other projects and duties as assigned. Required: At least 1-3 years of experience in commercial real estate mortgage industry of insurance compliance processing and/or experience in Commercial Insurance selling, underwriting or claims Ability to plan, organize, and prioritize assignments, and to meet critical and established deadlines; sense of urgency and attention to detail. Ability to manage multiple assignments and transactions simultaneously. Demonstrated ability to maintain confidentiality and to use discretion in the performance of daily activities. Ability to learn quickly and demonstrated ability to work independently and as part of a high-performance team. Flexibility and ability to work under pressure with tight deadlines and constant interruptions; Ability to adjust priorities in a changing environment. Proficiency in Microsoft Office Preferred: At least 2 - 3 years of experience in insurance selling, underwriting, claims, or CRE insurance in commercial real estate mortgage industry of commercial insurance compliance processing or risk Life at ORIX We are committed to the health and well-being of our employees and offer a quality, competitive benefits package that provides valuable healthcare and financial protection for our workforce, while emphasizing a healthy work/life balance. You Time We want you to have the time needed to recharge and manage life with our competitive vacation policy, floating personal holidays, extensive leave options, our annual observed holidays, and more. Family Care Every family has a different journey and ORIX USA Group is proud to offer extensive benefit programs such as: infertility coverage, adoption support, child and elder care, fully paid maternity, and generous parental leave benefits to help you and your families along the way. Flexible Work Arrangements ORIX associates enjoy the advantages of our hybrid working model with a 3 day in-office minimum requirement. ORIX USA is an equal opportunity employer, providing equal employment opportunities (EEO), and is committed to diversifying its workforce. All employees and applicants for employment will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetics, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law. This policy applies to all terms and conditions of employment.

Morgan Stanley has earned a worldwide reputation for the excellence of its advice and execution in financial markets. With offices in more than 41 countries, the firm is truly global-and a market leader in the U.S., Europe and Asia as well as in emerging markets. Morgan Stanley's success rests on the talents and passion of our people, who share a common set of values and bring excellence and integrity to everything they do. Morgan Stanley Private Bank, National Association (“MSPBNA”) a division within Morgan Stanley Wealth Management (MSWM). Morgan Stanley Wealth Management is one of the largest wealth management firms in the world, with more than $2 trillion in client assets and more than 16,000 financial advisors. Our financial advisors deliver tailored solutions designed to help clients achieve their financial goals. We provide individuals, families, businesses and institutions with a wide variety of services: brokerage and investment advisory services, financial and wealth planning, access to credit and lending, cash management, annuities and insurance, and retirement services. MSPBNA is seeking to hire candidates for the position of Mortgage Specialist for the Morgan Stanley Home Loans team. As a Mortgage Specialist (MS), you will use your in-depth industry knowledge and experience to provide excellent client experience to our Financial Advisors and their wealth management clients throughout the home loans mortgage origination cycle. The ideal candidate will be a subject matter expert in jumbo mortgages, complex income and assets and have a high degree of comfort engaging with affluent clients and their advisors. An individual that exhibits high energy, takes ownership and demonstrates a collaborative pro-active approach is critical for this role. Position can be based: (a) in our Dallas, TX office or (b) Tempe, AZ office Job Description/Position Responsibilities: Serve as primary point of contact for client interactions, internal and external business partners, including Financial Advisors, their clients, and Private Bankers Embrace the Morgan Stanley core value of “Putting Clients First” by listening to client needs; understanding the loan transaction; managing expectations; and providing transparent client/partner communication and timely updates throughout the overall mortgage loan process Act as the initial escalation point for loans in process; provide alternative solutions and discernment to escalate further when necessary; demonstrate the ability to de-escalate situations as appropriate Manage and oversee the pipeline to ensure all loans are progressing in accordance with established expectations Request, review, and validate all loan processing documents such as income, credit, appraisal, insurance and title Coordinate with various processing, underwriting, credit risk and other internal/external business partners to complete fulfillment and ensure timely closings Provide comprehensive reviews and recommend solutions/options regarding credit risk of high-net-worth clients (i.e., complex income, asset, and vesting scenarios) Obtain documents to satisfy conditions for underwriting approval and product/pricing negotiations as necessary Provide perspective and feedback relative to client experience enhancements and process efficiencies Qualifications Requires 2 years in Morgan Stanley Associate Mortgage Specialist role. Established track record of developing and maintaining Client relationships Proven track record of meeting individual and organizational loan production goals while maintaining a large client base High school diploma or equivalent required Eligible for employment with an FDIC-insured institution and able to register with the Nationwide Mortgage Licensing System & Registry (“NMLS”) as a mortgage loan originator Skills/Abilities: Extensive knowledge of mortgage products and client service experience In depth knowledge of the compliance regulations and laws that govern consumer mortgage lending, including fair lending, privacy, RESPA, and TRID Strong communication skills, both written and verbal, and interpersonal skills required Self-starter with a strong sense of ownership; ability to manage time, prioritize and plan accordingly Proficient in the use of a variety of systems for accurate reporting and tracking; including MS Office (Word, EXCEL, Outlook, PowerPoint) Achieve high levels of Client and Financial Advisor satisfaction Proactively manage loan escalations as needed to ensure a timely resolution while providing an enhanced client experience Effectively manage a complex pipeline that includes Core, Complex (>$2M), and Unique (Entity) transactions as well as Employee, UHNW and PWM Channel Loans. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Home Loans - Assistant Vice President (AVP), Post Closing Client Support Morgan Stanley is a global financial services leader with three core businesses: Wealth Management, Investment Management, and Institutional Securities. The Wealth Management Division includes one of the world's largest networks of Financial Advisors, with client assets of more than $2 trillion and almost 16,000 Financial Advisors. In addition to comprehensive financial services, which include brokerage, advisory, financial and wealth planning, annuities, insurance and retirement, Morgan Stanley's Wealth Management Division has developed key lending and cash management capabilities, through its Private Banking Group. Morgan Stanley Home Loans, a division of Morgan Stanley Private Bank, N.A, is looking for a highly qualified Assistant Vice President to address Post Closing high touch client service escalations for non-conforming mortgage clients. The Assistant Vice President will be part of the newly formed Post-Closing Client Support team within the Home Loans business and will be a key resource when expert guidance is required on complex scenarios and exceptions. This role is an ‘in office' role, in either our New York, Tempe, AZ and Coppell, TX offices. The ideal candidate has experience with originating and funding residential mortgages, mortgage client service, and post-closing/servicing client support. Primary Responsibilities Post Closing (servicing) escalations that fall outside the scope of our Servicing vendor. These are highly complex scenarios where detailed client interaction is required, i.e.: co-op modifications, easements, vesting changes, etc.) Servicing Concierge support for extraordinary events (such as natural disasters) where proactive client outreach and multiple client interactions are required (i.e.: loss draft claim process for a total home loss). Collaborate on loss mitigation and work out recommendations with Servicing Oversight and Credit Risk Department. Work on post-closing projects, as required, i.e.: if there's a Quality Assurance finding, an Audit finding, or other control gaps or risk identified. As needed, help develop effective and meaningful presentations & project update materials suitable for stakeholders, business partners and project participants regarding topical projects, including project progress, recommendations/decisions. Maintain working knowledge of applicable mortgage servicing regulations (e.g., RESPA, TILA). Qualifications 3 - 5+ years of relevant mortgage experience Extensive knowledge of mortgage industry, including servicing. Deep understanding of insurance documentation, requirements, and risk implications. Proven track record of running strategic projects & production functions Eligible for employment with an FDIC-insured institution Strong analytical, organizational, and communication skills. Ability to present to senior leadership, regulators and auditors Skills/Abilities: Preferred system knowledge of Mortgage Cadence and Black Knight Ability to interact directly with Clients, our Servicing Team, and our Private Bankers as required, on the initial escalation of new issues Possess depth of mortgage product knowledge, from originations through servicing Ability to collaborate and build strong cross functional relationships (in particular across control partners) Strong communication skills, both written and verbal, and interpersonal skills required. Self-starter with a strong sense of ownership; ability to manage time, prioritize and plan accordingly. Proficient in the use of a variety of systems; including MS Office (Word, EXCEL, Outlook, PowerPoint). WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Expected base pay rates for the role will be between $85,000 and $140,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

The primary focus of the position is to provide outstanding service to internal and external clients and to aid in the effective management of our complex insurance portfolio. This position will be a subject matter expert to both the department and the leadership team, demonstrating a high level of knowledge of the insurance compliance review process and overarching insurance market trends. This position is required to provide management, leadership and direction to the insurance analysts along with maintaining a portfolio of loans. Analysts are responsible for completing an insurance compliance review for each collateral within our Servicing portfolio aligned with pre-funding insurance or post-close annual compliance review. This includes, but is not limited to, ACORD and/or insurance policy review, third party report analysis, annual premium documentation, and any corresponding insurance waiver risk analysis. The position will also provide leadership and direction to more junior members of the team. Performance of these duties at a high level of accuracy and responsiveness is critical to the department in order to respond to time sensitive requests & other key functions that ensure the lender remain in compliance with all of the investors we service. Essential Duties and Responsibilities: Utilize the Servicing System and other software applications to facilitate insurance reviews and accurately document the status of the annual compliance review. Maintain strong knowledge of lender insurance requirements, including Freddie Mac, Fannie Mae, FHA and other lenders as assigned. Ensure all insurance files, pre-close or servicing, include accurate representation of loan requirements, third party report confirmation, flood determination, and other confirmations as required. Review policy documentation from borrowers and insurance agents prior to the due date, ensuring insurance policy compliance with loan documents and/or lender requirements. Make timely requests for additional information and corrective measures with both internal and external parties. Remediate non-compliant insurance with clients, engaging in proactive communication with both the borrower and insurance agent to obtain clarification on insurance coverage limits, policy structure, or deductibles. Respond timely to inquiries from internal and external customers, ensuring that the proper notification, escalation, communication, and coordination occurs with management related to the performance of job duties, as needed. Monitor reports and deadlines to ensure work is completed in advance of set timelines, proactively communicating portfolio status with manager or team lead as needed. Assist junior team members with workflow to ensure deadlines are met. Train and develop junior team members on core position requirements and functions, ensuring consistent attention to detail across all team members. Quality check and provide feedback to team members, communicating training gaps to both the team member and manager. Assist in compiling data samples for department and/or lender audits, as requested by manager. Work professionally and harmoniously with team and coworkers. Travel Requirements - Provide 10% Other projects and duties as assigned. Education, Skills and Experience: Required: 3-5 years of experience in insurance selling, underwriting, claims, or CRE insurance 3-5 years of experience in commercial real estate mortgage industry of commercial insurance compliance processing Ability to educate others, able to translate insurance concepts into clear actionable information/instruction. List additional Skills/Experience Proficiency in Microsoft Office and list other relevant systems or software Excellent organizational, communication, presentation, and interpersonal skills Ability to plan, organize, and prioritize assignments, and to meet critical and established deadlines; Ability to manage multiple assignments and transactions simultaneously Demonstrated ability to maintain confidentiality and to use discretion in the performance of daily activities Ability to learn quickly and demonstrated ability to work independently and as part of a high-performance team Flexibility and ability to work under pressure with tight deadlines and constant interruptions; Ability to adjust priorities in a changing environment Preferred: Bachelor's degree Life at ORIX We are committed to the health and well-being of our employees and offer a quality, competitive benefits package that provides valuable healthcare and financial protection for our workforce, while emphasizing a healthy work/life balance. You Time We want you to have the time needed to recharge and manage life with our competitive vacation policy, floating personal holidays, extensive leave options, our annual observed holidays, and more. Family Care Every family has a different journey and ORIX USA Group is proud to offer extensive benefit programs such as: infertility coverage, adoption support, child and elder care, fully paid maternity, and generous parental leave benefits to help you and your families along the way. Flexible Work Arrangements ORIX associates enjoy the advantages of our hybrid working model with a 3 day in-office minimum requirement. ORIX USA is an equal opportunity employer, providing equal employment opportunities (EEO), and is committed to diversifying its workforce. All employees and applicants for employment will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetics, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law. This policy applies to all terms and conditions of employment.

Lument Real Estate Capital provides comprehensive capital solutions for multifamily, affordable, seniors and health care real estate through its affiliated companies. Lument provides its clients, which include both tax-exempt and for-profit organizations, private equity backed firms, REITs, investors, and lenders, with a full suite of financing and strategic solutions. This includes mortgage banking, a variety of direct balance sheet lending options, private equity, investment banking and mergers and acquisitions. Purpose and Job Summary We are seeking a highly motivated and results-driven Business Development Manager. The ideal candidate will focus on identifying, developing, and pursuing new business relationships specifically aimed at bringing in third-party servicing opportunities. This Senior Director, Servicing Business Development role requires a blend of strategic thinking, market research, relationship-building skills, and sales acumen to expand our third-party service offerings and increase revenue streams. Essential Duties & Responsibilities Partner with Chief Operating Officer & Head of Loan Servicing to execute upon a business development strategy tailored to the acquisition of third-party servicing opportunities Negotiate and close new third party servicing opportunities, ensuring alignment with company strategic goals and growth objectives Coordinate with cross-functional teams to ensure successful integration and implementation of third-party services for clients Build and nurture long-term relationships with third-party service clients to foster trust and collaboration Responsibility for P&L management. Ensuring we are winning business with profitability margins that, at a minimum, are not dilutive to Lument's overall profitability margins Provide regular updates to senior leadership on business development activities, progress, and results. Creation of Business Proposals Creation of marketing materials/campaigns Ability to lead coordination efforts with internal stakeholders: Chief Operating Officer Debt capital markets group Loan Servicing & Asset Management leadership Marketing Travel Requirements - up to 20% Education, Skills & Experience Required Bachelor's degree preferred but not required At least 10 years of experience in commercial real estate mortgage industry with a strong understanding of loan servicing Excellent organizational, communication, presentation, and interpersonal skills Ability to plan, organize, and prioritize assignments, and to meet critical and established deadlines; Ability to manage multiple assignments and transactions simultaneously Demonstrated ability to maintain confidentiality and to use discretion in the performance of daily activities Established connections/relationships with debt capital providers Contacts This position has frequent contact with all levels of employees, management and executives. In addition, this role will interact with outside business partners, vendors, consultants, and other office visitors. Annual base salary gross: $180,000 - $200,000 (NY only). The base salary range represents the estimated low and high end of ORIX's salary for this position based on geography. Actual base salaries will vary and will be based on various factors, such as candidate's qualifications, skills, competencies and proficiency for the role. The base pay is one component of ORIX's total compensation package for employees. Other rewards and benefits include cash bonuses, long term incentives, health insurance, accident and life insurance, and retirement benefits. Please visit our Benefits page for additional information. Life at ORIX We are committed to the health and well-being of our employees and offer a quality, competitive benefits package that provides valuable healthcare and financial protection for our workforce, while emphasizing a healthy work/life balance. You Time We want you to have the time needed to recharge and manage life with our competitive vacation policy, floating personal holidays, extensive leave options, our annual observed holidays, and more. Family Care Every family has a different journey and ORIX USA Group is proud to offer extensive benefit programs such as: infertility coverage, adoption support, child and elder care, fully paid maternity, and generous parental leave benefits to help you and your families along the way. Flexible Work Arrangements ORIX associates enjoy the advantages of our hybrid working model with a 3 day in-office minimum requirement. ORIX USA is an equal opportunity employer, providing equal employment opportunities (EEO), and is committed to diversifying its workforce. All employees and applicants for employment will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetics, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law. This policy applies to all terms and conditions of employment.

We're seeking someone to join our team as a Senior Digital Asset Advisory Compliance Officer in U.S. Bank Compliance to shape the Morgan Stanley U.S. Banks digital assets business by navigating emerging regulations, collaborating across legal and risk teams, and driving the development of a compliance management system that supports innovation and regulatory integrity. In the Legal & Compliance Division, we assist the Firm in achieving its business objectives by facilitating and overseeing the Firm's management of legal, regulatory and franchise risk. This is an Executive Director level position within the U.S. Bank Non-Financial Risk Oversight team, which is responsible for advising and guiding bank management through product design, development and implementation in a manner that ensures regulatory alignment, mitigates risk through efficient controls, and maintains compliance through the execution of effective risk management and oversight programs that can respond to an evolving regulatory environment. Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world. What you'll do in the role: Serve as a senior compliance and operational risk coverage officer for the U.S. Banks digital asset business and compliance subject matter expert on digital assets more generally. Closely follow regulatory rulemaking and advise business lines on the developing U.S. regulatory environment for digital assets (e.g., GENIUS Act, CLARITY Act, etc.). Work with existing bank compliance and operational risk teams to develop and implement appropriate compliance and operational risk policies, procedures, monitoring, testing and training programs. Interact with the business lines within Morgan Stanley. Coordinate across divisions as well as the legal, compliance, and operational risk functional teams on digital asset initiatives and potential impacts. Assist with other traditional compliance activities relating to the digital assets business. What you'll bring to the role: Experience and strong interest in the developing U.S. digital assets industry. Experience documenting OCC permissibility and safety & soundness considerations related to digital assets. Experience with OCC digital asset letter (IL 1170/1183/1184) interpretations. Experience with custody control design under 12 CFR Part 9 and OCC Custody Handbook. Experience with escalation/reporting practices compatible with OCC Heightened Standards. Experience with cybersecurity/key management aligned to NIST 800 57/800 53 and ISO 27001. Experience with tokenized deposits/stablecoin reserves under IL 1172 (reserve deposits) and IL 1174 (use of blockchain/distributed ledgers for payments). Experience with consumer compliance (e.g. UDAAP, Reg E, Reg P, E SIGN) for retail wallet/payment features. Experience serving as a compliance / risk officer or lawyer (or comparable role) at a large OCC bank, law firm, Virtual Asset Service Provider (VASP), or Crypto Asset Service Provider (CASP). Bachelors' Degree from an accredited U.S. college or university. Strong interpersonal and written/verbal communication skills. Strong analytical, problem-solving and organizational skills. Ability and interest in reading regulations and focusing on details. Ability to prioritize and work in a dynamic, deadline-focused environment. Compliance and operational risk management assessment skills: experienced in the process of assessing the compliance and operational risks associated with a business environment (including non-financial risk assessments, incident reporting, capital requirements, etc.) Results oriented: setting goals and priorities that maximize the use of resources available to consistently deliver quality results. At least 6 years' relevant experience would generally be expected to find the skills required for this role. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Expected base pay rates for the role will be between $148,500 and $247,500 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

The primary focus of the Asset Manager position is to provide outstanding service to internal and external clients, and to aid in the administration of our complex servicing portfolio of Freddie Mac loans. The Asset Manager will contribute to the asset management team by participating in the various duties related to the administrative, financial, capital and operations of the portfolio. Essential Duties and Responsibilities: Monitor physical condition of property collateral by reviewing or conducting property inspections. Follow up with borrower for completion of any required repairs, ensuring completion prior to agreement expiration (if applicable), and advise Investor accordingly. Collect, review and analyze property financial operations by the specified due date. Identify underperforming and potentially troubled assets, and escalate through the proper channels to assure that performance issues are appropriately addressed. Assess and manage risk by preparing credit watch list rating write ups for executive review and approval Review documents from closing to perform loan set up of new or converted loans. As needed, follow up with closing coordinator and legal counsel to collect any missing loan documents, and disseminate pertinent insurance, tax and other information from closing. Set up appropriate follow up systems to manage ongoing compliance with loan document covenants and ensure proper file set-up. Review and approve disbursements from replacement reserves, completion repair, and other collateral escrows in accordance with Investor and established departmental guidelines Make collection calls on loans where payments are not received within specified timeframes, follow up to ensure payment receipt, and report status periodically per established guidelines. Participate in problem loan discussions or required research. Coordinate sending late payment letters and collection of late charges. On loans under workout situations, monitor per modified documents and report as required. Ensure all loan related system changes per specific loan documentation and/or Investor requirements are completed. Assist in tax, insurance, UCC, inspection, and financial certifications to the Investor, as required Review and approve loan pay offs per established procedures, from initial borrower request through pay off calculation, verification and approval processes Coordinate receipt of any loan assumptions, easement agreements, etc. Initiate necessary changes to servicing system, add to loan documents list in system, and notify other departments as applicable. Record agreements if required by Investors, and set appropriate ticklers for follow-up or future/pending changes as applicable. Administer balloon and maturing loans per established guidelines Cross-train in all areas of department to gain full understanding of all aspects of departmental responsibilities Perform any other task assigned by manager or as may be needed by the team. Ensure that proper notification, communication, and coordination occurs with internal legal and compliance personnel, when applicable. Ensure that all job functions are executed in compliance with investor requirements and internal policies and procedures. Participate actively as a member of the team and seek to identify opportunities to create value, control costs and reduce risks in our portfolio Respond to all internal and external inquiries in a timely, accurate and professional manner and handle to conclusion Assist management with special projects or other duties as assigned related to department goals or as may be needed by the team Work professionally and harmoniously with team and coworkers Other projects and duties as assigned Travel Requirements - 10%. Education, Skills and Experience: Required: Associates or Bachelor's degree preferred with a concentration in Finance, Real Estate, Management or Business desired. Minimum one to two years of progressive experience in commercial mortgage servicing or commercial real estate asset management is preferred, with exposure to Freddie Mac a plus. An equivalent combination of education and experience which clearly demonstrates knowledge and skill set to perform the job functions may be considered. Strong interpersonal skills demonstrated by an ability to communicate effectively with colleagues, clients (internal & external), and various regulatory and industry contacts Creative and effective problem-solving skills, excellent organizational and analytical skills Ability to work with and understand financial concepts and perform financial analysis on multifamily and healthcare loans An excellent customer service attitude Proficiency in Microsoft Office and list other relevant systems or software Excellent organizational, communication, presentation, and interpersonal skills Ability to plan, organize, and prioritize assignments, and to meet critical and established deadlines; Ability to manage multiple assignments and transactions simultaneously Demonstrated ability to maintain confidentiality and to use discretion in the performance of daily activities Professional business image and excellent command of the English language, both verbally and in writing (spelling, grammar, and punctuation) Ability to learn quickly and demonstrated ability to work independently and as part of a high-performance team Flexibility and ability to work under pressure with tight deadlines and constant interruptions; Ability to adjust priorities in a changing environment Life at ORIX We are committed to the health and well-being of our employees and offer a quality, competitive benefits package that provides valuable healthcare and financial protection for our workforce, while emphasizing a healthy work/life balance. You Time We want you to have the time needed to recharge and manage life with our competitive vacation policy, floating personal holidays, extensive leave options, our annual observed holidays, and more. Family Care Every family has a different journey and ORIX USA Group is proud to offer extensive benefit programs such as: infertility coverage, adoption support, child and elder care, fully paid maternity, and generous parental leave benefits to help you and your families along the way. Flexible Work Arrangements ORIX associates enjoy the advantages of our hybrid working model with a 3 day in-office minimum requirement. ORIX USA is an equal opportunity employer, providing equal employment opportunities (EEO), and is committed to diversifying its workforce. All employees and applicants for employment will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetics, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law. This policy applies to all terms and conditions of employment.

We are seeking someone to join our team as an experienced Investigations Director (AVP) in Global Financial Crimes. In the Legal & Compliance division, we assist the Firm in achieving its business objectives by facilitating and overseeing the Firm's management of legal, regulatory and franchise risk. Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world. What you'll do in the role: • Lead investigations of a wide variety of suspected financial crimes related to cryptocurrencies and digital assets, including crypto-enabled money laundering, terrorist financing via virtual currencies, illicit trafficking using blockchain, and fraud. • Determine appropriate regulatory filing requirements, including Suspicious Activity Reports, and notifications to law enforcement and government agencies. • Provide advice to the business with respect to managing risks arising from crypto-related financial crimes concerns involving prospective and current client relationships, assessing wallet addresses, transaction patterns, and blockchain analytics insights. • Produce and maintain investigative reports and related documentation with a focus on tracing transactions through blockchain analysis and documenting findings in line with best practices. • Assist with responding to requests for information from law enforcement and government agencies regarding virtual assets, including blockchain data, transaction histories, and wallet identifications. • Ensure daily operational processing is completed according to established program and regulatory requirements. • Identify and implement process improvements to increase efficiency and effectiveness. What you'll bring to the role: • Bachelor's degree or equivalent military experience. Law degree, legal or prosecutorial experience a plus. • 5+ years of strong investigative or related experience with emphasis on BSA/AML, including writing and preparing SARs in accordance with applicable regulatory requirements • Strong understanding of the financial markets and banking, including Crypto specific knowledge and the ability to learn concepts quickly • Excellent communication, leadership, and presentation skills with the ability to communicate effectively through all levels of the organization • Self-motivated and independent operator with the ability and maturity to make decisions and operate in fast paced and dynamic settings • CAMS or equivalent AML certification/license, or ability to obtain certification within first 15 months of employment Where you'll be working: This role will require in office attendance 3 days/week. Two of those days will be Anchor Days where you will be in the office with your teammates to learn, grow, and collaborate in person. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

PWM Senior Registered Client Service Associates provide exceptional service to our clients and support Financial Advisor(s) (FAs)/ Private Wealth Advisor(s) (PWAs)/ teams on a daily basis. Through regular interactions with clients, individuals in this role build trusted relationships. Leading with a client first mindset, a successful candidate for this role will have strong interpersonal skills and will be able to assist clients with their everyday needs. DUTIES and RESPONSIBILITIES: CLIENT SUPPORT Provide service coverage for a FA/PWA/team including: Supporting the FA/PWA/team in cultivating and enhancing new and existing client relationships Executing money movement transactions at the request of the client and/or FA/PWA/team Answering general non-investment related questions concerning client accounts, including relaying stock positions, and providing account balances (e.g., funds due and margin debit) Enter profile information or pre-fill account documentation on client accounts and/or documents in aa clerical capacity at the direction of the client and/or FA/PWA/team Educating or enrolling clients in digital tools (e.g. MSOnline, eSign, eAuthorization) Onboard and maintain client accounts, including collecting client information and required documentation in a clerical capacity at the direction of the client and/or FA/PWA/team Provide existing clients with details around their account information (e.g., investment objectives, risk tolerance) Accept or enter unsolicited orders and/or enter solicited orders in a clerical capacity at the direction of the FA/PWA/team Supporting the FAs / PWAs / teams' marketing strategy (e.g., website maintenance) Assist FAs / PWAs/ teams in delivering against their business plan and client service model Remaining current on all policies, procedures, and new platforms Participating in firm initiatives (e.g., training or education programs), special projects and/or other duties directed by local management ADMINISTRATIVE SUPPORT Answering inbound phone calls or making outbound calls with updates on service requests (e.g., scheduling follow-up calls with FAs / PWAs / teams as needed) Managing the calendar including coordinating meetings or events with logistics such as material prep (e.g., maintaining agendas, sending calendar invites with Zoom credentials) Maintaining travel itineraries, preparing expense reports and managing the reimbursement process Assisting with general in-office support functions such as copying, filing and scanning documentation Preparing and submitting expense reports for processing at the direction of the FA/PWA Qualifications - External EDUCATION, EXPERIENCE, KNOWLEDGE, and SKILLS: Education and/or Experience High School Diploma/Equivalency College degree preferred Active Series 7 (GS), and Series 66 (AG/RA) or Series 63 (AG) and Series 65 (RA) Two or more years of industry experience preferred Knowledge/Skills Knowledge of financial services products, including but not limited to equities, bonds, options, mutual funds, annuities, insurance, and managed accounts Detail orientated with superior organizational skills and ability to prioritize Advanced Microsoft Office skills (Word, Excel, Outlook and PowerPoint) Exceptional writing, interpersonal and client service skills Strong time management skills Team player with the ability to collaborate with others Ability to work in a fast-paced, evolving environment Adaptable and ability to multitask Goal oriented, self-motivated and results driven Reports To: Business Service Officer Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet). WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

The primary focus of the Asset Manager position is to provide outstanding service to internal and external clients, and to aid in the administration of our complex servicing portfolio of FNMA and Freddie Mac loans. The Asset Manager will contribute to the asset management team by participating in various duties related to the administrative, financial, capital and operations of the portfolio. Essential Duties and Responsibilities: Monitor physical condition of property collateral by reviewing or conducting property inspections. Follow up with borrower for completion of any required repairs, ensuring completion prior to agreement expiration (if applicable), and advise Investor accordingly. Collect, review and analyze property financial operations by the specified due date. Identify underperforming and potentially troubled assets, and escalate through the proper channels to assure that performance issues are appropriately addressed. Assess and manage risk by preparing credit watch list rating write ups for executive review and approval Review documents from closing to perform loan set up of new or converted loans. As needed, follow up with closing coordinator and legal counsel to collect any missing loan documents, and disseminate pertinent insurance, tax and other information from closing. Set up appropriate follow up systems to manage ongoing compliance with loan document covenants and ensure proper file set-up. Review and approve disbursements from replacement reserves, completion repair, and other collateral escrows in accordance with Investor and established departmental guidelines Make collection calls on loans where payments are not received within specified timeframes, follow up to ensure payment receipt, and report status periodically per established guidelines. Participate in problem loan discussions or required research. Coordinate sending late payment letters and collection of late charges. On loans under workout situations, monitor per modified documents and report as required. Ensure all loan related system changes per specific loan documentation and/or Investor requirements are completed. Assist in tax, insurance, UCC, inspection, and financial certifications to the Investor, as required Review and approve loan pay offs per established procedures, from initial borrower request through pay off calculation, verification and approval processes Coordinate receipt of any loan assumptions, easement agreements, etc. Initiate necessary changes to servicing system, add to loan documents list in system, and notify other departments as applicable. Record agreements if required by Investors, and set appropriate ticklers for follow-up or future/pending changes as applicable. Administer balloon and maturing loans per established guidelines 14. Cross-train in all areas of department to gain full understanding of all aspects of departmental responsibilities Perform any other task assigned by manager or as may be needed by the team. Ensure that proper notification, communication, and coordination occurs with internal legal and compliance personnel, when applicable. Ensure that all job functions are executed in compliance with investor requirements and internal policies and procedures. Participate actively as a member of the team and seek to identify opportunities to create value, control costs and reduce risks in our portfolio Respond to all internal and external inquiries in a timely, accurate and professional manner and handle to conclusion Assist management with special projects or other duties as assigned related to department goals or as may be needed by the team Work professionally and harmoniously with team and coworkers Other projects and duties as assigned Travel Requirements - [20%]. Contacts This position has frequent contact with all levels of employees and management. In addition, this role may interact with outside business partners, vendors, consultants, and other office visitors. Education, Skills and Experience: Associates or Bachelor's degree preferred with a concentration in Finance, Real Estate, Management or Business desired. Minimum one to two years of progressive experience in commercial mortgage servicing or commercial real estate asset management is preferred, with exposure to Freddie Mac and Fannie Mae a plus. An equivalent combination of education and experience which clearly demonstrates knowledge and skill set to perform the job functions may be considered. Strong interpersonal skills demonstrated by an ability to communicate effectively with colleagues, clients (internal & external), and various regulatory and industry contacts Creative and effective problem-solving skills, excellent organizational and analytical skills Ability to work with and understand financial concepts and perform financial analysis on multifamily and healthcare loans An excellent customer service attitude Proficiency in Microsoft Office and list other relevant systems or software Excellent organizational, communication, presentation, and interpersonal skills Ability to plan, organize, and prioritize assignments, and to meet critical and established deadlines; Ability to manage multiple assignments ant transactions simultaneously Demonstrated ability to maintain confidentiality and to use discretion in the performance of daily activities Professional business image and excellent command of the English language, both verbally and in writing (spelling, grammar, and punctuation) Ability to learn quickly and demonstrated ability to work independently and as part of a high-performance team Flexibility and ability to work under pressure with tight deadlines and constant interruptions; Ability to adjust priorities in a changing environment Life at ORIX We are committed to the health and well-being of our employees and offer a quality, competitive benefits package that provides valuable healthcare and financial protection for our workforce, while emphasizing a healthy work/life balance. You Time We want you to have the time needed to recharge and manage life with our competitive vacation policy, floating personal holidays, extensive leave options, our annual observed holidays, and more. Family Care Every family has a different journey and ORIX USA Group is proud to offer extensive benefit programs such as: infertility coverage, adoption support, child and elder care, fully paid maternity, and generous parental leave benefits to help you and your families along the way. Flexible Work Arrangements ORIX associates enjoy the advantages of our hybrid working model with a 3 day in-office minimum requirement. ORIX USA is an equal opportunity employer, providing equal employment opportunities (EEO), and is committed to diversifying its workforce. All employees and applicants for employment will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetics, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law. This policy applies to all terms and conditions of employment.

Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments, and individuals from more than 1,200 offices in 43 countries. As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence, and strong team ethic. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture. The Business Transformation Services (BTS) team sits within Morgan Stanley Wealth Management and aims to establish a consistent, scalable, and repeatable model to provide advisory and delivery support for programs within the Division as well as across the Firm. BTS supports initiatives with a focus on Strategic Program Delivery, Mergers / Divestitures / Integration, Organizational Change and Readiness, and Regulatory Compliance. The team partners with individual Wealth Management business lines, Legal/Risk/Compliance, and senior Firm leadership to drive initiatives to completion. As a member of the Business Transformation Services (BTS) team, this individual will support initiatives aligned to Merger and Integrations, Strategic Initiatives Delivery and/or Organizational Change & Readiness. The individual will collaborate with partners in the business, technology, and risk and control functions. This contributor will provide support, and work with project teams to build out a project's governance, reporting and tracking, and overall execution model from initiation to scale. The candidate will be expected to think analytically and critically, be detail oriented, and client centric. Key responsibilities include: -Working with all functional disciplines impacted by the project to ensure ‘end to end' planning is comprehensive and results in a project plan that will achieve stated goals of the initiative -Conduct analysis on program dependencies, progress through the various phases to inform timelines, execution, and business strategy. -Ensure comprehensive documentation of requirements, assumptions, changes in scope etc. associated with project and establish an audit trail to demonstrate these activities have been addressed -Provide mechanisms to capture & monitor remediation of any potential risks. In addition, enable appropriate escalation of any item that may impact timely delivery or cause a change to the agreed scope of project -Ensure effective communication and reporting to functional teams, manager, stakeholders, and senior leadership. Develop program dashboards that articulate project status and timeline -Support key program leads and resources in executing key deliverables -Independently identify opportunities to drive project/ programs forward -Maintain strong partnerships with business and technology teams to drive successful project execution Qualifications: -BS/BA degree required. Advanced degrees a plus. -A minimum of 3-5 years of professional experience in project management, product development, business management, or management consulting in the financial services industry, ideally Wealth Management -Ability to quickly turn around high-quality work in a fast-paced environment -Ability to drive delivery/execution of a wide range of tasks and initiatives -Ability to work independently, proactively and possess a strong sense of accountability / ownership -Ability to lead and influence cross-functional teams to meet delivery timelines -Ability to highlight key risks and issues that may impact the project / program health, and manage the risk to closure -Strong written and verbal communications skills, ability to interact at all levels of the organization and tailor messages appropriately -Strong presentation skills, including ability to synthesize large amounts of data and information to create polished PowerPoint presentations for various levels of management -Independent self-starter who can manage multiple activities to aggressive deadlines -Eagerness to learn the business and understand detailed requirements -Organizational skills and ability to organize information in a meaningful way -Experience managing one or various workstreams -High attention to detail; follows through to ensure accuracy of materials -Highly skilled in Excel, PowerPoint, Word, Project, Visio, SharePoint, and JIRA This role will be filled in one of the following locations: -Dallas, TX -Westchester, NY WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Expected base pay rates for the role will be between $85,000 and $140,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. *Please note, final base compensation may vary based on location. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).