How To Become An Outside Property Agent: What It Is and Career Path

What is an outside property agent and how to become one

Updated January 8, 2025

2 min read

Quoted expert

Tom Faulconer JD, CPCU, CLU, ChFC, CASL,CFP(r)

There is more than meets the eye when it comes to being an outside property agent. For example, did you know that they make an average of $18.91 an hour? That's $39,342 a year! Between 2018 and 2028, the career is expected to grow 6% and produce 32,900 job opportunities across the U.S.

What general advice would you give to an outside property agent?

Tom Faulconer JD, CPCU, CLU, ChFC, CASL,CFP(r)

Clinical Professor, Butler University

That depends on the type of agent the person is. Most of us deal with agents who sell personal lines, such as auto and home and life insurance. Their day is filled with prospecting for new clients, appointments to review current insurance with current clients, service work such as adding autos and changing addresses, and, helping take and resolve claims. Some agents specialize in commercial lines. They spend their days prospecting as well, but also work very closely with their clients on a regular basis to assure their insurance program is appropriate. This is because commercial clients usually have very large insurance policies, make frequent changes, and have lots of service work. Plus, the relationship is the key in commercial lines.

ScoreOutside Property AgentUS Average

Salary

3.1

Avg. Salary $39,342

Avg. Salary $59,228

Stability level

6.8

Growth rate 6%

Growth rate 0.3%

Diversity

5.6

Race

American Indian and Alaska Native 0.15%

Asian 4.93%

Black or African American 9.47%

Hispanic or Latino 15.61%

Unknown 3.56%

White 66.28%

Gender

female 48.76%

male 51.24%

Age - 46

Race

American Indian and Alaska Native 3.00%

Asian 7.00%

Black or African American 14.00%

Hispanic or Latino 19.00%

White 57.00%

Gender

female 47.00%

male 53.00%

Age - 46

Stress level

6.8

Stress level is high

7.1 - high

Complexity level

8.9

Complexity level is advanced

7 - challenging

Work life balance

6.1

Work life balance is fair

6.4 - fair

Key steps to become an outside property agent

Explore outside property agent education requirements

Most common outside property agent degrees

Bachelor's

53.5 %

Associate

19.0 %

High School Diploma

10.6 %

Start to develop specific outside property agent skills

Skills	Percentages
Data Entry	22.52%
Customer Service	20.62%
Coverage Options	9.90%
Auto Insurance Policies	9.32%
Inbound Calls	7.36%

Complete relevant outside property agent training and internships

Accountants spend an average of 6-12 months on post-employment, on-the-job training. New outside property agents learn the skills and techniques required for their job and employer during this time. The chart below shows how long it takes to gain competency as an outside property agent based on U.S. Bureau of Labor Statistics data and data from real outside property agent resumes.

Obtain the necessary licensing

Becoming an licensed outside property agent usually doesn't require a college degree. However, you need to pass an exam to become a licensed outside property agent in most of states. 38 states require outside property agents to have license for their work. You can see the list of states below.

State	Education	Exam	License url
Alabama	-	-	Licensed Insurance Producer
Arkansas	Degree required	State exam required	Insurance Sales Producer (Agent)
Colorado	Specific course required	State exam required	Insurance Agent
Connecticut	Specific course required	State exam required	Producer License, Individual
Delaware	-	State exam required	Insurance Agent

Research outside property agent duties and responsibilities

Convert leads into new Allstate policyholders while delivering an exceptional sales experience.
Operate remote telecommunications using applications and secure computer communications to troubleshoot and resolve issues on customer Samsung devices.
Train in the organizational and regulatory mechanisms of Medicare and Medicaid and complying with enrollment regulations and HIPPA

Apply for outside property agent jobs

Now it's time to start searching for an outside property agent job. Consider the tips below for a successful job search:

Browse job boards for relevant postings
Consult your professional network
Reach out to companies you're interested in working for directly
Watch out for job scams

How do outside property agents rate their job?

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Outside property agent reviews

A zippia user wrote a review on Nov 2019

Pros

It give me unforgettable memories and experience In additional generating life time skills and excellence of the knowledge of is involved

Cons

It very stressful and so much calculation with the work plus graphical representation of the work experience

A zippia user wrote a review on Oct 2019