How long does it take to become a Personal Banker?

It takes 4 years of professional experience to become a personal banker. That is the time it takes to learn specific personal banker skills, but does not account for time spent in formal education. If you include the normal education requirements to complete a college degree, then it takes 7 to 9 years years to become a personal banker.

Do personal bankers make good money?

Yes, personal bankers can make good money. A motivated personal banker can make more than $50,000 in total compensation their first year, and more than that after establishing a broad customer base.

Is a personal banker a sales job?

No, a personal banker is not primarily a sales job. While there is a sales component to the job, this role is primarily focused on giving financial assistance and advice to bank customers.

Is a personal banker a teller?

No, a personal banker is not a teller. Personal bankers are bank employees; however, unlike tellers, who typically handle routine transactions, personal bankers handle more complex tasks like providing customer service and selling bank products that are beneficial to customers.

What qualifications do I need to be a personal banker?

The qualifications needed to be a personal banker typically include obtaining a bachelor's degree. As long as a person gains the necessary qualification, they can become a personal banker.

How To Become A Personal Banker: What It Is and Career Path

What is a personal banker and how to become one

Updated January 8, 2025

4 min read

A personal banker is a financial professional who works with individual customers to manage their banking needs. They provide guidance on financial products such as checking and savings accounts, credit cards, loans, and investments. Personal bankers also help clients create budgets and develop strategies for saving money. They assist with opening accounts, processing transactions, and resolving potential issues. They may work in a variety of settings such as banks, credit unions, and other financial institutions.

ScorePersonal BankerUS Average

Salary

2.9

Avg. Salary $37,639

Avg. Salary $59,228

Stability level

6.9

Growth rate 10%

Growth rate 0.3%

Diversity

6.1

Race

American Indian and Alaska Native 0.21%

Asian 12.18%

Black or African American 5.43%

Hispanic or Latino 11.25%

Unknown 4.12%

White 66.82%

Gender

female 55.38%

male 44.62%

Age - 43

Race

American Indian and Alaska Native 3.00%

Asian 7.00%

Black or African American 14.00%

Hispanic or Latino 19.00%

White 57.00%

Gender

female 47.00%

male 53.00%

Age - 43

Stress level

6.9

Stress level is high

7.1 - high

Complexity level

6.9

Complexity level is challenging

7 - challenging

Work life balance

6.6

Work life balance is good

6.4 - fair

What are the pros and cons of being a personal banker?

Pros

Opportunity for commission-based income
Good work-life balance with standard office hours
Exposure to various banking products and services
Opportunity to develop strong sales skills
Job security in a stable industry

Cons

High-pressure sales environment
Strict sales targets to achieve
Dealing with difficult or irate customers can be stressful
Limited flexibility in work schedule due to branch hours and customer needs
High level of scrutiny from management for performance metrics

Key steps to become a personal banker

Explore personal banker education requirements

Most common personal banker degrees

Bachelor's

59.1 %

Associate

18.0 %

High School Diploma

12.7 %

Start to develop specific personal banker skills

Skills	Percentages
Customer Relationships	9.56%
Cross-Sell	6.35%
Customer Satisfaction	5.45%
NMLS	4.83%
Bank Products	4.81%

Complete relevant personal banker training and internships

Accountants spend an average of 1-3 months on post-employment, on-the-job training. New personal bankers learn the skills and techniques required for their job and employer during this time. The chart below shows how long it takes to gain competency as a personal banker based on U.S. Bureau of Labor Statistics data and data from real personal banker resumes.

Research personal banker duties and responsibilities

Manage customer s portfolio while identifying cross-sell opportunities to increase acquisition of customer s financial and credit services.
Work one-on-one with clients to gather requirements and identify cross-selling opportunities and leverage customer leads and referrals to identify new prospects.
Certify as a public notary and international wire transfers.
Process consumer loan applications following approve guidelines, NMLS certify.

Prepare your personal banker resume

When your background is strong enough, you can start writing your personal banker resume.

You can use Zippia's AI resume builder to make the resume writing process easier while also making sure that you include key information that hiring managers expect to see on a personal banker resume. You'll find resume tips and examples of skills, responsibilities, and summaries, all provided by Zippi, your career sidekick.

Choose from 10+ customizable personal banker resume templates

Build a professional personal banker resume in minutes. Browse through our resume examples to identify the best way to word your resume. Then choose from 10+ resume templates to create your personal banker resume.

Apply for personal banker jobs

Now it's time to start searching for a personal banker job. Consider the tips below for a successful job search:

Browse job boards for relevant postings
Consult your professional network
Reach out to companies you're interested in working for directly
Watch out for job scams

How do personal bankers rate their job?

3/5

Out of 1 Personal Banker reviews, 0% were positive.

5 stars

4 stars

3 stars

2 stars

1 star

Based on 1 ratings

Career growth

3.0

Work/life balance

3.0

Overall rating

3.0

Pay / salary

2.0

Personal banker reviews

3.0

A zippia user wrote a review on Dec 2023

Pros

Talking to other people and never being still. Always on the move handeling money and everyday is something new

Cons

Constant stress and fear when dealing with big transactions. Customers always complaining and getting paid by the hour

A zippia user wrote a review on Dec 2019

Pros

Serving people to meet their financial needs and planning Fininancial analysis of their funds with best utility Feeling motivated while meeting people from different demographic backgrounds

Cons

Don't like people with bad credit history

A zippia user wrote a review on Jun 2019

Pros

I enjoy engaging with clients, finding solutions to their financial needs, as well as account opening/personal lending.

Cons

I am not a sales/production driven individual. That aspect of the job- needing to worry about how many accounts I open or getting a certain amount booked in loans does not appeal to me. I enjoy the work, I like being challenged and busy, but I hate being a set of production scores.

What is a personal banker and how to become one

What are the pros and cons of being a personal banker?

Personal banker career paths

Key steps to become a personal banker

Explore personal banker education requirements

Most common personal banker degrees

Start to develop specific personal banker skills

Complete relevant personal banker training and internships

Research personal banker duties and responsibilities

Prepare your personal banker resume

Choose from 10+ customizable personal banker resume templates

Apply for personal banker jobs

How did you land your first personal banker job

Average personal banker salary

How do personal bankers rate their job?

Personal banker reviews

Personal banker FAQs

How long does it take to become a Personal Banker?

Do personal bankers make good money?

Is a personal banker a sales job?

Is a personal banker a teller?

What qualifications do I need to be a personal banker?

Search for personal banker jobs

Personal banker jobs by state