Post job

Personal banker vs finance advisor

The differences between personal bankers and finance advisors can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a personal banker and a finance advisor. Additionally, a finance advisor has an average salary of $64,993, which is higher than the $37,639 average annual salary of a personal banker.

The top three skills for a personal banker include customer relationships, cross-sell and customer satisfaction. The most important skills for a finance advisor are team support, wealth management, and securities.

Personal banker vs finance advisor overview

Personal BankerFinance Advisor
Yearly salary$37,639$64,993
Hourly rate$18.10$31.25
Growth rate10%15%
Number of jobs36,603106,311
Job satisfaction3-
Most common degreeBachelor's Degree, 59%Bachelor's Degree, 74%
Average age4345
Years of experience44

What does a personal banker do?

A personal banker is responsible for managing the customers' financial records and assisting them in various banking transactions. Personal bankers' duties also include handling customers' inquiries for financial plans, understanding the banking and financial industry principles, processing applications, verifying account details, and offering bank products based on the customers' needs. A personal banker must have excellent customer service and communication skills, providing the best options for the customers, and helping them achieve their financial goals.

What does a finance advisor do?

A Financial Advisor specializes in sharing their expertise with an individual or company on how to handle and boost finances. The responsibilities of a Financial Advisor include creating and proposing a strategy to attain financial gains through profits and investments, educating the client about new methods and opportunities, monitor and evaluate progress, and as well as plan policies according to the clients' life changes. Furthermore, it is also the duty of the Financial Advisor to research new investments that would be of great help to the client's assets.

Personal banker vs finance advisor salary

Personal bankers and finance advisors have different pay scales, as shown below.

Personal BankerFinance Advisor
Average salary$37,639$64,993
Salary rangeBetween $29,000 And $48,000Between $34,000 And $121,000
Highest paying CityNew York, NYNew York, NY
Highest paying stateNew YorkNew York
Best paying companyNorthern TrustEnbridge
Best paying industryFinanceFinance

Differences between personal banker and finance advisor education

There are a few differences between a personal banker and a finance advisor in terms of educational background:

Personal BankerFinance Advisor
Most common degreeBachelor's Degree, 59%Bachelor's Degree, 74%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Minnesota - Twin Cities

Personal banker vs finance advisor demographics

Here are the differences between personal bankers' and finance advisors' demographics:

Personal BankerFinance Advisor
Average age4345
Gender ratioMale, 44.6% Female, 55.4%Male, 72.3% Female, 27.7%
Race ratioBlack or African American, 5.4% Unknown, 4.1% Hispanic or Latino, 11.2% Asian, 12.2% White, 66.8% American Indian and Alaska Native, 0.2%Black or African American, 5.6% Unknown, 4.4% Hispanic or Latino, 9.5% Asian, 8.3% White, 72.1% American Indian and Alaska Native, 0.1%
LGBT Percentage6%5%

Differences between personal banker and finance advisor duties and responsibilities

Personal banker example responsibilities.

  • Manage customer s portfolio while identifying cross-sell opportunities to increase acquisition of customer s financial and credit services.
  • Work one-on-one with clients to gather requirements and identify cross-selling opportunities and leverage customer leads and referrals to identify new prospects.
  • Certify as a public notary and international wire transfers.
  • Process consumer loan applications following approve guidelines, NMLS certify.
  • Identify and maximize new account sales and cross-sell opportunities, utilizing customer profiling to develop book of business.
  • Identify cross-sell opportunities, including opportunities to refer customers to other sales representatives through proper customer profiling and needs-base selling.
  • Show more

Finance advisor example responsibilities.

  • Manage all budget and forecast submissions into Hyperion.
  • Manage $3MM private investment portfolio consisting of mid-cap/large-cap equities.
  • Structure and manage investment portfolios using a range of financial instruments, including equity securities and fix income instruments.
  • Manage and strengthen customer relationships through cross-selling and up-selling to maximize retention and income generation by contacting existing and prospective customers.
  • Research eligibility and status of all Medicare and Medicaid patients.
  • Perform portfolio analysis using MorningStar workstation and complete cost basis research project.
  • Show more

Personal banker vs finance advisor skills

Common personal banker skills
  • Customer Relationships, 10%
  • Cross-Sell, 6%
  • Customer Satisfaction, 5%
  • NMLS, 5%
  • Bank Products, 5%
  • Financial Services, 5%
Common finance advisor skills
  • Team Support, 7%
  • Wealth Management, 7%
  • Securities, 6%
  • Strong Computer, 6%
  • Financial Services, 6%
  • Client Facing, 5%