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Personal banker vs portfolio manager

The differences between personal bankers and portfolio managers can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 2-4 years to become a personal banker, becoming a portfolio manager takes usually requires 6-8 years. Additionally, a portfolio manager has an average salary of $114,671, which is higher than the $37,639 average annual salary of a personal banker.

The top three skills for a personal banker include customer relationships, cross-sell and customer satisfaction. The most important skills for a portfolio manager are portfolio management, customer service, and risk management.

Personal banker vs portfolio manager overview

Personal BankerPortfolio Manager
Yearly salary$37,639$114,671
Hourly rate$18.10$55.13
Growth rate10%17%
Number of jobs36,60343,192
Job satisfaction3-
Most common degreeBachelor's Degree, 59%Bachelor's Degree, 71%
Average age4346
Years of experience48

What does a personal banker do?

A personal banker is responsible for managing the customers' financial records and assisting them in various banking transactions. Personal bankers' duties also include handling customers' inquiries for financial plans, understanding the banking and financial industry principles, processing applications, verifying account details, and offering bank products based on the customers' needs. A personal banker must have excellent customer service and communication skills, providing the best options for the customers, and helping them achieve their financial goals.

What does a portfolio manager do?

A portfolio manager is responsible for managing the clients' investment portfolios to advise them of the best investment plans to achieve their financial goals and objectives. Portfolio managers determine the most suitable options by evaluating the clients' credit score and risk potential and the client's financial background. A portfolio manager should be highly knowledgeable and updated with the recent financial industry changes to decide on investment plans with maximum returns.

Personal banker vs portfolio manager salary

Personal bankers and portfolio managers have different pay scales, as shown below.

Personal BankerPortfolio Manager
Average salary$37,639$114,671
Salary rangeBetween $29,000 And $48,000Between $66,000 And $198,000
Highest paying CityNew York, NYStamford, CT
Highest paying stateNew YorkConnecticut
Best paying companyNorthern TrustThe Citadel
Best paying industryFinanceFinance

Differences between personal banker and portfolio manager education

There are a few differences between a personal banker and a portfolio manager in terms of educational background:

Personal BankerPortfolio Manager
Most common degreeBachelor's Degree, 59%Bachelor's Degree, 71%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Personal banker vs portfolio manager demographics

Here are the differences between personal bankers' and portfolio managers' demographics:

Personal BankerPortfolio Manager
Average age4346
Gender ratioMale, 44.6% Female, 55.4%Male, 66.6% Female, 33.4%
Race ratioBlack or African American, 5.4% Unknown, 4.1% Hispanic or Latino, 11.2% Asian, 12.2% White, 66.8% American Indian and Alaska Native, 0.2%Black or African American, 7.5% Unknown, 4.1% Hispanic or Latino, 14.4% Asian, 10.1% White, 63.6% American Indian and Alaska Native, 0.3%
LGBT Percentage6%11%

Differences between personal banker and portfolio manager duties and responsibilities

Personal banker example responsibilities.

  • Manage customer s portfolio while identifying cross-sell opportunities to increase acquisition of customer s financial and credit services.
  • Work one-on-one with clients to gather requirements and identify cross-selling opportunities and leverage customer leads and referrals to identify new prospects.
  • Certify as a public notary and international wire transfers.
  • Process consumer loan applications following approve guidelines, NMLS certify.
  • Identify and maximize new account sales and cross-sell opportunities, utilizing customer profiling to develop book of business.
  • Identify cross-sell opportunities, including opportunities to refer customers to other sales representatives through proper customer profiling and needs-base selling.
  • Show more

Portfolio manager example responsibilities.

  • Manage ongoing existing client needs and assist in credit structuring at loan origination.
  • Manage over $900M in U.S. Equities and fixed-income; are simultaneously responsible for monitoring over $1.4b in global assets
  • Manage governance, engage stakeholders and communicate budget impact to senior management.
  • Conduct post-promotion analysis and manage financial reporting to ensure favorable ROI for clients.
  • Create PowerPoint presentation books for clients.
  • Facilitate internal, external, GAAP audits.
  • Show more

Personal banker vs portfolio manager skills

Common personal banker skills
  • Customer Relationships, 10%
  • Cross-Sell, 6%
  • Customer Satisfaction, 5%
  • NMLS, 5%
  • Bank Products, 5%
  • Financial Services, 5%
Common portfolio manager skills
  • Portfolio Management, 10%
  • Customer Service, 9%
  • Risk Management, 5%
  • Project Management, 5%
  • Financial Statements, 5%
  • Real Estate, 5%