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The average salary for a personal banker is around $37,639 annually. This translates to approximately $18 per hour. Factors influencing salary include location, experience level, and specific employer. For instance, personal bankers in high-demand areas or larger financial institutions often earn more than those in smaller markets.
Understanding how salary varies by state can provide valuable insights into potential earnings. States with higher living costs like California and New York generally offer higher salaries. For example, personal bankers in New York may earn upwards of $45,000 annually, while those in states with lower costs of living may see figures closer to $32,000.
As personal bankers gain experience, they can pursue advancement opportunities, such as becoming a branch manager or moving into specialized roles. Dedicated professionals may see their salaries increase significantly with promotions and additional responsibilities.
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The average personal banker salary in New York, New Hampshire, and Maine are the highest in the U.S. The lowest average personal banker salary states are Massachusetts, South Carolina, and Idaho.
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | New York | $51,985 | $24.99 |
| 2 | Rhode Island | $44,954 | $21.61 |
| 3 | Pennsylvania | $41,103 | $19.76 |
| 4 | Ohio | $36,073 | $17.34 |
| 5 | Maine | $49,405 | $23.75 |
| 6 | Kansas | $42,717 | $20.54 |
| 7 | Alaska | $41,793 | $20.09 |
| 8 | Illinois | $39,367 | $18.93 |
| 9 | New Hampshire | $50,049 | $24.06 |
| 10 | Indiana | $36,501 | $17.55 |
| 11 | Connecticut | $38,308 | $18.42 |
| 12 | Minnesota | $40,712 | $19.57 |
| 13 | North Carolina | $36,032 | $17.32 |
| 14 | New Mexico | $41,061 | $19.74 |
| 15 | Delaware | $37,133 | $17.85 |
| 16 | Nebraska | $36,446 | $17.52 |
| 17 | California | $39,490 | $18.99 |
| 18 | Missouri | $38,028 | $18.28 |
| 19 | Maryland | $38,728 | $18.62 |
| 20 | Vermont | $36,639 | $17.61 |
| 21 | Hawaii | $40,515 | $19.48 |
| 22 | North Dakota | $36,442 | $17.52 |
| 23 | Texas | $36,348 | $17.48 |
| 24 | West Virginia | $36,122 | $17.37 |
| 25 | Oregon | $36,175 | $17.39 |
| 26 | South Dakota | $34,205 | $16.44 |
| 27 | Colorado | $35,030 | $16.84 |
| 28 | Florida | $34,126 | $16.41 |
| 29 | Michigan | $33,626 | $16.17 |
| 30 | Tennessee | $34,946 | $16.80 |
| 31 | New Jersey | $34,875 | $16.77 |
| 32 | Wyoming | $33,241 | $15.98 |
| 33 | Arizona | $33,074 | $15.90 |
| 34 | Louisiana | $34,416 | $16.55 |
| 35 | Wisconsin | $32,283 | $15.52 |
| 36 | Kentucky | $34,495 | $16.58 |
| 37 | Mississippi | $33,182 | $15.95 |
| 38 | Utah | $34,296 | $16.49 |
| 39 | Arkansas | $31,873 | $15.32 |
| 40 | Iowa | $32,039 | $15.40 |
| 41 | South Carolina | $31,130 | $14.97 |
| 42 | Virginia | $33,688 | $16.20 |
| 43 | Georgia | $33,076 | $15.90 |
| 44 | Washington | $32,573 | $15.66 |
| 45 | Nevada | $33,039 | $15.88 |
| 46 | District of Columbia | $34,237 | $16.46 |
| 47 | Massachusetts | $31,502 | $15.15 |
| 48 | Montana | $29,762 | $14.31 |
| 49 | Alabama | $26,040 | $12.52 |
| 50 | Idaho | $30,499 | $14.66 |
| 51 | Oklahoma | $26,990 | $12.98 |
The highest-paying cities for personal bankers are New York, NY, Portland, ME, and Kansas City, KS.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | New York, NY | $52,125 | $25.06 |
| 2 | Portland, ME | $49,745 | $23.92 |
| 3 | Kansas City, KS | $42,732 | $20.54 |
| 4 | Oakland, CA | $40,252 | $19.35 |
| 5 | Chicago, IL | $39,467 | $18.97 |
| 6 | Saint Louis, MO | $38,117 | $18.33 |
| 7 | Pittsburgh, PA | $37,418 | $17.99 |
| 8 | Cleveland, OH | $37,093 | $17.83 |
| 9 | San Antonio, TX | $36,873 | $17.73 |
| 10 | Raleigh, NC | $36,467 | $17.53 |
| 11 | Indianapolis, IN | $36,458 | $17.53 |
| 12 | Portland, OR | $36,072 | $17.34 |
| 13 | Colorado Springs, CO | $35,053 | $16.85 |
| 14 | Brentwood, TN | $35,001 | $16.83 |
| 15 | Miami, FL | $34,314 | $16.50 |
| 16 | Salt Lake City, UT | $34,246 | $16.46 |
| 17 | Washington, DC | $34,240 | $16.46 |
| 18 | Washington, MI | $34,003 | $16.35 |
| 19 | Washington, NJ | $33,637 | $16.17 |
| 20 | Tucson, AZ | $33,154 | $15.94 |
Personal Bankers are the most in-demand in these five cities:
A personal banker's salary ranges from $29,000 a year at the 10th percentile to $48,000 at the 90th percentile.

| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $48,000 | $4,000 | $23 |
| 75th Percentile | $43,000 | $3,583 | $21 |
| Average | $37,639 | $3,137 | $18 |
| 25th Percentile | $32,000 | $2,667 | $15 |
| 10th Percentile | $29,000 | $2,417 | $14 |
The highest paying types of personal bankers are banking associate, specialist-small business, and business banker.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Finance Service Advisor | $50,706 | $4,225 | $24.38 | 118,612 |
| Finance Service Representative | $38,361 | $3,197 | $18.44 | 220,519 |
| Finance Representative | $41,765 | $3,480 | $20.08 | 124,645 |
| New Accounts Representative | $36,918 | $3,077 | $17.75 | 133,070 |
| Bank Representative | $34,417 | $2,868 | $16.55 | 105,192 |
| Finance Sales Consultant | $45,562 | $3,797 | $21.90 | 101,031 |
Top companies hiring personal bankers now:
Personal banker salaries at Northern Trust and Univest Financial Corporation are the highest-paying according to our most recent salary estimates. In addition, the average personal banker salary at companies like Westerra Credit Union and WSFS Bank are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Northern Trust | $51,392 | $24.71 |
| 2 | Univest Financial Corporation | $41,849 | $20.12 |
| 3 | Westerra Credit Union | $40,866 | $19.65 |
| 4 | WSFS Bank | $40,483 | $19.46 |
| 5 | The Citizens First National Bank Of Storm Lake | $40,390 | $19.42 |
| 6 | Simmons Bank | $40,342 | $19.40 |
| 7 | HSBC Bank | $40,337 | $19.39 |
| 8 | Republic Bank | $39,787 | $19.13 |
| 9 | Peoples Bank NC | $39,647 | $19.06 |
| 10 | Citi | $39,642 | $19.06 |
| 11 | Affinity Credit Union | $39,621 | $19.05 |
| 12 | City National Bank | $39,603 | $19.04 |
| 13 | Unity Bank | $39,521 | $19.00 |
| 14 | German American | $39,475 | $18.98 |
| 15 | Schools | $39,418 | $18.95 |
| 16 | Western Alliance Bank | $39,285 | $18.89 |
| 17 | S&T Ban | $39,233 | $18.86 |
| 18 | Oregon Community Credit Union | $39,193 | $18.84 |
| 19 | J.P. Morgan | $39,122 | $18.81 |
| 20 | Amplify Credit Union | $38,927 | $18.71 |
The average personal banker salary has fallen by $-4,236 over the last ten years. In 2014, the average personal banker earned $41,875 annually, but today, they earn $37,639 a year. That works out to a -4% change in pay for personal bankers over the last decade.
Compare personal banker salaries for cities or states with the national average over time.
Compare personal banker salaries for individual cities or states with the national average.
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $37,600 | $18.10 | +3.9% |
| 2024 | $36,200 | $17.40 | -3.0% |
| 2023 | $37,300 | $17.91 | +0.5% |
| 2022 | $37,100 | $17.82 | -5.5% |
| 2021 | $39,100 | $18.81 | -6.3% |
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Ntrs | Personal Banker | Winnetka, IL | 06/30/2025 | $52,800 |
| Commerce Bancshares | Personal Banker | Tulsa, OK | 06/28/2025 | $41,740 |
| Commerce Bancshares | Personal Banker-Central/Downtown | Kansas City, MO | 06/28/2025 | $41,740 |
| First Community Bank | Personal Banker I | Pilot Mountain, NC | 06/28/2025 | $33,016 |
| First Community Bank | Personal Banker I | Bristol, VA | 06/28/2025 | $33,016 |
| Umb | Floating Personal Banker II | Kansas City, MO | 06/28/2025 | $33,920 |
| Umpqua Bank Corp | Personal Banker | Lewiston, ME | 06/28/2025 | $37,566 |
| Chino Commercial Bank | Personal Banker | Chino, CA | 06/28/2025 | $50,088 |
| Blaze Credit Union | Personal Banker | Saint Cloud, MN | 06/28/2025 | $49,691 |
| Glacier Bancorp | Personal Banker I | Nampa, ID | 06/27/2025 | $40,697 |
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