Investment Trader
Personal banker job in Urbandale, IA
The Role
This position will play a crucial role in executing trades, managing Integrity Wealth's proprietary investment lineup and optimizing the investment with various securities. The Advisory Trader requires strong analytical skills and market knowledge, with a solid foundation in financial concepts, risk management and financial software. Executing transactions for Integrity's Wealth Solutions lineup and strategies across a broad spectrum of strategies including, Fixed Income, Equities, ETFs, Mutual Funds, and Options through electronic trading networks and various platforms. The role entails a high level of decision-making authority in overall trading, strategy development and portfolio structuring.
Essential Job Functions
Collaborate with the portfolio management team to assist in model changes and implementation. Research market trends, current investment conditions and governing regulations.
Maintain daily oversight of the Integrity Wealth internal and sub-advised investment portfolio offerings. Duties include reviewing all newly opened and funded accounts through Schwab, Fidelity, and Pershing.
Process all daily account rebalances and portfolio rebalances as needed utilizing firm trading software.
Overseeing and executing buy and sell orders for various securities, including stocks, bonds and derivatives.
Process post-execution recon and handle the operation/administrative duties associated with trades needing attention. Responsibility to facilitate any trade error corrections and identify the proper teams of any follow up items.
Communicate with various team members and stakeholders regarding investment strategies and portfolio performance.
Work with the Compliance Department as needed to address regulatory concerns or improper sales practices.
Other duties as assigned.
Travel up to 10%
Knowledge, Skills, and Abilities
Must display Core Values
Advanced technical knowledge and advanced understanding of broker-dealer and RIA business processes
Strong attention to detail
Product knowledge in managed accounts, securities, and trading systems
Strong conceptual skills with an ability to deliver big ideas that drive results
Exceptional written and verbal communication skills
Experience and Education
2-3 years of financial services experience in a trading, operations, or client support role. 1 year experience with trading equities, fixed income and bonds, structured products and various other electronically traded securities.
Four-year college or university degree in Finance, Economics or related field; or equivalent combination of education and experience.
Licensing: FINRA Series 7. Series 65/66 required within 6 months.
About Integrity
Integrity is one of the nation's leading independent distributors of life, health and wealth insurance products. With a strong insurtech focus, we embrace a broad and innovative approach to serving agents and clients alike. Integrity is driven by a singular purpose: to help people protect their life, health and wealth so they can prepare for the good days ahead.
Integrity offers you the opportunity to start a career in a family-like environment that is rewarding and cutting edge. Why? Because we put our people first! At Integrity, you can start a new career path at company you'll love, and we'll love you back. We're proud of the work we do and the culture we've built, where we celebrate your hard work and support you daily. Joining us means being part of a hyper-growth company with tons of professional opportunities for you to accelerate your career. Integrity offers our people a competitive compensation package, including benefits that make work more fun and give you and your family peace of mind.
Headquartered in Dallas, Texas, Integrity is committed to meeting Americans wherever they are - in person, over the phone or online. Integrity's employees support hundreds of thousands of independent agents who serve the needs of millions of clients nationwide. For more information, visit Integrity.com.
Integrity, LLC is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, national origin, disability, veteran status, or any other characteristic protected by federal, state, or local law. In addition, Integrity, LLC will provide reasonable accommodations for qualified individuals with disabilities.
Auto-ApplyTraveling Personal Banker I
Personal banker job in Pleasantville, IA
Job Description
Join Our Team at Peoples Bank!
Peoples Bank, a locally owned and progressive community bank, attributes its financial success and growth to its outstanding employees. Since 1998, we've expanded from a small office on the Indianola square to branches in Carlisle, Chariton, Indianola, Lacona, Knoxville, Milo, Pleasantville, and Seymour. What sets us apart is our commitment to taking the time to answer our customers' questions and solve their problems. Unlike other banks that focus on quotas, we encourage our employees to do what's right for our customers and colleagues. We offer competitive compensation, excellent benefits, opportunities for professional growth, community involvement, and a positive work environment.
Position: Traveling Personal Banker (Pleasantville Location)
Responsibilities:
Responsible for working at different Peoples Bank branches to help cover staff shortages and is paid for their extra time and mileage when traveling to a branch outside of Pleasantville.
Open, close, and maintain checking accounts, savings accounts, certificates of deposit, IRAs, safe deposit boxes, ATM/Debit Cards, and online banking.
Qualifications:
High School Diploma/GED required.
One year of banking experience preferred.
Excellent communication skills (verbal, written, listening, and etiquette).
Positive, helpful, and professional attitude.
Ability to work in a team-oriented and fast-paced environment.
Strong problem-solving skills, computer skills, and multitasking ability.
Ability to handle multiple interruptions while efficiently assisting customers in-person and over the phone.
Schedule:
Regular shifts vary between 8 a.m. to 5 p.m. Monday through Friday.
Saturday rotation from 8 a.m. to 12 p.m.
Compensation:
Pay range: $20.26 - $22.52/hr (based on previous banking experience).
Health, Dental, and Vision Insurance.
Employer-paid Life Insurance, Short-Term Disability, and Long-Term Disability.
401K with Employer Match.
15+ days of PTO per year.
Family Leave Plan.
Over 11 Paid Holidays.
Employer-paid Identity Theft Insurance.
Aflac Insurance.
Flexible Spending Accounts.
Peoples Bank Stock Purchase Plan.
Free personal checking accounts and safety deposit box.
Peoples Bank is an Affirmative Action and Equal Opportunity Employer. We provide equal employment opportunities without regard to any status protected by federal or local law.
Personal Banker
Personal banker job in West Des Moines, IA
Small enough to care. Big enough to deliver. As a Personal Banker, is responsible for developing and maintaining relationships with customers and prospects by providing financial advice and solutions based on their retail accounts, loans, and service needs. Identifies opportunities to connect customers with other business lines to strengthen the relationship. Performs in a leadership role to assist less experienced Bankers in their development or to meet and resolve customer needs. Actively participates in proactive customer outreach initiatives and community events. May assist with operational duties, including banking transactions, and may fill in at various locations as requested.
Responsibilities
* Identifies customer needs by asking open-ended questions to recommend and open appropriate deposit accounts for consumer and business ownerships, and related retail services.
* Originates and processes consumer loan applications; handles loan closings and collection activities.
* Participates in customer outreach initiatives and campaigns to achieve sales goals.
* Uses bank technology to track related activities and progress towards goals.
* Proactively identifies and makes referrals to other business lines and connects customer to the appropriate employee.
* Performs necessary tasks to establish and/or update accounts, and services.
* Embraces leadership opportunities within the branch by:
* Acting in a leadership capacity when Retail Branch Team Leader, Assistant Team Leader or Senior Banker is not available (including resolution of difficult or sensitive customer situations);
* Assisting with sales skills development activities;
* Assisting others with complex consumer, fiduciary, or business ownership accounts and relevant services.
* Provides backup support for operational duties and banking transactions while adhering to all processing and balancing requirements.
* Volunteers for community organizations and participates in community events.
* Performs other duties as assigned.
Qualifications
* Associates degree or equivalent combination of education and related work experience.
* In addition to education in the field of business or related field, prefer 1-2 years of experience in a sales and service-related role.
* Banking or financial experience is preferred.
Created By : Compensation Range
The Perks!
* Competitive base compensation with additional performance-based incentives (incentives vary depending on role)
* Career development and continuous learning opportunities
* Paid Time Off, Paid Holidays, Parental/Grandparent Leave, and more
* 100% vested 401(k) Retirement Plan with 6% company match
* Medical, Dental, and Vision insurance
* Flex spending plan & Health savings accounts with employer contribution
* Student Loan Debt Reduction Program
* Employer provided group life insurance with option to purchase additional life insurance for you and your family members
* Employer provided long term and short term disability insurance
* Additional Insurance options to meet your personal needs: Critical Illness and Accident insurance, and Hospital Indemnity
* Wellness Program
* Free banking services and other financial services discounts
RISE stands for Retention, Innovation, Support, and Empowerment. Through RISE we aspire to create and sustain a culture of respect and belonging that is reflected in the workplace and the communities we serve.
Let's build something great, together.
Auto-ApplyPart Time (20 Hours) Associate Banker, Mills Civic Pkwy and Stagecoach Branch, West Des Moines, IA
Personal banker job in West Des Moines, IA
At Chase, we are passionate about creating memorable experiences for our clients and employees, making them feel welcomed, valued, and understood. We build lasting relationships by doing the right thing, exceeding expectations, and embracing diversity and inclusion.
As an Associate Banker within Chase, you will represent our brand and culture with the utmost hospitality, using the latest banking solutions and cutting-edge financial technology combined with friendly and attentive service. Your role at Chase will significantly contribute to the branch's success by delivering exceptional client experiences. You will build trusted relationships with clients, sharing product knowledge and solutions and introducing them to our team of experts - helping clients achieve their financial goals.
Job Responsibilities
Create a welcoming environment by delivering attentive and friendly service by greeting clients as they enter the branch, making them feel appreciated, managing lobby traffic, checking clients into the waiting queue, and scheduling/canceling client meetings.
Exceed client expectations while assisting with day-to-day transactions as well as open new accounts, while complying with all policies, procedures, and regulatory and banking requirements.
Educate clients on how the usage of technology self-service options such as leveraging the Chase Mobile App, Chase.com, and ATMs can help them with their banking needs whenever, wherever, and however they want.
Build meaningful relationships with clients by actively listening, asking thoughtful questions, demonstrating empathy, and sharing product knowledge and solutions - introducing them to our team of experts to help achieve their financial goals.
Perform branch operations, which may include managing cash devices such as the cash vault, ATM, or others while adhering to all bank policies and procedures.
Required Qualifications, Capabilities, and Skills
Ability to put clients first and exceed their expectations - delivering attentive and friendly service, creating a welcoming environment.
Ability to build trusted relationships - demonstrating genuine care and concern during interactions with clients.
Ability to engage clients - communicating clearly and politely to understand and help, anticipating client needs.
Ability to quickly and effectively resolve client issues with attention to detail - providing a consistent client experience.
Ability to elevate the client experience - working collaboratively as a team to deliver seamless service with care and sincerity.
Ability to quickly and accurately learn products, services, and procedures.
Client service experience or comparable experience.
High school diploma or GED equivalent.
Preferred Qualifications, Capabilities, and Skills
Strong desire and ability to influence, educate, and connect customers to technology solutions.
Cash handling experience.
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
Community Banker
Personal banker job in Ankeny, IA
Two Rivers Financial Group, Inc., through our wholly owned subsidiary of Two Rivers Bank & Trust offers financial solutions encompassing banking and wealth management services with locations in Ankeny, Burlington, Coralville, Davenport, Des Moines, Fort Madison, Keokuk, Mediapolis, Mount Pleasant, Urbandale, West Burlington, and West Point, Iowa.
We are not only committed to providing excellent customer service and financial expertise, but Two Rivers is also extremely passionate about volunteering and investing in the communities we serve.
Two Rivers is confident you will find opportunities and rewards with our company - whether you are a seasoned financial service professional or someone looking to begin a new career.
Surround yourself with innovative solutions and empowered coworkers. Come join the Two Rivers Team!
EDUCATION AND WORK EXPERIENCE
* High school diploma or equivalent.
* Prior enhanced banking experience and extensive knowledge of banking products and services.
* Prior enhanced new account knowledge/experience.
* Two or more years of consumer lending or comparable work experience.
SKILLS AND QUALIFICATIONS
* Experience with computer operating (Windows)
* MS Office software experience
* Basic math
* 10 key skills
* Exceptional internal and external customer service skills.
* Demonstrate selling skills and abilities.
* Attention to
* Demonstration of excellent communication skills, both oral and written.
* Strong organization skills and effective time
ESSENTIAL JOB FUNCTIONS/RESPONSIBILITIES
* Ensure a positive interaction with customers and non-customers during all interactions.
* Responsible for obtaining pre-determined goals for service, sales and operations.
* Responsible for establishing and updating retail services that meet the customer's need, resolving complaints and offering resolutions.
* Perform all duties in accordance with bank policy and procedure and at highest standards of operational excellence.
* Recommend appropriate accounts and services by explaining unique benefits to the customer in addition to features; as well as other products and services offered by TRFG entities.
* Identify potentially fraudulent activity to help prevent loss to the Bank and our customers.
* Actively use bank technology and resources to keep customer information current and inform them of additional ways we can meet their needs. (i.e. online banking, bill pay, etc.)
* Perform other duties based on branch traffic and needs. (i.e. Teller duties)
* Actively participate in community events to demonstrate support for the Two Rivers culture.
* Develop and maintain relationships with customers to increase retention and customer satisfaction.
* Keep current on regulations and legislation affecting consumer lending.
* Maintain quality portfolios keeping past dues, document exceptions, classified credits, non-classified credits to a minimum for consumer loans.
* Negotiate credit items including costs, repayment methods, and collateral requirements for consumer lending.
SCHEDULE/TRAVEL/STATUS
* Monday - Friday, Saturdays by Rotation
* Infrequent Travel
* In-Branch Position
* Bank reserves the right to move/relocate on a temporary and/or permanent basis to any location within the Market based on staffing need.
NOTICE
This job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties and other skills required for the position. Two Rivers reserves the right at any time with or without notice to alter or change job responsibilities, reassign or transfer job position or assign additional job responsibilities, subject to applicable law. Two Rivers shall provide reasonable accommodations of known disabilities to enable a qualified applicant or employee to apply for employment, perform the essential functions of the job, or enjoy the benefits and privileges of employment as required by the law.
Universal Banker I (Bank Teller)
Personal banker job in Ankeny, IA
Full-time Description
EEO Employer
Availa Bank believes our people make a difference and we recognize that individual differences and experiences strengthen our teams. Each member of our team is empowered to inspire and enable our clients and the communities we serve to achieve financial success. Click the Apply link to find out more.
UNIVERSAL BANKER I (BANK TELLER) POSITION SUMMARY
This position is responsible for assisting with a customer's financial transactions in an efficient and friendly manner, providing the highest level of customer service. In addition, this position will assist with financial counseling, including opening and servicing of consumer accounts.
This is not a remote position
SCHEDULE:
Full-time role
8:00 a.m. to 5:00 p.m. Monday through Friday
Additional or different hours may be necessary as business needs warrant
BENEFITS
Availa Bank offers a rich selection of benefits you can personalize to support you and your family's needs.
Benefits may include:
Medical, Dental & Vision Plans
Option for Health Savings Account (HSA)
Life Insurance (Company paid for employee)
401K and Employee Stock Ownership Plan (ESOP)
Company Paid Short & Long Term Disability Insurance
Flexible Spending Account (FSA) & Dependent Care
Eligibility for Tuition Assistance and Discounts
Employee Assistance Program (EAP)
UNIVERSAL BANKER I (BANK TELLER) ESSENTIAL DUTIES AND ACCOUNTABILITIES
Provide exceptional customer service through quality conversations and efficient and accurate process of customer transactions.
Build relationships with customers by identifying needs and offering solutions.
Provide accurate information to customers based on product and service knowledge and understanding of the banking industry.
Frequently communicate with customers and employees in person or by phone and exchange accurate information in these situations.
Sell, open, and maintain banking products and services to new and existing customers. Cross sell bank products as part of the regular transaction process.
Proficient in customer account opening, maintenance, and closing accounts (including checking, savings, CDs and safe deposit boxes).
Process check orders; follow check cashing procedures; issue cashier's checks; process wire transfers, perform online and mobile banking maintenance; process stop payments and debit card disputes.
Handle financial transactions efficiently and effectively with all customers (including, but not limited to deposits, withdrawals, advances, loan payments and merchant transactions).
Maintain a balanced cash drawer.
Perform ATM/ITM duties in applicable markets.
Meet or exceed all established branch goals and contribute to branch deposit growth.
Requirements
UNIVERSAL BANKER I (BANK TELLER) ROLE QUALIFICATIONS:
Education
High school diploma or equivalent required
Experience
Accounting or banking experience encouraged
Other Skills and Abilities
Demonstrated proficiency in typing with speed and accuracy; basic keyboarding skills are required
Strong math skills; add, subtract, multiply and divide in all units of measure
Exceptional oral, written and interpersonal communication skills
Ability to apply common sense to carry out instructions, understand procedures, and speak clearly to customers and employees
Understands computer and other equipment capabilities and limitations
Exceptional organizational and time management skills
Ability to multi-task in a fast-paced environment
Maintain a complete understanding of regulatory and compliance policies and procedures
Be able to work flexible hours and shifts
Must have a valid driver's license and reliable transportation
PM21
Part Time (30 Hours) Associate Banker, Merle Hay Branch, Des Moines, IA
Personal banker job in Des Moines, IA
We have a passion for taking care of our customers and employees and making them feel welcomed and valued through building lasting relationships, doing the right thing, exceeding expectations, and having a strong commitment to diversity and inclusion. Using the latest banking solutions combined with cutting-edge financial technology and the most welcoming and friendly service, you will be front and center representing our brand and culture. You will have the opportunity to help people experience our Customer Promise - helping people make the most of their money so they can make the most of their lives, by providing education and advice tailored to suit their financial needs.
As an Associate Banker- Market Expansion in Branch Banking, you will contribute significantly to the success of the branch by delivering exceptional customer experiences. You will build long-lasting relationships with clients by sharing product knowledge and solutions as well as introducing them to our licensed bankers.
Job responsibilities
Engages clients as they enter the branch by welcoming them and making them feel appreciated including managing lobby traffic, checking clients into the waiting queue, and scheduling/canceling client meetings
Performs branch operations which may include managing cash devices such as the cash vault, ATM, or others while adhering to all bank policies and procedures and performing account origination for consumer clients
Provides proactive client outreach to gauge success and offer new tools to help them meet their consumer banking and investment goals
Champions new Associate Banker skills such as tablet utilization, account opening, and other key initiatives, helping Associate Bankers as they learn
Educates clients on the usage of technology self-service options such as leveraging the Chase Mobile App, Chase.com, and ATMs to complete their banking needs whenever, wherever, and however they want
Shares best practices across the supported branches to deliver a strong controls environment and exceptional customer experience
Required qualifications, capabilities, and skills
6+ months of customer service experience
High school diploma or GED equivalent
Preferred qualifications, capabilities, and skills
Ability to make personal connections, engage customers, and remain courteous and professional in a team environment while quickly and accurately learn products, services, and procedures
Professional, interpersonal, thorough, detailed oriented, and organized with follow-up skills
Strong desire and ability to influence, educate, and connect customers to technology
Cash handling experience
Auto-ApplyCommunity Banker- Altoona
Personal banker job in Altoona, IA
Full-time Description
TITLE: Community Banker
DEPARTMENT: Retail Banking
The Community Banker is responsible for providing excellent service to our clients while processing various banking transactions, including but not limited to deposits, withdrawals, transfers, and loan payments. The position will also answer client inquiries, resolve issues, and promote the bank's products and services that best meet the client's needs.
ESSENTIAL FUNCTIONS:
Process client transactions in a professional and efficient manner while following established policies and procedures.
Accept payments for various financial transactions and ensure associated tasks are promptly and accurately processed.
Complete additional transactions including, but not limited to, issuing cashier's checks, certified checks, EE bond and money orders; processing stop payment orders and change orders; processing and issuing receipts on items left for collection, night drop and mail deposits.
Balance cash drawer according to established procedures and standards, paying special attention to reporting and collection of teller cash differences and operating losses.
Maintain the highest level of security by ensuring that security procedures are followed, and transactions are properly documented and recorded; complete IRS forms for large currency transaction reporting by following established procedures and ensuring compliance with federal regulation.
Uphold the confidentiality, integrity, and safekeeping of all sensitive client information, currency, coin, and other negotiable instruments.
Balance cash vault according to established procedures.
Process requests for foreign currency transactions.
Identify potential fraud accounts and take appropriate action to prevent loss.
Provide support and assist in balancing the ATM machine in a secure, timely, and accurate manner according to established procedures.
Follow all established procedures to ensure compliance with federal regulations.
Maintain basic understanding and knowledge of products and services and refer clients to the appropriate individuals.
Actively promote banking products and services to the community.
Answer client questions, address client concerns, and provide resolutions to inquiries.
May quote client deposit rates.
Collaborate with other team members to ensure a positive banking experience for all clients.
Comply with all company or regulatory policies, procedures and requirements that are applicable to this position.
Assist with client outreach and demonstrate support for company culture.
Foster and preserve a culture of diversity, equity, and inclusion.
Additional duties and responsibilities may be required to support the company's mission and vision.
QUALIFICATIONS:
High school diploma or equivalent required.
Previous banking, client service, or related field with cash handling experience.
Excellent client service skills.
Capability to prioritize and execute a variety of tasks simultaneously, at times in a demanding environment.
Strong interpersonal and written communication capabilities.
Capability to perform data entry utilizing banking software and Microsoft 365 products, with a high level of accuracy and attention to detail.
WORKING CONDITIONS:
Duties are performed in a professional office environment.
Requires travel to other bank locations.
Availability to work on Saturdays.
Overtime may be required.
Extended periods of standing and ability to lift fifty pounds.
At QCR Holdings, Inc. we are committed to fostering and preserving a culture of diversity, equity, and inclusion and strongly believe that it is our differences - of all kinds - that make our company and our communities better and stronger.
QCR Holdings, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or other protected class status.
It is the policy of QCR Holdings, Inc. to comply with the Americans with Disabilities Act by providing reasonable accommodations to enable qualified individuals with disabilities to access the job application and interview process, to perform the essential functions of the job, and to receive equal access to other benefits and privileges of employment.
Community Banker
Personal banker job in Ankeny, IA
Two Rivers Financial Group, Inc., through our wholly owned subsidiary of Two Rivers Bank & Trust offers financial solutions encompassing banking and wealth management services with locations in Ankeny, Burlington, Coralville, Davenport, Des Moines, Fort Madison, Keokuk, Mediapolis, Mount Pleasant, Urbandale, West Burlington, and West Point, Iowa.
We are not only committed to providing excellent customer service and financial expertise, but Two Rivers is also extremely passionate about volunteering and investing in the communities we serve.
Two Rivers is confident you will find opportunities and rewards with our company - whether you are a seasoned financial service professional or someone looking to begin a new career.
Surround yourself with innovative solutions and empowered coworkers. Come join the Two Rivers Team!
EDUCATION AND WORK EXPERIENCE
High school diploma or equivalent.
Prior enhanced banking experience and extensive knowledge of banking products and services.
Prior enhanced new account knowledge/experience.
Two or more years of consumer lending or comparable work experience.
SKILLS AND QUALIFICATIONS
Experience with computer operating (Windows)
MS Office software experience
Basic math
10 key skills
Exceptional internal and external customer service skills.
Demonstrate selling skills and abilities.
Attention to
Demonstration of excellent communication skills, both oral and written.
Strong organization skills and effective time
ESSENTIAL JOB FUNCTIONS/RESPONSIBILITIES
Ensure a positive interaction with customers and non-customers during all interactions.
Responsible for obtaining pre-determined goals for service, sales and operations.
Responsible for establishing and updating retail services that meet the customer's need, resolving complaints and offering resolutions.
Perform all duties in accordance with bank policy and procedure and at highest standards of operational excellence.
Recommend appropriate accounts and services by explaining unique benefits to the customer in addition to features; as well as other products and services offered by TRFG entities.
Identify potentially fraudulent activity to help prevent loss to the Bank and our customers.
Actively use bank technology and resources to keep customer information current and inform them of additional ways we can meet their needs. (i.e. online banking, bill pay, etc.)
Perform other duties based on branch traffic and needs. (i.e. Teller duties)
Actively participate in community events to demonstrate support for the Two Rivers culture.
Develop and maintain relationships with customers to increase retention and customer satisfaction.
Keep current on regulations and legislation affecting consumer lending.
Maintain quality portfolios keeping past dues, document exceptions, classified credits, non-classified credits to a minimum for consumer loans.
Negotiate credit items including costs, repayment methods, and collateral requirements for consumer lending.
SCHEDULE/TRAVEL/STATUS
Monday - Friday, Saturdays by Rotation
Infrequent Travel
In-Branch Position
Bank reserves the right to move/relocate on a temporary and/or permanent basis to any location within the Market based on staffing need.
NOTICE
This job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties and other skills required for the position. Two Rivers reserves the right at any time with or without notice to alter or change job responsibilities, reassign or transfer job position or assign additional job responsibilities, subject to applicable law. Two Rivers shall provide reasonable accommodations of known disabilities to enable a qualified applicant or employee to apply for employment, perform the essential functions of the job, or enjoy the benefits and privileges of employment as required by the law.
Financial Service Representative II
Personal banker job in Chariton, IA
Are you ready to dive into the world of finance with a dynamic and a member-centric team at Community 1st Credit Union? As a Financial Service Representative II at our Chariton location, you'll be at the forefront of providing top-notch service to our members. Imagine the thrill of assisting our members with their financial needs and being the go-to person for all their inquiries.
Benefits package includes: Medical, Vision, Dental, Flexible Spending Account, Education Reimbursement, Life Insurance, PTO, Paid Volunteer Time, Sick Time, and an amazing 401K plan (10% company contribution). C1st is proud to consistently be rated as a Top Workplace in Iowa.
a day in the life
As a Financial Service Representative II at Community 1st Credit Union, your day-to-day will be filled with engaging tasks. You will greet members with a friendly smile, handle financial transactions accurately, and assist with account inquiries. Your role will involve promoting our various financial products and services, ensuring that our members' needs are met promptly and efficiently.
You'll have the opportunity to learn and grow as you shadow experienced team members, gaining valuable insights into the world of banking. Your enthusiasm for helping others and your commitment to excellence will be key in providing top-notch service every day.
skills/experience to be a success
To excel as a Financial Service Representative II, you'll need a combination of key skills and knowledge. Proficiency in using Credit Union software and tools is essential for handling transactions accurately and efficiently. Strong communication skills are a must-have as you interact with members daily, addressing their inquiries and providing exceptional service.
Attention to detail is crucial for processing financial transactions with precision and ensuring accuracy in all documentation. The ability to work effectively in a fast-paced environment and collaborate with team members will help you thrive in this role. A passion for learning and adapting to new technologies in the financial industry will set you apart as a valuable member of our team.
At C1st, employees are not only encouraged to get involved in their communities - but they are also actively supported, as C1st offers paid volunteer time for all employees. If you're looking to join a team that makes a difference both at work and in the community, C1st is the place for you.
Join us in making a difference in our members' financial journeys. Apply now for this exciting opportunity.
Universal Banker
Personal banker job in Slater, IA
Full-time Description
About South Story Bank & Trust
At South Story Bank & Trust, we are helping our communities, businesses and customers write their own stories through financing, banking, re-investing in our communities and giving back. We foster a collaborative, progressive environment where dedicated professionals can build rewarding careers while making a tangible impact in the community.
Position Overview
We are seeking an experienced Universal Banker to join our Retail team. This position will report directly to SVP Retail Operations. In this role, you will help deepen customer relationships, attract additional customers and directly service customers with their consumer banking needs. This position is responsible for opening new deposits, offering and promoting additional products to customers and prospects, assisting customers with services and supporting the overall sales efforts of the bank. This position will also be responsible for assisting customers with consumer loan needs. You will be at the forefront of our efforts to support local businesses and stimulate economic growth in the communities we serve.
Key Responsibilities
· Customer Service: Assisting clients with inquiries, account management, and financial transactions.
· Transaction Handling: Processing deposits, withdrawals, loan payments, and account transfers.
· Sales & Advisory: Helping customers open new accounts, explaining banking products, and cross-selling services.
· Cash Management: Balancing cash drawers and ensuring transaction accuracy.
· Branch Operations: Supporting daily banking functions, preparing reports, and maintaining compliance with regulations. Identify and report suspicious activity.
Working Conditions
We are open for business six (6) days each week, Monday through Saturday. Rotating Saturday schedule that averages one (1) Saturday per month, less than three (3) hours.
Requires travel to other bank locations.
Overtime may be required.
Ability to walk and stand for extended periods of time.
Ability to lift up to twenty (25) pounds.
What We Offer
Competitive Compensation: A salary package that rewards both individual and team performance.
Comprehensive Benefits: Health, dental, and vision coverage, disability benefits, a 401(k) plan with matching contributions.
Growth & Development: Opportunities for professional and career growth in a supportive, community-focused environment.
Inclusive Culture: South Story Bank & Trust is an Equal Opportunity Employer. We value diversity and are dedicated to providing a welcoming, inclusive workplace for all.
Requirements
High school diploma or equivalent required. College degree in Accounting, Finance or Business is preferred.
2-3 years teller experience required, consumer lending experience beneficial.
Must be able to make accurate mathematical calculations and carry out detailed written and oral directions.
Must be able to properly handle confidential materials and information.
Excellent customer service skills.
Strong communication, problem-solving skills and attention to detail.
Demonstrated ability to prioritize tasks and manage time efficiently.
Ability to work in a fast-paced environment and adapt to changing customer needs.
Proficiency in banking software and digital platforms.
Basic computer skills in various software and web-based applications.
Must possess a valid driver's license and have reliable transportation.
Universal Banker 1
Personal banker job in Perry, IA
Job DescriptionDescription:
The Universal Banker 1 position is part of the Bank's Retail Department and reports directly to the Retail Coordinator. The primary responsibilities of this position are to help service customers with the paying and receiving functions of the Bank, deepen customer relationships, and attract new customers. This position is responsible for taking deposits, withdrawals, and transfers for customers. This position also requires assisting with opening new deposit accounts, money orders, cashing bonds, opening and closing safe deposit boxes, and digital banking products. The Universal Banker 1 is also responsible for selling Bank products to existing and prospective customers. This position also requires balancing the cash, staying within drawer limits, and understanding related compliance regulations related to Bank services.
ACCOUNTABILITIES
Customer Service: 60%
Perform routine bank teller tasks including taking deposits, withdrawals, and transfers. Additionally, the Universal Banker 1 may sell cashier checks, money orders, and help customers with related services.
Understand and comply with the related laws and regulations that pertain to teller duties such as the bank secrecy act, privacy, and funds availability policy.
Support customers with account maintenance questions including address changes, check orders, etc.
Able to use the online and mobile banking products and trouble shoot common customer questions and concerns.
Maintain and balance the cash drawer on a daily basis by accounting for cash assigned, received, and disbursed.
Demonstrate good risk management decisions, including displaying solid knowledge of guidelines for fraud prevention and robbery.
Maintain customer confidence and protects Bank operations by keeping information confidential.
Deposit Accounts/Sales: 30%
Assist customers with new account needs including checking, savings, certificates, etc. Maintains introductory knowledge of the products the Bank offers and can explain the value of those products to customers.
Assist customers in-person and via telephone with problems or service issues related to their account(s).
Support the overall Bank sales effort by meeting direct sales goals for products such as ATM cards, direct deposit, automated banking, digital banking, or referrals for other Bank products.
Cross-sell Bank products by answering inquiries, informing customers of new services and product promotions, ascertaining customers' needs, and directing customers to the appropriate department representative.
Participate as part of various retail product marketing campaigns initiated by the Bank.
Other: 10%
Contribute to team efforts by performing additional requested to assist in the support of other Bank activities.
COMPETENCIES
Adaptability:
Able to adjust quickly to different work situations and remain composed under pressure and in stressful situations.
Attention to Detail:
Regard for important details to assure accuracy in every transaction performed. Detect errors and follow through on corrections.
Change Management:
Must embrace change and see change as opportunity. Must be willing to express and support management's ideas to affected staff.
Customer Orientation:
Respond sensitively to the needs and priorities of the customer. Recognize and take appropriate action to meet customers' needs. Build a strong working relationship with customers to gain their respect and loyalty.
Oral/Written Communication:
The ability to express thoughts and ideas in a clear and concise manner to a variety of audiences.
Professionalism:
Conduct oneself in a manner that conveys a positive image of the Bank to all internal and external customers, including good time management, acting with integrity, and complying with all dress codes.
Retail Sales:
Must understand the role of sales and customer service in a community bank environment. Must be able to discover customer needs and be able to obtain new customer accounts.
An overall understanding of Bank products. This includes online, mobile, and electronic delivery products.
Understands the importance of electronic delivery. Utilizes, encourages, and sells these products.
Time Management:
Ability to effectively manage one's time to complete work according to established deadlines. The ability to prioritize tasks to make the best use of time for high priority tasks.
Technology
Must be able to use Bank products specifically online and mobile banking. Must be able to assist customer with common questions.
Requirements:
EDUCATION AND PREFERRED REQUIREMENTS
High school degree or equivalent preferred. One to two years of customer service experience in a related position. This job requires skills needed in a typical office environment including computer skills, communication skills, as well as utilization of office equipment. Must have the dexterity to count money.
CERTIFICATES, LICENSES, REGISTRATIONS
Valid driver's license required for travel to Bank offices, training sessions, customer meetings, Bank and community meetings, etc. Ability to speak a foreign language helpful but not required.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit; use hands to finger, handle, or feel; and reach with hands and arms. The employee is occasionally required to stand; walk; climb or balance; and stoop, kneel, or crouch. The employee must regularly lift and/or move up to 10 pounds and occasionally lift and/or move up to 50 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, and depth perception.
Must be willing to work in excess of 40 hours per week and on some weekends as required.
WORK ENVIRONMENT
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is occasionally exposed to moving mechanical parts and outside weather conditions. The noise level in the work environment is usually moderate.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.
Part Time (20 Hours) Associate Banker, Mills Civic Pkwy and Stagecoach Branch, West Des Moines, IA
Personal banker job in West Des Moines, IA
JobID: 210690480 JobSchedule: Part time JobShift: Variable : At Chase, we are passionate about creating memorable experiences for our clients and employees, making them feel welcomed, valued, and understood. We build lasting relationships by doing the right thing, exceeding expectations, and embracing diversity and inclusion.
As an Associate Banker within Chase, you will represent our brand and culture with the utmost hospitality, using the latest banking solutions and cutting-edge financial technology combined with friendly and attentive service. Your role at Chase will significantly contribute to the branch's success by delivering exceptional client experiences. You will build trusted relationships with clients, sharing product knowledge and solutions and introducing them to our team of experts - helping clients achieve their financial goals.
Job Responsibilities
* Create a welcoming environment by delivering attentive and friendly service by greeting clients as they enter the branch, making them feel appreciated, managing lobby traffic, checking clients into the waiting queue, and scheduling/canceling client meetings.
* Exceed client expectations while assisting with day-to-day transactions as well as open new accounts, while complying with all policies, procedures, and regulatory and banking requirements.
* Educate clients on how the usage of technology self-service options such as leveraging the Chase Mobile App, Chase.com, and ATMs can help them with their banking needs whenever, wherever, and however they want.
* Build meaningful relationships with clients by actively listening, asking thoughtful questions, demonstrating empathy, and sharing product knowledge and solutions - introducing them to our team of experts to help achieve their financial goals.
* Perform branch operations, which may include managing cash devices such as the cash vault, ATM, or others while adhering to all bank policies and procedures.
Required Qualifications, Capabilities, and Skills
* Ability to put clients first and exceed their expectations - delivering attentive and friendly service, creating a welcoming environment.
* Ability to build trusted relationships - demonstrating genuine care and concern during interactions with clients.
* Ability to engage clients - communicating clearly and politely to understand and help, anticipating client needs.
* Ability to quickly and effectively resolve client issues with attention to detail - providing a consistent client experience.
* Ability to elevate the client experience - working collaboratively as a team to deliver seamless service with care and sincerity.
* Ability to quickly and accurately learn products, services, and procedures.
* Client service experience or comparable experience.
* High school diploma or GED equivalent.
Preferred Qualifications, Capabilities, and Skills
* Strong desire and ability to influence, educate, and connect customers to technology solutions.
* Cash handling experience.
Auto-ApplyBusiness Banker
Personal banker job in Des Moines, IA
Two Rivers Financial Group, Inc., through our wholly owned subsidiary of Two Rivers Bank & Trust offers financial solutions encompassing banking and wealth management services with locations in Ankeny, Burlington, Coralville, Davenport, Des Moines, Fort Madison, Keokuk, Mediapolis, Mount Pleasant, Urbandale, West Burlington, and West Point, Iowa.
We are not only committed to providing excellent customer service and financial expertise, but Two Rivers is also extremely passionate about volunteering and investing in the communities we serve.
Two Rivers is confident you will find opportunities and rewards with our company - whether you are a seasoned financial service professional or someone looking to begin a new career.
Surround yourself with innovative solutions and empowered coworkers. Come join the Two Rivers Team!
POSITION PURPOSE
This position is responsible for growing and retaining profitable relationships and assisting in the introduction of other Two Rivers Bank & Trust products and services to clients.
EDUCATION AND WORK EXPERIENCE
* Bachelor's degree in business, economics, finance, or comparable banking degree or comparable years of similar work experience.
* Seven or more years' lending experience.
* Experience in Commercial and Industrial, Commercial Real Estate and SBA lending preferred.
* Portfolio management experience preferred.
* Knowledge of banking rules and regulations, in addition to knowledge of bank products and services.
SKILLS AND QUALIFICATIONS
* Experience with Windows operating systems.
* Experience with MS Office software and bank financial analysis software.
* Organized, effective time management, and self-directed team player.
* Excellent verbal and written communication skills.
* Advanced understanding of Commercial Banking products and services.
* Excellent relationship building skills and strong, well developed interpersonal skills to maximize business contacts and develop a working relationship with existing and potential clients.
* High level of analytical skills to conduct loan analysis and monitor loan progress with consideration of market trends, economic conditions and other pertinent factors.
* Strong sales skills with proven success in meeting and/or exceeding sales goals.
ESSENTIAL JOB FUNCTIONS/RESPONSIBILITIES
* Prospect, develop, and manage banking relationships by understanding customer needs, assessing financial information and finding workable solutions within the bank's policies and philosophies.
* Negotiate credit items including overall terms, repayment methods, and collateral requirements.
* Administer a portfolio of commercial loans by preparing loans that meet credit quality, profitability, growth and service requirements as determined by portfolio yield, loss ratio, delinquency rate and other measures to achieve profit and growth objectives.
* Prepare commercial loans for presentation in compliance with bank regulations; present loans that are above the teammate's lending limit to the loan committee or officer with higher lending limits in a manner which facilitates complete understanding of all elements of the loan to ensure compliance with regulations and enhance the ability to make sound credit decisions.
* Ensure that loans are properly documented in accordance with approval terms.
* Conduct annual reviews of commercial relationships to monitor overall credit quality.
* Work with Treasury Management and other areas of the bank to actively cross-sell Two Rivers Bank & Trust products and services.
* Promote the Bank's image in the community by participating in community activities, coordinating community development efforts, and promoting involvement and participation in community service organizations to present a favorable image in the community and establish contacts that could generate new business.
SCHEDULE/TRAVEL/STATUS
* Exempt
* In-Office (Not Remote)
* Infrequent Travel
NOTICE
This job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties and other skills required for the position. Two Rivers reserves the right at any time with or without notice to alter or change job responsibilities, reassign or transfer job position or assign additional job responsibilities, subject to applicable law. Two Rivers shall provide reasonable accommodations of known disabilities to enable a qualified applicant or employee to apply for employment, perform the essential functions of the job, or enjoy the benefits and privileges of employment as required by the law.
Universal Banker I (Bank Teller)
Personal banker job in Ames, IA
Full-time Description
EEO Employer
Availa Bank believes our people make a difference, and we recognize that individual differences and experiences strengthen our teams. Each member of our team is empowered to inspire and enable our clients and the communities we serve to achieve financial success. Click the "Apply" link to find out more.
UNIVERSAL BANKER I (BANK TELLER) POSITION SUMMARY
This position is responsible for assisting with a customer's financial transactions in an efficient and friendly manner, providing the highest level of customer service. In addition, this position will assist with financial counseling, including opening and servicing of consumer accounts.
This is not a remote position
SCHEDULE:
Full-time role
The typical schedule will be 8:45 a.m. to 5:00 p.m. Monday through Friday and rotating Saturdays.
The Saturday rotation will be from 8:45 a.m. to 12:00 p.m. and is expected to occur one out of every four Saturdays, though this may change as business needs require.
Additional or different hours may be necessary as business needs warrant.
Requirements
UNIVERSAL BANKER I (BANK TELLER) ESSENTIAL DUTIES AND ACCOUNTABILITIES
Provide exceptional customer service through quality conversations and efficient and accurate process of customer transactions.
Build relationships with customers by identifying needs and offering solutions.
Provide accurate information to customers based on product and service knowledge and understanding of the banking industry.
Frequently communicate with customers and employees in person or by phone and exchange accurate information in these situations.
Sell, open, and maintain banking products and services to new and existing customers. Cross sell bank products as part of the regular transaction process.
Proficient in customer account opening, maintenance, and closing accounts (including checking, savings, CDs and safe deposit boxes).
Process check orders; follow check cashing procedures; issue cashier's checks; process wire transfers, perform online and mobile banking maintenance; process stop payments and debit card disputes.
Handle financial transactions efficiently and effectively with all customers (including, but not limited to deposits, withdrawals, advances, loan payments and merchant transactions).
Maintain a balanced cash drawer.
Perform ATM/ITM duties in applicable markets.
Meet or exceed all established branch goals and contribute to branch deposit growth.
UNIVERSAL BANKER I (BANK TELLER) ROLE QUALIFICATIONS:
Education
High school diploma or equivalent required
Experience
Accounting or banking experience encouraged
Other Skills and Abilities
Demonstrated proficiency in typing with speed and accuracy; basic keyboarding skills are required
Strong math skills; add, subtract, multiply and divide in all units of measure
Exceptional oral, written and interpersonal communication skills
Ability to apply common sense to carry out instructions, understand procedures, and speak clearly to customers and employees
Understands computer and other equipment capabilities and limitations
Exceptional organizational and time management skills
Ability to multi-task in a fast-paced environment
Maintain a complete understanding of regulatory and compliance policies and procedures
Be able to work flexible hours and shifts
Must have a valid driver's license and reliable transportation
PM21
Relationship Banker
Personal banker job in Des Moines, IA
Full-time Description
TITLE: Relationship Banker
DEPARTMENT: Retail Banking
The Relationship Banker is responsible for developing, maintaining, and deepening relationships with consumer and business clients by providing them with exceptional client service and recommending solutions that will fulfill their financial needs. Serve as a subject matter expert for consumer banking and interact with the consumer and small business clients to achieve new clients and expand existing relationships. The Relationship banker will ensure the client's needs are achieved by conducting thorough financial needs assessments and recommending the most appropriate products and services to fulfill the client's needs.
ESSENTIAL FUNCTIONS:
Source and build long term, meaningful relationships with clients, understand their financial needs and provide solutions through appropriate product and service offerings, including deposit products, electronic services, and loans.
Open bank accounts for current and new clients, oversee transactions and close accounts when necessary.
Maintain thorough knowledge of all bank products and services.
Answer questions, address service challenges, and provide resolutions.
Promote and cross-sell the full line of retail bank loans, deposit products and services and electronic services to individuals ensuring that their financial needs are met and that long-term account relationships are developed and maintained.
Maintain a system of orderly follow-up by mail and telephone to onboard new client relationships.
Collaborate with business development and lending teams to seek and establish new clients in the marketplace.
Coordinate and participate in sales presentations at partnership meetings.
Achieve monthly partnership event goals and track progress. Recommend- Achieve monthly branch goals and track progress.
Maintain knowledge of internal audit procedures, legal and bank regulations, and policies and procedures.
Assist clients with HSAs, IRAs, fiduciary, and small business products.
Assist clients with consumer lending needs including the ability to take a loan application and maintain a sound lending portfolio.
Answer inquiries and provides information to prospective and current clients regarding interest rates, account charges, and other pertinent account information while complying with disclosure requirements, regulations, and consumer privacy policies.
Follow security procedures consistently and protect client confidentiality.
Support security testing, internal and external audits, and regulatory and compliance exams with a prioritized sense of urgency.
Comply with all company or regulatory policies, procedures and requirements that are applicable to this position.
Invest in community partnerships and participate in community events in support of our brand and culture.
Foster and preserve a culture of diversity, equity, and inclusion.
Additional duties and responsibilities may be required to support the company's mission, vision, and values.
QUALIFICATIONS:
High school diploma or equivalent required.
Two years' experience in banking, client service, or related field with cash handling experience. Experience in lending, sales or account management preferred.
Excellent client service skills.
Capability to prioritize and execute a variety of tasks simultaneously, at times in a demanding environment.
Capability to perform data entry utilizing banking software and Microsoft 365 products, with a high level of accuracy and attention to detail.
Demonstrates strong decision making & critical thinking skills, as well as strong interpersonal and written communication skills.
WORKING CONDITIONS:
Duties performed in a professional office environment.
Availability to work Saturdays.
Requires travel to other bank locations or client sites.
At QCR Holdings, Inc. we are committed to fostering and preserving a culture of diversity, equity, and inclusion and strongly believe that it is our differences - of all kinds - that make our company and our communities better and stronger.
QCR Holdings, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or other protected class status.
It is the policy of QCR Holdings, Inc. to comply with the Americans with Disabilities Act by providing reasonable accommodations to enable qualified individuals with disabilities to access the job application and interview process, to perform the essential functions of the job, and to receive equal access to other benefits and privileges of employment.
Private Client Banker - Ames Duff Ave Branch - Ames, IA
Personal banker job in Ames, IA
You have a passion for taking care of our customers and employees and making them feel welcomed and valued by building lasting relationships, doing the right thing, exceeding expectations and having a strong commitment to diversity and inclusion. Here at Chase, you will have the opportunity to help people experience our Customer Promise -- helping people make the most of their money so they can make the most of their lives by providing education and advice tailored to suit their financial needs.
As a Private Client Banker in Branch Banking, you are the main point of contact for a select group of Chase's affluent clients as well as other customers in the Branch. You will manage their complete banking relationship across the company, utilizing a proactive and disciplined approach to generate growth in their balances. You will help acquire new clients by actively soliciting referrals and developing internal and external sources.
Job responsibilities
Shares the value of Chase Private Client with clients that may be eligible
Actively manages their banking relationship through an advice-based approach, ensuring each client receives the best products and services for their needs
Partners with Specialists (Private Client Advisors, Mortgage Bankers and Business Relationship Managers) to connect customers to experts who can help them with specialized financial needs
Makes lives of clients more convenient by sharing and setting up self-service options to access their accounts 24 hours a day/ 7 days a week
Adheres to policies, procedures, and regulatory banking requirements
Required qualifications, capabilities, and skills
Demonstrated success using a value-added, relationship-oriented approach to acquire and deepen client relationships
1+ year Branch Banking Banker or equivalent experience in financial services, with verifiable success in new client acquisition, cultivating, and maintaining customer relationships and revenue generation
Beginning Oct. 1, 2018, if you are not currently registered, the Securities Industry Essential (SIE) exam, FINRA Series 6/7, state registration (including 63 or 66 if required) and Life licenses are required - or must be successfully completed within 180 days of starting the role
Compliance with Dodd Frank/Truth in Lending Act*
High school degree, GED, or foreign equivalent
Adherence to policies, procedures, and regulatory banking requirements
Ability to work branch hours, including weekends and some evenings
Preferred qualifications, capabilities, and skills
Excellent communication skills
College degree or military equivalent
Experience cultivating relationships with affluent clients
Strong team orientation with a commitment of long-term career with the firm
Dodd Frank/Truth in Lending Act
This position is subject to the Dodd Frank/Truth in Lending Act qualification requirements for Loan Originators. As such, an employment offer for this position is contingent on JPMC's review of your criminal conviction history, credit report, information available through NMLS, and any other information relevant to a determination by JPMC that you demonstrate financial responsibility, good character, and general fitness for the position. Note that any felony conviction within the last seven years will disqualify you from consideration for this position. Your continued employment in this position would be contingent upon compliance with Truth in Lending Act/Dodd Frank Loan Originator requirements.
In addition, this position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. As such, upon active employment with JPMorgan Chase, you will be required to either register on NMLS, or to update your existing registration as necessary to grant access to and reflect your employment with JPMorgan Chase. Your continued employment in this position with JPMorgan Chase is contingent upon compliance with the SAFE Act, including successful registration immediately after your start date, and timely completion of annual renewal and required updates thereafter.
Any information obtained during the registration, update, and renewal processes or through NMLS notifications may impact your employment with the firm. Any of the completed information you provide during the Chase on-line application process may be transferred, on your behalf, to NMLS by JPMorgan Chase. Please carefully review the information you provide to Chase for accuracy and consistency and with any current NMLS record, if applicable, before submitting. Further information about NMLS and registration requirements of registration can be found at: ****************************************************************
Auto-ApplyPart Time (20 Hours) Associate Banker, Mills Civic Pkwy and Stagecoach Branch, West Des Moines, IA
Personal banker job in West Des Moines, IA
At Chase, we are passionate about creating memorable experiences for our clients and employees, making them feel welcomed, valued, and understood. We build lasting relationships by doing the right thing, exceeding expectations, and embracing diversity and inclusion.
As an Associate Banker within Chase, you will represent our brand and culture with the utmost hospitality, using the latest banking solutions and cutting-edge financial technology combined with friendly and attentive service. Your role at Chase will significantly contribute to the branch's success by delivering exceptional client experiences. You will build trusted relationships with clients, sharing product knowledge and solutions and introducing them to our team of experts - helping clients achieve their financial goals.
Job Responsibilities
Create a welcoming environment by delivering attentive and friendly service by greeting clients as they enter the branch, making them feel appreciated, managing lobby traffic, checking clients into the waiting queue, and scheduling/canceling client meetings.
Exceed client expectations while assisting with day-to-day transactions as well as open new accounts, while complying with all policies, procedures, and regulatory and banking requirements.
Educate clients on how the usage of technology self-service options such as leveraging the Chase Mobile App, Chase.com, and ATMs can help them with their banking needs whenever, wherever, and however they want.
Build meaningful relationships with clients by actively listening, asking thoughtful questions, demonstrating empathy, and sharing product knowledge and solutions - introducing them to our team of experts to help achieve their financial goals.
Perform branch operations, which may include managing cash devices such as the cash vault, ATM, or others while adhering to all bank policies and procedures.
Required Qualifications, Capabilities, and Skills
Ability to put clients first and exceed their expectations - delivering attentive and friendly service, creating a welcoming environment.
Ability to build trusted relationships - demonstrating genuine care and concern during interactions with clients.
Ability to engage clients - communicating clearly and politely to understand and help, anticipating client needs.
Ability to quickly and effectively resolve client issues with attention to detail - providing a consistent client experience.
Ability to elevate the client experience - working collaboratively as a team to deliver seamless service with care and sincerity.
Ability to quickly and accurately learn products, services, and procedures.
Client service experience or comparable experience.
High school diploma or GED equivalent.
Preferred Qualifications, Capabilities, and Skills
Strong desire and ability to influence, educate, and connect customers to technology solutions.
Cash handling experience.
Auto-ApplyUniversal Banker III (Senior Banker)
Personal banker job in Ames, IA
Full-time Description
EEO Employer
Availa Bank believes our people make a difference and we recognize that individual differences and experiences strengthen our teams. Each member of our team is empowered to inspire and enable our clients and the communities we serve to achieve financial success. Click the Apply link to find out more.
This is not a remote position.
UNIVERSAL BANKER III (SENIOR BANKER) POSITION SUMMARY
This position is responsible for assisting with a customer's financial transactions in an efficient and friendly manner, providing the highest level of customer service. In addition, this position will assist with financial counseling, including opening and servicing of consumer accounts.
SCHEDULE
8:00 a.m. to 5:00 p.m. Monday through Friday
Will be part of the Saturday rotation from 8:00 a.m. to 12:00 p.m.
BENEFITS
Availa Bank offers a rich selection of benefits you can personalize to support you and your family's needs. Benefits may include:
Medical, Dental & Vision Plans
Option for Health Savings Account (HSA)
Life Insurance (Company paid for employee)
401K and Employee Stock Ownership Plan (ESOP)
Company Paid Short & Long Term Disability Insurance
Flexible Spending Account (FSA) & Dependent Care
Eligibility for Tuition Assistance and Discounts
Employee Assistance Program (EAP)
UNIVERSAL BANKER III (SENIOR BANKER) ESSENTIAL DUTIES AND ACCOUNTABILITIES
Build and maintain strong relationships with customers to understand their financial needs and objectives
Provide expert advice on a variety of banking products, including complex accounts, personal accounts, business accounts, and consumer loans
Identify opportunities to deepen customer relationships and proactively promote bank products and services to meet the customer's financial goals
Identify business opportunities and drive customer acquisition through networking and referrals
Collaborate with internal teams to ensure seamless service delivery and customer satisfaction
Monitor market trends and competitor activities to inform business strategies
Ensure compliance with all regulatory requirements and company policies
Handle financial transactions efficiently and effectively with all customers (including, but not limited to, deposits, withdrawals, advances, loan payments and merchant transactions)
Maintain a balanced cash drawer
Assist with all branch operational tasks and duties as needed
Requirements
UNIVERSAL BANKER III (SENIOR BANKER) ROLE QUALIFICATIONS:
Education
High school diploma or equivalent required
Experience
Accounting or banking experience encouraged
Other Skills and Abilities
Strong math skills; add, subtract, multiply and divide in all units of measure
Exceptional oral, written and interpersonal communication skills with the ability to apply common sense to carry out instructions, understand procedures, and speak clearly to customers and employees
Must be able to multi-task in a busy environment
Understands computer and other equipment capabilities and limitations
Exceptional organizational and time management skills
Maintain a complete understanding of regulatory and compliance policies and procedures
Must be able to work flexible hours and shifts
Travel to/from and work in multiple locations
PM21
Relationship Banker- P. Hill
Personal banker job in Pleasant Hill, IA
Full-time Description
TITLE: Relationship Banker
DEPARTMENT: Retail Banking
The Relationship Banker is responsible for developing, maintaining, and deepening relationships with consumer and business clients by providing them with exceptional client service and recommending solutions that will fulfill their financial needs. Serve as a subject matter expert for consumer banking and interact with the consumer and small business clients to achieve new clients and expand existing relationships. The Relationship banker will ensure the client's needs are achieved by conducting thorough financial needs assessments and recommending the most appropriate products and services to fulfill the client's needs.
ESSENTIAL FUNCTIONS:
Source and build long term, meaningful relationships with clients, understand their financial needs and provide solutions through appropriate product and service offerings, including deposit products, electronic services, and loans.
Open bank accounts for current and new clients, oversee transactions and close accounts when necessary.
Maintain thorough knowledge of all bank products and services.
Answer questions, address service challenges, and provide resolutions.
Promote and cross-sell the full line of retail bank loans, deposit products and services and electronic services to individuals ensuring that their financial needs are met and that long-term account relationships are developed and maintained.
Maintain a system of orderly follow-up by mail and telephone to onboard new client relationships.
Collaborate with business development and lending teams to seek and establish new clients in the marketplace.
Coordinate and participate in sales presentations at partnership meetings.
Achieve monthly partnership event goals and track progress. Recommend- Achieve monthly branch goals and track progress.
Maintain knowledge of internal audit procedures, legal and bank regulations, and policies and procedures.
Assist clients with HSAs, IRAs, fiduciary, and small business products.
Assist clients with consumer lending needs including the ability to take a loan application and maintain a sound lending portfolio.
Answer inquiries and provides information to prospective and current clients regarding interest rates, account charges, and other pertinent account information while complying with disclosure requirements, regulations, and consumer privacy policies.
Follow security procedures consistently and protect client confidentiality.
Support security testing, internal and external audits, and regulatory and compliance exams with a prioritized sense of urgency.
Comply with all company or regulatory policies, procedures and requirements that are applicable to this position.
Invest in community partnerships and participate in community events in support of our brand and culture.
Foster and preserve a culture of diversity, equity, and inclusion.
Additional duties and responsibilities may be required to support the company's mission, vision, and values.
QUALIFICATIONS:
High school diploma or equivalent required.
Two years' experience in banking, client service, or related field with cash handling experience. Experience in lending, sales or account management preferred.
Excellent client service skills.
Capability to prioritize and execute a variety of tasks simultaneously, at times in a demanding environment.
Capability to perform data entry utilizing banking software and Microsoft 365 products, with a high level of accuracy and attention to detail.
Demonstrates strong decision making & critical thinking skills, as well as strong interpersonal and written communication skills.
WORKING CONDITIONS:
Duties performed in a professional office environment.
Availability to work Saturdays.
Requires travel to other bank locations or client sites.
At QCR Holdings, Inc. we are committed to fostering and preserving a culture of diversity, equity, and inclusion and strongly believe that it is our differences - of all kinds - that make our company and our communities better and stronger.
QCR Holdings, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or other protected class status.
It is the policy of QCR Holdings, Inc. to comply with the Americans with Disabilities Act by providing reasonable accommodations to enable qualified individuals with disabilities to access the job application and interview process, to perform the essential functions of the job, and to receive equal access to other benefits and privileges of employment.