Underwriter jobs at Philadelphia Insurance Companies

Become part of Westchester's expert underwriting team as a Small Business E&S Underwriter. In this role, you will focus on evaluating and underwriting excess and surplus (E&S) lines for small business clients, helping deliver tailored insurance solutions for unique and complex risks. Working at Westchester means joining a culture that values craftsmanship, collaboration, and continuous professional growth. You'll have the opportunity to work alongside industry leaders, leverage advanced tools and resources, and contribute to our reputation for underwriting excellence. Ideal candidates bring strong analytical skills, attention to detail, and a commitment to delivering exceptional service to brokers and clients. Key Responsibilities: * Analyze insurance applications and evaluate risks associated with small business accounts in the E&S market * Determine appropriate rates, terms, and conditions for coverage based on risk analysis and market trends * Collaborate with brokers to gather necessary information, provide clarification, and negotiate terms and conditions * Utilize underwriting guidelines and company standards to make sound underwriting decisions * Maintain up-to-date knowledge of industry trends, competitive landscape, and regulatory changes affecting the E&S market * Build and maintain strong relationships with brokers and internal stakeholders to promote effective communication and collaboration * Assist in developing and implementing underwriting strategies to achieve profitability and growth objectives * Review and approve endorsements, audits, and other policy changes as necessary * Travel as needed for client meetings, training sessions, and industry events * Understanding of insurance principles, practices, and regulations related to E&S lines * Excellent analytical and problem-solving skills, with a keen attention to detail * Proven ability to assess risk and make informed underwriting decisions * Exceptional verbal and written communication skills * Ability to work both independently and collaboratively within a team environment Education & Experience: * Bachelor's degree * 2-3 years underwriting experience, preferrably with multiple lines * Professional certifications (e.g., CPCU, AU, or others) are a plus * Experience underwriting E&S Small business preferred * Excellent Skills with Microsoft Word, Excel, and Outlook

Become part of Westchester's expert underwriting team as a Small Business E&S Underwriter. In this role, you will focus on evaluating and underwriting excess and surplus (E&S) lines for small business clients, helping deliver tailored insurance solutions for unique and complex risks. Working at Westchester means joining a culture that values craftsmanship, collaboration, and continuous professional growth. You'll have the opportunity to work alongside industry leaders, leverage advanced tools and resources, and contribute to our reputation for underwriting excellence. Ideal candidates bring strong analytical skills, attention to detail, and a commitment to delivering exceptional service to brokers and clients. Key Responsibilities: Analyze insurance applications and evaluate risks associated with small business accounts in the E&S market Determine appropriate rates, terms, and conditions for coverage based on risk analysis and market trends Collaborate with brokers to gather necessary information, provide clarification, and negotiate terms and conditions Utilize underwriting guidelines and company standards to make sound underwriting decisions Maintain up-to-date knowledge of industry trends, competitive landscape, and regulatory changes affecting the E&S market Build and maintain strong relationships with brokers and internal stakeholders to promote effective communication and collaboration Assist in developing and implementing underwriting strategies to achieve profitability and growth objectives Review and approve endorsements, audits, and other policy changes as necessary Travel as needed for client meetings, training sessions, and industry events QUALIFICATIONS Understanding ABOUT US Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally. At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.

Philadelphia is seeking a highly motivated, results oriented Excess Casualty Underwriter to join our industry leading casualty practice. We offer customized umbrella and excess layer programs tailored to our client's business needs and operations. Responsibilities: Generate new business submissions from brokers. Meet or exceed financial goals including rate, growth, profit, retention, and new business Build and maintain successful producer relationships to achieve retention and new business development Meet with brokers and customers, individually or as part of a Chubb team, to make sales presentations and present on marketplace conditions & Chubb capabilities Utilize agency travel to build a robust prospect pipeline Collaborate with underwriters, operations, claims, marketing, and home office leadership as necessary Work both independently and within a team environment using multiple internal and external resources appropriately, effectively, and efficiently Risk Assessment. Ability to identify risk exposures, special or common hazards, and appropriate controls. Ability to select risk based on exposure and risk analysis. Ability to analyze claims and quantify losses. Fundamentals of coverage, terms, and conditions. Ability to offer coverage, terms and conditions which generate a profit for the Company while meeting the needs of the customer. Marketing and communications. Ability to sell and negotiate to achieve bottom line profitability for the Company. Ability to make presentations and communicate articulately. Time management and organization. Ability to organize and plan accordingly to enhance performance, maximize productivity, and increase efficiency. Systems and programs. Knowledge of Microsoft Office Suite as well as other business-related software Education And Experience Bachelor's degree or equivalent work experience. Ideal candidate will have a minimum of 2 years of underwriting experience

Defense Base Act (DBA) coverage is U.S. federal workers' compensation insurance for civilian employees injured or killed while working on U.S. government contracts outside the United States, including on military bases, public works projects, and national defense contracts. As the foreign extension to the Longshore and Harbor Workers' Compensation Act, the DBA provides medical benefits, disability compensation, and death benefits for compensable claims. Employers are required to secure DBA insurance, inform employees of their rights, and file injury reports with the Department of Labor's Office of Workers' Compensation Programs (OWCP). As a key member of the Defense Base Act team within the Chubb Multinational department, the Underwriter will contribute to the achievement of profitability and production results through the growth, development, and underwriting of DBA programs for U.S.-government-contracting companies and organizations. In addition, this position is responsible for establishing and cultivating business relationships with brokers, clients, and other relevant spheres of influence to assure the continued flow of new business opportunities while representing all Multinational segments and products. Day to day includes: Business Development & Broker Management - Utilize and develop personal and business relationships with P&C brokers and producers to produce new account opportunities for the Defense Base Act segment of Chubb Multinational. Territory Management - Execute on the sales and marketing plan for assigned territory or customers, ensuring that team monthly broker calls and stewardship meetings are planned, scheduled and administered in an effective fashion in order to drive new business and retain existing accounts. Account Targeting - Have an in-depth, up to date knowledge of sales territory and broker-controlled business. Be knowledgeable of existing and historic Chubb business relationships to develop prospects and target list of new business opportunities. Quote to Win - Review new business submissions to understand the nature of the DBA risk as well as the incumbent's current offering - utilize this analysis to produce and deliver winning quotes. Deliver on Chubb's industry-leading multinational capabilities, expertise and service. Maintain and Grow Strong Broker and Client Relationships - Work with brokers and clients to understand and respond to evolving broker & client needs driven by international market expansion and acquisition or through changes in geographic footprint and program structure. Coordination and Collaboration - Work with other Chubb underwriters within the Multinational department and across Chubb to provide holistic insurance solutions for Chubb brokers and clients. Understand and Manage Risk - Maintain a strong, profitable book of renewal business. Clearly understand nature of operations, deal structure, quality of information, an understanding of US and local country requirements. Respond in a timely manner to any and all broker and client service requests. Identify opportunities to provide innovative solutions to the Defense Base Act process. • Bachelor's degree - insurance, business, or similar focus preferred • 1-2 years of Underwriting experience or Associate Underwriting experience • Knowledge of casualty underwriting principles highly desired • Superior communication, interpersonal, organizational and negotiating skills • Excellent sales and marketing skills • Advanced computer skills preferred

Underwrite new and renewal accident and health business Achieves profitable growth through effective use of underwriting and business skills in assigned territory Work on regional renewals. See that renewal underwriting is started at least 60/90 days prior to anniversary date and ensure management through completion. Maintain performance standards and meet satisfactory quote turnaround times Selects new risks based on established company/departmental guidelines and within delegated authority Coordinate compliance issues and review of marketing materials and brochures with compliance department Provide communication and direction for all processing requirements, including policy issuance and endorsements, premium registration and collection issues. Work as a partner with Business Development team to generate new business revenues by developing prospects, visiting producers, participating in presentations Partner with Business Development Team to foster a constructive working relationship with all internal partners (regional operations, compliance, marketing, policy issuance, sales and claims) through day to day contact Collaborate with Business Development Team to prepare budgets, business plans, marketing strategies and establishing long term goals. Provide backup and rationale for items reported on the Large Case Activity Report. Manage portfolio of business to ensure monthly/quarterly/annual goals are met. Provide weekly updates of monthly registration. Follow underwriting guidelines for pricing, risk selection and net Retention Loss frequency analysis; identify, analyze and provide plan for corrective action as necessary. Actively participate in regional operations forums including National Segment Leader and Commercial Segment Leader meetings. Assist Regional Management in the preparation of budgets, business plans, marketing strategy and establishing long term goals. Travel to various regions across the United States (e.g., New York, Los Angeles) to participate in and/or facilitate broker and client meetings. College degree in business related field 1-3 years of underwriting experience with the ability to demonstrate leadership, initiative and influence management skills, prior experience in accident and health underwriting is preferred. Product focus includes Business Travel Accident, Out of Country Medical, and Participant Accident. Proven ability to provide direction, technical guidance and developmental opportunities to promote team excellence and achieve business goals. Excellent interpersonal and communication skills Capacity to thrive in a fast-paced environment with a focus on delivering quick quote turnaround times, while effectively servicing clients across multiple time zones. Self-motivated with a strong sense of responsibility for one's actions and work product Proven analytical ability to evaluate and judge underwriting risks. Excellent communication, organization and negotiation skills. Ability to work within a dynamic and challenging environment - handle multiple priorities - often under tight deadlines. Ability to adapt effectively with varying market conditions, responsibilities and people in a changing environment. Travel within region and to home office as needed. Proficient in Microsoft Office (Excel, Word, Access).

This is an entry level underwriting position within the Underwriting Center. The endorsement underwriter position is responsible for underwriting of endorsement requests and general service inquiries from an assigned portfolio of business. We have multiple openings. Major Responsibilities: • Underwrite all non-commercial express renewal endorsement requests. • Timely adherence to both corporate and local workflows and business strategies. • Timely response to producer inquiries relative to endorsement and service inquires. • Gather/analyze change requests, general service inquiries and endorsement requests emanating from the producer's request. • Adhere to jurisdictional compliance documentation standards and ensure all underwriting documentation is complete. | Knowledge, Skills and Abilities: • Basic PC navigation skills including knowledge of Windows operation systems, Lotus Notes and the Internet. • Ability to meet or exceed established performance standards. • Excellent verbal and written skills as well as mathematical aptitude. • Demonstrate strong business acumen and critical thinking skills which lead to confident decision making and judgment abilities. • Ability to prioritize work and perform within time constraints. • Basic knowledge of underwriting principles and policy forms. Education and Experience: • High School Diploma or equivalent • College degree and/or underwriting exposure preferred Chubb offers a competitive compensation package and comprehensive benefits package including life, health and dental, vision, a generous retirement savings plan, disability coverage, stock purchase plan, flexible spending accounts, tuition reimbursement, and business casual dress. At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religion, age, sex, sexual orientation, transgender, national origin, disability, genetic information, veteran or marital status, or any other characteristic protected by law.

As a key member of the Chubb Multinational team, the Underwriter will contribute to the achievement of regional profitability and production results through the growth, development, and underwriting of Multinational package (P&C) programs for U.S. multinational companies and organizations. In addition, this position is responsible for establishing and cultivating business relationships with brokers, clients, and other relevant spheres of influence within the assigned territory to assure the continued flow of new business opportunities while representing all Multinational segments and products. RESPONSIBILITIES: Business Development & Broker Management - Utilize and develop personal and business relationships with P&C brokers and producers to produce new account opportunities for the International Casualty division of Chubb Multinational. Territory Management - Execute on the sales and marketing plan for assigned territory, ensuring that team monthly broker calls and stewardship meetings are planned, scheduled and administered in an effective fashion in order to drive new business and retain existing accounts. Account Targeting - Have an in-depth, up to date knowledge of sales territory and broker-controlled business. Be knowledgeable of existing and historic Chubb business relationships to develop prospects and target list of new business opportunities. Quote to Win - Review new business submissions to understand the nature of the international casualty risk as wells as the incumbent's current offering - utilize this analysis to produce and deliver winning quote. Deliver on Chubb's industry-leading multinational capabilities, expertise and service. Maintain and Grow Strong Broker and Client Relationships - Work with brokers and clients to understand and respond to evolving broker & client needs driven by international market expansion and acquisition or through changes in geographic footprint and program structure. Understand and Manage Risk - Maintain a strong, profitable book of renewal business. Clearly understand nature of operations, deal structure, quality of information, an understanding of US and local country requirements. Respond in a timely manner to any and all broker and client service requests. Identify opportunities to provide innovative solutions to the Casualty & Property CMP process. College degree in insurance, business or related fields or equivalent experience 3+ years of Underwriting experience Knowledge of Controlled Master Programs, various program structures and international casualty underwriting principles highly desired Superior communication, interpersonal, organizational and negotiating skills Excellent sales and marketing skills Advanced computer skills preferred

Defense Base Act (DBA) coverage is U.S. federal workers' compensation insurance for civilian employees injured or killed while working on U.S. government contracts outside the United States, including on military bases, public works projects, and national defense contracts. As the foreign extension to the Longshore and Harbor Workers' Compensation Act, the DBA provides medical benefits, disability compensation, and death benefits for compensable claims. Employers are required to secure DBA insurance, inform employees of their rights, and file injury reports with the Department of Labor's Office of Workers' Compensation Programs (OWCP). As a key member of the Defense Base Act team within the Chubb Multinational department, the Underwriter will contribute to the achievement of profitability and production results through the growth, development, and underwriting of DBA programs for U.S.-government-contracting companies and organizations. In addition, this position is responsible for establishing and cultivating business relationships with brokers, clients, and other relevant spheres of influence to assure the continued flow of new business opportunities while representing all Multinational segments and products. Day to day includes: * Business Development & Broker Management - Utilize and develop personal and business relationships with P&C brokers and producers to produce new account opportunities for the Defense Base Act segment of Chubb Multinational. * Territory Management - Execute on the sales and marketing plan for assigned territory or customers, ensuring that team monthly broker calls and stewardship meetings are planned, scheduled and administered in an effective fashion in order to drive new business and retain existing accounts. * Account Targeting - Have an in-depth, up to date knowledge of sales territory and broker-controlled business. Be knowledgeable of existing and historic Chubb business relationships to develop prospects and target list of new business opportunities. * Quote to Win - Review new business submissions to understand the nature of the DBA risk as well as the incumbent's current offering - utilize this analysis to produce and deliver winning quotes. Deliver on Chubb's industry-leading multinational capabilities, expertise and service. * Maintain and Grow Strong Broker and Client Relationships - Work with brokers and clients to understand and respond to evolving broker & client needs driven by international market expansion and acquisition or through changes in geographic footprint and program structure. * Coordination and Collaboration - Work with other Chubb underwriters within the Multinational department and across Chubb to provide holistic insurance solutions for Chubb brokers and clients. * Understand and Manage Risk - Maintain a strong, profitable book of renewal business. Clearly understand nature of operations, deal structure, quality of information, an understanding of US and local country requirements. Respond in a timely manner to any and all broker and client service requests. * Identify opportunities to provide innovative solutions to the Defense Base Act process. * Bachelor's degree - insurance, business, or similar focus preferred * 1-2 years of Underwriting experience or Associate Underwriting experience * Knowledge of casualty underwriting principles highly desired * Superior communication, interpersonal, organizational and negotiating skills * Excellent sales and marketing skills * Advanced computer skills preferred

Defense Base Act (DBA) coverage is U.S. federal workers' compensation insurance for civilian employees injured or killed while working on U.S. government contracts outside the United States, including on military bases, public works projects, and national defense contracts. As the foreign extension to the Longshore and Harbor Workers' Compensation Act, the DBA provides medical benefits, disability compensation, and death benefits for compensable claims. Employers are required to secure DBA insurance, inform employees of their rights, and file injury reports with the Department of Labor's Office of Workers' Compensation Programs (OWCP). As a key member of the Defense Base Act team within the Chubb Multinational department, the Underwriter will contribute to the achievement of profitability and production results through the growth, development, and underwriting of DBA programs for U.S.-government-contracting companies and organizations. In addition, this position is responsible for establishing and cultivating business relationships with brokers, clients, and other relevant spheres of influence to assure the continued flow of new business opportunities while representing all Multinational segments and products. Day to day includes: Business Development & Broker Management - Utilize and develop personal and business relationships with P&C brokers and producers to produce new account opportunities for the Defense Base Act segment of Chubb Multinational. Territory Management - Execute on the sales and marketing plan for assigned territory or customers, ensuring that team monthly broker calls and stewardship meetings are planned, scheduled and administered in an effective fashion in order to drive new business and retain existing accounts. Account Targeting - Have an in-depth, up to date knowledge of sales territory and broker-controlled business. Be knowledgeable of existing and historic Chubb business relationships to develop prospects and target list of new business opportunities. Quote to Win - Review new business submissions to understand the nature of the DBA risk as well as the incumbent's current offering - utilize this analysis to produce and deliver winning quotes. Deliver on Chubb's industry-leading multinational capabilities, expertise and service. Maintain and Grow Strong Broker and Client Relationships - Work with brokers and clients to understand and respond to evolving broker & client needs driven by international market expansion and acquisition or through changes in geographic footprint and program structure. Coordination and Collaboration - Work with other Chubb underwriters within the Multinational department and across Chubb to provide holistic insurance solutions for Chubb brokers and clients. Understand and Manage Risk - Maintain a strong, profitable book of renewal business. Clearly understand nature of operations, deal structure, quality of information, an understanding of US and local country requirements. Respond in a timely manner to any and all broker and client service requests. Identify opportunities to provide innovative solutions to the Defense Base Act process. QUALIFICATIONS • ABOUT US Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally. At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.

This is an entry level underwriting position within the Underwriting Center. The endorsement underwriter position is responsible for underwriting of endorsement requests and general service inquiries from an assigned portfolio of business. We have multiple openings. Major Responsibilities: * Underwrite all non-commercial express renewal endorsement requests. * Timely adherence to both corporate and local workflows and business strategies. * Timely response to producer inquiries relative to endorsement and service inquires. * Gather/analyze change requests, general service inquiries and endorsement requests emanating from the producer's request. * Adhere to jurisdictional compliance documentation standards and ensure all underwriting documentation is complete. | Knowledge, Skills and Abilities: * Basic PC navigation skills including knowledge of Windows operation systems, Lotus Notes and the Internet. * Ability to meet or exceed established performance standards. * Excellent verbal and written skills as well as mathematical aptitude. * Demonstrate strong business acumen and critical thinking skills which lead to confident decision making and judgment abilities. * Ability to prioritize work and perform within time constraints. * Basic knowledge of underwriting principles and policy forms. Education and Experience: * High School Diploma or equivalent * College degree and/or underwriting exposure preferred Chubb offers a competitive compensation package and comprehensive benefits package including life, health and dental, vision, a generous retirement savings plan, disability coverage, stock purchase plan, flexible spending accounts, tuition reimbursement, and business casual dress. At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religion, age, sex, sexual orientation, transgender, national origin, disability, genetic information, veteran or marital status, or any other characteristic protected by law.

Underwrite new and renewal entertainment related accident and health business Achieves profitable growth through effective use of underwriting and business skills in assigned territory Work on regional renewals. See that renewal underwriting is started at least 60/90 days prior to anniversary date and ensure management through completion. Maintain performance standards and meet satisfactory quote turnaround times Selects new risks based on established company/departmental guidelines and within delegated authority Coordinate compliance issues and review of marketing materials and brochures with compliance department Provide communication and direction for all processing requirements, including policy issuance and endorsements, premium registration and collection issues. Work to generate new business revenues by developing prospects, visiting producers, and participating in presentations Partner with Business Development Team to foster a constructive working relationship with all internal partners (regional operations, compliance, marketing, policy issuance, sales and claims) through day to day contact Collaborate with regional teams to prepare budgets, business plans, marketing strategies and establishing long term goals. Provide backup and rationale for items reported on the Large Case Activity Report. Manage portfolio of business to ensure monthly/quarterly/annual goals are met. Provide weekly updates of monthly registration. Follow underwriting guidelines for pricing, risk selection and net Retention Loss frequency analysis; identify, analyze and provide plan for corrective action as necessary. Actively participate in regional operations forums including National Segment Leader and Commercial Segment Leader meetings. Assist Regional Management in the preparation of budgets, business plans, marketing strategy and establishing long term goals. Travel to various regions across the United States (e.g., New York, Los Angeles) to participate in and/or facilitate broker and client meetings. Qualifications College degree in business related field 1-3 years of underwriting experience with the ability to demonstrate leadership, initiative and influence management skills, prior experience in accident and health underwriting is preferred. Product focus includes Business Travel Accident, Out of Country Medical, and Participant Accident. Proven ability to provide direction, technical guidance and developmental opportunities to promote team excellence and achieve business goals. Excellent interpersonal and communication skills Capacity to thrive in a fast-paced environment with a focus on delivering quick quote turnaround times, while effectively servicing clients across multiple time zones. Self-motivated with a strong sense of responsibility for one's actions and work product Proven analytical ability to evaluate and judge underwriting risks. Excellent communication, organization and negotiation skills. Ability to work within a dynamic and challenging environment - handle multiple priorities - often under tight deadlines. Ability to adapt effectively with varying market conditions, responsibilities and people in a changing environment. Travel within region and to home office as needed. Proficient in Microsoft Office (Excel, Word, Access).

We are seeking a highly motivated, results oriented Commercial Lines Excess Casualty Underwriter to join our industry leading casualty practice. We offer customized umbrella and excess layer programs tailored to our client's business needs and operations. Generate new business of approximately $1.5M annually and manage a $6M-$8M renewal book Meet or exceed financial goals including rate, growth, profit, retention, and new business Build and maintain successful producer relationships to achieve retention and new business development Meet with brokers and customers, individually or as part of a Chubb team, to make sales presentations and present on marketplace conditions & Chubb capabilities Utilize agency travel to build a robust prospect pipeline Collaborate with underwriters, operations, claims, marketing, and home office leadership as necessary Work in a team environment with other Underwriters and Underwriting Associates Qualifications Bachelor's degree or equivalent work experience. Ideal candidate will have a minimum of 2-4 years of underwriting experience Strong sales, marketing, and negotiation skills Proven track record of building strong business relationships with agents and insureds Demonstrated strong written and oral communication skills Proven ability in complex account analysis, prioritization, organization, and detail orientation Ability to work both independently and within a team environment using multiple internal and external resources appropriately, effectively, and efficiently Knowledge of Microsoft Office Suite as well as other business-related software

Chubb Small Commercial Insurance (SCI) leverages superior underwriting expertise and world-renowned claims, account services, and financial strength to offer solutions for small businesses. Ideal candidate must be highly motivated to succeed, have strong communication skills both verbal and written, and have a strong desire to learn with a willingness to embrace change. This position is responsible for supporting the underwriting process for our online platforms for multiple lines of business which include but are not limited to: BOP, Commercial Auto, Workers Compensation, Cyber Digitech, and Umbrella. Major Duties & Responsibilities: Serves as first level of contact for agent inquiries, contract questions, pricing questions, system training needs, and post bind service requests within designated authority. Researches and gathers appropriate information and responds to those inquiries within established Service Level Agreements (SLA's). Communicates directly with agents both verbally (phone) and/or in writing (email) as required. When outside of designated authority or expertise, forwards to respective business team with supporting research and documentation. When within designated authority; evaluates, accepts, rejects, or modifies risks within established underwriting guidelines, authority, and compliance regulations. Complies with corporate standards, procedures, business strategies and rating plans. Assumes ownership of agent inquiries through to resolution, including those inquiries that are handled in areas outside of Digital Concierge to ensure agent receives a response and is satisfied. Ability to sell and negotiate to achieve profitability for the Company. Assists with all transaction types including, but not limited to: new business, renewals, endorsements, referrals, BORs, rewrites, and cancellations as assigned. Utilizes Small Commercial Inventory Management systems, MS Dynamics, and UW Services mailboxes, along with additional technologies, to manage daily workload to meet Service Level Agreements with underwriters and agents. Builds and maintains a result-oriented relationship with the agents and underwriters to drive overall results including profitability, growth, and retention. Performs other duties as required to best serve customer, team, and management needs. Qualifications Knowledge and understanding of Commercial Property and Casualty insurance principles and practices. Strong Interpersonal skills-ability to establish trust and effective working relationships with others-both external and internal customers in a multi-cultural environment. Strong Communication Skills, including the ability to provide phone support to our agents. Must be able to listen effectively, confidently and diplomatically express decisions and outcomes, provide agent training when needed, and present effective written communication to varied audiences. Self-motivated; must be able to work independently and within a team/group environment and make logical decisions. Demonstrates initiative as evidenced by ability to organize and prioritize work. Exceptional understanding of principles and processes for providing excellent customer service. This includes meeting established time and quality standards ensuring customer satisfaction Proven analytical skills including the ability to identify and report problems or errors while working with significant amounts of detailed information. Outstanding attention to detail and organizational skills. Ability to use company's commercial rating and policy issuance systems and software programs (MS Word, Excel, Outlook, and Dynamics) needed to conduct daily business. Strong Knowledge of Duck Creek, Marketplace, and Small Commercial Inventory Management systems a plus. Education and Experience High School Diploma College Credits or Insurance Certifications, preferred

Become part of Westchester's expert underwriting team as a Small Business E&S Underwriter. In this role, you will focus on evaluating and underwriting excess and surplus (E&S) lines for small business clients, helping deliver tailored insurance solutions for unique and complex risks. Working at Westchester means joining a culture that values craftsmanship, collaboration, and continuous professional growth. You'll have the opportunity to work alongside industry leaders, leverage advanced tools and resources, and contribute to our reputation for underwriting excellence. Ideal candidates bring strong analytical skills, attention to detail, and a commitment to delivering exceptional service to brokers and clients. Key Responsibilities: Analyze insurance applications and evaluate risks associated with small business accounts in the E&S market Determine appropriate rates, terms, and conditions for coverage based on risk analysis and market trends Collaborate with brokers to gather necessary information, provide clarification, and negotiate terms and conditions Utilize underwriting guidelines and company standards to make sound underwriting decisions Maintain up-to-date knowledge of industry trends, competitive landscape, and regulatory changes affecting the E&S market Build and maintain strong relationships with brokers and internal stakeholders to promote effective communication and collaboration Assist in developing and implementing underwriting strategies to achieve profitability and growth objectives Review and approve endorsements, audits, and other policy changes as necessary Travel as needed for client meetings, training sessions, and industry events Qualifications Understanding of insurance principles, practices, and regulations related to E&S lines Excellent analytical and problem-solving skills, with a keen attention to detail Proven ability to assess risk and make informed underwriting decisions Exceptional verbal and written communication skills Ability to work both independently and collaboratively within a team environment Education & Experience: Bachelor's degree 2-3 years underwriting experience, preferrably with multiple lines Professional certifications (e.g., CPCU, AU, or others) are a plus Experience underwriting E&S Small business preferred Excellent Skills with Microsoft Word, Excel, and Outlook

Contribute to the achievement of the Excess Casualty segment business plan. The Underwriter is responsible for production, underwriting and maintenance of new and renewal umbrella and excess casualty accounts within a defined territory. In addition, the Underwriter is responsible for establishing and cultivating business relationships with brokers and clients within the Midatlantic and Southeast region to assure the continued flow of new business opportunities while representing the Excess Casualty segment. The Underwriter's primary responsibility is to underwrite individual risks through a demonstration of the following skills and abilities: * Fundamentals of coverage, terms and conditions. Ability to offer coverage, terms and conditions which generate a profit for the Company while meeting the needs of the customer. * Risk Assessment. Ability to identify risk exposures, special or common hazards, and appropriate controls. Ability to select risk based on exposure and risk analysis. Ability to analyze claims and quantify losses. * Financial proficiency. Understanding of financial statements and ratios used in risk analysis. Understanding of insurance financial fundamentals; impact of underwriting decisions on company assets. Ability to understand credit risk. * Actuarial fundamentals. Ability to understand loss trends, loss triangles, and ratemaking. Ability to quantify risk based on experience history and forecasting methods. * Marketing and Communications. Ability to sell and negotiate to achieve bottom line profitability for the Company. Ability to make presentations and communicate articulately. Ability to base communications on strategic thinking. Ability to manage producer strategy. * Systems and programs. Ability to use systems and software programs needed to conduct daily business. * Ability to adhere to Chubb standards on pricing and servicing. Major Duties & Responsibilities Duties may include but are not limited to: * Solicit new and renewal submissions from brokers * Determine terms and conditions * Document the underwriting files * Handle more complex files and portfolios within underwriting authority * Attend broker/client meeting * Knowledge of insurance industry, underwriting concepts, practices, and procedures * Microsoft Word, Excel, and Outlook * Internet usage * Oral and written communication skills * Negotiation and marketing skills * Ability to thrive in a fast-paced, deadline-driven environment * Ability to self-manage, organize, and prioritize work with limited direction

Contribute to the achievement of the Excess Casualty segment business plan. The Underwriter is responsible for production, underwriting and maintenance of new and renewal umbrella and excess casualty accounts within a defined territory. In addition, the Underwriter is responsible for establishing and cultivating business relationships with brokers and clients within the Mid-Atlantic and Southeast region to assure the continued flow of new business opportunities while representing the Excess Casualty segment. The Underwriter's primary responsibility is to underwrite individual risks through a demonstration of the following skills and abilities: Fundamentals of coverage, terms and conditions. Ability to offer coverage, terms and conditions which generate a profit for the Company while meeting the needs of the customer. Risk Assessment. Ability to identify risk exposures, special or common hazards, and appropriate controls. Ability to select risk based on exposure and risk analysis. Ability to analyze claims and quantify losses. Financial proficiency. Understanding of financial statements and ratios used in risk analysis. Understanding of insurance financial fundamentals; impact of underwriting decisions on company assets. Ability to understand credit risk. Actuarial fundamentals. Ability to understand loss trends, loss triangles, and ratemaking. Ability to quantify risk based on experience history and forecasting methods. Marketing and Communications. Ability to sell and negotiate to achieve bottom line profitability for the Company. Ability to make presentations and communicate articulately. Ability to base communications on strategic thinking. Ability to manage producer strategy. Systems and programs. Ability to use systems and software programs needed to conduct daily business. Ability to adhere to Chubb standards on pricing and servicing. Solicit new and renewal submissions from brokers Determine terms and conditions Document the underwriting files Handle more complex files and portfolios within underwriting authority Attend broker/client meeting Duties may include but are not limited to: Solicit new and renewal submissions from brokers Determine terms and conditions Document the underwriting files Handle more complex files and portfolios within underwriting authority Attend broker/client meeting Knowledge of insurance industry, underwriting concepts, practices, and procedures Microsoft Word, Excel, and Outlook Internet usage Oral and written communication skills Negotiation and marketing skills Ability to thrive in a fast-paced, deadline-driven environment Ability to self-manage, organize, and prioritize work with limited direction

Contribute to the achievement of the Excess Casualty segment business plan. The Underwriter is responsible for production, underwriting and maintenance of new and renewal umbrella and excess casualty accounts within a defined territory. In addition, the Underwriter is responsible for establishing and cultivating business relationships with brokers and clients within the Midatlantic and Southeast region to assure the continued flow of new business opportunities while representing the Excess Casualty segment. The Underwriter's primary responsibility is to underwrite individual risks through a demonstration of the following skills and abilities: • Fundamentals of coverage, terms and conditions. Ability to offer coverage, terms and conditions which generate a profit for the Company while meeting the needs of the customer. • Risk Assessment. Ability to identify risk exposures, special or common hazards, and appropriate controls. Ability to select risk based on exposure and risk analysis. Ability to analyze claims and quantify losses. • Financial proficiency. Understanding of financial statements and ratios used in risk analysis. Understanding of insurance financial fundamentals; impact of underwriting decisions on company assets. Ability to understand credit risk. • Actuarial fundamentals. Ability to understand loss trends, loss triangles, and ratemaking. Ability to quantify risk based on experience history and forecasting methods. • Marketing and Communications. Ability to sell and negotiate to achieve bottom line profitability for the Company. Ability to make presentations and communicate articulately. Ability to base communications on strategic thinking. Ability to manage producer strategy. • Systems and programs. Ability to use systems and software programs needed to conduct daily business. • Ability to adhere to Chubb standards on pricing and servicing. Major Duties & Responsibilities Duties may include but are not limited to: • Solicit new and renewal submissions from brokers • Determine terms and conditions • Document the underwriting files • Handle more complex files and portfolios within underwriting authority • Attend broker/client meeting • Knowledge of insurance industry, underwriting concepts, practices, and procedures • Microsoft Word, Excel, and Outlook • Internet usage • Oral and written communication skills • Negotiation and marketing skills • Ability to thrive in a fast-paced, deadline-driven environment • Ability to self-manage, organize, and prioritize work with limited direction

ESSENTIAL FUNCTIONS: Evaluates new and existing business Reviews information submitted by producers and brokers. Evaluates acceptability of risk. Prepares quotations. Processes cancellations and non-renewals. Process policies and determines pricing. Assures proper set-up of information for policy issuance. Evaluates coverage being provided. Reviews descriptions and assures accuracy. Determines appropriate pricing. Handles in-force policy underwriting. Approves endorsement requests from producers. Approves policy audits. Reviews underwriting information throughout policy year and approves renewals actions. Performs other related underwriting duties as required or assigned. Travel in territory as needed. KNOWLEDGE, SKILLS AND ABILITIES: MS Word, Excel, PowerPoint Insurance forms, contracts knowledge Excellent verbal and written communication skills College degree 2 yr. /4 yr. Insurance industry courses, INS, CPCU, AU 5 years active role in underwriting

MAJOR DUTIES & RESPONSIBILITIES: Duties may include but are not limited to: Work independently to analyze risk, rate, quote and bind coverage Comply with Best Underwriting Practices and Legal standards when underwriting/quoting accounts Maintain proper electronic file documentation per current procedures Handle account portfolio within underwriting authority Achieve rate and renewal retention according to business goals. Identify and pursue account growth through review of insured's website and application data. Integrate special projects and tasks without impacting ability to complete existing workloads. Build and maintain relationships with key brokers/agents within assigned territory. Works effectively as part of a team QUALIFICATIONS ABOUT US Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally. At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.