Workplace Planning Associate - Salt Lake City, Utah
Salt Lake City, UT job
Job Description:Is it time to make new investments into your career?
Join a team that's an industry leader in innovation and invests in you with key product and service offerings, groundbreaking technology, and a premier investment platform. We empower professional growth, flexibility and support thus enabling long-term success for you and our clients. Your desire to grow and learn within the industry will open the door to a career path full of professional rewards.
We believe your natural resourcefulness unlocks new opportunities and your communication skill opens participants' minds. We know you will inspire client dedication and engagement to develop long-lasting positive relationships with Fidelity.
What to expect…
As part of the Workplace Planning and Advice outbound and inbound call team, you will start your journey in our multi-stage development to career planning and advice.
You will connect with our participants to build effective relationships through calling and engaging warm leads. Guide our inactive and active 401(k) participants through all their available options while introducing them to our services.
You will learn and develop expertise in assisting 401(k) participants with general service needs and withdrawal requests in an inbound capacity, providing timely and accurate support to meet our participants needs.
As you gain relationship building and industry expertise, you'll advance to taking consultative inbound calls from 401(k) participants helping them with their retirement and investment needs.
You are learning. We provide all the training you need to develop the skills needed to service our participants and study for your FINRA licensing exams! You don't need a finance background or college degree to succeed in this role. Prepped with our licensing roadmap, own your success by studying for the exams at an individualized pace with dedication and commitment.
You will be supported in learning the business and building skills in Fidelity's Relationship Model, our planning culture and how to best leverage technology to help our clients. Our top-quality training resources will ensure you have all the answers you need to provide participants with the best guidance - and to get the results you are striving toward.
You are celebrated. Your achievements will be recognized and celebrated as you progress through your career. Our inclusive culture empowers associates to achieve success while building a supportive network.
You are growing. From day one you'll have the support and structure to plan for your future at Fidelity. The career coaching you will receive will help you understand the array of career opportunities at Fidelity and chart a course to help you grow in a personalized career path.
You can explore. You'll experience variety in your work with dedicated time for development activities that go beyond answering participant calls so you can discover advanced planning roles to further your career.
The Skills You Bring
Outstanding client relationship experience as well as an understanding of a sales process, including calling and working with warm leads
Knowledge or experience in sales or the consultative relationship process
Demonstrate accountability and a goal-oriented mindset
Natural and demonstrated success in asking deeper questions to fully understand the client's situation
Ability and flexibility to work in a “hybrid” work setting, both at home and in office
Comfortable with technology and ability to navigate multiple systems simultaneously
Aptitude to complete FINRA SIE, Series 7 and Series 66 upon hire
The Value You Deliver
Learn book-management skills and effectively handle leads while utilizing tools i.e. Salesforce
Build rapport and open a conversation with Fidelity participants through profiling and utilizing consultative skills during participant interactions
Introduce 401(k) participants to business partners to have appropriate Investment Solutions conversations
Set up targeted appointments while identifying opportunities to address participant needs related to products and services
Our Investments in You
Our benefits programs are crafted to help you and your loved ones strike the perfect balance. Here are a few featured benefits (not all benefits are listed): Maternal and Parental Leave, Tuition Reimbursement, Student Loan Assistance, 401(K) 7% match, Health Insurance, Dental Insurance, Vision Insurance, Disability Insurance, Paid Time off, Backup Dependent Care, Charitable match, and Concierge Services.
Sound too good to be true? See for yourself and learn more about our benefits offerings:
Click to hear from a few of our associates about the outstanding benefits Fidelity offers: Benefits at Fidelity Investments (opens in a new tab)
Click here for a local news story about how we are helping our employee's payback their student loan debt (opens in a new tab)
Required Certifications: You will be given paid time and support to obtain SIE - FINRA, Series 07 - FINRA, Series 66
Certifications:Series 07 - FINRA, Series 66 - FINRACategory:Customer Service, Sales
Most roles at Fidelity are Hybrid, requiring associates to work onsite every other week (all business days, M-F) in a Fidelity office. This does not apply to Remote or fully Onsite roles.
Please be advised that Fidelity's business is governed by the provisions of the Securities Exchange Act of 1934, the Investment Advisers Act of 1940, the Investment Company Act of 1940, ERISA, numerous state laws governing securities, investment and retirement-related financial activities and the rules and regulations of numerous self-regulatory organizations, including FINRA, among others. Those laws and regulations may restrict Fidelity from hiring and/or associating with individuals with certain Criminal Histories.
VP, Financial Consultant (Salt Lake City, UT)
Salt Lake City, UT job
Regular
Your opportunity
In addition to the salary range, this role is also eligible for bonus or incentive opportunities. Click the link below to review our Investment Professionals' incentive structure.
Investment Professionals' Compensation | Charles Schwab
At Schwab, you're empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us "challenge the status quo" and transform the finance industry together.
Schwab's branch team is at the heart of our firm's commitment to helping clients own their financial futures. In this exciting role, you'll give clients financial guidance while forming lasting relationships built on trust, respect, and reaching a common goal. You'll also have the ability to take charge of your own professional journey with our supportive, nurturing culture and diverse set of career opportunities.
As a Financial Consultant at Schwab, you will be procured with the practice of existing Schwab clients, providing them with wealth management and financial planning advice. Over time, you'll grow your practice holistically through client asset consolidation, networking, and earning client referrals. If you currently have your securities license, enjoy working in a team setting, and share our passion for serving clients - this role is for you.
What you have
Required Qualifications:
A valid and active FINRA Series 7 license required
Obtaining or acquiring FINRA Series 66 (63/65) license and Life & Health Insurance as it will be required during your tenure on the job.
Preferred Qualifications:
Ability to build strong relationships, engage and encourage trust, and deepen the client relationship by applying a focused client communication strategy, and exceeding client expectations.
Strong candidates will also learn to leverage our team of Schwab specialists, Schwab advice guidelines, your knowledge of the markets, and your ability to inspire action to help your client's progress toward achieving their goals.
Openness to manage wealth on behalf of our clients including: Retirement Planning, Education Planning, Investment Management, Banking & Lending Management, Insurance & Risk Management, and Estate Planning
Ability to adapt and implement change as the market and business conditions evolve
Passion for community engagement to share and engage clients in discussion about market conditions, sound investing principles, and the ideal wealth and long-term investment strategies for their personal situation
Desire to provide an outstanding investor experience in additional to furthering your own professional development in Wealth Management.
Pursuant to SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the NMLS registry system and remain in good standing. You will be required to register and to submit to the required SAFE Act background check and registration process
What's in it for you
At Schwab, you're empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration-so you can build the skills to make a lasting impact.
We offer a competitive benefits package that takes care of the whole you - both today and in the future:
401(k) with company match and Employee stock purchase plan
Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
Paid parental leave and family building benefits
Tuition reimbursement
Health, dental, and vision insurance
Property Adjuster Specialist - Desk
Salt Lake City, UT job
Why USAA?
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.
The Opportunity
As a dedicated Property Adjuster Specialist , you will work within established guidelines and framework to investigate, evaluate, negotiate, and settle complex property insurance claims presented by or against our members. You will confirm and analyzes coverage, recognize liability exposure and negotiate equitable settlements in compliance with all state regulatory requirements. This is an hourly, non-exempt position with paid overtime available.
This is a Desk-based/Non-inspect role for the Pacific & Mountain Time Zone (Including the state of Arizona). This role is remote eligible for candidates located or willing to self-relocate to Pacific or Mountain Time Zone continental U.S. with occasional business travel. However, individuals residing within a 60-mile radius of a USAA office will be expected to work on-site 3 days per week.
What you'll do:
Proactively manages assigned claims caseload comprised of complex damages that require commensurate knowledge and understanding of claims coverage including potential legal liability.
Partners with vendors and internal business partners to facilitate complex claims resolution. May also involve external regulatory coordination to ensure appropriate documentation and compliance.
Investigates claim damages by conducting research from various sources, including the insured, third parties, and external resources. May identify and resolve potential discrepancies and identifies subrogation potential resulting from unusual characteristics.
Identifies coverage concerns, reviews prior loss history, determines and creates Special Investigation Unit (SIU) referrals, when appropriate. Determines coverage through analyzing information involving complex policy terms and contingencies.
Determines and negotiates complex claims settlement within authority limits. Develops recommendations and collaborates with management for determining settlement amounts outside of authority limits and accurately manages claims outcomes.
Maintains accurate, thorough, and current claim file documentation throughout the claims process.
Advance knowledge of estimating technology platforms and virtual inspection tools. Utilizes platforms and tools to prepare claims estimates to manage complex property insurance claims.
Supports workload surges and catastrophe (CAT) response operations as needed, including mandatory on-call dates and potential evening, weekend, and/or holiday work outside normal work hours.
May be assigned CAT deployment travel with minimal notice during designated CATs.
Works various types of claims, including ones of higher complexity, and may be assigned additional work outside normal duties as needed.
Works independently solving complex problems with minimal guidance; acts as a resource for colleagues with less experience.
Adjusts complex claims with attorney involvement.
Recognizes and addresses jurisdictional challenges such as applicable legislation and construction considerations.
May require travel to resolve claims, attend training, and conduct in-person inspections.
Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.
What you have:
High School Diploma or General Equivalency Diploma required.
2 years of relevant property claims adjusting experience of moderate complexity losses that includes writing estimates, involving dwelling and structural damages.
Advanced knowledge of estimating losses using Xactimate or similar tools and platforms.
Proficient knowledge of residential construction.
Proficient knowledge of property claims contracts and interpretation of case law and state laws and regulations.
Proficient negotiation, investigation, communication, and conflict resolution skills.
Proven investigatory, analytical, prioritizing, multi-tasking, and problem-solving skills.
Ability to travel 50-75% of the year (local & non-local) and/or work catastrophe duty when needed.
Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts.
What sets you apart:
US military experience through military service or a military spouse/domestic partner
5 years of prior experience handling higher severity/complex losses (i.e. vandalism, malicious mischief, foreclosures, earth movement, collapse, liability, etc.)
Prior experience adjusting property claims using virtual technologies
Prior property adjuster experience handling DWG, APS and ALE adjustments
Industry designations such as AINS, CPCU, AIC, SCLA (or actively pursuing)
Xactimate Level 1 and/or Level 2 certification
Experience handling Property Mitigation
Prior deployments in support of catastrophes
Currently hold an active Adjuster License
Currently reside or willing to self-relocate to Pacific or Mountain Time Zone (Including the state of Arizona)
Physical Demand Requirements:
May require the ability to crouch and stoop to inspect confined spaces, to include attics and go beneath homes into crawl spaces.
May need to meet all USAA safe driving requirements including verification of driving record through MVR & possession of valid driver's license.
May require the ability to lift a minimum of 35 pounds to include lifting a ladder in and out of the trunk of a car.
May require the ability to climb ladders and traverse roofs, this includes the ability to work at heights while inspecting roofs and attics.
Compensation range: The salary range for this position is: $69,920.00 - $133,620.00.
USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).
Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com
Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.
USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Auto-ApplyWholesale Account Executive - Salt Lake City, Utah
Cottonwood Heights, UT job
LendSure specializes in Non-QM mortgage solutions, and we are seeking consultative and service oriented account executives that possess a high work ethic and are very coachable. No mortgage experience is required, but a background in sales is preferred.
You'll participate in 3 months of training on a base salary to learn the business and equip yourselves with the tools and knowledge you need to call on loan officers. Once you hit the field, you'll be on what is essentially a commission only compensation plan which has a low floor but a very high ceiling. You have the opportunity to earn north of $350k a year in this role. Initially you'll be required to be in the office 5 days a week, but as you prove yourself you'll earn flexibility to work from home.
This is still a W2 position, so you can enjoy great benefits such as Medical, Dental, Vision, 401k (matching to 4%), Life Insurance, Flexible Time Off, and Employee Discounts.
As a full-time Wholesale Account Executive at LendSure Mortgage Corp, you will play a crucial role in driving business growth through warm calls, presentations, and relationship establishment/management. You will balance identifying and qualifying new opportunities with managing your existing pipeline of loans. The best AEs cradle to grave their loans, which plays a massive role in forming the strongest bonds between them and their clients. You will collaborate closely with the operations team to advance leads through the sales cycle to a successful funding. You will leverage your strong communication skills to set proper expectations, sell terms/pricing, and ask for referrals as you look to build your network of partnered loan officers.
Knowledge And Skills Required For The Position Are
Bachelor's degree or at least 2 years of proven success in sales
Highly motivated and driven; competitive
Strong organizational skills
Selling, negotiating and closing skills
Not afraid to hit the phones
Strong communication skills
Self-confidence to present our programs to a room of people
This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.
Master Teacher
Salt Lake City, UT job
Job Description
Utah Community Action in Salt Lake City, UT, is seeking to hire a Master Teacher for our Head Start preschool.
Our Master Teacher earns a competitive wage of $28.83 per hour. In addition, we offer generous year-round benefits, including:
Health, dental, and vision insurance
A healthcare spending account (HSA) with up to a $2,500 match
A 401(k) plan with a 5% match
Short- and long-term disability insurance
Company-paid Life insurance
11 paid holidays and PTO
Paid time off between Christmas and New Year's
One hour of paid time on Fridays for self-care and mental health
Are you seeking a fulfilling teaching career that allows you to make a positive impact on the lives of preschool children? Do you want a job where you look forward to coming to work every day? If so, apply today!
SUMMARY
The Master Teacher supervises assigned staff, works cooperatively as a member of a classroom team to deliver high-quality services for all children and families, and is responsible for the care and education of a group of children as part of the teaching team.
REQUIRED QUALIFICATIONS
A bachelor's degree or advanced degree in Early Childhood Education, Child Development, or a related field with an emphasis on Early Childhood essential topics
Experience teaching preschool-aged children.
Must complete and maintain a CPR/First Aid certification within 90 days of hire
Must complete and maintain a Food Handler Permit within 60 days of hire
PREFERRED QUALIFICATIONS
Two years of related experience
Previous Head Start experience
Bilingual in languages spoken by families served by UCA
Valid driver's license
The typical schedule is Monday through Friday, from 7:45 am to 4:15 pm.
Verification of degree/transcripts required.
The Agency is committed to providing equal employment opportunities for all persons. It is dedicated to the following practices: To recruit, employ, train, and promote persons for all positions without regard to race, color, religion, sex, age (40 and over), national origin, disability, marital status, familial status, sexual orientation, gender identity, pregnancy, childbirth or pregnancy-related conditions, veteran, genetic information, military service, immunity status or other protected-group status and to base decisions regarding applicants and employees on an individual's job-related qualifications and other relevant and lawful factors.
Job Posted by ApplicantPro
Portfolio Collections Specialist
Salt Lake City, UT job
Job DescriptionSalary: Competitive and DOE
Who we are:
At Medallion Bank we finance fun! We are an industrial loan bank that specializes in providing consumer loans for the purchase of recreational vehicles, boats, home improvement, and offering loan origination services to fintech partners. We work directly with thousands of dealers, contractors and financial service providers serving their customers throughout the United States.Medallion Bank is a small company with a big impact. We recognize our employees as our greatest asset and have a culture to prove it!
How You Will Support The Team:
We are seeking a highly motivated and results-driven Collections Specialist to join our team. This role is responsible for managing a portfolio of delinquent subprime consumer loans, with the primary objective of minimizing losses through effective collections strategies. The ideal candidate will possess strong negotiation skills, a customer-focused approach, and the ability to work in a fast-paced environment while adhering to company policies and regulatory guidelines.
What We Are Looking For:
Loan Recovery & Delinquency Management: Proactively contact delinquent customers via phone, email, and written correspondence to secure payments and bring accounts current. Establish contact with borrowers and set up repayment terms that are manageable for the customer and acceptable to the bank.
Negotiation & Payment Arrangements: Work with customers to understand their financial situations and negotiate appropriate payment arrangements while maintaining compliance with company policies and regulations. Engage in skip tracing efforts to locate borrowers as well as collateral, to enable productive collection efforts.
Skip Tracing & Investigations: Utilize various tools and techniques to locate borrowers and encourage repayment of past-due accounts.
Documentation & Recordkeeping: Accurately document all collection efforts, customer interactions, and payment commitments in the loan servicing system.
Customer Service & Retention: Provide professional and empathetic customer service while balancing the need for collections and recovery. Build relationships with borrowers and promote a successful loan experience despite difficult circumstances.
Collaboration: Work closely with internal departments, including underwriting, customer service, and legal teams, to develop and execute effective recovery strategies. Determine appropriate next steps which may include the assignment of repossession, litigation, or involvement with other third-party vendors.
Properly and accurately document account activities.
Make recommendations to management regarding accounts needing additional attention.
Contribute to a positive and mutually beneficial cohesion with team members. Assist in other areas of the department as required by business needs.
Compliance & Regulatory Adherence: Ensure all collection activities comply with federal, state, and local regulations, including the Fair Debt Collection Practices Act (FDCPA) and company policies
You would be a GREAT fit with these skills:
Responsible, honest, and strong work ethic.
Behave in a professional manner, maintaining appropriate relationships with coworkers and colleagues.
Ability to handle difficult conversations professionally
Detail-oriented with strong organizational skills
Professionally answer incoming calls and assist the caller effectively.
Ability to nurture and manage business relationships with third party loan servicer and other vendors.
Excellent verbal and written communication skills
Proficiency in Microsoft Office Suite
Ability to successfully work in a team environment.
Bilingual (Spanish) is a plus
Preferred Level of Experience:
Education: High school diploma or equivalent required
Experience: Minimum of 1-2 years of experience in collections, subprime lending, or consumer finance; experience with delinquent loan recovery preferred.
Whats in it for YOU?
Environment: Office-based, with the ability to work from home 2 days a week after introductory period
Shift: Full time, 35-40 hours per week
May require evening and weekend availability based on business needs
Comprehensive benefits including medical, dental, vision, disability, and life insurance
401K with a company match
PTO including 11 federal paid holidays off, vacation time and sick time
Financial Wellness Program
Volunteer Opportunities
Awesome company culture and co-workers who love to work here 30% of our employees have worked at Medallion Bank for 10 years.
Work Life Balance We dont use that term lightly!
Company Wide Open Door Policy
Please note that if selected, you are required to pass a pre-employment background check and maintain a clear background.
Director, Technology Operations
Salt Lake City, UT job
Please Note: This is a Utah-based hybrid position, which will require some regular in-office days each week. Additionally, employment with Medallion Bank is contingent on passing both a background check and maintaining a clean background. How You Will Support The Team:
You will be responsible for designing, implementing, and managing a scalable cloud and on-prem technology environment. You will manage the Technology Operations team and work closely with internal teams to ensure seamless integration, optimal performance, and robust security of our Azure-based infrastructure.
What you will do:
* Strategy and Leadership: Set the IT operations strategy, ensuring close alignment between technology operations and the business. Effectively supervise a team of technical professionals, including desktop support techs, systems analysts, devops engineers, and others. Adept at working with various stakeholders, from call center employees to power users like Data and Credit teams.
* Infrastructure Management: Oversee the design, deployment, maintenance and performance of Azure cloud and on-premises servers and networks, including virtual networks, virtual machines, storage accounts, and resource groups.
* Automation: Develop and maintain Infrastructure-as-Code (IaC) using tools such as Terraform, ARM templates, or Bicep.
* Security: Implement and enforce general and Azure security best practices, including identity management (Azure AD), role-based access control (RBAC), and network security.
* Monitoring and Optimization: Set up and manage monitoring solutions using tools that include Azure Monitor, Log Analytics, and Application Insights. Optimize cloud costs and performance.
* Disaster Recovery and Backup: Design and maintain backup and disaster recovery solutions to ensure business continuity.
* Service Delivery: Ensure technology operations services are provided reliably and at the speed of the business, collaborating across the bank as changes are made in an Agile manner.
* Documentation: Create and maintain detailed documentation for our technology architecture, processes, and configurations.
* Demonstrate a strong willingness to take on any assignment that furthers the success of the bank, whether directly related to role or not.
What you need to get the job done:
* Bachelor's degree in Computer Science, Information Technology, or related field (or equivalent education and experience) required.
* 10+ years in IT, with 5+ years in IT operations leadership that includes personnel supervision.
* Proven experience with Microsoft Azure services and tools, hybrid cloud environments, and IaC tools (Terraform, ARM templates, Bicep, etc.)
* Proficiency in scripting and automation using PowerShell, Python, or similar languages.
* Experience with Azure DevOps, CI/CD pipelines, and containerization technologies like Docker and Kubernetes.
* Azure certifications (e.g. Azure Solutions Architect, Azure DevOps Engineer, Azure Administration) highly preferred.
* Strong understanding of cloud architecture and best practices.
* Strong communication, interpersonal and leadership skills.
* Knowledge of other cloud platforms (e.g., AWS, GCP) is a plus.
* Close familiarity with Agile project methodologies, including the use of such methodologies outside of software engineering.
* Excellent problem-solving skills and attention to detail.
* Familiarity with networking concepts (VNETs, NSGs, VPSs, etc.).
* Ability to work both independently and collaboratively in a fast-paced environment.
* Commitment to continuous learning and staying updated with emerging cloud technologies.
What's in it for YOU?
* Competitive salary and performance-based incentives
* Comprehensive benefits including medical, dental, vision, disability, and life insurance
* 401K with a company match
* PTO including 11 paid holidays, vacation time and sick time
* Financial Wellness Program
* Volunteer Opportunities
* Professional Development opportunities
* Awesome company culture and co-workers who love to work here!
* Work Life Balance - We don't use that term lightly!
* Company Wide Open Door Policy
About us!
At Medallion Bank we finance fun! We are an industrial loan bank that specializes in providing consumer loans for the purchase of recreational vehicles, boats, home improvement, and offering loan origination services to fintech partners. We work directly with thousands of dealers, contractors and financial service providers serving their customers throughout the United States. Medallion Bank is a small company with a big impact. We recognize our employees as our greatest asset and have a culture to prove it!
Internal Auditor
Salt Lake City, UT job
Who we are: At Medallion Bank we finance fun! We are an industrial loan bank that specializes in providing consumer loans for the purchase of recreational vehicles, boats, home improvement, and offering loan origination services to fintech partners. We work directly with thousands of dealers, contractors and financial service providers serving their customers throughout the United States. Medallion Bank is a small company with a big impact. We recognize our employees as our greatest asset and have a culture to prove it!
How You Will Support The Team:
We are seeking an experienced Internal Auditor who will be responsible for applying risk management and audit principles to help identify, measure, and document the bank's response to current and emerging risks. This includes analyzing loan contracts and related documentation, financial statements, lien documentation, accounting transactions, and regulatory compliance materials. It will also include reviewing information security measures, cybersecurity controls, and other information technology (IT) systems. The position requires the ability to work independently and interact with senior management. It may also involve reviewing the work of less-experienced auditors and leveraging their expertise when analyzing audit findings, developing recommendations, and communicating those results to management.
What We Are Looking For:
* Conduct audits of all operational areas within the bank including consumer lending, accounting, model risk, compliance, and third-party lending strategic partnerships.
* Conduct audits of the bank's IT infrastructure, applications, security protocols, information security systems, general controls, and processes to ensure compliance with bank policies and procedures, industry standards, and regulatory requirements.
* Conduct audit work in conformance with the Institute of Internal Auditors (IIA) Global Internal Audit Standards, which includes professional conduct and adherence to the IIA's Code of Ethics and performing responsibilities with integrity, objectivity, competency, due professional care, professional skepticism, and confidentiality.
* Assist with the bank's continuous Sarbanes-Oxley monitoring through regular sampling and testing of bank transactions, including a review of the bank's internal controls over financial reporting (ICFR).
* Prepare engagement letters, request lists, risk assessments, and other documentation as part of the annual audit schedule.
* Gather, review, and organize request items and supporting documents for both internal and external parties.
* Collaborate with internal bank departments and external auditors to ensure audit findings are resolved in a timely manner and management commitments are met.· Performs other duties as assigned.
* Prepare audit reports and summarize findings in audit work programs and present findings to senior management, the Chief Audit Executive, and the bank's Audit Committee.
* Performs other duties as assigned to meet business objectives.
You would be a GREAT fit with these skills:
* Ability to manage deadlines and multiple tasks in various stages of completion.
* General understanding of information security systems and related controls.
* Understanding of lending documents such as promissory notes, security agreements, guaranties, forbearance agreements, UCC filings, etc.
* Understanding of financial statements such as balance sheets, income statements, profit and loss statements, budgets, etc.
* Experience working autonomously and following instructions with limited supervision.
* Experience with data management in Excel, Smartsheet's, and other data analytics systems.
* Capability of dealing with sensitive or confidential data.
Required and Preferred Level of Experience:
* Minimum of 6 years previous experience with lending, compliance, or audits in the financial industry required.
* Bachelor's degree in accounting, finance or a related field or combination of experience and education required.
What's in it for YOU?
* Comprehensive benefits including medical, dental, vision, disability, and life insurance
* 401K with a company match
* PTO including 11 federal paid holidays off, vacation time and sick time
* Financial Wellness Program
* Volunteer Opportunities
* Awesome company culture and co-workers who love to work here!
* Work Life Balance - We don't use that term lightly!
* Company Wide Open Door Policy
Please note that if selected, you are required to pass a pre-employment background check and maintain a clear background.
Software Developer
Salt Lake City, UT job
Berkadia, a joint venture of Berkshire Hathaway and Leucadia National Corporation, is an industry leading commercial real estate company providing comprehensive capital solutions and investment sales advisory and research services for multifamily and commercial properties. Berkadia is amongst the largest, highest rated and most respected primary, master and special servicers in the industry.
As a Freddie Mac Program Plus lender, Fannie Mae DUS Multifamily Seller/Servicer, insurance company correspondent, and HUD, MAP and LEAN originator and servicer, Berkadia provides access to capital and flexible, customized lending and servicing solutions for the acquisition, construction, rehabilitation and refinance of multifamily and commercial properties. Berkadia also provides interim and short-term financing through its Proprietary Bridge Lending Program.
Job Description
Summary:
The Software Developer is responsible for the implementation and testing of software solutions that enable business workflow excellence. This position is responsible for building a wide variety of software subsystems and components using the given requirements and constraints using Agile philosophy.
Essential Functions
:
Analyzes requirements and collaborates with the product owner, team members or architects;
Writes accurate production-quality code;
Builds and tests code to validate functionality against requirements and to ensure full unit test coverage;
Participates in peer code reviews;
Thoroughly documents code and design;
Accurately estimates and tracks personal work;
Proactively raises issues and communicates accurate status to
teams
;
Works effectively in an iterative, incremental software development lifecycle wherein priorities, requirements and scope evolve, sometimes rapidly, over time and often mid-project;
Assists in the development and presentation of manuals, user guides, and other materials relating to client products;
May provide staff and clients with training and technical assistance relating to new, existing, and revised products;
Demonstrates self-development by staying current with new technology and design patterns;
Qualifications
Education and Experience
Bachelor's degree in Computer Science or related field
Should have 2 - 4 years of developing software experience in a commercial software development environment
Experience with Scrum methodology and Agile practices
Building web services and RESTful services
Version Control, Build & Release Management tools
Relational and non-relational databases
Building world-class web applications using the MEAN stack (MongoDB, Express.js, Angular.js, Node.js)
Prior experience in product development background preferred
Experience in practices like TDD, CI and CD
Knowledge/Skills/Abilities
Knowledge of various design patterns
Proficient and passionate about following Agile Engineering practices (e.g. XP/DDD)
Ability to work in an environment with high degree of ambiguity (previous start-up like experience could be helpful)
Exhibit a high level of individual initiative and ownership
Passionate, Self-motivated and driven, with keen attention to detail, action-and-results oriented
Excellent interpersonal, verbal and written communication skills as well as strong logical, analytical, problem solving skills and reporting skills
Able to present ideas in user-friendly language
Environment, Physical Demands and Other Conditions:
Experience with in a team-oriented, collaborative environment
Ability to work after hours
Additional Information
*Please submit resume and cover letter when you apply.
Part Time (20 Hours) Associate Banker, Glendale Redwood Branch, Salt Lake City, UT Bilingual Spanish Required
Salt Lake City, UT job
At Chase, we are passionate about creating memorable experiences for our clients and employees, making them feel welcomed, valued, and understood. We build lasting relationships by doing the right thing, exceeding expectations, and embracing diversity and inclusion.
As an Associate Banker within Chase, you will represent our brand and culture with the utmost hospitality, using the latest banking solutions and cutting-edge financial technology combined with friendly and attentive service. Your role at Chase will significantly contribute to the branch's success by delivering exceptional client experiences. You will build trusted relationships with clients, sharing product knowledge and solutions and introducing them to our team of experts - helping clients achieve their financial goals.
Job Responsibilities
Create a welcoming environment by delivering attentive and friendly service by greeting clients as they enter the branch, making them feel appreciated, managing lobby traffic, checking clients into the waiting queue, and scheduling/canceling client meetings.
Exceed client expectations while assisting with day-to-day transactions as well as open new accounts, while complying with all policies, procedures, and regulatory and banking requirements.
Educate clients on how the usage of technology self-service options such as leveraging the Chase Mobile App, Chase.com, and ATMs can help them with their banking needs whenever, wherever, and however they want.
Build meaningful relationships with clients by actively listening, asking thoughtful questions, demonstrating empathy, and sharing product knowledge and solutions - introducing them to our team of experts to help achieve their financial goals.
Perform branch operations, which may include managing cash devices such as the cash vault, ATM, or others while adhering to all bank policies and procedures.
Required Qualifications, Capabilities, and Skills
Ability to put clients first and exceed their expectations - delivering attentive and friendly service, creating a welcoming environment.
Ability to build trusted relationships - demonstrating genuine care and concern during interactions with clients.
Ability to engage clients - communicating clearly and politely to understand and help, anticipating client needs.
Ability to quickly and effectively resolve client issues with attention to detail - providing a consistent client experience.
Ability to elevate the client experience - working collaboratively as a team to deliver seamless service with care and sincerity.
Ability to quickly and accurately learn products, services, and procedures.
Client service experience or comparable experience.
High school diploma or GED equivalent.
Reading and speaking in both Spanish and English fluently is required for this role.
Preferred Qualifications, Capabilities, and Skills
Strong desire and ability to influence, educate, and connect customers to technology solutions.
Cash handling experience.
Auto-ApplyContractor And Industrial Representative -Major Projects - West Region
Salt Lake City, UT job
**Contractor And Industrial Representative -Major Projects -West Region** **Collaborate with Innovative 3Mers Around the World** Choosing where to start and grow your career has a major impact on your professional and personal life, so it's equally important you know that the company that you choose to work at, and its leaders, will support and guide you. With a wide variety of people, global locations, technologies and products, 3M is a place where you can collaborate with other curious, creative 3Mers.
**This position provides an opportunity to transition from other private, public, government or military experience to a 3M career.**
**The Impact You'll Make in this Role**
As a C&I Major Projects Professional, you will have the opportunity to tap into your curiosity and collaborate with some of the most innovative people around the world. Here, you will make an impact by:
+ The MPR is the project manager for their assigned regions.
+ Working with SalesForce their job is to provide a boundaryless project management approach. Working with SalesForce and the local C&I reps they will assist and track the dollar impact that their activities have on projects where their work impacts sales results.
+ The MPR must be proficient in the use of Salesforce tool.
+ The MPR has a role in both the specification of and the direct "hands on" project work at the job site.
+ The MPR also has a leadership role with key owner, specifier and end user accounts (engineering or contractors) based in their assigned regions.
+ The MPR directly assists the Regional Sales Manager in their role as the regional manager of projects.
+ The C&I sales reps are assigned their top twenty-five projects with the assistance of the Major Projects Reps and their Regional Managers. Regional project goals are shared by the Regional Sales Managers and the MPR's
+ The MPR also works with the C&I rep to coordinate distribution strategies and increase total line sales and advising on pricing strategies.
+ The MPR is a key proponent of the use of our Construction Services team which entail larger and more profitable sales for the division and the local C&I Rep.
**Company Vehicle**
This position requires driving a company vehicle, which will require pre-employment and ongoing review of motor vehicle history for candidates who are offered and hired for this position
**Your Skills and Expertise**
To set you up for success in this role from day one, 3M requires (at a minimum) the following qualifications:
+ Bachelor's degree or higher (completed and verified prior to start) from an accredited university.
+ Five (5) years of experience in the electrical industry calling on contractors, distributors, engineers, and large-scale projects in a private, public, government or military environment
+ Five (5) years of technical experience with medium voltage cable accessories
+ Current, valid Driver's License.
Additional qualifications that could help you succeed even further in this role include:
+ Master's degree in electrical engineering discipline from an accredited institution
+ Experience managing multiple projects simultaneously
+ Experience managing and leading highly technical training sessions
**Work location: Remote, field based (** West Region - WA, CO, MT, NV, UT, WY, CA, OR **)**
**Travel: May include up to** **50% domestic**
**Relocation Assistance: May be authorized**
**Must be legally authorized to work in country of employment without sponsorship for employment visa status (e.g., H1B status).**
**Supporting Your Well-being**
3M offers many programs to help you live your best life - both physically and financially. To ensure competitive pay and benefits, 3M regularly benchmarks with other companies that are comparable in size and scope.
**Chat with Max**
For assistance with searching through our current job openings or for more information about all things 3M, visit Max, our virtual recruiting
assistant on 3M.com/careers.
Applicable to US Applicants Only:The expected compensation range for this position is $141,150 - $172,517, which includes base pay plus variable incentive pay, if eligible. This range represents a good faith estimate for this position. The specific compensation offered to a candidate may vary based on factors including, but not limited to, the candidate's relevant knowledge, training, skills, work location, and/or experience. In addition, this position may be eligible for a range of benefits (e.g., Medical, Dental & Vision, Health Savings Accounts, Health Care & Dependent Care Flexible Spending Accounts, Disability Benefits, Life Insurance, Voluntary Benefits, Paid Absences and Retirement Benefits, etc.). Additional information is available at: ****************************************************************
Good Faith Posting Date Range 11/10/2025 To 12/10/2025 Or until filled
All US-based 3M full time employees will need to sign an employee agreement as a condition of employment with 3M. This agreement lays out key terms on using 3M Confidential Information and Trade Secrets. It also has provisions discussing conflicts of interest and how inventions are assigned. Employees that are Job Grade 7 or equivalent and above may also have obligations to not compete against 3M or solicit its employees or customers, both during their employment, and for a period after they leave 3M.
Learn more about 3M's creative solutions to the world's problems at ********** or on Instagram, Facebook, and LinkedIn @3M.
Responsibilities of this position include that corporate policies, procedures and security standards are complied with while performing assigned duties.
Safety is a core value at 3M. All employees are expected to contribute to a strong Environmental Health and Safety (EHS) culture by following safety policies, identifying hazards, and engaging in continuous improvement.
Pay & Benefits Overview: https://**********/3M/en\_US/careers-us/working-at-3m/benefits/
3M does not discriminate in hiring or employment on the basis of race, color, sex, national origin, religion, age, disability, veteran status, or any other characteristic protected by applicable law.
**Please note: your application may not be considered if you do not provide your education and work history, either by: 1) uploading a resume, or 2) entering the information into the application fields directly.**
**3M Global Terms of Use and Privacy Statement**
Carefully read these Terms of Use before using this website. Your access to and use of this website and application for a job at 3M are conditioned on your acceptance and compliance with these terms.
Please access the linked document by clicking here (************************************************************************************************* , select the country where you are applying for employment, and review. Before submitting your application, you will be asked to confirm your agreement with the terms.
At 3M we apply science in collaborative ways to improve lives daily as our employees connect with customers all around the world. Learn more about 3M's creative solutions to global challenges at ********** or on Twitter @3M or @3MNews.
3M does not discriminate in hiring or employment on the basis of race, color, sex, national origin, religion, age, disability, veteran status, or any other characteristic protected by applicable law.
City Manager
Park City, UT job
Incorporated in 1884, Park City, Utah (pop. 8,400, elev. 6,898 ft., 20 sq. mi.), proudly celebrates its roots as a booming silver mining town turned world-class mountain resort community. Today, the city's reputation rests on its two major ski destinations - Park City Mountain and Deer Valley Resort. At peak times, Park City's daytime population swells to nearly 40,000. The world came here for the 2002 Winter Olympics, and the Games return in 2034. The FY 2025-26 budget (July 1 - June 30) totals $97.9 million (General Fund $54.4 million; reserves $15.56 million) and supports 364 FTEs - roughly 650 employees including part-time and seasonal staff.
This opportunity is available with the departure of City Manager Matthew Dias, who served the city capably for over 12 years, first as deputy city manager, then for six years as city manager. The next city manager will inherit a talented, dedicated leadership team of various levels of experience. The city manager position in Park City is a challenging, uniquely demanding job. The community is extremely engaged; residents' expectations are high; and the issues are numerous, nuanced, and complex. It's hard to find a brighter or more intense spotlight than the one shining on Park City.
A four-year degree in a relevant field of study, preferably in public administration, business administration, or a related field, and seven to ten years of progressively responsible experience in local government, including at least five as a municipal or county manager, deputy, assistant, or major department head, or any equivalent combination of education and experience are all required. Experience must include managing operations and people, and in some of the following areas: finance and budget, strategic planning, transportation, media relations, and project management. A master's in public administration or a related field, and experience serving mountain, resort, or other communities with tourism-based economies are preferred. Also preferred are International City/County Management Association (ICMA) membership and experience or expertise in legislative activities, lobbying, and negotiation.
The annual salary range for this position is $210,000 to $270,000 DOQE. In addition, the following benefits are provided: comprehensive health benefits, including employer fully paid
medical and dental insurances; retirement benefits through Utah Retirement Systems (URS pension), and defined contribution plans with a 457 match; and generous paid time off plus 13
paid holidays. Additional benefits include $10,000 in annual tuition reimbursement, stipends for bilingual ability and childcare support, and outdoor lifestyle perks to include ski and mountain bike passes at Deer Valley Resort, cross-country ski passes, a family membership to the MARC (Park City Municipal Athletic & Recreation Center), and discounts at the Park City Golf Club, and the Park City Ice Arena. The preferred candidate will be eligible to receive support through a housing stipend, or access to subsidized city housing, for up to two years. Relocation assistance subject to negotiation.
Appraisal Review Manager - Residential - UT, CO, TX, AZ, NV
Midvale, UT job
Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker magazine as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.
With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.
The Appraisal Review Manager selected for this opportunity will be working within Real Estate Technical Services to support daily operations across multiple teams. This dynamic position will require the successful candidate to be comfortable with change, development of new skills, and consistently being self-driven to balance multiple responsibilities simultaneously within prescribed deadlines. This role will report to the new Enterprise Technology Center in Midvale, UT.
Responsibilities:
* The Appraisal Review Manager is responsible for the residential appraisal review area and serves as liaison, efficiency expert and problem-solver between loan production and the residential Appraisal Review Department.
* Participates in the automation of the appraisal procurement, review, scoring and system monitoring process to ensure industry "best practices" and provide a competitive advantage.
* Manages the daily operations, focusing on increasing reliability, accuracy and efficiencies relating to procurement and review of residential real estate appraisals for consumer and mortgage lending, across all regions.
* May be required to perform appraisal reviews.
* Develops, administers, and manages the training of the appraisal review specialists, for both direct reports and applicable bank staff.
* Manages the consumer and mortgage lending "appraisal dispute" function for consumer and mortgage lending customers.
* Resolves appraisal disputes and appraiser or client complaints, as necessary.
* Performs project management leadership functions as a project manager or team member, as needed.
* May be responsible to drive process improvement initiatives, including gathering and documenting business requirements.
* Strong project management experience and data analytics proficiency preferred.
* Possesses proficiency in MS Office, as well as experience in Power BI, Power Apps, Power Automate, and TEAMS. Proficiency in SQL and Python, preferred.
* Assists in all phases of third-party supplier risk management life cycle for valuation services vendors.
* Keeps abreast of industry knowledge and regulations pertaining to appraisal methodology and secondary mortgage market policies and procedures to ensure both regulatory and investor compliance.
* Provides oversight to executive management by developing and providing various departmental reports, as necessary, to department management.
* Facilitates the efficient integration of all applicable operating systems.
* Responsible to ensure compliance with bank policies, federal regulations and USPAP standards.
* Ensures that appraisals are consistent with regulations.
* Responsible for interpreting and implementing current regulations.
* May also order appraisals to control costs, ensure independence between loan and appraisal departments and give proper instructions for the appraisers.
* Responsible for hiring, transfers, terminations, and performance evaluations.
* Other duties as assigned.
Qualifications:
* Requires a bachelor's degree in business, finance, or related fields,
* 6+ years of directly related appraisal, credit, or financial analysis or equivalent.
* Management experience required. Management experience at a federally regulated institution preferred.
* Certified Residential Appraiser license required at a minimum.
* Professional appraisal association designation preferred.
* Requires advanced knowledge of appraisals, appraisal practices, principles, applications, and methods.
* Advanced knowledge of audit procedures, legal and regulatory requirements.
* Must possess applicable appraisal licensing, valuation experience and requisite mortgage and consumer lending knowledge to facilitate the efficient integration of all applicable operating systems.
* Must have strong management, client relations and communication skills, both written and verbal.
* Must possess advanced analysis and problem-solving skills.
* Ability to work with internal and external clients.
* This position is eligible to earn a base salary in the range of $115,000 to $145,000 annually depending on job-related factors such as level of experience and location
* Work Location:
This position can be located at one of our headquarters in the following locations:
* Phoenix, AZ
* Denver, CO
* Las Vegas, NV
* Houston, TX
* Midvale, UT
Benefits:
* Medical, Dental and Vision Insurance - START DAY ONE!
* Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
* Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
* Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
* 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
* Mental health benefits including coaching and therapy sessions.
* Tuition Reimbursement for qualifying employees
* Employee Ambassador preferred banking products
Mortgage Loan Funder
Draper, UT job
Job Title: Mortgage Loan Funder
Job Type: Full Time
Company: Village Capital & Investment LLC
Introduction:
Village Capital is a well-established, nationwide mortgage lender and servicer headquartered in Henderson, Nevada. We are dedicated to delivering a fast, efficient, and high-quality mortgage experience for our customers and business partners. Specializing in FHA, VA, and USDA loan programs, we work closely with loan originators, brokers, and correspondents to offer competitive rates and flexible terms tailored to our clients' needs.
Job description:
Are you detail-oriented, dependable, and calm under pressure? Do you enjoy checking every box and making sure things get done the right way? We're looking for Mortgage Funders who are organized, responsive, and committed to getting loans across the finish line.
As a Mortgage Funder, you'll be a critical part of the process, reviewing final closing packages, coordinating disbursements, and making sure all funding conditions are met. You'll work closely with closers, warehouse banks, and title companies to ensure each file is clean, compliant, and ready to go. If you love structure, deadlines, and making things happen, this is the role for you.
Key Responsibilities
Review closing packages and verify conditions
Coordinate wire releases with warehouse banks
Communicate with Title, Closing, and Warehouse teams
Maintain accuracy in the LOS and stay on top of deadlines
What You'll Bring
1 years mortgage funding experience preferred
Familiarity with Encompass and TRID
Strong attention to detail
Clear, professional communication style
Benefits:
401(k) matching
Dental insurance
Health insurance
Health savings account
Life insurance
Paid time off
Vision insurance
In Summary:
If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village Capital & Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!
2026 Banker Analyst - Commercial & Specialized Industries - Analyst
Salt Lake City, UT job
You are customer focused and enjoy learning about financial solutions for middle market clients. A role as a Commercial & Specialized Industries Banking/Treasury Analyst is for you.
As an Analyst in Commercial & Specialized Industries, you will work both independently and as part of a team to introduce a broad spectrum of banking & payments solutions to clients. As an analyst in the hybrid banking/treasury rotation you are responsible for supporting Bankers, and Treasury officers through business development, deal execution and client management.
The Commercial & Specialized Industries Analyst Program is a rotational experience designed to expose you to the many areas of direct client work across banking, treasury, and credit analysis with client-facing work, as well as extensions of these functions through strategic project work and more. Throughout your program timeline you will hone your financial and client-facing skills to build your career in the financial services industry.
Job Responsibilities
Work on financial models to support financing transactions
Assist in the completion of credit approval memos
Prepare marketing materials for use in client meetings (covering topics such as financing alternatives, working capital optimization, and industry analysis)
Learn how to identify treasury product solutions to benefit clients' long-term planning
Develop an understanding of the full breadth of J.P. Morgan products and service offerings
Conduct client and prospect research to support business development effort
Required Qualifications, Capabilities and Skills
Minimum GPA 3.2 required
Superior analytical, leadership, interpersonal and written/verbal communication skills
Keen attention to detail and creative mindset
Proven ability to multi-task and meet deadlines in a fast-paced environment
Exhibit sound judgement, agility, and the ability to work as a team player
Preferred Qualifications, Capabilities and Skills
1+ years relevant experience post-college graduation; experience in financial services, accounting, or a related field is a plus
Completed BA/BS degree (Business, Finance & Accounting preferred; all majors considered)
Some exposure to credit fundamentals and/or previous client exposure is a plus
Knowledge of the market dynamics and its business environment preferred
This role is not eligible for employer sponsored immigration support of any kind.
Auto-ApplyManager - International Account Development (Virtual - Western US & Tri-State)
Utah job
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
Retain and profitably grow a limited number of our largest and most strategic global and regional commercial card and payment clients. Qualified candidate must provide proactive consultation to develop strong customer relationships and to drive and lead global program growth, profitability and retention.
**Responsibilities:**
+ Create strategic vision and set goals to drive profitable growth and retention across key global and regional customers
+ Create and own holistic global and regional account business plans that incorporate strategies and actions for: (1) Penetrating customer relationships across business units, service units, and global/regional teams including metrics of success and regular formal reviews, (2) Creating global/regional growth opportunities through proactive consultation and deep understanding of customer end-to-end payment eco-system, (3) Deeping and entrenching customer relationships, from the program level up to the C-suite, and (4) Driving a robust pipeline of opportunities to significantly grow both share of wallet spend and net new spend on American Express products and solutions.
+ Lead contract negotiation strategy and management for contract renewals, RFP responses, and pricing proposals
+ Maintaining detailed understanding of customers industries, business and organizational goals and objectives, including but not limited to, a deep understanding of customer financials, business strategy and business risks as it relates to global commercial card and supplier payments, and aligning those customer needs to American Express products and services.
+ Accountability in developing broad and deep relationships at all levels organizationally, globally, and across a wide scope of American Express teams, customer teams, and 3rd party strategic partners.
+ Partner, collaborate and provide leadership across American Express global matrix teams to: (1) Cross-sell complimentary products and services designed for Commercial Card clients including B2B Payment Solutions and T&E Payment Products, (2) Assist customer contacts to facilitate and interface with key linkages with internal American Express teams, including client management, operational and servicing, risk and underwriting, general counsel legal, product management and strategic partnership, and operational teams to ensure that customer expectations, service quality and contractual obligations are met and/or exceeded
+ Resolve complex issues, including those related to global systems and process integrations, changing local market regulatory conditions, underwriting and risk management mitigations...etc., using formal project management plans, action plans, and risk management plans when required
**Minimum Qualifications:**
+ Deep experience in client management, sales, and/or business development roles with multi-national, enterprise-level companies, ideally in the T&E commercial card payments and the procure-to-pay process and payments solutions space.
+ Proven track record in successfully driving growth and sales with global clients through developing and managing a robust pipeline of multiple opportunities, researching and understanding customer needs, and planning strategically to progress the pipeline through solutions and consultative based selling
+ Experience in global contract management, including development and leading complex negotiations, and leading internal collaborations with highly matrixed and decentralized global teams
+ Ability to develop, execute and complete a Work Plan, Strategy and Action Plan. Show the skill set to assemble and deliver a presentation telling a clear, concise story aimed at the specific outcome(s) with Procurement, Finance and Treasury professionals
+ Evidence of successfully managing global programs and projects with cross-functional teams in a global matrixed organization, including facilitating engagement with multiple subject matter experts, balancing competing leadership priorities with different teams, leading with influence and limited direct authority, and in environments with ambiguity
+ Ability to lead complex client discussions, manage escalations and influence decisions
+ Strong knowledge of and the ability to understand, discuss, negotiate, explain and present benefits of global commercial payment products and solutions, and their related economic and financial benefits to a client
+ Maturity of judgement in client and internal situations
+ Strong analytical skills
+ Ability to effectively leverage internal resources
+ Strong customer service skills and responsiveness
+ Polished, professional negotiation and selling skills
+ Solid knowledge of Global Corporate Payments products and services
+ Ability to drive results
+ Candidate must be able to work virtually and reside in territory (California, Arizona, Texas, Colorado, Washington, Utah, New York, New Jersey, or Connecticut)
**Preferred Qualifications:**
+ 8 years of Commercial Card Relationship Management/Consulting/Sales experience with global customers
+ Corporate finance, accounting and finance operations experience
+ Strong understanding of Procure-to-Pay (P2P) processes, Expense management solutions and Accounting/ERP Systems
+ Negotiation and contract management experience
+ Program management skills and experience, ideally leading global teams
+ Project management skills and experience
+ Knowledge of the competitive environment within the Commercial Card and P2P space
+ Understanding of Treasury functions and T&E management
+ Understanding of Meetings and Events management is a plus
**Qualifications**
Salary Range: $89,250.00 to $150,250.00 annually bonus benefits
The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ 6% Company Match on retirement savings plan
+ Free financial coaching and financial well-being support
+ Comprehensive medical, dental, vision, life insurance, and disability benefits
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site .
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: ***************************
* Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.
**Job:** Sales
**Primary Location:** US-Texas
**Other Locations:** US-Colorado, US-California, US-New York, US-Arizona, US-New Jersey, US-Connecticut, US-Washington, US-Utah
**Schedule** Full-time
**Req ID:** 25022703
Underwriter III
Sandy, UT job
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary:
The Underwriter III plays an important role in the organization by performing a number of activities related to the company's retail operations functions. The role is primarily responsible, under intermittent to infrequent supervision, for underwriting conventional, FHA, VA, USDA, new construction, and condominium project loans according to company, secondary market investor, and government agency standards. This includes ensuring all tax, title, insurance, and closing documentation associated with the loan applications are accurate and complete, and approving or denying loan applications based on compliance with underwriting standards and risk management factors. The Underwriter III is considered the “go to” subject matter expert when the Lead/Supervisor/Manager is not available.
Essential Functions:
Review and evaluate loan documents to ensure accuracy, completeness, and compliance with company standards, federal and agency standards and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
Analyze customer's loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds, and supporting documentation to identify potential fraud or misrepresentation.
Review appraisals to ensure that loans meet secondary market, investor, and company standards.
Work with Loan Processors and Loan Officers on collecting information and documentation necessary to finalize incomplete loan packages.
Determine if additional documentation or information would aid loan decision; request additional documentation or information accordingly.
Provide options and recommendations to borrowers regarding suitable loan programs.
Stay abreast of current regulations and industry trends that affect compliance and decision-making.
Verify that system input is accurate and that company systems match Automated Underwriting System (AUS).
Use expertise to answer questions and resolve escalated issues from junior-level teammates.
Perform other duties as assigned.
Qualifications:
High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred, along with total recent work experience that includes five or more years underwriting conventional, FHA, VA, or Bond Program loans, and/or five or more years experience underwriting jumbo, or permanent/one-time close loans.
Direct Endorsement (DE) certification required; must have current certification(s) for any assigned region with state-specific requirements to originate/supervise loans, along with endorsements including Direct, VA, Auto and SAR.
Expert-level knowledge of overall mortgage lending processes, including underwriting, funding, and loan processing.
Expert-level knowledge of valid documentation related to the processing consumer mortgage applications (e.g., tax returns, financial statements and records, verification of income and deposits, etc.).
Expert-level knowledge of underwriting and regulatory requirements; detailed knowledge of federal, state, and regulatory requirements/guidelines related to consumer mortgage lending and internal processes and controls.
Ability to think critically, including the ability to evaluate facts and data to draw conclusions, and determine the downstream impact of decisions and associated risks.
Ability to prioritize multiple tasks in a deadline-driven environment; strong sense of urgency and responsiveness.
Intermediate math skills.
Strong verbal and written communication skills.
Strong detail orientation and highly organized.
Supervision:
Intermittent to infrequent supervision required, depending on experience. Possible 1 Indirect Report
Moderate to high levels of independent judgment and discretion required; resolves escalated issues of high complexity
May provide guidance to less experienced teammates
Requirements:
Physical: Work is primarily sedentary; occasionally walks and/or stands.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Hourly Range
$35.1548 to $52.7327 USD
Guild Mortgage Company is an Equal Opportunity Employer.
Manager, Treasury
Salt Lake City, UT job
When you join Sallie Mae, you become a champion for all students. We're on a mission to power confidence as students begin their unique journey. To help them plan their higher education, successfully finish, and prepare for life after school. To help them Start smart. Learn big.
Students need guidance navigating this important time in their life. They need someone who acknowledges that their education path is unique. They need a partner willing to evolve and not only meet but surpass their expectations. We're changing. Because students need a better way.
We're looking for people who are excited to drive this transformation. To break barriers and think of new ways to adapt, help, and create better experiences for students-and for each other.
This is where diverse backgrounds, beliefs, and perspectives matter. It's where you're empowered to bring your authentic self to work.
Feeling your best allows you to do your best. Our benefits take care of the whole you-from physical and mental to financial and professional. You'll get opportunities to further your education and career, support for you and your family (including your pets!), paid time off to volunteer for the things that matter to you, and more.
We're obsessed with impact and making a real difference. For us, that means putting relationships first, asking "why not?" when tackling challenges, and continuously learning new skills.
Come do more than join something, change something. For students, for future generations, for the future of education.
What You'll Contribute
This asset liability management position carries responsibility for modeling and exploring strategies to manage the interest rate risk of Sallie Mae Bank. Running the Asset & Liability market risk model is a primary role, including assisting in the development of risk management strategies, interfacing with other bank and affiliate departments to understand key business developments affecting the Bank and its financial products and instruments, refinement and reporting of all critical modeling assumptions, executive reporting and ad hoc market risk analysis for the Treasurer and Asset and Liability Committee, and supporting the Sr. Manager, Treasury in all model risk management, validation, audit and regulatory examination processes.
The candidate is expected to analyze and report on the characteristics and behavior of new and existing products related to market changes, develop and run SQL queries, support liquidity risk in the A/L model, and participate in departmental and cross-functional projects.
The candidate will assist the Sr. Manager in documentation and compliance with the controls, policies, procedures, and regulatory guidance relevant to responsibilities.
The position must be able to communicate effectively with internal and external parties as well as be able to manage multiple tasks simultaneously while guaranteeing timely completion of each.
What You'll Do
* In coordination with the Sr. Manager, running, updating, and developing interest rate risk model, performing sensitivity testing, back-testing, maintain model documentation, creating alternative modeling scenarios, developing management recommendations, and reviewing and interpreting model results.
* Extract and manage model data, develop and run SQL queries and SAS reports.
* Supports all audit and examination processes; assembles and prepares materials in response to requests and questions.
* ALCO Support - executive reporting, ad hoc analyses and other projects as assigned.
The above information is intended to describe the general nature and level of work performed by employees assigned to this job; it is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees in this role.
What You Have
Minimum education, skills and experience required.
* Bachelor's degree in Accounting or Finance
* 5+ years of interest rate risk management and financial analysis experience
* Experience developing and running an Asset/Liability model or other complex financial model
* Advanced knowledge of Microsoft Office applications, particularly Excel
* Demonstrated ability to utilize G/L and other databases to generate analyses and reporting
* Understanding of bank balance sheets, financial instruments, and risk management principles will be critical to success
* Experience utilizing SQL, SAS, and/or Oracle to extract data from databases
* Understanding of Treasury functions and a strong governance environment will enhance the candidate's contributions in this role.
* Solid understanding of financial concepts and the ability to design and carry out complex analyses.
* Ability to balance multiple priorities simultaneously to meet tight deadlines and to work toward objectives with minimal supervisory support.
* Detail oriented with constant focus on accuracy in reporting and analysis, including identifying risks and opportunities to improve processes and tactics.
Preferred education, skills, and experience.
* MBA, Master of Finance, or CFA
* Prior experience with Empyrean ALM software
* Prior experience with Tableau
The Americans with Disabilities Act
The Americans with Disabilities Act of 1990 (ADA) prohibits discrimination by employers, in compensation and employment opportunities, against qualified individuals with disabilities who, with or without reasonable accommodation, can perform the "essential functions" of a job. A function may be essential for any of several reasons, including: the job exists to perform that function, the employee holding the job was hired for his/her expertise in performing the function, or only a limited number of employees are available to perform that function.
Feeling your best helps you do your best:
Our benefits take care of the whole you-so you can build your work around your life (not the other way around!).
* Competitive base salaries
* Bonus incentives
* Generous PTO, Floating Holidays and 12 Federal Holidays observed
* Support for financial-well-being and retirement 401k with employer match
* Comprehensive medical, dental, vision, hospital indemnity, critical illness, pet insurance and more
* Employer paid short-term/long-term disability and basic life insurance
* Flexible hybrid working arrangements.
* Paid parental leave and adoption reimbursement programs
* Free access to on-site staffed fitness centers (in Delaware) and gym subsidy (for locations outside Delaware)
* Confidential counseling support (EAP), Health Advocacy services and Wellness program with financial incentives
* Tuition Reimbursement and Family Scholarship Programs
* Career development and training opportunities
Not the right fit? Let us know you're interested in a future opportunity by clicking Introduce Yourself in the top-right corner of the page or create an account to set up email alerts as new job postings become available that meet your interest!
Sallie Mae is proud to be an equal opportunity (EEO) employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender, sexual orientation, national origin, age, genetic information, gender identity, disability, Veteran status or any other characteristic protected by federal, state or local law. Click here to view the U.S. Pay Transparency Policy, here for federal job applicant notices, and here to view the California Employee Privacy Notice.
Reasonable accommodations are available for applicants with disabilities in all phases of the application and employment process. To request an accommodation please call ************** and choose option 9. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
Auto-ApplyMaster Teacher
Salt Lake City, UT job
Utah Community Action in Salt Lake City, UT, is seeking to hire a Master Teacher for our Head Start preschool. Our Master Teacher earns a competitive wage of $28.83 per hour. In addition, we offer generous year-round benefits, including: * Health, dental, and vision insurance
* A healthcare spending account (HSA) with up to a $2,500 match
* A 401(k) plan with a 5% match
* Short- and long-term disability insurance
* Company-paid Life insurance
* 11 paid holidays and PTO
* Paid time off between Christmas and New Year's
* One hour of paid time on Fridays for self-care and mental health
Are you seeking a fulfilling teaching career that allows you to make a positive impact on the lives of preschool children? Do you want a job where you look forward to coming to work every day? If so, apply today!
SUMMARY
The Master Teacher supervises assigned staff, works cooperatively as a member of a classroom team to deliver high-quality services for all children and families, and is responsible for the care and education of a group of children as part of the teaching team.
REQUIRED QUALIFICATIONS
* A bachelor's degree or advanced degree in Early Childhood Education, Child Development, or a related field with an emphasis on Early Childhood essential topics
* Experience teaching preschool-aged children.
* Must complete and maintain a CPR/First Aid certification within 90 days of hire
* Must complete and maintain a Food Handler Permit within 60 days of hire
PREFERRED QUALIFICATIONS
* Two years of related experience
* Previous Head Start experience
* Bilingual in languages spoken by families served by UCA
* Valid driver's license
The typical schedule is Monday through Friday, from 7:45 am to 4:15 pm.
Verification of degree/transcripts required.
The Agency is committed to providing equal employment opportunities for all persons. It is dedicated to the following practices: To recruit, employ, train, and promote persons for all positions without regard to race, color, religion, sex, age (40 and over), national origin, disability, marital status, familial status, sexual orientation, gender identity, pregnancy, childbirth or pregnancy-related conditions, veteran, genetic information, military service, immunity status or other protected-group status and to base decisions regarding applicants and employees on an individual's job-related qualifications and other relevant and lawful factors.
Loan Processor III
Draper, UT job
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. “Go to” subject matter expert/lead when Supervisor/Lead is not available.
Essential Functions
The processor is to become the contact for non-licensed activity once the loan is submitted to them.
Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans.
Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation.
Identify potential issues and communicate to consumer and loan officer.
Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues.
Stay current with federal, state regulations, policies and industry trends.
Check ratios and verify accuracy of AUS findings and program applicability.
Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval.
Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary.
Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs.
Update and verify accuracy of data input into system.
Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing.
Order generation of loan documents.
Coach and provide guidance to less experienced Processors as needed.
Use and modify templates to compose professional correspondence and emails.
Provide status updates to Loan Officers and/or borrowers.
Qualifications
High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans.
Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners.
Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans.
Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines.
Expert knowledge in new construction documentation and condominium projects.
Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.).
Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness.
Excellent customer service, interpersonal, verbal and written communication skills
Intermediate math skills.
Strong verbal and written communication skills.
Strong detail orientation and highly organized.
Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs.
Supervision
Depending on experience, supervision is intermittent to infrequent
Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization
May provide guidance to less experienced team members to resolve/escalate issues of high complexity
Exercise sound judgment in executing core job responsibilities
Average monthly pipeline is 14 loans.
Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
This position offers eligibility for incentive compensation.
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.