PrimeLending Jobs

Benefit highlights: 11 Paid Holidays, 15+ days of PTO, 401k Matching, Health Benefits, and more! The Investigator II will have minimal supervision under manager or designee, accumulates information regarding initial stages of external investigations. Will present questionable issues to more experienced investigators or management. Develop the ability to function as a departmental representative in routine issues. May accompany more senior members of the Investigations team to enhance this dimension. Responsibilities Good working knowledge of various fraud schemes (kiting, elder abuse, BEC, wire fraud, counterfeit rings, etc.) and characteristics of the red flags. Good working knowledge of research and investigative software programs and tools. Accurately and thoroughly document case comments and all investigative steps in compliance with department procedures and standards. Accurately identify and submit timely Suspicious Activity Reports (SARs) and Management Notifications with minimal supervision. Good working knowledge of bank regulations and operations to assist in determining risk to the bank on fraud related issues. Assist other team members as directed. Ability to research and investigate external cases concurrently, with minimal management supervision, while adhering to all department and regulatory standards. Maintain communication by providing telephone support to all branches and Call Center, discussing possible policy changes with Management to present to Operation Services, notifying Regional Managers of large losses, and communicating with law enforcement on pending investigations. Establish liaison with business units and initiates contacts with outside corporations and agencies. Attend area Intel Meetings as directed. Conduct routine interviews and may participate in more complex interviews with more experienced investigators. Handle project assignments as needed. Qualifications Bachelor's Degree in business related discipline or commensurate experience required. Financial Fraud experience preferred. 3 or more years of bank fraud investigations experience or 7 years banking experience required. Fraud-interviewing experience preferred. Excellent verbal, written and interpersonal communication skills with the ability to interact with all levels of Bank personnel and law enforcement. Strong analytical, time management, organizational, and problem-solving skills with the ability to multi-task and work in a deadline-driven environment. Must be self-motivated with strong initiative, high level of accountability, and the ability to work independently. Strong computer skills, specifically with Microsoft Office suite of products, and the ability to learn and utilize custom banking systems and applications. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

Hilltop Holdings Inc. is currently looking for a qualified student to join our Quantitative Analytics team as an Intern for the fall semester. This individual will work closely with our Manager of Quantitative Analytics to gain hands-on experience in the financial services industry while assisting with several key initiatives across the company. Professional Development Objectives: This individual will gain an understanding of the financial services industry, exposure to working in quantitative analysis and model development. **Responsibilities** * Under the direction of the Manager of Quantitative Analytics, interact with various groups within the organization, including credit, risk, accounting, treasury, and IT * Apply statistical and other modeling techniques to stress credit, market, liquidity or profitability risk, research academic or industry literature to support new model development and create simulations and other analysis to test them * Learn about new market developments across banking, mortgage, and investment industries * Desire to learn about career opportunities in the quantitative analytics and/or financial services industry * Direct interaction with senior leaders across each line of business * Other duties as assigned **Qualifications** * Excellent verbal, written and communication skills * Proven self-starter who can initiate tasks and follow up to completion * Exceptional time management and organizational skills * Exceptional analytical skills; above average attention to detail * Ability to review, manipulate, and analyze large, complex data sets * Undergraduate or graduate students pursuing a degree in Statistics, Mathematics, Business Analytics, or other quantitative disciplines * Candidate MUST have authorization to work for any employer in the US without requiring sponsorship, whether in student status or not *The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.* **About the Team** The Finance department at Hilltop Holdings is a vital component of our organization. We are responsible for managing and optimizing the financial health of the company. Our team is comprised of highly skilled professionals who possess a deep understanding of the intricate workings of the financial world. We analyze and interpret financial data, ensure accurate reporting and compliance with regulations. With a focus on strategic financial planning and forecasting, we provide valuable insights to guide decision-making processes throughout the organization. From budgeting and forecasting to financial analysis and risk management, our department plays a crucial role in driving the success and sustainability of Hilltop. We work closely with other departments to support their objectives, provide financial guidance, and facilitate effective resource allocation. With a commitment to integrity, transparency, and fiscal responsibility, the Finance department at Hilltop is dedicated to achieving and maintaining financial excellence. Experience Level Intern

HilltopSecurities is currently looking to hire an Institutional Portfolio Strategist. This position is an experienced management level generalist, providing investment advisory services to local government clients, including cities, counties, school districts, utility and transportation authorities, and other public entities. Managed accounts include general operating funds, debt service funds, reserve funds and bond proceeds. To be successful in this role, the candidate should understand the investment process and feel comfortable reviewing fixed income investment opportunities, transactions, cashflows, investment policy, fund strategy, and monthly reports for institutional clients. Responsibilities Interfacing with clients, developing and discussing client strategies Preparing economic presentations and summarizing economic data releases Understanding bond market-relevant economic indicators Writing basic proposals, preparing responses to RFPs Participating in new business interviews Speaking intelligently to board members, county commissioners and public officials Creating, amending, and updating client investment policies and strategy Analyzing and recommending fixed income investment options Monitoring portfolios for compliance with investment policy Reviewing transactions, investment reports, and client invoicing Assisting with written economic commentary, newsletters, and investment strategy letters Presenting investment reports and performance data to governing bodies Responding to client and internal partner inquiries and special projects Providing formal investment training for clients and prospects Performing basic credit analysis Qualifications Bachelor's degree in business, finance, mathematics, accounting, or finance-related field. Career experience in a closely related field may be considered as a suitable alternative. Advanced degree or CFA is desirable. FINRA Series 7 and Series 66 required or obtained within 60 days of hire. Minimum 8 years of experience acting as an institutional portfolio manager, portfolio analyst, investment advisor, finance director or similar occupation. Understanding of MS Office applications, with emphasis on Excel, Word and PowerPoint Experience with Bloomberg Financial Markets terminal. Strong communication skills including ability to present at industry conferences. Demonstrated ability to effectively present financial information to institutional managers, executives or governing bodies. Sales experience of some type is desirable. Understanding of, or experience working with, public sector clients. Periodic domestic travel will be required.

Under the direction of the Branch and/or Production Manager, markets and promotes Highland Home Loan's products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of Highland Home Loans and its customers Essential Functions 1. Evaluates Highland Home Loan's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.2. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.3. Markets and promotes Highland Home Loan's financial products;4. Originators are expected to meet the Company's minimum production standards of 4 funded units or $800,000 in funded volume on an ongoing basis per month, by taking complete and accurate loan applications, using Highland Home Loan's product set.5. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. 6. Collects and analyzes information regarding the customer's income, assets, investments or debts.7. Advises the customer regarding the advantages and disadvantages of different loan products.8. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.9. Oversees the loan process by monitoring loan status and ensures conformity with terms. 10. Communicates loan status to all interested parties, and obtains loan documentation after closing.11. Presents terms and conditions of loans with customers.12. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.13. Maintains a professional image and adheres to standards consistent with company policies and procedures.14. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).15. Other functions as needed.Job Requirements • High school diploma or equivalent and appropriate licenses as required by state.• Valid driver's license and current automobile liability insurance.• A minimum of 12 months loan originator experience required.• Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.• Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.• Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.• Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. • Continue to expand knowledge of issues influencing the industry and the organization.

Hilltop Holdings is looking for a Business Continuity Disaster Recovery (BCDR) Analyst to join our team. Under the direction of the HTH Corporate Security & BCDR Director this position will be responsible for the planning, development, execution, maintenance and testing of Business Continuity Disaster Recovery, and Crisis / Incident Management programs for applicability to Hilltop Holdings and subsidiary companies. Provides input to firm-wide efforts to manage risk by aligning policies, procedures and reporting with the firm's BC/DR plans and regulatory requirements. Will assist in conducting risk-based assessments and impact-based analysis for the purpose of developing and maintaining business continuation plans for the company. **Responsibilities** * Develop and maintain continuity policies, standards and procedures that align with the organization's objectives and relevant industry regulations. * Works with business owners to conduct Business Impact Analyses used to create continuity plans and strategies to ensure the resumption of key functions within required time and service level objectives. * Design, coordinate, execute, and document BC/DR periodic exercises for critical business processes. * Work with risk management staff to incorporate BC/DR risks into enterprise risk architecture * Provide ongoing SME guidance and assistance to lines of business on continuity matters * Coordinate with infrastructure and application areas to develop and maintain continuity and recovery procedures for critical business applications. * Assist Crisis Management/Incident Management efforts during service disruption events * Review performance data to monitor and measure departmental productivity, goal achievement, and overall effectiveness * Strategic partnering and communication with internal and external contacts, including senior leadership levels as necessary, to ensure expectations and timelines are met **Qualifications** * Bachelor's degree in Information Systems, Business Administration, Emergency Management, or related field preferred. * One or more of the following certifications preferred (CBCP, ABCP, CRISC, CISA, CPP) * Previous work adhering to Federal Regulatory requirements (FFIEC, SEC, FINRA, Federal Reserve) * Minimum of 3 or more years of related experience with business continuity planning. * Excellent verbal and written communication skills * Excellent inter-personal skills, conflict management skills, and ability to handle delicate situations with diplomacy and tact * Excellent strategic thinking, business acumen, and accountability * Demonstrate excellent analytical skills and attention to detail * Demonstrate sound judgment, decision making ability, and ability to negotiate and influence decision making * Excellent PC skills, including Microsoft Office Suite; ability to learn additional programs as required * Demonstrate excellent time management, organizational and problem-solving skills *The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.* **About the Team** Hilltop Holdings' Corporate Security department ensures the safety, security, and well-being of our employees, clients, and company assets. We operate with the highest level of professionalism and integrity, leveraging our expertise in risk management, threat assessment, and emergency response to create a secure environment for all. Our highly trained team implements and maintains robust security protocols, including access control systems, surveillance measures, and information security practices. We closely monitor emerging threats and trends, continuously adapting our strategies to mitigate risks and proactively address potential vulnerabilities. Additionally, we foster a culture of awareness and preparedness, providing comprehensive training programs to educate our employees on security best practices. With a strong commitment to confidentiality and compliance, the Corporate Security department plays a vital role in safeguarding Hilltop's reputation and business operations.

Hilltop Securities Inc. is currently looking for a qualified student to join our Quantitative Risk group as a summer intern. This individual will work closely with our Strategic & Risk Management group to gain hands-on experience in the profession while assisting with several key initiatives across the company. They will develop entry-level experience in the financial services industry, including development and delivery of initiatives, and effective practices. Our Summer 2025 Internship Program is an in-person experience lasting from May 27, 2025 to August 1, 2025, with opportunities located in downtown Dallas at our HTS Tower location and throughout the country at various branch locations. **Responsibilities** * May perform clerical duties, take memos, maintain files, and organize documents * Assist in preparing information and research materials including but not limited to Word documents, Excel worksheets and/or Power Point presentations * Takes notes and memos during meetings * May run general industry related errands * Apply critical thinking to solve customer or operational requirements * Perform tasks and applies knowledge of principles and methods necessary to meet operational requirements * Learn, interpret and explain products and/or processes * Review and analyze data * Other functions as needed **Qualifications** * High school diploma, GED, or equivalent. Rising Junior or Senior studying Business, Finance, Engineering, Computer Science of related field * Some experience in financial services preferred, but not required * Computer hardware, operating system (windows or Mac) and software/applications (MS Office, Internet Explorer, Outlook, etc.), skills * Candidate MUST have authorization to work for any employer in the US without requiring sponsorship, whether in student status or not * Data analysis skills and ability to review and interpret large data sets; preferred * Working knowledge of Excel/VBA, SQL, Python, and BI tools such as Tableau; preferred **About the Team** Hilltop Holdings' Risk Advisory department provides independent and objective enterprise and operational risk management advisory services to assist management in the identification, measurement, and monitoring of threats to strategic and management objectives. We apply a systematic approach to develop risk metrics, execute risk assessments, and evaluate loss events across Hilltop and its operating companies-PlainsCapital Bank, PrimeLending, and HilltopSecurities. Risk Advisory is a function within the Corporate Risk department, which also includes other Risk functions such as Counterparty Risk, Quantitative Risk, and Loan Review. As a member of the Risk team, you will join a group of professionals devoted to working together and helping each other succeed. We are passionate about the key role we play in our organization's success and have a close, collaborative relationship with management across our family of companies. The members of Risk are committed to encouraging professional development and growth. We focus on development in three core pillars: soft skills, technical skills, and industry knowledge. We strive to develop and promote talent within the department. Along with a commitment to quality and continuous improvement of our methodology, Hilltop's Risk department is distinguished by its strong belief in helping one another succeed and always doing what's right. Experience Level Intern

Benefit highlights: 11 Paid Holidays, 15+ days of PTO, 401k Matching, Health Benefits, and more! Under direct supervision, the Teller/Customer Service Representative processes a variety of financial transactions including cashing checks, receiving deposits, distributing withdrawals, processing transfers, accepting loan payments and preparing change orders. Will also assist customers with opening accounts, processing check orders, issuing debit cards, general maintenance on existing accounts, and other account related duties as needed. This Floating position covers the North Fort Worth branches, including Denton, Southlake, Camp Bowie, and Downtown. Responsibilities Provides excellent customer service which includes prompt acknowledgment of the customer, maintaining a friendly and courteous disposition and a professional image, and accurately processing customer transactions. Processes a variety of transactions, including cashing checks, receiving deposits, distributing withdrawals, processing transfers, accepting loan payments and preparing change orders. Responds to routine inquiries regarding bank products and services for both customers and employees. These inquiries are made in person, via the telephone or by mail. Offers notary service. Performs branch opening and closing duties as scheduled and in line with security and dual control requirements. Maintains and balances daily cash drawer, other receipts daily, ATM (Automatic Teller Machine) when required, and assists in vault, TCD, and/or TCR balancing. Processes mail, night-drop, and ATM deposits. Scans and uploads documents to be forwarded or uploaded to the appropriate file or department. Wraps and bags coin, verifies currency, mixes new currency and turns-in mutilated currency. Open new accounts and cross sells bank products and services. Explains various account/product options and consults with customer to assess their needs; guides customer on product selection or refers customer to the appropriate business line. Inputs customer information and prepares required documentation to open new accounts. Reviews and explains required account documentation and obtains appropriate signatures. Performs general maintenance on customer accounts and provides customer service, including processing address changes, placing stop payments on checks, processing requests for e-statements, and closing accounts in accordance to account/product closing procedures. Performs miscellaneous duties such as filing, answering phones, maintaining supplies, etc. Other duties as required. Qualifications High School diploma or general education degree (GED), or equivalent required. Minimum one year retail customer service or banking experience required. Excellent customer service skills. Ability to perform basic mathematical calculations including addition, subtraction, multiplication, division with basic calculator skills. Excellent verbal, written and interpersonal communication skills. Excellent time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment. Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems. Must be self-motivated with strong initiative, high level of accountability, and attention to detail. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required and may be changed at the discretion of the Company.

Hilltop Holdings Inc. is currently looking for a qualified student to join our Project Management Office (PMO) as a Summer Intern. This individual will work closely with our PMO team on different opportunities to showcase the value that PMO brings to the Company. They will learn the balance between structure (documentation/policies) and the agility needed as changes arise. They will be introduced to the Enterprise PMO team (EPMO), as well as business stakeholders, receive firsthand experience on how we interact and work together, and the tools and processes used to manage a project. They will also learn techniques on how to collaborate in a business setting, team members and the roles they play, and employ different communication techniques depending on the audience. Responsibilities Partners with Project Manager on different projects Joins different project meetings and works directly with Project Manager on project documentation, financial tracking, planning activities etc. Works with Hilltop Holdings' Portfolio Leads in the early stages of annual planning and business case development between PMO, business stakeholders, and IT Partners with a PMO Business Consultant or Business Analysts on different business process reviews and assist with creating process flows, engagement summaries, etc. Supports the Communications Lead to create and develop different communications for the EPMO team Other duties as assigned Qualifications High school diploma, GED, or equivalent Rising Senior pursuing a relevant degree preferred Some experience (0 - 1 year) is preferred but not required Computer hardware, operating system (Windows or Mac), and software/application (MS Office, Internet Explorer, Outlook etc.) skills Strong interpersonal, leadership, and communication skills (written & verbal) Proven self-starter who can initiate tasks and follow up to completion Exceptional time management and organizational skills Desire to learn about career opportunities in the Project Management Office and/or financial services industry Candidate MUST have authorization to work for any employer in the US without requiring sponsorship, whether in student status or not

HilltopSecurities is currently looking to hire an Affordable Housing Mortgage Loan Review Specialist. The Loan Review Specialist is responsible for performing the department's pre- and / or post-closing compliance review for client TBA and MRB/MCC programs. The Specialist works under minimal supervision with encouragement to exercise initiative and independent judgement. Responsibilities Ensure that prompt review of loan applications and supporting documentation is performed by adhering to stated program timelines, and that documentation submitted meets applicable program requirements. Perform income calculations using paystubs, tax returns and other supporting documents for loan program compliance. Provide direct assistance to lender and issuer questions related to program documents, requirements, and processes. Monitor program pipelines by routine follow up emails/phone calls to lenders and communicates concisely any missing/incomplete documents in order to meet program and timeline requirements. Perform program commitment expiration extensions, loan changes and cancellation requests as directed by the lender. Keep current with all department clients, programs, guidelines, and processes. Identify process improvements with documentation of such as applicable. Cross train in other roles to provide back-up support to other team members as needed, specifically as back up to the accounting functions as well as phone coverage. Provide prompt customer service by monitoring personal and individual program email inboxes as needed and responding via email or phone. Follow the lender on-boarding process for access to Lender Online. Maintain an accurate list of participating lenders and creates user credentials. Assist Lenders with maneuvering through the flow of the online reservation system via the web portals. Qualifications Ability to learn the Emphasys Loan Tracking system flow and functionalities as well as the online reservation system, Lender Online. Possess a moderate working knowledge of agency and Servicer guidelines as they relate to the program, and the ability to research when clarity is needed. General knowledge of mortgage industry rules and regulations a must. Experience with processing mortgage loans is highly preferred. Technical knowledge and experience with state and local housing agency programs is preferred. Accustomed to working in a fast-paced, team-oriented environment. Ability to provide exceptional customer service and establish a friendly rapport with participating lenders, borrowers, and clients. Proficiency in the use of Microsoft Excel, Word, and Outlook. Strong communications skills, both oral and written and effective interpersonal skills. Ability to work well independently and prioritize tasks. Must be detail oriented, organized, and keep up with the often-demanding pace of the workload. High level of integrity and dependability with a strong sense of urgency and results oriented. Must be flexible for overtime if required to meet deadlines. Assist with other projects as needed with a can-do attitude.

Benefit highlights: 11 Paid Holidays, 15+ days of PTO, 401k Matching, Health Benefits, and more! The Credit Analyst Banker Development Program will have a start date in Summer 2025 and will participate in our Banker Development Program, which is designed for individuals who wish to pursue a career as a Commercial Banker (Lender). As a Credit Analyst in our Banker Development Program, you will receive training and work as a Credit Analyst, where you will provide full support to the Commercial Bankers in your respective market by underwriting a variety of financial transactions involving working capital, equipment, real estate, and small company acquisitions. You will also receive additional career development in areas across the bank that are focused on preparing you to become a Commercial Banker (Lender). Those who successfully complete the Banker Development Program will typically move into a lending role within two to three years. Responsibilities Analyzes financial statements (including performance ratios) of all levels of quality to develop initial assessment by identifying strengths and weaknesses as pertaining to borrower's historical operating performance. Prepares written analyses which include: credit investigation of the borrower and guarantors. economic and market conditions as they relate to the company, industry, and market area. in-depth historical and projected financial/cash flow analysis, including communicating with the borrower's accountant to gain a better understanding of the company's accounting practices. in-depth analysis of the secondary sources of repayment such as collateral. in-depth analysis of a guarantor's financial position identifies borrower's strengths and weaknesses Collects and maintains industry data; research industry specific information from outside sources, including conversations with the borrower, industry publications, references from other banks, credit agencies, as well as accessing information through the internet. Attends weekly Loan Committee meetings and is available to answer questions regarding credit analysis as necessary; often presents the loan request to the committee. Participates in customer meetings as requested by officers (may require travel at times). Performs real estate appraisal reviews for lenders in all regions. Processes and establishes accountability pertaining to Commercial Loan Agreement requirements/covenants. Monitors periodic inspections pertaining to real estate construction projects - loan advances versus project completion. Actively participates in all assigned training and development sessions. Completes all assigned training and development projects and initiatives. Other duties as required. Qualifications Bachelor's degree in Business related field required. Strong preference for Finance or Accounting major or concentration. Professional experience in financial, credit, or statistical analysis, and/or statement spreading and assessing companies through internships, part-time or full-time work, and/or extracurricular activities preferred. Excellent verbal, written and interpersonal communication skills. Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems. Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment. Must be self-motivated with strong initiative, accountability, and attention to detail. Must be able to attend initial training in Dallas, TX for approximately four weeks (initial training period could change depending on the needs of the program). Travel for subsequent training sessions will also be required throughout the duration of the Banker Development Program with dates and locations to be announced at the time of training. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

The Loan Accountant oversees our loan fundings, loan purchases and other loan related activities. Journalizing daily transaction through automated processes while provides management with financial information by researching and analyzing loan accounting and related transactions. **II. DUTIES & RESPONSIBILITIES:** * Perform functions such as recording of loan activities, compiling reports, reviewing loan accounting transactions, and assisting with daily and monthly review and closing. * Make entries to the general ledger, as well as analyze and implement process improvements along with management. * Collaborate with Operations to ensure borrowers are refunded and other items are addressed promptly. * Prepare reports by gathering and analyzing information from the general ledger system. * Reconcile balance sheet accounts. * Apply Generally Accepted Accounting Principles (GAAP), and be able to quickly familiarize yourself with accounting software. * Develop spreadsheet reports as needed. * Answer accounting and financial questions by researching and interpreting data. * Work on special projects at management requests. **III. JOB REQUIREMENTS:** * Must be in a commutable distance to Addison as this position requires individuals to be onsite at least a few days of the week. * 2-5 years of accounting experience is a must. * Proficiency in MS Office with advanced skills in Microsoft Excel required. * Excellent verbal & written communication skills. * Experience within the mortgage industry. * Bachelor's Degree in Accounting or a related discipline is preferred. **DISCLAIMER** : The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the company.

Under the direction of the Chief Compliance Officer, the Compliance Analyst is responsible for organizing, planning, and conducting periodic reviews of the company activities. This position assesses the internal controls, operations, and administrative functions for efficiency and effectiveness. Reviews files and monitors policies and procedures to ensure compliance with federal and state regulations and our corporate compliance program. **II. DUTIES & RESPONSIBILITIES:** * Assist with and provide oversight of compliance audits of the company to ensure compliance with state and federal and other related regulations and legislation. * Documents reviews, noting any discrepancies. * Investigates discrepancies and makes recommendations for corrective action. * Works closely with the IT, Branch Support, Operations, Servicing, and other areas within the organization to improve quality and system functionality. * Assist with ad hoc corporate-wide projects; ability to assume leadership role in such projects. * Responds to requests in the Compliance Support email box while acting as the subject matter expert in all areas of compliance impacting state regulations, RESPA, TILA, ECOA, HMDA, etc. * Assembles necessary information, work papers, and documents. * Reports the audit results to management, periodically. * Analyze and interpret regulatory changes; serve as a change advocate for the organization. * Serve on compliance-related work groups and committees. * Maintains a professional image and adheres to standards consistent with company policies and procedures. * Special projects and other duties as assigned. III. JOB REQUIREMENTS: * High school diploma or equivalent, required, Bachelor's degree preferred. * Minimum of 5 years of directly related experience. CMCP or CRCM preferred. * In depth understanding of the laws and regulations that govern residential mortgage lending. * Experience with Mavent and Compliance Ease automated compliance reporting solutions. * Excellent communication skills, both verbal and written. * Position requires strong analytical skills, attention to detail, and ability to work independently. * Ability to meet deadlines. * Demonstrated judgment and decision making ability. * Excellent computer skills as well as experience with industry related systems/software are a must. * Display excellent time management, organizational and problem solving skills. * Demonstrated ability to interact effectively with branch, regional and corporate personnel. * Adapt quickly to rapidly changing environment. **DISCLAIMER:** The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the company.

Hilltop Holdings Inc. is currently looking for a qualified student to join our Internal Audit department as a Summer Intern. This individual will work closely with our Internal Audit Manager to gain hands-on experience in the Internal Audit profession while assisting with several key initiatives across the company. This individual will gain exposure to the basic audit functions and will develop entry-level audit experience in the financial services industry including performing audit tests of SOX, business and/or IT general controls, checking sampled evidence documentation against specified criteria, and identifying any exceptions. Responsibilities Under the direction of the Internal Audit Manager, the intern will learn about SOX controls that are included in our financial reporting process Learn about Audit methodology (which is aligned with Institute of Internal Auditors (IIA) standards), including sampling, documentation standards, and issue writing Participate in discussion of SOX control issues and provide detailed examples in these discussions as necessary. The qualified intern will be guided toward appropriately concluding upon test results. Accompany and take notes in SOX process walkthrough interviews then complete documentation Perform audit tests of SOX, business and/or IT general controls, check sampled evidence documentation against specified criteria, and identifying any exceptions Provide input into the discussion of any exceptions with management Fill out workpaper templates documenting test results and conclusions according to IA methodology Draft language for any issues identified to be reported to management Report on the status of work to direct manager, and manage own time to complete tasks within established timeframes Other duties as assigned Qualifications High school diploma, GED, or equivalent. Some work experience (0 - 1 year) is preferred but not required Junior or Senior standing in related academic program - MIS, computer sciences, or other IT fields Excellent verbal, written, and communication skills Proven self-starter who can initiate tasks and follow up to completion Exceptional time management and organizational skills Exceptional analytical skills; above-average attention to detail Desire to learn about career opportunities in the audit and/or financial services industry Excellent PC skills, including Microsoft Office Suite Candidate MUST have authorization to work for any employer in the US without requiring sponsorship, whether in student status or not

An internship at PlainsCapital Bank is designed to gain valuable insight into the banking industry through on-the job and formal training activities. A Commercial Banking Intern can expect hands-on experience with the credit analyst and lending teams as well as an opportunity to observe the importance of building relationships through client presentations and networking events. Interns will also learn how various departments within the Bank operate together to provide comprehensive service to our customers; departments include Treasury Management, Premier Services, Private Banking, and Merchant Services. Responsibilities Observes the day-to-day activities of Loan Officers and Credit Analysts through experienced mentors Observes and practices the processes for spreading financial statements and underwriting loans of different sizes and complexities within various industries. Performs analysis commensurate with experience level and formulates quality questions to enhance the underwriting of the loan request. Participates in loan committee meetings to gain insight on the loan approval process. Observes how loan packages are prepared and sent to Loan Services department for booking/funding; reviews loan set-up worksheets to identify if package is missing information and works with Loan Officer and Loan Assistant to complete the package. Observes how new business is generated through referrals, prospecting, and networking. Gains an understanding of the Bank's target customer profile through industry research and preparation of prospect materials. Networks with leaders within the lending division. Meet with product partners to learn about complementary services/programs offered to clients. Learns to effectively interact with employees, vendors, and clients and enhances verbal and interpersonal communication skills. When appropriate, participates in training opportunities offered through the Banker Development Program which is the Bank's training program designed for analysts who wish to pursue a career as a Commercial Banker. Qualifications Must be enrolled in a four-year, accredited college or university. Strong preference for Finance or Accounting major or concentration. Supplemental finance/accounting coursework for those not actively pursuing a Finance or Accounting major can also be considered. Should be in good standing at the college or university. Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems. Excellent verbal, written and interpersonal communication skills. Excellent customer service and teamwork skills demonstrated through previous work experience, other internships, and/or extracurricular activities. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

Under the direction of the Accounting Manager, functions include but are not limited to: daily journal entries, general ledger account reconciliations, month end close process, research branch P&L questions as needed. **II. DUTIES & RESPONSIBILITIES:** * Prepares and ensures accuracy and integrity of accounting and transactional records to ensure proper financial reporting. * Completes assigned balance sheet reconciliations in the required time frame. * Researches and resolves account reconciling items. * Timely and accurately processes journal entries. * Assists with month end close procedures. * Maintains amortization and depreciation schedules. * Coordinates the submission of local and state governmental reports related to our nationwide offices, including taxes. * Independently provides prompt and professional customer service to internal and external customers. * Researches branch P&L questions as needed. * Supports other team members as necessary. * Maintains a professional image and adheres to standards consistent with company policies and procedures. * Other duties as assigned. **III. JOB REQUIREMENTS:** * Bachelor's degree in Accounting. * Minimum of 5 years of accounting experience; industry experience a plus. * Must be a self-starter and have a proactive attitude. * Effective verbal and written communication and mathematical skills are necessary. * Excellent organizational and time management skills. * Ability to meet deadlines. * Excellent PC skills, including word processing and Excel spreadsheets. Ability to learn additional programs as required. * Ability to effectively present information and respond to questions from managers and associates. * Demonstrated judgment and decision-making ability. * Must be available to work all regularly scheduled hours; arriving at scheduled reporting time and at the prescribed time after any breaks or lunch periods. **DISCLAIMER:** The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the company.

Under the direction of the Branch Manager, Operations Manager and/or Processing Supervisor, evaluates all information supplied on the mortgage loan application, verifies the validity of the information and assembles a completely documented file to Underwriting and Closing. Acts as the primary liaison between the loan officer, loan officer assistant, realtors, builders and the customer(s). **Responsibilities** * Maintains knowledge of all policies and modifications to the guidelines and standards of the company, federal housing programs, investors, and private mortgage insurers. * Maintains and updates loan application information within loan origination software and other applications. * As applicable, orders appraisals, title, survey, verifications, and any other items required for loan approval; conducts regular follow-ups with outside sources regarding outstanding documents. * Verifies the data collected, analyzes, and decides whether it meets guidelines or if other documentation is needed; documents communication through the conversation log; ensures loan application is in compliance with underwriting, investor, RESPA, and HMDA guidelines. * Calculates income, reviews assets and liabilities. * Reviews all disclosures for completeness and compliance. * Completes final evaluation and analysis of completed application packages and submits eligible files specifying any applicable conditions. * Monitors rate lock information for data integrity and expiration dates; communicates discrepancies to the Loan Officer. * May maintain accurate pipeline to ensure proper projections, closings, and regulatory compliance with Company, Federal, and State standards. * May prepare, when applicable, “Declination Letters.” Ensures accurate disclosure of the reason(s) for the adverse action as soon as it is determined that applicants do not qualify. * May schedule closing appointments with respective parties (i.e. title companies, closing attorneys, corporate closing department and customers etc.) Meets customer service standards as outlined by management. * May facilitate training of junior or newly hired processors regarding specific Prime operations including file flow, loan origination software, and other applications. * Updates loan officer, loan officer assistant, realtors, builders and customers on loan status. * Maintains communication with customers throughout the loan process, assisting them with any questions and notifying them of any additional requirements. * Other functions as needed. **Qualifications** * High school diploma or equivalent. * Minimum of 1 year mortgage banking experience as a processor or junior processor, required. * Must have working knowledge of Fannie Mae/Freddie Mac and FHA/VA policies and guidelines, as well as, Regulatory Mortgage Compliance, state, federal, local government, private investors and insurers. * Must have working knowledge, or the ability to learn all operating systems and possess the ability to facilitate training. * Proficient in Excel, Word, Outlook, with the ability to learn other mortgage-related programs. * Excellent written and verbal communication skills. * Excellent organizational and time management skills. * Demonstrated ability to interact effectively with branch, regional and corporate personnel, as well as realtors, sales agents, builders, appraisers, title companies, etc. * Demonstrated judgment and decision making ability. * Must be available to work all regularly scheduled hours; arriving at scheduled reporting time and at the prescribed time after any breaks or lunch periods. * Must be able to work overtime, as required. *The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.*

Benefit highlights: 11 Paid Holidays, 15+ days of PTO, 401k Matching, Health Benefits, and more! The Universal Banker serves both the individuals and small businesses of our branch and community. This individual maintains an in-depth knowledge of products and available services and enjoys offering advice to clients to best suit their needs and assists with any and all service related interactions, including cash handling. The Universal Banker has a passion for meeting and building rapport with new people and a desire to provide the one-on-one attention our customers expect. Engages in conversations to better fulfill the needs of the clients and provides great follow-up in order to build and maintain relationships. The Universal Banker is a versatile, team-player on our retail branch team who is able to work with minimal direct supervision in order to perform the necessary duties to serve our clients needs while ensuring a positive customer experience. Responsibilities Practices excellent customer service which includes prompt acknowledgment of customers, friendly and courteous disposition, customer satisfaction on transaction requests, and consistently maintaining a professional and pleasant image and communications whether in-person, via phone, or via e-mail. Establishes new client relationships through the new account process while uncovering potential multi-product opportunities through a customer-needs based approach. Explain various account options and services based on uncovering the client's particular needs. Maintain a conversational approach to uncover pertinent financial needs for relationship growth. Maintains a proactive approach with customer follow-up. Review and explain required account documentation with customer and complete customer onboarding process. Maintains a thorough knowledge of the Bank's product suite. Completes customer transactions which may include, but are not limited to: cashing checks, receiving deposits, distributing withdrawals, processing transfers, accepting loan payments, redeeming assorted savings bonds, performing cash advances, selling money orders, and adding stop payments to accounts. Actively participates in huddles by engaging in discussions, assisting in leading huddles, or leading huddles, as assigned. Must also attend branch meetings and be available to work assigned hours. Maintains a thorough knowledge of and adheres to all applicable policies, procedures, and regulatory practices. Follow and excel at Bank's relationship management and customer service excellence programs. Responsive to both internal and external clients on inquiries regarding bank products, services, and operations. Inquiries may be conducted in person, via the telephone or by mail. Perform routine maintenance requests or fulfillment needs for clients. Complete all assigned training requirements on time. Actively participate in one-on-one coaching and feedback on performance for personal and career growth on a regular basis. Other duties and responsibilities as required. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Qualifications High School diploma, general education degree (GED), or equivalent required; Bachelor's degree or some college a plus. Two or more years of relevant customer sales or service or banking experience. Previous Cash Handling experience a plus. Must be able to maintain an in-depth knowledge of the Bank's products and services Must demonstrate excellent verbal, written and interpersonal communication skills Strong computer skills including proficiency with Microsoft Office suite of products (specifically Word, Excel and PowerPoint) and the ability to learn and utilize custom banking systems and applications in a rapidly changing business and technology environment. Good analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment. Must be self-motivated with strong initiative, accountability, and attention to detail. Ability to cooperate and work within a team and across the organization.

Hilltop Holdings Inc. is currently looking for a qualified student to join our Risk Advisory department as a Summer Intern. This individual will work closely with our team to gain hands-on experience while assisting with several key initiatives across the company. Professional Development Objectives: This individual will gain exposure to basic risk functions (e.g. assessments and metric development) and will develop entry level risk experience in the financial services industry. Additionally, this intern will be exposed to ACL data scripting, and functions of a GRC. **Responsibilities** * Under the direction of the Director of Risk Advisory, assist & learn about the various risk functions. * Provide support to our Risk Advisory team * Perform risk assessments over key products, services, and processes * Develop unique insights through the development of risk metrics * Assist with risk reporting and management of the Company's GRC platform * Help develop new risk assessments and metrics and manage existing ones * Exposure to a broad range of financial services * Other duties as assigned **Qualifications** * High school diploma, GED, or equivalent. * Rising Senior, pursuing a degree in a relevant discipline preferred * Some experience (0 - 1 year) is preferred but not required * Computer hardware, operating system (Windows or Mac), and software/application (MS Office, Google Chrome, Outlook etc.) skills * Excellent verbal, written, and communication skills * Proven self-starter who can initiate tasks and follow up to completion * Exceptional time management and organizational skills * Desire to learn about career opportunities in the Risk and/or financial services industry * Candidate MUST have authorization to work for any employer in the US without requiring sponsorship, whether in student status or not **About the Team** Hilltop Holdings' Risk Advisory department provides independent and objective enterprise and operational risk management advisory services to assist management in the identification, measurement, and monitoring of threats to strategic and management objectives. We apply a systematic approach to develop risk metrics, execute risk assessments, and evaluate loss events across Hilltop and its operating companies-PlainsCapital Bank, PrimeLending, and HilltopSecurities. Risk Advisory is a function within the Corporate Risk department, which also includes other Risk functions such as Counterparty Risk, Quantitative Risk, and Loan Review. As a member of the Risk team, you will join a group of professionals devoted to working together and helping each other succeed. We are passionate about the key role we play in our organization's success and have a close, collaborative relationship with management across our family of companies. The members of Risk are committed to encouraging professional development and growth. We focus on development in three core pillars: soft skills, technical skills, and industry knowledge. We strive to develop and promote talent within the department. Along with a commitment to quality and continuous improvement of our methodology, Hilltop's Risk department is distinguished by its strong belief in helping one another succeed and always doing what's right. Experience Level Intern

Benefit highlights: 11 Paid Holidays, 15+ days of PTO, 401k Matching, Health Benefits, and more! The Credit Analyst Banker Development Program will have a start date in Summer 2025 and will participate in our Banker Development Program, which is designed for individuals who wish to pursue a career as a Commercial Banker (Lender). As a Credit Analyst in our Banker Development Program, you will receive training and work as a Credit Analyst, where you will provide full support to the Commercial Bankers in your respective market by underwriting a variety of financial transactions involving working capital, equipment, real estate, and small company acquisitions. You will also receive additional career development in areas across the bank that are focused on preparing you to become a Commercial Banker (Lender). Those who successfully complete the Banker Development Program will typically move into a lending role within two to three years. Responsibilities Analyzes financial statements (including performance ratios) of all levels of quality to develop initial assessment by identifying strengths and weaknesses as pertaining to borrower's historical operating performance. Prepares written analyses which include: credit investigation of the borrower and guarantors. economic and market conditions as they relate to the company, industry, and market area. in-depth historical and projected financial/cash flow analysis, including communicating with the borrower's accountant to gain a better understanding of the company's accounting practices. in-depth analysis of the secondary sources of repayment such as collateral. in-depth analysis of a guarantor's financial position identifies borrower's strengths and weaknesses Collects and maintains industry data; research industry specific information from outside sources, including conversations with the borrower, industry publications, references from other banks, credit agencies, as well as accessing information through the internet. Attends weekly Loan Committee meetings and is available to answer questions regarding credit analysis as necessary; often presents the loan request to the committee. Participates in customer meetings as requested by officers (may require travel at times). Performs real estate appraisal reviews for lenders in all regions. Processes and establishes accountability pertaining to Commercial Loan Agreement requirements/covenants. Monitors periodic inspections pertaining to real estate construction projects - loan advances versus project completion. Actively participates in all assigned training and development sessions. Completes all assigned training and development projects and initiatives. Other duties as required. Qualifications Bachelor's degree in Business related field required. Strong preference for Finance or Accounting major or concentration. Professional experience in financial, credit, or statistical analysis, and/or statement spreading and assessing companies through internships, part-time or full-time work, and/or extracurricular activities preferred. Excellent verbal, written and interpersonal communication skills. Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems. Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment. Must be self-motivated with strong initiative, accountability, and attention to detail. Must be able to attend initial training in Dallas, TX for approximately four weeks (initial training period could change depending on the needs of the program). Travel for subsequent training sessions will also be required throughout the duration of the Banker Development Program with dates and locations to be announced at the time of training. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.