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Invest in Your Success with Mac Tools Are you ready to be your own boss and build a thriving business? Mac Tools offers a unique opportunity to own and operate a successful franchise. With a strong credit profile and the right financial foundation, you can unlock the potential to achieve financial independence and a fulfilling lifestyle. As a Mac Tools franchisee, you will enjoy the freedom and flexibility of running your own business without the overwhelming burdens of startup. Mac Tools offers a family-oriented culture; supported by Stanley Black and Decker - the largest tool company in the world - giving you the best of both worlds. Key Benefits of Mac Tools Franchise Ownership Exclusive Territory: Build a loyal customer base in your protected territory. Mac Tools currently has over 1,250 existing franchisees with opportunities available in all fifty states, including Puerto Rico and across Canada. Proven Business Model: Benefit from an award-winning system that has earned accolades including Fastest Growing Franchise, Top 100 Franchise, Franchise 500, and more. World-Class Training: Gain the skills and knowledge you need to succeed via classroom and field-based sales training at our headquarters. Ongoing Support: Receive continuous guidance and assistance, including national marketing support with motorsports branding, sales flyers, videos, etc. Strong Brand Recognition: Leverage the brand power of Mac Tools and Stanley Black and Decker - the largest and fastest growing tool company in the world. Financial Flexibility: Explore various financing options to fit your needs. Financial Requirements To qualify for a Mac Tools franchise, a strong credit profile and an initial down payment are essential. Your financial strength is a key factor in our franchise approval process, and we have lower start-up costs than many other franchise opportunities with a variety of financing options. Our Veterans Program offers vets or their spouse credits of up to $25,000 towards inventory purchases. Ready to Take the Next Step? Are you a qualified entrepreneur ready to invest in and operate a Mac Tools franchise? Complete our quick mobile application to start your journey towards financial independence. Our team can get you scheduled for one of our free Discovery Days, providing the opportunity to meet current Franchisees and experience the business first-hand. Mac Tools , a division of Stanley Black & Decker Inc. 5195 Blazer Parkway Dublin, Ohio 43017

Invest in Your Success with Mac Tools Are you ready to be your own boss and build a thriving business? Mac Tools offers a unique opportunity to own and operate a successful franchise. With a strong credit profile and the right financial foundation, you can unlock the potential to achieve financial independence and a fulfilling lifestyle. As a Mac Tools franchisee, you will enjoy the freedom and flexibility of running your own business without the overwhelming burdens of startup. Mac Tools offers a family-oriented culture; supported by Stanley Black and Decker - the largest tool company in the world - giving you the best of both worlds. Key Benefits of Mac Tools Franchise Ownership Exclusive Territory: Build a loyal customer base in your protected territory. Mac Tools currently has over 1,250 existing franchisees with opportunities available in all fifty states, including Puerto Rico and across Canada. Proven Business Model: Benefit from an award-winning system that has earned accolades including Fastest Growing Franchise, Top 100 Franchise, Franchise 500, and more. World-Class Training: Gain the skills and knowledge you need to succeed via classroom and field-based sales training at our headquarters. Ongoing Support: Receive continuous guidance and assistance, including national marketing support with motorsports branding, sales flyers, videos, etc. Strong Brand Recognition: Leverage the brand power of Mac Tools and Stanley Black and Decker - the largest and fastest growing tool company in the world. Financial Flexibility: Explore various financing options to fit your needs. Financial Requirements To qualify for a Mac Tools franchise, a strong credit profile and an initial down payment are essential. Your financial strength is a key factor in our franchise approval process, and we have lower start-up costs than many other franchise opportunities with a variety of financing options. Our Veterans Program offers vets or their spouse credits of up to $25,000 towards inventory purchases. Ready to Take the Next Step? Are you a qualified entrepreneur ready to invest in and operate a Mac Tools franchise? Complete our quick mobile application to start your journey towards financial independence. Our team can get you scheduled for one of our free Discovery Days, providing the opportunity to meet current Franchisees and experience the business first-hand. Mac Tools , a division of Stanley Black & Decker Inc. 5195 Blazer Parkway Dublin, Ohio 43017

$2000 retention bonus paid within 1 year of employment (based on performance and eligibility) Route Sales Representatives are critical to our success at FritoLay! Our Route Sales Representatives are responsible for delivering, selling, and merchandising FritoLay's complete line of products including Lay's, Doritos, Cheetos, Tostitos, Fritos, and many more to local stores including gas stations, dollar stores, and large grocery stores. As a Route Sales Representative, you drive a FritoLay truck to different stores, work independently to unload orders, merchandise product, and partner with store managers to increase sales, order, and maintain records throughout the day. Although you will start out as a Route Sales Representative for FritoLay, we are investing in helping you grow with us. This job can open the door to career opportunities with us or our parent company, PepsiCo. In this role, here are some of the frequent tasks you will be doing: Learn the basics of the role in four to six weeks of dedicated driving and selling training with our amazing team members Run routes for team members', experience different stores, and meet new customers Grow sales on the route by building relationships, selling in displays, and completing national initiatives Attain a route with set days off/schedule with time Work in a fun, fast paced, and physical environment We operate 24 hours a day, so you may not have a typical schedule! Team members often work weekends and holidays. Our jobs are physical! If you have never worked in this type of role before, you should understand that you will be on your feet for the entirety of your shift. Here are the minimum qualifications of this job: Be 21 years of age or older Have a valid driver's license with proof of insurance and ability to obtain other licensures as required by state law Be able to frequently lift 40 lbs. with or without a reasonable accommodation As a full-time team member, you will be eligible to receive full company benefits. You can learn more about our benefits on our career site, but here are some of the benefits we offer: 401(k) contribution Health, dental and vision insurance Financial support to help obtain a degree Company discounts and perks Our application takes 20-25 minutes to finish on any device. Our mission is to get you in for an interview instead of jumping through hoops. Just keep an eye on your e-mail, and we will take care of the rest. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status. PepsiCo is an Equal Opportunity Employer: Female / Minority / Disability / Protected Veteran / Sexual Orientation / Gender Identity Our Company will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of the Fair Credit Reporting Act, and all other applicable laws, including but not limited to, San Francisco Police Code Sections 4901 - 4919, commonly referred to as the San Francisco Fair Chance Ordinance; and Chapter XVII, Article 9 of the Los Angeles Municipal Code, commonly referred to as the Fair Chance Initiative for Hiring Ordinance. If you'd like more information about your EEO rights as an applicant under the law, please download the available EEO is the Law & View the PepsiCo EEO Policy.

A logistics and supply chain company is seeking a Director of Financial Planning & Analysis to lead its finance team. This key leadership role involves overseeing budgeting, forecasting, and strategic financial planning processes while collaborating with executive leadership to drive growth and profitability. The ideal candidate should have a bachelor's degree and significant financial management experience, including a strong command of FP&A tools. This position offers a hybrid work arrangement with regular presence in Boston, MA. #J-18808-Ljbffr

Job Title: Financial Analyst Department: Finance / Capital Markets Reports To: Head of Capital Markets Type: Full-Time FLSA: Exempt Financial Analyst (Capital Markets & Credit Analytics) Job Summary BMG Money is hiring a Financial Analyst with 3+ years of experience to support our unsecured consumer lending platform through disciplined credit analytics and capital markets execution. This role sits at the intersection of credit modeling, borrowing base management, investor reporting, covenant tracking, and partner communication across our warehouse lenders and forward flow counterparties. The Financial Analyst helps ensure financing facilities operate smoothly, reporting is accurate and on-time, and internal teams stay aligned on deliverables that impact liquidity and investor confidence. Supervisory Responsibilities None. Duties/Responsibilities Credit Analytics & Scenario Modeling Builds and maintains credit performance analytics for unsecured consumer portfolios, including vintage/cohort views, delinquency roll rates, and charge-off tracking. Develops scenario and sensitivity analyses to quantify the impact of underwriting and policy changes on portfolio cash flows and losses. Creates decision-ready views that translate performance drivers into expected outcomes for stakeholders in Credit, Risk, and leadership. Warehouse Lender & Partner Support Supports day-to-day execution for warehouse lenders and forward flow partners, including recurring reporting and performance discussions. Owns borrowing base and eligibility reporting, including loan tape preparation, eligibility flags, concentrations, and tie-outs to source systems. Maintains clean partner deliverables and repeatable processes to ensure consistency month-to-month. Investor Reporting & Covenant Tracking Produces and QAs monthly investor/lender reporting packages, including servicing reports and compliance certificates. Tracks and monitors covenants and triggers across facilities, such as concentration limits, performance triggers, and liquidity covenants. Maintains a covenant calendar and internal tracker with clear ownership, due dates, and escalation paths. Internal Coordination & Project Management Acts as a connective tissue across Credit, Servicing, Data/BI, Accounting, Treasury, and Legal/Compliance to deliver analysis on time. Runs workstreams by defining requirements, timelines, milestones, and providing weekly status updates. Improves processes through automation and controls, including reconciliation checklists and documented SOPs. Required Skills/Abilities Technical & Operational Skills Advanced proficiency in Excel/Google Sheets for structured models and sensitivity tables. Proficiency in SQL for data pulls, transformations, and reproducibility. Strong cross-functional project management skills and experience building controls like reconciliation checklists. Communication & Analytical Skills Clear communicator able to present and write in a way that lenders and internal executives can trust. Strong analytical judgment to isolate drivers, quantify impact, and make actionable recommendations. High level of accuracy with a focus on tight tie-outs and low error rates. Education and Experience Bachelor's degree in Finance, Economics, or a related field (implied by role). 3+ years of experience in financial analysis, credit analytics, or capital markets operations required. Direct experience with unsecured consumer lending performance analytics (DQ buckets, roll rates, vintage tracking) required. Experience in fintech, specialty finance, or consumer lending strongly preferred. Experience with Looker/BI dashboards or Python/R for automation is a plus. Physical Requirements Prolonged periods of sitting at a desk and working on a computer. Must be able to communicate effectively via video conferencing and utilize digital collaboration tools for prolonged periods.

McMahon, Martine & Gallagher, LLP | Brooklyn, NY 11201 Calling all Attorney Rockstars! Do you enjoy working with a team of experienced and supportive attorneys who share your hunger to win? If so, you might be the perfect candidate for our Associate Attorney position! Founded in 1958, McMahon, Martine & Gallagher, LLP (MMG) is a well-established and reputable firm that specializes in defending clients in a wide range of lawsuits including: construction accident liability, premises liability, medical malpractice, toxic torts, products liability, personal and commercial automobile liability, and homeowner liability. As an Associate Attorney at our firm, you will enjoy: Court & Deposition Experience. You will have the opportunity to take and defend depositions, draft and argue motions, and participate in trials. And get ready to be celebrated for your wins at our bi-weekly huddles! Independence. You won't have anyone breathing down your neck on every single thing you do. We believe that mentorship, not micromanagement, is the key to building a strong foundation as a litigator. You will be mentored by your very talented peers and by more senior attorneys and partners that have decades of combined experience. Regular opportunities for learning and team-building. We believe that a strong organization is a people-first organization. Rapport with coworkers fosters learning on a daily basis, and regular training sessions on everything from legal strategy to emerging technologies builds a strong, intelligent, and adaptable workforce that is prepared to tackle new challenges. These training sessions often spill into our monthly happy hours, where we all can grab a drink and continue the conversation! A generous benefits package that includes health, dental, vision, and disability insurance, as well as a 401(k) plan with employer matching and pre-tax commuter benefits. We also offer parental leave to employees who give birth, in addition to NY Paid Family Leave, as well as floating holidays and additional PTO days with additional years of employment. A flexible work schedule that allows you to work a hybrid/remote model, depending on your case needs and court schedule, as well as a healthy work/life balance. You can't take care of others unless you also take care of you! A driven and collaborative work culture that fosters learning, growth, and problem-solving. Questions and strategy sessions are encouraged at all levels! A meaningful work experience that allows you to make a difference in the lives of our clients. No contribution is too small, and a seemingly small act of customer service can have a huge positive impact on someone in ways you might not realize. We are looking for attorneys who want to settle in and stay with the firm for the long term. We believe in investing in our people and providing them with opportunities for advancement and professional development. If you are looking for a job where you are just a number in a sea of faces and never need to learn the names of your coworkers, then this may not be the position for you. But, if you are looking for a firm that will appreciate your skills and talents, support your career goals, and see you as a unique individual with lots to contribute, then look no further. To qualify for this position, you must have: A J.D. degree from an accredited law school and admission to the New York State Bar At least 2 year of experience in insurance defense litigation or a related field (Workers' Comp, No-Fault, etc.) Excellent research, writing, communication, and interpersonal skills A strong work ethic, analytical attention to detail, and ability to work independently and as part of a team to solve problems A positive attitude and a willingness to learn, grow, collaborate, and always aiming for the next highest standard From the entire MMG team: we're looking forward to hearing from you, our next team member! Job Type: Full-time Salary Range (contingent on experience and skill set): $110,00 - $120,000, increasing with years of experience Schedule: M-W-F, Remote (or court) | Tu-Th, desk days in-office Supplemental Pay: Bonus opportunities based on billable hour targets Location: DUMBO, Brooklyn, New York

Job Description Job Title: Vice President, Risk Operations Department: Operations Reports To: Chief Operating Officer Type: Full-Time FLSA: Exempt Vice President, Risk Operations Job Summary The VP, Risk Operations serves as the senior executive responsible for the strategies, processes, teams, and controls that influence delinquency, loss performance, fraud prevention, and recovery outcomes across the customer lifecycle. The leader will ensure all risk operations deliver predictable performance, a strong customer experience, and full compliance with regulatory and investor expectations. This role requires a combination of strategic vision, analytical depth, operational judgment, and the ability to build and manage high-performing teams in a fast-paced environment. Supervisory Responsibilities Lead and mentor a team that includes the Director of Collections, Director of Recoveries, Senior Manager of Fraud, and future leaders. Build a culture of accountability, urgency, data-driven decisioning, and performance excellence. Duties/Responsibilities Strategic Leadership Lead the transformation toward a predictive and insight-driven risk operation across Collections, Loss Mitigation, Fraud, and Recoveries. Establish a unified operating framework that integrates segmentation, modeling, channel optimization, and agent performance insights. Strengthen BMG's credibility in the investor marketplace by demonstrating disciplined execution and consistent performance management. Create a continuous learning environment that tests, measures, and refines strategy in real time. Collections & Fraud Oversight Oversee early-stage, mid-stage, and late-stage collections strategies and execution across digital and live channels. Deploy segmentation, VAR modeling, intent/willingness models, and channel affinity insights to optimize treatments. Increase the effectiveness of hardship programs and customer engagement strategies through experimentation. Lead prevention, detection, and investigation capabilities using a modernized toolset and integrated decisioning framework. Establish consistent protocols for identity verification, behavioral analytics, and fraud case management. Recoveries & Compliance Oversee all post-charge-off activities including recoveries operations, debt sales, and bankruptcy workflows. Ensure timely execution of forward flow and debt sale processes with a focus on ROI, accuracy, and control. Use predictive modeling to optimize recovery strategies and improve net return. Ensure full adherence to applicable laws, regulations, investor guidelines, and internal policies. Strengthen control environments by establishing standardized processes, documentation, and quality monitoring. Required Skills/Abilities Strong analytical background and experience applying segmentation, modeling, and experimentation to operational strategy. Expertise in compliance, controls, and regulatory expectations. Exceptional leadership presence with the ability to influence executive teams, regulators, and investor partners. Ability to balance strategic vision with disciplined execution and urgency. Education and Experience 12+ years of leadership experience in Risk Operations, Collections, or related domains required. Demonstrated success managing large operations teams in high-growth environments. Physical Requirements Prolonged periods of sitting at a desk and working on a computer. Must be able to lift 15 pounds at times. Must maintain a dedicated workspace with reliable internet access to ensure consistent connectivity during remote work days. Must be able to communicate effectively via video conferencing (camera on/off as required) and utilize digital collaboration tools for prolonged periods.

McMahon, Martine & Gallagher, LLP | Brooklyn, NY 11201 Are you an experienced litigation paralegal who is ready to take your career to the next level? Do you have a proven track record of success in handling complex and high-stakes cases? If so, you might be the ideal candidate for our litigation paralegal position! Founded in 1958, McMahon, Martine & Gallagher, LLP (MMG) is a well-established and reputable firm that specializes in defending clients in a wide range of lawsuits including: construction accident liability, premises liability, medical malpractice, toxic torts, products liability, personal and commercial automobile liability, and homeowner liability. We are looking for a litigation paralegal who can support our attorneys with the highest level of professionalism and expertise in the litigation process, from drafting pleadings and discovery to preparing exhibits and trial materials. As a Paralegal at our firm, you will enjoy: The chance to take your career to the next level! We value dedication and high-quality work in our employees, and we want to see them be successful every day. We want to reward talent and diligence with opportunities to learn new things and grow as a paralegal, as well as take advantage of your expertise to navigate complex matters through innovative problem-solving and collaborative solutions. Independence. You won't have anyone breathing down your neck on every single thing you do. We believe in letting talented people do what they do best without micromanaging or imposing additional deadlines on top of their workload for our clients. If you enjoy working in a highly autonomous, fast-paced, dynamic environment where exciting new challenges are never in short supply, then we want to hear from you! An informal and relaxed atmosphere. While we thrive in the quick and dynamic environment of litigation, we also believe in a more relaxed and collegial workplace than you might find at other mega-firms. Rapport with coworkers fosters learning and trust on a daily basis, and we encourage you to get to know your desk neighbors and grab a drink with them at our regular happy hours. We're firm of desk decorations, office snacks, and friendly working relationships! A generous benefits package that includes health, dental, vision, and disability insurance, as well as a 401(k) plan with employer matching and pre-tax commuter benefits. We also offer parental leave to employees who give birth, in addition to NY Paid Family Leave, as well as floating holidays and additional PTO days with additional years of employment. A hybrid work schedule that allows you to work a hybrid/remote model pending a 90 day training and evaluation period, as well as a healthy work/life balance. You can't take care of others unless you also take care of you! A driven and collaborative work culture that fosters learning, growth, and problem-solving. Questions and strategy sessions are encouraged at all levels! A meaningful work experience where you will have a direct and profound impact on your attorney's and our client's work and livelihoods. No contribution is too small, and a seemingly small act of customer service can have a huge positive impact on someone in ways you might not realize. We are looking for paralegals who strive for excellence every day and prove time and time again that they are truly the bedrock with which a good litigator works a full case load. If you are looking for a job where you are just a number in a sea of faces and never need to learn the names of your coworkers, then this may not be the position for you. But, if you are looking for a firm that will appreciate your skills and talents, support your career goals, and see you as a unique individual with lots to contribute, then look no further. To qualify for this position, you must have: A paralegal certificate or degree from an accredited program, or equivalent experience At least 2 years of experience as a litigation paralegal, preferably in insurance defense in New York and/or New Jersey Exceptional problem-solving, critical thinking and analytical skills to navigate challenges and anticipate solutions Excellent legal drafting ability with a sharp eye for cogency, detail, and accuracy; as well as the ability to review and synthesize evidence such as medical records, police reports, and insurance policies Excellent interpersonal and communication skills (both verbal and written) Responsiveness to multiple and ad hoc requests with a strong sense of urgency and engagement Demonstrated ability to take initiative and work independently to consistently complete tasks with top-notch results across multiple matters Professionalism, integrity, good judgment, respect and empathy for others Ability to organize, prioritize and meet deadlines with a positive attitude and grace under pressure A positive attitude and a willingness to learn, grow, collaborate, and always aiming for the next highest standard From the entire MMG team: we're looking forward to hearing from you, our next team member! Job Type: Full-time Wage Range (contingent on experience): $30.22 - $35.71 Schedule: M-W-F, Remote | Tu-Th, in-office as of posting (Employee MUST be in-office for training for the first 90 days, after which an evaluation for remote work will be made) Location: DUMBO, Brooklyn, New York

Invest in Your Success with Mac Tools Are you ready to be your own boss and build a thriving business? Mac Tools offers a unique opportunity to own and operate a successful franchise. With a strong credit profile and the right financial foundation, you can unlock the potential to achieve financial independence and a fulfilling lifestyle. As a Mac Tools franchisee, you will enjoy the freedom and flexibility of running your own business without the overwhelming burdens of startup. Mac Tools offers a family-oriented culture; supported by Stanley Black and Decker - the largest tool company in the world - giving you the best of both worlds. Key Benefits of Mac Tools Franchise Ownership Exclusive Territory: Build a loyal customer base in your protected territory. Mac Tools currently has over 1,250 existing franchisees with opportunities available in all fifty states, including Puerto Rico and across Canada. Proven Business Model: Benefit from an award-winning system that has earned accolades including Fastest Growing Franchise, Top 100 Franchise, Franchise 500, and more. World-Class Training: Gain the skills and knowledge you need to succeed via classroom and field-based sales training at our headquarters. Ongoing Support: Receive continuous guidance and assistance, including national marketing support with motorsports branding, sales flyers, videos, etc. Strong Brand Recognition: Leverage the brand power of Mac Tools and Stanley Black and Decker - the largest and fastest growing tool company in the world. Financial Flexibility: Explore various financing options to fit your needs. Financial Requirements To qualify for a Mac Tools franchise, a strong credit profile and an initial down payment are essential. Your financial strength is a key factor in our franchise approval process, and we have lower start-up costs than many other franchise opportunities with a variety of financing options. Our Veterans Program offers vets or their spouse credits of up to $25,000 towards inventory purchases. Ready to Take the Next Step? Are you a qualified entrepreneur ready to invest in and operate a Mac Tools franchise? Complete our quick mobile application to start your journey towards financial independence. Our team can get you scheduled for one of our free Discovery Days, providing the opportunity to meet current Franchisees and experience the business first-hand. Mac Tools , a division of Stanley Black & Decker Inc. 5195 Blazer Parkway Dublin, Ohio 43017

Invest in Your Success with Mac Tools Are you ready to be your own boss and build a thriving business? Mac Tools offers a unique opportunity to own and operate a successful franchise. With a strong credit profile and the right financial foundation, you can unlock the potential to achieve financial independence and a fulfilling lifestyle. As a Mac Tools franchisee, you will enjoy the freedom and flexibility of running your own business without the overwhelming burdens of startup. Mac Tools offers a family-oriented culture; supported by Stanley Black and Decker - the largest tool company in the world - giving you the best of both worlds. Key Benefits of Mac Tools Franchise Ownership Exclusive Territory: Build a loyal customer base in your protected territory. Mac Tools currently has over 1,250 existing franchisees with opportunities available in all fifty states, including Puerto Rico and across Canada. Proven Business Model: Benefit from an award-winning system that has earned accolades including Fastest Growing Franchise, Top 100 Franchise, Franchise 500, and more. World-Class Training: Gain the skills and knowledge you need to succeed via classroom and field-based sales training at our headquarters. Ongoing Support: Receive continuous guidance and assistance, including national marketing support with motorsports branding, sales flyers, videos, etc. Strong Brand Recognition: Leverage the brand power of Mac Tools and Stanley Black and Decker - the largest and fastest growing tool company in the world. Financial Flexibility: Explore various financing options to fit your needs. Financial Requirements To qualify for a Mac Tools franchise, a strong credit profile and an initial down payment are essential. Your financial strength is a key factor in our franchise approval process, and we have lower start-up costs than many other franchise opportunities with a variety of financing options. Our Veterans Program offers vets or their spouse credits of up to $25,000 towards inventory purchases. Ready to Take the Next Step? Are you a qualified entrepreneur ready to invest in and operate a Mac Tools franchise? Complete our quick mobile application to start your journey towards financial independence. Our team can get you scheduled for one of our free Discovery Days, providing the opportunity to meet current Franchisees and experience the business first-hand. Mac Tools , a division of Stanley Black & Decker Inc. 5195 Blazer Parkway Dublin, Ohio 43017

Job Description Job Title: Senior Project Manager Department: Project Management Reports To: Director, Project Management Type: Full-Time FLSA: Exempt Senior Project Manager Job Summary The Senior Project Manager is a results driven individual with a background in financial services operations to lead complex, cross-functional initiatives that drive innovation, operational efficiency, and meet customers' needs. The ideal candidate will have extensive experience managing technology-driven projects, including operations, payment systems, or lending platforms, or personal finance tools. You will work closely with stakeholders across Operations, Product, Engineering & Technology, Legal, Compliance, and Risk to ensure timely delivery and regulatory alignment. Supervisory Responsibilities None. Duties/Responsibilities Project Delivery Lead end-to-end delivery of strategic projects with a focus on scope, timeline, cost, and quality. Define project objectives, milestones, deliverables, and success metrics. Develop and maintain detailed project plans, resource allocation, and risk management strategies. Ensure project management and execution best practices are followed. Manage multiple concurrent projects in a fast-paced, high-growth environment. Stakeholder Management Act as the main point of contact between internal teams and external vendors/partners. Regularly communicate status updates, roadblocks, and critical decisions to executives and stakeholders. Facilitate meetings, demos, retrospectives, and workshops to ensure alignment and transparency. Risk & Compliance Identify, assess, and mitigate risks, especially those related to financial regulations (e.g., KYC, AML, PCI-DSS). Partner with Legal and Compliance to ensure adherence to industry standards and policies. Process Improvement Drive a culture of continuous improvement by identifying inefficiencies and proposing process enhancements across project delivery workflows. Conduct post-project reviews (retrospectives) to capture lessons learned and apply insights to future initiatives. Collaborate with peers and cross-functional teams to standardize project management practices and promote knowledge sharing. Recommend improvements to tools, templates, and methodologies to increase team efficiency and project transparency. Required Skills/Abilities Proven track record managing large-scale operations or infrastructure projects. Strong understanding of financial services technology such as payment processing, APIs, digital wallets, lending platforms, etc.. Experience working with project teams in Waterfall, Hybrid, and agile environments. Excellent communication, negotiation, and organizational skills. Strong problem-solving and analytical abilities. Proficiency in project management tools (JIRA, Confluence, Google Workspace, Asana, Trello, or similar). Ability to manage competing priorities and adapt to rapidly changing business environments. Education and Experience Bachelor's degree in Business, Computer Science, Engineering, or related field required. 7+ years of project management experience, with at least 3 in Fintech or Financial Services required. Physical Requirements Prolonged periods of sitting at a desk and working on a computer. Must be able to lift 15 pounds at times. Must maintain a dedicated workspace with reliable internet access to ensure consistent connectivity during remote work days. Must be able to communicate effectively via video conferencing (camera on/off as required) and utilize digital collaboration tools for prolonged periods.

Job Description Job Title: Director, Collections Department: Operations Reports To: VP, Risk Operations Type: Full-Time FLSA: Exempt Director, Collections Job Summary The Director of Collections leads all past due portfolio management with full accountability for strategy, performance, and agent execution. This is a critical build function that requires strong leadership, analytical strength, and a clear ability to convert insights into action. This leader will drive agent performance while coordinating digital channel collections strategy. This role shapes business outcomes that directly affect revenue, investor confidence, and long term growth. Supervisory Responsibilities Lead and develop collections and the agent workforce. Build a disciplined culture focused on follow through, urgency, quality, and compliant execution. Duties/Responsibilities Strategy & Execution Own the end to end collections strategy for all stages of delinquency with clear focus on improving roll rates, cure rates, and net losses. Design and execute integrated strategies across digital, SMS, email, IVR, and agent channels. Partner with Analytics to ensure segmentation and decisioning models are embedded in daily workflow. Monitor performance daily and drive immediate action when results fall below expectation. Translate insights into targeted treatments across early, mid, and late stage past due accounts. Operational Standards Establish clear expectations for contact strategy, call handling, documentation, and QA. Drive a performance based environment with transparency of results at agent, team, and portfolio levels. Ensure operational controls are followed across all channels with consistent documentation and outcomes. Work closely with Compliance, QA, and Risk teams to maintain alignment with policy and regulatory expectations. Partner with Workforce Management to ensure schedules align with contact and performance needs. Analysis & Continuous Improvement Define and improve processes required for stability, accuracy, and predictable results. Use data to identify trends, variances, and drivers of performance. Develop and refine daily, weekly, and monthly reviews that guide decision making. Partner with Analytics on segmentation, capacity planning, and strategy testing. Create a test and learn environment with measurable outcomes that feed continuous improvement. Cross-Functional Collaboration Partner with Product, Engineering, and Operations on digital enhancements and tool improvements. Collaborate with Recoveries, Debt Sale, and BK to ensure clear accountability and smooth hand offs. Serve as a key voice in investor reporting, providing insights that build confidence in portfolio health. Required Skills/Abilities Strong analytical and problem solving capability. Experience building integrated contact strategies across digital and live channels. Proven ability to drive results, improve processes, and influence cross functional partners. Deep understanding of compliance expectations for collections. Education and Experience 7+ years of experience leading collections operations with a strong performance track record. Demonstrated leadership of managers and frontline teams in a fast paced environment. Physical Requirements Prolonged periods of sitting at a desk and working on a computer. Must be able to lift 15 pounds at times. Must maintain a dedicated workspace with reliable internet access to ensure consistent connectivity during remote work days. Must be able to communicate effectively via video conferencing (camera on/off as required) and utilize digital collaboration tools for prolonged periods.

Job Description Job Title: Director of New Account Underwriting & Pricing Department: Credit Risk Reports To: VP of New Account Underwriting & Fraud Strategy Type: Full-Time FLSA: Exempt Director of New Account Underwriting & Pricing Job Summary The Director of New Account Underwriting and Pricing to lead the development, implementation, and optimization of credit strategies across our portfolio of unsecured personal loan products. This individual will own the full lifecycle of credit decisioning, including policy creation, pricing frameworks, testing strategy, and performance monitoring, in addition to serving as the primary architect for BMG Money's new account credit strategy. The role requires a rare blend of strategic thinking, deep analytical capability, strong business judgement, and the ability to articulate requirements to Engineering for deployment in our homegrown rules engine. Supervisory Responsibilities None. Duties/Responsibilities Strategy Development & Implementation Develop, implement, and manage comprehensive new account credit underwriting and risk-based pricing strategies aligned to performance, growth, and profitability targets. Own the credit policy suite, including segmentation, decision logic, exposure limits, pricing tiers, and exception frameworks. Define and refine risk appetite, incorporating credit performance data, regulatory expectations, and partner bank requirements. Build and lead a structured testing roadmap (A|B tests, champion|challenger, multivariate experiments) to optimize credit and pricing outcomes. Technical & Analytics Oversight Translate credit strategies into clear technical requirements for Engineering to implement within BMG Money's platform and rules engine. Conduct UAT and validation testing to ensure implemented strategies match policy intent. Perform deep-dive analytics on credit performance (approvals, delinquencies, loss curves, profitability, and yield) to continuously refine strategy. Partner with Decision Sciences to explore new data sources and enhance credit decision quality. Collaborate closely with Fraud Strategy to create cohesive decision flows that integrate credit risk and fraud risk mitigation. Governance & Performance Monitoring Act as the credit lead in governance meetings (risk committee, pricing committee, partner bank reviews). Partner with Compliance and Legal to ensure adherence to regulatory expectations and underwriting governance standards. Maintain strong relationships with partner banks, communicating credit strategies, updates, performance insights, and risk posture. Develop and manage key performance metrics and dashboards to track credit and pricing performance. Monitor portfolio trends and emerging risks, recommending necessary adjustments to maintain credit quality. Conduct root cause analysis for changes in performance or strategy breakdowns. Operational Support Work with Product and Engineering to support credit logic implementation, rule enhancements, and platform improvements. Provide subject matter expertise during audits, regulatory exams, and partner bank reviews. Support operations, collections, and customer success teams with policy clarifications, and operational insights. Required Skills/Abilities Strong analytics skills with proficiency in SQL, Python, R, or equivalent analytical tooling. Experience writing and owning credit policies and risk based pricing strategies. Demonstrated ability to translate business strategy into technical requirements for engineering teams. Experience with A|B testing, champion|challenger strategies, and risk experimentation. Deep understanding of credit risk frameworks and regulatory requirements (e.g., UDAP, ECOA, FDIC, CFPB, OCC). Excellent communication skills, with the ability to explain complex concepts to non-technical stakeholders. Education and Experience Bachelor's degree in Finance, Business Administration, Economics, or related field required; MBA or advanced degree preferred. 7+ years of experience in credit risk management within the lending industry, preferably in subprime or non-prime segments. Deep experience in unsecured installment lending or adjacent verticals (personal loans, BNPL, credit cards, specialty finance, employer based lending). Physical Requirements Prolonged periods of sitting at a desk and working on a computer. Must be able to lift 15 pounds at times. Must maintain a dedicated workspace with reliable internet access to ensure consistent connectivity during remote work days. Must be able to communicate effectively via video conferencing (camera on/off as required) and utilize digital collaboration tools for prolonged periods.

Job Description This is a remote position with an ideal base location in Houston, TX. The position requires travel throughout the greater Houston market. What the Role Is The On-Premise Channel Manager will be responsible for the execution of company on-premise strategic initiatives within the greater Houston area. This individual will execute at the field level in on-premise accounts and will require the ability to evaluate, implement and execute such programs within our brand strategies. Additionally, the successful candidate will lead, direct, train and manage local distributor sales teams. How You Will Spend Your Time Support management of distributors on a day-to-day basis, ensuring adherence to our brand policies, distribution objectives are achieved, and promotional activity is taking place Training distributor sales teams, observing competitive market activity and evaluating distributor execution against our initiatives Supporting District Manager - Direct report Develop and maintain a list of key on-premise accounts and ensure regular call frequency and strong working relationships Present and leverage our brands for increased volume and assist distributor in attaining our goals and objectives Regular planning and review meetings with specified points of contact within distributors covering (but not limited to) depletions, goals, accounts sold, POD's Be visible and impactful at the distributor office, meeting with sales representatives and management to ensure share of mind Align with key local events and participate where the opportunity fits our strategy, including execution of national initiatives in your local market Act as contact for distributor sales teams to ensure they are informed of local and national objectives and programs while providing support for all sales related activities Execute product seminars at accounts and with the distributor sales teams Provide National Account Mandate compliance updates as required Stay informed of customer and consumer trends Maintain calendar of activities and promotions ensuring distributor and third party agencies have successful communications Provide monthly market activity report to supervisor, including list of objectives, accomplishments, competitive activity, special projects and/or any specific needs Provide market and competitive brand updates to supervisor, including timely and accurate communication of changing field conditions that may affect volumes, as well as staffing changes at distributor and competitors Review programs and execution updates with distributor management Provide feedback on effectiveness of marketing and sales initiatives including programs, POS, advertising, etc. Assist on special projects such as verifying pricing and or distribution at both on/off-premise accounts, National Account mandate verification, etc. Occasional tasks or request may be devoted to the off-premise segment, pending guidance from the District Manager Who You Are… Required Skills and Experience: Bachelor's degree in Business Administration or related discipline Minimuym five (5) years' work-related experience in distilled spirits supplier industry Analytical and Organizational Skills Sales and Marketing - Knowledge of principles and methods for showing, promoting, and selling products or services. This includes marketing strategy and tactics, product demonstration, sales techniques, and sales control systems Good managerial and effective presentation skills Strong oral and written communication skills Excellent interpersonal skills Proficient using Microsoft Office including Microsoft Word, Excel, and PowerPoint and ProDriver reporting system Valid Driver's License Valued but not Required Skills and Experience: Emphasis in Management and/or Marketing Advanced computer proficiency Physical Requirements The physical demands and work environment characteristics described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing duties of the job, the employee is required to: Stand; walk; use hands and fingers to handle or feel objects, use of computer; and reach with hands and arms. Employee must occasionally lift and/or move up to 20 pounds. Benefits Paid Vacation 11 Paid Holidays Health, Dental & Vision eligibility from day one FSA/HSA 401K match EAP Maternity/Paternity Leave Heaven Hill and its affiliates are committed to fostering a diverse workforce as an Equal Employment Opportunity company. We invite applications from candidates of all backgrounds, without regard to race, religion, color, sex, sexual orientation, natural origin, gender identity or expression, age, disability, veteran status, or any other legally prot ected characteristic.

Job Description Associate Attorney - Hybrid McMahon, Martine & Gallagher, LLP | Brooklyn, NY 11201 Calling all Attorney Rockstars! Do you enjoy working with a team of experienced and supportive attorneys who share your hunger to win? If so, you might be the perfect candidate for our Associate Attorney position! Founded in 1958, McMahon, Martine & Gallagher, LLP (MMG) is a well-established and reputable firm that specializes in defending clients in a wide range of lawsuits including: construction accident liability, premises liability, medical malpractice, toxic torts, products liability, personal and commercial automobile liability, and homeowner liability. As an Associate Attorney at our firm, you will enjoy: Court & Deposition Experience. You will have the opportunity to take and defend depositions, draft and argue motions, and participate in trials. And get ready to be celebrated for your wins at our bi-weekly huddles! Independence. You won't have anyone breathing down your neck on every single thing you do. We believe that mentorship, not micromanagement, is the key to building a strong foundation as a litigator. You will be mentored by your very talented peers and by more senior attorneys and partners that have decades of combined experience. Regular opportunities for learning and team-building. We believe that a strong organization is a people-first organization. Rapport with coworkers fosters learning on a daily basis, and regular training sessions on everything from legal strategy to emerging technologies builds a strong, intelligent, and adaptable workforce that is prepared to tackle new challenges. These training sessions often spill into our monthly happy hours, where we all can grab a drink and continue the conversation! A generous benefits package that includes health, dental, vision, and disability insurance, as well as a 401(k) plan with employer matching and pre-tax commuter benefits. We also offer parental leave to employees who give birth, in addition to NY Paid Family Leave, as well as floating holidays and additional PTO days with additional years of employment. A flexible work schedule that allows you to work a hybrid/remote model, depending on your case needs and court schedule, as well as a healthy work/life balance. You can't take care of others unless you also take care of you! A driven and collaborative work culture that fosters learning, growth, and problem-solving. Questions and strategy sessions are encouraged at all levels! A meaningful work experience that allows you to make a difference in the lives of our clients. No contribution is too small, and a seemingly small act of customer service can have a huge positive impact on someone in ways you might not realize. We are looking for attorneys who want to settle in and stay with the firm for the long term. We believe in investing in our people and providing them with opportunities for advancement and professional development. If you are looking for a job where you are just a number in a sea of faces and never need to learn the names of your coworkers, then this may not be the position for you. But, if you are looking for a firm that will appreciate your skills and talents, support your career goals, and see you as a unique individual with lots to contribute, then look no further. To qualify for this position, you must have: A J.D. degree from an accredited law school and admission to the New York State Bar At least 2 year of experience in insurance defense litigation or a related field (Workers' Comp, No-Fault, etc.) Excellent research, writing, communication, and interpersonal skills A strong work ethic, analytical attention to detail, and ability to work independently and as part of a team to solve problems A positive attitude and a willingness to learn, grow, collaborate, and always aiming for the next highest standard From the entire MMG team: we're looking forward to hearing from you, our next team member! Job Type: Full-time Salary Range (contingent on experience and skill set): $110,00 - $120,000, increasing with years of experience Schedule: M-W-F, Remote (or court) | Tu-Th, desk days in-office Supplemental Pay: Bonus opportunities based on billable hour targets Location: DUMBO, Brooklyn, New York

Invest in Your Success with Mac Tools Are you ready to be your own boss and build a thriving business? Mac Tools offers a unique opportunity to own and operate a successful franchise. With a strong credit profile and the right financial foundation, you can unlock the potential to achieve financial independence and a fulfilling lifestyle. As a Mac Tools franchisee, you will enjoy the freedom and flexibility of running your own business without the overwhelming burdens of startup. Mac Tools offers a family-oriented culture; supported by Stanley Black and Decker - the largest tool company in the world - giving you the best of both worlds. Key Benefits of Mac Tools Franchise Ownership Exclusive Territory: Build a loyal customer base in your protected territory. Mac Tools currently has over 1,250 existing franchisees with opportunities available in all fifty states, including Puerto Rico and across Canada. Proven Business Model: Benefit from an award-winning system that has earned accolades including Fastest Growing Franchise, Top 100 Franchise, Franchise 500, and more. World-Class Training: Gain the skills and knowledge you need to succeed via classroom and field-based sales training at our headquarters. Ongoing Support: Receive continuous guidance and assistance, including national marketing support with motorsports branding, sales flyers, videos, etc. Strong Brand Recognition: Leverage the brand power of Mac Tools and Stanley Black and Decker - the largest and fastest growing tool company in the world. Financial Flexibility: Explore various financing options to fit your needs. Financial Requirements To qualify for a Mac Tools franchise, a strong credit profile and an initial down payment are essential. Your financial strength is a key factor in our franchise approval process, and we have lower start-up costs than many other franchise opportunities with a variety of financing options. Our Veterans Program offers vets or their spouse credits of up to $25,000 towards inventory purchases. Ready to Take the Next Step? Are you a qualified entrepreneur ready to invest in and operate a Mac Tools franchise? Complete our quick mobile application to start your journey towards financial independence. Our team can get you scheduled for one of our free Discovery Days, providing the opportunity to meet current Franchisees and experience the business first-hand. Mac Tools , a division of Stanley Black & Decker Inc. 5195 Blazer Parkway Dublin, Ohio 43017

Invest in Your Success with Mac Tools Are you ready to be your own boss and build a thriving business? Mac Tools offers a unique opportunity to own and operate a successful franchise. With a strong credit profile and the right financial foundation, you can unlock the potential to achieve financial independence and a fulfilling lifestyle. As a Mac Tools franchisee, you will enjoy the freedom and flexibility of running your own business without the overwhelming burdens of startup. Mac Tools offers a family-oriented culture; supported by Stanley Black and Decker - the largest tool company in the world - giving you the best of both worlds. Key Benefits of Mac Tools Franchise Ownership Exclusive Territory: Build a loyal customer base in your protected territory. Mac Tools currently has over 1,250 existing franchisees with opportunities available in all fifty states, including Puerto Rico and across Canada. Proven Business Model: Benefit from an award-winning system that has earned accolades including Fastest Growing Franchise, Top 100 Franchise, Franchise 500, and more. World-Class Training: Gain the skills and knowledge you need to succeed via classroom and field-based sales training at our headquarters. Ongoing Support: Receive continuous guidance and assistance, including national marketing support with motorsports branding, sales flyers, videos, etc. Strong Brand Recognition: Leverage the brand power of Mac Tools and Stanley Black and Decker - the largest and fastest growing tool company in the world. Financial Flexibility: Explore various financing options to fit your needs. Financial Requirements To qualify for a Mac Tools franchise, a strong credit profile and an initial down payment are essential. Your financial strength is a key factor in our franchise approval process, and we have lower start-up costs than many other franchise opportunities with a variety of financing options. Our Veterans Program offers vets or their spouse credits of up to $25,000 towards inventory purchases. Ready to Take the Next Step? Are you a qualified entrepreneur ready to invest in and operate a Mac Tools franchise? Complete our quick mobile application to start your journey towards financial independence. Our team can get you scheduled for one of our free Discovery Days, providing the opportunity to meet current Franchisees and experience the business first-hand. Mac Tools , a division of Stanley Black & Decker Inc. 5195 Blazer Parkway Dublin, Ohio 43017

Job Description Litigation Paralegal - Hybrid McMahon, Martine & Gallagher, LLP | Brooklyn, NY 11201 Are you an experienced litigation paralegal who is ready to take your career to the next level? Do you have a proven track record of success in handling complex and high-stakes cases? If so, you might be the ideal candidate for our litigation paralegal position! Founded in 1958, McMahon, Martine & Gallagher, LLP (MMG) is a well-established and reputable firm that specializes in defending clients in a wide range of lawsuits including: construction accident liability, premises liability, medical malpractice, toxic torts, products liability, personal and commercial automobile liability, and homeowner liability. We are looking for a litigation paralegal who can support our attorneys with the highest level of professionalism and expertise in the litigation process, from drafting pleadings and discovery to preparing exhibits and trial materials. As a Paralegal at our firm, you will enjoy: The chance to take your career to the next level! We value dedication and high-quality work in our employees, and we want to see them be successful every day. We want to reward talent and diligence with opportunities to learn new things and grow as a paralegal, as well as take advantage of your expertise to navigate complex matters through innovative problem-solving and collaborative solutions. Independence. You won't have anyone breathing down your neck on every single thing you do. We believe in letting talented people do what they do best without micromanaging or imposing additional deadlines on top of their workload for our clients. If you enjoy working in a highly autonomous, fast-paced, dynamic environment where exciting new challenges are never in short supply, then we want to hear from you! An informal and relaxed atmosphere. While we thrive in the quick and dynamic environment of litigation, we also believe in a more relaxed and collegial workplace than you might find at other mega-firms. Rapport with coworkers fosters learning and trust on a daily basis, and we encourage you to get to know your desk neighbors and grab a drink with them at our regular happy hours. We're firm of desk decorations, office snacks, and friendly working relationships! A generous benefits package that includes health, dental, vision, and disability insurance, as well as a 401(k) plan with employer matching and pre-tax commuter benefits. We also offer parental leave to employees who give birth, in addition to NY Paid Family Leave, as well as floating holidays and additional PTO days with additional years of employment. A hybrid work schedule that allows you to work a hybrid/remote model pending a 90 day training and evaluation period, as well as a healthy work/life balance. You can't take care of others unless you also take care of you! A driven and collaborative work culture that fosters learning, growth, and problem-solving. Questions and strategy sessions are encouraged at all levels! A meaningful work experience where you will have a direct and profound impact on your attorney's and our client's work and livelihoods. No contribution is too small, and a seemingly small act of customer service can have a huge positive impact on someone in ways you might not realize. We are looking for paralegals who strive for excellence every day and prove time and time again that they are truly the bedrock with which a good litigator works a full case load. If you are looking for a job where you are just a number in a sea of faces and never need to learn the names of your coworkers, then this may not be the position for you. But, if you are looking for a firm that will appreciate your skills and talents, support your career goals, and see you as a unique individual with lots to contribute, then look no further. To qualify for this position, you must have: A paralegal certificate or degree from an accredited program, or equivalent experience At least 2 years of experience as a litigation paralegal, preferably in insurance defense in New York and/or New Jersey Exceptional problem-solving, critical thinking and analytical skills to navigate challenges and anticipate solutions Excellent legal drafting ability with a sharp eye for cogency, detail, and accuracy; as well as the ability to review and synthesize evidence such as medical records, police reports, and insurance policies Excellent interpersonal and communication skills (both verbal and written) Responsiveness to multiple and ad hoc requests with a strong sense of urgency and engagement Demonstrated ability to take initiative and work independently to consistently complete tasks with top-notch results across multiple matters Professionalism, integrity, good judgment, respect and empathy for others Ability to organize, prioritize and meet deadlines with a positive attitude and grace under pressure A positive attitude and a willingness to learn, grow, collaborate, and always aiming for the next highest standard From the entire MMG team: we're looking forward to hearing from you, our next team member! Job Type: Full-time Wage Range (contingent on experience): $30.22 - $35.71 Schedule: M-W-F, Remote | Tu-Th, in-office as of posting (Employee MUST be in-office for training for the first 90 days, after which an evaluation for remote work will be made) Location: DUMBO, Brooklyn, New York

Job Description Job Title: Analytics Manager, Collections Department: Operations Reports To: Director, Operations Analytics Type: Full-Time FLSA: Exempt Analytics Manager, Collections Job Summary The Collections Analytics Manager will deliver high-impact insights that shape our collections strategies and performance. This individual contributor role sits at the center of our Collections function, applying advanced analytics to understand customer risk, payment intent, and channel response so we can optimize how we engage customers and improve recoveries across the full credit spectrum. The ideal candidate pairs strong technical skills with structured thinking and clear storytelling, turning complex data into a compelling narrative that informs decisions and drives measurable results. Supervisory Responsibilities None. Duties/Responsibilities Strategy & Modeling Develop and maintain risk-based segmentation and severity models to inform treatment paths across delinquency stages. Build and refine intent-to-pay and willingness-to-pay models, including hardship-program candidate scoring. Partner with data engineering to ensure segmentation logic is robust and production-ready. Measure and forecast response rates by contact channel (SMS, email, IVR, live agent, etc.). Provide guidance on optimal contact strategies and champion data-driven tests to improve engagement. Performance Analysis & Reporting Analyze delinquency, roll, and recovery trends; identify operational drivers behind performance changes. Evaluate effectiveness of programs (payment plans, settlements, hardship) on customer cure and roll-back rates. Provide agent-level performance intelligence, linking behaviors to outcomes. Build dashboards and scorecards that track KPIs across early-, mid-, and late-stage collections. Synthesize data into clear insights, crafting structured narratives that help leaders understand "what's happening, why, and what to do next". Present findings in concise, business-focused terms that inspire action. Forecasting & Collaboration Produce volume and recovery forecasts, stress-test scenarios, and recommend course corrections to improve efficiency and results. Support post charge-off modeling to estimate payment potential. Work with leaders in Collections, Risk, Compliance, and Product to frame problems, scope analyses, and implement findings. Serve as a trusted thought partner who can bridge analytics and operational strategy. Required Skills/Abilities Proficiency in SQL and Python (or R) for data querying, modeling, and statistical analysis. Advanced skills with BI tools (Tableau, Power BI, Looker) for reporting and visualization. Demonstrated ability to organize complex information, apply structured problem-solving, and communicate insights through clear, persuasive stories. Solid understanding of delinquency, roll rates, recoveries, and operational levers that influence collections outcomes. Strong critical thinking and written/oral communication skills. Comfortable managing multiple priorities independently in a fast-paced environment. Education and Experience 5+ years of experience in analytics, strategy, or quantitative operations roles. Experience in collections or credit risk strongly preferred (full credit spectrum). Physical Requirements Prolonged periods of sitting at a desk and working on a computer. Must be able to lift 15 pounds at times. Must maintain a dedicated workspace with reliable internet access to ensure consistent connectivity during remote work days. Must be able to communicate effectively via video conferencing (camera on/off as required) and utilize digital collaboration tools for prolonged periods.