Post job

How to hire a property adjuster

Property adjuster hiring summary. Here are some key points about hiring property adjusters in the United States:

  • The median cost to hire a property adjuster is $1,633.
  • It takes between 36 and 42 days to fill the average role in the US.
  • HR departments typically allocate 15% of their budget towards recruitment efforts.
  • Small businesses spend $1,105 per property adjuster on training each year, while large companies spend $658.
  • It takes approximately 12 weeks for a new employee to reach full productivity levels.
  • There are a total of 67,449 property adjusters in the US, and there are currently 12,286 job openings in this field.
  • New York, NY, has the highest demand for property adjusters, with 15 job openings.

How to hire a property adjuster, step by step

To hire a property adjuster, you should create an ideal candidate profile, determine a budget, and post and promote your job. Here's a step-by-step guide on how to hire a property adjuster:

Here's a step-by-step property adjuster hiring guide:

  • Step 1: Identify your hiring needs
  • Step 2: Create an ideal candidate profile
  • Step 3: Make a budget
  • Step 4: Write a property adjuster job description
  • Step 5: Post your job
  • Step 6: Interview candidates
  • Step 7: Send a job offer and onboard your new property adjuster
  • Step 8: Go through the hiring process checklist

What does a property adjuster do?

Typically working for insurance companies, a property adjuster specializes in inspecting property damages to assess and determine a company's financial obligations. Their responsibilities revolve around reaching out to clients through calls and correspondence, arranging appointments, gathering and verifying data, and traveling to different locations to meet with clients. They may also negotiate settlements and authorize payments in adherence to the company's policies and regulations. Furthermore, as a property adjuster, it is essential to have a deep understanding of property costs to ensure the accuracy of claims.

Learn more about the specifics of what a property adjuster does
jobs
Post a property adjuster job for free, promote it for a fee
  1. Identify your hiring needs

    The property adjuster hiring process starts by determining what type of worker you actually need. Certain roles might require a full-time employee, whereas part-time workers or contractors can do others.

    Determine employee vs contractor status
    Is the person you're thinking of hiring a US citizen or green card holder?

    Hiring the perfect property adjuster also involves considering the ideal background you'd like them to have. Depending on what industry or field they have experience in, they'll bring different skills to the job. It's also important to consider what levels of seniority and education the job requires and what kind of salary such a candidate would likely demand.

    This list shows salaries for various types of property adjusters.

    Type of Property AdjusterDescriptionHourly rate
    Property AdjusterClaims adjusters, appraisers, examiners, and investigators evaluate insurance claims. They decide whether an insurance company must pay a claim, and if so, how much... Show more$18-36
    Insurance ExaminerA claims examiner is responsible for conducting a claim review of a client against a particular insurance company-usually a health and life insurance company. An examiner must review claims and then approve them, reject them, or develop a possible settlement... Show more$16-36
    Claim InvestigatorClaim Investigators are professionals who are responsible for examining facts of insurance claims to determine their extent and validity to prevent any cases of fraud. These investigators must use a combination of tools such as cutting-edge software to help insurance companies to settle claims quickly by evaluating them... Show more$17-31
  2. Create an ideal candidate profile

    Common skills:
    • Customer Service
    • Xactimate
    • Claims Handling
    • State Regulations
    • Strong Analytical
    • Litigation
    • Commercial Property
    • Policy Coverage
    • Property Losses
    • Claims Process
    • Roofing
    • Insurance Policy
    • Public Adjusters
    • Homeowner
    Check all skills
    Responsibilities:
    • Apply strong customer service, organizational and multitasking skills to efficiently manage auto insurance claims.
    • Complete property appraisals on residential dwelling and commercial property including business interruption and business personal property using Xactimate program.
    • Analyze homes, automobiles, boats, RV's, etc.
    • Issue payments via ECS system.
    • Experience in CCC estimating software systems.
    • Experience with CCC pathways estimating system.
    More property adjuster duties
  3. Make a budget

    Including a salary range in your property adjuster job description is a great way to entice the best and brightest candidates. A property adjuster salary can vary based on several factors:
    • Location. For example, property adjusters' average salary in mississippi is 35% less than in alaska.
    • Seniority. Entry-level property adjusters earn 49% less than senior-level property adjusters.
    • Certifications. A property adjuster with a few certifications under their belt will likely demand a higher salary.
    • Company. Working for a prestigious company or an exciting start-up can make a huge difference in a property adjuster's salary.

    Average property adjuster salary

    $54,661yearly

    $26.28 hourly rate

    Entry-level property adjuster salary
    $39,000 yearly salary
    Updated January 19, 2026

    Average property adjuster salary by state

    RankStateAvg. salaryHourly rate
    1California$63,078$30
    2New Jersey$61,899$30
    3Washington$60,958$29
    4Connecticut$59,971$29
    5Maryland$59,440$29
    6District of Columbia$59,199$28
    7Oregon$59,152$28
    8Massachusetts$58,051$28
    9Pennsylvania$56,842$27
    10New York$56,036$27
    11Virginia$55,593$27
    12Colorado$54,499$26
    13Minnesota$53,955$26
    14Florida$52,461$25
    15Maine$51,958$25
    16Texas$51,724$25
    17Georgia$51,286$25
    18Ohio$50,311$24
    19Michigan$49,753$24
    20Illinois$49,702$24

    Average property adjuster salary by company

    RankCompanyAverage salaryHourly rateJob openings
    1The Hanover Insurance Group$75,832$36.4617
    2Safety Insurance$64,043$30.793
    3Mercury Insurance$63,419$30.492
    4Sedgwick LLP$62,334$29.97836
    5Munich Reinsurance America, Inc.$60,633$29.154
    6Liberty Mutual Insurance$60,362$29.0244
    7Raphael & Associates$59,809$28.75
    8Erie Insurance$59,754$28.7336
    9American Family Insurance$59,451$28.5813
    10GuideOne Insurance$58,552$28.1510
    11Progressive$58,415$28.0873
    12W. R. Berkley$58,019$27.894
    13Crawford & Company$55,840$26.8512
    14CopperPoint Insurance Companies$55,684$26.774
    15Chubb$55,674$26.7742
    16RYZE Claim Solutions$54,490$26.207
    17Paul Davis USA$54,447$26.181
    18National General Insurance$53,727$25.83
    19Kentucky Farm Bureau$53,121$25.54
    20Allstate$52,389$25.1996
  4. Writing a property adjuster job description

    A property adjuster job description should include a summary of the role, required skills, and a list of responsibilities. It's also good to include a salary range and the first name of the hiring manager. Below, you can find an example of a property adjuster job description:

    Property adjuster job description example

    • Minimum 3-5 year's experience in desk adjusting
    • Current and active Resident Adjuster's license required
    • Experience with Xactimate software is highly preferred
    • Strong understanding of claims processes and policy language
    • Property background is strongly preferred
    • Self-motivated and directed; the ability to collaborate is a must, but you will be autonomous and expected to succeed without direction
    • Flexible and willing to do what is needed to get great work done
    • A natural inclination to work within a culture that is fast-paced and dynamic
    • Superb phone skills and quality customer experience
    • Bachelor's degree preferred

    Benefits and Perks:

    Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we're fortunate to provide all of our Hippos with:

    • Healthy Hippos Benefits - 100% Employer paid medical, dental & vision plan options for our team members AND their families (yes, you read that correctly). As well as 401(k), long & short-term disability, employer-paid life insurance, flexible spending accounts for health and dependent care, and an Employee Assistance Program (EAP).
    • Training and Career Growth - Paid training opportunities and countless internal career growth opportunities
    • Award-Winning Culture - Recognized by BuiltIn and Inc. Magazine as a top place to work - we value integrity, inclusiveness, empathy, and being proactive and dedicated
    • Flexible Time Off - You know when and how you should recharge
    • Little Hippos Program - We offer 12 weeks of parental leave for primary and secondary caregivers.

    Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion.

    Hippo's applicants are considered solely based on their qualifications, without regard to an applicant's disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo's People Team to make the need for an accommodation known.

    All Hippo employees who are required to report to a Hippo office or voluntarily enter a Hippo office must be fully vaccinated against COVID-19, unless a reasonable accommodation is approved. Employees in Office Based and Hybrid roles are required to report to a Hippo office. Fully vaccinated is defined as 2 weeks after receiving the second dose of a 2 dose vaccine and two weeks after receiving a single dose vaccine. Please acknowledge you have read and understand this requirement.

  5. Post your job

    There are various strategies that you can use to find the right property adjuster for your business:

    • Consider promoting from within or recruiting from your existing workforce.
    • Ask for referrals from friends, family members, and current employees.
    • Attend job fairs at local colleges to find candidates who meet your education requirements.
    • Use social media platforms like LinkedIn, Facebook, and Twitter to reach potential job candidates.
    Post your job online:
    • Post your property adjuster job on Zippia to find and recruit property adjuster candidates who meet your exact specifications.
    • Use field-specific websites.
    • Post a job on free websites.
  6. Interview candidates

    To successfully recruit property adjusters, your first interview needs to engage with candidates to learn about their interest in the role and experience in the field. You can go into more detail about the company, the role, and the responsibilities during follow-up interviews.

    You should also ask about candidates' unique skills and talents to see if they match the ideal candidate profile you developed earlier. Candidates good enough for the next step can complete the technical interview.

    The right interview questions can help you assess a candidate's hard skills, behavioral intelligence, and soft skills.

  7. Send a job offer and onboard your new property adjuster

    Once you have selected a candidate for the property adjuster position, it is time to create an offer letter. In addition to salary, the offer letter should include details about benefits and perks that are available to the employee. Ensuring your offer is competitive is vital, as qualified candidates may be considering other job opportunities. The candidate may wish to negotiate the terms of the offer, and it is important to be open to discussion and reach a mutually beneficial agreement. After the offer has been accepted, it is a good idea to formalize the agreement with a contract.

    It's also good etiquette to follow up with applicants who don't get the job by sending them an email letting them know that the position has been filled.

    To prepare for the new property adjuster first day, you should share an onboarding schedule with them that covers their first period on the job. You should also quickly complete any necessary paperwork, such as employee action forms and onboarding documents like I-9, benefits enrollment, and federal and state tax forms. Finally, Human Resources must ensure a new employee file is created for internal record keeping.

  8. Go through the hiring process checklist

    • Determine employee type (full-time, part-time, contractor, etc.)
    • Submit a job requisition form to the HR department
    • Define job responsibilities and requirements
    • Establish budget and timeline
    • Determine hiring decision makers for the role
    • Write job description
    • Post job on job boards, company website, etc.
    • Promote the job internally
    • Process applications through applicant tracking system
    • Review resumes and cover letters
    • Shortlist candidates for screening
    • Hold phone/virtual interview screening with first round of candidates
    • Conduct in-person interviews with top candidates from first round
    • Score candidates based on weighted criteria (e.g., experience, education, background, cultural fit, skill set, etc.)
    • Conduct background checks on top candidates
    • Check references of top candidates
    • Consult with HR and hiring decision makers on job offer specifics
    • Extend offer to top candidate(s)
    • Receive formal job offer acceptance and signed employment contract
    • Inform other candidates that the position has been filled
    • Set and communicate onboarding schedule to new hire(s)
    • Complete new hire paperwork (i9, benefits enrollment, tax forms, etc.)
    Sign up to download full list

How much does it cost to hire a property adjuster?

Before you start to hire property adjusters, it pays to consider both the one-off costs like recruitment, job promotion, and onboarding, as well as the ongoing costs of an employee's salary and benefits. While most companies that hire property adjusters pay close attention to the initial cost of hiring, ongoing costs are much more significant in the long run.

Property adjusters earn a median yearly salary is $54,661 a year in the US. However, if you're looking to find property adjusters for hire on a contract or per-project basis, hourly rates typically range between $18 and $36.

Find better property adjusters in less time
Post a job on Zippia and hire the best from over 7 million monthly job seekers.

Hiring property adjusters FAQs

Search for property adjuster jobs

Ready to start hiring?

Browse business and financial jobs