What does a property adjuster do?

A claims examiner is responsible for conducting a claim review of a client against a particular insurance company--usually a health and life insurance company. An examiner must review claims and then approve them, reject them, or develop a possible settlement. They need to communicate with policyholders and insurance agents to assess if all the information under the company's claims guidelines and policies are correct and accurate.

There are some key differences in the responsibilities of each position. For example, property adjuster responsibilities require skills like "customer service," "xactimate," "ladders," and "state regulations." Meanwhile a typical insurance examiner has skills in areas such as "ekg," "financial statements," "blood pressure," and "health history." This difference in skills reveals the differences in what each career does.

Claim Investigators are professionals who are responsible for examining facts of insurance claims to determine their extent and validity to prevent any cases of fraud. These investigators must use a combination of tools such as cutting-edge software to help insurance companies to settle claims quickly by evaluating them. They are required to manage multiple cases by investigating defective products or events such as an oil spill. Claim Investigators must also prepare reports while keeping track of evidence trails.

In addition to the difference in salary, there are some other key differences worth noting. For example, property adjuster responsibilities are more likely to require skills like "customer service," "xactimate," "ladders," and "state regulations." Meanwhile, a claim investigator has duties that require skills in areas such as "scene investigations," "property damage," "fraud claims," and "background checks." These differences highlight just how different the day-to-day in each role looks.

A risk and insurance consultant is a person whose job is to advise organizations and companies on what might happen in the future and how to deal with it. They advise the management on the next steps and possible outcomes. A risk and insurance consultant does research and calculations and uses that to predict or solve financial or risk issues.

The required skills of the two careers differ considerably. For example, property adjusters are more likely to have skills like "customer service," "xactimate," "ladders," and "claims handling." But a risk and insurance consultant is more likely to have skills like "financial services," "risk assessments," "portfolio," and "powerpoint."

As a Total Loss Specialist, your job will involve appraising the damage and determining the salvage value on the total-loss vehicle. You will be tasked with examining the damaged vehicle to ascertain the extent of damage done to its body and structure and other mechanical, electrical, and internal damage. You'd also have to arrange with another appraiser to resolve any disagreement with the shop on the cost of repair after determining the extent of the damage to the vehicle.

Even though a few skill sets overlap between property adjusters and total loss specialists, there are some differences that are important to note. For one, a property adjuster might have more use for skills like "xactimate," "ladders," "strong analytical," and "litigation." Meanwhile, some responsibilities of total loss specialists require skills like "hr," "outbound calls," "inbound calls," and "training sessions. "