Property claims adjusters are responsible for ascertaining the validity of insurance claims of their clients. They conduct investigations to note the extent of liability on behalf of an insurance company. They do this by inspecting homes, offices, and automobiles, along with interviewing witnesses to determine the amount of money to be paid out. Property claims adjusters earn an average sum of $61,000 annually or $29 per hour.

Property claims adjusters gather information from sources and prepare reports for use by claims examiners. They then compile the investigation findings and assist attorneys and other specialists when defending the company against contestation. They may also consult with specialists such as lawyers, engineers, architects, and physicians.

Property claims adjusters typically hold a bachelor's degree in finance, business, or other related fields. However, candidates can apply for entry-level jobs with a high school diploma. They are usually detail-oriented with solid math and communication skills to boot.

What Does a Property Claims Adjuster Do

There are certain skills that many property claims adjusters have in order to accomplish their responsibilities. By taking a look through resumes, we were able to narrow down the most common skills for a person in this position. We discovered that a lot of resumes listed analytical skills, communication skills and detail oriented.

Learn more about what a Property Claims Adjuster does

How To Become a Property Claims Adjuster

If you're interested in becoming a property claims adjuster, one of the first things to consider is how much education you need. We've determined that 76.9% of property claims adjusters have a bachelor's degree. In terms of higher education levels, we found that 5.4% of property claims adjusters have master's degrees. Even though most property claims adjusters have a college degree, it's possible to become one with only a high school degree or GED.

Learn More About How To Become a Property Claims Adjuster

Property Claims Adjuster Job Description

A property claims adjuster is an individual often working outside of offices and in charge of evaluating clients' insurance claims. Their duties include assessing damage to insured properties, objects, or individuals, as well as potential risks or concerns.

Learn more about Property Claims Adjuster Job Description

Property Claims Adjuster Career Paths

Average Salary for a Property Claims Adjuster

Property Claims Adjusters in America make an average salary of $54,520 per year or $26 per hour. The top 10 percent makes over $74,000 per year, while the bottom 10 percent under $39,000 per year.
Average Property Claims Adjuster Salary
$54,520 Yearly
$26.21 hourly

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Roles and Types of Property Claims Adjuster

The role of a property claims adjuster includes a wide range of responsibilities. These responsibilities can vary based on an individual's specific job, company, or industry.Here are some general property claims adjuster responsibilities:

  • 1.handles to conclusion moderate to serious complexity commercialproperty damage claims with little to no direction
  • Investigates, determines coverage of loss and adjusts all elements of routine property loss claims. Writes appraisals for dwelling repairs of routine claims based on information collected from customers
  • Makes and maintains a connection with the customer by understanding

There are several types of property claims adjuster, including:

Claims Adjuster

Role:

Claims adjusters spend a lot of their time evaluating insurance claims. Sometimes they decide the claims are valid; other times not so much. This position is full-time and isn't always located in the office. Many times you'll have to leave to inspect properties, such as damaged buildings and vehicles. This will help you assess the claim properly.

Typically, employers only require a high school diploma, but some positions can require a higher education. Or at least some insurance-related work experience. If you're looking for a job where you don't have to sit at a desk all day, this might just be the perfect fit for you.
  • Average Salary: $51,116
  • Degree: Bachelor's Degree

Claims Representative

Role:

Working for insurance companies, a Claims Representative investigates and settles claims. You will be a middleman between the insurance company and the customer. You will evaluate the facts presented by the customer about the claim and determine whether the loss should be compensated or not.

As a Claims Representative, you are expected to have great analytical skills since you will be dealing with a lot of information and documents; you need to be able to filter this information and interpret data clearly. Next is that you need to be detail-oriented; you need to be mindful of details at all times. Lastly, interpersonal skills are essential; you will be working with different types of people, so you need to be able to efficiently communicate your thoughts to them.

You can earn around $37,250 per year on average as a Claims Representative. You can also further your career and take on other roles. You can be a Claim Specialist, a Claims Adjuster, and a Senior Claims Adjuster.

  • Average Salary: $38,796
  • Degree: Bachelor's Degree

Adjuster

Role:

An adjuster or claims adjuster is an agent who looks into claims to determine if or how much the insurer should pay the insured for damage. As an adjuster, you have to determine effective ways to settle all claims. Your job requires you to research records and interview witnesses to understand the nature and what happened before the claim. You are also expected to find out the cost of fixing the damage and monitor the services of the repairer to ensure the damages are fixed. You will also need to create detailed reports of the damage and everything related to the claim.

To get a job as an adjuster, you must have a high school diploma or a bachelor's degree in finance or a related field. Also, you must possess superior communication and negotiation skills. Furthermore, you must have in-depth knowledge of spreadsheet software. With these, you will earn an average of $40,150 per year or $19.3 per hour.

  • Average Salary: $49,396
  • Degree: Bachelor's Degree

States With The Most Property Claims Adjuster Jobs

Mouse over a state to see the number of active property claims adjuster jobs in each state. The darker areas on the map show where property claims adjusters earn the highest salaries across all 50 states.

Average Salary: Job Openings:

Number Of Property Claims Adjuster Jobs By State

RankStateNumber of JobsAverage Salary
1California686$64,667
2Texas495$54,545
3Florida471$47,811
4Illinois267$48,364
5New York259$59,023
6Georgia220$54,025
7Arizona208$50,471
8Pennsylvania192$62,380
9New Jersey186$67,910
10North Carolina185$46,707
11Ohio172$52,751
12Virginia165$51,017
13Indiana160$47,556
14Minnesota154$53,467
15Colorado153$49,614
16Massachusetts140$63,754
17Michigan139$49,828
18Tennessee127$49,651
19Washington126$55,074
20Wisconsin117$54,399
21Maryland117$60,083
22Iowa89$48,130
23Missouri87$59,626
24Oregon83$58,054
25Kansas76$47,443
26Connecticut72$60,295
27Alabama62$47,518
28Nevada61$54,130
29South Carolina54$50,799
30Oklahoma50$47,898
31Kentucky49$51,189
32Nebraska48$48,889
33Utah48$48,512
34Louisiana46$43,500
35Montana42$53,169
36North Dakota33$48,980
37Arkansas32$46,422
38South Dakota30$53,348
39Idaho29$54,856
40New Mexico26$49,337
41Mississippi23$44,374
42Delaware21$50,844
43Rhode Island19$60,989
44New Hampshire17$57,080
45Maine14$51,637
46West Virginia14$48,578
47Hawaii13$58,397
48Wyoming10$46,497
49Vermont7$55,408
50Alaska6$67,561

Property Claims Adjuster Education

Property Claims Adjuster Majors

34.6 %

Property Claims Adjuster Degrees

Bachelors

76.9 %

Associate

10.8 %

Masters

5.4 %

Top Colleges for Property Claims Adjusters

1. Stanford University

Stanford, CA • Private

In-State Tuition

$51,354

Enrollment

7,083

Admissions
Most Popular Majors
Business
Education
Law
Economics
Political Science

2. University of Pennsylvania

Philadelphia, PA • Private

In-State Tuition

$55,584

Enrollment

10,764

Admissions
Most Popular Majors
Education
Finance
Business
Political Science
Marketing

3. Northwestern University

Evanston, IL • Private

In-State Tuition

$54,568

Enrollment

8,451

Admissions
Most Popular Majors
Business
Communication
Psychology
Education
Political Science

4. Maine Maritime Academy

Castine, ME • Private

In-State Tuition

$13,478

Enrollment

979

Admissions
Most Popular Majors
Business
Biology

5. University of Southern California

Los Angeles, CA • Private

In-State Tuition

$56,225

Enrollment

19,548

Admissions
Most Popular Majors
Business
Education
Communication
Accounting
Psychology

6. California State University - Bakersfield

Bakersfield, CA • Private

In-State Tuition

$7,309

Enrollment

9,142

Admissions
Most Popular Majors
Liberal Arts
Business
Education
Psychology
Criminal Justice

7. SUNY at Binghamton

Vestal, NY • Private

In-State Tuition

$9,808

Enrollment

13,990

Admissions
Most Popular Majors
Accounting
Psychology
Business
Political Science
English

8. Villanova University

Villanova, PA • Private

In-State Tuition

$53,308

Enrollment

6,819

Admissions
Most Popular Majors
Business
Finance
Communication
Accounting
Marketing

9. San Diego State University

San Diego, CA • Private

In-State Tuition

$7,488

Enrollment

30,018

Admissions
Most Popular Majors
Business
Education
Psychology
Criminal Justice
Communication

10. Bentley University

Waltham, MA • Private

In-State Tuition

$49,880

Enrollment

4,177

Admissions
Most Popular Majors
Accounting
Finance
Business
Marketing
Communication

Top Skills For a Property Claims Adjuster

The skills section on your resume can be almost as important as the experience section, so you want it to be an accurate portrayal of what you can do. Luckily, we've found all of the skills you'll need so even if you don't have these skills yet, you know what you need to work on. Out of all the resumes we looked through, 34.4% of property claims adjusters listed customer service on their resume, but soft skills such as analytical skills and communication skills are important as well.

Choose From 10+ Customizable Property Claims Adjuster Resume templates

Zippia allows you to choose from different easy-to-use Property Claims Adjuster templates, and provides you with expert advice. Using the templates, you can rest assured that the structure and format of your Property Claims Adjuster resume is top notch. Choose a template with the colors, fonts & text sizes that are appropriate for your industry.

Property Claims Adjuster Resume
Property Claims Adjuster Resume
Property Claims Adjuster Resume
Property Claims Adjuster Resume
Property Claims Adjuster Resume
Property Claims Adjuster Resume
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Property Claims Adjuster Resume
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Property Claims Adjuster Resume
Property Claims Adjuster Resume
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Property Claims Adjuster Resume
Property Claims Adjuster Resume

Property Claims Adjuster Demographics

Property Claims Adjuster Gender Distribution

Male
Male
59%
Female
Female
41%

After extensive research and analysis, Zippia's data science team found that:

  • Among property claims adjusters, 40.8% of them are women, while 59.2% are men.

  • The most common race/ethnicity among property claims adjusters is White, which makes up 62.3% of all property claims adjusters.

  • The most common foreign language among property claims adjusters is Spanish at 80.4%.

Online Courses For Property Claims Adjuster That You May Like

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Best States For a Property Claims Adjuster

Some places are better than others when it comes to starting a career as a property claims adjuster. The best states for people in this position are New Jersey, Alaska, California, and Massachusetts. Property claims adjusters make the most in New Jersey with an average salary of $67,910. Whereas in Alaska and California, they would average $67,561 and $64,667, respectively. While property claims adjusters would only make an average of $63,754 in Massachusetts, you would still make more there than in the rest of the country. We determined these as the best states based on job availability and pay. By finding the median salary, cost of living, and using the Bureau of Labor Statistics' Location Quotient, we narrowed down our list of states to these four.

1. New Jersey

Total Property Claims Adjuster Jobs: 186
Highest 10% Earn:
$93,000
Location Quotient:
1.13

2. California

Total Property Claims Adjuster Jobs: 686
Highest 10% Earn:
$85,000
Location Quotient:
1.13

3. Pennsylvania

Total Property Claims Adjuster Jobs: 192
Highest 10% Earn:
$86,000
Location Quotient:
0.79
Full List Of Best States For Property Claims Adjusters

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Top Property Claims Adjuster Employers

We've made finding a great employer to work for easy by doing the hard work for you. We looked into employers that employ property claims adjusters and discovered their number of property claims adjuster opportunities and average salary. Through our research, we concluded that Farmers Insurance Group was the best, especially with an average salary of $52,471. USAA follows up with an average salary of $51,514, and then comes Allstate with an average of $52,002. In addition, we know most people would rather work from home. So instead of having to change careers, we identified the best employers for remote work as a property claims adjuster. The employers include AmTrust Financial, Berkshire Hathaway, and Liberty Mutual Insurance

Most Common Employers For Property Claims Adjuster

RankCompanyAverage SalaryHourly RateJob Openings
1The Hanover Insurance Group$73,973$35.5616
2State Auto Insurance$65,058$31.2819
3Safety Insurance$62,979$30.2821
4Wardlaw Claims$59,634$28.6715
5Liberty Mutual Insurance$59,601$28.6556
6Pilot Catastrophe$58,619$28.1836
7American Family Insurance$58,436$28.0999
8Progressive$57,058$27.43125
9Crawford & Company$55,712$26.7834
10Chubb$54,987$26.4421