What is a Property Claims Adjuster?

Property claims adjusters are responsible for ascertaining the validity of insurance claims of their clients. They conduct investigations to note the extent of liability on behalf of an insurance company. They do this by inspecting homes, offices, and automobiles, along with interviewing witnesses to determine the amount of money to be paid out. Property claims adjusters earn an average sum of $61,000 annually or $29 per hour.

Property claims adjusters gather information from sources and prepare reports for use by claims examiners. They then compile the investigation findings and assist attorneys and other specialists when defending the company against contestation. They may also consult with specialists such as lawyers, engineers, architects, and physicians.

Property claims adjusters typically hold a bachelor's degree in finance, business, or other related fields. However, candidates can apply for entry-level jobs with a high school diploma. They are usually detail-oriented with solid math and communication skills to boot.

What Does a Property Claims Adjuster Do

There are certain skills that many property claims adjusters have in order to accomplish their responsibilities. By taking a look through resumes, we were able to narrow down the most common skills for a person in this position. We discovered that a lot of resumes listed analytical skills, communication skills and detail oriented.

Learn more about what a Property Claims Adjuster does

How To Become a Property Claims Adjuster

If you're interested in becoming a property claims adjuster, one of the first things to consider is how much education you need. We've determined that 76.9% of property claims adjusters have a bachelor's degree. In terms of higher education levels, we found that 5.4% of property claims adjusters have master's degrees. Even though most property claims adjusters have a college degree, it's possible to become one with only a high school degree or GED.

Learn More About How To Become a Property Claims Adjuster

Property Claims Adjuster Job Description

A property claims adjuster is an individual often working outside of offices and in charge of evaluating clients' insurance claims. Their duties include assessing damage to insured properties, objects, or individuals, as well as potential risks or concerns.

Learn more about Property Claims Adjuster Job Description

Top Property Claims Adjuster Jobs Near You

Property Claims Adjuster Career Paths

As you move along in your career, you may start taking on more responsibilities or notice that you've taken on a leadership role. Using our career map, a property claims adjuster can determine their career goals through the career progression. For example, they could start out with a role such as adjuster, progress to a title such as owner and then eventually end up with the title estimator project manager.

Top Careers Before Property Claims Adjuster

Claims Adjuster (13,221 Jobs)

20.2 %

Claims Representative (18,565 Jobs)

10.7 %

Customer Service Representative (209,515 Jobs)

9.7 %

Top Careers After Property Claims Adjuster

Claims Adjuster (13,221 Jobs)

18.9 %

Adjuster (7,936 Jobs)

9.5 %

Property Adjuster (12,286 Jobs)

8.0 %

Average Salary for a Property Claims Adjuster

Property Claims Adjusters in America make an average salary of $54,520 per year or $26 per hour. The top 10 percent makes over $74,000 per year, while the bottom 10 percent under $39,000 per year.

Average Property Claims Adjuster Salary

$54,520 Yearly

$26.21 hourly

$39,00010%

$54,000Median

$74,00090%

See More Salary Information

What Am I Worth?

Roles and Types of Property Claims Adjuster

The role of a property claims adjuster includes a wide range of responsibilities. These responsibilities can vary based on an individual's specific job, company, or industry.Here are some general property claims adjuster responsibilities:

1.handles to conclusion moderate to serious complexity commercialproperty damage claims with little to no direction
Investigates, determines coverage of loss and adjusts all elements of routine property loss claims. Writes appraisals for dwelling repairs of routine claims based on information collected from customers
Makes and maintains a connection with the customer by understanding

There are several types of property claims adjuster, including:

Claims Adjuster

Role:

Claims adjusters spend a lot of their time evaluating insurance claims. Sometimes they decide the claims are valid; other times not so much. This position is full-time and isn't always located in the office. Many times you'll have to leave to inspect properties, such as damaged buildings and vehicles. This will help you assess the claim properly.

Typically, employers only require a high school diploma, but some positions can require a higher education. Or at least some insurance-related work experience. If you're looking for a job where you don't have to sit at a desk all day, this might just be the perfect fit for you.

Average Salary: $51,116
Degree: Bachelor's Degree

Claims Representative

Role:

Working for insurance companies, a Claims Representative investigates and settles claims. You will be a middleman between the insurance company and the customer. You will evaluate the facts presented by the customer about the claim and determine whether the loss should be compensated or not.

As a Claims Representative, you are expected to have great analytical skills since you will be dealing with a lot of information and documents; you need to be able to filter this information and interpret data clearly. Next is that you need to be detail-oriented; you need to be mindful of details at all times. Lastly, interpersonal skills are essential; you will be working with different types of people, so you need to be able to efficiently communicate your thoughts to them.

You can earn around $37,250 per year on average as a Claims Representative. You can also further your career and take on other roles. You can be a Claim Specialist, a Claims Adjuster, and a Senior Claims Adjuster.

Average Salary: $38,796
Degree: Bachelor's Degree

Adjuster

Role:

An adjuster or claims adjuster is an agent who looks into claims to determine if or how much the insurer should pay the insured for damage. As an adjuster, you have to determine effective ways to settle all claims. Your job requires you to research records and interview witnesses to understand the nature and what happened before the claim. You are also expected to find out the cost of fixing the damage and monitor the services of the repairer to ensure the damages are fixed. You will also need to create detailed reports of the damage and everything related to the claim.

To get a job as an adjuster, you must have a high school diploma or a bachelor's degree in finance or a related field. Also, you must possess superior communication and negotiation skills. Furthermore, you must have in-depth knowledge of spreadsheet software. With these, you will earn an average of $40,150 per year or $19.3 per hour.

Average Salary: $49,396
Degree: Bachelor's Degree

States With The Most Property Claims Adjuster Jobs

Mouse over a state to see the number of active property claims adjuster jobs in each state. The darker areas on the map show where property claims adjusters earn the highest salaries across all 50 states.

Average Salary: Job Openings:

Number Of Property Claims Adjuster Jobs By State

Rank	State	Number of Jobs	Average Salary
1	California	686	$64,667
2	Texas	495	$54,545
3	Florida	471	$47,811
4	Illinois	267	$48,364
5	New York	259	$59,023
6	Georgia	220	$54,025
7	Arizona	208	$50,471
8	Pennsylvania	192	$62,380
9	New Jersey	186	$67,910
10	North Carolina	185	$46,707
11	Ohio	172	$52,751
12	Virginia	165	$51,017
13	Indiana	160	$47,556
14	Minnesota	154	$53,467
15	Colorado	153	$49,614
16	Massachusetts	140	$63,754
17	Michigan	139	$49,828
18	Tennessee	127	$49,651
19	Washington	126	$55,074
20	Wisconsin	117	$54,399
21	Maryland	117	$60,083
22	Iowa	89	$48,130
23	Missouri	87	$59,626
24	Oregon	83	$58,054
25	Kansas	76	$47,443
26	Connecticut	72	$60,295
27	Alabama	62	$47,518
28	Nevada	61	$54,130
29	South Carolina	54	$50,799
30	Oklahoma	50	$47,898
31	Kentucky	49	$51,189
32	Nebraska	48	$48,889
33	Utah	48	$48,512
34	Louisiana	46	$43,500
35	Montana	42	$53,169
36	North Dakota	33	$48,980
37	Arkansas	32	$46,422
38	South Dakota	30	$53,348
39	Idaho	29	$54,856
40	New Mexico	26	$49,337
41	Mississippi	23	$44,374
42	Delaware	21	$50,844
43	Rhode Island	19	$60,989
44	New Hampshire	17	$57,080
45	Maine	14	$51,637
46	West Virginia	14	$48,578
47	Hawaii	13	$58,397
48	Wyoming	10	$46,497
49	Vermont	7	$55,408
50	Alaska	6	$67,561

Property Claims Adjuster Education

Property Claims Adjuster Majors

Business

34.6 %

Criminal Justice

7.7 %

Marketing

5.9 %

Property Claims Adjuster Degrees

$7,488

Enrollment

30,018

Admissions

Most Popular Majors

Business

Education

Psychology

Criminal Justice

Communication

10. Bentley University

Waltham, MA • Private

In-State Tuition

$49,880

Enrollment

4,177

Admissions

Most Popular Majors

Accounting

Finance

Business

Marketing

Communication

Top Skills For a Property Claims Adjuster

The skills section on your resume can be almost as important as the experience section, so you want it to be an accurate portrayal of what you can do. Luckily, we've found all of the skills you'll need so even if you don't have these skills yet, you know what you need to work on. Out of all the resumes we looked through, 34.4% of property claims adjusters listed customer service on their resume, but soft skills such as analytical skills and communication skills are important as well.

Customer Service, 34.4%

Claims Handling, 10.6%

Xactimate, 7.8%

Strong Customer Service, 4.9%

Damage Estimates, 4.7%

Other Skills, 37.6%

Choose From 10+ Customizable Property Claims Adjuster Resume templates

Zippia allows you to choose from different easy-to-use Property Claims Adjuster templates, and provides you with expert advice. Using the templates, you can rest assured that the structure and format of your Property Claims Adjuster resume is top notch. Choose a template with the colors, fonts & text sizes that are appropriate for your industry.

Property Claims Adjuster Demographics

Property Claims Adjuster Gender Distribution

Male

59%

Female

41%

After extensive research and analysis, Zippia's data science team found that:

Among property claims adjusters, 40.8% of them are women, while 59.2% are men.

The most common race/ethnicity among property claims adjusters is White, which makes up 62.3% of all property claims adjusters.

The most common foreign language among property claims adjusters is Spanish at 80.4%.

Online Courses For Property Claims Adjuster That You May Like

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Best States For a Property Claims Adjuster

Some places are better than others when it comes to starting a career as a property claims adjuster. The best states for people in this position are New Jersey, Alaska, California, and Massachusetts. Property claims adjusters make the most in New Jersey with an average salary of $67,910. Whereas in Alaska and California, they would average $67,561 and $64,667, respectively. While property claims adjusters would only make an average of $63,754 in Massachusetts, you would still make more there than in the rest of the country. We determined these as the best states based on job availability and pay. By finding the median salary, cost of living, and using the Bureau of Labor Statistics' Location Quotient, we narrowed down our list of states to these four.

1. New Jersey

Total Property Claims Adjuster Jobs: 186

Highest 10% Earn:

$93,000

Location Quotient:

1.13

$67,910

Avg. Salary

View 186 Property Claims Adjuster Jobs In NJ

2. California

Total Property Claims Adjuster Jobs: 686

Highest 10% Earn:

$85,000

Location Quotient:

1.13

$64,667

Avg. Salary

View 686 Property Claims Adjuster Jobs In CA

3. Pennsylvania

Total Property Claims Adjuster Jobs: 192

Highest 10% Earn:

$86,000

Location Quotient:

0.79

$62,380

Avg. Salary

View 192 Property Claims Adjuster Jobs In PA

Full List Of Best States For Property Claims Adjusters

How Do Property Claims Adjuster Rate Their Jobs?

Top Property Claims Adjuster Employers

We've made finding a great employer to work for easy by doing the hard work for you. We looked into employers that employ property claims adjusters and discovered their number of property claims adjuster opportunities and average salary. Through our research, we concluded that Farmers Insurance Group was the best, especially with an average salary of $52,471. USAA follows up with an average salary of $51,514, and then comes Allstate with an average of $52,002. In addition, we know most people would rather work from home. So instead of having to change careers, we identified the best employers for remote work as a property claims adjuster. The employers include AmTrust Financial, Berkshire Hathaway, and Liberty Mutual Insurance

Most Common Employers For Property Claims Adjuster

Rank	Company	Average Salary	Hourly Rate	Job Openings
1	The Hanover Insurance Group	$73,973	$35.56	16
2	State Auto Insurance	$65,058	$31.28	19
3	Safety Insurance	$62,979	$30.28	21
4	Wardlaw Claims	$59,634	$28.67	15
5	Liberty Mutual Insurance	$59,601	$28.65	56
6	Pilot Catastrophe	$58,619	$28.18	36
7	American Family Insurance	$58,436	$28.09	99
8	Progressive	$57,058	$27.43	125
9	Crawford & Company	$55,712	$26.78	34
10	Chubb	$54,987	$26.44	21

Updated February 6, 2023

What is a Property Claims Adjuster?

What Does a Property Claims Adjuster Do

How To Become a Property Claims Adjuster

Property Claims Adjuster Job Description

Property Claims Adjuster Career Paths

Top Careers Before Property Claims Adjuster

Top Careers After Property Claims Adjuster

Recent Job Searches

Average Salary for a Property Claims Adjuster

Roles and Types of Property Claims Adjuster

Claims Adjuster

Claims Representative

Adjuster

States With The Most Property Claims Adjuster Jobs

Number Of Property Claims Adjuster Jobs By State

Property Claims Adjuster Education

Property Claims Adjuster Majors

Property Claims Adjuster Degrees

Top Colleges for Property Claims Adjusters

1. Stanford University

2. University of Pennsylvania

3. Northwestern University

4. Maine Maritime Academy

5. University of Southern California

6. California State University - Bakersfield

7. SUNY at Binghamton

8. Villanova University

9. San Diego State University

10. Bentley University

Top Skills For a Property Claims Adjuster

Choose From 10+ Customizable Property Claims Adjuster Resume templates

Property Claims Adjuster Demographics

Property Claims Adjuster Gender Distribution

Online Courses For Property Claims Adjuster That You May Like

Best States For a Property Claims Adjuster

How Do Property Claims Adjuster Rate Their Jobs?

Top Property Claims Adjuster Employers

Most Common Employers For Property Claims Adjuster

Property Claims Adjuster Related Careers

Property Claims Adjuster Related Jobs

What Similar Roles Do

Resume For Related Jobs