Property underwriter job description

You are a driven and motivated problem solver ready to pursue meaningful work. You strive to make an impact every day & not only at work, but in your personal life and community too. If that sounds like you, then you've landed in the right place.

Were in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.

Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose.

The Hartford continues to expand its Large Property business unit, focusing on a broad range of occupancies, including manufacturing, municipalities, schools, healthcare, financial services, real estate and more. The Large Property Underwriter will be a primary relationship manager and point of contact for multiple agents/brokers within an assigned territory.

The position will work as part of a growing team of Large Property underwriters to provide specialized underwriting, insurance coverage and risk management services supporting the continued profitable growth of the dedicated practice. Working in a team environment, this position will collaborate to complete new and renewal business production underwriting, service accounts, identify key property agents/brokers, implement sales and marketing activities and demonstrate a strong customer focus and thorough understanding of The Hartford Large Property units appetite and strategy.
We'll Be a Good Match if You Have:
A customer-first mindset, putting our customers at the center of everything you do.A passion for making decisions through both analyzing data and employing critical thinking skills.A team spirit and desire to work collaboratively.A financial mindset to help make the best decisions.Ability to own our work and following through on commitments.Ability to decipher and execute within a fluid and changing business environment.An understanding of how to build relationships and trust among diverse groups.The ability to advance their careers into technical OR leadership positions.

Qualifications:
Bachelors Degree strongly preferred, or equivalent combination of education, training and experience7+ years of Mono-line Commercial Property underwriting and marketing experience preferred as well as strong relationships with Brokers in the region.Demonstrated success in developing and maintaining solid relationships with all internal and external business partners Excellent communication, interpersonal and presentation skills An ability to think analytically about business problems, make recommendations and propose solutions.High energy self-starter, who is resilient and has an entrepreneurial spirit Demonstration of solid time, organizational, and desk management skills Goal-oriented and delivers outcomes Ability to challenge the status quo and compete to win Superior technical knowledge and sound decision-making and analytical skills.

***This position may be filled at a different level, depending on experience***

Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$89,600 - $181,080

Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us | Culture & Employee Insights | Diversity, Equity and Inclusion | Benefits

Executive Underwriter - UW07CD
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Skills:

Chubb is the world's largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.
Property Underwriter

The Property Underwriter must develop book growth, maintain superior relationships and implement effective and profitable pricing strategies. Underwriting will include marketing and servicing accounts based on Chubb guidelines.

The candidate will be responsible for developing and implementing a business plan to grow the property book through prospect identification and pipeline development, new business production and account management in the region.

The Property Underwriter will have accountability for the financial performance of the property book of business, achieving growth for the assigned branch, region and territory. They will identify opportunities for growth within new and existing production sources, identify cross sell opportunities, conduct agency planning/goal setting including monitoring of progress and make regular broker and insured visits.

Skills Required:

* Strong sales and marketing skills are critical.
* Must be able to demonstrate success in marketing, producer/book management and new business development. Must also be able to successfully negotiate on all levels with both internal and external partners and nurture key producer relations.
* The ideal candidate for the role will possess a high degree of proficiency with the underwriting process, risk analysis, and work effectively in collaboration with an Underwriting Associate.
* Effective desk management is a critical part of this role.
* Must have exemplary ability to effectively interact with all levels of customers and coworkers and exhibit strong interpersonal and written communication skills.
* Knowledge and proficiency with underwriting technical issues, compliance, coverage, products, pricing & strategies expected.
* Proficiency in Microsoft Office Suite as well as other business-related software required.
* We are looking for a candidate who is highly motivated to succeed and is results oriented with solid business acumen.

Education and Experience:

* Bachelor's degree or equivalent experience.
* Minimum of 2+ years of commercial property underwriting experience.

Chubb strives to offer a diverse and inclusive and rewarding work environment. Teamwork and mutual respect are central to how Chubb operates and we believe the best solutions draw upon diverse perspectives, experiences and skills. We operate in such a way where everyone, regardless of their singular background has the opportunity to contribute to our collective success.

EEO Statement

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion,and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin,ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law.Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliationagainst any individual who reports discrimination or harassment.

Responsibilities

• Develop and grow relationships with broker producers, drive viable new and renewal business submissions, including in-person visits, telemarketing and distribution of marketing materials.
• Travel of less than 10% may be required
• Evaluate, classify, and rate each risk to determine acceptability, coverage, deductibles and pricing
• Develop and submit underwriting referrals, where required, to underwriting facilities and senior management
• Review and Issue policy wordings and endorsements within stipulated timeframes
• Review Loss control reports and take remediation action where necessary
• Monitor and achieve key metrics, such as, new business hit ratio, renewal retention ratio, premium growth, and target loss ratios
• Build internal team relationships by inclusive underwriting discussions

Qualifications

• Bachelor's degree or equivalent combination of education and experience
• Minimum 3-5 years of property underwriting experience, excess & surplus experience is required
• Strong sales and marketing skills are needed as is business acumen and a desire in continued education and professional development
• Insurance license, CPCU, CIC or comparable designations preferred

Compensation Package

• Competitive base compensation & bonus plan based on production and underwriting profitability
• Flexible, hybrid and remote work options
• Health benefits & 401K with employer match
• Employer paid continuing education courses and designations
• Many opportunities for career advancement

About Our Company

RB Jones Property is an independent Managing General Underwriter with coverholder binding authorities for major Lloyd's syndicates and global and domestic company markets. Originally found in 1997 as Global Excess Partners, we joined the H.W. Kaufman Group in 2013 and became RB Jones Property in 2022. We offer full underwriting services to the wholesale and retail broker network and our product range includes Middle-Market Property, Flood, Terrorism, Large Property, Builders Risks, and Wind/Hail buydown. Additionally, we provide access to specialist markets for Inland Marine & Energy coverages such as Motor Truck Cargo & Automobile Physical Damage.

Our experienced and knowledgeable staff can provide an insurance solution for most types of occupancy classes, written on a primary or excess basis. Our underwriting office is based in New York City and we are licensed throughout the United States.

Equal Opportunity Employer

The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.