Loan Specialist jobs at Prosperity Bank - 22 jobs

External Applicants: Please apply through Prosperity Bank's Career Center at ****************************************** Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer. POSITION PURPOSE To review, process, fund, or on-board loans, i.e.: consumer non-real estate, consumer mortgage, commercial real estate, commercial & industrial, oil & gas, agriculture, and SBA. * Review loan documents for lien perfection. * On-board promissory note per loan document including tracking for recordings, update documents as needed, process payments as needed, and * Reconcile, create tickets or keyboard post all general ledger transactions. * Email communications as needed to lending staff. PERFORMANCE MEASUREMENTS * Loans are reviewed and approved in accordance with applicable legal, regulatory, and loan policy requirements and with established policies and procedures. * Professional business relations exist with Bank personnel. Assistance is provided as needed. * Required documentation is complete and accurate. * Maintains service level agreements. * Management is appropriately informed of area activities. Reports are complete and timely. QUALIFICATIONS EDUCATION/CERTIFICATION: High School graduate or equivalent; associate or bachelor's degree is preferred. REQUIRED KNOWLEDGE: Loan Document & Real Estate Documentation EXPERIENCE REQUIRED: Time Management Skills a must; Prior experience in a financial institution helpful HIRING RANGE GUIDANCE: Experience in credit, loan servicing or administration operations covering 3+ years' experience in loan covenant perfection, borrowing base calculations, DTI and LVT ratio calculations with an emphasis of complex commercial and industrial documentation. PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION Talking: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly. Average Hearing: Able to hear average or normal conversations and receive ordinary information. Repetitive Motion: Movements frequently and regularly required using the wrists, hands, and/or fingers. Average Visual Abilities: Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery. Physical Strength: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.) WORKING CONDITIONS None: No hazardous or significantly unpleasant conditions (such as in a typical office). MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION Reasoning Ability: Ability to deal with a variety of variables under only limited standardization. Able to interpret various instructions. Mathematics Ability: Ability to compute financial ratios, cash flow and debt service. Language Ability: Ability to read a variety of books, magazines, and instruction manuals. Ability to prepare memos, internal loan applications, and reports, using proper punctuation, spelling, and grammar. Ability to communicate distinctly with appropriate pauses and emphasis, correct pronunciation (or sign equivalent), and variation in word order using present, perfect, and future tenses. Monday - Friday: 8:00AM - 5:00PM 40 hours

The Loan Doc Review Specialist is responsible for reviewing of all types of new loan and renewal loan documentation, for commercial, real estate, agricultural, indirect and consumer loans. Documents are reviewed to ensure proper lien perfection and compliance with regulatory requirements and internal loan policy requirements. Specialists enter loan collateral information on the bank's tracking system to track expiration dates and exceptions. The Loan Doc Review Specialist is also responsible for the tracking and clearing of loan exceptions. Exceptions are cleared from a spreadsheet typically prepared by the lending assistant. Exceptions are also updated through items received in the mail which is processed daily including insurance and auto titles. Specialists prepare an expiring UCC report through Lien Solutions and assist lenders in continuing or terminating the UCC. Essential Duties Reviewing loan documents to ensure proper preparation, lien perfection, and compliance with regulatory requirement and internal loan policy requirements. Entering loan collateral information on bank's tracking system to track expiration dates and exceptions. Updating exceptions received from the lending assistant's spreadsheet or from items received in the mail. Preparing an expiring UCC report quarterly and assisting lenders in continuing or terminating the UCC. Answering questions, resolving problems and responding to requests for documents promptly and courteously. Attention to detail and excellent communication skills are required. Maintaining work area in a clean, neat and professional appearance. Representing the bank in a professional manner. Performing miscellaneous duties as assigned. Participating in training sessions as required by supervisor. Cross training between reviewing new loans and clearing exceptions. Equal Opportunity Employer/Veterans/Disabled

The Loan Doc Prep Specialist - Indirect Lending is responsible for reviewing the proper documentation for Indirect Loans and entering the information into the indirect calculation worksheet. Dealer contracts along with other loan documents are reviewed to ensure proper terms, rate and the lien perfection is compliant with regulatory requirements and internal loan policy requirements. The Specialist will also prepare the loan funding sheet for all Indirect Loans and communicate the funding status of all loans directly to the originating dealership. Essential Duties Reviewing loan documents and supporting documentation for Indirect Loans. Entering loan information into the calculation worksheet and all reporting logs. Reviewing loan documents to ensure proper terms, rate and the lien perfection is compliant with regulatory requirements, and internal loan policy requirements. Preparing the loan funding sheet for all Indirect Loans. Answering questions, resolving problems, and responding to requests for documents promptly and courteously. Working knowledge of TSI and Dealertrack systems. Attention to detail and excellent communication skills are required. Maintaining work area in a clean, neat and professional manner. Representing the bank in a professional manner. Performing miscellaneous duties as assigned. Participating in training sessions as required by supervisor. Equal Opportunity Employer/Veterans/Disabled

Job DescriptionExternal Applicants: Please apply through Prosperity Bank's Career Center at ****************************************** Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer. POSITION PURPOSE To review, process, fund, or on-board loans, i.e.: consumer non-real estate, consumer mortgage, commercial real estate, commercial & industrial, oil & gas, agriculture, and SBA. Review loan documents for lien perfection. On-board promissory note per loan document including tracking for recordings, update documents as needed, process payments as needed, and Reconcile, create tickets or keyboard post all general ledger transactions. Email communications as needed to lending staff. PERFORMANCE MEASUREMENTS Loans are reviewed and approved in accordance with applicable legal, regulatory, and loan policy requirements and with established policies and procedures. Professional business relations exist with Bank personnel. Assistance is provided as needed. Required documentation is complete and accurate. Maintains service level agreements. Management is appropriately informed of area activities. Reports are complete and timely. QUALIFICATIONS EDUCATION/CERTIFICATION: High School graduate or equivalent; associate or bachelor's degree is preferred. REQUIRED KNOWLEDGE: Loan Document & Real Estate Documentation EXPERIENCE REQUIRED: Time Management Skills a must; Prior experience in a financial institution helpful HIRING RANGE GUIDANCE: Experience in credit, loan servicing or administration operations covering 3+ years' experience in loan covenant perfection, borrowing base calculations, DTI and LVT ratio calculations with an emphasis of complex commercial and industrial documentation. PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION Talking: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly. Average Hearing: Able to hear average or normal conversations and receive ordinary information. Repetitive Motion: Movements frequently and regularly required using the wrists, hands, and/or fingers. Average Visual Abilities: Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery. Physical Strength: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.) WORKING CONDITIONS None: No hazardous or significantly unpleasant conditions (such as in a typical office). MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION Reasoning Ability: Ability to deal with a variety of variables under only limited standardization. Able to interpret various instructions. Mathematics Ability: Ability to compute financial ratios, cash flow and debt service. Language Ability: Ability to read a variety of books, magazines, and instruction manuals. Ability to prepare memos, internal loan applications, and reports, using proper punctuation, spelling, and grammar. Ability to communicate distinctly with appropriate pauses and emphasis, correct pronunciation (or sign equivalent), and variation in word order using present, perfect, and future tenses. Monday - Friday: 8:00AM - 5:00PM 40 hours

Job DescriptionExternal Applicants: Please apply through Prosperity Bank's Career Center at ****************************************** Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer. POSITION PURPOSE To review, process, fund, or on-board loans, i.e.: consumer non-real estate, consumer mortgage, commercial real estate, commercial & industrial, oil & gas, agriculture, and SBA. Review loan documents for lien perfection. On-board promissory note per loan document including tracking for recordings, update documents as needed, process payments as needed, and Reconcile, create tickets or keyboard post all general ledger transactions. Email communications as needed to lending staff. PERFORMANCE MEASUREMENTS Loans are reviewed and approved in accordance with applicable legal, regulatory, and loan policy requirements and with established policies and procedures. Professional business relations exist with Bank personnel. Assistance is provided as needed. Required documentation is complete and accurate. Maintains service level agreements. Management is appropriately informed of area activities. Reports are complete and timely. QUALIFICATIONS EDUCATION/CERTIFICATION: High School graduate or equivalent; associate or bachelor's degree is preferred. REQUIRED KNOWLEDGE: Loan Document & Real Estate Documentation EXPERIENCE REQUIRED: Time Management Skills a must; Prior experience in a financial institution helpful HIRING RANGE GUIDANCE: Experience in credit, loan servicing or administration operations covering 3+ years' experience in loan covenant perfection, borrowing base calculations, DTI and LVT ratio calculations with an emphasis of complex commercial and industrial documentation. PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION Talking: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly. Average Hearing: Able to hear average or normal conversations and receive ordinary information. Repetitive Motion: Movements frequently and regularly required using the wrists, hands, and/or fingers. Average Visual Abilities: Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery. Physical Strength: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.) WORKING CONDITIONS None: No hazardous or significantly unpleasant conditions (such as in a typical office). MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION Reasoning Ability: Ability to deal with a variety of variables under only limited standardization. Able to interpret various instructions. Mathematics Ability: Ability to compute financial ratios, cash flow and debt service. Language Ability: Ability to read a variety of books, magazines, and instruction manuals. Ability to prepare memos, internal loan applications, and reports, using proper punctuation, spelling, and grammar. Ability to communicate distinctly with appropriate pauses and emphasis, correct pronunciation (or sign equivalent), and variation in word order using present, perfect, and future tenses. Monday - Friday: 8:00AM - 5:00PM 40 hours

Address We're always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you're challenged, valued and empowered every day. We strive to be the best destination for the industry's top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done. Job Description: Office Location: Fort Worth, Texas, United States SCOPE/CONTACTS: Incumbent is responsible for providing secondary market mortgage loans to consumers. The incumbent has extensive contacts on a daily basis with Bank customers and personnel as well as outside contact with real estate brokers, builders, title companies, private mortgage insurance companies, attorneys and other related entities to insure a competitive product that meets the customer's needs. ESSENTIAL FUNCTIONS: Proactively solicits new prospects for residential mortgage secondary market loans through contacts and referrals with Bank customers, real estate brokers, builders, title companies, private mortgage insurance companies, attorneys and other related entities; Conducts interviews with prospective borrowers in order to analyze financial and credit data to determine customer financing objectives; Advises customers of product/pricing policies and guidelines and gathers any additional required information; Continually identifies, develops and maintains a quality network of personal and business relationships that serves as a recurring source of referrals for new mortgage lending opportunities; Ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements; Demonstrates a commitment to professional ethics. Participates in job specific training and other various bank training programs as required. Complies with all Federal and State Laws and Regulations including BSA, AML and all bank policies and procedures. Other duties as assigned. Actively participate in the sales and service culture, support the values of the organization and follow established Bank policies and procedures. MINIMUM QUALIFICATIONS: High school diploma or equivalent Two years of mortgage loan experience, and one year of real estate/sales experience are required. Bachelor's Degree with specialization in real estate or finance may substitute in lieu of experience. Working knowledge of mortgage lending and laws/regulations procedures is necessary. Must be familiar with FNMA, FHLMC, FHA, and VA regulations and guidelines as well and other loan programs offered. Proficiency in Microsoft Word, Excel, and related computer applications is also required. Incumbent must be able to work with limited supervision. Professional demeanor as well as effective oral communication and interpersonal skills are essential. The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Address We're always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you're challenged, valued and empowered every day. We strive to be the best destination for the industry's top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done. Job Description: Office Location: Houston, Texas United States SCOPE/CONTACTS: Incumbent is responsible for providing secondary market mortgage loans to consumers. The incumbent has extensive contacts on a daily basis with Bank customers and personnel as well as outside contact with real estate brokers, builders, title companies, private mortgage insurance companies, attorneys and other related entities to insure a competitive product that meets the customer's needs. Administers all secondary market duties that aid in selling and purchasing loans. Reviews each loan transaction and compares lock commitment to purchase advice. ESSENTIAL FUNCTIONS: Proactively solicits new prospects for residential mortgage secondary market loans through contacts and referrals with Bank customers, real estate brokers, builders, title companies, private mortgage insurance companies, attorneys and other related entities; Conducts interviews with prospective borrowers in order to analyze financial and credit data to determine customer financing objectives; Advises customers of product/pricing policies and guidelines and gathers any additional required information; Continually identifies, develops and maintains a quality network of personal and business relationships that serves as a recurring source of referrals for new mortgage lending opportunities; Ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements; Demonstrates a commitment to professional ethics. Participates in job specific training and other various bank training programs as required. Complies with all Federal and State Laws and Regulations including BSA, AML and all bank policies and procedures. Other duties as assigned. Actively participate in the sales and service culture, support the values of the organization and follow established Bank policies and procedures. MINIMUM QUALIFICATIONS: High school graduate or equivalent Four years mortgage experience are required. Knowledge of mortgage lending, laws/regulations procedures and be familiar with FNMA, FHLMC, FHA and VA regulations and guidelines as well and other loan programs offered. Incumbent must be able to work with little supervision. Good organizational, communications, and customer relations skills are required. Attention to detail and mental concentration are necessary for accurately performing tasks, prioritizing workload, meeting deadlines, and handling frequent interruptions. Effective oral communication and interpersonal skills are essential. Professional demeanor is also essential. The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

External Applicants: Please apply through Prosperity Bank's Career Center at ****************************************** Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer. POSITION PURPOSE To review, process, fund, or on-board loans, i.e.: consumer non-real estate, consumer mortgage, commercial real estate, commercial & industrial, oil & gas, agriculture, and SBA. Review loan documents for lien perfection. On-board promissory note per loan document including tracking for recordings, update documents as needed, process payments as needed, and Reconcile, create tickets or keyboard post all general ledger transactions. Email communications as needed to lending staff. PERFORMANCE MEASUREMENTS Loans are reviewed and approved in accordance with applicable legal, regulatory, and loan policy requirements and with established policies and procedures. Professional business relations exist with Bank personnel. Assistance is provided as needed. Required documentation is complete and accurate. Maintains service level agreements. Management is appropriately informed of area activities. Reports are complete and timely. QUALIFICATIONS EDUCATION/CERTIFICATION: High School graduate or equivalent; associate or bachelor's degree is preferred. REQUIRED KNOWLEDGE: Loan Document & Real Estate Documentation EXPERIENCE REQUIRED: Time Management Skills a must; Prior experience in a financial institution helpful HIRING RANGE GUIDANCE: Experience in credit, loan servicing or administration operations covering 3+ years' experience in loan covenant perfection, borrowing base calculations, DTI and LVT ratio calculations with an emphasis of complex commercial and industrial documentation. PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION Talking: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly. Average Hearing: Able to hear average or normal conversations and receive ordinary information. Repetitive Motion: Movements frequently and regularly required using the wrists, hands, and/or fingers. Average Visual Abilities: Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery. Physical Strength: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.) WORKING CONDITIONS None: No hazardous or significantly unpleasant conditions (such as in a typical office). MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION Reasoning Ability: Ability to deal with a variety of variables under only limited standardization. Able to interpret various instructions. Mathematics Ability: Ability to compute financial ratios, cash flow and debt service. Language Ability: Ability to read a variety of books, magazines, and instruction manuals. Ability to prepare memos, internal loan applications, and reports, using proper punctuation, spelling, and grammar. Ability to communicate distinctly with appropriate pauses and emphasis, correct pronunciation (or sign equivalent), and variation in word order using present, perfect, and future tenses. Monday - Friday: 8:00AM - 5:00PM 40 hours

Job DescriptionExternal Applicants: Please apply through Prosperity Bank's Career Center at ****************************************** Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer. POSITION PURPOSE To review, process, fund, or on-board loans, i.e.: consumer non-real estate, consumer mortgage, commercial real estate, commercial & industrial, oil & gas, agriculture, and SBA. Review loan documents for lien perfection. On-board promissory note per loan document including tracking for recordings, update documents as needed, process payments as needed, and Reconcile, create tickets or keyboard post all general ledger transactions. Email communications as needed to lending staff. PERFORMANCE MEASUREMENTS Loans are reviewed and approved in accordance with applicable legal, regulatory, and loan policy requirements and with established policies and procedures. Professional business relations exist with Bank personnel. Assistance is provided as needed. Required documentation is complete and accurate. Maintains service level agreements. Management is appropriately informed of area activities. Reports are complete and timely. QUALIFICATIONS EDUCATION/CERTIFICATION: High School graduate or equivalent; associate or bachelor's degree is preferred. REQUIRED KNOWLEDGE: Loan Document & Real Estate Documentation EXPERIENCE REQUIRED: Time Management Skills a must; Prior experience in a financial institution helpful HIRING RANGE GUIDANCE: Experience in credit, loan servicing or administration operations covering 3+ years' experience in loan covenant perfection, borrowing base calculations, DTI and LVT ratio calculations with an emphasis of complex commercial and industrial documentation. PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION Talking: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly. Average Hearing: Able to hear average or normal conversations and receive ordinary information. Repetitive Motion: Movements frequently and regularly required using the wrists, hands, and/or fingers. Average Visual Abilities: Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery. Physical Strength: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.) WORKING CONDITIONS None: No hazardous or significantly unpleasant conditions (such as in a typical office). MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION Reasoning Ability: Ability to deal with a variety of variables under only limited standardization. Able to interpret various instructions. Mathematics Ability: Ability to compute financial ratios, cash flow and debt service. Language Ability: Ability to read a variety of books, magazines, and instruction manuals. Ability to prepare memos, internal loan applications, and reports, using proper punctuation, spelling, and grammar. Ability to communicate distinctly with appropriate pauses and emphasis, correct pronunciation (or sign equivalent), and variation in word order using present, perfect, and future tenses. Monday - Friday: 8:00AM - 5:00PM 40 hours

Address We're always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you're challenged, valued and empowered every day. We strive to be the best destination for the industry's top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done. Job Description: Office Location: Weatherford, Texas, United States SCOPE/CONTACTS: Incumbent is responsible for providing In-House Mortgage Loans and Secondary Market Mortgage Loans to consumers. The incumbent has extensive contacts on a daily basis with Bank customers and personnel as well as outside contact with real estate brokers, builders, title companies, private mortgage insurance companies, attorneys and other related entities to insure a competitive product that meets the customer's needs. ESSENTIAL FUNCTIONS: Proactively solicits new prospects for residential mortgage secondary market loans through contacts and referrals with Bank customers, real estate brokers, builders, title companies, private mortgage insurance companies, attorneys and other related entities; Conducts interviews with prospective borrowers in order to analyze financial and credit data to determine customer financing objectives; Advises customers of product/pricing policies and guidelines and gathers any additional required information; Continually identifies, develops and maintains a quality network of personal and business relationships that serves as a recurring source of referrals for new mortgage lending opportunities; Ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements; Demonstrates a commitment to professional ethics. Participates in job specific training and other various bank training programs as required. Complies with all Federal and State Laws and Regulations including BSA, AML and all bank policies and procedures. Other duties as assigned. Actively participate in the sales and service culture, support the values of the organization and follow established Bank policies and procedures. MINIMUM QUALIFICATIONS: High school graduate or equivalent Six years mortgage experience are required. Working knowledge of mortgage lending, laws/regulations procedures and be familiar with FNMA, FHLMC, FHA and VA regulations and guidelines as well and other loan programs offered. Incumbent must be able to work with little supervision. Effective oral communication and interpersonal skills are essential. Professional demeanor is also essential. The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

The Mortgage Loan Officer - Retail position provides Simply the Best customer service to each customer at all times. Responsibilities include using internal and external referral sources to develop mortgage loan business; builds and maintains business relationships within the community. Duties & Responsibilities: Develops new and expands internal and external referral sources to grow mortgage business Using consultative selling techniques, advises clients on mortgage loan options and other financial products. Provides excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting. Responsible for maintaining client relationships. Advises customers on the completion of loan applications. Performs other duties as assigned. Basic Qualifications: High school diploma or GED One or more years of mortgage loan origination experience, preferably at a bank NMLS license Preferred Qualifications: Pipeline and book of business Bachelor's degree preferred Knowledge of mortgage loan products (conventional, FHA/VA, construction lending and portfolio programs) Knowledge of mortgage procedures, documentation, and underwriting guidelines Demonstrated ability to identify opportunities to cross-sell financial products and services Effective written and verbal communication skills Strong organizational skills •Ability to multi-task PC - Internet skill Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) No Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis. Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

The Mortgage Loan Officer - Retail position provides Simply the Best customer service to each customer at all times. Responsibilities include using internal and external referral sources to develop mortgage loan business; builds and maintains business relationships within the community. Duties & Responsibilities: Develops new and expands internal and external referral sources to grow mortgage business Using consultative selling techniques, advises clients on mortgage loan options and other financial products. Provides excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting. Responsible for maintaining client relationships. Advises customers on the completion of loan applications. Performs other duties as assigned. Basic Qualifications: High school diploma or GED One or more years of mortgage loan origination experience, preferably at a bank NMLS license Preferred Qualifications: Pipeline and book of business Bachelor's degree preferred Knowledge of mortgage loan products (conventional, FHA/VA, construction lending and portfolio programs) Knowledge of mortgage procedures, documentation, and underwriting guidelines Demonstrated ability to identify opportunities to cross-sell financial products and services Effective written and verbal communication skills Strong organizational skills •Ability to multi-task PC - Internet skill Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) No Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis. Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

The Mortgage Loan Officer - Retail position provides Simply the Best customer service to each customer at all times. Responsibilities include using internal and external referral sources to develop mortgage loan business; builds and maintains business relationships within the community. Duties & Responsibilities: + Develops new and expands internal and external referral sources to grow mortgage business + Using consultative selling techniques, advises clients on mortgage loan options and other financial products. + Provides excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting. + Responsible for maintaining client relationships. + Advises customers on the completion of loan applications. + Performs other duties as assigned. Basic Qualifications: + High school diploma or GED + One or more years of mortgage loan origination experience, preferably at a bank + NMLS license Preferred Qualifications: + Pipeline and book of business + Bachelor's degree preferred + Knowledge of mortgage loan products (conventional, FHA/VA, construction lending and portfolio programs) + Knowledge of mortgage procedures, documentation, and underwriting guidelines + Demonstrated ability to identify opportunities to cross-sell financial products and services + Effective written and verbal communication skills + Strong organizational skills -Ability to multi-task + PC - Internet skill Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) No Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis. Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

*A pre-employment credit check will be performed on all qualified applicants.* External Applicants: Please apply through Prosperity Bank's Career Center at ****************************************** Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer. POSITION PURPOSE Responsible for receiving, reviewing, and evaluating consumer mortgage loan requests following a Fair Lending process. Discusses mortgage related facts with applicants concerning the ability to repay; explains bank credit policies; and to obtain financial documentation to underwrite the loan request. ESSENTIAL FUNCTIONS AND BASIC DUTIES Assumes responsibility for the effective and professional completion of assigned loan functions. Interviews, takes applications, and processes preliminary documentation on loan requests. Discusses loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers. Analyzes and evaluates loan requests and prepares written submission for consideration by approving authority. Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems. Completes lending functions in accordance with established Bank policies and legal requirements. 2. Assumes responsibility for establishing and maintaining effective and professional business relations with customers and trade professionals. Answers questions and resolves requests. Meets with applicants whose loans are denied and explains reasons and alternatives. Maintains and projects the Bank's professional reputation. 3. Assumes responsibility for establishing and maintaining effective communication, coordination, and working relations with Bank personnel and with management. Assists Mortgage Processor personnel and provides support as needed. Keeps management informed of area activities and of any significant problems. Completes required reports and records. 4. Assumes responsibility for related duties as required or assigned. Stays informed regarding changes in lending standards and related legal requirements. Completes special projects as assigned. Ensures that work area is clean, secure, and well maintained. The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time. QUALIFICATIONS Education/Certification: High school graduate, advance degree Required Knowledge: Knowledge of Bank consumer mortgage lending policies, and procedures. Understanding of financial analysis and determination of credit worthiness. NMLS certified. Experience Required: 3 to 5 years of consumer and consumer mortgage lending experience. Skills/Abilities: Excellent communication and public relations skills. Financial analytical skills. Solid interviewing skills. Able to use related computer applications and business machines. Hours: Monday - Friday 9:00 am to 5:00 pm

*A pre-employment credit check will be performed on all qualified applicants.* External Applicants: Please apply through Prosperity Bank's Career Center at ****************************************** Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer. POSITION PURPOSE Responsible for receiving, reviewing, and evaluating consumer mortgage loan requests following a Fair Lending process. Discusses mortgage related facts with applicants concerning the ability to repay; explains bank credit policies; and to obtain financial documentation to underwrite the loan request. ESSENTIAL FUNCTIONS AND BASIC DUTIES Assumes responsibility for the effective and professional completion of assigned loan functions. Interviews, takes applications, and processes preliminary documentation on loan requests. Discusses loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers. Analyzes and evaluates loan requests and prepares written submission for consideration by approving authority. Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems. Completes lending functions in accordance with established Bank policies and legal requirements. 2. Assumes responsibility for establishing and maintaining effective and professional business relations with customers and trade professionals. Answers questions and resolves requests. Meets with applicants whose loans are denied and explains reasons and alternatives. Maintains and projects the Bank's professional reputation. 3. Assumes responsibility for establishing and maintaining effective communication, coordination, and working relations with Bank personnel and with management. Assists Mortgage Processor personnel and provides support as needed. Keeps management informed of area activities and of any significant problems. Completes required reports and records. 4. Assumes responsibility for related duties as required or assigned. Stays informed regarding changes in lending standards and related legal requirements. Completes special projects as assigned. Ensures that work area is clean, secure, and well maintained. The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time. QUALIFICATIONS Education/Certification: High school graduate, advance degree Required Knowledge: Knowledge of Bank consumer mortgage lending policies, and procedures. Understanding of financial analysis and determination of credit worthiness. NMLS certified. Experience Required: 3 to 5 years of consumer and consumer mortgage lending experience. Skills/Abilities: Excellent communication and public relations skills. Financial analytical skills. Solid interviewing skills. Able to use related computer applications and business machines. Hours: Monday - Friday 9:00 am to 5:00 pm

External Applicants: Please apply through Prosperity Bank's Career Center at ****************************************** Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer. POSITION PURPOSE Responsible for providing administrative assistance for all mortgage loan processing activities. Receives, evaluates, and reviews loan applications. Obtains and verifies necessary information and prepares documents for underwriting and closing review. Engages title, orders flood zone certification, and appraisals as required. Communicates loan status to all involved parties including buyer, seller, realtor, and title company representatives. Obtains proof of insurance as required on mortgage loans. ESSENTIAL FUNCTIONS AND BASIC DUTIES Assumes responsibility for providing effective administrative support for all phases of mortgage loan activities. Reviews new loan applications. Orders appraisals, credit reports, and title reports. Orders the verification of employment, reconciles the financial data concerning salary, assets, and liabilities. Resolves loan application problems. Assists applicants with addressing credit report problems, low appraisals, low salary levels, and high debt ratios. Reviews information for completeness and accuracy. Clarifies missing or questionable information. Follows up with outside sources of outstanding documents. Ensures that all necessary items are available for underwriting. Tracks development of information to ensure compliance with underwriting guidelines. Resolves conditions of underwriting. Submits loans for final approval. Communicates status of loans to buyer and Title Company. Prepares files for closing. Finalizes that all third-party information is uploaded in Encompass, i.e. appraisal, flood determination, title commitment, and records for homeowner's hazard, windstorm or flood insurance. 2. Assumes responsibility for establishing and maintaining professional business relationships with customers and mortgage professionals. Resolves or refers requests and problems promptly and courteously. Answers customer loan questions regarding applications in the process of approval. Keeps customers and realtors properly informed of Bank policies and procedures. Notifies customers of additional information required. Maintains and conveys the Bank's professional reputation. 3. Assumes responsibility for establishing and maintaining effective coordination and communication with Bank personnel and with management. Assists and supports Mortgage Loan personnel as needed. Attends meetings or conference call as required. Keeps management informed of area activities and of any significant problems. 4. Assumes responsibility for related duties as required or assigned. Performs miscellaneous administrative functions as needed. Ensures that work area is clean, secure, and well maintained. Replaces Mortgage Loan personnel as required. PERFORMANCE MEASUREMENTS 1. Reports, records, and all related documents are accurate, current, and submitted on time. 2. Files are accurate and up to date. 3. Good business relations exist with customers. Problems and questions are courteously and promptly resolved or referred. 4. Good working relationships and coordination exist with area personnel and with management. Assistance and support are provided as needed. Management is properly informed. 5. Mortgage processing functions are completed in accordance with established policies and procedures. 6. The Bank's professional reputation is maintained and conveyed. The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time. QUALIFICATIONS Education/Certification: High school graduate or equivalent. Required Knowledge: Understanding of mortgage loan processing functions including FHA, VA, and Conventional Mortgage Lending. Encompass software preferable Knowledge of mortgage related requirements, procedures, and underwriting criteria. Experience Required: One to two years of related mortgage experience. Skills/Abilities: Good verbal and public relations skills. Strong typing abilities. Good basic math skills. Able to use related computer applications. Well organized. Monday - Friday: 8:00AM - 5:00PM

*A pre-employment credit check will be performed on all qualified applicants.* External Applicants: Please apply through Prosperity Bank's Career Center at ****************************************** Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer. POSITION PURPOSE Responsible for receiving, reviewing, and evaluating consumer mortgage loan requests following a Fair Lending process. Discusses mortgage related facts with applicants concerning the ability to repay; explains bank credit policies; and to obtain financial documentation to underwrite the loan request. ESSENTIAL FUNCTIONS AND BASIC DUTIES Assumes responsibility for the effective and professional completion of assigned loan functions. Interviews, takes applications, and processes preliminary documentation on loan requests. Discusses loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers. Analyzes and evaluates loan requests and prepares written submission for consideration by approving authority. Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems. Completes lending functions in accordance with established Bank policies and legal requirements. 2. Assumes responsibility for establishing and maintaining effective and professional business relations with customers and trade professionals. Answers questions and resolves requests. Meets with applicants whose loans are denied and explains reasons and alternatives. Maintains and projects the Bank's professional reputation. 3. Assumes responsibility for establishing and maintaining effective communication, coordination, and working relations with Bank personnel and with management. Assists Mortgage Processor personnel and provides support as needed. Keeps management informed of area activities and of any significant problems. Completes required reports and records. 4. Assumes responsibility for related duties as required or assigned. Stays informed regarding changes in lending standards and related legal requirements. Completes special projects as assigned. Ensures that work area is clean, secure, and well maintained. The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time. QUALIFICATIONS Education/Certification: High school graduate, advance degree Required Knowledge: Knowledge of Bank consumer mortgage lending policies, and procedures. Understanding of financial analysis and determination of credit worthiness. NMLS certified. Experience Required: 3 to 5 years of consumer and consumer mortgage lending experience. Skills/Abilities: Excellent communication and public relations skills. Financial analytical skills. Solid interviewing skills. Able to use related computer applications and business machines. Hours: Monday - Friday 9:00 am to 5:00 pm

*A pre-employment credit check will be performed on all qualified applicants.* External Applicants: Please apply through Prosperity Bank's Career Center at ****************************************** Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer. POSITION PURPOSE The responsibility of the Mortgage Loan Officer (MLO) is to source new mortgage loan business from leads generated inside and outside of the Bank. The MLO is to take loan applications, review the application and provide the applicant a list of documents necessary to support the information in the application, set realistic expectations about the mortgage loan process for the applicant(s) and provide regular updates to the applicant(s) and other interested parties. The MLO will discuss relevant mortgage related facts and issues with applicants concerning ability to repay, bank credit policy and documentation necessary to present to underwriting for credit decision. The MLO needs to be familiar with Bank credit policy and guidelines of the GSE's, FHA and VA. ESSENTIAL FUNCTIONS AND BASIC DUTIES The principal responsibility of the MLO is the origination of eligible mortgage loans. This requires focus on the marketing activities necessary to generate mortgage loan referral activity from Prosperity Banking Centers, realtors, home builders, financial planners, networking groups, trade associations and personal sphere of influence. MLOs have a minimum production expectation: Monthly: 5 units or $1.0 Million in eligible loan volume 90 day rolling average: 15 units or $3.0 Million in eligible loan volume The above represents the minimum expectation. If the MLO is provided a Prosperity Bank assignment, the MLO is to visit the Bank on a regular basis to build internal relationships, educate the Bank employees about the ways to introduce Bank customers to the mortgage department and look for opportunities to introduce non-bank mortgage customers to the variety of financial services offered by Prosperity Bank with a warm handoff to the Bank employees in the assigned Banking Center. The mortgage referrals received from the Bank should be an adjunct to their self-sourced business. Responsible for establishing and maintaining effective communication, coordination, and working relations with Bank personnel in the mortgage fulfilment area and with management. As an MLO, you are to present yourself in a professional manner, representing Prosperity Bank with the highest level of professional conduct and ethical behavior, while always looking after the safety of the customer's personal information and the best interest of the Bank. The MLO is to meet with potential customers to understand their financial needs and present them with the best mortgage products to suit those needs. The MLO is to oversee the customer experience through the entire loan process, from origination and analysis to loan closing. The MLO is to stay informed of, and abide by, the lending standards and related legal requirements and always strictly adhere to all Bank policies, regulatory and legal requirements. The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time. SUPERVISORY RESPONSIBILITIES: This role has no supervisory duties. QUALIFICATIONS Education/Certification: High school graduate or equivalent, advance degree preferred. Required Knowledge: Knowledge of Bank consumer mortgage lending policies, procedures, and guidelines. Understanding of financial analysis and determination of credit worthiness. NMLS certified. Experience Required: 3 to 5 years of prior mortgage banking experience, including a working knowledge of FNMA/FHLMC, FHA, VA. Skills/Abilities: Excellent communication and public relations skills. Financial analytical skills. Solid interviewing skills. Able to use related computer applications and business machines. PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION Talking: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly. Average Hearing: Able to hear average or normal conversations and receive ordinary information. Repetitive Motion: Movements frequently and regularly required using the wrists, hands, and/or fingers. Average Visual Abilities: Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery. driving and mobility: This position is largely an outside sales position. As such, you will be expected to hold a valid driver license in your State, maintain required automobile insurance and abide by the standards for cell phone use as described in the employee handbook. Physical Strength: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions: Ability to withstand moderate physical activity throughout the workday (standing, walking, reaching, driving). Ability to sit for extended periods of time. Ability to lift or move up to 25 pounds on occasion. Ability to maintain attention and concentration for extended periods of time. WORKING CONDITIONS None: No hazardous or significantly unpleasant conditions (such as in a typical office). MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION Reasoning Ability: Ability to deal with a variety of variables under only limited standardization. Able to interpret various instructions. Mathematics Ability: Ability to compute interest, payments, profit and loss, financial ratios, percentage, cash flow, and debt service. Able to perform very simple algebra. Language Ability: Ability to read a variety of books, magazines, instruction manuals, atlases, and encyclopedias. Ability to prepare memos, internal loan applications, reports, and essays using proper punctuation, spelling, and grammar. Ability to communicate distinctly with appropriate pauses and emphasis, correct pronunciation (or sign equivalent), and variation in word order using present, perfect, and future tenses. Hours: Monday - Friday 9:00 am to 5:00 pm

*A pre-employment credit check will be performed on all qualified applicants.* External Applicants: Please apply through Prosperity Bank's Career Center at ****************************************** Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer. POSITION PURPOSE The responsibility of the Mortgage Loan Officer (MLO) is to source new mortgage loan business from leads generated inside and outside of the Bank. The MLO is to take loan applications, review the application and provide the applicant a list of documents necessary to support the information in the application, set realistic expectations about the mortgage loan process for the applicant(s) and provide regular updates to the applicant(s) and other interested parties. The MLO will discuss relevant mortgage related facts and issues with applicants concerning ability to repay, bank credit policy and documentation necessary to present to underwriting for credit decision. The MLO needs to be familiar with Bank credit policy and guidelines of the GSE's, FHA and VA. ESSENTIAL FUNCTIONS AND BASIC DUTIES The principal responsibility of the MLO is the origination of eligible mortgage loans. This requires focus on the marketing activities necessary to generate mortgage loan referral activity from Prosperity Banking Centers, realtors, home builders, financial planners, networking groups, trade associations and personal sphere of influence. MLOs have a minimum production expectation: Monthly: 5 units or $1.0 Million in eligible loan volume 90 day rolling average: 15 units or $3.0 Million in eligible loan volume The above represents the minimum expectation. If the MLO is provided a Prosperity Bank assignment, the MLO is to visit the Bank on a regular basis to build internal relationships, educate the Bank employees about the ways to introduce Bank customers to the mortgage department and look for opportunities to introduce non-bank mortgage customers to the variety of financial services offered by Prosperity Bank with a warm handoff to the Bank employees in the assigned Banking Center. The mortgage referrals received from the Bank should be an adjunct to their self-sourced business. Responsible for establishing and maintaining effective communication, coordination, and working relations with Bank personnel in the mortgage fulfilment area and with management. As an MLO, you are to present yourself in a professional manner, representing Prosperity Bank with the highest level of professional conduct and ethical behavior, while always looking after the safety of the customer's personal information and the best interest of the Bank. The MLO is to meet with potential customers to understand their financial needs and present them with the best mortgage products to suit those needs. The MLO is to oversee the customer experience through the entire loan process, from origination and analysis to loan closing. The MLO is to stay informed of, and abide by, the lending standards and related legal requirements and always strictly adhere to all Bank policies, regulatory and legal requirements. The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time. SUPERVISORY RESPONSIBILITIES: This role has no supervisory duties. QUALIFICATIONS Education/Certification: High school graduate or equivalent, advance degree preferred. Required Knowledge: Knowledge of Bank consumer mortgage lending policies, procedures, and guidelines. Understanding of financial analysis and determination of credit worthiness. NMLS certified. Experience Required: 3 to 5 years of prior mortgage banking experience, including a working knowledge of FNMA/FHLMC, FHA, VA. Skills/Abilities: Excellent communication and public relations skills. Financial analytical skills. Solid interviewing skills. Able to use related computer applications and business machines. PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION Talking: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly. Average Hearing: Able to hear average or normal conversations and receive ordinary information. Repetitive Motion: Movements frequently and regularly required using the wrists, hands, and/or fingers. Average Visual Abilities: Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery. driving and mobility: This position is largely an outside sales position. As such, you will be expected to hold a valid driver license in your State, maintain required automobile insurance and abide by the standards for cell phone use as described in the employee handbook. Physical Strength: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions: Ability to withstand moderate physical activity throughout the workday (standing, walking, reaching, driving). Ability to sit for extended periods of time. Ability to lift or move up to 25 pounds on occasion. Ability to maintain attention and concentration for extended periods of time. WORKING CONDITIONS None: No hazardous or significantly unpleasant conditions (such as in a typical office). MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION Reasoning Ability: Ability to deal with a variety of variables under only limited standardization. Able to interpret various instructions. Mathematics Ability: Ability to compute interest, payments, profit and loss, financial ratios, percentage, cash flow, and debt service. Able to perform very simple algebra. Language Ability: Ability to read a variety of books, magazines, instruction manuals, atlases, and encyclopedias. Ability to prepare memos, internal loan applications, reports, and essays using proper punctuation, spelling, and grammar. Ability to communicate distinctly with appropriate pauses and emphasis, correct pronunciation (or sign equivalent), and variation in word order using present, perfect, and future tenses. Hours: Monday - Friday 9:00 am to 5:00 pm