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Realtor vs loan officer

The differences between realtors and loan officers can be seen in a few details. Each job has different responsibilities and duties. Additionally, a loan officer has an average salary of $45,817, which is higher than the $38,290 average annual salary of a realtor.

The top three skills for a realtor include residential real estate, open houses and purchase agreements. The most important skills for a loan officer are customer service, origination, and loan origination.

Realtor vs loan officer overview

RealtorLoan Officer
Yearly salary$38,290$45,817
Hourly rate$18.41$22.03
Growth rate5%4%
Number of jobs7,48263,663
Job satisfaction-4.5
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 61%
Average age4945
Years of experience-6

What does a realtor do?

A realtor is responsible for processing real estate transactions and assisting clients with their concerns and inquiries about a specific property. A realtor should always work for their clients' best interests, ensuring that proposals work within the client's specified budget and property goals. A realtor will also consider the security of a property location before a recommendation to ensure the client's safety and comfort. Realtors must finalize records of cost estimates and purchase agreements, which are essential in choosing the best property.

What does a loan officer do?

Loan officers are responsible for assisting borrowers on the best type of loans to avail and guiding the clients throughout the application process. A loan officer must be highly knowledgeable about different lending products, payment plans, loan regulations, and essential files for fast loan approval. Loan officers also act as the first point of contact, conducting an initial screening of the customers, process loan contracts and appropriate documentation, update account records, and respond to customer's inquiries. A loan officer also has the right to reject loan applicants who do not meet loan qualifications.

Realtor vs loan officer salary

Realtors and loan officers have different pay scales, as shown below.

RealtorLoan Officer
Average salary$38,290$45,817
Salary rangeBetween $27,000 And $53,000Between $30,000 And $69,000
Highest paying CitySan Antonio, TXNew York, NY
Highest paying stateConnecticutNew York
Best paying companyBerkshire Hathaway Homeservices Alliance Real EstateBangor Savings Bank
Best paying industryReal EstateFinance

Differences between realtor and loan officer education

There are a few differences between a realtor and a loan officer in terms of educational background:

RealtorLoan Officer
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 61%
Most common majorBusinessBusiness
Most common college-University of Pennsylvania

Realtor vs loan officer demographics

Here are the differences between realtors' and loan officers' demographics:

RealtorLoan Officer
Average age4945
Gender ratioMale, 40.2% Female, 59.8%Male, 55.3% Female, 44.7%
Race ratioBlack or African American, 5.3% Unknown, 4.3% Hispanic or Latino, 13.3% Asian, 6.9% White, 69.8% American Indian and Alaska Native, 0.3%Black or African American, 9.0% Unknown, 4.6% Hispanic or Latino, 15.7% Asian, 6.3% White, 63.9% American Indian and Alaska Native, 0.5%
LGBT Percentage13%8%

Differences between realtor and loan officer duties and responsibilities

Realtor example responsibilities.

  • Process funds and manage accounts through QuickBooks.
  • Manage scheduling and develop computer reports and MLS listings, create PowerPoint presentations, marketing materials and handle advertising.
  • Place and remove signs & lockboxes.
  • Make entries into QuickBooks; reconcile monthly bank statements.
  • Install yard signs, directional signs and lockboxes on each listing.
  • Coordinate social media advertisements by posting updates to Facebook, LinkedIn, and Pinterest accounts.
  • Show more

Loan officer example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Follow up leads for refinance loans gather all applications and necessary paperwork to qualify applicants from origination to close of escrow.
  • Analyze available resources to determine suitable mortgage products (FHA, FNMA/FHLC) to meet clients' purchasing or refinancing goals.
  • Originate and process various loan products including government, conventional, portfolio, construction, USDA mortgages, home equity line/loans.
  • Originate FHA, VA, conventional, jumbo, and USDA loans, according to specific lender guidelines in broker environment.
  • Show more

Realtor vs loan officer skills

Common realtor skills
  • Residential Real Estate, 22%
  • Open Houses, 9%
  • Purchase Agreements, 6%
  • Comparative Market Analysis, 5%
  • Real Estate Sales, 4%
  • Real Estate Contracts, 4%
Common loan officer skills
  • Customer Service, 17%
  • Origination, 13%
  • Loan Origination, 5%
  • FHA, 5%
  • NMLS, 5%
  • Loan Products, 4%