Post job

Registered representative vs direct sales agent

The differences between registered representatives and direct sales agents can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a registered representative and a direct sales agent. Additionally, a direct sales agent has an average salary of $57,712, which is higher than the $54,074 average annual salary of a registered representative.

The top three skills for a registered representative include financial services, financial products and securities. The most important skills for a direct sales agent are customer service, medicare, and health insurance.

Registered representative vs direct sales agent overview

Registered RepresentativeDirect Sales Agent
Yearly salary$54,074$57,712
Hourly rate$26.00$27.75
Growth rate10%10%
Number of jobs17,622225,552
Job satisfaction--
Most common degreeBachelor's Degree, 80%Bachelor's Degree, 53%
Average age4343
Years of experience66

What does a registered representative do?

A registered representative's job involves researching market conditions, liaising with potential clients, implementing advertising campaigns, cultivating personal contacts, and creating investment plans. Their duties and responsibilities include soliciting business from potential clients and selling financial products and services to clients for investment purposes.

What does a direct sales agent do?

A direct sales agent is primarily responsible for introducing and selling products or services to clients in a particular area. Aiming to reach sales quotas, they typically conduct market research and analysis, generate leads, and develop sales strategies to build positive client relationships. They reach out directly to clients through calls or face-to-face interactions, discuss product specifications or promos, negotiate contracts, and demonstrate products when necessary. They are also responsible for processing client orders and payments, ensuring efficiency and client satisfaction.

Registered representative vs direct sales agent salary

Registered representatives and direct sales agents have different pay scales, as shown below.

Registered RepresentativeDirect Sales Agent
Average salary$54,074$57,712
Salary rangeBetween $33,000 And $88,000Between $30,000 And $107,000
Highest paying CityNew York, NYNew York, NY
Highest paying stateNew YorkNew York
Best paying companyNew York Life InsuranceTechnipFMC
Best paying industryFinance-

Differences between registered representative and direct sales agent education

There are a few differences between a registered representative and a direct sales agent in terms of educational background:

Registered RepresentativeDirect Sales Agent
Most common degreeBachelor's Degree, 80%Bachelor's Degree, 53%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaStanford University

Registered representative vs direct sales agent demographics

Here are the differences between registered representatives' and direct sales agents' demographics:

Registered RepresentativeDirect Sales Agent
Average age4343
Gender ratioMale, 77.4% Female, 22.6%Male, 58.0% Female, 42.0%
Race ratioBlack or African American, 5.8% Unknown, 4.2% Hispanic or Latino, 12.3% Asian, 10.3% White, 67.2% American Indian and Alaska Native, 0.2%Black or African American, 5.8% Unknown, 4.2% Hispanic or Latino, 12.4% Asian, 9.3% White, 68.2% American Indian and Alaska Native, 0.2%
LGBT Percentage6%6%

Differences between registered representative and direct sales agent duties and responsibilities

Registered representative example responsibilities.

  • Manage variable and fix immediate and defer annuities for wealth accumulation.
  • Develop knowledge of complex financial instruments and successfully communicate strategies for utilizing various securities in achieving client financial objectives.
  • Manage and strengthen customer relationships through cross-selling and up-selling to maximize retention and income generation by contacting existing and prospective customers.
  • Intern at the NYSE with the M/S floor trader.
  • Provide due diligence for IPO of small cap.
  • Assist companies with development and sale of initial public offering (IPO).
  • Show more

Direct sales agent example responsibilities.

  • Increase customer understanding of Comcast products and pricing models as well as competitive advantage over other service providers.
  • Produce call reports and CRM dashboards.
  • Demonstrate strong understanding of Comcast products, promoting and selling offerings to individual customers by knocking every door within assign territories.
  • Contact new and existing customers to discuss how TWC products can meet their needs.
  • Maintain a professional, respectful, and helpful demeanor as a representative of TWC.
  • Communicate ongoing contact activity utilizing Salesforce.com.

Registered representative vs direct sales agent skills

Common registered representative skills
  • Financial Services, 25%
  • Financial Products, 14%
  • Securities, 6%
  • Annuities, 4%
  • Long-Term Care, 4%
  • Health Insurance, 3%
Common direct sales agent skills
  • Customer Service, 25%
  • Medicare, 15%
  • Health Insurance, 12%
  • Direct Sales, 11%
  • Underwriting Process, 6%
  • Product Knowledge, 5%