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Registered representative vs investment representative

The differences between registered representatives and investment representatives can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a registered representative and an investment representative. Additionally, an investment representative has an average salary of $65,361, which is higher than the $54,074 average annual salary of a registered representative.

The top three skills for a registered representative include financial services, financial products and securities. The most important skills for an investment representative are money management, mutual funds, and financial services.

Registered representative vs investment representative overview

Registered RepresentativeInvestment Representative
Yearly salary$54,074$65,361
Hourly rate$26.00$31.42
Growth rate10%10%
Number of jobs17,62235,914
Job satisfaction--
Most common degreeBachelor's Degree, 80%Bachelor's Degree, 78%
Average age4343
Years of experience66

What does a registered representative do?

A registered representative's job involves researching market conditions, liaising with potential clients, implementing advertising campaigns, cultivating personal contacts, and creating investment plans. Their duties and responsibilities include soliciting business from potential clients and selling financial products and services to clients for investment purposes.

What does an investment representative do?

Investment representatives, also known as financial advisers, usually work in a bank, investment company, credit institution, or other financial firm. They handle the marketing and promotion of financial services and give clients investment advice. They do this is the phone or through face-to-face transactions. This position requires someone to be customer-oriented, communicate effectively, and know how to handle a crisis.

Registered representative vs investment representative salary

Registered representatives and investment representatives have different pay scales, as shown below.

Registered RepresentativeInvestment Representative
Average salary$54,074$65,361
Salary rangeBetween $33,000 And $88,000Between $37,000 And $112,000
Highest paying CityNew York, NYNew York, NY
Highest paying stateNew YorkNew York
Best paying companyNew York Life InsuranceAmerican Century Investments
Best paying industryFinanceFinance

Differences between registered representative and investment representative education

There are a few differences between a registered representative and an investment representative in terms of educational background:

Registered RepresentativeInvestment Representative
Most common degreeBachelor's Degree, 80%Bachelor's Degree, 78%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Registered representative vs investment representative demographics

Here are the differences between registered representatives' and investment representatives' demographics:

Registered RepresentativeInvestment Representative
Average age4343
Gender ratioMale, 77.4% Female, 22.6%Male, 72.1% Female, 27.9%
Race ratioBlack or African American, 5.8% Unknown, 4.2% Hispanic or Latino, 12.3% Asian, 10.3% White, 67.2% American Indian and Alaska Native, 0.2%Black or African American, 5.9% Unknown, 4.2% Hispanic or Latino, 12.4% Asian, 9.9% White, 67.4% American Indian and Alaska Native, 0.2%
LGBT Percentage6%6%

Differences between registered representative and investment representative duties and responsibilities

Registered representative example responsibilities.

  • Manage variable and fix immediate and defer annuities for wealth accumulation.
  • Develop knowledge of complex financial instruments and successfully communicate strategies for utilizing various securities in achieving client financial objectives.
  • Manage and strengthen customer relationships through cross-selling and up-selling to maximize retention and income generation by contacting existing and prospective customers.
  • Intern at the NYSE with the M/S floor trader.
  • Provide due diligence for IPO of small cap.
  • Assist companies with development and sale of initial public offering (IPO).
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Investment representative example responsibilities.

  • Act as an investor center product coordinator; provide guidance on product and sales techniques for manage account solutions and annuities.
  • Manage and strengthen customer relationships through cross-selling and up-selling to maximize retention and income generation by contacting existing and prospective customers.
  • Re-Obtain previously hold FINRA licenses.
  • Sell fix and variable annuities.
  • License financial adviser & insurance producer register with both FINRA & the state of Massachusetts.
  • Answer inquiries with regards to equities, options, mutual fund, fixed-income and unit investment trusts.
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Registered representative vs investment representative skills

Common registered representative skills
  • Financial Services, 25%
  • Financial Products, 14%
  • Securities, 6%
  • Annuities, 4%
  • Long-Term Care, 4%
  • Health Insurance, 3%
Common investment representative skills
  • Money Management, 46%
  • Mutual Funds, 28%
  • Financial Services, 2%
  • FINRA, 2%
  • Customer Relationships, 2%
  • Market Trends, 2%