Chief Risk Officer jobs at Rehmann

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As the Risk Management Oversight Lead for Commerce Payments Executive Director in the Consumer & Business Banking Risk Management group, you will play a pivotal role in safeguarding our payment products and services. In this Executive Director position, you will evaluate and recommend effective fraud and scam controls to Chase's agile product owners for both new business initiatives and existing payment processes. Leveraging your expertise in digital wallets, tokenization, co-branded cards, and other innovative payment features, you will proactively identify and assess potential risk scenarios. You will serve as a key member of the Risk Oversight team's second line of defense, reviewing product and feature designs and advising on robust controls to ensure secure and resilient card solutions for our customers. You will also manage and lead a small team of individual contributors. In addition, you will work in partnership with Legal, Compliance, and Controls teams to address emerging issues and concerns, providing timely and actionable guidance. You will also communicate critical product challenges and risk insights to senior leadership, helping to shape strategic decisions and drive continuous improvement in our risk management practices. **Job Responsibilities** + Look for ways payment use cases can potentially facilitate fraud and scam scenarios, as well as operational and reputational risk + Evaluate new payment features or modifications to existing services to ensure that the Product team has identified all the risks and has included appropriate controls to mitigate risks + Know the wallet payment flows you oversee just as well as the Product team + Have a working knowledge of cross-channel controls that are used to mitigate inherent risk in Digital + Reliably represent the interests of other internal stakeholders in risk management + Collaborate with the business to solve problems but escalates within the risk management framework when the business exposes the bank to risk in an unsafe way + Stay abreast of new/changes in provisioning, tokenization, authentication, technology, and Digital financial services + Deconstruct and explain complex concepts and issues in a business-friendly manner to senior/executive management + Work effectively as an individual contributor and collaborative team member on simultaneous projects. + Possess excellent verbal and written communication skills and the ability to interact professionally with executives, managers, and subject matter experts + Work well in a team environment, including cross-functional teams **Required qualifications, capabilities, and skills** + Bachelor's degree + Minimum of 10 years in a Risk function (Fraud, Scams, or Reputational Risk) + Minimum of 5 years managing teams + Experience with digital and commerce payments, i.e. Zelle, wallets, RTP, cards, etc + Ability to defend positions and influence with quantitative analysis developed with an analytical team + Ability to work effectively with both business and technically oriented individuals + Excellent written and verbal communication skills + Ability to work in a diverse and inclusive environment **To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).** Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. Equal Opportunity Employer/Disability/Veterans **Base Pay/Salary** New York,NY $149,150.00 - $245,000.00 / year

Join a role that's central to our technological resilience, offering a unique opportunity to shape the firm's tech risk strategy and enhance industry compliance. As a Tech Risk & Controls Director in Corporate Technology Cybersecurity and Tech Controls, you will play a pivotal role in shaping and implementing the firm's technology risk management strategy. Leveraging your advanced knowledge and expertise in technology-risk disciplines, you will identify, oversee, and mitigate compliance and operational risks in line with the firm's standards. You will collaborate with various stakeholders, including Product Owners, Business Control Managers, and regulators, to develop and maintain a comprehensive view of the technology risk posture and its impact on the business. Your ability to make calculated decisions, manage large teams, and drive strategic projects will be crucial in ensuring the firm's adherence to regulatory obligations and industry best practices. Your work will contribute to the long-term success and resilience of the organization in an ever-evolving technology landscape. Job responsibilities Develop and implement technology risk management strategies, policies, and processes to identify, assess, and mitigate risks, and drive strategic projects and initiatives to enhance the firm's technology risk management capabilities, in line with industry best practices and the firm's standards and regulatory requirements Identify and escalate emerging and upstream technology risk through execution of the Firm's management framework tools, including risk event management, reporting, and action plan tracking, and provide expert counsel to stakeholders and constituents regarding their security obligations, facilitating acceptable outcomes Establish and maintain strong relationships with internal and external stakeholders, including key cross-functional team leads, regulators, and auditors, to ensure compliance with legal, regulatory, and industry standards Manage reporting and governance of overall controls, policies, issue management, and measurements, etc., providing insight to senior leaders into effectiveness of controls and inform governance work Required qualifications, capabilities, and skills Formal training or certification on technology risk management concepts and 10+ years applied experience. In addition, 5+ years of experience leading technologists to manage, anticipate and solve complex technical items within your domain of expertise Demonstrated expertise in risk management frameworks, industry standards, and regulatory requirements relevant to the financial industry Proven ability to lead large teams, manage cross-functional projects, influence executive-level strategic decision-making, and effectively translate technology insights to business strategy in communications with senior executives Advanced knowledge and experience leading data security, risk assessment & reporting, and control evaluation, design, and governance, with a track record of implementing effective risk mitigation strategies Preferred qualifications, capabilities, and skills · Experience balancing risk and controls with business enablement.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. **How will you make an impact in this role?** How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you're finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex. The incumbent will play a key role in representing Risk Management in U.S. Consumer new product development initiatives, in close partnership with functional teams across Credit and Fraud Risk (CFR). The incumbent will collaborate across all Credit and Fraud Risk (CFR) functions to create comprehensive and robust credit strategies for banking products. The incumbent will also work in collaboration with non-CFR teams, including Product Management, Corporate Development, Marketing, Finance, Compliance, GCO, Servicing, and Technologies in order to evaluate the impacts of new initiatives on business economics. This position requires strong analytical and communication skills, with an ability to interact with and influence colleagues and senior leaders in CFR and across the enterprise. **Responsibilities:** + Represent CFR in the U.S. Consumer New Product Development process; provide input and consulting to deal teams through the development lifecycle - evaluation, proposal, and launch + Review deal pipelines, perform risk due diligence on prospective partners and portfolios, and provide risk inputs into deal contracts + Perform benchmarking analyses using internal and external data to predict product performance metrics and behaviors - e.g., approval rate, spend, revolve, write-off + Develop end-to-end risk management strategies for new products, implement strategies, policies, and controls, and monitor and assess post-launch performance + Define risk management strategies for banking products; implement policies, processes, and controls; monitor and actively manage portfolio credit metrics. **Minimum Qualifications:** + Learning agility and rigor for using analysis to solve complex business problems + Deep understanding of card economics + Comfort and proven ability to drive results under tight timelines, often with limited information + Effective and succinct communication, adjusting style for channel and audience + Ability to build strong relationships in a cross-functional environment, interacting with and influencing business partners across CFR, Product Management, Corporate Development, Marketing, Compliance, GCO, and Technologies + Strong project management skills with ability to manage multiple competing priorities + Experience working with large datasets; knowledge of Lumi, Python, SQL, and/or other similar programming languages required **Preferred Qualifications:** + Expertise in credit risk management, consumer credit, and card/installment lending economics + Externally focused and aware of the latest technology and market trends in payment, credit trends, and credit behavior + Familiar and pays attention to external/industry development in the payments industry + Adaptability in a quickly changing environment + Advance degree in an analytical field is a plus **Qualifications** Salary Range: $89,250.00 to $150,250.00 annually bonus benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: + Competitive base salaries + Bonus incentives + 6% Company Match on retirement savings plan + Free financial coaching and financial well-being support + Comprehensive medical, dental, vision, life insurance, and disability benefits + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: *************************** Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. **Job:** Risk **Primary Location:** United States **Schedule** Full-time **Req ID:** 25019902

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As the Risk Management Oversight Lead for Commerce Payments Executive Director in the Consumer & Business Banking Risk Management group, you will play a pivotal role in safeguarding our payment products and services. In this Executive Director position, you will evaluate and recommend effective fraud and scam controls to Chase's agile product owners for both new business initiatives and existing payment processes. Leveraging your expertise in digital wallets, tokenization, co-branded cards, and other innovative payment features, you will proactively identify and assess potential risk scenarios. You will serve as a key member of the Risk Oversight team's second line of defense, reviewing product and feature designs and advising on robust controls to ensure secure and resilient card solutions for our customers. You will also manage and lead a small team of individual contributors. In addition, you will work in partnership with Legal, Compliance, and Controls teams to address emerging issues and concerns, providing timely and actionable guidance. You will also communicate critical product challenges and risk insights to senior leadership, helping to shape strategic decisions and drive continuous improvement in our risk management practices. Job Responsibilities Look for ways payment use cases can potentially facilitate fraud and scam scenarios, as well as operational and reputational risk Evaluate new payment features or modifications to existing services to ensure that the Product team has identified all the risks and has included appropriate controls to mitigate risks Know the wallet payment flows you oversee just as well as the Product team Have a working knowledge of cross-channel controls that are used to mitigate inherent risk in Digital Reliably represent the interests of other internal stakeholders in risk management Collaborate with the business to solve problems but escalates within the risk management framework when the business exposes the bank to risk in an unsafe way Stay abreast of new/changes in provisioning, tokenization, authentication, technology, and Digital financial services Deconstruct and explain complex concepts and issues in a business-friendly manner to senior/executive management Work effectively as an individual contributor and collaborative team member on simultaneous projects. Possess excellent verbal and written communication skills and the ability to interact professionally with executives, managers, and subject matter experts Work well in a team environment, including cross-functional teams Required qualifications, capabilities, and skills Bachelor's degree Minimum of 10 years in a Risk function (Fraud, Scams, or Reputational Risk) Minimum of 5 years managing teams Experience with digital and commerce payments, i.e. Zelle, wallets, RTP, cards, etc Ability to defend positions and influence with quantitative analysis developed with an analytical team Ability to work effectively with both business and technically oriented individuals Excellent written and verbal communication skills Ability to work in a diverse and inclusive environment To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).

Join a role that's central to our technological resilience, offering a unique opportunity to shape the firm's tech risk strategy and enhance industry compliance. As a Tech Risk & Controls Director in Global Standards and Control Lifecycle Management, you will play a pivotal role in shaping and implementing the firm's technology risk management strategy. Leveraging your advanced knowledge and expertise in technology-risk disciplines, you will identify, oversee, and mitigate compliance and operational risks in line with the firm's standards. You will collaborate with various stakeholders, including Product Owners, Business Control Managers, and regulators, to develop and maintain a comprehensive view of the technology risk posture and its impact on the business. Your ability to make calculated decisions, manage large teams, and drive strategic projects will be crucial in ensuring the firm's adherence to regulatory obligations and industry best practices. Your work will contribute to the long-term success and resilience of the organization in an ever-evolving technology landscape. Job responsibilities Develop and implement technology risk management strategies, policies, and processes to identify, assess, and mitigate risks, and drive strategic projects and initiatives to enhance the firm's technology risk management capabilities, in line with industry best practices and the firm's standards and regulatory requirements Identify and escalate emerging and upstream technology risk through execution of the Firm's management framework tools, including risk event management, reporting, and action plan tracking, and provide expert counsel to stakeholders and constituents regarding their security obligations, facilitating acceptable outcomes Establish and maintain strong relationships with internal and external stakeholders, including key cross-functional team leads, regulators, and auditors, to ensure compliance with legal, regulatory, and industry standards Manage reporting and governance of overall controls, policies, issue management, and measurements, etc., providing insight to senior leaders into effectiveness of controls and inform governance work Required qualifications, capabilities, and skills Formal training or certification in security concepts, with 7+ years of experience or equivalent expertise in technology risk management, information security, or a related field, with a focus on managing risk identification, assessment, and mitigation. Demonstrated expertise in risk management frameworks, industry standards, and regulatory requirements relevant to the financial industry. Proven ability to lead large teams, manage cross-functional projects, influence executive-level strategic decision-making, and effectively translate technology insights to business strategy in communications with senior executives. Advanced knowledge and experience leading data security, risk assessment & reporting, and control evaluation, design, and governance, with a track record of implementing effective risk mitigation strategies. Preferred qualifications, capabilities, and skills Strong understanding of financial services Experience working on complex cyber security initiatives Strong executive reporting and presentation skills. #CTC

We are the leading provider of professional services to the middle market globally, our purpose is to instill confidence in a world of change, empowering our clients and people to realize their full potential. Our exceptional people are the key to our unrivaled, culture and talent experience and our ability to be compelling to our clients. You'll find an environment that inspires and empowers you to thrive both personally and professionally. There's no one like you and that's why there's nowhere like RSM. The ERP Risk & Automation Consulting practice guides clients through major ERP transformations to manage and de-risk implementations, or designs security and controls optimizing automation through ERPs, various compliance tools such as ERP GRC technologies, BOTs or analytics, or optimizing current state controls programs to reduce the cost of compliance. An ERP automation and analytics risk consulting manager leads a team that uses data analytics and automation to help clients reduce risks in their ERP systems, focusing on security, internal controls, and efficient processes to ensure compliance. The practice supports consulting and audit clients through controls assessments, complex data analysis, segregation of duties reviews, and ERP implementation risk evaluations. We are in search of a manager with experience helping de-risk implementations, or reduce the cost of compliance with a functional configuration background related to security and controls for major ERP platforms such as Oracle, NetSuite, SAP, or Microsoft Dynamics 365 (D365) along with experience with various compliance technologies such as ERP GRC technologies, Alteryx, or BOTs. Responsibilities Include: * Project Management: Manage assigned work in multiple concurrent projects, and provide timely responses, estimates, and status updates. This could be anything from overseeing the entire risk workstreams on an ERP implementation, to optimizing security and controls in a steady state. Strong project management with ability to juggle multiple accounts at the same time with different levels of roles from overseeing people to helping to execute deliverables. * Solution design and implementation: Ability to solution-design/build security control roadmaps and technical solutions, including security role remediations, ERP GRC tool installations, or oversee the implementation of BOTs. Strong understanding of governance risk and compliance. * Risk Assessments/ Audits: Conduct in-depth ERP controls, ERP security, user access controls segregation of duties risk assessments. Assist with execution of ERP implementation health-check assessments. * Strong client servicing skills: Provide first-choice advisor experience to existing clients while maximizing client value. Act as a key client-facing leader. Build strong relationships. Clearly communicate issues, findings, recommendations. Demonstrated relationships to grow services. * Thought leadership: Demonstrated ability to understand the big picture and willingness to contribute to RSM's thought leadership library, as well as support our brand internally and at various local and national conferences. Conduct research for ERP configuration settings and support transformation engagements including functional process modeling, project governance, testing, and data migration strategy. Enhance our current ERP methodology as it relates to controls training and testing across multiple platforms. Position Requirements: * 5-8 years of experience with ERP risk, automation and analytics within a consulting firm, and/or a mix of roles within industry. Must have demonstrated experience with at least several ERP implementation projects. Experience in risk consulting, ERP implementations, or audit. * Technical knowledge of functional configuration in at least one ERP platform: Oracle, NetSuite, SAP (S/4HANA), or Microsoft Dynamics 365. * Experience with at least several ERP implementations. * Entrepreneurial mind-set. Strong communication, interpersonal, and team collaboration skills. * Experience working with clients in multiple industries, mostly commercial and government services. * Familiarity with multiple regulatory frame-works including but not limited to SOX, FDA, NIST, COSO, COBIT, PMBOK, etc. * Excellent organizational skills and the ability to prioritize multiple tasks, projects, and assignments. * Willingness to go to the local office at least once or twice a week. Travel nationally as needed, might be 10%-20%. * PMP with a CISA preferred. Standards of Performance: * Strong sense of leadership and high energy. * Strong entrepreneurial spirit with the highest levels of honesty, integrity, and ethics. * Self-starter with a practice-building mentality who is hands-on, results-oriented, and leads by example. * Highly respected team leader and people developer with the ability to inspire others. * Exceptional professionalism that commands respect. * Demonstrated leadership, coaching, and mentoring capabilities. At RSM, we offer a competitive benefits and compensation package for all our people. We offer flexibility in your schedule, empowering you to balance life's demands, while also maintaining your ability to serve clients. Learn more about our total rewards at ************************************************** All applicants will receive consideration for employment as RSM does not tolerate discrimination and/or harassment based on race; color; creed; sincerely held religious beliefs, practices or observances; sex (including pregnancy or disabilities related to nursing); gender; sexual orientation; HIV Status; national origin; ancestry; familial or marital status; age; physical or mental disability; citizenship; political affiliation; medical condition (including family and medical leave); domestic violence victim status; past, current or prospective service in the US uniformed service; US Military/Veteran status; pre-disposing genetic characteristics or any other characteristic protected under applicable federal, state or local law. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process and/or employment/partnership. RSM is committed to providing equal opportunity and reasonable accommodation for people with disabilities. If you require a reasonable accommodation to complete an application, interview, or otherwise participate in the recruiting process, please call us at ************ or send us an email at *****************. RSM does not intend to hire entry level candidates who will require sponsorship now OR in the future (i.e. F-1 visa holders). If you are a recent U.S. college / university graduate possessing 1-2 years of progressive and relevant work experience in a same or similar role to the one for which you are applying, excluding internships, you may be eligible for hire as an experienced associate. RSM will consider for employment qualified applicants with arrest or conviction records in accordance with the requirements of applicable law, including but not limited to, the California Fair Chance Act, the Los Angeles Fair Chance Initiative for Hiring Ordinance, the Los Angeles County Fair Chance Ordinance for Employers, and the San Francisco Fair Chance Ordinance. For additional information regarding RSM's background check process, including information about job duties that necessitate the use of one or more types of background checks, click here. At RSM, an employee's pay at any point in their career is intended to reflect their experiences, performance, and skills for their current role. The salary range (or starting rate for interns and associates) for this role represents numerous factors considered in the hiring decisions including, but not limited to, education, skills, work experience, certifications, location, etc. As such, pay for the successful candidate(s) could fall anywhere within the stated range. Compensation Range: $107,000 - $214,500 Individuals selected for this role will be eligible for a discretionary bonus based on firm and individual performance.

Join a team where your expertise shapes the future of credit risk management. As a Wealth Management Credit Risk Professional, you'll collaborate with industry leaders dedicated to maintaining the highest standards of risk integrity. Your insights will directly influence key decisions and foster a culture of proactive risk identification. We value your voice and empower you to contribute to best-in-class practices. Be part of a safe, inclusive, and high-performing environment where your impact matters. As a Wealth Management Credit Risk Professional in our Due Diligence team, you help ensure the integrity and effectiveness of our credit risk processes. You will work alongside experienced professionals who are committed to upholding the highest standards of risk management. You will have the opportunity to influence key decisions, contribute to a culture of proactive risk identification, and support the ongoing development of best-in-class risk practices. Together, we create a safe, inclusive, and high-performing environment where your voice matters. Job Responsibilities Conduct independent due diligence reviews of credit proposals, ensuring adherence to firm policies and regulatory requirements Identify, categorize, and escalate exceptions and errors, ensuring timely remediation and clear communication with stakeholders Analyze client documentation and credit data to validate accuracy of grading, collateral, and risk assessments Participate in targeted reviews and special projects as directed by senior risk leadership Collaborate with team members to identify emerging trends, process gaps, and opportunities for improvement Prepare and deliver clear, actionable reports and presentations for senior leaders and stakeholders Engage in ongoing training and professional development to maintain subject matter expertise Foster a culture of proactive risk management and continuous improvement within the team Contribute to cross-functional initiatives and regulatory or policy projects as needed Required Qualifications, Capabilities, and Skills Bachelor's degree in Finance, Business, Economics, or Relavent Experience 4 years of experience in credit risk, credit analysis, or a related risk management function Demonstrated knowledge of credit risk principles, policies, and regulatory requirements Strong analytical and problem-solving skills, with attention to detail and accuracy Excellent written and verbal communication skills, with the ability to present findings to senior stakeholders Ability to work independently and as part of a team in a fast-paced, deadline-driven environment Commitment to maintaining the highest standards of integrity and confidentiality Preferred Qualifications, Capabilities, and Skills Experience with wealth management or private banking credit risk processes Familiarity with global regulatory frameworks and cross-border credit risk considerations Experience conducting quality reviews or credit assessments in a financial services environment Proficiency in data analysis and reporting tools (e.g., Excel, Tableau, or similar platforms) Experience with process improvement or project management in a risk function Strong interpersonal skills and ability to influence across functions and levels Demonstrated ability to proactively identify and mitigate emerging risks

Title: Director, Risk Management Reports to: Chief Risk Officer Supervises: Senior Risk Manager & Compliance Officer Status: Exempt Objective The Director of Risk Management is responsible for leading and managing key elements of the Credit Union s Risk Management Programs. Incumbent is responsible for the strategy, execution, and oversight of the organization s Risk Management programs, which includes Compliance Risk, Fraud Risk, Record Retention and Vendor Management Risk. Work involves proactively staying attuned to both the external and organization s continuously changing risk environment and works in an integrated fashion with key stakeholders throughout the entire Credit Union to proactively address the risks. Work also involves developing and evaluating processes and risk metrics associated with controlling and mitigating business risk. Resources to do the job require reliance on extensive experience and judgment to plan and accomplish goals. Duties and Responsibilities Provides leadership and direction in the establishment of effective risk management programs Develops and executes management plans for risk mitigation Monitors the effectiveness of operations and the status of any needed changes Ensures the Credit Union maintains compliance with all applicable laws and regulations without incurring excessive implementation and support costs Assists Chief Risk Officer in coordinating the activities and reporting to the management Risk Governance Committee and Board Risk Committee to support the assessment and reporting of the credit union s risk profile Coordinates Credit Union and external resources, provides procedural direction and reports to senior management on the status of risk management programs and initiatives Coordinates the Credit Union s overall compliance with applicable rules, regulations, and statutory requirements, including the Bank Secrecy Act, OFAC and USA Patriot Act Manages, coaches, and evaluates Risk team Assists in the development and implementation of effective Risk management and loss mitigation planning Develops and monitors risk tolerances for fraud risk inherent in the Credit Union s operating environment Ensures that KFCU expertly deploys risk monitoring systems for each risk category that timely prevents excessive risk or timely detects risk thresholds that in future jeopardy without management action Develops, recommends, and executes internal loss prevention controls and programs as are necessary to preserve and expand Credit Union assets Reviews key performance indicators/metrics and assists management in the early identification of risk trends Coordinates and manages the vendor and contract management program across all business units and maintains a regular program of review, including risk-based analysis and response to reports of third-party review/examination Assists the business units throughout the organization with risk evaluation/analysis pertaining to products, services, technology, and operational infrastructure Conducts periodic review of existing policies and procedures to ensure effectiveness Ensures policies and procedures reflect current regulations and legal requirements and are implemented appropriately Identifies areas of policy and procedural exposure to fraud, develops recommendations for enhancement of fraud risk management, develops and provides training to staff for the prevention of fraud. Manages the loss prevention efforts, to include member ID theft prevention. Builds strong alliances inside and outside work units to positively influence identification and resolution of significant risks/opportunities Reviews and analyzes, with department managers, weaknesses in controls noted in departmental reviews performed by consultants/auditors. Discuss possible solutions Continuously improve the Credit Union s risk management practice; launch initiatives to enhance processes, systems, and education when necessary Facilitates, develops, and implements statistical and other quantitative risk assessment tools Ensures that external and internal up-to-date information and trends are monitored and reported regularly and proactively assess and recommend actions that may be required of the organization Effectively communicates and maintains strong and effective relationships throughout all levels of the organization including the Board of Directors Performs all duties in a manner that is fully compliant with applicable industry regulations as well as KEMBA policy and procedures Develops an understanding of Credit Union history, philosophy, organization, policies, and operational procedures On a self-direct basis, continues to improve individual level of competency through training and certification on established educational programs Relates to others beyond giving and receiving instructions: Communicates with coworkers or peers without exhibiting behavioral extremes Performs work activities requiring negotiating, instructing, supervising, persuading, or speaking with others Responds appropriately to feedback from others Performs other duties as required by management Required Qualifications College degree in Business Administration, Accounting, Finance, or equivalent 5+ years of Risk Management experience, preferably in banking/financial services audit or examination environment ACAMS, CIA, CPA or CFE preferred 3+ years of Management/leadership experience Strong knowledge of applicable federal and state financial regulations Experience with BSA Ability to interpret documents, including regulatory and compliance materials, marketing and procedure manuals. Understanding of real estate law, loan procedures and documentation and auditing or examination preferred Solid analytical and problem-solving skills Ability to conduct oral presentations and to write reports and correspondence to diverse audiences Ability to deal effectively with group or individual employees and members of the organization Attentive to detail and observant Advanced verbal and written communication skills Effective public relations abilities Physical Demands The physical demands listed below represent those necessary to perform the essential functions of this role. Reasonable accommodation may be provided to enable individuals with disabilities to perform these functions. The employee is regularly required to sit, use their hands, reach with arms, and communicate verbally and orally. Occasional standing, walking, and lifting of objects up to 25 pounds are required. Vision requirements include close, distance vision, and focus adjustment. #LDRKMB

Job Description Title: Director, Risk Management Reports to: Chief Risk Officer Supervises: Senior Risk Manager & Compliance Officer Status: Exempt Objective The Director of Risk Management is responsible for leading and managing key elements of the Credit Union's Risk Management Programs. Incumbent is responsible for the strategy, execution, and oversight of the organization's Risk Management programs, which includes Compliance Risk, Fraud Risk, Record Retention and Vendor Management Risk. Work involves proactively staying attuned to both the external and organization's continuously changing risk environment and works in an integrated fashion with key stakeholders throughout the entire Credit Union to proactively address the risks. Work also involves developing and evaluating processes and risk metrics associated with controlling and mitigating business risk. Resources to do the job require reliance on extensive experience and judgment to plan and accomplish goals. Duties and Responsibilities Provides leadership and direction in the establishment of effective risk management programs Develops and executes management plans for risk mitigation Monitors the effectiveness of operations and the status of any needed changes Ensures the Credit Union maintains compliance with all applicable laws and regulations without incurring excessive implementation and support costs Assists Chief Risk Officer in coordinating the activities and reporting to the management Risk Governance Committee and Board Risk Committee to support the assessment and reporting of the credit union's risk profile Coordinates Credit Union and external resources, provides procedural direction and reports to senior management on the status of risk management programs and initiatives Coordinates the Credit Union's overall compliance with applicable rules, regulations, and statutory requirements, including the Bank Secrecy Act, OFAC and USA Patriot Act Manages, coaches, and evaluates Risk team Assists in the development and implementation of effective Risk management and loss mitigation planning Develops and monitors risk tolerances for fraud risk inherent in the Credit Union's operating environment Ensures that KFCU expertly deploys risk monitoring systems for each risk category that timely prevents excessive risk or timely detects risk thresholds that in future jeopardy without management action Develops, recommends, and executes internal loss prevention controls and programs as are necessary to preserve and expand Credit Union assets Reviews key performance indicators/metrics and assists management in the early identification of risk trends Coordinates and manages the vendor and contract management program across all business units and maintains a regular program of review, including risk-based analysis and response to reports of third-party review/examination Assists the business units throughout the organization with risk evaluation/analysis pertaining to products, services, technology, and operational infrastructure Conducts periodic review of existing policies and procedures to ensure effectiveness Ensures policies and procedures reflect current regulations and legal requirements and are implemented appropriately Identifies areas of policy and procedural exposure to fraud, develops recommendations for enhancement of fraud risk management, develops and provides training to staff for the prevention of fraud. Manages the loss prevention efforts, to include member ID theft prevention. Builds strong alliances inside and outside work units to positively influence identification and resolution of significant risks/opportunities Reviews and analyzes, with department managers, weaknesses in controls noted in departmental reviews performed by consultants/auditors. Discuss possible solutions Continuously improve the Credit Union's risk management practice; launch initiatives to enhance processes, systems, and education when necessary Facilitates, develops, and implements statistical and other quantitative risk assessment tools Ensures that external and internal up-to-date information and trends are monitored and reported regularly and proactively assess and recommend actions that may be required of the organization Effectively communicates and maintains strong and effective relationships throughout all levels of the organization including the Board of Directors Performs all duties in a manner that is fully compliant with applicable industry regulations as well as KEMBA policy and procedures Develops an understanding of Credit Union history, philosophy, organization, policies, and operational procedures On a self-direct basis, continues to improve individual level of competency through training and certification on established educational programs Relates to others beyond giving and receiving instructions: Communicates with coworkers or peers without exhibiting behavioral extremes Performs work activities requiring negotiating, instructing, supervising, persuading, or speaking with others Responds appropriately to feedback from others Performs other duties as required by management Required Qualifications College degree in Business Administration, Accounting, Finance, or equivalent 5+ years of Risk Management experience, preferably in banking/financial services audit or examination environment ACAMS, CIA, CPA or CFE preferred 3+ years of Management/leadership experience Strong knowledge of applicable federal and state financial regulations Experience with BSA Ability to interpret documents, including regulatory and compliance materials, marketing and procedure manuals. Understanding of real estate law, loan procedures and documentation and auditing or examination preferred Solid analytical and problem-solving skills Ability to conduct oral presentations and to write reports and correspondence to diverse audiences Ability to deal effectively with group or individual employees and members of the organization Attentive to detail and observant Advanced verbal and written communication skills Effective public relations abilities Physical Demands The physical demands listed below represent those necessary to perform the essential functions of this role. Reasonable accommodation may be provided to enable individuals with disabilities to perform these functions. The employee is regularly required to sit, use their hands, reach with arms, and communicate verbally and orally. Occasional standing, walking, and lifting of objects up to 25 pounds are required. Vision requirements include close, distance vision, and focus adjustment. #LDRKMB

JobID: 210684370 JobSchedule: Full time JobShift: Base Pay/Salary: New York,NY $149,150.00-$245,000.00 Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As the Risk Management Oversight Lead for Commerce Payments Executive Director in the Consumer & Business Banking Risk Management group, you will play a pivotal role in safeguarding our payment products and services. In this Executive Director position, you will evaluate and recommend effective fraud and scam controls to Chase's agile product owners for both new business initiatives and existing payment processes. Leveraging your expertise in digital wallets, tokenization, co-branded cards, and other innovative payment features, you will proactively identify and assess potential risk scenarios. You will serve as a key member of the Risk Oversight team's second line of defense, reviewing product and feature designs and advising on robust controls to ensure secure and resilient card solutions for our customers. You will also manage and lead a small team of individual contributors. In addition, you will work in partnership with Legal, Compliance, and Controls teams to address emerging issues and concerns, providing timely and actionable guidance. You will also communicate critical product challenges and risk insights to senior leadership, helping to shape strategic decisions and drive continuous improvement in our risk management practices. Job Responsibilities * Look for ways payment use cases can potentially facilitate fraud and scam scenarios, as well as operational and reputational risk * Evaluate new payment features or modifications to existing services to ensure that the Product team has identified all the risks and has included appropriate controls to mitigate risks * Know the wallet payment flows you oversee just as well as the Product team * Have a working knowledge of cross-channel controls that are used to mitigate inherent risk in Digital * Reliably represent the interests of other internal stakeholders in risk management * Collaborate with the business to solve problems but escalates within the risk management framework when the business exposes the bank to risk in an unsafe way * Stay abreast of new/changes in provisioning, tokenization, authentication, technology, and Digital financial services * Deconstruct and explain complex concepts and issues in a business-friendly manner to senior/executive management * Work effectively as an individual contributor and collaborative team member on simultaneous projects. * Possess excellent verbal and written communication skills and the ability to interact professionally with executives, managers, and subject matter experts * Work well in a team environment, including cross-functional teams Required qualifications, capabilities, and skills * Bachelor's degree * Minimum of 10 years in a Risk function (Fraud, Scams, or Reputational Risk) * Minimum of 5 years managing teams * Experience with digital and commerce payments, i.e. Zelle, wallets, RTP, cards, etc * Ability to defend positions and influence with quantitative analysis developed with an analytical team * Ability to work effectively with both business and technically oriented individuals * Excellent written and verbal communication skills * Ability to work in a diverse and inclusive environment To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. **How will you make an impact in this role?** How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you're finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex. The incumbent will play a key role in representing Risk Management in U.S. Consumer new product development initiatives, in close partnership with functional teams across Credit and Fraud Risk (CFR). The incumbent will collaborate across all Credit and Fraud Risk (CFR) functions to create comprehensive and robust credit strategies for banking products. The incumbent will also work in collaboration with non-CFR teams, including Product Management, Corporate Development, Marketing, Finance, Compliance, GCO, Servicing, and Technologies in order to evaluate the impacts of new initiatives on business economics. This position requires strong analytical and communication skills, with an ability to interact with and influence colleagues and senior leaders in CFR and across the enterprise. **Responsibilities:** + Represent CFR in the U.S. Consumer New Product Development process; provide input and consulting to deal teams through the development lifecycle - evaluation, proposal, and launch + Review deal pipelines, perform risk due diligence on prospective partners and portfolios, and provide risk inputs into deal contracts + Perform benchmarking analyses using internal and external data to predict product performance metrics and behaviors - e.g., approval rate, spend, revolve, write-off + Develop end-to-end risk management strategies for new products, implement strategies, policies, and controls, and monitor and assess post-launch performance + Define risk management strategies for banking products; implement policies, processes, and controls; monitor and actively manage portfolio credit metrics. **Minimum Qualifications:** + Learning agility and rigor for using analysis to solve complex business problems + Deep understanding of card economics + Comfort and proven ability to drive results under tight timelines, often with limited information + Effective and succinct communication, adjusting style for channel and audience + Ability to build strong relationships in a cross-functional environment, interacting with and influencing business partners across CFR, Product Management, Corporate Development, Marketing, Compliance, GCO, and Technologies + Strong project management skills with ability to manage multiple competing priorities + Experience working with large datasets; knowledge of Lumi, Python, SQL, and/or other similar programming languages required **Preferred Qualifications:** + Expertise in credit risk management, consumer credit, and card/installment lending economics + Externally focused and aware of the latest technology and market trends in payment, credit trends, and credit behavior + Familiar and pays attention to external/industry development in the payments industry + Adaptability in a quickly changing environment + Advance degree in an analytical field is a plus **Qualifications** Salary Range: $89,250.00 to $150,250.00 annually bonus benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: + Competitive base salaries + Bonus incentives + 6% Company Match on retirement savings plan + Free financial coaching and financial well-being support + Comprehensive medical, dental, vision, life insurance, and disability benefits + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: *************************** Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. **Job:** Risk **Primary Location:** United States **Schedule** Full-time **Req ID:** 25019902

Director of Risk Management (Insurance Renewals) Miami, Florida -Hybrid Work Environment ARC Group is seeking a highly skilled Director of Risk Management to join our client's dynamic Risk Management team in Miami, FL. This is a full-time, direct hire position, offering an excellent opportunity for career growth in a well-established Fortune 500 company with over 5,000 employees across North America and LATAM. As the Director of Risk Management, you will play a key role in managing the companys comprehensive insurance programs, including liability, property & casualty, auto, and group insurance. Your experience with corporate insurance renewals will be essential in ensuring the organizations risk strategies are both effective and efficient. Key responsibilities include maintaining and strengthening the companys risk management framework, overseeing the bond and surety program, and ensuring compliance with applicable regulations. In this position, you will act as a strategic advisor within the organization, proactively identifying, assessing, and mitigating risks. This opportunity offers a healthy work/life balance, a culture of long-term employee retention, and a clear path for career advancement. ARC Group has been recognized as one of the top companies to work for, and we are committed to promoting from within. You have permanent US work authorization. We are not accepting resumes from outside firms or vendors ( no C2C, 3rd party or brokering). DIRECTOR OF RISK MANAGEMENT JOB DESCRIPTION Implement risk mitigation and remediation strategies while proactively identifying, reducing, and transferring risks. Oversaw corporate risk management framework, insurance claims, and partnerships with internal clients, brokers, and providers to ensure alignment with company objectives. RESPONSIBILITIES Designs and implements an overall risk management process for the company, including an analysis of the financial impact on the company and subsidiaries when risks occur. Selects most effective and appropriate brokerages on behalf of the organization. Analyzes and assesses insurance policies to ensure company needs are sufficiently covered. Negotiates with insurance brokers and insurance carriers for best insurance rates. Oversee claims and settlement values; analyze other sources of insurance that could possibly cover a claim. Maintain and cultivate an environment of risk awareness and policies and procedures to promote risk reduction. Formulates, develops, and coordinates loss control functions of the organization. Maintains records of insurance policies and claims. Prepares risk management and insurance budgets. Prepares and presents comprehensive risk assessment reports. Creates reports so that internal stakeholders understand how risk affect their operations. Manages the captive insurance administration of workers' compensation claims, general liability, and auto,. May be called upon for to vet company contracts to identify potential risk issues. And here is what you will need to be successful: MUST HAVE SKILLSFor Director of Risk 8 or moreyears of Risk Management experience with at least 5 years in leadership roles Experience in both a brokerage and corporate risk management environment is required Safety and insurance risk management is helpful Bachelor's Degree required, Master's degree is preferred Strong math and computer skills, including Microsoft Office. Database use and management experience. Keen eye for details and exceptional problem-solving skills. MUST be able to work in the US without any kind of sponsorship NICE TO HAVE SKILLSFor DIRECTOR OF Risk Management Risk Manager certification Local candidates preferred, but will consider relocation for the right candidate Would you like to know more about this role? For immediate consideration, please send your resume directly to D.A. Longhi at ********************** or call him at *************,or you can also apply online and view all our open positions at ******************* ARC Group is a Forbes-ranked a top 20 recruiting and executive search firm working with clients nationwide to recruit the highest quality technical resources. We have achieved this by understanding both our candidate's and client's needs and goals and serving both with integrity and a shared desire to succeed. ARC Group is proud to be an equal opportunity workplace dedicated to pursuing and hiring a diverse workforce. We are a no-fee agency for candidates.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. General Counsel's Organization: Where great legal minds influence global business strategy. As a member of the Global Technology, Cybersecurity, Procurement and Real Estate Law Group of the General Counsel's Organization, the Director & Counsel - Third Party Risk Management will provide legal support to business and legal colleagues related to third party risk management legal issues around the world. Role & Responsibilities: Collaborate with colleagues around the world on third party risk management. + Provide legal support and strategic advice related to third party risk management, including to the third-party risk management program, the enterprise risk management oversight team, and compliance and audit functions. + Advise on global third-party risk management and outsourcing regulatory requirements. + Monitor and advise on global emerging outsourcing, cloud computing and third party risk management regulatory requirements and trends. + Support lobbying efforts related to proposed outsourcing and third party risk legislation. + Assist in the development of American Express strategy and policies related to third party risk management, including strategy for managing non-traditional relationships, affiliates, joint ventures, and FinTechs. + Support the third party risk management team activities associated with venture capital investments, mergers, acquisitions, divestitures, joint ventures, and other similar corporate transactions. + Prepare and support the delivery of internal training on third party risk issues. + Build positive working relationships across the legal department, business and third party risk teams and build relationships with external industry and trade groups. + Implement and improve methods for legal knowledge management within the team. Minimum Qualifications: + J.D. with eligibility to practice law in New York, Georgia, Florida, or Washington D.C. + 5 years of work experience involving third party risk management issues in a law firm and/or in-house corporate legal environment + Experience with laws governing financial institution third party risk management, including the Gramm-Leach-Bliley Act, OCC Third Party Risk Management Guidance, and EBA Guidelines on Outsourcing Arrangements + Experience drafting and negotiating commercial contracts Preferred Qualifications + Strong interest and/or experience in third party lifecycle management and emerging technology + Strong analytical and problem-solving skills + Ability to communicate complex issues clearly and persuasively + Demonstrated experience in gaining credibility, managing expectations, and developing strong working relationships with legal colleagues and clients **Qualifications** Salary Range: $170,000.00 to $255,000.00 annually bonus equity (if applicable) benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: + Competitive base salaries + Bonus incentives + 6% Company Match on retirement savings plan + Free financial coaching and financial well-being support + Comprehensive medical, dental, vision, life insurance, and disability benefits + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: *************************** **Job:** Legal **Primary Location:** US-New York-New York **Other Locations:** US-Utah-Salt Lake City, US-Arizona-Phoenix, US-North Carolina-Amex - for internal use only, US-Florida-Sunrise **Schedule** Full-time **Req ID:** 25015309

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. General Counsel's Organization: Where great legal minds influence global business strategy. As a member of the Global Technology, Cybersecurity, Procurement and Real Estate Law Group of the General Counsel's Organization, the Director & Counsel - Third Party Risk Management will provide legal support to business and legal colleagues related to third party risk management legal issues around the world. Role & Responsibilities: Collaborate with colleagues around the world on third party risk management. * Provide legal support and strategic advice related to third party risk management, including to the third-party risk management program, the enterprise risk management oversight team, and compliance and audit functions. * Advise on global third-party risk management and outsourcing regulatory requirements. * Monitor and advise on global emerging outsourcing, cloud computing and third party risk management regulatory requirements and trends. * Support lobbying efforts related to proposed outsourcing and third party risk legislation. * Assist in the development of American Express strategy and policies related to third party risk management, including strategy for managing non-traditional relationships, affiliates, joint ventures, and FinTechs. * Support the third party risk management team activities associated with venture capital investments, mergers, acquisitions, divestitures, joint ventures, and other similar corporate transactions. * Prepare and support the delivery of internal training on third party risk issues. * Build positive working relationships across the legal department, business and third party risk teams and build relationships with external industry and trade groups. * Implement and improve methods for legal knowledge management within the team. Minimum Qualifications: * J.D. with eligibility to practice law in New York, Georgia, Florida, or Washington D.C. * 5+ years of work experience involving third party risk management issues in a law firm and/or in-house corporate legal environment * Experience with laws governing financial institution third party risk management, including the Gramm-Leach-Bliley Act, OCC Third Party Risk Management Guidance, and EBA Guidelines on Outsourcing Arrangements * Experience drafting and negotiating commercial contracts Preferred Qualifications * Strong interest and/or experience in third party lifecycle management and emerging technology * Strong analytical and problem-solving skills * Ability to communicate complex issues clearly and persuasively * Demonstrated experience in gaining credibility, managing expectations, and developing strong working relationships with legal colleagues and clients Salary Range: $170,000.00 to $255,000.00 annually + bonus + equity (if applicable) + benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: * Competitive base salaries * Bonus incentives * 6% Company Match on retirement savings plan * Free financial coaching and financial well-being support * Comprehensive medical, dental, vision, life insurance, and disability benefits * Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need * 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy * Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) * Free and confidential counseling support through our Healthy Minds program * Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site. American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the "Know Your Rights" poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: ***************************

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviours, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. The newly formed Enterprise Technology Services (ETS) Control & Compliance, Process Risk Reduction & Enterprise Platforms (EP) Risk Advisory team, are dedicated to driving effective Operational Risk strategies as the Enterprise undergoes the transformation to strengthen our Risk Management programs, pillars and enablement functions. This role will ensure the Global Loyalty & Benefits (GLB), Banking and Payments (B&P), Global Accounts Receivable (GAR) and Technology Business Enablement (TBE) ETS teams are equipped with in-depth knowledge of risk-stripes to manage and mitigate these risks effectively in addition to supporting the BU with expert guidance for topical Operational Risk intelligence. **How will you make an impact in this role?** The ETS Control & Compliance, Process and Risk Reduction team is looking for a Risk and Control Manager who will be focused on ensuring control management is embedded in the day-to-day operations for the EP organization. It will involve extensive collaboration with multiple partners across numerous business units, functional areas and geographies. Including the Risk ID teams, application teams and business units. This role will be in place to be an expert in the processes and associated controls to identify opportunities to elevate controls, support root cause and thematic analysis and provide recommendations on enhancing the controls for a given domain. **The Risk and Control Manager will:** + Provide additional identification of risks throughout business processes and systems (along with business process owners) + Facilitate BUs in their risk assessments performance (e.g., Risk and Control Self Assessment (RCSA)) in addition to further assessments and testing / QA programs to ensure regulatory and internal standards are met (e.g., periodic RCSA reviews and update assessment criteria to align with regulatory updates) + Provide recommendations and to elevate controls where there is failure and identify themes across the controls where repeat Issues arise to work on the root cause vs individual minor controls that may not be solving the main, systemic problem. + Conduct control monitoring (supplemental to BU process owners testing) and compile key operational risk trends, activities, and events + Proactively help identify areas of high-risk for intervention (e.g., automated alerts generated for high-risk areas signal need for intervention and focus), including conducting independent quality assurance and vertical process testing + Compile thematic risk reporting (levels, trends, causes) to provide actionable insights to BU on current risk levels, emerging trends and root causes + Review categorization of controls and map against risks and processes (e.g., cross-BU process-control mapping) + Proactively help identify certain areas of high-risk for intervention (e.g., automated alerts generated for high-risk areas signal need for intervention and focus), including conducting independent quality assurance and vertical process testing + Advise BU with identification of risks and spotting areas where product changes or improved controls may be required within New Product Governance (NPG) + Support risk management practices within the business + Review risk dashboards and key risk indicators (KRIs) for ongoing monitoring + Review risk profiles and an updated risk register(s) + Support sharing insights, better practices, themes, etc. across the enterprise **Minimum Qualifications:** + 3 Years experience in operational risk management (e.g., within Risk and/or Internal Audit function) Understanding of critical operational risk management lifecycle activities + Strong project management, communication, and interpersonal skills + Experience in process governance, with an understanding of processes that align with policies, regulatory frameworks, and/or operational standards + Proficient analytical and problem-solving skills, with an ability to analyze data, identify trends, and evaluate risk scenarios effectively **Preferred Qualifications:** + Bachelor's Degree in Finance, Business, Risk Mgmt., or related field; advanced degrees (e.g., MBA, MSc) or certifications are advantageous + Experience in at least one of the following: + Providing identification of operational risks throughout business processes and systems + Facilitating risk assessment performance in addition to further assessments and testing programs to ensure regulatory and internal standards are met + Enhancing risk assessments and associated methodologies + Reviewing independent control monitoring, including identification of control improvements + Identifying areas of risk for intervention, including conducting independent quality assurance and process testing + Reviewing thematic risk reporting to provide actionable insights on risk levels, emerging trends and root causes + Experience in financial services industry **Qualifications** Salary Range: $123,000.00 to $215,250.00 annually bonus benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: + Competitive base salaries + Bonus incentives + 6% Company Match on retirement savings plan + Free financial coaching and financial well-being support + Comprehensive medical, dental, vision, life insurance, and disability benefits + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: *************************** Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. **Job:** Technology **Primary Location:** US-Arizona-Phoenix **Other Locations:** US-North Carolina-Charlotte, US-New York-New York, US-Florida-Sunrise **Schedule** Full-time **Req ID:** 25018069

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. **How will you make an impact in this role?** How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you're finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex. The incumbent will play a key role in representing Risk Management in U.S. Consumer new product development initiatives, in close partnership with functional teams across Credit and Fraud Risk (CFR). The incumbent will collaborate across all Credit and Fraud Risk (CFR) functions to create comprehensive and robust credit strategies for banking products. The incumbent will also work in collaboration with non-CFR teams, including Product Management, Corporate Development, Marketing, Finance, Compliance, GCO, Servicing, and Technologies in order to evaluate the impacts of new initiatives on business economics. This position requires strong analytical and communication skills, with an ability to interact with and influence colleagues and senior leaders in CFR and across the enterprise. **Responsibilities:** + Represent CFR in the U.S. Consumer New Product Development process; provide input and consulting to deal teams through the development lifecycle - evaluation, proposal, and launch + Review deal pipelines, perform risk due diligence on prospective partners and portfolios, and provide risk inputs into deal contracts + Perform benchmarking analyses using internal and external data to predict product performance metrics and behaviors - e.g., approval rate, spend, revolve, write-off + Develop end-to-end risk management strategies for new products, implement strategies, policies, and controls, and monitor and assess post-launch performance + Define risk management strategies for banking products; implement policies, processes, and controls; monitor and actively manage portfolio credit metrics. **Minimum Qualifications:** + Learning agility and rigor for using analysis to solve complex business problems + Deep understanding of card economics + Comfort and proven ability to drive results under tight timelines, often with limited information + Effective and succinct communication, adjusting style for channel and audience + Ability to build strong relationships in a cross-functional environment, interacting with and influencing business partners across CFR, Product Management, Corporate Development, Marketing, Compliance, GCO, and Technologies + Strong project management skills with ability to manage multiple competing priorities + Experience working with large datasets; knowledge of Lumi, Python, SQL, and/or other similar programming languages required **Preferred Qualifications:** + Expertise in credit risk management, consumer credit, and card/installment lending economics + Externally focused and aware of the latest technology and market trends in payment, credit trends, and credit behavior + Familiar and pays attention to external/industry development in the payments industry + Adaptability in a quickly changing environment + Advance degree in an analytical field is a plus **Qualifications** Salary Range: $89,250.00 to $150,250.00 annually bonus benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: + Competitive base salaries + Bonus incentives + 6% Company Match on retirement savings plan + Free financial coaching and financial well-being support + Comprehensive medical, dental, vision, life insurance, and disability benefits + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: *************************** Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. **Job:** Risk **Primary Location:** United States **Schedule** Full-time **Req ID:** 25019902

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity USAA is seeking an IT/Info Security Risk Management & Governance Executive who needs to have "hands-on" expertise in SSDLC - Second Line of Defense. This role sits within the Chief Risk Office for Technology. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: Charlotte, NC, San Antonio, TX, Tampa, FL with a preference for Charlotte. * Relocation assistance is available to Charlotte for this position * The successful candidate will serve as a key advisor responsible for recognizing and reporting Information Technology (IT) and Information Security (IS) strategic and aggregate risks across the business while advancing the Enterprise Risk Management function for aggregation, quantification, and qualification of risks. Sets direction for risk management programs within IT/IS and leads all aspects of the delivery of those programs across the line of business. Provide risk management and governance leadership, operational direction and operational oversight of Information Security, Business Continuity, Data Center Security, AI and Corporate Investigations domains and establish a best-in-class Risk Management framework for the Enterprise Security Group (ESG) to ensure comprehensive oversight and management of risks across the full risk taxonomy. Ensures risks align within appetite tolerances and strategic goals, product plans, forecasts, and adjusts to variances. Responsible for the aggregation and reporting of risks to senior leadership and effectively assessing and influencing business decisions and direction. Contributes to the long-term strategy of how risk systems should be adapted and integrated to maximize the ability to manage risk in an environment shaped by regulatory change and disruptive, emerging technologies. Ensures effective and appropriate policies, procedures, and controls are in place supporting all risk processes, systems, strategies, and implementations. Additional responsibilities include but are not limited to: * Establishes trust and rapport with senior business leaders across the enterprise to sustain oversight of the second line risk role. Actively engages line of business leaders to ensure all risks are appropriately addressed consistent with policy and the Risk Appetite. * Partners with senior risk executives in managing overall risk appetite to include the identification and definition of key methods, metrics, and limits. Influences and sets strategy for advancement of the risk management framework. * Partners across Risk Management, Finance, and the business while effectively challenging variances to plan and strategies to mitigate. Provides advice to other key business partners and drive key decisions assessing risk and reward through effective challenge. * Liaises with Compliance and CLO on legal & regulatory considerations that impact business operations and product offerings in accordance with federal and state regulations. Influences sound governance structure for oversight of risks and business operations and interacts & engages with all product & channel leaders on complex, multi-product processes and procedures while factoring in all legal & regulatory requirements. * Assists in interactions and briefs on domain of responsibility with regulators from the OCC, FED, FDIC, and CFPB as well as prepare Board and Senior Management level reports related to IT/IS risk. * Builds and oversees a team of employees (~5 direct reports / 20-30 team size to start) for assigned functional area through ongoing execution of recruiting, development, retention, coaching and support, performance management, and managerial activities. Minimum Education: * Bachelor's degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree. Minimum Experience: * 10+ years of risk management, regulatory or operations experience in a functional area such as insurance, banking, or financial services with 5+ years of this experience focused on Information Security, Business Continuity, Physical Security or Corporate Investigations. * 4+ years of people leadership experience in building, managing and/or developing high-performing teams. * Industry certification(s) in Information Security (e.g., CISSP, CISM) or Business Continuity (e.g., ABCP, CBCP) or Risk Management (e.g., CRISC) or Physical Security (e.g., CPP). * Demonstrated experience working with and applying Risk, Security or Audit frameworks (FFIEC, COBIT, COSO, ISO 27001/2, NIST 800-53, SSAE16). * Knowledge of applicable laws, rules, and regulations applicable to financial institutions. * Experience making data-driven decisions. * Experience working with external agencies and regulators. * Broad knowledge of information technology systems and general system development principles. What sets you apart: * 7+ years of risk management and regulatory experience in a functional area such as insurance, banking, or financial services (Large size organizations 20k+) * 10+ years experience focused on Information Security, Data, Risk Management, evaluating the design and development of software. * Experience with artificial intelligence (AI) and machine learning principles, including responsible AI use case evaluations and deployment. * 10+ years "hands-on" experience integrating security throughout the Secure Software Development Lifecycle (SSDLC), including component analysis, static and dynamic scanning (SAST/DAST), penetration testing, and comprehensive application security testing across build, deploy, and maintenance phases. * Proven ability to develop high-impact materials and deliver concise, insight-driven presentations to executive leadership, translating complex concepts into actionable recommendations that influence strategic decision-making. Compensation range: The salary range for this position is: $169,880.00 - $305,780.00. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Long Term Incentive Plan: Cash payment for Executive level roles only, representing a cash payment which is both time and performance based. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

JobID: 210687276 JobSchedule: Full time JobShift: Base Pay/Salary: Jersey City,NJ $185,250.00-$285,000.00; Brooklyn,NY $185,250.00-$285,000.00 Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Emerging Technology Operational Risk Director overseeing Applied Research Technology and Cybersecurity Operational Risk, you will focus on supporting Compliance, Conduct and Operational Risk (CCOR) in assessing Applied Research Technology and Cybersecurity Operational Risk. You will help build lightweight tools, data integrations, and automations that enable independent validation, evidence generation, and challenge first line of defense risk assessments. In addition, you will be responsible for directly supporting Applied Research risk reviews, while also enhancing broader operational risk processes such as risk identification, reporting, and risk data quality. You will bridge technical execution with risk oversight, strengthening regulatory credibility and ensuring scalable, data-driven assurance across the organization. You will be required to have strong software development skills, hands-on experience in data integration, and familiarity with AI/ML systems and pipelines, Agentic AI, ML Ops practices, and knowledge of cloud platforms. Job Responsibilities * Work with data, architecture, and other resources towards independent validation of controls in areas such as AI/ML, Quantum Technologies, Cloud Computing and Networking, Immersive Technology (AR/VR). * Collaborate with Risk, compliance, and audit teams to design, implement, and validate machine learning models supporting 2LOD reviews. * Develop and leverage tooling to generate audit-ready evidence packs, risk metrics, and trend dashboards, reducing manual effort and improving the timeliness of oversight reporting. * Analyze and interpret complex datasets to identify risk trends, control gaps, and emerging threats. * Deliver technical support for risk reviews in areas including AI, cloud resilience, machine identity, and post-quantum cryptography by automating data gathering and analysis. * Develop, test, and deploy AI-powered tools and agents to automate and enhance risk review processes. * Standardize and automate data integration for KRIs, loss events, and control testing; provide scalable solutions that strengthen operational risk management. * Build end-to-end machine learning pipelines, from data ingestion and preprocessing to model deployment and monitoring, leveraging ML Ops best practices for scalability and reliability. * Provide technical guidance on best practices for model development, validation, governance, and ML Ops. * Work closely with cross-functional teams, including IT, cyber operations, and business stakeholders. * Present findings, recommendations, and technical solutions to both technical and non-technical audiences. Required qualifications, capabilities and skills * Bachelor's or Master's degree in Computer Science, Data Science, Engineering, or related field. * 10+ years of experience in data science, machine learning, or AI development. * Strong software development skills, with proficiency in Python and SQL. * Hands-on experience in data integration and building scalable AI/ML systems and pipelines. * Experience with Agentic AI and ML Ops practices. * Experience with machine learning libraries (e.g., scikit-learn, TensorFlow, PyTorch). * Familiarity with cloud platforms (AWS, Azure, GCP). * Excellent problem-solving, analytical, and communication skills. Preferred qualifications, capabilities and skills * Experience in cyber operations, cybersecurity, or technical risk management.

Wilmington, Delaware, United States of America **Hours:** 40 **Pay Details:** $86,840 - $139,360 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Risk Management **Job Description:** **Department Overview:** Team provides a strong focus on governance, control, and risk management behaviors that align with TD's policies and practices. The Risk Manager I will lead or participate in the identification, development, and implementation of new initiatives, operating workflows, and operational efficiencies, potentially leading special project teams or cross-functional workgroups. Additionally, the Risk Manager I will assist in enhancing credit risk assessment capabilities to identify and maintain profitable business opportunities with both new and existing clients. This includes performing detailed analyses, interpreting information, and making recommendations to senior management on critical strategies, including non-standard and ad-hoc requests. This involves creating regular reports on results of implemented strategies, utilizing appropriate quantitative methods and management information systems (MIS), and making recommendations to increase efficiencies and revenue while managing credit risk. The Risk Manager I will work cross-functionally with teams outside of risk and collaborate with internal audit and external regulators to ensure that documentation for all work processes is complete and up-to-date. The Risk Manager I is expected to ensure sound credit control by proactively managing risks within the bank's guidelines and fostering effective communication with relevant teams and stakeholders. The Risk Manager I manages the creation, implementation and validation of various risk segmentation strategies including, but not limited to: adjudication, account management, exposure management, risk segmentation, and financial return optimization. This job provides critical information, interpretative, and detailed analysis, and deploys critical credit risk rational strategies that ensure the decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines. The Risk Manager I's primary accountability is providing a comprehensive and diverse range of risk management expertise. The Risk Manager I investigates, creates, implements and validates various risk segmentation strategies and policies using complex data, advanced analytical approach, and business intelligence tools. **Depth & Scope:** + Demonstrates governance, control and risk management behaviors in alignment with TD policies and practices + Leads/participates in the identification, development and implementation of new initiatives, operating workflow, additional services/applications or operational efficiencies including potentially leading special project teams or cross functional work groups + Assists with developing and enhancing credit risk assessment capabilities to identify and maintain good business opportunities with new and existing clients + Performs detailed analysis and interprets information to make recommendations to Senior Management on critical strategies including non-standard and ad-hoc requests as determined by management + Creates reports on the results of implemented strategies, using all appropriate quantitative methods and MIS, and makes recommendations to increase efficiencies and revenue while managing credit risk and produce those reports on a regular basis + Effectively works cross-functionally with teams outside of risk + Works with Internal Audit / External Regulators, to ensure that documentation for all work processes is complete and up-to-date + Ensures sound credit control by taking a pro-active approach to risk management within the risk guidelines of the Bank + Ensures the timely communication of issues that are relevant to the team and encourages a good working relationship with other internal and external groups **Education & Experience:** + Bachelor's degree required; Graduate degree preferred + 5+ years' experience required + Proficient PC skills including a strong competency in MS Excel and PowerPoint, and a variety of PC-based analytical and reporting software packages + Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS + Familiar with various analytical or reporting tools, such as SAS, R, Matlab Tableau, etc. + Strong analytical and problem solving skills are required to interpret data and draw conclusions + Experience in data modeling and risk management either from a business administration, statistical, mathematical, scientific or financial background + Excellent written and verbal communication skills + Experienced in developing and presenting recommendations to Senior Management **Preferred Qualification:** + Python experience + Financial services or banking industry experience + Risk Management regulatory requirement experience. + Knowledge of advanced statistical methods and data analysis techniques **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Occasional + Performing sedentary work - Frequent + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Frequent + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Occasional + Squatting - Occasional + Bending - Occasional + Kneeling - Occasional + Crawling - Never + Climbing - Never + Reaching overhead - Occasional + Reaching forward - Occasional + Pushing - Occasional + Pulling -Occasional + Twisting - Occasional + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Frequent The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.