Remote W2 Mortgage Underwriter (Salary and Benefits) (Veteran Only)
Remote residential mortgage manager job
Position Overview: The Mortgage Underwriter (Veterans Only) is responsible for evaluating and approving mortgage loan applications based on a thorough review of financial information and risk assessment. This role involves ensuring that loans meet all regulatory and company standards while providing exceptional service to veteran clients. The underwriter works under the supervision of a financial institution or mortgage company and focuses on serving the veteran community. This is a salaried position with benefits.
Key Responsibilities:
Loan Evaluation:
Review and analyze mortgage loan applications, including financial statements, credit reports, and property appraisals.
Assess the risk and creditworthiness of loan applicants based on company policies and regulatory guidelines.
Determine loan eligibility and approve or deny loan applications.
Compliance and Risk Assessment:
Ensure all loan applications comply with federal, state, and company regulations.
Identify and address any discrepancies, issues, or potential risks in loan applications.
Work with loan officers and processors to resolve issues and provide guidance on loan requirements.
Documentation and Reporting:
Maintain accurate and up-to-date records of loan applications, approvals, and denials.
Prepare and present reports on underwriting activities and loan performance to management.
Ensure all documentation is complete, accurate, and properly filed.
Veteran Community Engagement:
Act as a liaison between the financial institution and the veteran community.
Provide specialized underwriting services and advice tailored to the unique needs of veterans and their families.
Participate in events, seminars, and workshops aimed at educating veterans about mortgage options and financial planning.
Collaboration and Communication:
Collaborate with loan officers, processors, and other team members to facilitate a smooth loan approval process.
Communicate loan decisions and conditions clearly to loan officers and clients.
Provide feedback and recommendations to improve underwriting processes and policies.
Training and Development:
Stay informed about industry trends, regulations, and products through ongoing training and professional development.
Attend company meetings, training sessions, and seminars as required.
Qualifications:
Education: Bachelor's degree in finance, business, or a related field is preferred. High school diploma or equivalent is required.
Experience: Previous experience in mortgage underwriting, financial services, or a related field is preferred. Military experience is highly valued.
Skills:
Strong analytical and decision-making abilities.
Excellent attention to detail and organizational skills.
Proficiency in computer software and systems used in mortgage underwriting.
Effective communication and interpersonal skills.
Ability to work independently and manage time effectively.
Mortgage Underwriter
Remote residential mortgage manager job
Choice Mortgage Group is seeking a talented and experienced DE Mortgage Underwriter to join our growing team. We are a family-oriented organization that takes pride in the work environment we have built. You'll be responsible for ensuring FHA and Agency loan applications are underwritten with all required documents submitted correctly and that loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today!
Remote work is available.
Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, Fannie Mae, Freddie Mac and FHA/VA guidelines.
Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product.
Checks the accuracy of all calculations and data integrity. Completes all required underwriting worksheets and checklists
Underwriter must be available to processors and loan officers or any other team members for general Underwriter guideline interpretations and questions on specific loan files.
Responds to post-closing reviews and audits in a timely fashion.
10+ Years of mortgage underwriting experience required
Underwriting Manager
Remote residential mortgage manager job
EPM is growing, and we're seeking an experienced Underwriting Manager to lead and mentor a team of underwriters. In this role, you'll oversee daily operations, manage the underwriting pipeline, and ensure team performance aligns with company goals and service level agreements (SLAs). You'll guide complex loan files, maintain compliance with industry regulations and company policies, and provide performance coaching to your team. If you're an experienced leader with a passion for team development and high underwriting standards, apply today! Key Responsibilities
Lead and mentor a team of underwriters, providing training and support to enhance skills and ensure high performance.
Oversee daily operations to maximize productivity, improve efficiency, and meet underwriting turn times and SLAs.
Monitor team performance, provide feedback, and conduct regular performance reviews with measurable goals.
Ensure underwriting quality through consistent quality checks and compliance with regulatory and company guidelines.
Act as the escalation point for complex or high-risk loan files and support second-level loan reviews.
Manage team pipelines during absences, ensuring uninterrupted loan processing.
Maintain up-to-date knowledge of industry regulations and company policies to ensure all mortgage applications are underwritten in accordance with current standards.
Additional responsibilities related to business needs.
Qualifications & Skills
5+ years of mortgage underwriting experience required.
3+ years of management experience in mortgage operations required.
Wholesale underwriting experience required.
Proficiency with Encompass LOS required.
Knowledge of home loans and residential mortgages such as conventional, VA, FHA, USDA, Non-QM loans, and loan products.
DE/CHUMS and LAPP/SARS certifications required.
Knowledgeable in automated underwriting systems and Microsoft office.
Proven leadership skills, with the ability to mentor and motivate a team to meet goals and maintain high standards.
Excellent communication, decision-making, and problem-solving skills.
About EPM Founded at the height of the mortgage crisis in 2008, EPM has rapidly evolved into one of the leading mortgage lenders in the U.S. Our vision is clearto live in a world that everyone has the opportunity for the American Gift. We strive to offer top-tier financial services, exceptional communication, and unwavering assistance to our clients. Our goal is not only to facilitate homeownership but also to empower individuals and families through informed financial decisions, by closing one loan perfectly at a time. Headquartered in Atlanta, GA, EPM is licensed in 50 states and provides an array of lending resources such as Conventional, FHA, VA, 203K, Reverse, and USDA loans. Additionally, we are proud to be a trusted Seller/Servicer for Fannie Mae, Freddie Mac, and Ginnie Mae, ensuring that our clients have access to reliable and competitive financing options. EPM is an equal opportunity employer committed to creating an inclusive environment for all employees. We do not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected characteristic. Candidate Acknowledgment Statement By clicking "Apply for this Job," I acknowledge that I have reviewed, understand, and agree to the terms outlined in the linked EPM Legal Statement and Application Addendum.
Auto-ApplyTerritory Underwriting Manager
Remote residential mortgage manager job
Company Details
Berkley Industrial Comp provides best in class workers' compensation insurance solutions to high hazard industries. BIN's mission is to provide an unparalleled customer experience within the high hazard workers' compensation market. BIN achieves its mission by focusing on the following core values:
Integrity - character without compromise
Agility - flexible and collaborative
Expertise - knowledge and skill
Ingenuity - solution and future focused
We believe in embracing the collective power of people committed to doing right by one another, our stakeholders, and communities. Our core values rest at the heart of this collective effort.
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Responsibilities
We are looking for a Territory Underwriting Manager who thrives on a collaborative, relationship driven underwriting approach to join our team. The successful candidate will be responsible for contributing to achieving and exceeding the regions' profitability goals through proper risk selection and account management. This individual will collaborate with Business Development to create and foster agency relationships in the Assigned Territory. This job is a work from home position with significant over the road travel, up to 25% of the time. A willingness to meet and travel to agencies is key to this role.
Key functions include but are not limited to the following:
Underwrites all new business and renewal risks for designated geographic region
Manages a book of business between $15 - $20 million
Develops and maintains relationships with agencies within a key geographic region
Works to achieve/exceed planned accident year loss ratio, rate change, renewal retention and enforce premium goals
Documents, analyzes and offers decisions with appropriate detail within underwriting authority levels
Takes initiative to recommend potential improvements in underwriting principles, techniques or appetite
Complies with insurance filings and regulatory requirements
Supports the company's business development strategies through exceptional responsiveness and communication, agency visits, and point-of-sale presentations if/when necessary
Demonstrates a working knowledge of our appetite and accurately conveys message to the agency plant; monitors and manages agency hit ratio metrics, new business volume, and overall profitability
Utilizes Berkley Industrial's internal tools to track book performance, ensuring new business target production volume is met throughout the term
Establishes a knowledge base of agency needs, staff, target markets, and contracted insurers; documents agency visits
Performs agency evaluations and works with Business Development to create and ensure agency goals are being met
Qualifications
Bachelor's degree
CPCU, CIC, or AU designation preferred
Strong background in Microsoft Office, Word, Excel
5 or more years of workers compensation underwriting experience with a focus in higher hazard industries, such as construction and heavy manufacturing
3-5 years of marketing experience working with independent agents
Strong interpersonal, analytical, and negotiation skills
Exceptional communication skills both oral and written are essential
Self-motivated and results oriented
Strong managerial skills with the ability to work independently and as a team member
Capable of working with internal and external teams and partners
Superior customer service skills
Excellent vendor management skills
Ability to remain positive and calm in times of stress
Ability to successfully engage and manage an assortment of personalities, work and communication styles, and be a preferred business partner to our agency plant
Demonstrated ability to meet deadlines, determine priorities and adapt to changing priorities as needed
Additional Company Details We do not accept any unsolicited resumes from external recruiting agencies or firms.
The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role
Auto-ApplyRegional Underwriting Manager (Non-QM)
Remote residential mortgage manager job
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Non-QM Regional Underwriting Manager is responsible for supporting the underwriting department in their day-to-day requirements while ensuring service level agreements are being maintained. The Non-QM Regional Underwriting Manager provides solutions and assistance to loan level questions/escalations from the Underwriters, complex scenarios, and 2nd level mortgage reviews. Reporting directly to the VP of underwriting the Non-QM Regional Underwriting Manager will also assist in special projects as directed by management.
Job Responsibilities:
Provide individual Underwriter coaching, mentoring, and training on the expectations, processes, guidelines, system work (Encompass), etc., escalating questions as needed for clarification.
Serve as the primary point of contact for all questions, clarification, and instruction for Underwriters.
Ensure Underwriters understand, apply, and grow their knowledge base of guidelines, processes, and procedures at CCM.
Complete CTC reviews until Underwriters have earned lending authority.
Review the CR Lending Authority, ACES, Denial, Suspense, Failed, and 2nd Tier Review Pipeline reports daily.
Provide valid findings, training, and coaching issues weekly to the VP.
Complete at least 2 spot reviews per week on files not reviewed by another department/team (i.e. QC, CRUM, etc.).
Assist with the review of reports and findings regarding Underwriter quality as needed.
Manage the pipeline making sure loans for all areas are within SLA, and all loans placed in any external Underwriter status are for no more than 24 hours (for branch rebuttal, 72 hours).
Communicate all load balancing, designated underwriting assignments, and rush/priority reviews (VIP, Transition, etc.) to the Production Coordinators.
Assist with loan level production (underwriting, clearing conditions) based on staffing/volume needs.
Review and complete non-health/safety escrow holdbacks.
Review loan scenarios as needed/required.
Review post-closing/credit risk findings to identify and determine training needs.
Conduct new branch welcome calls and existing branch calls as needed (daily, weekly, monthly).
Report on Underwriter final bonus numbers; communicate to the VP.
Interview prospective Underwriters for hire.
Review and approve timecards and PTO requests.
Attend weekly meetings with the VP and Monthly National Underwriting department calls conducted by the SVP of Underwriting; hold bi-weekly team meetings with direct reports.
Qualifications and Skills:
Bachelor's Degree or equivalent combination of education/experience.
DE, SAR and LAPP certifications are required; experience with USDA is a plus.
5+ years of Mortgage Underwriting Experience (FHA, VA and Conventional) with agency guideline knowledge.
5+ years of underwriting supervisory experience.
Encompass LOS experience.
Knowledge of ATR/QM requirements.
Knowledge of compliance and disclosure requirements.
Excellent communication and organizational skills.
Proficient in Microsoft Office Suite (Word, Excel and Outlook).
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Annual Salary: 140,000.00 - 150,000.00
Bonus Eligible if applicable
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Auto-ApplyRemote Mortgage Underwriter (DE/VA both designations required)
Remote residential mortgage manager job
An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter to join its team. Please note both designations are required for consideration.
We're looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions.
Responsibilities
Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations
Analyze borrower financials, credit reports, and property appraisals to determine eligibility
Assess risk and provide thorough loan decisions with clear explanations and conditions
Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process
Stay up-to-date with industry trends, guidelines, and best practices
Qualifications
Active DE and VA underwriting certification required
Must have used DE and VA designation within the last 11 months
Minimum 5 years of residential mortgage underwriting experience
Proven history of longevity in prior roles (average tenure, no frequent job changes)
Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products
Experience with Encompass strongly preferred
Excellent analytical, organizational, and problem-solving skills
Strong communication skills and ability to collaborate effectively in a team environment
Compensation & Benefits
Salary: $85,000 - $105,000 per year
Exempt role (no paid overtime0
Discretionary bonus
Full benefits package including:
Medical, Dental, Vision, Life Insurance
401(k) with employer contribution
Paid vacation and sick time
Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients.
Thank you for your interest!
If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
Wholesale Underwriting Manager - Remote (West Coast)
Remote residential mortgage manager job
Description Position Overview:11 Mortgage recognizes the changing regulations that accompany the loan process and holds innovation and adaptability as critical characteristics for our Underwriters and Underwriting Managers. The Underwriting Manager is responsible for the management, training, and development of the underwriters. Ideal candidates for this position will be experienced in the underwriting process for Agency (FNMA/FHLMC), Jumbo Non-Conforming, Non-QM, and Government lending (FHA/VA), an excellent communicator, and highly experienced in team management and development. This person will be based on the West Coast and work PST time zone schedule. Essential Functions of the Role:
Oversee the wholesale underwriting process; develop and implement new procedures to increase quality and efficiency while maintaining a high level of customer service.
Train wholesale underwriters and operations staff on underwriting process as needed.
Collaborate with various department managers regarding underwriting concerns, trends, and for process improvements.
Ensure loans are underwritten to guidelines that are compliant with state and federal laws and regulations.
Establish and monitor performance metrics within the department, identifying deficiencies and addressing as needed.
Other duties as assigned.
Classification: Full Time, Exempt Essential Knowledge/Skills/Abilities:
Ability to delegate and motivate team members
Knowledge of regulatory requirements (FNMA, FHLMC, FHA/DE, etc.)
Strong communication skills
Excellent organizational skills
Ability to work across organizational boundaries
Highly detail-oriented
Strong decision making skills
Advanced problem solving capabilities
Strong critical thinking skills
Proven ability to prioritize and multi-task
Experience Requirements:
Minimum of five (5) years of mortgage underwriting experience required.
Prior management experience preferred.
Encompass and Desktop Underwriter experience preferred.
Education / Licensing Requirements:
High school diploma or equivalent required. Some college preferred.
Working Conditions:
Fast-paced environment.
Requires normal vision (corrected) both close and distant.
Requires normal hearing levels (corrected).
Requires working at a desk to use a phone and computer for extended periods of time.
Requires sitting, bending.
Works effectively with frequent interruptions.
Lifting requirements of 10 lbs. occasionally.
Minimal travel
Auto-ApplyMortgage Loan Processor
Remote residential mortgage manager job
About Us Capital Bank N.A. is headquartered in Maryland, and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey.
Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker.
Position Purpose
Capital Bank is looking for a Mortgage Loan Processor to join our team. The Mortgage Loan Processor works closely with loan originators to process mortgage loans in order to provide a seamless customer experience. The Mortgage Loan Processor's primary function is to ensure the timely and accurate submission of loans to Underwriting.
Position Responsibilities
Gathers and analyzes documentation and other information to take each loan application from once setup to closing
Contacts borrowers and referral sources as an introduction within 3 days (72 hours) of receipt
Reviews all income documentation to ensure that is accurate and supports the guidelines in place for a specific loan product
Reviews product guidelines to make sure that the loan fits and the necessary documentation is obtained, including:
Verify 2 years of continued employment - document any gaps
Review asset documentation
Review credit report
Review appraisal
Review title work
Review hazard insurance
Obtain payoffs on refinances by contacting current mortgage holder
Make sure all documentation is legible
Obtain all required certifications from agent - termite, well, septic, etc. and review upon receipt. Actions as needed.
Monitor daily closing schedule and make sure all loan are scheduled - if not scheduled notify Title Company, Agent and/or Loan Officer and schedule with closing department
Submit loan to underwriting in appropriate file order
Clear all Prior to Closing conditions. - Loans must be “clear to close” at least 48 hours prior to closing
Advise borrower of loan decision and any required conditions
Inputs proper loan information into Encompass so that data and supporting documentation are accurate.
Contacts borrowers to obtain additional documentation as necessary to meet loan guidelines
Follows Processing procedures as designated by Processing Manager
Must meet crucial deadlines such as financing contingencies and closing dates
Works with the MLO and/or LOA regarding missing/requested items
Updates conversation logs in Encompass
Minimum Education & Experience
3-5 years experience in a loan processing role with experience handling loans from start to finish.
Recent experience in the mortgage industry as an assistant, loan processor or loan officer is preferred.
Experience communicating with borrowers regarding lending requirements.
Experience processing conventional, FHA and VA loans.
Experience with Encompass software is required.
Preferred Skills & Qualifications
Strong background in calculating income is preferred.
Proficient in Microsoft Office Suite including Word, Excel, PowerPoint and Outlook.
Excellent verbal and written communication skills.
Proven customer service ability is required.
Must have knowledge of lending terminology and the ability to effectively communicate to borrowers.
Knowledge of underwriting would be helpful.
Independent worker that can produce results
Ability to take initiative
Ability to work in a fast-paced environment and deliver accurate results.
Compensation:
Base Salary Range: $25.51 - $35.71 per hour. Final determination of where you are at in the salary range is based on numerous factors such as relevant experience, skill set, education, geographic location, and ability to meet qualifications within the job description.
Working Arrangements
100% remote role
We're currently hiring only within our core locations, which include Maryland (MD), District of Columbia (DC), Virginia (VA), Pennsylvania (PA), Delaware (DE), Indiana (IN), Illinois (IL), South Carolina (SC), Florida (FL), and North Carolina (NC).
Why Join Us?
Join a growing company with a culture that fosters an entrepreneurial spirit
Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more!
Company Contributions to your 401k - Regardless of your contribution
Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more!
Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunities
Supporting Businesses. Helping People. Strengthening Communities.
Capital Bank, N.A. is an Affirmative Action, E-Verify, & Equal Opportunity Employer.
Mortgage Origination Manager
Residential mortgage manager job in Columbus, OH
Title: Mortgage Origination Manager
Reports to: Chief Sales Officer
Supervises: Mortgage Loan Originators
Status: Exempt
Objective
The Mortgage Originations Manager leads our inside and outside sales mortgage originations team, coaching, developing and holding associates accountable. Through this they ensure an excellent experience for borrowers, quality loan originations, adherence to compliance requirements/service level agreements and identify additional ways to help members.
In addition, this key leader will also drive business growth through monitoring market and industry trends to identify long-term strategy development, recruiting and building an outside sales team, developing the team to cultivate COI relationships as well as partnering with operations on new product development, partnering with marketing to promote events and new products, and identifying and implementing new processes/procedures to improve efficiency and overall member experience.
Duties and Responsibilities
Manages mortgage origination team, which includes recruiting, training, developing, and coaching
Motivates and lead the team to achieve service standards and sales production goals
Leads department and team meetings
Addresses internal borrower questions, inquiries, and complaints
Manages, monitors, and measures department processes and procedures to maximize efficiency while supporting the credit union's financial goals and the borrower's best interest
Develops and implements strategies to improve service and quality of work
Develops relationships with industry professionals to grow and maintain a referral network
Coaches the mortgage origination team to grow and maintain their own relationships
Leverages resources to monitor the performance of the mortgage origination team, identifies patterns and trends causing issues, and work towards business solutions.
Recommends new and more efficient processes to improve turn times and quality of work
Acts as a liaison between the sales team and the operations team developing strong relationships with mortgage operations and processing associates to collectively deliver a great experience to members and achieve overall goals
Acts as a marketing lead for the origination team
Filters requests from individual Mortgage Loan Officers, submit project requests, and consult on marketing strategies
Holds responsibility for the mortgage origination team's product knowledge and continued education
Supports and participates in department and credit union projects and initiatives
Communicates with Senior Management on business needs and issues
Develops an understanding of credit union history, philosophy, organization, policies, and operational procedures
Performs all duties in a manner that is fully compliant with applicable industry regulations as well as KEMBA policy and procedures
On a self-directed basis, continues to improve individual level of competency through training and certification on established educational programs
Relates to others beyond giving and receiving instructions:
Works well with partners and peers
Performs work activities requiring negotiating, instructing, supervising, persuading, or speaking with others
Responds appropriately to feedback
Performs other duties as assigned
Required Qualifications
5+ years of experience in mortgage origination
2+ years of experience as a Sales Manager within the financial industry
A Bachelor s degree or equivalent work experience is preferred
Strong knowledge of mortgage products, services, and regulatory requirements.
Excellent leadership, communication, and interpersonal skills.
Ability to successfully manage and coach a team across remote and in-person settings
Ability to work effectively in a fast-paced, dynamic environment.
Strong written and verbal communication skills
Physical Demands
The physical demands listed below represent those necessary to perform the essential functions of this role. Reasonable accommodation may be provided to enable individuals with disabilities to perform these functions.
The employee is regularly required to sit, use their hands, reach with their arms, and communicate verbally and orally. Occasional standing, walking, and lifting of objects up to 25 pounds are required. Vision requirements include close, distance vision, and focus adjustment.
#LDRKMB
TE Mortgage Compliance Underwriter II
Remote residential mortgage manager job
It's fun to work in a company where people truly BELIEVE in what they're doing!
We're committed to bringing passion and customer focus to the business.
The Compliance Underwriter is responsible for performing compliance reviews within the TRID 3.0 and TRID 1.0 scopes to ensure federal and state regulatory requirement and guidelines are met. Responsible for compliance underwriting, due diligence, portfolio analysis, and compliance review projects.
This position is classified as a Transactional Employee (TE). Transactional Employees are assigned to work on an “as needed” or project basis. The variable nature of the transactional role cannot guarantee a 40-hour work week. Transactional employees are typically designated to work on a deal or a particular client assignment. At times, work may be reduced, and there may be occasional periods of no work. Efforts will be made to assign work, but work is entirely dependent on client needs.
Essential Functions
Review and capturing loan data from mortgage documents including but not limited to Mortgage, Note, Right of Rescission, Loan Estimate, Closing Disclosure, Good Faith Estimate, 1003, appraisal, etc.
Review Hud-1, Closing Disclosures, Loan Estimates, TIL and other mortgage disclosures for completeness and accuracy
Analyzing and capturing settlement fees for state and federal testing
Identifying potential problems within the underwriting administrative process and identifying compliance irregularities within the loan file
Manage individual workflow to ensure daily volume and quality goals are met
Evaluating the disclosure process including but not limited to the delivery, timing, required verbiage, execution and completeness of all State and Federal documentation.
Education
HS Diploma/GED
Associate/Technical Degree Preferred
Experience
1+ years in any area of the residential mortgage industry with familiarity of mortgage origination documents
1 year experience in mortgages required
1+ year of compliance reviews preferred.
Essential Knowledge, Skills & Abilities
Proficient in reviewing TRID loans originated Post 10/3/2015, with the approved 1.0 Scope and/or 3.0 Scope
Preferred knowledge of TRID Documents
Strong commitment to customer service and satisfaction;
Excellent time management skills;
Excellent verbal and written communication skills;
Ability to work in a fast-paced, metrics driven environment.
Strong analytical and problem-solving skills.
Ability to prioritize multiple objectives to meet client deadlines and department goals.
Proficient knowledge of Microsoft Office Suite, including Word, Excel, and PowerPoint.
Commitment and ability to cultivate a diverse and inclusive work environment.
Compensation and Benefits
Covius offers an extensive benefits package for all employees, including medical, dental, vision and 401k!
Compensation: $24.00 to $31.00 / hour
Application Guidelines:
For best consideration, please submit your resume and application materials as soon as possible. Review of applications will begin immediately.
Working Conditions
Work is performed in a climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon the office or meeting location.
Physical Demands and Activities
While performing the duties of this job, the employee is frequently required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to move about the office, operate a computer and other office machinery, such as calculator, copy machine, and computer printer; occasionally position self to maintain files; occasionally moves boxes weighing up to 10 lbs. Close and distance observation required with ability to observe objects at close range in presence of glare or bright lighting (e.g., computer screen). Must possess the ability to communicate information and ideas so others will understand and have the ability to interact with external and internal stakeholders.
Covius is committed to equal opportunity in all employment practices to all qualified applicants and employees without regard to race, color, religion, gender, gender identity, age, national origin, pregnancy, disability, genetics, marital status, military or veteran status or any other protected category as established by local, state, and federal law. This policy applies to all aspects of the employment relationship including recruitment and hiring, placement, promotion, transfer, compensation, disciplinary action, layoff, leaves of absence, training, and termination. All such employment decisions will be made without unlawful discrimination based on any prohibited basis.
The essential functions, working conditions and physical demands described above are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.
Please note that all s are not intended to be all-inclusive. This job description is not designed to cover all activities, duties or responsibilities that are required of the employee for this job. Employees may be required to perform other duties at any time with or without notice to meet the ongoing needs of the organization.
If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!
Auto-ApplyMortgage Underwriter
Residential mortgage manager job in Columbus, OH
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Moorpark, CA
Pasadena, CA
Essential Duties:
- Decisions full range of mortgage loans, preferably including FHA loans.
- Review all mortgage applications and documentation for accuracy and completeness.
- Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues.
- Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials.
- Approve or deny mortgages on a timely basis.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Bachelor's degree or equivalent work experience.
- 3+ years of mortgage underwriting experience required.
- Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act.
- Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful.
Skills and Job-Specific Competencies:
- Solid knowledge of mortgage underwriting and basic automated underwriting systems.
- Proficiency with basic automated underwriting systems.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141866
### Place of Work
On-site
### Requisition ID
141866
### Application Email
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Easy ApplyManager Underwriting
Remote residential mortgage manager job
Providence Health Plan caregivers are not simply valued - they're invaluable. Join our team in and thrive in our culture of patient-focused, whole-person care built on understanding, commitment, and mutual respect. Your voice matters here, because we know that to inspire and retain the best people, we must empower them.
In support of Plan Association Health Plan & Small Group revenue, profitability and membership goals, the Manager, Underwriting of Association Health Plans and Small Group performs all duties in a manner which promotes the development of Underwriters reporting to this role, maximizing underwriting team dynamic and reflecting the Mission and values of the Plan. The Manager, Underwriting of Association Health Plans & Small Group collaborates with key leaders, consulting on technical underwriting and detailed, complex concepts and implementations while engaging the technical expertise of Underwriters, Actuaries and other Business partners both internal and external to the Plan. Oversees underwriting risk, analysis, pricing models, process and procedures for our Association Health Plans and Small Group commercial fully insured line of business. Maintains a high degree of efficiency and accuracy in all areas of responsibility. Assures that both internal and external service standards are tracked, and that there is effective team management of Service Level Agreements (SLAs). Facilitates a smooth integration with other functional areas within the Plan.
_Providence Health Plan welcomes 100% remote work for applicants who reside in the following states:_
+ Washington
+ Oregon
+ California
Required Qualifications:
+ Bachelor's Degree Finance, Mathematics, or related field or an equivalent combination of education and experience
+ 5 years Management experience in underwriting.
+ 5 years Experienced in developing processes, guidelines, procedures and policies in collaboration with other impacted areas.
+ 5 years Extensive Underwriting and consulting experience in large group (including self-funded and other funding arrangements and association business) and Medicare product lines.
Salary Range by Location:
California: Humboldt: Min: $50.32, Max: $79.45
California: All Northern California - Except Humboldt: Min: $56.46, Max: $89.13
California: All Southern California - Except Bakersfield: Min: $50.32, Max: $79.45
California: Bakersfield: Min: $48.27, Max: $76.22
Oregon: Non-Portland Service Area: Min: $45.00, Max: $71.05
Oregon: Portland Service Area: Min: $48.27, Max: $76.22
Washington: Western - Except Tukwila: Min: $50.32, Max: $79.45
Washington: Southwest - Olympia, Centralia & Below: Min: $48.27, Max: $76.22
Washington: Tukwila: Min: $50.32, Max: $79.45
Washington: Eastern: Min: $42.96, Max: $67.82
Washington: Southeastern: Min: $45.00, Max: $71.05
Why Join Providence Health Plan?
Our best-in-class benefits are uniquely designed to support you and your family in staying well, growing professionally, and achieving financial security. We take care of you, so you can focus on delivering our Mission of caring for everyone, especially the most vulnerable in our communities.
Accepting a new position at another facility that is part of the Providence family of organizations may change your current benefits. Changes in benefits, including paid time-off, happen for various reasons. These reasons can include changes of Legal Employer, FTE, Union, location, time-off plan policies, availability of health and welfare benefit plan offerings, and other various reasons.
About Providence
At Providence, our strength lies in Our Promise of "Know me, care for me, ease my way." Working at our family of organizations means that regardless of your role, we'll walk alongside you in your career, supporting you so you can support others. We provide best-in-class benefits and we foster an inclusive workplace where diversity is valued, and everyone is essential, heard and respected. Together, our 120,000 caregivers (all employees) serve in over 50 hospitals, over 1,000 clinics and a full range of health and social services across Alaska, California, Montana, New Mexico, Oregon, Texas and Washington. As a comprehensive health care organization, we are serving more people, advancing best practices and continuing our more than 100-year tradition of serving the poor and vulnerable.
Posted are the minimum and the maximum wage rates on the wage range for this position. The successful candidate's placement on the wage range for this position will be determined based upon relevant job experience and other applicable factors. These amounts are the base pay range; additional compensation may be available for this role, such as shift differentials, standby/on-call, overtime, premiums, extra shift incentives, or bonus opportunities.
Providence offers a comprehensive benefits package including a retirement 401(k) Savings Plan with employer matching, health care benefits (medical, dental, vision), life insurance, disability insurance, time off benefits (paid parental leave, vacations, holidays, health issues), voluntary benefits, well-being resources and much more. Learn more at providence.jobs/benefits.
Applicants in the Unincorporated County of Los Angeles: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Unincorporated Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.
Requsition ID: 402389
Company: Providence Jobs
Job Category: Underwriting
Job Function: Finance
Job Schedule: Full time
Job Shift: Day
Career Track: Leadership
Department: 5018 SALES UNDERWRITING OR REGION
Address: OR Portland 4400 NE Halsey St
Work Location: Providence Health Plaza (HR) Bldg 1-Portland
Workplace Type: Remote
Pay Range: $see posting - $see posting
The amounts listed are the base pay range; additional compensation may be available for this role, such as shift differentials, standby/on-call, overtime, premiums, extra shift incentives, or bonus opportunities.
Auto-ApplyMortgage Underwriter - Remote
Remote residential mortgage manager job
Make an immediate impact protecting borrowers and clients by ensuring airtight compliance across TRID 3.0 and TRID 1.0. You'll apply deep mortgage‑compliance expertise to underwriting reviews, due diligence, portfolio analyses, and special compliance projects-helping us meet federal and state regulatory requirements with precision.
Classification: Transactional Employee (TE) - work is assigned on an "as needed"/project basis and may vary week to week depending on client needs. Hours are not guaranteed; there can be periods with reduced or no work.
What you'll do
+ Perform compliance reviews within TRID 3.0 and TRID 1.0 scopes to verify adherence to federal and state regulatory requirements and internal guidelines.
+ Review and capture loan data from mortgage documents (e.g., Mortgage, Note, Right of Rescission, Loan Estimate, Closing Disclosure, Good Faith Estimate, 1003, appraisal), ensuring completeness and accuracy.
+ Analyze HUD‑1, Closing Disclosures, Loan Estimates, TIL, and other mortgage disclosures for compliance accuracy and timing requirements.
+ Capture and validate settlement fees for state and federal testing; identify irregularities within the underwriting administrative process and loan file.
+ Evaluate the disclosure process end‑to‑end (delivery, timing, required verbiage, execution, completeness) across all applicable State and Federal documentation.
+ Manage your individual workflow to meet daily volume and quality goals with strong attention to detail.
What you'll bring
Education
+ HS Diploma/GED required; Associate/Technical degree preferred.
Experience
+ 3+ years relevant mortgage‑industry experience, including securitization.
+ 3+ years recent frontline underwriting (manual and automated) across Conventional, FHA, and/or VA.
+ Proven experience with A‑Paper, B/C‑Paper, Conforming and Non‑Conforming, Sub‑Prime, and QM / Non‑QM residential products.
Skills
+ Expert knowledge of TRID and mortgage disclosures, documentation standards, timing & delivery requirements.
+ Strong analytical skills for fee testing and exception identification; ability to interpret complex regulatory guidance.
+ High accuracy in data capture; disciplined workflow management to hit volume and quality targets.
+ Clear, professional communication and collaborative problem‑solving.
Experience Level: Intermediate
#priorityeast25
Job Type & Location
This is a Permanent position based out of Raleigh, NC.
Pay and Benefits
The pay range for this position is $49920.00 - $64480.00/yr.
gathering details on benefits
Workplace Type
This is a fully remote position.
Application Deadline
This position is anticipated to close on Jan 5, 2026.
h4>About TEKsystems:
We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.
The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
About TEKsystems and TEKsystems Global Services
We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.
The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
Conventional Mortgage Underwriter (Remote)
Remote residential mortgage manager job
Specializing in third party underwriting, quality control and forensic examination of all mortgage and securitization loan, portfolio and contract audits, including operational risk and quality control policy development. Agency (FNMA/FHLMC/FHA/VA), legal, foreclosure and repurchase defense reporting and expert witness testimony. Expert experience in Mortgage Backed Securities agreements and Seller/Purchaser reps and warrants contracts; Underwriting guideline gap analysis; Valuation and historic appraisal forensic fraud investigation and support.
Job Description
Remote Conventional Mortgage Underwriter
If you are a Remote Conventional Mortgage Underwriter with experience, please read on!
Top Reasons to Work with Us
We are a retailer seeking all Remote Mortgage Underwriters. We're here to keep the dream of home ownership alive. Currently, we are seeking long-term underwriters to stay with us for the next decade to come. With exponential benefits, a culture that fits the kindest and hardest working, your contribution will be valued within our firm. There is opportunity to grow and since we're middle-sized, your growth will start immediately.
What You Will Be Doing
- Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines.
- Perform a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable.
- Apply and interpret company underwriting guidelines and makes sound credit decision.
- Complete credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information.
- Identify risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies.
- Review and evaluate credit information on mortgage loan documents to determine acceptability for specific loan programs.
- Determine any conditions, stipulations or pre-funding requirements.
- Maintain ongoing knowledge of investor guidelines, updates and trends as applicable to underwriting position.
- Complete second signature underwriting review on loan files underwritten by junior underwriters and within designated authority as needed.
- Possess excellent computer skills and working knowledge of Microsoft Office products.
What You Need for this Position
- 4+ years of Conventional mortgage underwriting experience.
- DU and LP experience required
- FHA DE/ Direct Endorsement designation are a plus
- VA SAR designation experience preferred but not required
- Experience with Encompass preferred
So, if you are a Remote Conventional Mortgage Underwriter with experience, please apply today!
-
Applicants must be authorized to work in the U.S.
Qualifications
What You Need for this Position
- 4+ years of Conventional mortgage underwriting experience.
- DU and LP experience required
- FHA DE/ Direct Endorsement designation are a plus
- VA SAR designation experience preferred but not required
- Experience with Encompass preferred
So, if you are a Remote Conventional Mortgage Underwriter with experience, please apply today!
-
Applicants must be authorized to work in the U.S.
Additional Information
Applicants must be authorized to work in the U.S.
All your information will be kept confidential according to EEO guidelines.
Mortgage Loan Processor - REMOTE
Remote residential mortgage manager job
Description AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence. Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they're celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers. At AmeriSave, we're one team with one shared dream - to be the best. Let's redefine excellence together! What we're looking for: AmeriSave is currently hiring Loan Processors to join our winning team. We offer advanced technology and support roles that enable our processors to easily manage larger pipelines and earn lucrative bonuses that are paid out every pay period. The ideal candidate has superb customer service skills, is well versed in general mortgage knowledge and guidelines, and loves working in a fast-paced environment. Candidates must be detail oriented with strong written and verbal communication skills.
This is a remote opportunity to work from home. Schedules are Tuesday - Saturday or Sunday - Thursday. Hours are 9am - 6pm EST or 11am - 8pm EST. Remote work applicants may not work from the following states: California
What You'll Do:
Responsible for a pipeline of 40-50 loans per month, both refinances and home equity loans
Review loan application package for completeness and accuracy, reconcile application against system input
Responsible for gathering required documentation from customer and third parties in support of the loan approval decision
Responsible for prompt, professional communication to customers, loan officers & underwriters
Responsible for calculating and analyzing income, assets and liabilities
Utilization of AUSSIE and company procedures
Establish an ongoing relationship by delivering best-in-class customer service
What You'll Need:
Minimum of 2 years recent mortgage loan experience
Must be self-directed, motivated, and comfortable working in an extremely fast paced environment
Must be proficient in Microsoft Office, DU, LP, CRM
Exceptional problem-solving and customer service skills
Detail-oriented and demonstrate excellent decision making skills
Excellent communication skills
**Please note that the compensation information that follows is a good faith estimate for this position only and is provided pursuant to the Colorado Equal Pay for Equal Work Act and Equal Pay Transparency Rules. It is estimated based on what a successful Colorado applicant might be paid. It assumes that the successful candidate will be in Colorado or perform the position from Colorado. Similar positions located outside of Colorado will not necessarily receive the same compensation. ** Compensation
The hourly rate for this position is $19 per hour, against commission based on individual performance. Target annual compensation for this position is $60,000 to $120,000.
Benefits: · 401(k) · Dental insurance · Disability insurance · Employee discounts · Health insurance · Life insurance · Paid time off · 12 paid holidays per year · Paid training · Referral program · Vision insurance Supplemental pay types: · Bonus · Referral bonuses AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
California Consumer Privacy Act Disclosure Acknowledgment
Employment Applicants, New Hires, and Employees Residing in California
AmeriSave Mortgage Corporation's Privacy Policy Statement (“Policy”) can be reviewed here: ******************************** AmeriSave Mortgage Corporation's California Consumer Privacy Act (“CCPA”) Recruitment Disclosure can be reviewed here: ****************************************************** When AmeriSave's Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.
Auto-ApplyMortgage Underwriter I - REMOTE
Remote residential mortgage manager job
Who is Quorum
At Quorum Federal Credit Union, we are a cutting-edge credit union that operates as a technology company, delivering innovative financial solutions to our members. As a remote organization, we thrive on collaboration and recognize outstanding performance. We are the ideal workplace for self-motivated individuals who are committed to organizational success and eager to join a dynamic team of professionals. We stand out as a best-in-class employer, offering a unique and supportive work environment that fosters personal and professional growth. Our culture is built on valuing teamwork, recognizing achievements, and providing the tools and resources needed to excel. If you are looking for a place where you can make a meaningful impact, enjoy a flexible and fulfilling work experience, and be part of a forward-thinking team, Quorum Federal Credit Union is the perfect fit for you.
Summary
We strive for innovation and new ways to solve complex problems to deliver on our promise in creating Banking That's Good. For You. As a Mortgage Underwriter I you will be responsible for independent analysis of moderately complex residential mortgage applications and making sound credit decisions in accordance with investor, agency, and company guidelines. This position supports high application volumes and must consistently achieve production levels, turn times and accuracy expectations. Additionally, this role demonstrates adaptability, embraces new technologies, and contributes to the continual improvement of the underwriting process.
Key Job Responsibilities and Accountabilities
Complexity: Analyze and independently underwrite moderately complex mortgage products and scenarios, within level of authority. Loan products will evolve over time with our strategic direction, market demand, and alignment with investor and regulatory demands. Loan scenario complexity includes but is not limited to large loan balance, layering risk, varying income sources, multiple income streams, and loan exceptions.
Compliance: Underwrite all mortgage loan files in compliance with secondary market guidelines, specific product guidelines, credit union policies and procedures, and banking/Credit Union regulatory requirements.
Risk Assessment: Exercise sound, common-sense judgment when evaluating overall loan risk and determining loan eligibility ensuring decisions align with company risk tolerance and lending policies.
Production and Turn Times: Achieve required daily production levels and established turn times. Production expectations will increase over time with product/process streamlining and automation.
Accuracy: Review and validate standard documentation such as income, asset, credit, and collateral. Maintain exceptional accuracy and consistency in all underwriting functions, ensuring that system data and calculations (e.g., DTI, LTV, rate, and other loan metrics) are accurately updated and aligned with documentation, with minimal to no errors
Technology Utilization: Utilize provided automation solutions to ensure efficiency and operational controls. Automation may include but is not limited to Automated Underwriting System (AUS), income calculation, and more. Adopt new automation tools, systems, and process changes as implemented.
Loan Stages: Must perform underwriting functions in all stages of the application, including but not limited to initial underwriting decision, reviewing and approving conditions, and completing the final underwriting decision.
Pipeline Management: Manage daily pipelines efficiently by prioritizing tasks and communicating proactively with processors and loan officers. This will include managing loans from multiple lending channels including retail, wholesale and correspondent, as well as managing loans in various stages of the application process.
Escalation: Identify and escalate higher-risk or exception files to senior underwriting staff as appropriate.
Continuous Learning: Stay current with underwriting guidelines and technology and attend training sessions to build product and regulatory knowledge.
Collaboration: Exhibit a positive and collaborative team attitude, assisting peers and contributing to a supportive work environment. Maintains a positive work atmosphere by communicating in a manner consistent with professional standards to work effectively with members, co-workers, management, partners and vendors.
Other Duties: Performs additional duties as required.
Scope
The Mortgage Underwriter I works under minimal supervision exercising independent judgment. This person must be action oriented, self-motivated and creative while being highly functional
Job Requirements, Competencies, and Skills
Bachelor's degree in finance, business administration or other related degree preferred.
Minimum of two to six years of related experience at a credit union, bank or other financial institution.
Excellent problem-solving, organizational, analytical, verbal and written communication skills.
Strong decision making and time management skills with the ability to manage multiple projects/duties.
Results driven, service oriented, self-motivated and able to work independently.
Detailed knowledge of secondary market guidelines. Some knowledge of regulatory guidelines and issues.
Complies with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.
Trustworthy with the ability to maintain highest level of integrity and trust.
Proficiency in Microsoft Office, specifically Word, Excel and PowerPoint. Related experience with Encompass loan origination systems.
.Environmental / Physical / Mental Requirements
The Mortgage Underwriter I performs a major portion of his/her duties through verbal and written communications. It is critical that he / she possess the ability to communicate with clarity, while understanding and explaining complex situations to team members and outside contacts. Accuracy is essential and he / she must possess the ability to proof read documentation and correspondence to insure free of errors and fraud. The person will spend a good portion of the day seated at a workstation, but may also be mobile throughout the credit union for purposes of meetings, working with others, etc.
Stable internet connection with speeds high enough for video conferencing and screen sharing
Smartphone with current iOS/Android OS
Prolonged periods sitting at a workstation and working on a computer
Ability to communicate with coworkers and customers via email, chat, teleconference, and/or phone
Compliance/legal requirements
Quorum is an Equal Employment Opportunity employer. Qualified applicants will be considered for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, marital status, protected veteran status, or disability status.â¯
Quorum will make reasonable accommodations in compliance with the Americans with Disabilities Act of 1990. Reasonable accommodations are available upon request for applicants and/or employees with qualifying disabilities throughout the application and employment process.
Qualified Applicants with arrest or conviction records will be considered for employment in accordance with all applicable federal, state, city and local laws, rules, and regulations.
This in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employee(s) will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. The company reserves the sole right and discretion to make changes to this job description.
Each employee is required to uphold the Credit Union's compliance with all policies, procedures, and required regulations including the Bank Secrecy Act and our Anti-Money Laundering policy.
This document does not create an employment contract, implied or otherwise, other than an "at-will" relationship.
**PLEASE NOTE**
We are not able to consider candidates for this role who reside in Montana, Nebraska, Rhode Island, or Puerto Rico
Quorum's opportunities are based in the US and US work authorization is required. We are not able to support current or future sponsorship.
Salary Range: $31.25 - $36.06 per hour. Individual salary will vary based on skills and experience. Discretionary incentive compensation may be available based on company and individual performance.
Benefits: Medical, Vision, Dental, Retirement Benefits, and Paid Time Off (PTO)
#LI-Remote
Senior Mortgage Underwriter
Residential mortgage manager job in Columbus, OH
The Senior Mortgage Banker is responsible for underwriting residential and equity lines/loans ensuring compliance with appropriate company and secondary market investor standards, including Fannie / Freddie and additional investors (Wells, FHLB, BofA, etc.), ensuring loan requests meet program and product specifications, suggesting counteroffers to a different precut and / or program when appropriate, and communicating decision (approval, suspense, denial) to appropriate individuals and issuing proper documentation.
Essential Functions
* Underwriting residential and equity lines/loans ensuring compliance with appropriate company and secondary market investor standards, including Fannie / Freddie and additional investors (Wells, FHLB, BofA, etc.)
* Underwrite Jumbo Loans
* Underwrite government loans including FHA / VA / RD / and CRA programs
* Examine loan documentation for accuracy and completeness
* Follow the provisions of the Gramm-Bliley Act and the Bank's privacy policy; maintaining a high level of confidentiality
* Make timely and accurate decisions while thriving in a fast paced environment
* Ensure appropriate pricing
* Check accuracy of all calculations
* Underwrite and decision equity loans
* Underwrite and decision purchase and refinance loans
* Determine decision on pre-approval applications
* Determine decision on modification requests
* Communicate decision on loans to appropriate parties
* Confirm adverse decisions
* Partner with Mortgage Bankers
* Identify and resolve loan issues
* Recommend improvements to procedures
* Maximize use of loan origination system
* Evaluate the entire credit package and collateral for residential mortgage loans
* Ensure an "investment" quality loan product
Additional Essential Functions
* Ensure compliance with Northwest's policies and procedures, and Federal/State regulations
* Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency
* Work as part of a team
* Work with on-site equipment
Additional Responsibilities
* Perform related duties as directed by manager
Safety and Health for those without supervisory duties
* Abide by the rules of the safety and loss prevention program
* Perform work tasks in a safe manner
* Report any and all injuries to supervisor
* Know what to do in case of an emergency
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education
Associate's Degree
Work Experience
5 - 6 years mortgage experience
5 - 6 years experience underwriting loans and management experience
General Employee Knowledge, Skills, and Abilities
* Ability to establish effective working relationships among team members and participate in solving problems and making decisions
* Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written
* Ability to actively listen to what others are saying to achieve understanding, sharing information with others and facilitating the open exchange of ideas and information
* Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems for monitoring own work progress, and effectively use resources such as time and information
* Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas
Additional Knowledge, Skills and Abilities
Knowledge of RESPA 2010, MDIA, Dodd Frank, HVCC regulations, Freddie / Fannie lending guidelines, and automated underwriting and guidelines
Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
Auto-ApplyMortgage Loan Processor III
Remote residential mortgage manager job
WHAT IS THE OPPORTUNITY? The Mortgage Loan Processor III is responsible for processing home equity line of credit's, purchase, and refinance transactions. They will examine and evaluate approval of client applications and will be responsible for ensuring loans close in a timely basis. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
WHAT WILL YOU DO?
* Review loan approvals to determine what documents are required to move to closing.
* Communicate and respond to internal customers within 2 hours.
* Utilize pipeline reports to effectively manage and prioritize daily workflow.
* Ensure all loans are reviewed at least every 3 days.
* Effectively manage an individual pipeline of 30-50 loans.
* Maintains current knowledge of CNB guidelines and loan programs.
* Meet and exceed monthly funding goals as set forth by management.
* Other duties as/or assigned by management.
WHAT DO YOU NEED TO SUCCEED?
*Required Qualifications**
* H.S. Diploma
* Minimum 3 years recent mortgage experience.
* Minimum 3 year basic computer experience (e.g. Microsoft Word, Excel, Outlook) required.
* Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
*Additional Qualifications*
* Ability to identify and resolve problems in a timely manner.
* Strong attention to detail and accuracy.
* Ability to maintain high levels of performance, especially in stressful situations.
* Strong knowledge of federal/state regulatory policies and procedures. (TRID Experience Required)
* Excellent written and verbal skills.
* Excellent organizational skills.
* Ability to multi-task and work in a deadline driven environment.
* Proficient PC skills, including Microsoft Office and Loan Origination systems.
***this role sits in NYC metro area***
*WHAT'S IN IT FOR YOU?*
*Compensation*Starting base salary: $25.93 - $41.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
* Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
* Generous 401(k) company matching contribution
* Career Development through Tuition Reimbursement and other internal upskilling and training resources
* Valued Time Away benefits including vacation, sick and volunteer time
* Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
* Career Mobility support from a dedicated recruitment team
* Colleague Resource Groups to support networking and community engagement
Get a more detailed look at our *********************************
ABOUT US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at **********************************
*INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT*
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*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
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Mortgage Loan Processor II (Mid-level)
Remote residential mortgage manager job
Full-time Description
Are you an experienced mortgage processor who's been searching for a great company that's family owned, that recognizes your contributions, and has a philosophy of
no layoffs
during the down-season? A company whose goal and purpose is to
Improve the Lives of Families
? Take a look at Equity Resources! We are a fun and friendly environment where we work together to meet our daily goals.
Why you'll love working here
Candidates local to Central Ohio will be asked to work a structured hybrid schedule and can enjoy our corporate office in Newark's historic downtown square. (Remote work is available for candidates located outside of Central Ohio).
Choose from flexible hours: 8:30 AM - 5:00 PM with a 30-minute lunch, or 8 AM - 5 PM / 8:30 AM - 5:30 PM with a 1-hour lunch.
Generous PTO, 10 paid holidays, plus a day off for your birthday!
Full benefits package (including pet insurance!) first of the month after your first 30 days.
401(k) option with a generous company match -helping you grow your retirement savings faster.
Earn extra cash through our referral programs, $500 for each borrower you refer, and up to $5,000 for referring an experienced Loan Officer.
Join a stable, employee-focused company that's been growing since 1993.
Requirements
Requires at least 3 years of recent mortgage loan processing experience; ideal candidates will have 3 - 5 years of recent experience.
Must reside in a state in which Equity Resources is currently licensed.
Must have experience supporting multiple loan officers/originators.
Experience working in the Encompass LOS is preferred.
Ability to manage and process up to 30 client loan files simultaneously, keeping accurate documentation for each loan.
Work independently with minimal supervision, applying sound judgment and attention to detail.
Organized and thorough in gathering borrower information, verifying documents, and managing files from preapproval to closing.
Strong interpersonal skills with the ability to build trust and communicate effectively with borrowers, team members, and third-party vendors.
What your day will look like
The primary objective of the Mortgage Loan Processor is to make sure loans are fully processed, submitted, approved, closed, and funded with minimal involvement from the Loan Officers/Originators. You will work to obtain and review all client documents, review for accuracy and completeness, and assure that all supporting documentation is sufficient for the borrower and subject property in order to close and fund the loan.
You will be responsible for the team pipeline to ensure all closing dates and commitment dates are met. You will interact with the Loan Officers, Underwriters, Back Office, and Closers. You will foster an atmosphere of exceptional customer service and a work environment that is edifying and supportive, creating Raving Fans both internally and externally.
The following duties would be applicable:
Serve as a primary point of contact by answering phone calls and providing timely updates to internal and external customers.
Monitor loan progress and follow up on outstanding items to ensure timely completion of the loan package.
Order and follow up on third-party items such as title, VOEs, VODs, insurance, and appraisals.
Pulling Credit Bureaus and working with the Credit Bureau to update customer accounts.
Ensure all loan packages are complete and compliant before submitting to underwriting.
Following up with the underwriter for approvals and work on conditions.
Supporting the Company's strong relationship of “Raving Fan Service” culture through on-going customer contact, quality customer service, and superior product knowledge.
Adhere to company policies, procedures, and ethical standards.
Perform additional duties as needed to support individual loan files and team goals.
About Us
Equity Resources, Inc. is a privately owned and operated mortgage company headquartered in Newark, Ohio. We are licensed in 22 states, including Washington D.C., and operate branch offices in many of those locations. Our vision and purpose at Equity Resources, Inc. is quite simply to Improve the Lives of Families. We pride ourselves in creating Raving Fans of our customers AND our employees. We are celebrating our 32nd year in business and are continuing to grow! Come join our team!
Equity Resources offers a comprehensive total compensation and benefits package that includes medical, dental, and vision insurance; 401(k) with company match; company-paid life insurance; and much more!
Equity Resources is an equal opportunity employer. It does not discriminate against applicants or employees on the basis of race, color, religion, creed, national origin, ancestry, disability that can be reasonably accommodated without undue hardship, sex, sexual orientation, gender identity, age, citizenship, marital or veteran status, or any other legally protected status.
Mortgage Loan Processor I
Residential mortgage manager job in Dublin, OH
State Bank, a growing Community Bank, has an opportunity for a self-motivated and detail-oriented individual to join our team of mortgage loan processing professionals. We are seeking a Full Time Mortgage Loan Processor I to work in either our Defiance corporate office or our Dublin Office.
This position is responsible for a variety of duties to support the mortgage loan processing function, including coordinating work within the department as well as other departments, and providing exceptional internal and external customer service.
State Bank offers an extensive benefits package including paid vacation and PTO, medical/dental/vision insurance, company-paid life and AD&D insurance, a company-matched 401(k) retirement plan, company-provided short and long-term disability, monthly incentive payouts, a community volunteer program, and growth opportunities.
Apply today!
Equal Opportunity Employer
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