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Retirement specialist vs retirement plan specialist

The differences between retirement specialists and retirement plan specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a retirement specialist and a retirement plan specialist. Additionally, a retirement plan specialist has an average salary of $60,611, which is higher than the $40,474 average annual salary of a retirement specialist.

The top three skills for a retirement specialist include life insurance, HR and recordkeeping. The most important skills for a retirement plan specialist are life insurance, financial products, and FINRA.

Retirement specialist vs retirement plan specialist overview

Retirement SpecialistRetirement Plan Specialist
Yearly salary$40,474$60,611
Hourly rate$19.46$29.14
Growth rate7%7%
Number of jobs24,9169,336
Job satisfaction--
Most common degreeBachelor's Degree, 71%Bachelor's Degree, 76%
Average age4545
Years of experience66

What does a retirement specialist do?

A retirement specialist is responsible for designing and implementing retirement packages such as benefits, savings, profit sharing, and pensions to the employees of a certain company. They work together with the human resource department to ensure that all retirees can access their benefits and pensions. Their duties and responsibilities include explaining the different retirement packages to the potential beneficiaries and working with HR to resolve any issues.

What does a retirement plan specialist do?

Retirement plan specialists are experts who plan out their client's financial needs for retirement. The specialist's design and implement savings, benefit, and pension programs for clients. They have to explain the complicated nature of compensation, investment, and retirement packages to employees clearly and concisely. They process retirement plans following company and federal regulations. Also, they often have a background in business or human resources, and they may choose to earn employee benefit certifications that may help with their career advancement.

Retirement specialist vs retirement plan specialist salary

Retirement specialists and retirement plan specialists have different pay scales, as shown below.

Retirement SpecialistRetirement Plan Specialist
Average salary$40,474$60,611
Salary rangeBetween $29,000 And $56,000Between $41,000 And $88,000
Highest paying CityNewark, NJ-
Highest paying stateNew Jersey-
Best paying companyAmgen-
Best paying industryFinance-

Differences between retirement specialist and retirement plan specialist education

There are a few differences between a retirement specialist and a retirement plan specialist in terms of educational background:

Retirement SpecialistRetirement Plan Specialist
Most common degreeBachelor's Degree, 71%Bachelor's Degree, 76%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Retirement specialist vs retirement plan specialist demographics

Here are the differences between retirement specialists' and retirement plan specialists' demographics:

Retirement SpecialistRetirement Plan Specialist
Average age4545
Gender ratioMale, 52.0% Female, 48.0%Male, 54.4% Female, 45.6%
Race ratioBlack or African American, 10.8% Unknown, 3.6% Hispanic or Latino, 15.4% Asian, 7.7% White, 62.2% American Indian and Alaska Native, 0.3%Black or African American, 10.5% Unknown, 3.8% Hispanic or Latino, 15.2% Asian, 7.8% White, 62.2% American Indian and Alaska Native, 0.4%
LGBT Percentage9%9%

Differences between retirement specialist and retirement plan specialist duties and responsibilities

Retirement specialist example responsibilities.

  • Manage and resolve participant escalations and requests from DOL.
  • Lead major initiatives in 3concurrent roles successfully manage affluent personal and business portfolio to proactively cross-sell additional products and services.
  • Review social security, Medicare, annuities and tax relate questions.
  • Process recalculations and payroll for retirees resuming their retirement benefits.
  • Utilize ASC and SRT recordkeeping systems.
  • Educate participants, clients and third party facilitators on various ERISA regulations and procedures.
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Retirement plan specialist example responsibilities.

  • Generate sales leads for personal investments, annuities and plan sales.
  • Participate in establishing and testing pension plans on PeopleSoft to automate applicable calculations.
  • Call into the ADP payroll client base to cross-sell retirement products and work with payroll reps on joint sales.
  • Research and advise clients and attorneys on laws and regulations to comply with QDRO and federal guidelines.
  • Train staff on ASC software and provide office support, as needed, for issues and new training.
  • Assist in the planning, testing and conversion of the company's payroll system from GEAC to JD Edwards.
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Retirement specialist vs retirement plan specialist skills

Common retirement specialist skills
  • Life Insurance, 11%
  • HR, 10%
  • Recordkeeping, 8%
  • Payroll, 8%
  • Medicare, 7%
  • Financial Products, 6%
Common retirement plan specialist skills
  • Life Insurance, 14%
  • Financial Products, 6%
  • FINRA, 6%
  • ERISA, 6%
  • Retirement Accounts, 6%
  • Plan Design, 5%

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