Risk analyst jobs in Abington, PA - 421 jobs

Reporting to the Sr. Mgr of Fleet, this role supports the daily operations, financial oversight, and performance optimization of the company's vehicle fleet. This role manages & supports key fleet programs including fuel, rentals, tolls, licensing/registrations, maintenance and collision management to ensure accuracy, cost control and operational efficiency. The ideal candidate is analytical, organized and comfortable working with data, vendors and internal stakeholders. Job Responsibilities Key Responsibilities Collect and analyze large datasets from vendor platforms and/or other sources to identify trends, optimize fleet performance and enhance safety measures. Works in close partnership with the Fleet Manager to support remarketing activities and asset management reporting Manages daily Fleet Services email intake and supports field operators with timely responses. Develop and maintain KPI reports, dashboards and visualizations to provide actionable insights for cost savings and process improvements for the following programs: Fuel Program Management: Manage the company's fuel program by monitoring fuel transactions for accuracy, fraud and policy compliance. Analyze fuel usage trends and identify opportunities to reduce cost and improve efficiency. Work with vendors to resolve discrepancies and maintain accurate billing. Prepare regular reports on fuel spend to identify cost-savings opportunities and recommend process improvements. Rental Program Management: Coordinate short-term and long-term rentals to support operational needs - verify/approve rental drivers. Maintain relationships with rental providers to ensure availability, competitive pricing, and service quality. Track rental utilization, cost and return schedules to avoid unnecessary charges. Prepare regular reports on rental usage to identify cost-savings opportunities and recommend process improvements. Toll Program/Violations Management Oversee toll accounts and billing for all fleet vehicles. Reconcile toll charges and investigate anomalies or violations Prepare regular reports on toll activity to identify cost-savings opportunities and recommend process improvements. Accident Program Management * Track claims, repair timelines and associated cost. * Prepare regular reports on accident trends to identify cost-savings opportunities and recommend process improvements. Maintenance Program Management: Monitor preventative maintenance schedules and ensure timely service for all fleet vehicles. Analyze maintenance spend, identify cost-saving opportunities, and track vendor performance. Support warranty claims and recalls. Prepare Maintenance KPI financial reports for all lines of businesses. Licensing & Registration Management: * Generate and distribute monthly reports to field location detailing upcoming license and registration expirations. * Notify field teams of any inspections required to maintain vehicle licensing compliance. Qualifications A bachelor's degree or equivalent experience is required. Minimum 1 year of fleet management experience. Critical thinking - ability to break down complex problems and evaluate information objectively. Microsoft Excel proficiency (pivot tables, formulas, data cleaning) Understanding of KPIs and how they connect to business goals Data visualization (Power BI, Tableau or similar tools) Strong data analysis skills with proficiency in excel and fleet management systems Excellent organizational skills and problem-solving abilities. Ability to communicate effectively with vendors and internal stakeholders Detail-oriented with a focus on accuracy and cost control. Ability to work and think independently, possessing sound problem-solving and analytical skills. Responsive and client-service focused. Willingly accepts additional responsibility, challenging tasks, and/or projects. Excellent interpersonal, communication, and presentation skills Fully proficient in MS Office applications such as Word, Excel, Outlook, and Teams; experience with PowerPoint and Smartsheet a plus. Benefits Aramark offers comprehensive benefit programs and services for eligible employees including medical, dental, vision, and work/life resources. Additional benefits may include retirement savings plans like 401(k) and paid days off such as parental leave and disability coverage. Benefits vary by location and are subject to any legal requirements or limitations, employee eligibility status, and where the employee lives and/or works. For more information about Aramark benefits, click here Aramark Careers - Benefits & Compensation. Generous PTO, Vacation and 9 paid holidays Volunteer days, community partnerships, Employee Assistance Program Employee discounts on select services and products Your choice of three medical plan tiers, two carriers to choose from Adoption Assistance & Paid Parental Leave Tuition Funding Sources and Scholarship Programs Retirement plan (401K or SIRP for those eligible) with match on annual contributions About Aramark Our Mission Rooted in service and united by our purpose, we strive to do great things for each other, our partners, our communities, and our planet. At Aramark, we believe that every employee should enjoy equal employment opportunity and be free to participate in all aspects of the company. We do not discriminate on the basis of race, color, religion, national origin, age, sex, gender, pregnancy, disability, sexual orientation, gender identity, genetic information, military status, protected veteran status or other characteristics protected by applicable law. About Aramark The people of Aramark proudly serve millions of guests every day through food and facilities in 15 countries around the world. Rooted in service and united by our purpose, we strive to do great things for each other, our partners, our communities, and our planet. We believe a career should develop your talents, fuel your passions, and empower your professional growth. So, no matter what you're pursuing - a new challenge, a sense of belonging, or just a great place to work - our focus is helping you reach your full potential. Learn more about working here at ***************************** or connect with us on Facebook, Instagram and Twitter. Nearest Major Market: Philadelphia

Could you be our Portfolio Analyst in Radnor, PA? Why work as a Portfolio Analyst with Main Line Health? Make an Impact! Under the supervision of the Director of Treasury, you will be responsible for coordinating the portfolio activities of Main Line Health, including oversight and analysis of the debt and investments, coordination between the various departments to prepare the credit rating agency communications, and collaboration with the other team members. The work you do makes a tremendous impact on our patients and the community! Develop and Grow your Career! Invest in furthering your education through seeking certifications or advanced degrees by taking advantage of our Tuition Reimbursement! This position is eligible for up to $6,000 per year based upon your Full or Part Time status. Join the Team! Like our patients, the Main Line Health Family encompasses a wide range of backgrounds and abilities. Just as each of our patients requires a personalized care plan, each of our employees, physicians, and volunteers, bring distinctive talents to Main Line Health. Regardless of our unique design, we all share a purpose: providing superior service and care. Position-Specific Benefits include: You are eligible for up to 200 hours (5 weeks) of paid time off per year based on your Full or Part Time status. We also offer a number of employee discounts to various activities, services, and vendors... And employee parking is always free! Position: Portfolio Analyst Shift: Full-Time, Day Schedule - Salaried Location: Radnor, PA (Hybrid) Experience: 1. Minimum of 5 years of treasury experience required, preferrably in healthcare. 2. Strong knowledge of banking platforms preferred, along with proficiency in business software applications such as Microsoft Suite (Excel) 3. Experience working with debt and investment management strongly preferred. Education: Bachelor's degree in Business or Finance required. Licensures/Certifications: Strong preference for a Certified Treasury Professional (CTP) Certification. Additional Information

The Senior Risk Management Analyst helps keep Subaru safe and protected by supporting our insurance, claims, and safety programs. You'll manage claim reporting, underwriting data, driver and vendor approvals, and the systems that keep our risk processes running smoothly. This role works across the business to ensure compliance, support loss control efforts, and strengthen Subaru's enterprise risk and safety practices. CORE RESPONSIBILITIES Claims: * Addresses workers' compensation (WC), general liability (GL), and auto physical damage and liability (auto) claims. * Reviews insurance claim files to ensure that notes, documentation, and claim details are accurate and complete while utilizing the internal risk management information system (RMIS) and third-party administrator (TPA) systems. Monitors and triages shared Risk Management inboxes. Works with our TPA to follow up on incomplete or inconsistent information to ensure proper claim resolution. Maintains live claim tracking files, measuring open, closed, and aging claims over time to identify patterns and analyze performance trends. Escalates delayed or high-impact claims to management or vendor partners to ensure timely resolution. Contributes to the continuous improvement of claims workflows, documentation standards, and reporting templates. Exercises claim Settlement Authority of $15,000 or less for auto claims. Captive Support: * Collaborates with the Risk Management team to maintain and recommend improvements to standards, policies, and procedures for driver records and authorized driver criteria. * Reviews accident files to ensure accident deductibles are collected. * Reviews monthly report from Samba for new motor vehicle violations and calculates applicable points and surcharges. This requires comparing the states' different motor vehicle violations and determining where they fall within Subaru of America's (SOA's) driving criteria. Any new violations must be evaluated to determine how many points an employee must be charged. * Runs and reviews SOA Surcharge Report bi-monthly for Payroll to implement employee's payroll deductions for authorized drivers' motor vehicle record violations and/or accident points. Ensures that each surcharge is correct by reviewing circumstances of case and collaborates with Risk Management Team and Payroll to ensure that employee is being charged correctly and Corporate Vehicle Administration (CVA) vehicle and driver database (STARS) is accurate. Insurance renewals and policy maintenance: * Constructs and evaluates underwriting data for annual insurance renewals and underwriter presentations to support the Risk Management leadership. Underwriting data includes vehicle data, financial statements, sales projections, inventory shipped, payrolls, facility information, and loss control programs. Understands where to best locate underwriting data, extrapolate relevant information from this data, and how to best construct, organize and present it for underwriting purposes. * Analyzes data for accuracy and relevancy. Reviews for accuracy, all insurance binders, insurance policies, endorsements, premium invoices, limits, and deductibles and maintains such documents in the RMIS insurance policy database. Invoicing/Finance: * Reviews vendor and partner invoices for accuracy, completeness, and proper documentation prior to submission for payment. Prepares and submits invoices through established workflows (e.g., Accounts Payable [A/P] systems, Docusign approval routes). Tracks payment status and resolves discrepancies or delays by coordinating with A/P and internal stakeholders. Maintains organized payment logs, ensuring that all transactions are properly coded and archived. Contributes to the creation and refinement of standard operating procedures (SOPs) to strengthen process consistency and compliance. Maintains internal RMIS system for payments and transactions. Ensures that cash transactions for payments and investments are received/made and reported properly for Subaru's insurance-related subsidiaries. Operational Risk Management & Compliance Oversight: * Provides Risk Management support for SOA's sister company, North American Subaru, Inc. (NASI), including increasingly complex auto insurance inquiries, approval of employee drivers, and insurance premium calculations. * Reviews and authorized approval of driving privileges for SOA's vendor partners. This requires evaluating the business need for vendors to drive, analysis of motor vehicle driving record, and ensuring that all agreement forms are completed. * Maintains and provides technical support of Origami, Subaru's RMIS, including the Auto Accident Reporting mobile application, Incident Reporting Portal, and parts transportation claims. Continually improves the department's use of the system and application and troubleshoots any errors or changes. * Prepares and submits quarterly marine claims reports to ship liners, inputting into Origami, following up for payments, and submitting invoices. * Reviews Regional Distribution Center (RDC) safety administrative logs for up-to-date training, drills, and compliance with SOA and Occupational Safety and Health Administration (OSHA) safety standards. Assists with scheduling training and drills as needed. ADDITIONAL RESPONSIBILITIES * Assists risk management leadership with special projects such as claims analysis, insurance premium analysis, and driver safety training and announcements. * Reviews terminations to accurately update Samba and Oracle, utilizing internal policies and following up with internal resources to confirm vehicles are returned by former employees within compliance. * Communicate on and review/update Risk Management Policies & Procedures at the direction of Risk Management leadership team. REQUIRED SKILLS & PERSONAL QUALIFICATIONS * Insurance & Risk Expertise: Strong understanding of insurance policy coverages, claims handling processes, motor vehicle violations, and general risk management principles. * Technical & Systems Skills: Proficient in Microsoft Office Suite (Word, Excel, Outlook). Ability to learn and use Subaru's risk and fleet systems, including Origami (RMIS), STARS/Oracle Corporate Vehicle Administration (CVA), Risk Vehicle & Driver systems, and Fleetio. * Analytical & Detail Orientation: Strong analytical capabilities with a high attention to detail, accuracy, and data integrity. Process-oriented with the ability to manage multiple priorities and meet deadlines. * Problem Solving & Judgment: Demonstrated ability to investigate issues, assess information, identify solutions, and exercise sound judgment. * Communication & Customer Service: Effective verbal and written communication skills, with the ability to explain complex information clearly. Strong listening skills and a commitment to delivering exceptional customer service. * Collaboration & Independence: Ability to work both independently and as part of a team in a fast-paced, deadline-driven environment. * Adaptability & Continuous Improvement: Openness to new ideas, evolving processes, and organizational change. Ability to recommend and adopt cost-effective and environmentally conscious ("greener") solutions. EDUCATION & EXPERIENCE REQUIREMENTS: Bachelor's Degree in risk management, finance, or accounting preferred and at least 4-6 years of relevant experience required. CERTIFICATIONS REQUIREMENTS: * Non Clinical\ARM - Certification In Risk Management, or willingness to obtain within two (2) years of hire * Associate in Claims (AIC) designation or willingness to obtain within two (2) years of hire WORK ENVIRONMENT * Office Location: Camden, NJ apart of the Greater Philadelphia Area (Philly) * Hybrid Role: Hybrid Role - Remote work 2 days per week (after 90 days) [Wednesdays & Fridays] * Travel Required: 0% COMPENSATION: The recruiting base salary range for this full-time position is $70000 - $90000 / year. Within the range, individual pay is determined by factors, including job-related skills, experience, and relevant education or training. Additionally, this role is bonus-eligible, with a target bonus percentage that provides an opportunity to earn even more based on your performance. (Internal Job Grade: P2) WHY JOIN US? In addition to competitive salary and an incomparable culture, Subaru offers an amazing benefits package that includes: Total Rewards & Benefits: * Medical, Dental, Vision Plans * Pension, Profit Sharing, and 401K Match Offerings * 15 Vacation days, 5 Floating Holidays, 5 Sick days, and 9 Company Holidays * Tuition Reimbursement Program: $15,000 yearly benefit * Vehicle Discount Programs Learning & Development: * Professional growth and development opportunities * Direct partnership with senior leadership * Formal Mentorship Program * LinkedIn Learning License Visit our careers landing page for additional information about our compensation and benefit programs. ABOUT SUBARU Love. It's what makes Subaru, Subaru. As a leading auto brand in the US, we strive to be More Than a Car Company. Subaru believes in being a positive force in the communities in which we live and work, not just with donations but with actions that set an example for others to follow. That's what we call our Subaru Love Promise. Subaru is a globally renowned automobile manufacturer known for its commitment to innovation, safety, and sustainability. With a rich history dating back to 1953, Subaru has consistently pushed the boundaries of automotive engineering to deliver vehicles that offer not only exceptional performance but also a unique blend of utility and adventure. Subaru's company culture is built on collaboration, diversity, and a shared passion for our product. We foster an inclusive environment that encourages employees to bring their unique perspectives and talents to the table. Our team members are driven by a common goal: to create exceptional vehicles that inspire and delight our customers.

Hours: 40 Pay Details: $29.75 - $47.75 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Financial Crime Risk Management Job Description: The Financial Crime Risk Analyst II role provides a range of analytical, research and assessment support to the development of and enhancements to the enterprises FCRM programs and processes. This role may interact with key stakeholders and third-party service providers to deliver AML/ATF/Sanctions/ABAC programs that satisfy regulatory requirements. Additionally, this role assists in reviewing higher risk customer or transactional information. Depth & Scope: * Experienced professional role providing specialized guidance/assistance/support to functions/FCRM teams * Independently performs activities from end-to-end * Requires advanced understanding of a range of product and services, processes, procedures, systems and concepts within their own area of specialty and integration points with related areas * Manages ambiguity, and applies judgement to identify, troubleshoot and resolve ongoing business and operational issues * Interprets and administers policies, adopts and implements business process improvements * Guided by practices, procedures and operating plans, makes process and capacity management decisions to ensure ongoing operations * Moderate level of complexity in operational / reporting / process and/or analysis function requiring a short to medium term focus Education & Experience: * Undergraduate degree or equivalent work experience * 3+ years experience Preferred Qualifications: * ACAMS Certification * 3+ years experience * Strong knowledge of AML KYC and Enhanced Due Diligence (EDD) processes and regulations * Strong written and verbal communication skills * Undergraduate degree or equivalent work experience * Adaptable, detail orientated and flexible * Strong interpersonal skills Customer Accountabilities: * Provides FCRM research, evaluation, operational, reporting and/or analytical support in oversight, advisory services and control function to business (FCRM) partners, in a timely manner * Co-ordinates requests to and from, business (FCRM) partners * Assists in the preparation of summaries, communications, reports and presentations for management, regulators, and other internal and external stakeholders * Recommends responses to enterprise FCRM Program questions and immediately escalates any sensitive issues according to departmental procedures * Analyzes data and draws conclusions to meet program health reporting requirements * Analyzes emerging trends pertaining to regulatory changes, reporting or other departmental functions and provides recommendations to enhance or rectify FCRM- related gaps, issues and enhancements * Proactively identifies matters requiring additional review, escalation, and liaises with appropriate staff to resolve, as appropriate * Coordinates tracking and reporting of FCRM function initiatives and programs Shareholder Accountabilities: * Prioritizes and manages own workload to meet SLA requirements for service and productivity * Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate * Protects the interests of the organization - identifies and manages risks, and escalates non-standard, high-risk transactions / activities as necessary * Acquires and applies expertise in the FCRM discipline, provides guidance, assistance and direction to other FCRM partners * Identifies, recommends and effectively executes standard practices applicable to the FCRM discipline * Keeps abreast of emerging issues, trends, and evolving regulatory requirements * Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite * Adheres to internal policies / procedures and applicable regulatory guidelines * Coordinates with other FCRM partners and compliance partners to ensure consistence in the application of FCRM Employee/Team Accountabilities: * Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interest * Supports the team by continuously enhancing knowledge / expertise in own area and participates in knowledge transfer within the team and business unit * Keeps current on emerging trends / developments and grows knowledge of the business, related tools and techniques * Participates in personal performance management and development activities, including cross training within own team * Keeps others informed and up to date about the status / progress of projects and/or all relevant or useful information related to day-to-day activities * Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate * Contributes to a fair, positive and equitable environment that supports a diverse workforce * Acts as a brand champion for your function and the bank, both internally and/or externally * Grows knowledge of the business, related tools and techniques Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% * Domestic Travel - Occasional * International Travel - Never * Performing sedentary work - Continuous * Performing multiple tasks - Continuous * Operating standard office equipment - Continuous * Responding quickly to sounds - Occasional * Sitting - Continuous * Standing - Occasional * Walking - Occasional * Moving safely in confined spaces - Occasional * Lifting/Carrying (under 25 lbs.) - Occasional * Lifting/Carrying (over 25 lbs.) - Never * Squatting - Occasional * Bending - Occasional * Kneeling - Never * Crawling - Never * Climbing - Never * Reaching overhead - Never * Reaching forward - Occasional * Pushing - Never * Pulling - Never * Twisting - Never * Concentrating for long periods of time - Continuous * Applying common sense to deal with problems involving standardized situations - Continuous * Reading, writing and comprehending instructions - Continuous * Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Flexible Work Arrangement: Remote The Sr. (Lead) Quantitative Analyst is responsible for overseeing PJM's models for credit calculations and to support trade surveillance. Working under the direction of the Manager, Surveillance Simulation, the responsibilities include leading the analytical team to develop modeling to capture the risks of market participant activity and identifying gaps in the current PJM markets where bad actors can take an unfair advantage of market rules. The results of these tasks are then used to take the appropriate steps to make changes in PJM's simulation models, margin market participants appropriately and make changes governing documents to close any perceived loopholes and ensure efficient markets. Essential Functions: Lead quantitative analytical team for simulation modeling: Provide quantitative analytical support to identify simulation model enhancements. Provide quantitative analytical support to backtest simulation models. Maintain a working historical simulation model that will calculate margin requirement for FTR products. Conduct ad hoc analysis pertaining to margining of FTR products. Develop tools to analyze historical simulation model results. Develop risk controls and reporting to management. Interface with stakeholders, management, peers and others and provide expertise in the area of risk modeling. Analyze PJM's governing documents and design new PJM market rules and make changes to existing rules. Develop dashboard reporting and extract, transform, load (ETL) procedures. Interact regularly with leadership and cross functional teams to understand strategic changes. Demonstrated ability to work independently and to train, guide or assist others to perform complex assignments. Demonstrate the behaviors and competencies that create a risk management mindset in the organization. Technical Skills: SQL, Matlab, SAS, Alteryx, Statistical & Analysis Software. Characteristics and Qualifications: Required: Bachelor's degree in Engineering, Mathematics, Economics or equivalent work experience Ability to produce high-quality work products with attention to detail Experience in quantitative and qualitative analysis Ability to use mathematical and electrical theory Ability to troubleshoot and provide technical support Preferred: Master's degree in Engineering, PhD., Economics, Mathematics or Engineering Experience with PJM operations, markets, and planning functions Experience using PSS/e (power system analysis program)

Associates will participate in our Internal Advisory Consultant Sales Training program, which is designed to educate and train colleagues to develop into an internal wholesaler role. Extensive training on our sales process, along with education on the complexities of alternative investment products, private debt, and equity markets will be provided. This is an entry level role for motivated candidates who are interested in a sales career within financial services. The Advisory Associate is an integral part of the business development and distribution team. This role partners and supports business development team members, who are composed primarily of internal and external sales professionals. THE SUCCESSFUL CANDIDATE IS EXPECTED TO: - Participate in training to learn and master techniques of the Consultative Selling Process to move prospects, qualify leads, and sell within assigned territories. - Become a trusted consultant and relationship manager by establishing trust, credibility, and rapport with Future Standard sales professionals and assigned advisors. - Maintain prospect database and assist with call campaigns, events, meetings, and scheduling efforts. - Utilize and leverage video technologies to promote Future Standard funds. - Coordinate with Marketing as it relates to email campaigns, product messaging and support materials. - Develop ongoing financial acumen as it pertains to the complexities of the securities industry, alternative investments, and private debt/equity markets. QUALIFITCATIONS: - Bachelor's degree required. - Genuine interest in sales, wholesaling, and the investment management industry. - FINRA SIE, Series 7 & Series 63 licenses required, will need to obtain within the first 90 days of employment. - Effective and professional verbal and written communication skills. - Intellectual curiosity with the ability to apply what is learned; willing to develop effective persuasion, relationship management, and interpersonal skills - Ability to operate comfortably and effectively in a fast-paced, team-oriented environment. - Working knowledge of Microsoft Office. Familiarity with database management tools such as Salesforce and Tableau. - Desire and ability to obtain advanced financial designations. - Strong organizational skills and the ability to track and manage sales activities. **This is an on-site role at Philadelphia headquarters. Must be able to commute to the Philadelphia office. Future Standard is a global alternative asset manager serving institutional and private wealth clients, investing across private equity, credit and real estate. With a 30+ year track record of value creation and over $86 billion in assets under management, we back the business owners and financial sponsors that drive growth and innovation across the middle market, transforming untapped potential into durable value. Future Standard is an Equal Opportunity Employer. Future Standard does not accept unsolicited resumes from recruiters or search firms. Any resume or referral submitted in the absence of a signed agreement is property of Future Standard and no fee will be paid.

Who is Federated Insurance? At Federated Insurance, we do life-changing work, focused on our clients' success. For our employees, we provide tremendous opportunities for growth. Over 95% of them believe our company has an outstanding future. We make lives better, and we're looking for employees who want to make a difference in others' lives, all while enhancing their own. Federated's culture is grounded in our Four Cornerstones: Equity, Integrity, Teamwork, and Respect. We strive to create a work environment that embodies our values and commitment to diversity and inclusion. We value and respect individual differences, and we leverage those differences to achieve better results and outcomes for our clients, employees, and communities. Our top priority in recruitment and development of our next generation is to ensure we align ourselves with truly exceptional people who share these values. What Will You Do? Are you looking for an internship that offers real-world experience, meaningful projects, and the opportunity to grow professionally? Our Risk Consultant Internship Program, running from June 1, 2026 to August 6, 2026, is designed to help you develop your skills while making an impact. Join us for an exciting summer filled with hands-on opportunities, valuable mentorship, and rewarding experiences. You'll begin your internship with a dedicated training session at our Headquarters in Owatonna, MN, where you'll gain all the knowledge and tools needed for a successful summer. This session sets the foundation for your work, ensuring you're fully equipped to take on challenges with confidence. After your training, you'll return to the Philadelphia, Pennsylvania area to start engaging with our clients and applying what you've learned. Responsibilities: * Analyze fire hazards to identify potential risks and develop prevention strategies. * Visit client sites within your assigned territory to gather insights and provide actionable support. * Build and foster relationships with clients and internal partners in Marketing and Underwriting by facilitating effective communication and collaboration. * Manage assigned workloads, ensuring timely and quality deliverables while maintaining efficiency. * Deliver a final presentation summarizing your internship experience, achievements, and learnings to leadership. Minimum Requirements: * Current college students (Junior or Senior level) pursuing a bachelor's degree. * A valid driver's license with an acceptable driving record. * Proficiency in Microsoft Office Suite or similar software. * Strong communication skills, adaptability, and an eagerness to learn and grow. The pay is $30 per hour. What We Offer We offer a wide variety of ways to support you as a whole, both professionally and personally. Our commitment to your growth includes opportunities for internal mobility and career development paths, inspiring excellence in performance and ensuring your professional journey thrives. Additionally, we offer exceptional benefits to nurture your personal life. We understand the importance of health and financial security, offering encompassing competitive compensation, enticing bonus programs, cost-effective health insurance, and robust pension and 401(k) offerings. To encourage community engagement, we provide paid volunteer time and offer opportunities for gift matching. Discover more about Federated and our comprehensive benefits package: Federated Benefits You. Employment Practices All candidates must be legally authorized to work in the United States for any employer. Federated will not sponsor candidates for employment visa status, such as an H1-B visa. Federated does not interview or hire students or recent graduates with J-1 or F-1 visas or similar temporary work authorization. If California Resident, please review Federated's enhanced Privacy Policy. #LI-MG1

Responsibilities: Reviews and analyzes credit scoring metrics and risk ratings and quickly identifies material credit strengths and weaknesses to provide timely credit decisions. Collaborates as needed with IT department to maintain automated credit scoring model and facilitate upgrades to commercial and/or consumer credit scoring functionality. Supports credit decisions with scoring model and supplementary data from commercial and personal credit reporting agencies and various web resources including, but not limited to, D&B, Experian, Moodys, S&P, Fitch, A.M. Best, NAIC, and SEC and FDIC filings. Accurately spreads and analyzes financial statements and incorporates relevant financial metrics into credit reviews Reviews and decisions transactions within assigned authority, including recommendations from junior Analysts, and makes recommendations on transactions in excess of assigned authority. Monitors credit lines and completes credit line renewals in a timely fashion. Structures and appropriately documents credit approvals consistent with risk management guidelines. Reviews and approves changes to contract terms and conditions within assigned authority. Advises sales team on pended applications and facilitates the process of obtaining credit and financial information to decision pended transactions. Regularly updates system comments to keep all parties informed of the status of all credit applications. Ensures that dealer and customer concerns are resolved in a timely and appropriate manner without undermining risk management standards. Develops and maintains effective working relationships with inside and outside sales teams and end user customers. Negotiates complex credits to obtain favorable lease structures that win business without compromising credit standards. Seeks guidance as appropriate from supervisors and managers. Provides coverage support for assigned regions and other regions as required. Serves as mentor to less experienced or junior members of the credit team. Qualifications: Bachelor's degree in a relevant field or equivalent experience required, 3 to 5 years of related experience. Background in Equipment Leasing & Financing Hands-on experience with Risk Analysis software & tools (D&B, etc)

WHO WE ARE: Quality Community Health Care (QCHC) is a Federally Qualified Health Center (FQHC) operated health care center since 1980. We provide service at 3 locations in Philadelphia, PA, managing the health and wellness of patients from infants through senior citizens. We practice medicine as a partnership between us and our patients. POSITION PURPOSE: The Risk Management Specialist will support the Compliance & Risk Management Director in analyzing and reducing potential risks that could affect an organization's financial stability, operations, or reputation. They work across many industries, including compliance, healthcare, insurance, and personnel to reduce these risks by analyzing protected positions along with healthcare policy so that the company has insurance against possible litigations. ESSENTIAL FUNCTIONS AND BASIC DUTIES: Curate data related to various types of risks from within the company and the industry at large. Identify and characterize risks through in-depth discussions with employees, customers, regulators, and third-party vendors. Carry out risk management models for assessing and mitigating various aspects of risk exposure with Compliance & Risk Management Director. Engage in the processes of generating risk disclosure and risk maps to help guide employees, inform regulators and keep shareholders in the loop. Assist the Compliance & Risk Management Director in ensuring local, state, and federal regulations are being adhered to. Monitor and report emerging regulations that might affect business risk positions to Compliance & Risk Management Director. Facilitate risk conversation between different areas of expertise within the organization. Assist Compliance & Risk Management Director in overseeing risk management training program. Ensure compliance and all aspects of The Federal Tort Claims Act (FTCA) Other duties as assigned by the director. KNOWLEDGE, SKILLS, AND ABILITIES: Knowledge of the general operations of a clinic or similar healthcare environment. Knowledge of customer service best practices. Knowledge of medical terminology. Skill in performing office administration-related activities. Skill in enforcing rules and regulations and maintaining the confidentiality of organizational information. Skill in verbal and written communication and problem-solving. Skill in being organized and maintaining cohesive records. Skill in translating procedures to employees concisely, verbally, and in writing according to policies and procedures. Skill in Excell & Microsoft Word Ability to demonstrate excellent customer interaction, collaboration, presentation, and written and verbal communication skills. Ability to work effectively under pressure and as part of a team, and complete tasks promptly. Ability to work in a fast-paced environment and manage and prioritize multiple, often competing, priorities. Ability to adhere to all time and attendance rules and requirements. Ability to comply with all QCHC rules and regulations. Qualifications KNOWLEDGE, SKILLS, AND ABILITIES: Knowledge of the general operations of a clinic or similar healthcare environment. Knowledge of customer service best practices. Knowledge of medical terminology. Skill in performing office administration-related activities. Skill in enforcing rules and regulations and maintaining the confidentiality of organizational information. Skill in verbal and written communication and problem-solving. Skill in being organized and maintaining cohesive records. Skill in translating procedures to employees concisely, verbally, and in writing according to policies and procedures. Skill in Excell & Microsoft Word Ability to demonstrate excellent customer interaction, collaboration, presentation, and written and verbal communication skills. Ability to work effectively under pressure and as part of a team, and complete tasks promptly. Ability to work in a fast-paced environment and manage and prioritize multiple, often competing, priorities. Ability to adhere to all time and attendance rules and requirements. Ability to comply with all QCHC rules and regulations. QUALIFICATIONS: Education: High School Diploma or equivalent from an accredited school (). Associate degree in the field of office administration, human resources, business, or related degree (Preferred) A bachelor's degree in health care, business, education, or a related degree is preferred. Experience: Three (3) years of experience using a payroll platform to process payroll (Required). Three (3) years of experience using an HRIS system to record and track work time and attendance. (Required) Three (3) years of experience using a payroll platform to process payroll in a healthcare environment. (Preferred). Three (3) years of experience using an HRIS system to record and track work time and attendance in a healthcare environment. (Preferred) Three (3) years of experience at intermediate proficiency using MS Word, Excel, PowerPoint, and Outlook. Excellent verbal and written communication skills. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability. Job Type: Full-Time Salary: Benefits: 401(k) Dental Insurance Disability Insurance Employee Assistance Program Employee Discount Flexible Spending Account Health Insurance Life Insurance Paid Time Off Vision insurance Schedule: 8-hour shift Day Shift Monday through Friday Work Location: In person

Job Description Senior Health Economics Analyst Supervisor/Reporting to: Director, Performance Reliability Job Purpose: The Senior Health Economics Analyst is responsible for identifying and delivering data-driven insights and analytical support to senior leadership of IVIRMA North America. Success in the role will be achieved through the ability to leverage both qualitative and quantitative data to create business intelligence to guide strategic execution. This role serves to create and deliver reliable, insightful and actionable insight to improvements and opportunities for performance reliability - supporting our teammates in delivering a world-class patient experience. Essential Functions and Accountabilities: Supports the design, development, and implementation of reporting to support data-driven decision making and insight. Partners with finance, commercial and business leaders to translate needs and requirements into dashboards and reporting with high utility. Assists in the design and evaluation of organizational KPIs for potential replacement or evolution as the organization grows. Prepares and analyzes medical cost and leading indicator data to develop presentations for executive and senior leadership. Interpret results and articulate actionable recommendations that maximize outcomes and ensures organizational targets are met. Tracks performance of key performance indicators for outlined regions and teams as requested. Supports finance, commercial and operations in the annual and multi-year planning processes including market durability Performs data validation to ensure completeness and accuracy of queries and reports and reconciles discrepancies. Participates in the maintenance of existing queries and reports, re-writing and enhancing these queries as needed. Participates in the presentation of complex concepts and results to end users and stakeholders Academic Training: Bachelor's degree in Computer Science, Information Services, or other technical or healthcare field - highly preferred Studies level: University Education (Bachelor's Degree) Studies area: Computer Science/Engineering or other related field Position Requirements/Experience: Experience working in medical/healthcare industry - preferred Knowledge of data collection, storage, and maintenance concepts - required Knowledge in predictive modeling - a plus Database organization, design, and maintenance skills. Ability to troubleshoot database programs Technical Skills: Knowledge of PowerBI - required Knowledge of Microsoft Office Suite: Word, Excel (Pivot Tables/Look-Ups), Access, and OneNote - required Knowledge of Tableau - preferred I VI-RMA o ffers a comprehensive benefits package to all employees who work a minimum of 30 hours per week. Medical, Dental, Vision Insurance Options Retirement 401K Plan Paid Time Off & Paid Holidays Company Paid: Life Insurance & Long-Term Disability & AD&D Flexible Spending Accounts Employee Assistance Program Tuition Reimbursement About IVIRMA Global: IVIRMA is the largest group in the world devoted exclusively to human Assisted Reproduction Technology. Along with the great privilege of providing fertility care to our patients, IVIRMA embraces the great responsibility of advancing the field of human reproduction. IVIRMA Innovation, as one of the pillars of IVIRMA Global, is a renowned leader in fertility research and science. Check out our websites at: *********************** & *********************** EEO “IVIRMA is an Equal Opportunity Employer and Prohibits Discrimination and Harassment of Any Kind: IVIRMA is committed to the principle of equal employment opportunity for all employees and to providing employees with a work environment free of discrimination and harassment. All employment decisions at IVIRMA are based on business needs, job requirements and individual qualifications, without regard to race, color, religion and/or belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. IVIRMA will not tolerate discrimination or harassment based on any of these characteristics. IVIRMA encourages applicants of all ages.”

New York, New York;Atlanta, Georgia; Newark, Delaware; Charlotte, North Carolina; Dallas, Texas; Pennington, New Jersey; Wilmington, Delaware **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (*************************************************************************************************** **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Job Description:** This job is responsible for conducting auditing activities of model risk management across the company and for specific business units or control functions. Key responsibilities include leading the audit assessment of effectiveness of controls supporting the model life cycle including model governance, development, validation, on-going monitoring, and model change management. Job expectations may include the ability to influence management's strategic direction and actions to strengthen the model risk control environment. **Responsibilities:** + Conducts audit assessment of effectiveness of controls supporting the model life cycle including model governance, development, validation, on-going monitoring, and model change management. + Performs review of model development analysis and on-going model performance testing to assess the conceptual soundness of the model methodology, reasonableness of the model assumptions and the completeness and accuracy of the model testing. + Conducts review the model validation analysis to assess the effectiveness of the model validation process. Assesses the completeness and reasonableness of the model assumptions, limitations and independent model testing. + Provides insightful challenges to management, identifies control deficiencies or enhancement opportunities, conducts root cause investigation, documents and reports audit findings. + Works closely with teammates from multiple internal audit teams to ensure a comprehensive coverage of model uses across the various lines of business of control functions. + Works closely with model stakeholders and senior management with regard to communication of audit assessment outcomes. **Required Qualifications:** + Bachelor's Degree or above in a quantitative discipline such as Mathematics, Statistics, Finance, Economics, Engineering, or Science + 5+ years of industry experience relating to financial modelling and model uses, particularly in trading models, market risk models and Counterparty Credit Risk models + Familiar with regulations and regulatory guidance on model risk management **Desired Qualifications:** + Master's degree or above + Prior auditing background preferred **Skills:** + Critical Thinking + QuantitativeDevelopment/Validation + Risk Analytics + Risk Modeling + Technical Documentation + Collaboration + Problem Solving + Risk Management + Data Modeling and Trend Analysis + Written Communications **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

**Who We Are** At Kyndryl, we design, build, manage and modernize the mission-critical technology systems that the world depends on every day. So why work at Kyndryl? We are always moving forward - always pushing ourselves to go further in our efforts to build a more equitable, inclusive world for our employees, our customers and our communities. **The Role** We are seeking a highly motivated Analyst/Associate to join Kyndryl's Corporate Development team. This role is ideal for individuals with 1-5 years of experience in investment banking, corporate development, transaction advisory, or related fields who are eager to contribute to strategic growth initiatives. The candidate will play a key role in supporting mergers and acquisitions (M&A), strategic partnerships, and other corporate initiatives that drive long-term value. **Key Responsibilities:** + **Deal Execution Support:** Assist in all phases of M&A transactions, including financial modeling, valuation, due diligence, and integration planning. + **Deal Sourcing and Market Outreach:** Support senior M&A professionals in target outreach, conference attendance, investment banker outreach and broader deal sourcing initiatives. + **Market & Competitive Analysis:** Conduct research on industry trends, competitive landscapes, and potential acquisition targets. + **Financial Modeling & Valuation:** Build and maintain detailed financial models to evaluate strategic opportunities. + **Presentation Development:** Prepare materials for senior leadership, including investment memos, board presentations, and strategic reviews. + **Cross-Functional Collaboration:** Work closely with finance, legal, operations, and business units to ensure seamless execution of transactions. + **Pipeline Management:** Help develop deal thesis, track and manage the deal pipeline and maintain accurate records of ongoing projects. Kyndryl currently does not require employees to be fully vaccinated against COVID-19, however, if you are hired to work at a client, customer, or partner location, you may be required to show proof of vaccination to align with their respective COVID-19 vaccination policies. Those who believe they are eligible may apply for a medical or religious accommodation prior to the start of employment. **Who You Are** **Qualifications:** **Education:** Bachelor's degree in Finance, Economics, Business, or related field; MBA or CFA is a plus. **Experience:** 1-5 years in investment banking, corporate development, private equity, transaction advisory or management consulting. **Location:** East coast US preferred. **Technical Skills:** + Strong proficiency in Excel (financial modeling) and PowerPoint. + Familiarity with valuation techniques (DCF, payback, precedent transactions, comps). **Analytical & Communication Skills:** + Exceptional analytical and problem-solving abilities. + Strong written and verbal communication skills. + Analyze current and past financial data. + Build financial models and forecasts. + Evaluate business performance against plans. + Research economic and market trends. + Recommend investments. + Meet with company officials for deeper insight. The compensation range for the position in the U.S. is $110,880 to $210,600based on a full-time schedule. Your actual compensation may vary depending on your geography, job-related skills and experience. For part time roles, the compensation will be adjusted appropriately. The pay or salary range will not be below any applicable state, city or local minimum wage requirement. There is a different applicable compensation range for the following work locations: California (San Francisco Bay Area):$133,080 to $252,840 California (All Other):$122,040 to $231,720 Colorado: $110,880 to $210,600 Massachusetts$110,880 to $231,720 New York City: $133,080 to $252,840 Washington: $122,040 to $231,720 Washington DC:$122,040 to $231,720 This position will be eligible for Kyndryl's discretionary annual bonus program, based on performance and subject to the terms of Kyndryl's applicable plans. You may also receive a comprehensive benefits package which includes medical and dental coverage, disability, retirement benefits, paid leave, and paid time off. Note: If this is a sales commission eligible role, you will be eligible to participate in a sales commission plan in lieu of the annual discretionary bonus program. Note: If this is a sales commission eligible role, you will be eligible to participate in a sales commission plan in lieu of the annual discretionary bonus program. Applications will be accepted on a rolling basis. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Know Your Rights: Workplace Discrimination is Illegal (************************************************************************************** Pay Transparency Nondiscrimination Provision **Being You** Diversity is a whole lot more than what we look like or where we come from, it's how we think and who we are. We welcome people of all cultures, backgrounds, and experiences. But we're not doing it single-handily: Our Kyndryl Inclusion Networks are only one of many ways we create a workplace where all Kyndryls can find and provide support and advice. This dedication to welcoming everyone into our company means that Kyndryl gives you - and everyone next to you - the ability to bring your whole self to work, individually and collectively, and support the activation of our equitable culture. That's the Kyndryl Way. **What You Can Expect** With state-of-the-art resources and Fortune 100 clients, every day is an opportunity to innovate, build new capabilities, new relationships, new processes, and new value. Kyndryl cares about your well-being and prides itself on offering benefits that give you choice, reflect the diversity of our employees and support you and your family through the moments that matter - wherever you are in your life journey. Our employee learning programs give you access to the best learning in the industry to receive certifications, including Microsoft, Google, Amazon, Skillsoft, and many more. Through our company-wide volunteering and giving platform, you can donate, start fundraisers, volunteer, and search over 2 million non-profit organizations. At Kyndryl, we invest heavily in you, we want you to succeed so that together, we will all succeed. **Get Referred!** If you know someone that works at Kyndryl, when asked 'How Did You Hear About Us' during the application process, select 'Employee Referral' and enter your contact's Kyndryl email address. Kyndryl is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, pregnancy, disability, age, veteran status, or other characteristics. Kyndryl is also committed to compliance with all fair employment practices regarding citizenship and immigration status.

Flexible Work Arrangement: Remote The Sr. (Lead) Quantitative Analyst is responsible for overseeing PJM's models for credit calculations and to support trade surveillance. Working under the direction of the Manager, Surveillance Simulation, the responsibilities include leading the analytical team to develop modeling to capture the risks of market participant activity and identifying gaps in the current PJM markets where bad actors can take an unfair advantage of market rules. The results of these tasks are then used to take the appropriate steps to make changes in PJM's simulation models, margin market participants appropriately and make changes governing documents to close any perceived loopholes and ensure efficient markets. Essential Functions: * Lead quantitative analytical team for simulation modeling: * Provide quantitative analytical support to identify simulation model enhancements. * Provide quantitative analytical support to backtest simulation models. * Maintain a working historical simulation model that will calculate margin requirement for FTR products. * Conduct ad hoc analysis pertaining to margining of FTR products. * Develop tools to analyze historical simulation model results. * Develop risk controls and reporting to management. * Interface with stakeholders, management, peers and others and provide expertise in the area of risk modeling. * Analyze PJM's governing documents and design new PJM market rules and make changes to existing rules. * Develop dashboard reporting and extract, transform, load (ETL) procedures. * Interact regularly with leadership and cross functional teams to understand strategic changes. * Demonstrated ability to work independently and to train, guide or assist others to perform complex assignments. * Demonstrate the behaviors and competencies that create a risk management mindset in the organization. * Technical Skills: SQL, Matlab, SAS, Alteryx, Statistical & Analysis Software. Characteristics and Qualifications: Required: * Bachelor's degree in Engineering, Mathematics, Economics or equivalent work experience * Ability to produce high-quality work products with attention to detail * Experience in quantitative and qualitative analysis * Ability to use mathematical and electrical theory * Ability to troubleshoot and provide technical support Preferred: * Master's degree in Engineering, PhD., Economics, Mathematics or Engineering * Experience with PJM operations, markets, and planning functions * Experience using PSS/e (power system analysis program)

The Senior Risk Management Analyst helps keep Subaru safe and protected by supporting our insurance, claims, and safety programs. You'll manage claim reporting, underwriting data, driver and vendor approvals, and the systems that keep our risk processes running smoothly. This role works across the business to ensure compliance, support loss control efforts, and strengthen Subaru's enterprise risk and safety practices. CORE RESPONSIBILITIES Claims: Addresses workers' compensation (WC), general liability (GL), and auto physical damage and liability (auto) claims. Reviews insurance claim files to ensure that notes, documentation, and claim details are accurate and complete while utilizing the internal risk management information system (RMIS) and third-party administrator (TPA) systems. Monitors and triages shared Risk Management inboxes. Works with our TPA to follow up on incomplete or inconsistent information to ensure proper claim resolution. Maintains live claim tracking files, measuring open, closed, and aging claims over time to identify patterns and analyze performance trends. Escalates delayed or high-impact claims to management or vendor partners to ensure timely resolution. Contributes to the continuous improvement of claims workflows, documentation standards, and reporting templates. Exercises claim Settlement Authority of $15,000 or less for auto claims. Captive Support: Collaborates with the Risk Management team to maintain and recommend improvements to standards, policies, and procedures for driver records and authorized driver criteria. Reviews accident files to ensure accident deductibles are collected. Reviews monthly report from Samba for new motor vehicle violations and calculates applicable points and surcharges. This requires comparing the states' different motor vehicle violations and determining where they fall within Subaru of America's (SOA's) driving criteria. Any new violations must be evaluated to determine how many points an employee must be charged. Runs and reviews SOA Surcharge Report bi-monthly for Payroll to implement employee's payroll deductions for authorized drivers' motor vehicle record violations and/or accident points. Ensures that each surcharge is correct by reviewing circumstances of case and collaborates with Risk Management Team and Payroll to ensure that employee is being charged correctly and Corporate Vehicle Administration (CVA) vehicle and driver database (STARS) is accurate. Insurance renewals and policy maintenance: Constructs and evaluates underwriting data for annual insurance renewals and underwriter presentations to support the Risk Management leadership. Underwriting data includes vehicle data, financial statements, sales projections, inventory shipped, payrolls, facility information, and loss control programs. Understands where to best locate underwriting data, extrapolate relevant information from this data, and how to best construct, organize and present it for underwriting purposes. Analyzes data for accuracy and relevancy. Reviews for accuracy, all insurance binders, insurance policies, endorsements, premium invoices, limits, and deductibles and maintains such documents in the RMIS insurance policy database. Invoicing/Finance: Reviews vendor and partner invoices for accuracy, completeness, and proper documentation prior to submission for payment. Prepares and submits invoices through established workflows (e.g., Accounts Payable [A/P] systems, Docusign approval routes). Tracks payment status and resolves discrepancies or delays by coordinating with A/P and internal stakeholders. Maintains organized payment logs, ensuring that all transactions are properly coded and archived. Contributes to the creation and refinement of standard operating procedures (SOPs) to strengthen process consistency and compliance. Maintains internal RMIS system for payments and transactions. Ensures that cash transactions for payments and investments are received/made and reported properly for Subaru's insurance-related subsidiaries. Operational Risk Management & Compliance Oversight: Provides Risk Management support for SOA's sister company, North American Subaru, Inc. (NASI), including increasingly complex auto insurance inquiries, approval of employee drivers, and insurance premium calculations. Reviews and authorized approval of driving privileges for SOA's vendor partners. This requires evaluating the business need for vendors to drive, analysis of motor vehicle driving record, and ensuring that all agreement forms are completed. Maintains and provides technical support of Origami, Subaru's RMIS, including the Auto Accident Reporting mobile application, Incident Reporting Portal, and parts transportation claims. Continually improves the department's use of the system and application and troubleshoots any errors or changes. Prepares and submits quarterly marine claims reports to ship liners, inputting into Origami, following up for payments, and submitting invoices. Reviews Regional Distribution Center (RDC) safety administrative logs for up-to-date training, drills, and compliance with SOA and Occupational Safety and Health Administration (OSHA) safety standards. Assists with scheduling training and drills as needed. ADDITIONAL RESPONSIBILITIES Assists risk management leadership with special projects such as claims analysis, insurance premium analysis, and driver safety training and announcements. Reviews terminations to accurately update Samba and Oracle, utilizing internal policies and following up with internal resources to confirm vehicles are returned by former employees within compliance. Communicate on and review/update Risk Management Policies & Procedures at the direction of Risk Management leadership team. REQUIRED SKILLS & PERSONAL QUALIFICATIONS Insurance & Risk Expertise: Strong understanding of insurance policy coverages, claims handling processes, motor vehicle violations, and general risk management principles. Technical & Systems Skills: Proficient in Microsoft Office Suite (Word, Excel, Outlook). Ability to learn and use Subaru's risk and fleet systems, including Origami (RMIS), STARS/Oracle Corporate Vehicle Administration (CVA), Risk Vehicle & Driver systems, and Fleetio. Analytical & Detail Orientation: Strong analytical capabilities with a high attention to detail, accuracy, and data integrity. Process-oriented with the ability to manage multiple priorities and meet deadlines. Problem Solving & Judgment: Demonstrated ability to investigate issues, assess information, identify solutions, and exercise sound judgment. Communication & Customer Service: Effective verbal and written communication skills, with the ability to explain complex information clearly. Strong listening skills and a commitment to delivering exceptional customer service. Collaboration & Independence: Ability to work both independently and as part of a team in a fast-paced, deadline-driven environment. Adaptability & Continuous Improvement: Openness to new ideas, evolving processes, and organizational change. Ability to recommend and adopt cost-effective and environmentally conscious (“greener”) solutions. EDUCATION & EXPERIENCE REQUIREMENTS: Bachelor's Degree in risk management, finance, or accounting preferred and at least 4-6 years of relevant experience required. CERTIFICATIONS REQUIREMENTS: Non Clinical\ARM - Certification In Risk Management, or willingness to obtain within two (2) years of hire Associate in Claims (AIC) designation or willingness to obtain within two (2) years of hire WORK ENVIRONMENT Office Location: Camden, NJ apart of the Greater Philadelphia Area (Philly) Hybrid Role: Hybrid Role - Remote work 2 days per week (after 90 days) [Wednesdays & Fridays] Travel Required: 0% COMPENSATION: The recruiting base salary range for this full-time position is $70000 - $90000 / year. Within the range, individual pay is determined by factors, including job-related skills, experience, and relevant education or training. Additionally, this role is bonus-eligible, with a target bonus percentage that provides an opportunity to earn even more based on your performance. (Internal Job Grade: P2) WHY JOIN US? In addition to competitive salary and an incomparable culture, Subaru offers an amazing benefits package that includes: Total Rewards & Benefits: - Medical, Dental, Vision Plans - Pension, Profit Sharing, and 401K Match Offerings - 15 Vacation days, 5 Floating Holidays, 5 Sick days, and 9 Company Holidays - Tuition Reimbursement Program: $15,000 yearly benefit - Vehicle Discount Programs Learning & Development: - Professional growth and development opportunities - Direct partnership with senior leadership - Formal Mentorship Program - LinkedIn Learning License Visit our careers landing page for additional information about our compensation and benefit programs. ABOUT SUBARU Love. It's what makes Subaru, Subaru . As a leading auto brand in the US, we strive to be More Than a Car Company . Subaru believes in being a positive force in the communities in which we live and work, not just with donations but with actions that set an example for others to follow. That's what we call our Subaru Love Promise . Subaru is a globally renowned automobile manufacturer known for its commitment to innovation, safety, and sustainability. With a rich history dating back to 1953, Subaru has consistently pushed the boundaries of automotive engineering to deliver vehicles that offer not only exceptional performance but also a unique blend of utility and adventure. Subaru's company culture is built on collaboration, diversity, and a shared passion for our product. We foster an inclusive environment that encourages employees to bring their unique perspectives and talents to the table. Our team members are driven by a common goal: to create exceptional vehicles that inspire and delight our customers.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for conducting auditing activities of model risk management across the company and for specific business units or control functions. Key responsibilities include leading the audit assessment of effectiveness of controls supporting the model life cycle including model governance, development, validation, on-going monitoring, and model change management. Job expectations may include the ability to influence management's strategic direction and actions to strengthen the model risk control environment. Responsibilities: * Conducts audit assessment of effectiveness of controls supporting the model life cycle including model governance, development, validation, on-going monitoring, and model change management. * Performs review of model development analysis and on-going model performance testing to assess the conceptual soundness of the model methodology, reasonableness of the model assumptions and the completeness and accuracy of the model testing. * Conducts review the model validation analysis to assess the effectiveness of the model validation process. Assesses the completeness and reasonableness of the model assumptions, limitations and independent model testing. * Provides insightful challenges to management, identifies control deficiencies or enhancement opportunities, conducts root cause investigation, documents and reports audit findings. * Works closely with teammates from multiple internal audit teams to ensure a comprehensive coverage of model uses across the various lines of business of control functions. * Works closely with model stakeholders and senior management with regard to communication of audit assessment outcomes. Required Qualifications: * Bachelor's Degree or above in a quantitative discipline such as Mathematics, Statistics, Finance, Economics, Engineering, or Science * 5+ years of industry experience relating to financial modelling and model uses, particularly in trading models, market risk models and Counterparty Credit Risk models * Familiar with regulations and regulatory guidance on model risk management Desired Qualifications: * Master's degree or above * Prior auditing background preferred Skills: * Critical Thinking * Quantitative Development/Validation * Risk Analytics * Risk Modeling * Technical Documentation * Collaboration * Problem Solving * Risk Management * Data Modeling and Trend Analysis * Written Communications Shift: 1st shift (United States of America) Hours Per Week: 40

Job Description Senior Health Economics Analyst Supervisor/Reporting to: Director, Performance Reliability Job Purpose: The Senior Health Economics Analyst is responsible for identifying and delivering data-driven insights and analytical support to senior leadership of IVIRMA North America. Success in the role will be achieved through the ability to leverage both qualitative and quantitative data to create business intelligence to guide strategic execution. This role serves to create and deliver reliable, insightful and actionable insight to improvements and opportunities for performance reliability - supporting our teammates in delivering a world-class patient experience. Essential Functions and Accountabilities: Supports the design, development, and implementation of reporting to support data-driven decision making and insight. Partners with finance, commercial and business leaders to translate needs and requirements into dashboards and reporting with high utility. Assists in the design and evaluation of organizational KPIs for potential replacement or evolution as the organization grows. Prepares and analyzes medical cost and leading indicator data to develop presentations for executive and senior leadership. Interpret results and articulate actionable recommendations that maximize outcomes and ensures organizational targets are met. Tracks performance of key performance indicators for outlined regions and teams as requested. Supports finance, commercial and operations in the annual and multi-year planning processes including market durability Performs data validation to ensure completeness and accuracy of queries and reports and reconciles discrepancies. Participates in the maintenance of existing queries and reports, re-writing and enhancing these queries as needed. Participates in the presentation of complex concepts and results to end users and stakeholders Academic Training: Bachelor's degree in Computer Science, Information Services, or other technical or healthcare field - highly preferred Studies level: University Education (Bachelor's Degree) Studies area: Computer Science/Engineering or other related field Position Requirements/Experience: Experience working in medical/healthcare industry - preferred Knowledge of data collection, storage, and maintenance concepts - required Knowledge in predictive modeling - a plus Database organization, design, and maintenance skills. Ability to troubleshoot database programs Technical Skills: Knowledge of PowerBI - required Knowledge of Microsoft Office Suite: Word, Excel (Pivot Tables/Look-Ups), Access, and OneNote - required Knowledge of Tableau - preferred I VI-RMA o ffers a comprehensive benefits package to all employees who work a minimum of 30 hours per week. Medical, Dental, Vision Insurance Options Retirement 401K Plan Paid Time Off & Paid Holidays Company Paid: Life Insurance & Long-Term Disability & AD&D Flexible Spending Accounts Employee Assistance Program Tuition Reimbursement About IVIRMA Global: IVIRMA is the largest group in the world devoted exclusively to human Assisted Reproduction Technology. Along with the great privilege of providing fertility care to our patients, IVIRMA embraces the great responsibility of advancing the field of human reproduction. IVIRMA Innovation, as one of the pillars of IVIRMA Global, is a renowned leader in fertility research and science. Check out our websites at: *********************** & *********************** EEO “IVIRMA is an Equal Opportunity Employer and Prohibits Discrimination and Harassment of Any Kind: IVIRMA is committed to the principle of equal employment opportunity for all employees and to providing employees with a work environment free of discrimination and harassment. All employment decisions at IVIRMA are based on business needs, job requirements and individual qualifications, without regard to race, color, religion and/or belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. IVIRMA will not tolerate discrimination or harassment based on any of these characteristics. IVIRMA encourages applicants of all ages.”

Hours: 40 Pay Details: $115,440 - $186,160 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Risk Management Job Description: The Senior Group Risk Specialist provides a comprehensive and diverse range of risk management expertise to business leaders. Leads and supports the implementation of appropriate risk frameworks and leading related management activities to mitigate enterprise and/or business-wide risk exposures for key business segment of the Bank or functional area. May provide oversight, commentary, and recommendations based on overall strategy and industry best practices. Our team currently operates under a hybrid work model, with employees expected to work in the office two days per week. Starting in November 2025, this expectation will increase to four days per week. Please note that, due to limited office space, the exact timing of this transition may vary depending on availability and individual circumstances. Depth & Scope: * Recognized as top level expert within the company and requires significant in-depth and/or breadth of expertise in a complex field and knowledge of broader related areas * Senior specialist providing advisory services to executives, business segment leaders and governs requirements for own work * Integrates knowledge of the enterprise function's or business segment's strategy in leading program design, policy formulation or operating standards within one or more areas of expertise * Anticipates emerging business trends and regulatory/risk issues as a basis for recommending large-scale product, technical, functional or operations improvements * Serves as a source of expert advice to senior management in field of specialty; may lead team(s) of related specialists/experts * Advises on execution strategy and leads the development and deployment of functional programs or initiatives within own field or across multiple specialties * Solves unique and ambiguous problems with broad impact; typically oversees standards, controls and operating methods that have significant financial and operational impact within the context of own field * Requires innovative thinking to develop new solutions * Impacts the technical or functional direction and resource allocation of part of an enterprise function or business segment * Works within general policies and industry guidelines * Engages stakeholders to take action; serves as a source of expert advice, influences change; frames information in a broader context * Provides leadership guidance, makes recommendations and collaborates with business to ensure solutions meet the business needs on a complex project or program * Identifies and leads problem resolution for project/program complex requirements related issues at all levels Education & Experience: * Undergraduate degree or technical certificate and/or * 10+ years relevant experience * Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting for business supported and/or area of discipline to deliver objective guidance and independent challenge on initiatives. * Knowledge of risk management environment, standards, regulations and mitigation * Knowledge of current and emerging competitor and market trends * Ability to contribute to strategic direction of the function and provide advice to senior leadership * Skill in mentoring and coaching * Skill in using advanced analytical software tools, data analysis methods and specialized reporting techniques * Advanced ability to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives * Ability to make an impact, influence, and achieve results with effective negotiation, problem-solving, and communication skills * Skill in using computer applications including MS Office * Ability to communicate effectively in both oral and written form * Ability to work collaboratively and build relationships across teams and functions * Ability to work successfully as a member of a team and independently * Ability to exercise sound judgement in making decisions * Ability to analyze, organize and prioritize work while meeting multiple deadlines * Ability to handle confidential information with discretion Preferred Qualifications: * Strong understanding of data and metrics * Finance risk experience * Experience working with Stakeholders Customer Accountabilities: * Leads the development and/or implementation of specific standards, policies and/or processes that identify, report on and mitigate operational (or all major) risk exposures within the business * Proactively analyzes potential risks and ensures escalation of key risks to appropriate areas and/or executive review with business executive findings and action plans to mitigate and manage these risks * Establishes and provides on-going analysis and reporting on operational risk and/or other major risk categories as applicable to own business or functional area, and reviews findings and action plans with business leaders to mitigate and manage key issues * Coordinates and/or guides activities relating to core operational risk disciplines/programs including, Risk & Control Self-Assessment, Business Continuity Management, Outsourcing & Vendor Management, Regulatory Compliance (e.g. CDIC, AML, Privacy, IDA, CBA, SOX, Basel etc.) * Supports enterprise-wide operational risk escalation, review and approval processes, data management, policies and risk assessment processes * Directs the development and monitoring of Key Risk Indicators and facilitate communication and resolution of risk issues among other business segments where applicable * May be accountable for managing ancillary operational risk areas (e.g. BCM/incident management, outsourcing/vendor management, fraud aggregation and assessment, Basel implementation/capital analysis, change management, Privacy, AML, LCM and other regulatory issues), in addition to core functions * May be responsible for providing support for other major risk areas (e.g. Market, Credit, Reputational and/or Regulatory risks etc.) * May be a point of contact for guidance in the monitoring/reporting of compliance, management, and strategic initiatives * Provides broad/deep commentary in support of the development/maintenance/oversight of policies/procedures/practices, as required Shareholder Accountabilities: * Adheres to enterprise frameworks or methodologies that relate to activities for our business area * Ensures respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities * Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate * Ensures business operations are in compliance with applicable internal and external requirements ( e.g. financial controls, segregation of duties, transaction approvals and physical control of assets) * Participates in cross-functional/enterprise/initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations * Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience * Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations and assess the effectiveness of programs/policies/practices * Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist * Leads/facilitates and/or implements actions/remediation plans to address performance/risk/governance issues * Actively manages relationships within and across various business lines, corporate and/or oversight functions and ensures alignment with enterprise and/or regulatory requirements * Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts * Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite Employee/Team Accountabilities: * Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest * Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit * Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques * Participates in personal performance management and development activities, including cross training within own team * Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities * Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices * Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships * Contributes to a fair, positive and equitable environment that supports a diverse workforce * Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% * Domestic Travel - Occasional * International Travel - Never * Performing sedentary work - Continuous * Performing multiple tasks - Continuous * Operating standard office equipment - Continuous * Responding quickly to sounds - Occasional * Sitting - Continuous * Standing - Occasional * Walking - Occasional * Moving safely in confined spaces - Occasional * Lifting/Carrying (under 25 lbs.) - Occasional * Lifting/Carrying (over 25 lbs.) - Never * Squatting - Occasional * Bending - Occasional * Kneeling - Never * Crawling - Never * Climbing - Never * Reaching overhead - Never * Reaching forward - Occasional * Pushing - Never * Pulling - Never * Twisting - Never * Concentrating for long periods of time - Continuous * Applying common sense to deal with problems involving standardized situations - Continuous * Reading, writing and comprehending instructions - Continuous * Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

New York, New York, United States of America **Hours:** 40 **Pay Details:** $115,440 - $186,160 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Risk Management **Job Description:** The Senior Group Risk Specialist provides a comprehensive and diverse range of risk management expertise to business leaders. Leads and supports the implementation of appropriate risk frameworks and leading related management activities to mitigate enterprise and/or business-wide risk exposures for key business segment of the Bank or functional area. May provide oversight, commentary, and recommendations based on overall strategy and industry best practices. _Our team currently operates under a hybrid work model, with employees expected to work in the office two days per week. Starting in November 2025, this expectation will increase to four days per week. Please note that, due to limited office space, the exact timing of this transition may vary depending on availability and individual circumstances._ **Depth & Scope:** + Recognized as top level expert within the company and requires significant in-depth and/or breadth of expertise in a complex field and knowledge of broader related areas + Senior specialist providing advisory services to executives, business segment leaders and governs requirements for own work + Integrates knowledge of the enterprise function's or business segment's strategy in leading program design, policy formulation or operating standards within one or more areas of expertise + Anticipates emerging business trends and regulatory/risk issues as a basis for recommending large-scale product, technical, functional or operations improvements + Serves as a source of expert advice to senior management in field of specialty; may lead team(s) of related specialists/experts + Advises on execution strategy and leads the development and deployment of functional programs or initiatives within own field or across multiple specialties + Solves unique and ambiguous problems with broad impact; typically oversees standards, controls and operating methods that have significant financial and operational impact within the context of own field + Requires innovative thinking to develop new solutions + Impacts the technical or functional direction and resource allocation of part of an enterprise function or business segment + Works within general policies and industry guidelines + Engages stakeholders to take action; serves as a source of expert advice, influences change; frames information in a broader context + Provides leadership guidance, makes recommendations and collaborates with business to ensure solutions meet the business needs on a complex project or program + Identifies and leads problem resolution for project/program complex requirements related issues at all levels **Education & Experience:** + Undergraduate degree or technical certificate and/or + 10+ years relevant experience + Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting for business supported and/or area of discipline to deliver objective guidance and independent challenge on initiatives. + Knowledge of risk management environment, standards, regulations and mitigation + Knowledge of current and emerging competitor and market trends + Ability to contribute to strategic direction of the function and provide advice to senior leadership + Skill in mentoring and coaching + Skill in using advanced analytical software tools, data analysis methods and specialized reporting techniques + Advanced ability to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives + Ability to make an impact, influence, and achieve results with effective negotiation, problem-solving, and communication skills + Skill in using computer applications including MS Office + Ability to communicate effectively in both oral and written form + Ability to work collaboratively and build relationships across teams and functions + Ability to work successfully as a member of a team and independently + Ability to exercise sound judgement in making decisions + Ability to analyze, organize and prioritize work while meeting multiple deadlines + Ability to handle confidential information with discretion **Preferred Qualifications:** + Strong understanding of data and metrics + Finance risk experience + Experience working with Stakeholders **Customer Accountabilities:** + Leads the development and/or implementation of specific standards, policies and/or processes that identify, report on and mitigate operational (or all major) risk exposures within the business + Proactively analyzes potential risks and ensures escalation of key risks to appropriate areas and/or executive review with business executive findings and action plans to mitigate and manage these risks + Establishes and provides on-going analysis and reporting on operational risk and/or other major risk categories as applicable to own business or functional area, and reviews findings and action plans with business leaders to mitigate and manage key issues + Coordinates and/or guides activities relating to core operational risk disciplines/programs including, Risk & Control Self-Assessment, Business Continuity Management, Outsourcing & Vendor Management, Regulatory Compliance (e.g. CDIC, AML, Privacy, IDA, CBA, SOX, Basel etc.) + Supports enterprise-wide operational risk escalation, review and approval processes, data management, policies and risk assessment processes + Directs the development and monitoring of Key Risk Indicators and facilitate communication and resolution of risk issues among other business segments where applicable + May be accountable for managing ancillary operational risk areas (e.g. BCM/incident management, outsourcing/vendor management, fraud aggregation and assessment, Basel implementation/capital analysis, change management, Privacy, AML, LCM and other regulatory issues), in addition to core functions + May be responsible for providing support for other major risk areas (e.g. Market, Credit, Reputational and/or Regulatory risks etc.) + May be a point of contact for guidance in the monitoring/reporting of compliance, management, and strategic initiatives + Provides broad/deep commentary in support of the development/maintenance/oversight of policies/procedures/practices, as required **Shareholder Accountabilities:** + Adheres to enterprise frameworks or methodologies that relate to activities for our business area + Ensures respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities + Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate + Ensures business operations are in compliance with applicable internal and external requirements ( e.g. financial controls, segregation of duties, transaction approvals and physical control of assets) + Participates in cross-functional/enterprise/initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations + Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience + Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations and assess the effectiveness of programs/policies/practices + Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist + Leads/facilitates and/or implements actions/remediation plans to address performance/risk/governance issues + Actively manages relationships within and across various business lines, corporate and/or oversight functions and ensures alignment with enterprise and/or regulatory requirements + Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts + Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite **Employee/Team Accountabilities:** + Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest + Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit + Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques + Participates in personal performance management and development activities, including cross training within own team + Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities + Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices + Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships + Contributes to a fair, positive and equitable environment that supports a diverse workforce + Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Never + Performing sedentary work - Continuous + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Occasional + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Never + Squatting - Occasional + Bending - Occasional + Kneeling - Never + Crawling - Never + Climbing - Never + Reaching overhead - Never + Reaching forward - Occasional + Pushing - Never + Pulling - Never + Twisting - Never + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

Job Description Senior Health Economics Analyst Supervisor/Reporting to: Director, Performance Reliability Job Purpose: The Senior Health Economics Analyst is responsible for identifying and delivering data-driven insights and analytical support to senior leadership of IVIRMA North America. Success in the role will be achieved through the ability to leverage both qualitative and quantitative data to create business intelligence to guide strategic execution. This role serves to create and deliver reliable, insightful and actionable insight to improvements and opportunities for performance reliability - supporting our teammates in delivering a world-class patient experience. Essential Functions and Accountabilities: Supports the design, development, and implementation of reporting to support data-driven decision making and insight. Partners with finance, commercial and business leaders to translate needs and requirements into dashboards and reporting with high utility. Assists in the design and evaluation of organizational KPIs for potential replacement or evolution as the organization grows. Prepares and analyzes medical cost and leading indicator data to develop presentations for executive and senior leadership. Interpret results and articulate actionable recommendations that maximize outcomes and ensures organizational targets are met. Tracks performance of key performance indicators for outlined regions and teams as requested. Supports finance, commercial and operations in the annual and multi-year planning processes including market durability Performs data validation to ensure completeness and accuracy of queries and reports and reconciles discrepancies. Participates in the maintenance of existing queries and reports, re-writing and enhancing these queries as needed. Participates in the presentation of complex concepts and results to end users and stakeholders Academic Training: Bachelor's degree in Computer Science, Information Services, or other technical or healthcare field - highly preferred Studies level: University Education (Bachelor's Degree) Studies area: Computer Science/Engineering or other related field Position Requirements/Experience: Experience working in medical/healthcare industry - preferred Knowledge of data collection, storage, and maintenance concepts - required Knowledge in predictive modeling - a plus Database organization, design, and maintenance skills. Ability to troubleshoot database programs Technical Skills: Knowledge of PowerBI - required Knowledge of Microsoft Office Suite: Word, Excel (Pivot Tables/Look-Ups), Access, and OneNote - required Knowledge of Tableau - preferred I VI-RMA o ffers a comprehensive benefits package to all employees who work a minimum of 30 hours per week. Medical, Dental, Vision Insurance Options Retirement 401K Plan Paid Time Off & Paid Holidays Company Paid: Life Insurance & Long-Term Disability & AD&D Flexible Spending Accounts Employee Assistance Program Tuition Reimbursement About IVIRMA Global: IVIRMA is the largest group in the world devoted exclusively to human Assisted Reproduction Technology. Along with the great privilege of providing fertility care to our patients, IVIRMA embraces the great responsibility of advancing the field of human reproduction. IVIRMA Innovation, as one of the pillars of IVIRMA Global, is a renowned leader in fertility research and science. Check out our websites at: *********************** & *********************** EEO “IVIRMA is an Equal Opportunity Employer and Prohibits Discrimination and Harassment of Any Kind: IVIRMA is committed to the principle of equal employment opportunity for all employees and to providing employees with a work environment free of discrimination and harassment. All employment decisions at IVIRMA are based on business needs, job requirements and individual qualifications, without regard to race, color, religion and/or belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. IVIRMA will not tolerate discrimination or harassment based on any of these characteristics. IVIRMA encourages applicants of all ages.”