Risk Analyst jobs in Fargo, ND

Minneapolis Minnesota Exp 2-5 years Degree Bachelors Relo Bonus Occasional Travel Job Description Financial Risk Analysts provide independent oversight of the Bank's management of financial risk in the following areas: interest rate risk, liquidity/funding risk, and trading/market risk. This is accomplished through review, analysis, continual monitoring and in-depth assessment of the risk management processes used by the lines of business. FRA is responsible for critically evaluating the quality and effectiveness of risk management, constructively challenging practices, and sharing best practices in order to effect change. Responsibilities - Develop, maintain and improve reporting and related processes used in FRA. - Work with other members of FRA to ensure processes in place are efficient and optimized. - Become familiar with the data availability for each portfolio and be able to provide required information on a regular or ad-hoc basis. - Work with assigned LOBs to develop an understanding of the business and assess the adequacy of the controls around reporting processes and data sources. - Contributor to in-depth assessments of the risk management processes for interest rate risk, liquidity risk, and market risk. - Perform quantitative analysis of: market risk models, term-structure models, prepayment models, MSR valuation models. - Test and critically assess models, methodologies, assumptions used for measuring market risks. - Continuous monitoring of less complex financial risk areas. - Follow up testing and evaluation of progress against FRA Assessment Recommendations. - Identifying enhancements to existing FRA processes or new processes. Basic Qualifications: - Bachelor's degree in math, finance, economics or a related field - Five or more years of financial services industry experience - Technical IT skills such as VBA, Matlab, C++, SQL, or SAS, Preferred Skills: - In depth understanding of database construction, management and maintenance and experience mining for data - Basic understanding of Value-at-Risk, financial risk management, interest rate models or options models and their application. - Basic understanding of prepayment modeling, MSR valuation and OAS methodologies. - Prior financial modeling development/usage experience. - Market risk management and/or valuation experience relating to derivatives and Mortgage portfolios. Does this describe you: Programming Experience/Language (VBA, SAS, SQL) Coding experience Risk Management Experience (understanding what a risk management group does) Capital Markets and/or Mortgage Experience Knowledge Understand Financial Theory (Interest Rate Curve, How financial models work, Cash Flow Discounting Qualifications Basic Qualifications: - Bachelor's degree in math, finance, economics or a related field - Five or more years of financial services industry experience - Technical IT skills such as VBA, Matlab, C++, SQL, or SAS, Preferred Skills: - In depth understanding of database construction, management and maintenance and experience mining for data - Basic understanding of Value-at-Risk, financial risk management, interest rate models or options models and their application. - Basic understanding of prepayment modeling, MSR valuation and OAS methodologies. - Prior financial modeling development/usage experience. - Market risk management and/or valuation experience relating to derivatives and Mortgage portfolios. Does this describe you: Programming Experience/Language (VBA, SAS, SQL) Coding experience Risk Management Experience (understanding what a risk management group does) Capital Markets and/or Mortgage Experience Knowledge Understand Financial Theory (Interest Rate Curve, How financial models work, Cash Flow Discounting Additional InformationAll your information will be kept confidential according to EEO guidelines. Direct Staffing Inc

Full-time Description Our ideal candidate is excited to become a part of a talented, fast-growing team and must display these three top (required) skills: 1. Knowledge of Life of Loan or Month on Book Performance as it relates to Financial modeling. 2. Experience using SSMS and Transact-SQL or similar relational database to pull and aggregate data. 3. Data Visualizations in Excel/Power BI including preparing presentations. General Position Summary: The Financial Data Analyst I will assist in the development and maintenance of full reporting, predictive and analytical suites related to portfolio financial performance. The Analyst will be expected to facilitate full account life cycle reporting which includes Marketing, Acquisition, Underwriting, Account Management, Collections, and Recovery activities. Additionally, the Analyst will be expected to collaborate with team members in the review of financial performance trends, ad-hoc analysis, and predictive modeling. Why Vervent? Company Perks: Medical, FSA & HSA, Dental, Vision + More! 401k - 100% vested once you start contributing. Generous company match! Regular employee health, wellness & engagement activities! Pet Insurance, because fur babies are important to us too! Beautiful local offices with on-site/hybrid options About Vervent: As a fintech leader, Vervent sets the global standard for outperformance by delivering superior expertise, future-built technology, and meaningful services. We support our industry-leading partners with primary strategic services and our goal is to empower companies to accelerate business, drive compliance, and maximize service. To learn more, please visit Vervent.com. If you're interested in reviewing the full , continue reading below… Primary Responsibilities Monitor, prepare and develop various reports related to portfolio financial performance Analyze and enhance existing Predictive Models through variance analyses and model governance Build new Predictive Models with direction and assistance of team members and management Conduct analyses that evaluate and enhance portfolio financial performance #LI-VW1 #LI-Hybrid #LI-Remote Requirements Degree in a relevant program such as Data Science, Mathematics, Statistics, Computer Science, Finance, Actuarial, Business Intelligence, or other closely related program preferred, or equivalent work experience One to three years of job-related experience in a credit card/financial services environment is preferred. Familiarity with a programing language such as Python, T-SQL, R or an equivalent required Basic to intermediate experience with Python, T-SQL and SSRS preferred but not required Familiarity with statistical modeling using Python, R, SAS or an equivalent preferred but not required Proficient knowledge of standard office equipment including PC skills with emphasis using Microsoft products Excellent verbal and written communication skills. Strong analytical and problem-solving skills are required. Additional Vervent Details: Founded in 1986, purchased by current CEO, David Johnson, in 2008 Privately owned by Stone Point Capital, Vervent Management and other passive investors 1,500 employees globally Primary Servicing - Loan, Credit Card, and Lease Servicing Capital Markets Services - Backup Servicing, Verifications, Structured Settlements, eVault, etc. Credit Card Programs - Fully-Managed Credit Card Programs (secured and unsecured), Managed Card Services, Application Processing Clients include consumer and small business “marketplace” lenders, finance companies, leasing companies, insurance companies, captive finance companies, alternative capital providers, consumers, and banks To learn more, please visit Vervent.com. Physical Requirements The work is of an intellectual nature. While performing the functions of this job, the employee is required to stand and sit for prolonged periods. Specific vision abilities required include close and medium distance vision and the ability to adjust focus. Must be able to hear normal sounds, distinguish sound as voice and communicate through human speech. This position requires the ability to operate a keyboard, computer mouse, telephone, fax, copier, writing tools, and other standard office equipment. On an occasion, an employee will be asked to lift items weighing up to 35 lbs. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Salary $54,750.00 - $73,000.00

The Risk Manager role will be responsible for administering company-wide Department of Transportation (DOT) and fleet safety programs, ensuring compliance with all local, state, federal, and FMCSA regulations. This position will foster a culture of risk awareness and accountability by optimizing program efficiency, developing, implementing relevant procedures, and training. Additionally, the role will involve supporting incident and claims management, as well as executing insurance-related programs. This position can be filled in SD, ND, MN, or KS. The hiring range for this position is $75,000-$115,000. This range is inclusive of multiple locations. The actual base salary offered will be determined based on multiple factors including internal equity, location, and the individual's job-related knowledge, skills and experience. In addition to the base salary, this position is eligible for an annual bonus based on company and/or individual performance. Responsibilities: * Enhance the organization's DOT compliance programs to achieve satisfactory safety scores, including maintaining driver qualification files, managing hours of service, assessing ELD needs, and creating an automated daily vehicle inspection program. * Administer the company's DOT drug and alcohol program. * Investigate serious injuries or fatalities in accordance with DOT regulations. * Manage motor vehicle records (MVR) monitoring program for all Midco drivers. Administer suitable driving clearance for candidates and current team members, as it relates to their record of violations and accidents. * Leverage expertise in fleet management and safety platform software systems to implement and administer telematics and dashcam programs. * Formulate Department of Transportation (DOT) and fleet safety policies, programs, and procedures focused on risk mitigation. Deliver training to leaders in accordance with relevant state and federal regulations. * Monitor potential risks using internal metrics and industry benchmarks, and maintain awareness of risk trends and challenges, considering internal operations. * Communicate trends and programs to leaders and business partners throughout the organization. * Provides support for incidents and claims management, including workers compensation, auto, and property. * Assists in executing insurance-related programs, including administering Certificates of Insurance (COIs), Surety Bonds, and managing insurance renewals. * Model Midco's mission, vision, values, ethos, and Leadership Success Drivers, and inspire others to do the same. * Ensure customer privacy by adhering to Midco's privacy guidelines while actively following Midco policies and procedures. * Be available to provide assistance to team members outside of normal business hours as necessary. * Perform other duties as assigned. Required Qualifications: * Bachelor's degree in risk management, business administration, finance, or similar discipline. * Minimum of five years of DOT, fleet safety and/or risk management experience. * Comprehensive understanding of DOT/FMCSA regulations. * Demonstrated history of employing methods, techniques, and procedures to ensure driver compliance. * Strong analytical, problem-solving, and communication abilities. * Excellent written and verbal communication skills. Work Environment: * The noise level in the work environment is moderate. * May be required to work in excess of 40 hours per week and other than normal business hours, such as holidays, evenings and weekends as business demands. * Up to 10% of travel is required. Physical Demands: * Heavy keyboard/mouse usage required with repetitive movements. * Must remain at your workstation for long periods of time. Mental Demands: * Ability to analyze complex data and identify patterns of fraud and translate those into actionable plans. * Strategic thinking to provide thought leadership and innovation solutions for fraud mitigation. About Midco: * Midco offers the most reliable wholly owned and operated fiber network spanning 17,000 miles. * We are a telecommunications leader that is redefining connectivity while being a force for good in the communities we serve. * We serve nearly 500,000 homes and businesses in more than 400 communities in Kansas, Minnesota, North Dakota, South Dakota and Wisconsin. * Our 1,900 team members work together with integrity, creating a caring culture for a lasting impact. Ready to work at Midco? We thought so. Here are a few more reasons why Midco is one of the best places to work: * Free Midco internet & TV * Great opportunities to get involved in volunteerism * Generous 401(k) match and paid time away from work programs * And many more Visit Midco.com/Careers to learn about employment opportunities and apply today. Midco is an Equal Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, creed, national origin, disability, protected Veteran status, age, marital status, status with regard to public assistance, familial status, membership or activity in a local commission, or any other characteristic protected by law. To view our full EEO and federal contractor supplemental posters, please refer to Midco.com/Federal Posters.

**About this role:** Wells Fargo is seeking a Principal Examiner - Senior Risk Asset Review Specialist in Credit Risk as part of Corporate Risk. Learn more about the career areas and lines of business at wellsfargojobs.com (********************************************* . Credit Risk, which independently oversees the management of credit risk exposures (including monitoring and reporting on aggregate credit exposures across groups, legal entities, geographies, and jurisdictions) and the quality of credit risk management practices across the company. This oversight extends to all phases of a loan's life cycle, including origination, underwriting, risk analysis, approval, documentation, monitoring, loss recognition, modification, and collection activities. Credit Risk develops, maintains, and ensures adherence to companywide credit risk frameworks, policies, and procedures that are aligned with Board-approved risk appetite. Risk Asset Review ("RAR") is the company's internal loan review function and is foundational to the credit risk management function at Wells Fargo. RAR independently evaluates the quality of lending practices in the businesses and shares its findings with the Chief Credit Officer and line of business management. RAR reports all significant credit issues to members of the Allowance Approach and Allowance Approval Committees, Executive Management, and the Credit Committee of the Board of Directors. **In this role, you will:** + Lead or participate in moderately complex initiatives and deliverables within Risk Asset Review Examination. + Contribute, initiate, and recommend changes to the group's exam policies and standards. + Assess the lending practices of the company's commercial loans and securities investments. + At times, serve as examiner-in-charge and direct a team of examiners that examines the company's commercial lending businesses. + Ability to perform duties as an examiner-in-charge for complex lines of business, including large corporate, asset-based lending, and capital markets. + Interact with line of business senior management of complex lines of business. Ability to communicate and influence RAR's examination findings to line of business senior management. + Advise RAR management on ways to improve the examination process. + Serve as a resource on RAR's examinations of Wells Fargo's commercial lending businesses. + Evaluate credit administration practices, focuses on significant issues, and demonstrates sound credit judgment. + Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements. + Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals. **Required Qualifications:** + 4+ years of Risk Asset Review experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education. **Desired Qualifications:** + 4+ years recent experience working for a large U.S. bank or large regional U.S. bank in the role as an underwriter, portfolio manager, and/or relationship manager. + Exposure to large complex credits, including syndicated deals, leveraged loans, securities transactions, and asset-based lending facilities. + Good understanding of commercial real estate across various sectors. + Strong commercial credit analysis skills with high attention to detail and accuracy. Ability to perform quantitative and qualitative analysis, and to document conclusions in an articulate and succinct manner. + Ability to review and interpret complex financial statements, commercial loan structures, and loan documentation. + Knowledge and proficiency in risk rating commercial credits. + Experience in exercising independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements in a variety of industries. + Experience in interacting with Audit, Legal, external agencies, and regulatory bodies on risk-related topics. + Good communication skills with the ability to communicate issues, risks, and proposed solutions effectively and succinctly, in both written and verbal formats, with senior leaders. + Excellent verbal, written, and interpersonal communication skills. + A BS/BA degree or higher in accounting, finance, or economics. + Ability to work and influence successfully within a matrix environment and build effective business partnerships with all levels of team members. + Ability to execute in a fast paced, high demand, environment while balancing multiple priorities. + Ability to provide credible challenge and candor to peers. **Job Expectations:** + Ability to work at one of the approved locations in the job posting. + This position is not eligible for visa sponsorship. + This position offers a hybrid schedule. **Locations:** + 401 South Tryon Street - Charlotte, North Carolina + 250 East John Carpenter Freeway - Irving, Texas + 2700 South Price Road - Chandler, Arizona + 600 South 4th Street - Minneapolis, Minnesota + 800 South Jordan Creek Parkway - West Des Moines, Iowa + 114 North Beaumont Street - D Bldg, Saint Louis, Missouri **U.S. Only - Pay Range:** Minneapolis - Minnesota: $96,600.00 - $171,800.00 USD annual **Pay Range** Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates. $96,600.00 - $171,800.00 **Benefits** Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (*************************************************************** for an overview of the following benefit plans and programs offered to employees. + Health benefits + 401(k) Plan + Paid time off + Disability benefits + Life insurance, critical illness insurance, and accident insurance + Parental leave + Critical caregiving leave + Discounts and savings + Commuter benefits + Tuition reimbursement + Scholarships for dependent children + Adoption reimbursement **Posting End Date:** 27 Jul 2025 ***** **_Job posting may come down early due to volume of applicants._** **We Value Equal Opportunity** Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. **Applicants with Disabilities** To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (****************************************************************** . **Drug and Alcohol Policy** Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (********************************************************************** to learn more. **Wells Fargo Recruitment and Hiring Requirements:** a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. **Req Number:** R-455658

**Who Are We?** Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. **Job Category** Actuarial, Data Analytics **Compensation Overview** The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards. **Salary Range** $106,300.00 - $175,400.00 **Target Openings** 1 **What Is the Opportunity?** Personal Insurance is seeking a highly motivated individual to join our Personal Insurance (PI) Risk Management team. This position will help support the Catastrophe Pricing, Underwriting and Management Reporting to support PI's Homeowner's portfolio. This is an analytical role that will help support PI Property Product and Enterprise Catastrophe and Enterprise Risk Management decisions and analytics. The Manager, Actuarial and Analytics is an analytic leadership role that encompasses the shared responsibility of project and strategic execution with actuarial, analytic and business partners, in addition to assigned operational assignments which may include reserving, rate-making, pricing, planning/forecasting, project management and research. The individual in this role is expected to be an influential member of project teams, providing analytical insights and recommendations to leadership and Business unit partners. The Manager, Actuarial and Analytics will work on complex assignments requiring specialized knowledge and expertise in breadth and/or depth in one or more of the following areas: Actuarial and/or research methods Advanced statistical analyses Solid business knowledge Line of Business knowledge **What Will You Do?** Strategy: + Participate in a lead role in the successful execution and completion of assigned strategic initiatives and projects. + Develop solutions to resolve challenges of an initiative. + Propose change and innovation in order to improve project team performance and timelines. + This position will often participate on cross-unit initiatives and may participate on Enterprise initiatives. Operational: + Independently perform actuarial and analytic analyses to solve business problems and apply judgment appropriately. + Support and drive components of unit initiatives. Begin to support broad department initiatives. + Take accountability for process efficiencies within assignments. + Begin to make proposals in accordance with department practices. + Provide support as necessary for initiatives across the Enterprise within the scope of influence. Communication: + Communicates analysis, project results, and other business initiatives to peers and business partners. + Communicates technical topics to non-technical audience within the primary working group with guidance from manager. + Actively participates and may lead group discussions at the unit level. + Creates formal written communication such as memos or presentations with guidance and peer review. + Networks and collaborates on ideas and challenges. + Talent: + Retention and development of assigned staff. + Execute and communicate talent development processes, including performance and personal development goals. + Talent assessment recommendations. + Performance management. + Mentor less experienced talent across the Enterprise. + Onboard new employees and interns in unit. + Support various training and skill development initiatives across assigned Segment and the Enterprise. + May provide support for recruiting efforts and candidate talent assessment efforts. + Perform other duties as assigned. **What Will Our Ideal Candidate Have?** + College degree in STEM related field. + Associate Actuarial Credential preferred. + Strong PC skills (MS Office) and programming skills (eg. SQL, SAS). + 4+ years of quantitative analysis experience preferred. + Strong understanding of insurance products and industry. + Demonstrated ability in actuarial and quantitative analysis and statistical concepts. + Demonstrated ability to manage projects. Leadership: + Take ownership of assigned projects and meetings, make recommendations and presents results to business partners. + Proficient in Leading Self, exhibiting self-awareness while also effectively managing ambiguity. + Initial development of Leading Others, including mentoring/training team members. + Initial development of Leading the Business, including actively supporting business goals and being a positive member of the Enterprise culture. Business Acumen: + Has an in-depth understanding and knowledge of a few basic business drivers and disciplines such as: underwriting, products, reinsurance, distribution, sales, operations, risk control, claim, and financials. + Able to effectively utilize this business knowledge in developing analytic solutions. + Has a foundational perspective of the primary industry and developing trends such as: technology, analytic methodology, products and performance of competitors. + Is familiar with a couple other key business drivers and disciplines. Relationship Management: + Proactively build and own professional business relationships across the BI&AA community across the Enterprise. + Generate and solicit ideas, and begin to build consensus with guidance. + Aware of potential conflict and begins to addresses with guidance. + Begin to set and manage expectations with business partners for small projects. + Quantitative Analysis: + Evaluate and use appropriate data, tools and methods. + Able to perform analytics independently, can effectively plan next steps within analyses with little oversight. + May perform technical review of team work product. + Able to contribute on more complex analytical work with guidance. **What is a Must Have?** + Bachelors Degree or equivalent experience required. + 2 years of experience in quantitative analysis required. **What Is in It for You?** + **Health Insurance** : Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment. + **Retirement:** Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers. + **Paid Time Off:** Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays. + **Wellness Program:** The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs. + **Volunteer Encouragement:** We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice. **Employment Practices** Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email (*******************) so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit ******************************************************** .

Job Details Fargo South - Fargo, ND $64480.00 - $90000.00 Salary Start a challenging and rewarding career with American Federal, a financially strong, employee-owned community bank offering top-tier benefits, paid time off, an exciting work environment, and more! American Federal is seeking candidates for an Ag/Business Banking Analyst for our Fargo South office. POSITION SUMMARY The Ag/Business Banking Analyst position is primarily responsible for performing a wide range of roles related to support and servicing of agricultural and business banking relationships. The position will assist the Ag/Business Banker in the ongoing management and administration of the credit portfolio, including analyzing ag and commercial credits and providing service and support to the credit function under the guidance of an Ag/Business Banker. ESSENTIAL DUTIES Assists Ag/Business Bankers in managing relationships with customers. Assists in the underwriting of Ag/Business loans and administering them according to established bank policies and procedures. Assists in analyzing financial information for new and existing banking relationships including the preparation of credit modules and annual reviews. Assists in establishing valuations and monitoring ag/commercial collateral, including preparation of internal evaluations and site inspections for commercial real estate. Assists in the preparation of loan presentations on Ag/Business loans for submission for loan approval under the guidance of an Ag/Business Banker. Identifies sales opportunities and referrals to Sales Bankers and Registered Representatives. Other responsibilities may include client question and problem solving, sales referrals, and support and service in the origination, processing and administration of consumer and business relationships, while maintaining compliance within established bank policies and procedures and applicable governmental regulatory laws, regulations and reporting requirements POSITION SPECIFICATIONS Undergraduate degree or its equivalent in business, finance, accounting, economics, agriculture, or a related field. Two or more years of job-related experience in ag/commercial lending related function, or a minimum of five years of experience in ag/commercial business that has resulted in developing transferable skills applicable to the position. Excellent customer relations, interpersonal, written and oral communication, organizational, delegation, and team player skills. Working knowledge of rules, regulations, policies and procedures governing commercial lending. Personal computer proficiency, including Excel, PowerPoint, and Windows word processing. For a full position description, please email ********************************** Member FDIC Equal Opportunity/Affirmative Action Employer Including Protected Veterans and Individuals with Disabilities

The Workday E2E Analyst is responsible for the end to end configuration, implementation and support of modules of the Workday system with the goal of providing excellent system reliability, performance, availability and overall system optimization. This individual works with the HR and Payroll teams to support continuous improvement including supporting the bi-annual releases of the Workday system.

OUR CULTURE Our collaborative, innovative and equity driven culture empowers our staff to grow through individual development opportunities, team retreats and cross-departmental partnerships. We continue to evolve our culture by attracting and retaining new talent with valuable experiences and insight. POSITION MISSION STATEMENT The Impact Investment Analyst will support the investment team in its management of a $20MM Mission Related Investment Program for the F. R. Bigelow Foundation and two new place-based impact investing options that are expected to launch in the second half of 2025. This position includes both investment and operational/administrative responsibilities. Primary responsibilities include document management, data collection, and coordinating with consultants and other constituents to produce internal and external reporting. Secondary responsibilities include providing other investment operations and administrative support as needed. ABOUT THE DEPARTMENT The Investments Team stewards the assets of the Saint Paul & Minnesota Foundation and its partners. This experienced team has deep expertise in asset management services for foundations, donors, and nonprofit organizations. The team works closely with investment committees, consultants, and professional asset managers to ensure the long-term growth of the Foundation and affiliates. PRIMARY RESPONSIBILITIES Coordinating with the Foundation's external impact investing consultant to prepare quarterly reports and presentations. Managing the internal recordkeeping of investment manager reports and correspondence. Assisting with the preparation of regular summaries of investment manager reports and correspondence to support the investment team's ongoing monitoring process alongside the Foundation's external impact investing consultant. Assisting with the documentation of investment manager meetings in a timely fashion to ensure institutional memory of key takeaways and support the annual audit. Assisting with the collection and transmission of data and documents for audit purposes, such as alternative asset estimates, look back schedule, K1s, audit confirmation letters, and support for investment footnotes. Participating in the onboarding and documentation of new investment managers and partnership investments. Assisting senior members of the investment team with all aspects of project management, which includes tracking outstanding deliverables, ensuring the timely progression and completion of deliverables, coordinating with external impact investing consultant, and assisting with scheduling as needed. Demonstration of Foundations' core organizational values in performing all duties. SECONDARY RESPONSIBILITIES Assisting in the day-to-day management of custodial bank relationships, including monthly reconciling of alternatives accounting and performance reporting, funding managers, capital calls, distributions, and terminations. Assisting in monthly operational processes including portfolio transfers, cash management, and rebalancing as needed for the Foundation and affiliates. Coordinating with Finance team and custodians to provide information for investment accounting. Maintaining and enhancing the Investment Operations Manual. Participating in communication with committee members, consultants, and investment managers as appropriate. Answering Foundation staff questions as appropriate. Requirements The successful candidate will have demonstrable skills and experiences including the following: 3+ years of successful professional experience. Fluency with investment concepts and principles is required. Experience with private markets investing is highly preferred. Passion for advancing the Foundation's aspiration: an equitable, just, and vibrant Minnesota where all people and communities thrive. Demonstrated self-starter with the ability to independently identify logical next steps and prioritize competing priorities. A team-oriented mindset with the ability to coordinate across different internal and external audiences and willingness to accept assignments from a variety of people with diverse backgrounds. Detail oriented with an eye for quality and accuracy. Proactive problem-solving skills. Strong organizational skills. Willingness to ask for help before help is needed; demonstrated ability to be coached. Excellent written and oral communication skills. Proficient with Excel, PowerPoint, and Word, and ability to learn other software applications. Typical physical demands include: Ability to remain in a stationary position 50% of the time, either at home or onsite. Occasionally moving about inside the office to access filing cabinets, etc. Ability to communicate information and ideas so others will understand. Must be able to exchange accurate information in these situations. Ability to observe details at close range (within a few feet of the observer). COMPENSATION & BENEFITS The compensation for this position is $75,000.00 and includes participation in the organization's benefits plan. Classification: Non-exempt; Full-time. Location: All employees are expected to live within a commutable driving distance to the Foundation. The work of our organization changes as we continuously seek to have greater impact. All of our team members must be flexible and able to adapt to short and long-term shifts in their job duties. VALUES What we believe in and how we conduct ourselves We listen We Innovate and learn Community is our Compass We Commit to Equity We Nurture Philanthropy We consistently work to make our community a stronger, more equitable place. In order to fulfill our mission, we understand that employing a diverse team of knowledgeable, passionate individuals who reflect our community is vital. To that end, the Foundation's staff consistently works to ensure that our recruiting activities and hiring plan align with our commitment to equitable hiring practices. Application Deadline: Friday, July 25, 12:00 p.m. CST

Where you'll fit in & what our team goals are… Municipal Separate Accounts team, you will contribute to the management of municipal bond separately managed accounts. Responsibilities include using programming skills to streamline current workflows, interfacing with sales teams and clients, providing marketing material, performing data analysis on performance, risk, market dynamics & opportunities, and portfolio construction. Senior Municipal Quantitative Portfolio Analyst Key Responsibilities: * Automate current processes around sample portfolio generation and transition analyses. * Interact with our sales force to delivery requested customized materials. * Help automate and streamline the current investment processes within Investment Team Ecosystem. * Analyze municipal credit spreads, yield curves, and sector performance to identify investment opportunities * Create and maintain portfolio analytics and risk management tools * Conduct scenario analysis and stress testing of portfolio strategies * Generate regular portfolio analytics reports and performance attribution analysis * Collaborate with portfolio managers to implement investment strategies Required Qualifications: * Bachelor's degree in computer science, mathematics, finance, economics, or related quantitative field * Strong programming skills in Python, R, VBA or similar languages * Deep understanding of fixed income mathematics and municipal bond market dynamics * Experience with risk management systems and portfolio analytics tools * Strong knowledge of statistical analysis and modeling techniques Preferred Qualifications: * Experience with AI applications in portfolio management * 3+ years of experience in quantitative analysis of fixed income securities, with specific focus on municipal bonds * Proficiency with financial analytics platforms (Bloomberg, Aladdin, Perform) * Ability to explain complex quantitative concepts to non-technical audiences Skills: * Excellent analytical and problem-solving abilities * Strong written and verbal communication skills * Detail-oriented with strong organizational skills * Ability to work independently and as part of a team About Our Company We're a diversified financial services leader with more than $1.5 trillion in assets under management, administration and advisement as of 2024. With our team of more than 20,000 people in 20 countries, we advise, manage and protect assets and income of more than 3.5 million individual, small business and institutional clients. We are a longstanding leader in financial planning and advice, a global asset manager and an insurer. Our unwavering focus on our clients and strong financial foundation connects each of our unique businesses - Ameriprise Financial, Columbia Threadneedle Investments and RiverSource Insurance and Annuities. Here, we foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities around the world. Base Pay Salary The estimated base salary for this role is $98,100- 132,400 per year. We have a pay-for-performance compensation philosophy. Your initial total compensation may vary based on job-related knowledge, skills, experience, and geographical work location. In addition, most of our roles are eligible for variable pay in the form of bonus, commissions, and/or long-term incentives depending on the role. We also have a competitive and comprehensive benefits program that supports all aspects of your health and well-being, including but not limited to vacation time, sick time, 401(k), and health, dental and life insurances. Ameriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, national origin, genetic information, age, sexual orientation, citizenship, gender identity, disability, veteran status, marital status, family status or any other basis prohibited by law. Full-Time/Part-Time Full time Exempt/Non-Exempt Exempt Job Family Group Investment Management Line of Business AMINV US Asset Management

The Financial Analyst - Product Development will partner with Cirrus' Product Development team to deliver key business insights and support strategic programs and projects This position will collaborate with Product Development leadership to identify KPI's by leveraging and improving upon existing metrics and identifying business trends through related measurement and analysis. This position will also analyze historical spending trends, evaluate different scenarios and help the business team understand potential trade-offs. With innovation at the heart of Cirrus Aircraft, this position is rife with opportunity to make an impact both at a direct financial level through insightful data analysis and recommendation and indirectly through the influencing of processes and policy. Duties and Responsibilities/Essential Functions * Acts as lead business partner to Product Development leadership providing financial outlook and performance, actively participating in cross-functional meetings and presenting relevant reporting and documents to all levels of management * Participates in preparation of annual financial budgets and updated financial projections as needed to track performance and outlook of projects * Prepares actual to budget/forecast variance analysis including identification of headcount, operating, outsourcing and expense savings opportunities, and provides actionable recommendations to Product Development leadership as well as identification of potential risks, meanwhile encouraging accountability for achieving forecasted/plan results * Engages in monthly reviews, providing financial insights to key drivers of change and ensuring results are well understood by decision makers * Collaborates with Product Development to make recommendations for scalable business solutions related to planning and budgeting * Acts as liaison between business team and accounting department ensuring transactions are appropriately accounted for in the financials * Performs ad hoc financial analysis as requested * Is a member of the Product Development Leadership Team (PDLT) attending regularly scheduled staff meetings and participating in PDLT events * Creates, maintains, and validates reporting tools for Product Development analysis * Working on multiple projects at a time, this role will focus on the details while simultaneously working to take on high level/big picture challenges Qualifications To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions. * Bachelor's degree in accounting or finance * Minimum of 2 years' experience in financial analysis * Excellent interpersonal skills with the ability to communicate effectively verbally and in writing * Strong attention to detail * Exceptional problem-solving skills, accounting principles knowledge, documentation skills, research and resolution skills, data analysis and multi-tasking skills * Ability to prepare comprehensive financial forecasts and appropriately represent financial information * Demonstrated ability to effectively manage time and consistently meet deadlines * Ability to work in a cross-functional fast-paced environment and to drive operational initiatives * Aptitude to take charge, set objectives, lead by influence and drive results Competencies To perform the job successfully, an individual should demonstrate the following competencies: * Communicates Effectively: Develops and delivers multi-mode communications that convey a clear understanding of the unique needs of different audiences. * Financial Acumen: Interprets and applies understanding of key financial indicators to make better business decisions. * Ensures Accountability: Holds self and others accountable to meet commitments. * Collaborates: Builds partnerships and works collaboratively with others to meet shared objectives. * Builds Networks: Effectively builds formal and informal relationship networks. Position will be filed commensurate with experience. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this position. Duties, responsibilities, and activities may change at any time with or without notice. Work beyond 40 hours per week may be required. Cirrus is dedicated to a drug free work environment promoting equal employment opportunity. Qualified applicants will receive consideration for employment without regard to race, sex, national origin, color, age, disability, religion, pregnancy, veteran status, marital and family status, sexual orientation, receipt of public assistance, genetic information or any other characteristic protected by applicable law. Our Benefits: Cirrus provides a range of exciting benefits, including: * 401(k) Plan: Dollar-for-dollar match up to 5% after 90 days, with 100% vesting. * Employer-Paid Coverages: Group term life, short- and long-term disability insurance. * Comprehensive Health Coverage: Medical, vision, dental, with additional dependent coverage options. * Free Health Tracking: With rewards for meeting health goals. * Generous PTO: 120 + hours accrued within the first year. * Employee Referral Bonus: For referring talented candidates. * Career Development: Tuition reimbursement and professional growth opportunities. * Exclusive Discounts: Access to partner and marketplace discounts. * Community & Engagement: Company and employee clubs at various locations. These benefits are designed to support your well-being, growth, and enjoyment at Cirrus!

This role is with RippleMatch's partner companies. RippleMatch partners with hundreds of companies looking to hire top talent. RippleMatch is your AI-powered job matchmaker. Our platform brings opportunities directly to you by matching you with top employers and jobs you are qualified for. Tell us about your strengths and goals - we'll get you interviews! Leading employers leverage RippleMatch to build high-performing teams and Gen Z job seekers across the country trust RippleMatch to launch and grow their careers. Requirements for the role: Bachelor's degree in Finance, Economics, Business Administration, or a related field. Prior experience in financial analysis, investment banking, or related internship experience is preferred. Strong understanding of financial markets, investment strategies, and economic indicators. Proficiency in financial modeling and analysis, with strong quantitative skills. Excellent proficiency in Microsoft Excel, and familiarity with other financial analysis tools and software. Demonstrated ability to conduct in-depth research and analysis. Strong attention to detail and accuracy in handling financial data. Ability to synthesize complex information into clear, actionable insights. Excellent verbal and written communication skills, for presenting analysis and recommendations. Strong organizational and time management skills, with the ability to prioritize tasks in a fast-paced environment. Ability to work both independently and as part of a team.

We are looking to add a Builders Risk Specialist to join our Property Casualty team in Minneapolis, MN. Offering a forward-thinking, innovative, and vibrant company culture, along with the opportunity to share your unique potential, there really is no place like Holmes! Essential Responsibilities: Maintain accurate client, underwriting and policy information in the agency management system. Ensure all documentation is saved and organized in a timely manner in the content management system. Prepares certificates of insurance and evidences of property insurance. Invoice agency bill transactions. Analyze and model project risks to determine catastrophic risk. Support in the preparation of builders risk submissions. Assess quotes for accuracy and assist in preparation of builders risk client proposals. Track builders risk expiration dates ensuring the necessary extensions are requested and endorsed. Qualifications: Education: High school diploma; college degree preferred. Experience: Minimum 1 year of administrative, customer service, or office experience, preferably in the insurance industry. Licensing: Active state specific Property Casualty Insurance agent's license required or the ability to acquire license within three months of hire. Technical Competencies: Invests in understanding and applying insurance principles to consult with clients and meet their strategic needs. Actively contributes to workflows, processes, and deliverables, using agency systems to provide a world-class client experience and ensure compliance. Able to understand clients, prioritize tasks, manage status, and deliver impactful solutions proactively. Here's a little bit about us: In addition to being great at what you do, we place a high emphasis on building a best-in-class culture. We do this through empowering employees to build trust through honest and caring actions, ensuring clear and constructive communication, establishing meaningful client relationships that support their unique potential, and contributing to the organization's success by effectively influencing and uplifting team members. Benefits: In addition to core benefits like health, dental and vision, also enjoy benefits such as: Paid Parental Leave and supportive New Parent Benefits - We know being a working parent is hard, and we want to support our employees in this journey! Company paid continuing Education & Tuition Reimbursement - We support those who want to develop and grow. 401k Profit Sharing - Each year, Holmes Murphy makes a lump sum contribution to every full-time employee's 401k. This means, even if you're not in a position to set money aside for the future at any point in time, Holmes Murphy will do it on your behalf! We are forward-thinking and want to be sure your future is cared for. Generous time off practices in addition to paid holidays - Yes, we actually encourage employees to use their time off, and they do. After all, you can't be at your best for our clients if you're not at your best for yourself first. Supportive of community efforts with paid Volunteer time off and employee matching gifts to charities that are important to you - Through our Holmes Murphy Foundation, we offer several vehicles where you can make an impact and care for those around you. DE&I programs - Holmes Murphy is committed to celebrating every employee's unique diversity, equity, and inclusion (DE&I) experience with us. Not only do we offer all employees a paid Diversity Day time off option, but we also have a Chief Diversity Officer on hand, as well as a DE&I project team, committee, and interest group. You will have the opportunity to take part in those if you wish! Consistent merit increase and promotion opportunities - Annually, employees are reviewed for merit increases and promotion opportunities because we believe growth is important - not only with your financial wellbeing, but also your career wellbeing. Discretionary bonus opportunity - Yes, there is an annual opportunity to make more money. Who doesn't love that?! The salary range for Minnesota residents is $45,800 - $78,800. Compensation is based on several factors, including, but not limited to, education, work experience and industry certifications. In addition to your salary, Holmes Murphy offers a comprehensive total rewards program including annual bonuses, total wellbeing benefits and support for professional development. Holmes Murphy & Associates is an Equal Opportunity Employer. #LI-GH1

Requisition ID 35795 Office Country Mongolia Office City Ulaanbaatar Division Banking Countries of Operations Full-Time/Part-Time Full Time Contract Type Short Term Contract Length 12 months Posting End Date 14/07/2025 Purpose of Job The Analyst contributes to all phases of the project cycle, including project origination, structuring, execution, implementation and monitoring. The Analyst will take responsibility for the tasks assigned to them by the operation leader or more senior members of the project team, or more senior bankers, which may include undertaking comprehensive due diligence, including financial, market, integrity and EBRD policy compliance, as well as effective post-signing implementation and monitoring. The Analyst carries out these tasks as part of a project team under the guidance of the operation leader or under the supervision/guidance of more senior bankers. Accountabilities and Responsbilities Under the guidance of the operation leader or a more senior banker: * Structuring and Execution * Work as a project team member on transactions, contributing to all aspects of project structuring and execution, including comprehensive research and analysis of background materials, market information and financial performance data; analyse and evaluate potential risks related to the proposed project, including analysis of financial statements, preparing and updating financial models and financial projections; * Assist with the designing and processing of technical co-operation assistance, including preparation of terms of reference and internal approval documentation, to support the related investment project or the related policy dialogue initiative; * As may be requested, assist with communication with other internal units of the Bank, clients and other stakeholders, at the operational level, such as preparing draft correspondence, presentations, and following up on internal emails; * Ensure that all tasks assigned to the Analyst are completed within the specified time frames to a high quality and in line with the policies, procedures and objectives of the Bank. 2. Portfolio Monitoring, Value Creation and Reporting * As requested by the operation leader or a Portfolio Manager, undertake assigned tasks relating to the implementation and monitoring of projects to which the Analyst is assigned as part of the project team, including compliance with project agreements and Bank procedures related to disbursement, monitoring of progress of the project and financial performance of the client, assessing evolving risk factors and monitoring and assessing covenant compliance; * As requested by the operation leader or more senior member of the project team, prepare timely and comprehensive draft monitoring reports and include recommendations for corrective actions where required and ensure these corrective actions and recommendations are brought to the attention of more senior team members; * As may be requested by, and under the supervision of, a TC operation leader, assist with the effective implementation and monitoring of TC assignments including communication with TC client, monitoring of TC fund usage, preparation and filing of relevant TC progress and completion reports to support the TC operation leader to meet donor reporting requirements and operational objectives. The responsibilities of the Analyst are designed to allow the Analyst to progressively undertake more complex tasks and build the scope of responsibilities based on acquired experience and expertise. Qualifications & Skills / Experience & Knowledge Qualifications and Skills: * Bachelor's degree. Master's degree preferred or equivalent experience in the areas of expertise. * Professional qualification such as ACA, CFA, ACCA, or CIMA desirable. * Quantitative/numerical skills are critical with the ability to interpret financial information and to design and use financial models. * Credit analysis skills, with the ability to interpret accounts, understanding local and international accounting principles and practice of credit analysis. * Computer literacy, conversant with Microsoft Office and spread sheet packages including financial analysis and modelling modules. * Good understanding of relevant systems and processes. * Ability to work effectively as a team member and to deadlines and under time pressure. * Good written and oral communication skills in English. * Good command over the local/country language is an advantage. Experience and Knowledge: * Relevant financial industry experience from an investment or commercial bank, private equity firm, asset management firm, or auditing/financial consulting firm operating to international standards. * Exposure to industry/country experience. What is it like to work at the EBRD? / About EBRD Our agile and innovative approach is what makes life at the EBRD a unique experience! You will be part of a pioneering and diverse international organisation, and use your talents to make a real difference to people's lives and help shape the future of the regions we invest in. At EBRD, our Values - Inclusiveness, Innovation, Trust, and Responsibility - are at the heart of how we work. We bring these to life through our Workplace Behaviours: listening well and speaking up, collaborating smartly, acting decisively with full commitment, and simplifying to amplify our impact. These principles shape our culture and define our success. We seek individuals who not only share these values but are also committed to embedding them in their daily work, fostering a positive and high-performing environment. The EBRD environment provides you with: * Varied, stimulating and engaging work that gives you an opportunity to interact with a wide range of experts in the financial, political, public and private sectors across the regions we invest in. * A working culture that embraces inclusion and celebrates diversity. Our workforce reflects a broad range of backgrounds, perspectives, and experiences, bringing fresh ideas, energy, and innovation and enhancing our ability to serve our clients, shareholders, and counterparties effectively. * A hybrid workplace that offers flexibility to teams and individuals; that is based on trust, flexibility and connectedness. * An environment that places sustainability, equality and digital transformation at the heart of what we do. * A workplace that prioritises employee wellbeing and provides a comprehensive suite of competitive benefits. Diversity is one of the Bank's core values which are at the heart of everything it does. As such, the EBRD seeks to ensure that everyone is treated with respect and given equal opportunities and works in an inclusive environment. The EBRD encourages all qualified candidates who are nationals of the EBRD member countries to apply regardless of their racial, ethnic, religious and cultural background, gender, gender identity, sexual orientation, age, socio-economic background or disability. Please note, that due to the high volume of applications received, we regret to inform you that we are unable to provide detailed feedback to candidates who have not been shortlisted (for further consideration). Job Segment: Bank, Banking, Credit Analyst, Private Equity, Sustainability, Finance, Energy

Hours: 40 Pay Details: $68,640 - $112,320 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Risk Management Job Description: The Risk Officer II develops and recommends appropriate credit risk standards related to credit card portfolios and other credit related activities. In conjunction with senior management and typically a firm-wide Credit Committee, Credit Card Risk Officer formulates and/or manages the firm's portfolio risk management policies including, but not limited to: acquisitions, line assignment, and existing account management. The job staffs, monitors existing and potential credit exposure, and implements measures to attain portfolio risk goals. The Risk Officer II analyzes and evaluates credit risks resulting from underlying demographics of portfolio (geographic, demographic, income, and other macro-economic variables). This job recommends and implements credit enhancement on an as-needed basis, either directly, or in conjunction with Risk Analytics/Modeling, may be responsible for development and evaluation of credit risk management models. This job also provides a broad range of risk analysis, reporting and/or support to business partners and acts as a specialist/expert in providing guidance/advice on a range of risk related matters within assigned or own area of specialization. Depth & Scope: * Performs functions noted for Credit Card Risk Officer I * Supports and assists in the development of credit risk projects/initiatives; pulls performance and demographic data, performs detailed analysis and assists in preparation of appropriate documentation/recommendation * May lead a small team or operate in a lead capacity managing risk activities such as KRI, CSI, RCSA and Action Plan reporting on behalf of a key business or functional area * May be involved on risk related committees and/or related working groups as a Subject Matter Expert (SME) and plays a lead role in research / analysis and /or integrating / implementing key risk management practices * Performs detailed analysis and interprets information to make recommendations to Senior Management on critical strategies including non standard and ad-hoc requests as determined by management * Ensures the timely communication of issues that are relevant to the team and encourage a good working relationship with other internal and external groups Education & Experience: * Bachelor's degree * 3-5 Years of related experience * Proficient PC skills including a strong competency in MS Excel and PowerPoint, and a variety of PC-based analytical and reporting software packages * Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS * Working knowledge of SAS Enterprise Miner, FICO Model Builder or Angoss Knowledge Seeker * Strong analytical and problem solving skills are required to interpret data and draw conclusions * Experience in data modeling and risk management either from a business administration, statistical, mathematical, scientific or financial background * Excellent written and verbal communication skills Preferred Qualifications: * Strong analytical and problem solving skills * Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS * Experience with various analytical or reporting tools, such as SAS, Python, R, Knowledge Seeker Matlab Tableau, etc. * Proficient PC skills including a strong competency in MS Excel and PowerPoint, and a variety of PC-based analytical and reporting software packages * Strong analytical and problem solving skills are required to interpret data and draw conclusions * Experience in data modeling and risk management Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% * Domestic Travel - Occasional * International Travel - Never * Performing sedentary work - Continuous * Performing multiple tasks - Continuous * Operating standard office equipment - Continuous * Responding quickly to sounds - Occasional * Sitting - Continuous * Standing - Occasional * Walking - Occasional * Moving safely in confined spaces - Occasional * Lifting/Carrying (under 25 lbs.) - Occasional * Lifting/Carrying (over 25 lbs.) - Never * Squatting - Occasional * Bending - Occasional * Kneeling - Never * Crawling - Never * Climbing - Never * Reaching overhead - Never * Reaching forward - Occasional * Pushing - Never * Pulling - Never * Twisting - Never * Concentrating for long periods of time - Continuous * Applying common sense to deal with problems involving standardized situations - Continuous * Reading, writing and comprehending instructions - Continuous * Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Established in 1991, Collabera has been a leader in IT staffing for over 22 years and is one of the largest diversity IT staffing firms in the industry. As a half a billion dollar IT company, with more than 9,000 professionals across 30+ offices, Collabera offers comprehensive, cost-effective IT staffing & IT Services. We provide services to Fortune 500 and mid-size companies to meet their talent needs with high quality IT resources through Staff Augmentation, Global Talent Management, Value Added Services through CLASS (Competency Leveraged Advanced Staffing & Solutions) Permanent Placement Services and Vendor Management Programs. Collabera recognizes true potential of human capital and provides people the right opportunities for growth and professional excellence. Collabera offers a full range of benefits to its employees including paid vacations, holidays, personal days, Medical, Dental and Vision insurance, 401K retirement savings plan, Life Insurance, Disability Insurance. Job Description Position Details: Title: Financial Analyst Duration: 6 month Location: Eagan, MN Requirements: • The financial analyst will be a business partner to both the Sourcing Finance and Professional Services Sourcing teams. • Responsible for the day to day coverage/decision support of the Marketing & Advertising and Human Resources Services category teams. • The analyst will work independently as well as with various Professional Services Sourcing Managers to provide spend & savings analytics, provide research of suppliers and transactions, and perform validations of monthly category savings. • All necessary system training will be provided on site but we request that the financial analyst have solid or advanced excel skills, is an effective communicator, and is capable of working under a deadline. • Requires a bachelor's degree and 3-5 years of experience in the finance field or in a related area. • Familiar with a variety of the Sourcing concepts, practices, and procedures a plus. Additional Information To know more on this position or to schedule an interview please contact; Monil Narayan ************

Risk Manager Department: Risk Management Classification: Exempt Salaried Job Grade: Officer The Risk Manager will oversee the Risk Management Department, which consists of four sub-departments: Compliance, Vendor Management, Fraud, and Internal Audit. This position will be responsible for providing all four sub-departments with direction, resources, and top-down support to implement and run an effective risk management system within the Bank. The Risk Manager is also responsible for the development and ongoing monitoring and maintenance of a enterprise risk framework that synchronizes the elements of risk to create Organization clarity and cross-departmental synergies based on determined risk appetite set forth by the Bank's Board of Directors. This position will report directly to the Chief Financial Officer. The level of this position is based on years of service, education and/or equivalent experience, knowledge level and skill set. Essential Functions: To perform this job successfully, an individual must be able to perform each Essential Function and Skill satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. 1. Provide management leadership oversight to the four sub-departments of Risk Management: Compliance, Vendor Management, Fraud, and Internal Audit. 2. Liaison between each sub-department and the Chief Financial Officer regarding critical issues. 3. Collaborate with senior management and various departments to integrate risk management into decision making processes. 4. Oversee the annual corporate insurance renewal process. 5. Manage claims against corporate insurance and disseminate information as applicable to others within the Bank. 6. Oversee and maintain Bank policy, procedure, and resource structure using the Bank's management tool. 7. Manage FDICIA framework including ongoing monitoring of control structure and enhancements as required through growth and change within Bank. 8. Lead routine regulatory examinations by serving as the primary contact during internal preparation, coordination during, and post-examination follow-up. 9. Prepare and present risk reports to the Board of Directors, Audit Committee, and senior management. 10. Lead and participate in multiple committees, including but not limited to: Enterprise Risk Management Committee (ERMC), Audit Committee, etc. 11. Develop and maintain the Bank's risk assessment framework. 12. Identify, assess, and mitigate risks across various departments. 13. Champion the development of a comprehensive fraud department including a fraud framework that is clearly understood at all levels of the Bank. 14. Identify and help prepare training and support content for staff and Bank on risk-related matters. 15. Collaborate with Chief Credit Officer to effectively manage risk associated with credit. 16. Assign the workload of the Risk Manager's direct reports, ensuring they are properly trained to perform their duties, evaluate their performance, and recommend any disciplinary action if necessary. 17. Assist the human resources department in staffing the Risk Department which includes interviewing, hiring, promoting, and terminating. 18. Ensure proper coverage and staffing for all direct reports, which includes reviewing and approving time off requests and timesheets. 19. All employees are expected to exemplify and follow our core values. 20. Regular attendance and punctuality when reporting to work. 21. Travel for trade and industry schools and seminars as needed. 22. This position may require installation of a Multi-Factor Authentication (MFA) app on an employee's personal mobile device. The MFA apps are used to authenticate a user's identity to the system for security purposes. 23. Adhere to and comply with all applicable, federal, and state laws, regulations, and guidance, including those related to BSA/AML, as well as adhere to the Bank's policies and procedures. 24. Perform other duties as assigned and requested. Core Values: Humility - We are “blue-collar bankers.” We are relatable, down-to-earth people who greet our smallest customer the same way we greet our largest. Respectful, Genuine Care for Others - We care about each other, we care about our customers, and we care about our communities. Finds A Way - This simply put, is nothing more than attitude. It is a can-do spirit, a desire to help, to contribute, to go above and beyond, and to make a difference. Effort - We expect a lot of ourselves and hold ourselves to a high standard. We are not entitled, and we need to earn it from our customers and each other every day. Owning-It - Owning-It or Accountability is a big word that can encompass a great many things. For Citizens Alliance Bank, it is about ownership. When an employee says they will do something, they follow through and get it done. Education and Experience: Required - High School diploma or GED, etc. Required - Bachelor's Degree or equivalent experience. Required - Continuing Education to maintain job knowledge. Required - Experience managing multiple departments. Required - Excellent organizational skills. Required - Excellent Communication skills. Preferred - Previous work experience using the “Three Lines of Defense” approach to risk management. Preferred - Strong knowledge of regulatory compliance. Preferred - Knowledge of corporate insurance. Preferred - Knowledge of FDICIA requirements and structuring. Preferred - Experience using PowerDMS. The employer has the right to revise this position description at any time. The position description is not a contract for employment. Citizens Alliance Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual preference or orientation, gender identity, gender expression, national origin, disability, veteran status and all other protected classes.

Full-time Description CORE VALUES: Park State Bank's Core values are GROWTH, TEAMWORK, RESPONSIVE, TRANSPARENT, And INNOVATIVE. We endeavor to live by these values in all that we do! MISSION: The mission of Park State Bank is to deliver exceptional client service, strategic banking solutions and a community-friendly experience. POSITION SUMMARY: The position is responsible for assisting the Compliance Department with keeping the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and Countering the Financing of Terrorism (CFT) compliant with state and federal regulatory expectations. PRIMARY RESPONSIBILITIES AND ACCOUNTABILITIES: Assist in the implementation and maintenance of the Bank Secrecy Act (BSA) program. Ensure accurate and timely preparation of Currency Transaction Reports (CTRs) and Monetary Instrument Transaction Reports (MITRs). Conduct thorough reviews of reports and client transactions to identify thresholds for Currency Transaction Reports (CTRs) and Monetary Instruments Transaction Reports (MITRs). Analyze AML system-generated alerts and reports through Verafin to identify potential suspicious activity. Assist in the preparation and files of Suspicious Activity Reports (SARs) in accordance with regulatory requirements, ensuring accuracy and timely submissions. Conducts Customer Due Diligence (CDD) and Enhanced Due Diligence (EDDs) reviews by verifying customer identity, assessing risk, and monitoring account activity to identify and mitigate potential Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) risks. Maintains and ensures the accurate filing of records in compliance with BSA regulatory requirements (e.g., 3 CFR 1010.410) and the institution's internal policies and procedures. Review client accounts and transactions against the OFAC sanctions list to identify potential matches. Assist with handling FinCEN 314(a) requests and 314(b) information sharing in compliance with regulations. Assist in reviewing potential high-risk clients by analyzing account activity and documentation to support risk assessment and compliance efforts. Assist in educating employees on BSA-AML-CFT regulations and best practices. Assist the BSA Officer in preparing for and responding to internal and external audits and regulatory examinations by providing necessary documentation and information. Assist with Fraud and Elder Financial Exploitation investigations. SECONDARY RESPONSIBILITIES AND ACCOUNTABILITIES: General Compliance Duties as may be assigned. May recommend in conjunction with supervisor to outsource some audits when applicable. Other duties as may be assigned. COMPETENCIES: Perform quality work within determined timeframes. Interact professionally with other employees, client, vendors and shareholders. Work effectively as a team contributor on all assignments. Work independently while understanding the necessity for communicating and coordinating work efforts with other employees, departments, divisions, etc. Work on additional tasks, assignments and projects as needed. SKILLS AND ABILITIES: Basic understanding of BSA-AML-CFT regulation. Ability to learn and apply audit skills, standards, methods and techniques. Good understanding of human relations and the ability to maintain satisfactory relationships with auditees. One or two years of progressively more responsible work experience in a financial institution preferred but not required. Knowledge and understanding of debits and credits and how they go through the system. Knowledge in email communication, Microsoft Word, and Microsoft Excel as well as knowledge of all office machinery. Knowledge in using AML software system (e.g, Verafin). Strong analytical skills including the ability to define and solve problems. Strong organizational skills and ability to handle multiple demands in a timely manner. PERFORMANCE MEASURES: Timely execution of Rocks, To-Dos, active participation in L10 meetings. Demonstration of Core Values. Timeliness: meets internal and regulatory deadlines for SARs, CTRs and other compliance tasks. Regulatory Compliance Performance: supports audit and exam readiness with properly maintained records and processes. Collaboration: communicate effectively with team members and departments to support BSA-AML-CFT efforts. Self-Training and Development: Actively maintain knowledge of BSA-AML-CFT regulations and systems. WORKING CONDITIONS: Will need to be able to handle stressful situations and function in a very fast-paced environment while remaining calm and precise. Must have excellent interpersonal and organizational skills and enjoy working with the public. Will need to communicate in a clear, concise, and pleasant manner. May, on occasion, have to work longer hours than scheduled. Must be able to meet deadlines, multi-task and adjust priorities as necessary. Must possess strong organizational, analytical, communication, and interpersonal skills, including the ability to work with all levels of management and the Bank's vendors. Must be a self-starter who challenges existing processes and can identify and implement efficiencies and cost-saving solutions. Will have access to and knowledge of all employees' accounts, customer information, and the bank's finances, so the ability to keep information confidential is extremely important. The employee will be working in an indoor office setting in a light work situation (exerting up to 20 lbs. of force frequently, and/or a negligible amount of force constantly to move objects). Must be able to remain in a stationary position 50% of the time and be able to occasionally move about inside the office to access file cabinets, office machinery, etc. Constantly operates a computer and other office productivity equipment. Employee frequently communicates with employees, customers and vendors. May be required to travel to branches periodically, so must have a valid driver's license and reliable transportation. Must be able to exchange accurate information both orally and written in English. Employee may be required to travel to branches located within the region. Despite ongoing security training, there is always the possibility of a bank robbery. GENERAL NOTICE: This description is not designed to cover or contain a comprehensive list of activities, duties or responsibilities that are required of the employee. Other duties may be assigned as necessary. This position does not qualify for remote/WFH work. All job duties assigned are required to be completed in one of our designated branch locations located in MN. ROLE QUALIFICATIONS: Experience Minimum of 1-2 years of banking, compliance, or related experience required. Basic understanding of BSA-AML laws and regulations strongly preferred. Familiarity with regulatory reporting (SARs, CTRs) is preferred. Experience with AML monitoring system (e.g), Verafin) strongly preferred. Exceptional communication skills (written and oral) are required. General banking knowledge is required. Advanced proficiency in Microsoft Word is required. Knowledge of Excel is necessary. Must have good listening, excellent writing skills, and computer skills. Requirements A high school diploma is required. A 2- 4- year degree, or other formal compliance training is strongly desired. At the appropriate time determined by supervisor, may obtain compliance certification via an approved organization. Salary Description $22 - $26 / hour

At Polaris Inc., we have fun doing what we love by driving change and innovation. We empower employees to take on challenging assignments and roles with an elevated level of responsibility in our agile working environment. Our people make us who we are, and we create incredible products and experiences that empower us to THINK OUTSIDE. JOB SUMMARY: This role serves as a key finance and accounting resource for Polaris' purchase and manufacture of tooling fixed assets. This includes the entire lifecycle of tooling fixed assets, from request, to approval, to invoicing, to monitoring, and reporting. This role reports to the Director of Finance. The individual in this role will be required to be highly resourceful, capable of utilizing various tools to support the tooling process. ESSENTIAL DUTIES & RESPONSIBILITIES: * Track, maintain and monitor tooling requests, approvals, purchase orders, and invoices * Execute various month-end close entries, ensuring that financial results are complete, accurate and prepared consistent with corporate policies * Perform account reconciliations on a quarterly basis * Support effective internal controls, including SOX compliance with both internal and external auditors * Drive process automation and enhanced monthly reporting * Support the transition of procedural tasks to the Polaris Shared Services Center * Become an integral part of the business team, providing leadership and functional expertise wherever needed; solicit feedback and provide closed-loop communication system to enhance quality of service * Challenge and enhance the current tooling process; looking for efficiencies and additional insights * Develop a more robust process to enhance the connection between budgeting and forecasting, and commitment and cash flow * Perform miscellaneous projects and tasks as assigned SKILLS, KNOWLEDGE AND EDUCATION: * Bachelor's degree in Accounting, Finance or related field * 2-4 years accounting/finance experience * Strong systems aptitude with experience in various Microsoft tools (Excel, PowerPoint). OneStream, AS400, PowerBI, and other query & data tools experience a plus * Strong project management capabilities with ability to manage and prioritize concurrent projects and initiatives * Excellent communication, teamwork and leadership skills with previous experience working with business partners on a routine basis * Ability to plan and prioritize in a fast-paced environment, meet deadlines and adapt to changing priorities * Self-starter with strong analytics and problem-solving experience * Hybrid work (in office and remote/WFH) environment Wyoming, MN location The pay range for Minnesota is $67,000 to $83,000 per year. Individual salaries are determined through a wide variety of factors including but not limited to education, experience, knowledge, skills, and geography. #LI-GR1 #LI-Hybrid This position is not eligible for sponsorship To qualify for this position, former employees must be eligible for rehire, and current employees must be in good standing. We are an ambitious, resourceful, and driven workforce, which empowers us to THINK OUTSIDE. Apply today! At Polaris we put our employees first, by offering a holistic approach to their health and financial wellbeing. Polaris is proud to offer competitive compensation, including a market-leading profit-sharing plan that is fundamental to our pay-for-performance culture. At Polaris, employees are owners of the company through company contributions to our Employee Stock Ownership Plan and discounted employee stock purchases plan. Employees receive a generous matching contribution to 401(k), financial wellness education and consultation to plan for their financial future. In addition to competitive pay, Polaris provides a comprehensive suite of benefits, including health, dental, and vision insurance, wellness programs, paid time off, gym & personal training reimbursement, life insurance and disability offerings. Through the Polaris Foundation and our Polaris Gives paid volunteer time off, we support employees who actively volunteer their time, efforts, and passions to improve the health and wellbeing of the communities in which they live, play and work. Employees at Polaris drive our success and are rewarded for their commitment. About Polaris As the global leader in powersports, Polaris Inc. (NYSE: PII) pioneers product breakthroughs and enriching experiences and services that have invited people to discover the joy of being outdoors since our founding in 1954. Polaris' high-quality product line-up includes the Polaris RANGER, RZR and Polaris GENERAL side-by-side off-road vehicles; Sportsman all-terrain off-road vehicles; military and commercial off-road vehicles; snowmobiles; Indian Motorcycle mid-size and heavyweight motorcycles; Slingshot moto-roadsters; Aixam quadricycles; Goupil electric vehicles; and pontoon and deck boats, including industry-leading Bennington pontoons. Polaris enhances the riding experience with a robust portfolio of parts, garments, and accessories. Proudly headquartered in Minnesota, Polaris serves more than 100 countries across the globe. *************** EEO Statement Polaris Inc. is an Equal Opportunity Employer and will make all employment-related decisions without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, marital status, familial status, status with regard to public assistance, membership or activity in a local commission, protected veteran status, or any other status protected by applicable law. Applicants with a disability that are in need of an accommodation to complete the application process, or otherwise need assistance or an accommodation in the recruiting process, should contact Human Resources at ************ or ******************************. To read more about employment discrimination protection under U.S. federal law, see: Know Your Rights: Workplace Discrimination is Illegal (eeoc.gov).

AYR Global IT Solutions is a national staffing firm focused on cloud, cyber security, web application services, ERP, and BI implementations by providing proven and experienced consultants to our clients. Our competitive, transparent pricing model and industry experience make us a top choice of Global System Integrators and enterprise customers with federal and commercial projects supported nationwide. Job Description Required Qualifications 5-8 years of relevant experience Bachelor's Degree in Finance or Business Intermediate Excel skills Preferred Qualifications: 3 or more years managing IT program or project financials Experience managing eCommerce product team financials skill: Strong written and verbal communication skills Additional Information If any one interested send your resume msmith@ayrglobal(dot)com