Risk analyst jobs in Irvine, CA - 814 jobs

📍 Pleasanton, CA or Beverly Hills, CA (Hybrid / Partially Onsite) GL Capital Partners is a privately held multifamily real estate investment firm focused on acquiring and operating premier apartment communities in select U.S. markets. Since inception, the firm has raised five institutional closed-end funds totaling more than $1B in equity capital, with over $400M committed to Fund V. Our vertically integrated platform allows us to manage the full lifecycle of each investment-driving disciplined execution, operational excellence, and long-term value creation. As our portfolio continues to grow, we are seeking an Asset Management Analyst with 1-3 years of relevant experience to join our team. This is a unique opportunity to work within an entrepreneurial, high-performing organization while gaining direct exposure to senior leadership and all phases of the investment lifecycle-from acquisition through disposition. This role is partially onsite, based out of our Pleasanton, CA or Beverly Hills, CA corporate offices, and is ideal for a motivated self-starter who values accountability, collaboration, and continuous learning. What You'll Do • Performance Monitoring: Track property- and portfolio-level KPIs; evaluate performance against budgets and business plans; support strategies that drive outperformance. • Strategic Reporting: Prepare weekly, monthly, and quarterly reports; conduct ad hoc analyses; translate data into clear, actionable insights. • Operational Collaboration: Partner closely with the Director of Asset Management, COO, Regional Managers, and onsite teams to support asset-level execution. • Technology Enablement: Leverage and support technology platforms to drive efficiency across corporate and site operations; assist with implementations and training. • Budgeting & Forecasting: Support quarterly, semi-annual, and annual budgeting and forecasting processes. • Site Engagement: Conduct site visits to assess physical and financial performance; review reports with regional and property teams; help communicate business plans and performance expectations. What We're Looking For • Bachelor's degree in real estate, finance, business, economics, or a related field • 1-3 years of experience in asset management, real estate, finance, or a related analytical role • Strong Excel and quantitative skills; familiarity with financial modeling • Experience with platforms such as Entrata, RealPage, Elise AI, or similar is a plus • Ability to synthesize complex data and communicate insights clearly • Highly organized, detail-oriented, and comfortable managing multiple workstreams • Curious, collaborative, and motivated by continuous improvement • Willingness to travel as needed Why Join Us At GL Capital Partners-and alongside our management affiliate, GL Partners Management-we believe strong performance starts with strong people. Our culture is rooted in trust, accountability, and care, and we take pride in building teams that are empowered, supported, and aligned around shared goals. Compensation & Benefits • Full-time salaried position: $75,000-$90,000, plus merit-based discretionary bonus • Employer-paid medical, dental, and vision insurance • Health Care & Dependent Care FSAs • Employer-paid life and long-term disability insurance • Employee Assistance Program • 401(k) with employer match GLPM is an Equal Employment Opportunity / Affirmative Action employer and is committed to building a diverse and inclusive workplace. 👉 Learn more at glrecap.com or apply directly through LinkedIn.

RETS Associates has been retained by well-known private developer to recruit for a Financial Analyst based in Irvine, CA. The Analyst will support management in the evaluation and execution of ground-up development and investment opportunities while assisting with ongoing regional operations and strategic initiatives. Responsibilities Analyze markets and identify development and acquisition opportunities Build and evaluate financial models (cash flow, IRR, waterfalls, exit scenarios) Support due diligence efforts and assist with PSA and legal document review Prepare investment committee materials, business plans, and presentations Assist with lease structuring, construction financing, joint ventures, and capital raises Track budgets, proformas, and development costs; analyze forecast vs. actual results Participate in entitlement processes and construction coordination Maintain regional market data and provide insights on market conditions Collaborate cross-functionally with design, construction, accounting, legal, and finance teams Qualifications Bachelor's degree required; Master's or MBA preferred 2-3 years of experience in real estate development, finance, capital markets, or brokerage Strong financial modeling and analytical skills Proficiency in Excel, Word, PowerPoint; basic ARGUS knowledge Detail-oriented, adaptable, and effective in a fast-paced environment Willing to travel up to 25%

Gauntlet leads the field in quantitative research and optimization of DeFi economics. We manage market risk, optimize growth, and ensure economic safety for protocols facilitating most spot trading, borrowing, and lending activity across all of DeFi, protecting and optimizing the largest protocols and networks in the industry. As of April 2025, Gauntlet manages risk and incentives covering over $42 billion in customer TVL. Gauntlet continually publishes cutting-edge research that informs our risk models, alerts, and analysis, and is among the most cited institutions - including academic institutions - in terms of peer-reviewed papers addressing DeFi as a subject. We're a Series B company with around 75 employees, operating remote-first with a home base in New York City. Our mission is to drive adoption and understanding in the financial systems of the future. The unique challenges of decentralized systems call for innovative approaches in mechanism design, smart contract development, and financial product utilization. Gauntlet leads in advancing this knowledge, ensuring safe progression through the evolving landscape of financial innovation. Responsibilities Drive Market Research & Strategic Partnerships: Track emerging yield strategies, protocol developments, and ecosystem incentives across chains to provide the Curation team with a competitive edge in vault deployment and optimization. Actively monitor DAO governance proposals, forum discussions, and protocol roadmaps to inform risk assessments, vault growth strategies, and partnership opportunities. Identify and evaluate live or upcoming liquidity mining, ve-token, and fee-rebate programs. Support business development by analyzing incentive structures, stakeholder alignment, and contributing to deal execution through opportunity qualification and proposal development. Execute Risk Assessment & Due Diligence: Conduct structured protocol reviews focused on solvency, oracle infrastructure, governance mechanisms, and security posture. Perform in-depth risk assessments by analyzing historical on-chain data, protocol codebase, and market dynamics to generate informed recommendations on vault growth, asset onboarding, and risk parameterization. Collaborate with auditors and protocol teams to resolve issues and ensure timely launch readiness. Monitor and respond to market events with clear internal communication and contribute to the evolution of Gauntlet's on-chain risk offerings. Develop Growth & Incentive Analytics: Build and maintain dashboards to track incentive rates, protocol yield performance, and vault-level KPIs across chains. Monitor competitive benchmarks and market dynamics to ensure vaults maintain a strong relative position in the ecosystem. Perform creative, non-standard data analysis-including natural experiments, cohort retention, and TVL deltas-to support partnership strategy, incentive optimization, and proactive risk mitigation. Use these insights to inform data-driven decisions that drive sustainable growth and preserve Gauntlet's competitive edge in DeFi. Enable Operational Excellence in Vault Deployments: Launch and monitor Vaults by configuring oracles, LLTVs, Vault parameters, and multisig protocols. Ensure accurate integration with Gauntlet tools and continuously monitor active markets to maintain optimal performance. Qualifications 1-3 yrs in crypto-native research, strategy, or trading seat with evidence of directing capital into third-party incentive programs. Comfort reading Solidity/Vyper, but you're not the auditor of record. Fluency with on-chain data tools (Dune, Subgraphs) and Python or JS for ad-hoc analysis. Track record of shaping deals or product decisions through crisp memos-think equity-research write-ups or growth-analytics briefs. Strong personal interest in DeFi, with a proactive mindset and continuous drive to stay at the forefront of protocol developments, yield opportunities, and strategic differentiation. Common Sense and Competitive Bonus Points Appetite to mentor as team size and volume scales. Rolodex across DAO treasuries, defi protocols, oracles, liquidators, venture funds, or large LPs. Benefits and Perks Remote first - work from anywhere in the US & CAN! Competitive packages with the added opportunity for incentive-based compensation Regular in-person company retreats and cross-country "office visit" perk 100% paid medical, dental and vision premiums for employees Laptop provided $1,000 WFH stipend upon joining $100 per month reimbursement for fitness-related expenses Monthly reimbursement for home internet, phone, and cellular data Unlimited vacation policy 100% paid parental leave of 12 weeks Fertility benefits Please note at this time our hiring is reserved for potential employees who are able to work within the contiguous United States and Canada. Should you need alternative accommodations, please note that in your application. The national pay range for this Role is $165,000 - $205,000 plus additional On Target Earnings potential by level and equity in the company. Our salary ranges are based on paying competitively for a company of our size and industry, and are one part of many compensation, benefits, and other reward opportunities we provide. Individual pay rate decisions are based on a number of factors, including qualifications for the role, experience level, skill set, and balancing internal equity relative to peers at the company. #LI-Remote #J-18808-Ljbffr

NO OUT OF STATE CANDIDATES PLEASE - YOU MUST LIVE WITHIN A COMMUTABLE DISTANCE TO COSTA MESA, CA - THIS IS AN ON-SITE POSITION. THANK YOU. At The Mogharebi Group (TMG), we take a partnership approach to our work, prioritizing understanding our clients' businesses and goals before developing tailored solutions. Our focus is on building long-term relationships and value creation, not just transactions. Through leveraging TMG's shared knowledge, clients sell and purchase multifamily assets with certainty. Role Description We are seeking a skilled Multifamily Commercial Real Estate Financial/Investment Analyst /Underwriter to join our team. In this position, you will play a crucial role in analyzing real estate investments and providing valuable insights to support our Sales Advisors in the representation of Multifamily property owners. Responsibilities: - Evaluate financial performance of multifamily real estate assets - Collaborate with the team to assess potential real estate acquisitions and dispositions - Analyze loan processing and underwriting procedures - Utilize financial acumen to interpret and present data effectively - Collect, organize, and maintain data related to real estate investments - Generate reports and presentations on financial analysis findings Experience: The ideal candidate must possess the following skills: - 2+ years' on-the-job experience evaluating and underwriting Multifamily properties (this is critical) - Experience valuating market rate deals with some affordable knowledge a plus - Strong mathematical and Excel skills - Proficiency in quantitative research techniques - Familiarity with underwriting processes from the brokerage side - Solid financial acumen and understanding of financial concepts - Ability to collect and analyze data for informed decision-making Experience in Affordable Housing programs and how they affect financial analysis, LIHTC, SEC. 8, HUD, TCAC, HAP, etc., is a plus! Joining our team as a skilled Real Estate Analyst on the brokerage side offers an exciting opportunity to work in a dynamic environment where your analytical skills will be valued and further developed. Benefits: 401(k) Health, dental and vision insurance 15 days paid time off, 10 holidays observed Weekly Schedule: 1 day remote, 4 days in-office in Costa Mesa, CA

Spreo Capital is a rapidly expanding private mortgage lender specializing in bridge, renovation, ground-up construction, and DSCR loans for residential and multifamily investors. Spreo Capital funds individual loans up to $8 million across single-family, 2-4-unit, condo and multifamily properties. The Company's mission is to empower real estate investors through flexible, fast and relationship-driven private financing. The Opportunity We are seeking a motivated and driven individual to join our Sherman Oaks, CA office as an Analyst/Associate on the Client Management team. The Client Management Analyst/Associate will serve as the primary point of contact for Spreo Capital's Borrowers, collaborating closely with the Credit, Closing, Construction Management and Investment Management functions to deliver a seamless 5-star experience from the receipt of a signed letter of intent to loan payoff. This position requires a passion for client service, exceptional attention to detail and the ability to navigate complex institutional lending processes to identify risk and develop solutions. Ideal candidates will hold a bachelor's degree and 2-3 years of experience in financial sales, loan processing, client success, mortgage lending and/or real estate. Key Responsibilities Communicate complex concepts effectively, in a client-friendly manner Master Spreo Capital's underwriting guidelines to provide Borrower guidance & support Proactively guide clients through the loan origination process, exceeding their needs and expectations Collect and review credit-related documents to ensure accuracy, completeness and to minimize back-and-forth requests Coordinate with the Closing team, Title/Escrow providers and Borrowers to facilitate timely and frictionless closings Assist Clients with construction draw requests, partnering with inspectors and portfolio management for efficient processing Collaborate with Loan Officers and internal teams to facilitate proactive portfolio management, thereby reducing delinquency Qualifications 2-5 years of relevant experience in Financial Sales, Customer Success, Loan Processing, mortgage lending, and/or Real Estate Bachelor's degree (preferably in finance, Business or related field) The ability to effectively communicate complex concepts clearly to clients Strong attention to detail, ability to read legal documents as well as calculate numbers in spreadsheets (basic understanding of Microsoft Excel) Strong written and verbal communication skills Successful candidates must be highly motivated and have a proactive mindset Compensation & Benefits Competitive Base Salary plus performance based annual bonuses (up to 30%+ of base) based on the following criteria: Loan volume processed Customer/client satisfaction Loan performance/delinquency Cross-functional teamwork Exceptional growth opportunities in a fast-scaling company committed to internal promotions. This role is a steppingstone to long-term advancement in sales, credit, closing or a senior client management positions. Ongoing training and professional development opportunities Comprehensive Medical, Dental, Vision and 401(k) benefits Why Join Spreo Capital? Thrive in a fast-paced environment within a booming industry. Build a true career as a Client Manager, gain exposure to every corner of the company, develop alongside us, and transition into new roles as you grow. Make a tangible impact for clients and earn rewards for your dedication. Join a dynamic team with a culture that celebrates success and collaboration. Apply Now If you are looking for an opportunity for a career in private lending and are up to the challenge, you are welcome to apply… Work Location: This is five (5) days a week in-office role at 15250 Ventura Boulevard, Sherman Oaks, CA. Compensation Range: $75,000 to $125,000

IDR is seeking an Insights Analyst III to join one of our top clients in Los Angeles, CA. This role is perfect for individuals who excel at the intersection of analytics, systems thinking, and cross-functional collaboration. You will play a pivotal role in designing scalable solutions for headcount planning and organizational reporting, contributing to the success of our client's team. If you are looking for an opportunity to join a growing organization and work within an ever-growing team-oriented culture, please apply today! Position Overview/Responsibilities for the Insights Analyst III: Develop and optimize data pipelines to support recurring analysis and deliver deeper insights for BizOps initiatives. Collaborate with enterprise tech partners to transition resource planning and reporting capabilities into system-based solutions. Design and maintain scalable data pipelines and tools to ensure consistency and accuracy in reporting. Create user-friendly dashboards and internal tools using SQL, Python, and other platforms to enhance data visibility. Act as the technical liaison within the BizOps team, aligning business needs with system capabilities. Required Skills for Insights Analyst III: 6-8+ years of experience in analytics, data management, or systems-focused roles within gaming or technology sectors. Proficiency in SQL, Python, and JavaScript, with a strong foundation in designing data flows and managing data pipelines. Experience in data visualization and building structured data checks. Strong collaboration skills to work effectively with cross-functional partners. Familiarity with data engineering concepts and large-scale systems integrations. What's in it for you? Competitive compensation package Full Benefits; Medical, Vision, Dental, and more! Opportunity to get in with an industry leading organization Close-knit and team-oriented culture Why IDR? 25+ Years of Proven Industry Experience in 4 major markets Employee Stock Ownership Program Medical, Dental, Vision, and Life Insurance ClearlyRated's Best of Staffing Client and Talent Award winner 12 years in a row

La Placa Group is a privately held, entrepreneurial real estate investment company based in Southern California. With roots in custom home building and residential redevelopment, we have evolved into a diversified investment platform focused on distressed residential acquisitions and the strategic growth of our rental portfolio, with a long-term objective of scaling into small to mid-sized multifamily assets. We operate as a lean, fast-moving team where accountability is high, decision-making is direct, and execution matters. The Role We are looking for a dynamic, driven professional who wants to grow with our company and make a meaningful impact within a small but scaling team. This is a role for someone with grit, attention to detail, and an ownership mindset-someone who isn't afraid to jump in, take responsibility, and move quickly. As a Financial Analyst - Acquisitions & Asset Management, you will work directly with one of the firm's partners and play a critical role in identifying, underwriting, and prioritizing investment opportunities that align with our investment goals. Your job is to sift through a large volume of opportunities from multiple deal sources, elevate the highest-priority opportunities, and help drive them toward execution. Speed, judgment, follow-up, and consistency are essential. This is not a corporate or siloed analyst role. You will interface directly with ownership, internal team members, and external professionals, and your work will have a visible impact on the business. What You'll Be Doing Acquisitions & Underwriting Underwrite and screen a high volume of incoming deals across multiple sources Identify which opportunities fit our buy box and warrant offer submission Underwrite fix & flip, buy & hold, and small to mid-sized multifamily opportunities Perform scenario analysis to evaluate risk, returns, and execution strategy Audit, maintain, and continuously improve the company's proforma and underwriting models Support due diligence and acquisition execution with escrow, title, lenders, agents, and partners Deal Flow & Relationship Management Proactively follow up with wholesalers, brokers, and agents who provide deal flow Build rapport and maintain strong relationships with key deal sources Consistently promote the La Placa Group brand to keep deal flow active and top-of-funnel Take a hunter mentality toward keeping the pipeline full and relevant Asset Management & Reporting Maintain a real-time pulse on all active fix & flip, buy & hold, and rental assets Track project timelines, budgets, and execution milestones Provide weekly reporting to senior management on project status, priorities, and risks Ensure momentum and accountability across the lifecycle of each investment Any ad-hoc reporting / analysis requested from senior management What We're Looking For Bachelor's degree in Finance, Real Estate, Business, or related field 1-2+ years of real estate financial analysis or underwriting experience Multifamily underwriting experience is a plus Strong Excel & financial modeling skills Ability to move quickly while maintaining accuracy Highly organized with strong follow-through Get-it-done mentality with a strong sense of responsibility Ownership mindset-you treat the work like it's your own capital Coachable, team-oriented, and adaptable in a fast-paced environment What We Offer Competitive pay: $60,000-$72,000/year (DOE) Health insurance 401(k) Paid time off Opportunities for career growth and leadership within a rapidly expanding real estate group Collaborative, supportive environment where your work has a direct and visible impact Schedule & Location Full-Time, Monday-Friday 8-hour in-person schedule Newport Beach office

Build Your Own Client Base with the Support of a Fortune 500 Company 🚀 Ready to build your career with purpose? Bankers Life is seeking the next generation of Financial Services Professionals to guide clients through important financial decisions. What We Offer: Paid Licensing: We cover your Insurance, SIE, Series 6, Series 63, and CFP . Growth: Progressive advancement into leadership and wealth management. Rewards: Competitive commissions, bonuses, and retirement savings programs. If you have honesty, integrity, and the ability to present complex concepts effectively, let's talk. Let's connect: 👉 Schedule a call here: ***************************************** 📞 Or call/text: **************

Omninet Capital is seeking a detail-oriented FP&A Analyst to join the multifamily real estate finance team. This is ideal for someone eager to learn how portfolio performance, budgeting, and forecasting drive strategic decisions in real estate. You will support financial planning and reporting across multiple multifamily assets, partnering with property management, accounting, and investment teams to help improve operational efficiency and financial performance. Key Responsibilities Assist in the annual budgeting and quarterly forecasting process for a portfolio of multifamily properties Prepare and analyze monthly financial reports, identifying variances between actuals, budget, and forecast Develop and maintain financial models and dashboards to monitor key performance indicators (KPIs), occupancy trends, rent growth, and expense drivers Partner with property management and accounting teams to ensure timely and accurate financial reporting Support cash flow forecasting, capital expenditure tracking, and ROI analysis for renovation or improvement projects Conduct market benchmarking and expense analysis to support decision-making on rent pricing, operating costs, and capital allocations Assist in preparing materials for senior management and investors, summarizing financial results and performance insights Qualifications Bachelor's degree in Finance, Accounting, Real Estate, Economics, or a related field Strong analytical and quantitative skills with proficiency in Excel and financial modeling Excellent attention to detail and ability to synthesize complex financial data Understanding of key financial metrics (NOI, operating margins, cash flow, capex, etc.) Strong communication and organizational skills; comfortable collaborating with multiple departments Eagerness to learn about the multifamily real estate industry and its financial drivers Omninet Capital, LLC is an Equal Opportunity Employer and is committed to maintaining a workplace free from discrimination and harassment. We recruit, employ, train, compensate, and promote without regard to race, color, religion, creed, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, age, physical or mental disability, medical condition, genetic information, marital status, veteran or military status, or any other status protected by applicable federal, state, or local laws. All employment decisions are based on qualifications, merit, and business needs. Omninet complies with all applicable state and local fair employment practices laws, including the California Fair Employment and Housing Act (FEHA).

We are the leading provider of professional services to the middle market globally, our purpose is to instill confidence in a world of change, empowering our clients and people to realize their full potential. Our exceptional people are the key to our unrivaled, culture and talent experience and our ability to be compelling to our clients. You'll find an environment that inspires and empowers you to thrive both personally and professionally. There's no one like you and that's why there's nowhere like RSM. Risk Consulting - Process Risk & Controls - Summer 2026 Internship As a Risk Consulting Intern at RSM, you will work with various sized businesses in diverse industries and receive hands-on client experience with direct access to clients at various management levels. At the start of your internship you'll be assigned a “Performance Advisor”, who will aide in your development throughout the internship experience. RSM's Risk Consulting Group provides value added risk assessment services to clientele and you will have the ability to be exposed to a wide variety of industries and clients. Examples of projects include internal audits, SOX/compliance work and financial reporting control projects intended to provide our clients with timely information on business operations and methods to mitigate potential risks. Examples of the candidate's responsibilities include: Sit in on client meetings and support conducting consulting projects Preparing reports on consulting services performed for clients; delivering reports where appropriate and discussing results and recommendations with clients Traveling to client locations as requested to provide consulting services Completing client projects efficiently in accordance with the project timeline and critical dates Leveraging proficiency in Microsoft Excel, Word, and PowerPoint to analyze client information and document results and recommendations Opportunity to attend specific conferences, trainings, & meetings to continue professional development relevant to the role To learn more about “a day in the life of a Risk Consultant” check out this video! Internship & Program Requirements Pursuing at least a B.A. / B.S. degree or equivalent from accredited university, expected completion of degree by December 2026 or June 2027 Major in Accounting (preferred), Finance, Data & Analytics Minimum 3.0 GPA preferred Travel to assigned client locations may be required. Must have access to and ability to arrange for use of reliable modes of transportation to those locations Excellent written and verbal communication skills Strong computer skills, including MS Office Strong multi-tasking and project management skills Ability to work as an effective member of a team Must possess a high degree of integrity and professionalism Certification or working towards certification as a CPA (preferred but not required) At RSM, we offer a competitive benefits and compensation package for all our people. We offer flexibility in your schedule, empowering you to balance life's demands, while also maintaining your ability to serve clients. Learn more about our total rewards at ************************************************** All applicants will receive consideration for employment as RSM does not tolerate discrimination and/or harassment based on race; color; creed; sincerely held religious beliefs, practices or observances; sex (including pregnancy or disabilities related to nursing); gender; sexual orientation; HIV Status; national origin; ancestry; familial or marital status; age; physical or mental disability; citizenship; political affiliation; medical condition (including family and medical leave); domestic violence victim status; past, current or prospective service in the US uniformed service; US Military/Veteran status; pre-disposing genetic characteristics or any other characteristic protected under applicable federal, state or local law. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process and/or employment/partnership. RSM is committed to providing equal opportunity and reasonable accommodation for people with disabilities. If you require a reasonable accommodation to complete an application, interview, or otherwise participate in the recruiting process, please call us at ************ or send us an email at *****************. RSM does not intend to hire entry-level candidates who require sponsorship now or in the future. This includes individuals who will one day request or require RSM to file or complete immigration-related forms or prepare letters on their behalf in order for them to obtain or continue their work authorization. RSM will consider for employment qualified applicants with arrest or conviction records. For those living in California or applying to a position in California, please click here for additional information. At RSM, an employee's pay at any point in their career is intended to reflect their experiences, performance, and skills for their current role. The salary range (or starting rate for interns and associates) for this role represents numerous factors considered in the hiring decisions including, but not limited to, education, skills, work experience, certifications, location, etc. As such, pay for the successful candidate(s) could fall anywhere within the stated range. Compensation Range: $35 - $41 per hour

The Corporate Financial Analyst is responsible for supporting financial planning, budgeting, forecasting, and reporting activities. The ideal candidate has 2-3 years of experience in financial analysis, strong Excel modeling skills, hands-on experience with financial reporting tools and comfortable working with large datasets. This is a high-visibility role that will partner with division leaders to drive financial insights and support decision-making. Job Duties: Assist in the development of annual budgets, forecasts, and long-range financial plans. Build, maintain, and improve financial models to support scenario analysis, cost-benefit evaluations, and ad hoc decision support. Prepare, analyze, and distribute monthly financial reports, including variance analysis to budget and forecast. Lead and facilitate financial statement review meetings with Division leaders; communicate insights, risks, and opportunities. Design and enhance standard and custom financial reports within reporting platforms. Conduct in-depth research to explain variances in revenue, expenses, and operational KPIs. Collaborate with cross-functional partners to collect data, validate assumptions, and ensure accuracy of financial information. Support continuous improvement of FP&A processes, tools, and templates. Job Qualifications: 2-3 years of experience in FP&A, corporate finance, or similar analytical role. Strong proficiency in Microsoft Excel, including SumIfs, Index/Match, XLOOKUP, IF/THEN statements, pivot tables, and advanced formulas. Demonstrated experience in financial modeling (revenue modeling, cost analysis, scenario modeling, etc.). Solid understanding of budgeting, forecasting, and variance analysis. Ability to effectively communicate financial insights to non-financial stakeholders. Hands-on experience with financial reporting or performance management software, such as: DataRails Vena Solutions Workday Adaptive Planning (or comparable tools) Schedule/Location: Hours: Monday-Friday 8:00am-5:00pm Remote - Monterey Park, CA Benefits Offered: Medical, Dental, and Vision coverage 401k Paid Time Off (PTO) Internet Stipend for remote workers And much more! About First Legal: We believe that diversity is integral to our success, and do not discriminate based on race, color, religion, age, or any other basis protected by law. First Legal is the first truly comprehensive File Thru Trial™ solutions firm. With over 17 offices across the United States, First Legal has been serving thousands of law firms and corporations for more than 30 years across our six divisions - Court & Process, Depositions, Discovery, Records, Digital and Investigations. Our success comes through our company culture of innovation and trust, commitment to quality service, and depth of industry knowledge. Our mission is to be the most dependable and trusted business partner for our clients by serving every aspect of the litigation workflow. First Legal partners with our clients on a national basis to achieve the most efficient litigation solutions for the betterment of our clients.

Who is Federated Insurance? At Federated Insurance, we do life-changing work, focused on our clients' success. For our employees, we provide tremendous opportunities for growth. Over 95% of them believe our company has an outstanding future. We make lives better, and we're looking for employees who want to make a difference in others' lives, all while enhancing their own. Federated's culture is grounded in our Four Cornerstones: Equity, Integrity, Teamwork, and Respect. We strive to create a work environment that embodies our values and commitment to diversity and inclusion. We value and respect individual differences, and we leverage those differences to achieve better results and outcomes for our clients, employees, and communities. Our top priority in recruitment and development of our next generation is to ensure we align ourselves with truly exceptional people who share these values. What Will You Do? Are you looking for an internship that offers real-world experience, meaningful projects, and the opportunity to grow professionally? Our Risk Consultant Internship Program, running from June 1, 2026 to August 6, 2026, is designed to help you develop your skills while making an impact. Join us for an exciting summer filled with hands-on opportunities, valuable mentorship, and rewarding experiences. You'll begin your internship with a dedicated training session at our Headquarters in Owatonna, MN, where you'll gain all the knowledge and tools needed for a successful summer. This session sets the foundation for your work, ensuring you're fully equipped to take on challenges with confidence. After your training, you'll return to the Los Angeles, California area to start engaging with our clients and applying what you've learned. Responsibilities: Analyze fire hazards to identify potential risks and develop prevention strategies. Visit client sites within your assigned territory to gather insights and provide actionable support. Build and foster relationships with clients and internal partners in Marketing and Underwriting by facilitating effective communication and collaboration. Manage assigned workloads, ensuring timely and quality deliverables while maintaining efficiency. Deliver a final presentation summarizing your internship experience, achievements, and learnings to leadership. Minimum Requirements: Current college students (Junior or Senior level) pursuing a bachelor's degree. A valid driver's license with an acceptable driving record. Proficiency in Microsoft Office Suite or similar software. Strong communication skills, adaptability, and an eagerness to learn and grow. The pay is $30 per hour. What We Offer We offer a wide variety of ways to support you as a whole, both professionally and personally. Our commitment to your growth includes opportunities for internal mobility and career development paths, inspiring excellence in performance and ensuring your professional journey thrives. Additionally, we offer exceptional benefits to nurture your personal life. We understand the importance of health and financial security, offering encompassing competitive compensation, enticing bonus programs, cost-effective health insurance, and robust pension and 401(k) offerings. To encourage community engagement, we provide paid volunteer time and offer opportunities for gift matching. Discover more about Federated and our comprehensive benefits package: Federated Benefits You. Employment Practices All candidates must be legally authorized to work in the United States for any employer. Federated will not sponsor candidates for employment visa status, such as an H1-B visa. Federated does not interview or hire students or recent graduates with J-1 or F-1 visas or similar temporary work authorization. If California Resident, please review Federated's enhanced Privacy Policy. #LI-MG1

Employment-based non-immigrant visa sponsorship and/or assistance is not offered for this specific job opportunity. We will only consider candidates who are currently authorized to work in the United States and who will not require sponsorship now or in the future. Please note: student visas, CPT, OPT, H-1B, TN, and other temporary work authorizations are considered restricted forms of employment eligibility. Once these expire, the candidate must be able to present another valid form of work authorization. **Summer Internship Program** WTW's Summer Internship Program serves as the primary pipeline into our full-time Graduate Development Program (GDP) (******************************************************************** and is designed for university-level students primarily one year away from achieving their bachelor's degree. The Summer Internship Program is an 8-week learning experience designed for students to gain an understanding of the ever-evolving risk landscape. The internship provides undergraduate students with the opportunity to gain hands-on experience working with world-class clients and colleagues in the insurance industry. The program provides the opportunity for interns to work alongside senior leadership and add value to client-facing exposures from accounts in the Fortune 500 sector to small local business areas. For a complete list of industries our colleagues work with, click here. (********************************* In addition to core program components, interns are aligned to a specialized business area that will begin to build a technical foundation of knowledge and provide exposure to our clients through meaningful work assignments and projects. The internship program aims to create a collaborative community that contributes to our business through various projects, speaker series, structured training, case studies, networking events, and more. The program is comprised of a structured orientation, goal setting, mentorship, I&D initiatives, group presentations, and a formal performance review process. **Client Advocacy Commercial Lines Overview** Colleagues in this role will support internal clients, working with multiple teams/markets/regions. Graduates may work with assigned external clients under the direction of senior colleagues. External client facing responsibilities expected to be up to 30% as skills develop. As the first point of contact for your clients in all aspects of their insurance program, any claims, wording, coverage or industry news related queries are directed to you, so these are made a priority every day. Outside of ad-hoc client queries, you will likely be working on client renewals, meeting with the broking teams to put together a 'Market Submission' document, containing in-depth information about a client's business including claims information, the classes of business needing renewal and any other supporting information. The broking teams then take these proposals to market. **Responsibilities:** + Work alongside colleagues of all levels and learn from WTW Senior leadership from the global scope + Gain exposure to client accounts ranging in the Fortune 500 sector to smaller market local business areas + Collaboratively work with your intern class on priority projects identified by the business. + Support the development and implementation of new strategies and products + Gain insight into various organizational roles across segments and present your job duties and responsibilities. + Dedicated program team to assist with navigation of opportunities within the business. Ongoing learning and development opportunities, including a structured orientation. + Learn and demonstrate select WTW's analytic models + Develop soft and hard skills through curated professional development training by the Program team **Qualifications** **Education and Qualifications:** + Enrolled in a bachelor's degree program with a target graduation date of May 2027 + Business, Risk Management, or Liberal Arts majors + Eligible candidates must be going into their senior year in Fall 2026 + Minimum of 3.0 GPA or higher + Exceptional interpersonal skills + Excellent written & verbal communication skills + Excellent presentation skills, analytically driven and detail oriented + Aptitude to learn and be proactive + Proficient in time management + Intermediate to proficient Microsoft Excel user; Power BI experience is a plus + Able to work legally in the United States indefinitely and without Visa sponsorship + WTW's hybrid working environment allows for flexible working schedules with a mixture of both remote and in office time including global collaboration across teams. During the internship, most colleagues are expected to go into the office 3 times a week **Compensation and Benefits** Base salary range and benefits information for this position are being included in accordance with requirements of various state/local pay transparency legislation. Please note that base salaries may vary for different individuals in the same role based on several factors, including but not limited to location of the role, individual competencies, education/professional certifications, qualifications/experience, performance in the role and potential for revenue generation (Producer roles only). **Compensation** : The hourly rate being offered for this role is $22hr - $25hr USD. This role is also eligible for overtime. WTW provides a competitive benefit package which includes the following (eligibility requirements apply): **Retirement Benefits:** Contributory Pension Plan and Savings Plan (401k). **Recruiting tips:** WTW specializes in preparing for the unknown. Here's how to get ready for the big day: ***************************************** Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles County Fair Chance Ordinance for Employers, we will consider for employment qualified applicants with arrest and conviction records. We're committed to equal employment opportunity and provide application, interview and workplace adjustments and accommodations to all applicants. If you foresee any barriers, from the application process through to joining WTW, please email ***************************************** . This position will remain posted for a minimum of three business days from the date posted or until sufficient/appropriate candidate slate has been identified. WTW's hybrid working environment allows for flexible working schedules with a mixture of both remote and in office time including global collaboration across teams. During the internship, most colleagues are expected to go into the office 3 times a week

The Financial Analyst position on our corporate development team in Accounting and Finance is responsible for monitoring and coordinating activities associated with our international distribution network. Activities include measuring performance against plans, producing and presenting informational reporting pertinent to the business, assisting in all aspects of valuation and financial analysis in support of acquisition and divestiture transactions, and assisting in due diligence efforts in support of corporate development needs. Join the team fully onsite at our stunning campus in Redlands, CA. Responsibilities Monitor and analyze the performance of current investments which includes preparing regular reports on the financial health and performance of the portfolio and identifying areas for improvement or divestment based on financial analysis Prepare presentations, reports, and documentation for department and corporate management Assist in conducting due diligence for potential acquisitions and investments, including financial, legal, and operational aspects through effective collaboration with participating members of the cross-functional teams Coordinate and perform activities related to drafting contract language, renewing agreements, fulfilling contractual commitments, and monitoring general business obligations and requirements Understand business objectives and issues and conduct insightful, fact-based analysis to help solve complex problems Maintain and update systems used to track acquisition activity and key information Requirements 2+ years of prior experience or relevant experience Experience with budgeting and planning methodologies and tools Advanced Microsoft Excel skills, including XLOOKUPS and pivot tables High level of attention to detail, excellent organizational skills and ability to prioritize demands and meet deadlines Familiarity with accounting financial statements Ability to work independently Analytical and problem-solving skills Visa sponsorship is not available for this posting. Applicants must be authorized to work for any employer in the US Bachelor's in Accounting, Finance, or in a related field Recommended Qualifications Experience working with SAP or other large ERP systems Experience working with advanced reporting tools such as Power BI Familiar with SQL and relational databases #LI-JH2

Financial Analyst Intern Duration: 1-6 months (Specific dates to be agreed upon with the selected candidate) We are seeking a diligent and analytical Financial Analyst Intern to assist our investment team during the upcoming winter break period. The intern will gain hands-on experience in real estate financial reporting, analysis, and forecasting within a fast-paced business environment. Responsibilities - Collaborate with the investment team to gather and evaluate real estate marketing data, ensuring alignment with business objectives. - Provide innovative solutions and recommendations to enhance financial performance and support cost-reduction strategies. - Support the development of financial models for forecasting and budgeting purposes. - Analyze industry trends to identify potential investment opportunities or financial risks. - Contribute to the preparation of detailed reports and presentations for investors. Qualifications - Previous experience in finance, particularly within the real estate sector, is highly desirable. - Involvement in student union or leadership experience in campus organizations. - Legal work status in the United States (U.S. citizens and Green Card holders preferred). - Strong analytical skills and proficiency in Microsoft Excel, PPT and financial modeling. - Excellent organizational, communication, and presentation skills. Note to Applicants: These internships are designed to provide significant educational experience and are aligned with the intern's formal education program. They will provide opportunities for professional development in a real-world context and are intended to complement and enhance the intern's academic learning.

The Company: Faraday Future (FF) is a California-based mobility company, leveraging the latest technologies and world's best talent to realize exciting new possibilities in mobility. We're producing user-centric, technology-first vehicles to establish new paradigms in human-vehicle interaction. We're not just seeking to change how our cars work - we're seeking to change the way we drive. At FF, we're creating something new, something connected, and something with a true global impact. Your Role: The Corporate Finance Analyst of Capital Markets is responsible for supporting and managing full cycle execution across equity and debt financing transactions, equity and debt investor engagement, and public market communications. This role serves as a key liaison between the company and the institutional investors, ensuring clear, consistent, and transparent messaging on the company's financial performance, strategic initiatives, and long-term vision. The role combines capital markets execution capabilities with investor-facing communication, regulatory compliance, and cross-functional coordination with legal, finance, and executive teams. Responsibilities: Capital Markets Execution: Support operational execution of equity and debt financings, and structured capital raises. Collaborate with internal finance and legal teams to review deal documents, support terms negotiations, and maintain compliance with SEC and Nasdaq requirements. Manage closing deliverables and post-deal investor transactions; serve as one of the primary interfaces with investors to ensure smooth and timely execution. Track and maintain detailed financing schedules and documentation. Maintain relationships and ongoing engagement with investment banks. Investor Relations: Prepare, update, and refine investor communications including earnings scripts, investor presentations, and press releases. Support ongoing engagement with sell-side analysts, conference organizers, and research partners; ensure timely delivery of all related materials and logistics. Coordinate with internal stakeholders to ensure IR messaging aligns with financial reporting, Company's strategic goals and recent developments. Monitor and analyze stock performance, trading activity, and market sentiment. Maintain and regularly update the investor relations (IR) website. Regulatory & Compliance Support: Work closely with external legal in drafting and reviewing public filings (10-K, 10-Q, 8-K, S-1, S-3, Pre-14A, Def-14A) related to capital markets financing activities disclosures. Ensure consistency and alignment of messaging across all filings. Coordinate with external legal counsel, auditors, and investors to manage the end-to-end filing process, including securing necessary consents and ensuring timely and accurate submissions. Cross-Functional Leadership: Serve as the central point of contact for capital markets and IR initiatives across legal, finance, and corporate communications teams. Support special projects such as PIPEs, shelf registration planning, strategic shareholder targeting, and IR website enhancements. Contribute to long-term capital planning and financial strategy development in partnership with the executive team. Basic Qualifications: Bachelor's degree in Finance, Accounting, Business, or related field. 2+ years of experience in capital markets, investor relations, investment banking, or corporate finance. Proven experience executing debt and equity financing transactions and managing investor-facing communications. Strong understanding of SEC filings, public company reporting, and capital structure mechanics. Exceptional attention to detail, communication skills, and ability to manage multiple workstreams under tight deadlines. Proficiency in financial modeling, PowerPoint, and equity market tools (e.g., Bloomberg, Capital IQ, EDGAR). A creative curiosity, collaborative ethic, hardworking enthusiasm, and driving personal vision Excellent communication skills and team-working tendencies A penchant for multi-tasking and self-starting Preferred Qualifications: CPA, CFA, or MBA preferred. Annual Salary Range: ($85K-$95K DOE), plus benefits and incentive plans Perks + Benefits Healthcare + dental + vision benefits (Free for you/discounted for family) 401(k) options Relocation assistance + reimbursement Casual dress code + relaxed work environment Culturally diverse, progressive atmosphere Faraday Future is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status.

Job Description: Corporate - Restructuring & Special Situations Finance Job Responsibilities: Develop and implement strategic legal solutions for clients facing complex restructuring and financial challenges. Work closely with senior partners to manage high-stakes cases and support clients through critical transitions. Conduct comprehensive legal research and analysis related to corporate restructuring and special situations. Draft and negotiate contracts, agreements, and other legal documents to mitigate risks and protect client interests. Collaborate with cross-functional teams to ensure a holistic approach to client representation and problem-solving. Maintain up-to-date knowledge of relevant laws, regulations, and market trends affecting corporate finance and restructuring. Engage in client relationship management, fostering deep partnerships to understand their needs and challenges. Provide mentorship and guidance to junior associates and team members. Essential Qualifications: Juris Doctor (JD) degree from an accredited law school. Active bar admission in good standing. Strong analytical, problem-solving, and negotiation skills. Exceptional written and verbal communication skills. Adept at working in a team-based environment and managing multiple assignments under tight deadlines. Desired Experience: 5 to 9 years of relevant experience in corporate finance, restructuring, or special situations in a reputable law firm. Track record of successfully handling complex legal issues related to corporate restructurings or distressed transactions. Experience in advising clients from various industries on financial distress and turnaround strategies. Demonstrated ability to build and maintain client relationships, contributing to business development. Salary & Benefits: Salary: $365,000 - $435,000 annually. Comprehensive health insurance plans. 401(k) retirement plan with company match. Performance-based bonuses and incentives. Generous paid time off and holiday schedules. Opportunities for professional development and continuing education. Supportive work culture fostering teamwork and collaboration. If you are a dedicated professional ready to take on challenging roles in corporate finance and restructuring, we encourage you to apply and join our elite team at this Am Law 100 Firm.

The Corporate & Investment Bank is a global leader across investment banking, wholesale payments, markets and securities services. The world's most important corporations, governments and institutions entrust us with their business in more than 100 countries. We provide strategic guidance, raise capital, manage risk and extend liquidity in markets around the world. Clients turn to our industry-leading Markets, Sales and Research team to offer clients unique market insights on sectors and companies, and actionable ideas using research to make well-informed investment decisions. Teams understand products across asset classes and help clients structure solutions that manage risk, enhance yield and solve complex financial problems. As an FX Sales Analyst, you will be responsible for maintaining and developing key client relationships, including day-to-day execution of all FX products we are responsible for distributing. You will need the ability to be fluent in the mechanics of these products to effectively navigate among a broad range of clients and provide them with idea generation and market insights. In addition, you will bring a collaborative approach working with our business partners in Trading, Research, Investment Banking, Legal, Credit, Treasury and colleagues across Corporate Derivatives Marketing (CDM) including Rates, Commodities and Equity Derivatives to provide comprehensive coverage across the platform. Job Responsibilities Model, structure, and market foreign exchange products to corporate clients Price and execute live foreign exchange spot, forward, and option trades Track FX market activity and JPM Research, while being able to update clients on market developments and prepare written commentary Collaborate on analytical work and presentation materials for discussions with clients on currency risk management Present hedging solutions to new clients and prospects Work with broader client coverage team including banking, treasury services, and credit to address client needs and educate teams internally on foreign exchange Work with trading, middle and back-office functions to support client trading activity Operate as part of a team, collaborating across offices and resources Effectively execute and organize onboarding of new clients, review data analytics around client opportunities, and follow up on new business Required qualifications, capabilities, and skills 1+ year of experience in FX Strong time management, prioritization, and multi-tasking abilities to navigate live transactions and daily tasks. Ability to work in a high volume, fast paced environment and be able to absorb information quickly and accurately with extreme attention to detail Ability to develop and manage client relationships A desire to succeed individually and be a member of a winning team. Solid team player that partners well with stakeholders across the platform including Research and Trading Critical thinker and problem solver. Clear, logical, solution-oriented approach to challenges with a strong qualitative skill set including effective communication and presentation. Confident presentation skills as well as strong oral and written communication skills, including the ability to translate complex financial concepts into simple language and concrete action steps Ability to pursue analytical project work with a view assisting clients with their risk management programs Strong understanding of fundamental product knowledge and market structure Proficiency in Bloomberg, Microsoft Excel, Word and PowerPoint FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.

PIMCO is a global leader in active fixed income. With our launch in 1971 in Newport Beach, California, PIMCO introduced investors to a total return approach to fixed income investing. In the 50+ years since, we have worked relentlessly to help millions of investors pursue their objectives - regardless of shifting marketing conditions. As active investors, our goal is not just to find opportunities, but to create them. To this end, we remain firmly committed to the pursuit of our mission: delivering superior investment returns, solutions, and service to our clients. Since 1971, our people have shaped our organization through a high-performance inclusive culture, in which we celebrate diverse thinking. We invest in our people and strive to imprint our CORE values of Collaboration, Openness, Responsibility and Excellence. We believe each of us is here to help others succeed and this has led to PIMCO being recognized as an innovator, industry thought leader and trusted advisor to our clients. 2026 Summer Internship - Finance & Accounting Analyst, US Internship positions are located at PIMCO's Newport Beach, CA Headquarters. You're eligible to apply if you: Pursuing an undergraduate degree Must be able to begin full time employment from a PIMCO office between January 2027 - August 2027 Must be enrolled at a university during the Fall 2026 semester (August 2026 - December 2026) Have a minimum 3.2 cumulative collegiate grade point average on a 4.0 scale (or the equivalent) at an accredited 4-year college or university Are business proficient in English You'll excel as a Finance & Accounting Analyst if you: Possess knowledge of accounting, finance, audit, and tax principles Have effective analytical, critical thinking, and problem solving skills Have a strong commitment to produce high quality work and attention to detail to ensure work is delivered completely, accurately, and timely. Demonstrate proficiency with Microsoft Excel Possess excellent verbal and written communication skills Have a desire to join a high performance, fast-paced culture Are collaborative, organized, flexible, motivated self-starter, innovative, multi-tasker See yourself as a Finance & Accounting Analyst The Finance team is responsible for PIMCO's financial management, which includes financial planning and analysis, managing risks, accounting and controls, and reporting. PIMCO relies on the Finance team to provide reliable financial analysis and reporting to enable strategic business decisions and initiatives. The Finance team has over 100 professionals globally who provide expertise to operating jurisdictions around the world. You'll gain a preview of the Finance team and an exposure to financial drivers of the firm, financial operations and accounting, and strategic decision making. The program will provide you with a wide network across Finance as you explore the many facets of the finance operations. Potential areas that you would work on projects within include Financial Planning & Analysis, Accounting, Treasury, Tax, Client Billing, and partnering with the Executive Office. While our eligibility requirements are not flexible, we encourage you to apply even if you do not possess 100% of the desired skills outlined above. The PIMCO Internship Experience: The PIMCO Internship Program runs between Monday, June 8th - Friday, August 14th with the expectation that you will be available for the full duration of the program During Week 1, you'll participate in PIMCO Fundamentals Training, providing you with the skills, knowledge, and relationships that will prepare you for success Alongside your colleagues, participate in PIMCO's Global Month of Volunteering, developed to heighten the impact of our employees' worldwide volunteer efforts Join us for a variety of cross-divisional education, networking & social events! Your supervisor, peer mentor, senior leaders and team offer guidance and mentorship throughout the summer You'll receive feedback at mid- and end-of-summer as part of a formal review process to keep you on the path to meeting your summer goals Want to learn more? Hear about The PIMCO Internship Experience from past interns As a PIMCO intern, you'll receive competitive compensation, along with a transition bonus to help with relocation to one of our office locations How you should apply: Applications open August 2025. We review applications on a rolling basis and encourage you to apply by submitting your resume as soon as you are ready. What to expect during the interview process: After we receive your application, we will conduct an initial review of your resume If you are selected to move forward, you will have the opportunity to showcase your interests, skills, and personality by completing a one-way video interview If you are chosen to proceed after the video interview, you will then take an assessment Once you complete the assessment, you will have a final round of live interviews with us via video conference. These interviews typically include both behavioral and technical questions PIMCO is an equal opportunity employer committed to creating an inclusive, cognitively diverse environment. For more information on PIMCO and Career Opportunities, please visit ******************************************** PIMCO follows a total compensation approach when rewarding employees which includes a base salary and a discretionary bonus. Base salary is the fixed component of compensation that is determined by core job responsibilities, relevant experience, internal level, and market factors. The discretionary bonus is used to award performance and therefore is determined by company, business, team, and individual performance. Hourly Rate: $ 34.61 Equal Employment Opportunity and Affirmative Action Statement PIMCO recruits and hires qualified candidates without regard to race, national origin, ancestry, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), sexual orientation, gender (including gender identity and expression), age, military or veteran status, disability (physical or mental), any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity and affirmative action, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other basis such as medical condition, or marital status under applicable laws. Applicants with Disabilities PIMCO is an Equal Employment Opportunity/Affirmative Action employer. We provide reasonable accommodation for qualified individuals with disabilities, including veterans, in job application procedures. If you have any difficulty using our online system due to a disability and you would like to request an accommodation, you may contact us at ************ and leave a message. This is a dedicated line designed exclusively to assist job seekers with disabilities to apply online. Only messages left for this purpose will be considered. A response to your request may take up to two business days.