Risk analyst jobs in North Carolina

As part of the Originations team, the Private Credit Analyst is responsible for evaluating the creditworthiness of loan applicants in the business purpose residential lending space as well as assessing the underlying collateral of the project. This role involves analyzing financial data, assessing risk, and making recommendations to ensure the integrity of our loan portfolio. Responsibilities: Review and analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of loan applicants. Evaluate the viability of proposed real estate investments, including property value, market conditions, and borrower experience. Prepare detailed credit memos with recommendations for loan approval or decline, ensuring alignment with company policies and risk appetite. Identify potential risks associated with loan applications and recommend appropriate risk mitigation strategies. Ensure all credit analysis and documentation comply with internal policies, industry standards, and regulatory requirements. Maintain accurate and organized records of credit decisions and supporting documentation. Stay informed of changes in regulations and best practices within the residential lending space. Collaborate with loan officers, processors, and other team members to gather necessary information and provide clear communication on credit decisions. Participate in meetings to discuss complex cases, share insights, and contribute to decision-making processes. Qualifications Bachelor's degree in Finance, Business, Economics, or a related field. 3-5 years of experience in private real estate lending in underwriting, credit analysis or elated experience. Strong analytical skills with the ability to interpret financial data and assess risk. Knowledge of residential real estate markets and investment principles. Excellent attention to detail and organizational skills. Strong written and verbal communication skills.

Our client is starting up a new AI team and they are looking for a college graduate who is interested in growing with them! This position will start out as a contract and has potential to convert to a permanent role. Sorry no sponsorship/transfers or CPT/OPT visa's are being considered at this time. Strong preference will be given to local candidates. Minimum qualifications: Currently enrolled in a masters degree program or graduated within Product Management, Computer Science, Engineering, Data Science, Mathematics, Statistics, or a related technical field. Internship or Teaching Assistant experience in product management, software development, or a similar technical field. Experience with AI enablement and training. Experience leading entrepreneurial efforts or outreach within organizations while building cross-functional relationships. Ability to train business on AI solutions/tools Experience building agents in copilot studio Ability to gather business requirements Working on a low code/no code power platform Experience with LLM agents Preferred qualifications: 1+ years of experience applying AI/ML concepts to build products or features through relevant internships, capstone projects, or other academic work. Experience with methodologies aimed to drive product development and delivery. Knowledge of programming languages, data analysis, business case/modeling, pricing, or design. Ability to work 3 days onsite in Raleigh, NC Ability to communicate in English fluently, to support cross-functional business relationships in the region. Excellent problem-solving, organizational, investigative, and critical thinking skills. Previous experience in training.

The position acts as a bridge between IT and Finance, responsible for maintaining and enhancing SAP FICO functionality, managing related integrations (e.g., with OpenText VIM), and supporting process improvements and automation projects. Technical Skills SAP FICO module expertise (Finance & Controlling). Integrations within SAP Landscape (knowledge of interfaces, data flows, tables). VIM (Vendor Invoice Management) experience highly preferred. OpenText exposure a major plus. Familiarity with Agile / Project methodologies - able to lead smaller initiatives. S/4HANA implementation experience preferred. Understanding of invoice approval workflows (e.g., Four Eyes Principle), P2P processes, and automation. Comfortable working in both on-prem (current) and cloud-oriented environments (future state). Functional Skills Translate complex IT concepts into clear, business-relevant communication. Understand finance concepts (credit/debit, profit/loss, accounts payable). Create and maintain functional specs, manage testing (UAT, negative, etc.), and user documentation.

Our client is seeking an analyst that will support underwriting, transaction management, loan closing/servicing, and origination efforts across the firm. This role blends financial analysis, operational execution, and borrower/lender coordination. The ideal candidate is detail-oriented, organized, and capable of managing multiple workstreams in a fast-paced entrepreneurial environment. This role blends transactional execution with client and lender management, offering an opportunity to work closely with the firm's principal, VP of Capital Markets, and lending partners in a growing entrepreneurial environment. Key Responsibilities Underwriting & Transaction Support Build financial models for acquisition, refinance, bridge, construction, and agency executions Prepare lender-ready underwriting packages, operating analyses, and pro formas Draft loan request packages, credit memos, and transaction summaries Support transaction management through lender processes and closing requirements Join calls with lenders, clients, and attorneys to move deals from quote to funding Closing Support Assist in tracking and maintaining closing checklists, conditions, and deliverables Coordinate third-party reports and due diligence, tracking timing and deliverables Work with clients and lenders to collect closing documentation and financials Review closing documentation for accuracy relative to term sheets and commitments Maintain accurate loan files and documents Origination Support Conduct preliminary underwriting and loan sizing for new opportunities Prepare pitch materials, quote comparisons, and pursuit memos Research market data, rent comps, operating statements, and lender programs Support CRM, pipeline reporting, and lender relationship tracking Assist with marketing materials, case studies, and deal announcements Research & Analytics Track interest rates, capital markets trends, spreads, and lender activity Maintain internal dashboards for lender programs and benchmark terms Analyze borrower financial statements, liquidity, and global cash flow Conduct market research on supply/demand, demographics, and competitive assets Qualifications Bachelor's degree in Finance, Real Estate, Accounting, Economics, or related field 1-3 years of experience in commercial real estate lending, underwriting, appraisal, or financial analysis Strong financial modeling and Excel proficiency Excellent written and verbal communication skills Strong attention to detail and organizational ability Familiarity with loan structures, lender programs, and due diligence processes preferre

Apply Description OUR CULTURE Our organization believes we can all do well by doing good. We value the contributions of diverse minds and prioritize the success and wellbeing of our employees. We also believe every person in our organization plays a role in supporting a healthy environment and helping to achieve our goal of prosperity for all. To this end, we recruit bright, energetic, and talented people to be members of our team. In return, we offer a dynamic workplace that presents opportunities for professional advancement and individual growth. We strive to always display integrity, self-awareness, courage, and respect for one another while continuing to seek opportunities to learn. We really believe that when our employees succeed, our community wins. ABOUT THE POSITION The Vendor Risk Analyst will work with the Credit Union's Information Security, Risk and Compliance, and Legal teams and other internal departments that utilize vendor relationships to offer products and services to the membership and/or provide the resources needed for Civic's ongoing operations. This role will oversee, track, document, and report on new and existing service providers in accordance with the Credit Union's policy. The Vendor Risk Analyst will generate ongoing reports for senior management on the status of new and existing services and service providers and, notify management of any identified material vendor service issues that are tracked as part of the Vendor Management Program. The Vendor Risk Analyst t will also coordinate and lead the Credit Union's Vendor Management Committee. NORMAL DAY-TO-DAY WORK Represent Risk and Compliance and partner with each department in their selection and evaluation process of all new vendors and service providers. Identify risks and uphold standards as it pertains to Civic's policies and procedures through the due diligence processes. Conduct planned and scheduled assessments of service providers that are critical to the Credit Union's ongoing operations. Continuously ensure the quality and accuracy of services adequately support Civic's standards and vision. Support and contribute to the creation and monitoring of the Credit Union's Business Continuity Plan as it relates to Civic's vendors. Administer the development and maintenance of the tracking system for vendor documents, periodic reviews, relationship issues, and contract renewals. Develop and maintain reporting to the Credit Union's Board and Senior Management team on the status of the Credit Union's vendor relationships. Partner closely with the VP of Risk and Compliance and the VP of Information Security as needed to update the Credit Union's Vendor Management Program. Actively engage internal teams to identify, document, and build the remediation plan for potential vendors and operational gaps. When necessary, ensure remediation plans are completed and conducted with the pre-specified requirements. Continuously commit to staying abreast of fast-evolving industry trends as well as change rules and regulations. Take ownership for actions, decisions, and results; openly accept feedback and demonstrate both the willingness and ability to improve. JOB QUALIFICATIONS Here are a few qualifications you MUST have to be qualified for this position. Minimum 4 - 6 years of experience in Compliance and/or Risk Management in the Financial Services industry. Demonstrated ability to conduct thorough research and interpret and understand vendor risk management standards and best practices. Proven ability to work both independently and collaboratively while remaining well-organized, efficient, and detail-oriented. Ability to function in a Consumer business office environment and utilize standard office equipment including but not limited to: PC, copier, telephone, etc. Ability to lift a minimum of 25 lbs. (file boxes, computer printer). Travel required on occasion. Here are a few qualifications we'd LIKE for you to have. Bachelor's degree in Accounting, Finance or related field. Proven analytical ability specific to vendor management best practices and techniques. Previous management experience in a financial institution. Strong and established understanding of the regulatory and business environment around vendor risk and ability to multitask and adapt to changing priorities in a fast-paced environment. Demonstrated ability to engage and partner with all levels of management and staff, regardless of complexity of tasks. If you have questions about this position description, please feel welcome to ask. You can reach HR at: Human Resources 3600 Wake Forest Rd, Raleigh, NC 27609 *****************

At Barings, we are as invested in our associates as we are in our clients. We recognize those who work diligently for us and reward them for personal and professional integrity, communication skills, distinct competencies and expertise in specific strategies, ability to collaborate as a team member and true dedication to the interests of our clients. We thank you for your interest in joining the Barings team, and invite you to explore our current employment opportunities. Position Title: Quantitative Analyst (Asset Backed Finance) Corporate Title: Senior Associate Department: Private Placements & Asset Based Finance Location: Charlotte Barings ABF group specializes in a range of public and private asset based investments, primarily residential mortgage related. Our team combines deep industry expertise with advanced analytics to make informed investment decisions and create value for our clients. We are seeking a talented and proactive Analyst to join our quantitative analytics and modeling team. The Analyst will be responsible for independently assessing results from their analysis, deriving actionable insights, and proactively engaging with stakeholders to discuss findings and recommendations. This role requires strong analytical skills, effective communication, and the ability to work closely with cross-functional teams to ensure that insights are implemented. Responsibilities Design and deliver regular and ad hoc reports on asset-based finance assets, leveraging Power BI or similar analytics platforms. Analyze internal asset data, model results, external reports and economic data to understand risks and opportunities. Interpret complex data sets and present findings clearly to both internal stakeholders and third-party investors. Review modeling and forecasting assumptions to ensure that they align with reality and Barings' and investors' risk appetite. Query existing databases independently using SQL or comparable tools for ad hoc analytical projects. Suggest and implement process and analytics improvements. Qualifications Bachelor's degree required; advanced degree is a plus. Educational background in a quantitative field (e.g., mathematics, statistics, engineering) strongly preferred. Minimum two years of experience in a relevant analyst or reporting role. Proficiency with Power BI or similar reporting software. Comfortable with querying databases for analysis using SQL or other languages. Excellent communication skills for presenting data-driven insights. Strong attention to detail. This opportunity is ideal for someone who combines technical expertise with a passion for communicating actionable insights. If you are curious, proactive, and thrive in a dynamic environment, we encourage you to apply and help shape the future of asset-based finance at Barings. #LI-JB1 Requisite Skills Additional Skills Barings is an Equal Employment Opportunity employer; Minority/Female/Age/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply. Barings offers a comprehensive benefits package including: CORE BENEFITS & WELLNESS Medical (including Virtual Care), Prescription, Dental, and Vision Coverage Fitness Center Reimbursement Program (Including Online Memberships) Employee Assistance Program (EAP) Fertility Benefits FINANCIAL WELL-BEING Highly competitive 401(k) Plan with Company Match Health Savings Account (HSA) with Company Contributions Flexible Spending Accounts (FSA) - Health Care & Dependent Care Retirement Health Reimbursement Account LIFE INSURANCE Basic and Supplemental Life Insurance Spouse and Child Life Insurance TIME OFF, DISABILITY AND LEAVE OF ABSENCE Paid Vacation, Sick Days and Annual Holidays Paid Leave of Absences (Maternity Leave, Parental Leave, Caregiver Leave, Bereavement Time) Short and Long Term Disability Plans Paid Volunteer Time OTHER BENEFITS Education Assistance Program Charitable Matching Gifts Program Commuter Reimbursement Program Adoption and Surrogacy Reimbursement Program

First Bank is seeking an experienced Fraud Risk Analyst who will be an integral member of our first line Fraud Operations team focused on detecting, analyzing, and mitigating fraud and financial transaction risk across the bank. We are seeking a team member that is committed to protecting our clients and the bank from fraud and relentless in their focus on fraud risk mitigation, while upholding an excellent client experience. Fraud Operations team members maintain a balanced sense of intellectual curiosity. In this role you will focus on determining the root cause of problems and escalations, evaluate explanations and supporting records, and perform thorough due diligence to validate the information reported and your understanding of it. This spans across all aspects of your work, from reviewing incoming escalations and high-risk transactions, to investigating and validating leads, to proactively identifying patterns of abnormal behavior. With the understanding that the findings can have serious implications, you will make well-founded and trustworthy decisions. In this role you will spotlight opportunities for continued improvement while not losing sight of the day-to-day commitments and shared team functions. There is a consistent focus on quality and accuracy while dually meeting cut-offs and deadlines which can range from monthly and weekly to daily and hourly. This role requires an individual who can tackle challenges efficiently, while still maintaining a high-level of precision, discretion, and professional maturity needed for sensitive fraud and risk matters. A growth mindset and ability to learn new skills, systems, and cross-train with peers is imperative for success. This is a foundational role on a high-visibility and expanding team at First Bank. ESSENTIAL FUNCTIONS * Fraud detection and prevention involving transaction risk assessment of the following transaction types which can include but are not limited to ACH, peer-to-peer transfers including Zelle, external transfers, bill pay, check, ATM, wire transfer, debit card and credit card transactions, mobile remote deposit capture (MRDC), remote deposit capture (RDC). * Risk analysis ranging from moderate to complex and informed escalation of transactions or trends of transactional activity over time for investigation. * Research and detection of indicators of credential compromise, financial exploitation, account takeover, money laundering, attempted unauthorized access, or other related fraud and risk. * Independent correlation of information across multiple data sources to effectively decision an alert, assess account risk, or complete after-action due diligence. * Triage and research of high volumes of inbound communications and escalations for investigative referral. * Prompt and professional communication to internal stakeholders related to a range of escalations types. * Development of clear, consistent, and well-founded fraud risk guidance that can be shared with an impacted customer or external party. * Facilitation of recovery and processing of fraud loss through direct collection, hold harmless, and other processes. * Review of risk-related, charge off, negative balance, and dispute reports and notifications for trends and anomalies to identify potential control gaps or initiate account reviews or investigative referral. * Review and assessment of account and system level controls to determine tolerance and recommended changes based on perceived threats and security risks. * Effective pattern analysis across a range of data sources and development of root cause findings. * Collaboration with cross-functional teams to strengthen fraud detection and awareness of related tactics, techniques, and protocols. * Technology and system enhancement through proactive identification and clear communication of risk and fraud prevention process improvement opportunities. * Completes annual compliance courses. * Adheres specifically to all corporate policies and procedures. Also adheres to Federal and State regulations and laws; including, the Bank Secrecy Act and the Anti-Money Laundering Act. * Adheres to all levels of our Service Excellence standards. * Performs other duties as required. GENERAL QUALIFICATIONS Knowledge & Experience: These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. Individual abilities may result in some deviation from these guidelines. * Three years of related experience in the banking or financial services industry and a Bachelor's degree from a four-year college or university, or five years of related experience that provides the necessary skills and knowledge to satisfactorily perform the essential job functions may be substituted. * Proven and consistent experience identifying fraud through a range of banking transaction types. * Strong analytical and pattern recognition capabilities to spot trends and inconsistencies within transactional and customer data to detect, prevent, mitigate, and report high risk or abnormal activity. * Proficiency in fraud detection tools, core and online banking platforms, and ability to independently complete link analysis across systems. * Excellent communication and report-writing abilities and documentation of analysis in a logical manner that sufficiently supports decisions. * Capacity to work calmly, communicate succinctly, and make definitive decisions under pressure. * Unwavering professionalism and focus on management and handling of sensitive information with integrity. * Strong interpersonal skills and ability to build positive relationships with a range of both customer-facing and back office teams. * Broad knowledge of fraud risk-related behaviors, trends, patterns and typologies. * Demonstrated leadership by positive example through mentorship across peer group and team. * Interest in fraud intelligence, cyber investigations, physical security, information security, and enterprise risk and cross-collaboration with these teams is a plus. Physical Demands/Work Environment: Vision, hearing, speech, dexterity, visual concentration. A valid driver's license is required. Must have the ability to stand, walk, sit and use hands and fingers. Must have the ability to work the hours and days required to complete the essential functions of the position, as scheduled. The environment is a professional office with standard office equipment. Cognitive Requirements: Learning, thinking, concentration, ability to exercise self-control, ability to work in a customer relations' environment. Must be able to pay close attention to detail and be able to work as a member of a team. Must have the ability to interact effectively with co-workers and customers, and exercise self-control and diplomacy in customer and employee relations' situations. Must have the ability to exercise discretion as well as appropriate judgments when necessary. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Student Conduct and Risk Specialist Employment Type: Full-time Duration: Continuing appointment Remuneration: $120,138 - $132,610 pa HEW Level 08 (plus 17% employer superannuation) Amplify your impact at a world top 50 University Join our inclusive, collaborative community Be surrounded by extraordinary ideas - and the people who discover them The Opportunity The Office of the University Registrar has an opportunity for a Student Conduct and Risk Specialist. The Student Conduct and Risk Specialist applies high-level judgement, decision-making, and specialised expertise in behavioural risk assessment, behavioural risk management, and investigative practice to support the University's general misconduct and behavioural risk functions. The role requires a strong understanding of behavioural risk indicators and assessment frameworks, as well as experience managing complex or high-risk situations involving students. As the successful candidate, you will undertake complex investigations into alleged student misconduct, ensuring all processes are procedurally fair, trauma-informed and person-centred. You will be responsible for assessing and managing behavioural risk, preparing thorough investigation reports, and drafting high-quality written documentation such as Notices of Allegation, outcome letters and formal reports. You will also provide clear, well-reasoned advice and recommendations to management and stakeholders on appropriate courses of action. The ideal candidate will have postgraduate qualifications, or progress toward postgraduate qualifications, in law or psychology (or a related discipline such as criminology), supported by substantial experience in behavioural risk assessment, risk management and misconduct investigations. You will bring excellent analytical and written communication skills, particularly in drafting clear, accurate and legally robust notices, correspondence and outcomes. An equivalent combination of relevant experience and/or education may also be considered. About Monash University At Monash, work feels different. There's a sense of belonging, from contributing to something ground breaking - a place where great things happen. We value difference and diversity, and welcome and celebrate everyone's contributions, lived experience and expertise. That's why we champion an inclusive and respectful workplace culture where everyone is supported to succeed. Some 20,000 staff work for Monash around the world. We have 95,000 students, four Australian campuses, and campuses in Malaysia and Indonesia. We also have a major presence in India and China, and a significant centre and research foundation in Italy. In our short history, we have skyrocketed through global university rankings and established ourselves consistently among the world's best tertiary institutions. We rank in the world's top-50 universities in rankings including the QS World University Rankings 2026. Learn more about Monash. Today, we have the momentum to create the future we need for generations to come. Accelerate your change here. Monash supports flexible and hybrid working arrangements. We have a range of policies in place enabling staff to combine work and personal commitments. This includes supporting parents. To Apply For instructions on how to apply, please refer to 'How to apply for Monash Jobs'. Your application must address the Key Selection Criteria. Diversity is one of our greatest strengths at Monash. We encourage applications from Aboriginal and Torres Strait Islander people, culturally and linguistically diverse people, people with disabilities, neurodivergent people, and people of all genders, sexualities, and age groups. We are committed to fostering an inclusive and accessible recruitment process at Monash. If you need any reasonable adjustments, please contact us at ************************* in an email titled 'Reasonable Adjustments Request' for a confidential discussion. Your employment is contingent upon the satisfactory completion of all pre-employment and/or background checks required for the role, as determined by the University. Enquiries: Mx Ryan Hsu, Principal Specialist and Responsible Officer for General Misconduct (ROGM), +61 0429 926 397 Position Description: Student Conduct and Risk Specialist Applications Close: Sunday 4 January 2026, 11:55pm AEST Supporting a diverse workforce Email Job Monash University recognises that its Australian campuses are located on the unceded lands of the people of the Kulin nations, and pays its respects to their elders, past and present. Whatsapp Facebook LinkedIn Email App

Inside the Role The Credit Risk Controlling Analyst is responsible for delivering accurate and timely reporting on credit risk performance for DTFS U.S. and Canada. This includes month-end reporting, analysis of actual results, and contributing to the development of financial forecasts. The role involves identifying and resolving issues related to credit risk reserving, loss metrics, and delinquency reporting. This position collaborates closely with teams across Fleet Workout, Collections, Remarketing, and Financial Reporting. The analyst will also participate in special projects and investigations that support overall DTFS performance. Compliance with ICS requirements is expected as relevant to assigned responsibilities. Posting Information We provide a scheduled posting end date to assist our candidates with their application planning. While this date reflects our latest plans, it is subject to change, and postings may be extended or removed earlier than expected. We Take Care of Our Team Pay offered dependent on knowledge, skills, and experience Benefits include annual bonus program; 401k company contribution with company match up to 8% as well as non-elective company contribution of 3 - 7% depending on age; starting at 4 weeks paid vacation; 13+ calendar holidays; 8 weeks paid parental leave; employee assistance program; comprehensive healthcare plans and wellness programs; onsite fitness (at some locations); tuition assistance and volunteer paid time off; short-term and long-term disability plans. What You Drive Responsible for reporting credit risk KPIs, loss forecasting and provisioning Month-end reporting including preparing monthly journal entries, updating spreadsheets, commentary Support TM1/ MIF Template/Corporate Customer Report submissions Participate in monthly Fleet SAC, Dealer SAC and Portfolio Performance Review meetings Provide special reporting for troubled Fleet customers Prepare monthly forecast and quarterly forecasts Prepare annual credit risk forecast Ad-hoc reporting and analysis of current loss and portfolio trends Support special projects; credit loss mitigation, IFRS9 policies, CMS system testing Support External Auditors, Financial Reporting and ICS requirements Monthly results presentation slides Maintenance of Credit Risk Tableau dashboard Knowledge You Should Bring BS/BA in Business, Finance, or Accounting and prefer 5-7 years of relevant experience or 8 years of relevant experience in lieu of degree Analytical skills: Ability to investigate discrepancies or issues in financial/credit data; strong analytical skills to identify trends, anomalies and drivers of risk PC/Software skills: Microsoft Suite of products, proficient in working with data analysis, reporting and visualization tools Attention to detail, customer focus, planning and organizing, problem solving and analysis, teamwork and collaboration Exceptional Candidates Might Have Understanding of credit risk KPIs (delinquencies, losses, recoveries, provisioning) Knowledge of loss forecasting methodologies and credit risk provisioning (including IFRS 9 concepts) Familiarity with portfolio performance metrics for fleet, dealer, and retail portfolios SAP/SAS Software/advanced analytics experience Strong Excel skills (pivot tables, advanced formulas, data manipulation) Ability to summarize complex credit risk data in presentations and commentary Where We Work This position is open to applicants who can work in (or relocate to) the following location(s)- Charlotte, NC US. Relocation assistance is not available for this position. Schedule Type: Hybrid (4 days per week in-office / 1 day remote). This schedule builds our #OneTeamBestTeam culture, provides an unparalleled customer experience, and creates innovative solutions through in-person collaboration. At Daimler Truck North America, we recognize our world is changing faster than ever before. By listening to the needs of today, we're building to solve with cutting-edge solutions in sustainability and future driving technology across electric, hydrogen and autonomous. These solutions, backed by years of innovative success and achievement, continue DTNA's legacy as the undisputed industry leader. Our evolving brand portfolio is second to none, including Freightliner Trucks, Western Star, Demand Detroit, Thomas Built Buses, Freightliner Custom Chassis, and Financial Services. Together, we work as one team towards our envisioned future - building a cleaner, safer and more efficient tomorrow for all. That is what we are working toward - for all who keep the world moving. Additional Information This position is not open for Visa sponsorship or to existing Visa holders Applicants must be legally authorized to work permanently in the country the position is located in at the time of application Final candidate must successfully complete a criminal background check Final candidate may be required to successfully complete a pre-employment drug screen Contractors, professional services, or other contingent workers should confirm with their local agency if they are eligible to apply for FTE positions EEO - Disabled/Veterans Daimler Truck North America is committed to workforce inclusion and providing an environment where equal employment opportunities are available to all applicants and employees without regard to race, color, sex (including pregnancy), religion, national origin, age, marital status, family relationship, disability, sexual orientation, gender identity and expression (including transgender and transitioning status), genetic information, or veteran status. For an accommodation or special assistance with applying for a posted position, please contact our Human Resources department at ************ or toll free ************. For TTY/TDD enabled call ************ or toll free ************.

Elevate Your Career Work where your ideas have impact COMPANY Allspring is a leading asset management firm with close to $600 billion of assets under management, 24 offices globally, and specialized investment teams supported by more than 480 investment professionals. Allspring and our investment teams provide a broad range of differentiated products and solutions to help our diverse range of clients meet their investment objectives. We leverage the diversity of people, ideas, and skills to help our clients pursue their financial goals. With a rich and established history in the asset management industry, Allspring is now a “start-up at scale” having spun off from Wells Fargo and acquired by GTCR and Reverence Capital Partners in November 2021. The new name, Allspring Global Investments, reflects our commitment to renewal, growth, and meaningful client outcomes. With decades of trusted expertise propelling us forward, we're a company staying true to our core investment roots while reinventing ourselves to offer today's investors a fresh perspective. At Allspring, unique views inspire us. We leverage the diversity of people, ideas, and skills to help our clients pursue their financial goals. We strive to attract and retain a diverse talent pool that enables us to better serve our global client base. Intentionally fostering a diverse and inclusive culture allows us to empower innovation, productivity, and engagement. It's also essential for elevating the experience of our clients as well as the communities in which we operate. Thank you for considering Allspring as you explore the next step in your career journey. For more information, please visit www.allspringglobal.com. POSITION Join our Options Solutions team as a Portfolio Analyst to help manage Allspring's options-based investment strategies. This full-time role offers deep exposure to portfolio construction, trading and implementation, technology development and client strategy within our options-based investment team. You will gain exposure to one of the fastest growing and most complex areas of public markets, learning from a recognized industry thought leader. You will work closely with experienced portfolio managers and other asset management professionals, gaining hands-on experience and building a strong foundation for a long-term career in asset management. We currently operate in a hybrid working model, whereby you will be required to work in-office 3 days a week. Location(s): Charlotte, NC RESPONSIBILITIES Assist in the construction and monitoring of investment portfolios, helping to identify potential risks, opportunities, and performance trends. Collaborate with cross-functional teams, including research analysts, portfolio managers, and traders, to support investment initiatives. Engage in ad hoc projects, such as performance attribution analysis, risk management assessments, and scenario modeling. Actively participate in team meetings and training sessions, seeking opportunities to learn from experienced professionals and contribute to discussions. REQUIRED QUALIFICATIONS 1-2 years of financial markets experience, ideally with a quantitative emphasis. Bachelor's and/or Master's degree in Finance, Economics, Accounting, Mathematics, Computer Science or a related field. Passion for investments and a keen interest in public markets. Solid understanding of financial concepts and basic investment principles. Proficiency in Python, SQL, or similar programming languages. Proficiency in Microsoft Excel, including advanced functions such as pivot tables, financial modeling and relevant business intelligence tools. Strong analytical and problem-solving skills, with the ability to interpret and manipulate financial data effectively. Excellent communication skills, both verbal and written. Demonstrated ability to work collaboratively in a team-oriented environment. Proactive mindset, showing initiative, curiosity, and a desire to learn and grow. PREFERRED QUALIFICATIONS Prior experience in asset management firms or investment banks. Experience with Bloomberg, Charles River Development (CRD) and APX Base Pay Range: $95,000 - $125,000 Actual base salary may vary based upon, but not limited to, relevant experience, time in role, base salary internal peers, prior performance, business sector, and geographic location.  In addition to base salary, the competitive compensation package may include, depending on the role, participation in an incentive program linked to performance (for example, annual discretionary bonus programs, or other annual or non-annual incentive or sales plans.) #LI-KC1 #LI-Hybrid We are an Equal Opportunity/Affirmative Action Employer. We consider all qualified applicants for employment regardless of age, race, color, national origin, sex, religion, veteran status, disability, sexual orientation, gender identity, or any other protected status.

We are the leading provider of professional services to the middle market globally, our purpose is to instill confidence in a world of change, empowering our clients and people to realize their full potential. Our exceptional people are the key to our unrivaled, culture and talent experience and our ability to be compelling to our clients. You'll find an environment that inspires and empowers you to thrive both personally and professionally. There's no one like you and that's why there's nowhere like RSM. In the ERP and Automation Services (ERAS) Risk Consulting practice, we work with C-suite executives, leaders and boards of the world's leading organizations, helping them enhance visibility of enterprise and application risk, implement operational improvements, optimize compliance solutions, reduce costs of compliance and develop mechanisms to identify, measure, monitor and respond to risks. We are the Data Risk and Automation team at RSM. We provide Chief Financial Officers, Chief Risk Officers, Chief Compliance Officers, Chief Data Officers, Chief Audit Executives, and their executive teams with the expert guidance and industry best practices they seek. Our team possesses deep industry experience, functional insights, audit and accounting expertise, data capabilities, and digital technology leadership to assist our clients in making significant changes. Through our capabilities in Finance and Accounting, Risk and Controls, Compliance, Data, Analytics, Generative AI, Robotic Process Automation, and Transformation, we address our clients' most challenging problems and prepare them for the future. Risk Analytics Services ERP Implementation Risk Services ERP Risk and Controls Automation Risk Management Process Automation AI, Analytics and Cloud Services You possess strong critical thinking skills and excel in clear communication. You are always on the lookout for more effective and efficient ways to manage and govern information, aiming to enhance business and risk decision-making to deliver tangible benefits. When you suggest implementing new solutions or changing existing processes, clients trust you to guide them through the process, both in person and in writing. As a result, everyone is satisfied because they have the appropriate methods, tools, and innovative ways to reduce the cost of compliance and mitigate and respond to risk. The work: Identify, prioritize and execute on high-value opportunities to improve data risk services methodologies through analytics, automation and AI; including developing and delivering training, whitepapers, and desktop procedures Design and deliver Finance, Risk, and Compliance data strategies and governance approaches that allow for new insights and executive decision-making and enable AI evolution. Create approaches to modernize the Finance, Risk, and Compliance data landscape, instituting data product models and defining AI-enabled architectures. Establish transparency into the way data moves through the client organizations to provide leaders with greater trust in their information. Develop and implement effective data quality and control frameworks. Refine, develop and implement risk analytics continuous monitoring dashboards; inclusive of IT, data governance, process and compliance requirements. Lead a continuously evolving book of client accounts and projects; including sales, contracting, staffing, execution, delivery, budget monitoring and relationship management. Attract new business by creating thoughtful proposals, building strong client relationships and active market engagement including market insights and industry or technology event presentations. Help grow the practice by championing firm and practice initiatives and products Perform data quality assurance over developer practices and work product for data mapping, data transformations, data joining/blending, data quality, data cleansing, and other data movement related activities Stay on top of how new regulations and technologies affect our clients' businesses - and ours Upskill and train more junior staff on best practices and approach to data risk management, automation, analytics and AI. Coordinate data risk services with off-shore resources at RSM India and El Salvador locations to gain cost effective scale while ensuring delivery qualit Be an active participant in local employee network groups and build relationships with RSM members across all lines of business and consulting as representing practice services and capabilities Position Requirements: Experience managing a team of 3 - 8 individuals providing services to numerous clients simultaneously Proven experience in managing many external client delivery project and internal initiatives simultaneously, with ability to navigate and prioritize effectively Project and program management expertise including project plan development and program planning design and execution management with strong written and verbal communication skills; inclusive of managing project time and budget as well as resource utilization. Detail-oriented with a pro-active, inquisitive and creative approach to work, preferred to be analytics and technology inclined Experience as an auditor or supporting internal or external audit teams with fundamental understanding of enterprise risk management and compliance and/or best practice frameworks sch as COSO, Sarbanes-Oxley (SOX), COBIT, etc. Understanding basic accounting, operations and auditing concepts and reporting skills, including documentation requirements Understanding and ability to describe the flow of typical business processes, covering the purchase-to-pay, order-to-cash, and record-to-report cycles, at a minimum. Minimum Qualifications: Undergraduate degree in Accounting, Management Information Systems, Computer Science, or equivalent level of education Minimum of 3 years in functional risk management experience such as IT audit, business process audit or compliance roles Minimum of 3 years in data governance, data strategy and controls, data transformation, data transparency and data modernization Minimum of 6 years' experience in technical analytics and automation and/or AI. Experience using other industry standard data analysis technologies such as Alteryx, SAS, SQL, and/or Python Experience developing and/or managing risk (audit) analytics and dashboard solutions created using Power BI, Tableau, Qlik, or similar technologies Experience working with automations software such as Automation Anywhere and UiPath. Preferred Qualifications: Experience with data analytics of enterprise applications such as MS D365, SAP, Oracle, NetSuite, Workday and SalesForce Experience with Data Intelligence and AI platforms such as Databricks, AWS, Azure synapse Analytics, MS Fabric, Google BigQuery, Snowflake, and Oracle Intelligence. Hands-on experience using audit-focused GRC technologies such as AuditBoard, ServiceNow, TeamMate, Idea, and WDesk. Experience with process mining using tools like Celonis Experience working data governance and integration technologies such as Informatica, Collibra, Boomi and Talend Business development experience is a plus Certifications in one or more data analysis technologies such as Alteryx, Tableau, or Power BI CPA, CISA, or CIA Standards of Performance: Data stewardship - Maintain confidentiality, integrity and availability of information with your custody A self-starter with a process improvement mentality who is hands on, results-oriented, and leads by example A strong entrepreneurial spirit with the highest levels of professional and personal honestly, integrity and ethics Excellent organizational skills and the ability to prioritize multiple tasks, projects and assignments Ability to interact with all levels of client staff, including executives and senior managers Possess strong business ethics and willingness to adhere to stringent professional standards Ability to put forth additional effort to meet deadlines when necessary Ability to travel to local client sites and/or the local office at least 3 days per week Ability to travel out-of-town as need for client and other meetings (up to 20%) At RSM, we offer a competitive benefits and compensation package for all our people. We offer flexibility in your schedule, empowering you to balance life's demands, while also maintaining your ability to serve clients. Learn more about our total rewards at ************************************************** All applicants will receive consideration for employment as RSM does not tolerate discrimination and/or harassment based on race; color; creed; sincerely held religious beliefs, practices or observances; sex (including pregnancy or disabilities related to nursing); gender; sexual orientation; HIV Status; national origin; ancestry; familial or marital status; age; physical or mental disability; citizenship; political affiliation; medical condition (including family and medical leave); domestic violence victim status; past, current or prospective service in the US uniformed service; US Military/Veteran status; pre-disposing genetic characteristics or any other characteristic protected under applicable federal, state or local law. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process and/or employment/partnership. RSM is committed to providing equal opportunity and reasonable accommodation for people with disabilities. If you require a reasonable accommodation to complete an application, interview, or otherwise participate in the recruiting process, please call us at ************ or send us an email at *****************. RSM does not intend to hire entry level candidates who will require sponsorship now OR in the future (i.e. F-1 visa holders). If you are a recent U.S. college / university graduate possessing 1-2 years of progressive and relevant work experience in a same or similar role to the one for which you are applying, excluding internships, you may be eligible for hire as an experienced associate. RSM will consider for employment qualified applicants with arrest or conviction records. For those living in California or applying to a position in California, please click here for additional information. At RSM, an employee's pay at any point in their career is intended to reflect their experiences, performance, and skills for their current role. The salary range (or starting rate for interns and associates) for this role represents numerous factors considered in the hiring decisions including, but not limited to, education, skills, work experience, certifications, location, etc. As such, pay for the successful candidate(s) could fall anywhere within the stated range. Compensation Range: $101,000 - $203,000 Individuals selected for this role will be eligible for a discretionary bonus based on firm and individual performance.

In this role, you will provide analysis and support of Risk Management initiatives, with a focus on trading business controls. This involves working with multiple systems used to calculate risk measures, identifying, researching and resolving various data issues for accurate reporting and analysis. You will also support day-to-day risk oversight for assigned business deliverables, project support, change management support and lead process reviews identifying risk and developing solutions while maintaining regulatory and supervisory controls. Lead and assist with ongoing regulatory inquiries or audits in a timely and accurate manner. Key Responsibilities * Manage, prioritize and perform trade reporting, exception report processing and reconciliation for trading business controls in accordance with regulatory and company requirements for all security types (I.E. Fixed income, Equity and Options), Utilizing knowledge of the systems, implement other solutions to resolve data issues. * Interpret regulatory and industry changes. Assess impact to staff, processes, policies and technologies. Influence leaders and decision makers to take appropriate action. Effectively communicate to business units and peers' appropriate direction and update policies and procedures. * Proactively identify opportunities and recommend solutions to mitigate current and future business risk. * Direct and guide initiatives by validating applicable SEC or FINRA rules to business processes and enhancing processes or documentation as necessary. * Assist with operational and regulatory audits or inquiries in a timely and accurate manner. Required Qualifications * Experience: 3-5 years of relevant experience * Bachelor's degree or equivalent (4-years) * Post-secondary education and relevant work experience may be interchanged to meet the combined total years of minimum required qualifications for education and experience * Capital markets trading, securities, finance, accounting or insurance/risk management experience, preferably in a corporate environment * Data analytics skills, including proficiency in Microsoft Office and/or a Risk Management Information System Preferred Qualifications * Understanding of the securities trading markets and regulatory trading regulations * FINRA Series 7 exam or Securities Information Essentials (SIE) exam * Strong internal and external relationship management skills * Excellent analytical capabilities and interpersonal skills About Our Company We're a diversified financial services leader with more than $1.5 trillion in assets under management, administration and advisement as of 2024. With our team of more than 20,000 people in 20 countries, we advise, manage and protect assets and income of more than 3.5 million individual, small business and institutional clients. We are a longstanding leader in financial planning and advice, a global asset manager and an insurer. Our unwavering focus on our clients and strong financial foundation connects each of our unique businesses - Ameriprise Financial, Columbia Threadneedle Investments and RiverSource Insurance and Annuities. Here, we foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities around the world. Base Pay Salary The estimated base salary for this role is $76,300 - $104,900 / year. We have a pay-for-performance compensation philosophy. Your initial total compensation may vary based on job-related knowledge, skills, experience, and geographical work location. In addition, most of our roles are eligible for variable pay in the form of bonus, commissions, and/or long-term incentives depending on the role. We also have a competitive and comprehensive benefits program that supports all aspects of your health and well-being, including but not limited to vacation time, sick time, 401(k), and health, dental and life insurances. Ameriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, national origin, genetic information, age, sexual orientation, citizenship, gender identity, disability, veteran status, marital status, family status or any other basis prohibited by law. Full-Time/Part-Time Full time Exempt/Non-Exempt Exempt Job Family Group Business Support & Operations Line of Business CLEAR Clearing

Job DescriptionSr. Credit Risk Review Analyst - Commercial LendingCharlotte, NC Join our highly skilled Credit Risk Review (CRR) team as a Senior Credit Risk Review Analyst specializing in Commercial Lending. CRR's primary objective is to provide timely and independent assessments of credit exposures and credit risk, with results reported directly to senior management and the Risk Committee of the Board of Directors. In this hybrid role (3 days in-office, 2 days remote), you'll provide independent, expert assessments of Commercial credit exposures. You may also take on the responsibility of Reviewer in Charge, leading review engagements, managing reviewers, conducting portfolio analysis, and summarizing findings from credit file samples. Your deep understanding of commercial lending and credit risk practices will be crucial in providing valuable insights and recommendations to enhance our credit risk management. Responsibilities Execute Complex Reviews: Independently assess complex credit and credit-related transactions, including facility structures and underwriting processes, leveraging your expert knowledge of credit policies and procedures. Understand inherent risk and the materiality of risk for credit transactions. Validate and Ensure Accuracy: Validate scorecard risk ratings and borrower credit administration. Ensure a thorough understanding of portfolio issues, trends, and root causes to effectively manage credit portfolios. Independent Reporting & Communication: Independently complete work papers, track issues, compile supporting documentation, and follow up on exam findings with business leaders. Act as a Second Level Reviewer and effectively communicate credit risk review objectives, outcomes, and recommendations for issue remediation. Risk Analysis & Monitoring: Analyze risk in assigned credit portfolios by reviewing relevant reports and assessing trends. Provide expert analytical insights, identify risk concentrations, systemic trends, or issues, and participate in continuous monitoring for assigned portfolios. Leadership & Expertise: Oversee file review activities of other reviewers as the Reviewer in Charge for assigned business segment(s). Perform assessments of file review results and findings to determine final ratings and draft review reports. Serve as an expert resource to the team. Market Acumen: Demonstrate an expert understanding of the credit cycle and the impact of economic indicators on key driving metrics. Possess expert knowledge of how and where to leverage industry and economic research tools into the review process. Requirements Qualifications Extensive Credit Expertise: Robust credit knowledge and strong experience in Commercial credit extension and management. Experience with Complex Transactions: 10+ years of Credit Risk or Credit Underwriting experience, specifically with larger, more complex transactions in Commercial, CRE, Corporate Banking, Leveraged Lending, Middle Market, etc. Communication Skills: Strong verbal and written communication skills, with the ability to navigate and handle difficult conversations effectively with stakeholders. Banking Experience: Experience at larger banks (asset size $80B+). Deal Size Exposure: Experience with average deal sizes of $50MM. Underwriting Background: Experience in underwriting for ABL, Business Banking, Corporate Banking/Mid-Market, or Lower Mid-Market commercial segments. Benefits $125,000 to $175,000+ Full benefits package Bonus + Paid Relocation Assistance

At Barings, we are as invested in our associates as we are in our clients. We recognize those who work diligently for us and reward them for personal and professional integrity, communication skills, distinct competencies and expertise in specific strategies, ability to collaborate as a team member and true dedication to the interests of our clients. We thank you for your interest in joining the Barings team, and invite you to explore our current employment opportunities. Position Title: Quantitative Analyst (Asset Backed Finance) Corporate Title: Senior Associate Department: Private Placements & Asset Based Finance Location: Charlotte Barings ABF group specializes in a range of public and private asset based investments, primarily residential mortgage related. Our team combines deep industry expertise with advanced analytics to make informed investment decisions and create value for our clients. We are seeking a talented and proactive Analyst to join our quantitative analytics and modeling team. The Analyst will be responsible for independently assessing results from their analysis, deriving actionable insights, and proactively engaging with stakeholders to discuss findings and recommendations. This role requires strong analytical skills, effective communication, and the ability to work closely with cross-functional teams to ensure that insights are implemented. Responsibilities * Design and deliver regular and ad hoc reports on asset-based finance assets, leveraging Power BI or similar analytics platforms. * Analyze internal asset data, model results, external reports and economic data to understand risks and opportunities. * Interpret complex data sets and present findings clearly to both internal stakeholders and third-party investors. * Review modeling and forecasting assumptions to ensure that they align with reality and Barings' and investors' risk appetite. * Query existing databases independently using SQL or comparable tools for ad hoc analytical projects. * Suggest and implement process and analytics improvements. Qualifications * Bachelor's degree required; advanced degree is a plus. * Educational background in a quantitative field (e.g., mathematics, statistics, engineering) strongly preferred. * Minimum two years of experience in a relevant analyst or reporting role. * Proficiency with Power BI or similar reporting software. * Comfortable with querying databases for analysis using SQL or other languages. * Excellent communication skills for presenting data-driven insights. * Strong attention to detail. This opportunity is ideal for someone who combines technical expertise with a passion for communicating actionable insights. If you are curious, proactive, and thrive in a dynamic environment, we encourage you to apply and help shape the future of asset-based finance at Barings. #LI-JB1 Requisite Skills Additional Skills Barings is an Equal Employment Opportunity employer; Minority/Female/Age/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply. Barings offers a comprehensive benefits package including: CORE BENEFITS & WELLNESS * Medical (including Virtual Care), Prescription, Dental, and Vision Coverage * Fitness Center Reimbursement Program (Including Online Memberships) * Employee Assistance Program (EAP) * Fertility Benefits FINANCIAL WELL-BEING * Highly competitive 401(k) Plan with Company Match * Health Savings Account (HSA) with Company Contributions * Flexible Spending Accounts (FSA) - Health Care & Dependent Care * Retirement Health Reimbursement Account LIFE INSURANCE * Basic and Supplemental Life Insurance * Spouse and Child Life Insurance TIME OFF, DISABILITY AND LEAVE OF ABSENCE * Paid Vacation, Sick Days and Annual Holidays * Paid Leave of Absences (Maternity Leave, Parental Leave, Caregiver Leave, Bereavement Time) * Short and Long Term Disability Plans * Paid Volunteer Time OTHER BENEFITS * Education Assistance Program * Charitable Matching Gifts Program * Commuter Reimbursement Program * Adoption and Surrogacy Reimbursement Program

Notes to applicants: Dimensional sees great value from collaborating in our offices and appreciates the benefits of flexibility. Most roles fit our office-first hybrid approach: We are together on our campuses Tuesdays, Wednesdays, and Thursdays and have the choice to work in the office or remotely, depending on what is best for that work day, on Mondays and Fridays. This approach maximizes in-person collaboration and interaction while simultaneously providing flexibility and applies to most roles globally with a few exceptions that require more or less time in the office. Please discuss with your Recruiter to confirm the details for this specific role. Resumes and portfolios (when applicable) are required as part of your application. When applying from a mobile device or tablet, you may not be able to attach a resume. If you cannot include an attachment at the time of your application, you will receive a follow up email asking you to attach your resume from a computer. Here at Dimensional, we strive to be an inclusive workplace for all. Even if you do not match every qualification listed, if you are interested in who we are, what we do, and why we do it, we suggest and encourage you to apply. The use of Artificial Intelligence during interviews and skill testing is prohibited, unless Dimensional Fund Advisors has authorized such use. If you require reasonable accommodation in completing this application, interviewing, or otherwise participating in the employee selection process, such accommodation is available upon request. Job Description: The Portfolio Management Group is responsible for the oversight of Dimensional's investment offering and the implementation of Dimensional's investment philosophy. Portfolio Management interacts and collaborates closely with several departments across the firm with the goal of consistently managing with accuracy the quality and integrity of our investments on behalf of our clients. Within Portfolio Management, the Investment Stewardship group implements proxy voting policies, engages with portfolio companies, researches governance issues and industry trends, and communicates Dimensional's approach to investment stewardship to internal and external audiences. The team works closely with a number of stakeholders to ensure best practice is maintained and our clients objectives are met. The Analyst's responsibilities include monitoring and assisting with the operational workflows involved in proxy voting, from setting up accounts to auditing and reconciling existing set-ups. Responsibilities involve oversight of the corporate governance practices of Dimensional's portfolio companies, which includes proxy voting at shareholder meetings and engaging with company boards, management, activist investors, or other stakeholders as necessary. Responsibilities: Identify meaningful portfolio company engagement opportunities, participate in engagements, and track outcomes. Assist with preparation of responses to internal and external requests relating to investment stewardship policies and procedures, including RFPs, and questions from consultants and clients. Monitor proxy votes to ensure votes are being cast in an accurate and timely manner. Identify and research key corporate governance issues and trends within the industry. Monitor regulatory developments for potential impact on Dimensional. Prepare reports and materials for key internal stakeholders, such as the Investment Stewardship Committee. Identify opportunities for the improvement in the efficiency and reliability of the group's procedures and operations, including through automation and systemization. Qualifications: A bachelor's degree is required. Relevant experience in investment stewardship , portfolio company analysis, and proxy voting mechanics. Experience in mutual fund or investment management industry. Ability to manage high-profile engagements with senior executives and board members. Strong writing and analytical skills. Demonstrated ability to produce high-quality reports for internal and external distribution. Demonstrated ability to compile, manage, and interpret data as well as perform in-depth research and analysis. Dimensional offers a variety of programs to help take care of you, your family, and your career, including comprehensive benefits, educational initiatives, and special celebrations of our history, culture, and growth. It is the policy of the Company to provide equal opportunity for all employees and applicants. The Company recruits, hires, trains, promotes, compensates, and administers all personnel actions without regard to actual or perceived race, color, religion, religious practice, creed, sex, sex stereotyping, pregnancy (which includes pregnancy, childbirth, and medical conditions related to pregnancy, childbirth, or breastfeeding), caregiver status, gender, gender identity, gender expression, transgender identity, national origin, age, mental or physical disability, ancestry, medical condition, marital status, familial status, domestic partnership status, military or veteran status or service, unemployment status, citizenship status or alienage, sexual orientation, status as a victim of domestic violence, status as a victim of stalking, status as a victim of sex offenses, genetic information, political activities or recreational activities, arrest or conviction record, salary history, natural hairstyle or any other status protected by applicable law except as otherwise required or permitted by law or regulation applicable to the Company or its affiliates.

About the role Anza Mortgage Insurance is seeking a Mortgage Operational Risk Specialist to collaborate with our Risk Management team. This intermediate-level role plays a key role in supporting the Director of Operational Risk. The ideal candidate will have a background in the mortgage industry, excellent analytical and problem-solving skills, good written and verbal communication skills, thrive in a fast-paced environment and a passion for operational precision. This role requires close collaboration with internal stakeholders and cross-functional teams to help maintain and continuously improve Anza's operational risk framework. What you'll do Assist the Director of Operational Risk in monitoring, assessing and reporting on operational risk across the organization. Run, analyze and summarize operational and performance reports to help identify emerging trends, gaps and opportunities for improvement. Prepare materials and documentation for risk reviews, audits and management reporting. Assist in the coordination and execution of lender risk reviews, ensuring adherence to established timelines and deliverables. Maintain accurate and organized tracking systems to support ongoing monitoring activities. Become an expert on ordering and reviewing third party vendor reports. Respond to time-sensitive requests with a strong sense of urgency, accuracy and professionalism. Qualifications 3-5 years of experience in mortgage operations, processing, underwriting, quality control or risk. Strong analytical, organizational, and communication skills with the ability to manage multiple priorities effectively. Proficient in Microsoft Office Suite or Google Workspace. Demonstrated accountability, attention to detail and the ability to meet deadlines in a fast-paced environment. Experience supporting or coordinating cross-functional initiatives. Ability to create process maps, flow diagrams or performance dashboards. Strong understanding of mortgage lending operations and risk concepts. Why Anza Be a part of a collaborative, forward-thinking team dedicated to operational excellence and customer partnership. Opportunity for career growth into broader operational risk roles. Work cross-functionally with Risk, Credit, Underwriting, Servicing, and Compliance teams. Contribute to a growing, start up organization where your ideas and expertise make an impact. Enjoy a hybrid work culture in Wilmington, NC.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for conducting quantitative analytics and modeling projects for specific business units or risk types. Key responsibilities include developing new models, analytic processes, or systems approaches, creating technical documentation for related activities, and working with Technology staff in the design of systems to run models developed. Job expectations include having a broad knowledge of financial markets and products. Responsibilities: Performs end-to-end market risk stress testing including scenario design, scenario implementation, results consolidation, internal and external reporting, and analyzes stress scenario results to better understand key drivers Supports the planning related to setting quantitative work priorities in line with the bank's overall strategy and prioritization Identifies continuous improvements through reviews of approval decisions on relevant model development or model validation tasks, critical feedback on technical documentation, and effective challenges on model development/validation Supports model development and model risk management in respective focus areas to support business requirements and the enterprise's risk appetite Supports the methodological, analytical, and technical guidance to effectively challenge and influence the strategic direction and tactical approaches of development/validation projects and identify areas of potential risk Works closely with model stakeholders and senior management with regard to communication of submission and validation outcomes Performs statistical analysis on large datasets and interprets results using both qualitative and quantitative approaches Global Risk Analytics (GRA) and Enterprise Independent Testing (EIT) are sub-lines of business within Global Risk Management (GRM). Collectively, they are responsible for developing a consistent and coherent set of models, analytical tools, and tests for effective risk and capital measurement, management and reporting across Bank of America. GRA and EIT partner with the Lines of Business and Enterprise functions to ensure the capabilities it builds address both internal and regulatory requirements, and are responsive to the changing nature of portfolios, economic conditions, and emerging risks. In executing its activities, GRA and EIT drive innovation, process improvement and automation. As a part of Scenario & Enterprise Risk Analytics (SERA), the Research sub-team provides credit focused intelligence, in-depth macro-economic and industry specific credit research, and powerful analytical tools to support credit risk management and decision making across the enterprise. The team is responsible for innovative solutions and support in both business-as-usual (BAU) activities , including regulatory deliverables in Scenario Generation, Loss Forecasting, Model Development etc., and next generation capabilities development that foster the advancement of data-driven insights in support of responsible growth. There are four core areas of focus: Economic & Industry Insights and Analytics Utilize both public and Bank of America internal data to monitor key developments and curate in-depth research of US & global economies and industries. Identify emerging and emergent risks in the economic and industry conditions that could impact the bank's credit decisions, risk appetite & limits and the overall risk and capital frameworks. Regular deliverables: Industry Earnings Monitor reports, Weekly Economic Insights, Market Signals. Scenario Generation & Support Current: Engage in the end-to-end scenario generation process, including scenario design, review, and approval of macroeconomic projections. Provide economists subject matter expertise for all 10 models with 1200+ variables in the scenario generation model suite, providing support in model development, internal & external model review, and regulatory exams. Usage of the scenarios includes CCAR, CECL, Corporate and Capital Planning. Future: Engage in the review & challenge of macroeconomic scenario projections in collaboration with internal teams responsible for producing scenario models and associated forecasts. The research team is the primary SMEs providing expertise and insights to ensure the scenario projections align with economic intuition prior to review and approval by executive stakeholders. Past scenarios delivered: Debt Ceiling Breach Scenario, Election Scenario, Persistent Inflation Scenario, and internal stress scenarios (BAC-A, BAC-SA, CE-A, CE-SA). Next Generation Analytics Capability Development Build and continuously improve new analytical dashboards, reports and capabilities. The team strives to achieve operational excellence and efficiency in the development and delivery of products in order to minimize ongoing maintenance and maximize more value-add activities. Current dashboard development & automation: Industry GDP & Revenue Nowcasting Dashboard, Scenario Generation Review & Challenge Dashboards, Market Signals Redevelopment Cross-Organizational Projects & Initiatives Manage cross-organizational projects and initiatives that align with the team's mandate and strategic vision of the SERA organization. Ideally, initiatives should support the team's primary mission of leveraging internal BAC data in new and novel ways to develop proprietary analysis, analytics and capabilities to support both external and internal private side credit focused teams which require deeper insights, more flexible capabilities or support in producing more intuitive and/or accurate forecast. Required Education, Skills, and Experience Master's degree in Finance, Accounting, Economics, Business, or related field. Alternatively, a bachelor's degree in a technical field (i.e: engineering, computer science, mathematics, statistics, etc.) and a demonstrated interest in finance and markets. Progress toward (or completion of) CFA a plus. Ability to identify key industry drivers, excellent quantitative skills and judgment in the field of research. Prior experience in a research-orientated role (e.g. Equity, Credit) is a plus. The candidate must be able to thrive in a fast-paced and intense environment, be intellectually curious about drivers of the economy, industry & company performance and consumer behavior Strong economic and financial skills and a keen interest in markets, some experience in investment strategy is a plus Strong writing and spreadsheet skills Must be an expert in MS Excel, experience working with statistical packages and/or programming experience preferred Must have excellent communication skills, written and verbal Must have strong attention to detail, ability to multi-task Must work well in a collaborative team environment and be exceptionally driven Desired Skills and Experience Some knowledge of Tableau, SQL, Python. Good understanding of current US regulatory environment, including but not limited to CECL and CCAR Skills: Critical Thinking Quantitative Development Risk Analytics Risk Modeling Technical Documentation Adaptability Collaboration Problem Solving Risk Management Test Engineering Data Modeling Data and Trend Analysis Process Performance Measurement Research Written Communications Minimum Education Requirement: Master's degree in related field or equivalent work experience Shift: 1st shift (United States of America) Hours Per Week: 40 Pay Transparency details US - IL - Chicago - 540 W Madison St - Bank Of America Plaza (IL4540) Pay and benefits information Pay range$89,800.00 - $153,300.00 annualized salary, offers to be determined based on experience, education and skill set.Discretionary incentive eligible This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

Full-time Description : Aspida is a tech-driven, nimble insurance carrier. Backed by Ares Management Corporation, a leading global alternative asset manager, we offer simple and secure retirement solutions and annuity products with speed and precision. More than that, we're in the business of protecting dreams; those of our partners, our producers, and especially our clients. Our suite of products, available through our elegant and intuitive digital platform, focuses on secure, stable retirement solutions with attractive features and downside protection. A subsidiary of Ares Management Corporation (NYSE: ARES) acts as the dedicated investment manager, capital solutions and corporate development partner to Aspida. For more information, please visit ************** or follow them on LinkedIn. Who We Are: Sometimes, a group of people come together and create something amazing. They don't let egos get in the way. They don't settle for the status quo, and they don't complain when things get tough. Instead, they see a common vision for the future and each person makes an unspoken commitment to building that future together. That's the culture, the moxie, and the story of Aspida. Our business focuses on annuities and life insurance. At first, it might not sound flashy, but that's why we're doing things differently than everyone else in our industry. We're dedicated to developing data-driven tech solutions, providing amazing customer experiences, and applying an entrepreneurial spirit to everything we do. Our work ethic is built on three main tenets: Get $#!+ Done, Do It with Moxie, and Have Fun. If this sounds like the place for you, read on, and then apply at aspida.com/careers. What We Are Looking For: Seeking a seasoned quantitative analyst role to help bring a deep technical/modeling skillset and perspective to the newly formed hedging function. This position will be the first quant on the team and is responsible for modeling the market risk at Aspida and analyzing the portfolio risk. They will be involved in a variety of different types of hedges including equity, FX, and Interest Rate options, across both direct business and offshore reinsurance. The individual will help build a hedge monitoring framework and centralize the hedging function. Key responsibilities will include equity modeling, macro level hedge modeling, liquidity analysis, variance analysis, and preparation of key reports. We are looking for someone to bring their experience to our team along with a self-starter mindset and good communication skills, to be able to communicate technical ideas to a less technical audience. This role reports to Aspida's Hedging Leader and is required to be onsite 3 days a week at our Durham, NC headquarters. What You Will Do: Develop, implement, and create hedge monitoring solutions for Aspida Life and centralize Aspida Re Cayman and Aspida Re hedging functions. Design and implement quantitative methods and tools for portfolio construction and analysis. Proactively monitor and analyze emerging industry trends, market dynamics, and innovations in analytical methodologies to enhance strategic decision-making and maintain a competitive edge. Create and enhance risk appetite, hedge management, and reporting frameworks to further improve hedge processing across Aspida's growing business. Collaborate with actuaries, the finance team, asset managers, and M&A team to get a wide knowledge base of Aspida and the hedging function. Communicate findings and recommendations to stakeholders, including senior management, executives, and a non-technical audience. Help develop interest rate hedging and FX hedging functionality across the business by modeling macro level risks. What We Provide: Salaried, DOE Long-Term Incentive Plan Full-Time Full Benefits Package Available What We Believe: Not sure if you meet every qualification? We still encourage you to apply! We value inclusivity, welcoming candidates from diverse backgrounds, including non-traditional paths. Unique experiences enrich our team, and the willingness to dream big makes you an exceptional candidate! At Aspida Financial Services, LLC, we are committed to creating a diverse and inclusive environment and are proud to be an equal opportunity employer. As such, Aspida does not and will not discriminate in employment and personnel practices on the basis of race, sex, age, handicap, religion, national origin or any other basis prohibited by applicable law. Hiring, transferring and promotion practices are performed without regard to the above listed items. Requirements What We Require: Bachelor's degree in Mathematics, Statistics, Finance, Economics or other related field. A Master's degree or PhD is preferred Strong proficiency in quantitative analysis and financial modeling Experience with programing languages such as R, Python, or other programming languages A track record of experience with 10+ years preferred Strong analytical and problem-solving skills Excellent verbal and written communication and presentation skills Ability to work effectively with cross-functional teams across different business units

You Lead the Way. We've Got Your Back. At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express The U.S. Consumer Services Team is responsible for our suite of consumer products, services, and experiences in the U.S., including our premium, cobrand, cash back, and lending portfolios, Membership Rewards, Global Travel & Lifestyle Services, the Centurion Lounge network, our Global Dining and Resy businesses, U.S. Consumer Banking, and best-in-class marketing programs across customer, prospect, and partner channels. The USCS team is focused on making membership an indisputable competitive advantage and helping each other become better leaders every day. The objective of the US Consumer/Global Dining Control Management Risk ID & Assessment team is to identify risks throughout business processes, systems, and platforms, develop and recommend risk mitigation strategies to address these risks, and proactively flag high risk themes for intervention and control enhancement. US Consumer/Global Dining Control Management is looking for a Sr. Analyst of Risk ID & Assessment focused on ensuring control management is embedded in the day-to-day operations of our organization. It will involve extensive collaboration with multiple partners across numerous business units and functional areas. The Sr. Analyst, US Consumer Services Risk ID & Assessment: * Assist in additional identification of risks throughout business processes and systems (along with business process owners) * Facilitate US Consumer/Global Dining in their risk assessments performance (e.g. Risk and Control Self-Assessment (RCSA)) in addition to further assessments and testing / QA programs to ensure regulatory and internal standards are met (e.g., periodic RCSA reviews and update assessment criteria to align with regulatory updates) * Support control monitoring (supplemental to BU process owners testing) and compile key operational risk trends, activities, and events * Proactively help identify areas of high-risk for intervention (e.g., automated alerts generated for high-risk areas signal need for intervention and focus), including conducting independent quality assurance and vertical process testing * Support thematic risk reporting (levels, trends, causes) * Categorize controls and map against risks and processes (e.g., cross-BU process-control mapping) * Support BU with identification of risks and spotting areas where product changes or improved controls may be required within New Product Governance (NPG) * Support risk management practices within the business * Maintain risk dashboards and key risk indicators (KRIs) for ongoing monitoring * Maintain risk profiles and an updated risk register(s) * Support sharing insights, better practices, themes, etc. across the enterprise Required Qualifications: * 2+ Years experience in operational risk management (e.g., within Risk and/or Internal Audit function) Understanding of critical operational risk management lifecycle activities * project management, communication, and interpersonal skills * Experience in process governance, with an understanding of processes that align with policies, regulatory frameworks, and/or operational standards * Sound analytical and problem-solving skills, with an ability to analyze data, identify trends, and evaluate risk scenarios effectively Preferred Qualifications: * Bachelor's degree in finance, Business, Risk Mgmt., or related field; advanced degrees (e.g., MBA, MSc) or certifications are advantageous * Experience in at least one of the following: * Supporting identification of operational risks throughout business processes and systems * Facilitating risk assessment performance in addition to further assessments and testing programs to ensure regulatory and internal standards are met * Supporting independent control monitoring, including identification of control improvements * Supporting the identification of areas of risk for intervention, including conducting independent quality assurance and process testing * Compiling thematic risk reporting to provide actionable insights on risk levels, emerging trends and root causes Salary Range: $78,000.00 to $124,750.00 annually + bonus + benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: * Competitive base salaries * Bonus incentives * 6% Company Match on retirement savings plan * Free financial coaching and financial well-being support * Comprehensive medical, dental, vision, life insurance, and disability benefits * Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need * 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy * Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) * Free and confidential counseling support through our Healthy Minds program * Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site. American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the "Know Your Rights" poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: *************************** Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.