Private Credit Investment Analyst
Risk analyst job in Charlotte, NC
As part of the Originations team, the Private Credit Analyst is responsible for evaluating the creditworthiness of loan applicants in the business purpose residential lending space as well as assessing the underlying collateral of the project. This role involves analyzing financial data, assessing risk, and making recommendations to ensure the integrity of our loan portfolio.
Responsibilities:
Review and analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of loan applicants.
Evaluate the viability of proposed real estate investments, including property value, market conditions, and borrower experience.
Prepare detailed credit memos with recommendations for loan approval or decline, ensuring alignment with company policies and risk appetite.
Identify potential risks associated with loan applications and recommend appropriate risk mitigation strategies.
Ensure all credit analysis and documentation comply with internal policies, industry standards, and regulatory requirements.
Maintain accurate and organized records of credit decisions and supporting documentation.
Stay informed of changes in regulations and best practices within the residential lending space.
Collaborate with loan officers, processors, and other team members to gather necessary information and provide clear communication on credit decisions.
Participate in meetings to discuss complex cases, share insights, and contribute to decision-making processes.
Qualifications
Bachelor's degree in Finance, Business, Economics, or a related field.
3-5 years of experience in private real estate lending in underwriting, credit analysis or elated experience.
Strong analytical skills with the ability to interpret financial data and assess risk.
Knowledge of residential real estate markets and investment principles.
Excellent attention to detail and organizational skills.
Strong written and verbal communication skills.
Sap Finance Control Consultant
Risk analyst job in Charlotte, NC
The position acts as a bridge between IT and Finance, responsible for maintaining and enhancing SAP FICO functionality, managing related integrations (e.g., with OpenText VIM), and supporting process improvements and automation projects.
Technical Skills
SAP FICO module expertise (Finance & Controlling).
Integrations within SAP Landscape (knowledge of interfaces, data flows, tables).
VIM (Vendor Invoice Management) experience
highly preferred.
OpenText exposure a major plus.
Familiarity with Agile / Project methodologies - able to lead smaller initiatives.
S/4HANA implementation experience preferred.
Understanding of invoice approval workflows (e.g., Four Eyes Principle), P2P processes, and automation.
Comfortable working in both on-prem (current) and cloud-oriented environments (future state).
Functional Skills
Translate complex IT concepts into clear, business-relevant communication.
Understand finance concepts (credit/debit, profit/loss, accounts payable).
Create and maintain functional specs, manage testing (UAT, negative, etc.), and user documentation.
Real Estate Analyst
Risk analyst job in Raleigh, NC
Our client is seeking an analyst that will support underwriting, transaction management, loan closing/servicing, and origination efforts across the firm. This role blends financial analysis, operational execution, and borrower/lender coordination. The ideal candidate is detail-oriented, organized, and capable of managing multiple workstreams in a fast-paced entrepreneurial environment.
This role blends transactional execution with client and lender management, offering an opportunity to work closely with the firm's principal, VP of Capital Markets, and lending partners in a growing entrepreneurial environment.
Key Responsibilities
Underwriting & Transaction Support
Build financial models for acquisition, refinance, bridge, construction, and agency executions
Prepare lender-ready underwriting packages, operating analyses, and pro formas
Draft loan request packages, credit memos, and transaction summaries
Support transaction management through lender processes and closing requirements
Join calls with lenders, clients, and attorneys to move deals from quote to funding
Closing Support
Assist in tracking and maintaining closing checklists, conditions, and deliverables
Coordinate third-party reports and due diligence, tracking timing and deliverables
Work with clients and lenders to collect closing documentation and financials
Review closing documentation for accuracy relative to term sheets and commitments
Maintain accurate loan files and documents
Origination Support
Conduct preliminary underwriting and loan sizing for new opportunities
Prepare pitch materials, quote comparisons, and pursuit memos
Research market data, rent comps, operating statements, and lender programs
Support CRM, pipeline reporting, and lender relationship tracking
Assist with marketing materials, case studies, and deal announcements
Research & Analytics
Track interest rates, capital markets trends, spreads, and lender activity
Maintain internal dashboards for lender programs and benchmark terms
Analyze borrower financial statements, liquidity, and global cash flow
Conduct market research on supply/demand, demographics, and competitive assets
Qualifications
Bachelor's degree in Finance, Real Estate, Accounting, Economics, or related field
1-3 years of experience in commercial real estate lending, underwriting, appraisal, or financial analysis
Strong financial modeling and Excel proficiency
Excellent written and verbal communication skills
Strong attention to detail and organizational ability
Familiarity with loan structures, lender programs, and due diligence processes preferre
Vendor Risk Analyst
Risk analyst job in Raleigh, NC
Apply Description
OUR CULTURE
Our organization believes we can all do well by doing good. We value the contributions of diverse minds and prioritize the success and wellbeing of our employees. We also believe every person in our organization plays a role in supporting a healthy environment and helping to achieve our goal of prosperity for all. To this end, we recruit bright, energetic, and talented people to be members of our team. In return, we offer a dynamic workplace that presents opportunities for professional advancement and individual growth. We strive to always display integrity, self-awareness, courage, and respect for one another while continuing to seek opportunities to learn. We really believe that when our employees succeed, our community wins.
ABOUT THE POSITION
The Vendor Risk Analyst will work with the Credit Union's Information Security, Risk and Compliance, and Legal teams and other internal departments that utilize vendor relationships to offer products and services to the membership and/or provide the resources needed for Civic's ongoing operations. This role will oversee, track, document, and report on new and existing service providers in accordance with the Credit Union's policy. The Vendor Risk Analyst will generate ongoing reports for senior management on the status of new and existing services and service providers and, notify management of any identified material vendor service issues that are tracked as part of the Vendor Management Program. The Vendor Risk Analyst t will also coordinate and lead the Credit Union's Vendor Management Committee.
NORMAL DAY-TO-DAY WORK
Represent Risk and Compliance and partner with each department in their selection and evaluation process of all new vendors and service providers.
Identify risks and uphold standards as it pertains to Civic's policies and procedures through the due diligence processes.
Conduct planned and scheduled assessments of service providers that are critical to the Credit Union's ongoing operations. Continuously ensure the quality and accuracy of services adequately support Civic's standards and vision.
Support and contribute to the creation and monitoring of the Credit Union's Business Continuity Plan as it relates to Civic's vendors.
Administer the development and maintenance of the tracking system for vendor documents, periodic reviews, relationship issues, and contract renewals.
Develop and maintain reporting to the Credit Union's Board and Senior Management team on the status of the Credit Union's vendor relationships.
Partner closely with the VP of Risk and Compliance and the VP of Information Security as needed to update the Credit Union's Vendor Management Program.
Actively engage internal teams to identify, document, and build the remediation plan for potential vendors and operational gaps.
When necessary, ensure remediation plans are completed and conducted with the pre-specified requirements.
Continuously commit to staying abreast of fast-evolving industry trends as well as change rules and regulations.
Take ownership for actions, decisions, and results; openly accept feedback and demonstrate both the willingness and ability to improve.
JOB QUALIFICATIONS
Here are a few qualifications you MUST have to be qualified for this position.
Minimum 4 - 6 years of experience in Compliance and/or Risk Management in the Financial Services industry.
Demonstrated ability to conduct thorough research and interpret and understand vendor risk management standards and best practices.
Proven ability to work both independently and collaboratively while remaining well-organized, efficient, and detail-oriented.
Ability to function in a Consumer business office environment and utilize standard office equipment including but not limited to: PC, copier, telephone, etc.
Ability to lift a minimum of 25 lbs. (file boxes, computer printer).
Travel required on occasion.
Here are a few qualifications we'd LIKE for you to have.
Bachelor's degree in Accounting, Finance or related field.
Proven analytical ability specific to vendor management best practices and techniques.
Previous management experience in a financial institution.
Strong and established understanding of the regulatory and business environment around vendor risk and ability to multitask and adapt to changing priorities in a fast-paced environment.
Demonstrated ability to engage and partner with all levels of management and staff, regardless of complexity of tasks.
If you have questions about this position description, please feel welcome to ask. You can reach HR at:
Human Resources
3600 Wake Forest Rd, Raleigh, NC 27609
*****************
Easy ApplyBank Credit Risk Analyst Principal
Risk analyst job in North Carolina
Why USAA?
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.
The Opportunity
As a dedicated Bank Credit Risk Analyst Principal, you will be responsible for developing and driving the frameworks for the Bank Credit Risk program that provides oversight and governance to its maturing processes, advanced governance and oversight capabilities. Conducts complex credit and financial analyses to identify and mitigate emerging credit risks across the Bank. Leverages data analytics, data insights and industry expertise to build fit for purpose and sustainable outcomes/solutions. Partners with first line Bank executives, Bank Compliance leadership, and other key executive stakeholders to drive strategic alignment of the Bank Credit Risk policy and oversight. Leads and develops high quality committee, regulatory and executive reporting and responses as needed.
We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC or Tampa, FL.
Relocation assistance is not available for this position.
What you'll do:
Responsible for conducting statistical, econometric and financial analyses to identify and mitigate emerging credit risks across bank. Integrates artificial intelligence/ machine learning, credit and financial scenario modeling, complex data architecture, strategy, credit research, macro research and development, and design competencies. Delivers on highly complex credit and econometric solutions that mitigate the risk, costs and impacts of large and granular behavioral and macroeconomic credit risks.
Drives development and maturation of complex credit and financial frameworks. Delivers cross credit, and credit impacting operational, financial and strategic initiatives to leverage asset specific insights and drive scale economies; i.e. Enterprise capital concerns related to Basel III impacts, fraud spikes and emerging trends, enterprise stress contingency lever submission and integration accuracy; finance/strategy/marketing data sourcing for Level Up new prime card product, Eligibility Expansion, Economic Capital, CRA marketing, Secured card and enterprise segment targeting.
Advises on complicated credit and financial analyses across credit finance, product and marketing, operations and market risk, as well as lines of defense. Provides direction and consultation to senior leaders across the bank on highly complex and unique credit and financial risk issues. Serves as a key advisor and consultant to the Bank Head of Credit and SLOD Chief Credit Officer on risk management and mitigation efforts, a proxy / delegate in senior leadership forums.
Strengthens regulatory responses to ensure industry leading quality (Consent Order, Examinations, etc.), ensuring as well appropriate communication and collaboration with impacted stakeholders. Interacts with regulators and internal and external auditors related to bank credit risk appetite, stress test, provision, modeling issues and requests.
Drives remediation efforts by leveraging industry-leading subject matter expertise and experience to prioritize, strategize, and build consensus within the team and senior management (Audit findings, MRA's, etc.) across various departments.
Develops efficiencies and strategic improvements to Bank Credit programs (Risk Appetite, Effective Challenge, KRI's, RAMs). Leads collaborative engagements and creates best practices across the Bank Credit product teams and the horizontal risk-aligned teams to ensure proper identification of risks and emerging trends.
Responsible for the development and delivery of training to build technical and business acumen within the Bank organization.
Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.
What you have:
Bachelor's degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
10 years experience applying operational risk frameworks, oversight and best practices to include 6 years of bank credit risk with accountability for highly complex projects/initiatives with significant impact within a financial services/banking organization.
Extensive experience in model development and optimization for credit risk strategy development, delivery and implementation.
Extensive experience with data analytics and insights conducting complicated/complex credit and financial analyses; identifying and mitigating emerging credit risks across bank products.
Strong knowledge and understanding of interest rate, capital allocation and liquidity market to include fraud, operations, and compliance risk.
Executive-level business acumen in the areas of bank credit, finance and bank industry practices.
Bank credit risk consulting skills to include gathering and synthesizing business requirements and communicating and/or facilitating constructive opportunities to a variety of audience levels including senior management.
Experience collaborating with key resources and stakeholders, influencing decisions, and managing work to achieve strategic goals required.
Experience leading and developing high quality committee, regulatory and executive reporting and responses as needed.
Strong track record of driving change across risk areas, risk tools, asset classes and processes.
Demonstrated ability to manage and drive multiple remediation activities to completion timely and with high degree of quality.
What sets you apart:
Proven track record at fin techs or large banks for driving large scale initiatives or platforms.
Experience in AI/ML or other complex initiative executions.
Balanced experience and skills across analytics and program leadership / execution.
Compensation range: The salary range for this position is: $189,370 - $361,950.
USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).
Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.
Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.
USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Auto-ApplyQuantitative Analyst (Asset Backed Finance)
Risk analyst job in Charlotte, NC
At Barings, we are as invested in our associates as we are in our clients. We recognize those who work diligently for us and reward them for personal and professional integrity, communication skills, distinct competencies and expertise in specific strategies, ability to collaborate as a team member and true dedication to the interests of our clients.
We thank you for your interest in joining the Barings team, and invite you to explore our current employment opportunities.
Position Title: Quantitative Analyst (Asset Backed Finance)
Corporate Title: Senior Associate
Department: Private Placements & Asset Based Finance
Location: Charlotte
Barings ABF group specializes in a range of public and private asset based investments, primarily residential mortgage related. Our team combines deep industry expertise with advanced analytics to make informed investment decisions and create value for our clients. We are seeking a talented and proactive Analyst to join our quantitative analytics and modeling team. The Analyst will be responsible for independently assessing results from their analysis, deriving actionable insights, and proactively engaging with stakeholders to discuss findings and recommendations. This role requires strong analytical skills, effective communication, and the ability to work closely with cross-functional teams to ensure that insights are implemented.
Responsibilities
Design and deliver regular and ad hoc reports on asset-based finance assets, leveraging Power BI or similar analytics platforms.
Analyze internal asset data, model results, external reports and economic data to understand risks and opportunities.
Interpret complex data sets and present findings clearly to both internal stakeholders and third-party investors.
Review modeling and forecasting assumptions to ensure that they align with reality and Barings' and investors' risk appetite.
Query existing databases independently using SQL or comparable tools for ad hoc analytical projects.
Suggest and implement process and analytics improvements.
Qualifications
Bachelor's degree required; advanced degree is a plus.
Educational background in a quantitative field (e.g., mathematics, statistics, engineering) strongly preferred.
Minimum two years of experience in a relevant analyst or reporting role.
Proficiency with Power BI or similar reporting software.
Comfortable with querying databases for analysis using SQL or other languages.
Excellent communication skills for presenting data-driven insights.
Strong attention to detail.
This opportunity is ideal for someone who combines technical expertise with a passion for communicating actionable insights. If you are curious, proactive, and thrive in a dynamic environment, we encourage you to apply and help shape the future of asset-based finance at Barings.
#LI-JB1
Requisite Skills
Additional Skills
Barings is an Equal Employment Opportunity employer; Minority/Female/Age/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply.
Barings offers a comprehensive benefits package including:
CORE BENEFITS & WELLNESS
Medical (including Virtual Care), Prescription, Dental, and Vision Coverage
Fitness Center Reimbursement Program (Including Online Memberships)
Employee Assistance Program (EAP)
Fertility Benefits
FINANCIAL WELL-BEING
Highly competitive 401(k) Plan with Company Match
Health Savings Account (HSA) with Company Contributions
Flexible Spending Accounts (FSA) - Health Care & Dependent Care
Retirement Health Reimbursement Account
LIFE INSURANCE
Basic and Supplemental Life Insurance
Spouse and Child Life Insurance
TIME OFF, DISABILITY AND LEAVE OF ABSENCE
Paid Vacation, Sick Days and Annual Holidays
Paid Leave of Absences (Maternity Leave, Parental Leave, Caregiver Leave, Bereavement Time)
Short and Long Term Disability Plans
Paid Volunteer Time
OTHER BENEFITS
Education Assistance Program
Charitable Matching Gifts Program
Commuter Reimbursement Program
Adoption and Surrogacy Reimbursement Program
Auto-ApplyFraud Risk Analyst
Risk analyst job in Troy, NC
Job Description
First Bank is seeking an experienced Fraud Risk Analyst who will be an integral member of our first line Fraud Operations team focused on detecting, analyzing, and mitigating fraud and financial transaction risk across the bank. We are seeking a team member that is committed to protecting our clients and the bank from fraud and relentless in their focus on fraud risk mitigation, while upholding an excellent client experience.
Fraud Operations team members maintain a balanced sense of intellectual curiosity. In this role you will focus on determining the root cause of problems and escalations, evaluate explanations and supporting records, and perform thorough due diligence to validate the information reported and your understanding of it. This spans across all aspects of your work, from reviewing incoming escalations and high-risk transactions, to investigating and validating leads, to proactively identifying patterns of abnormal behavior. With the understanding that the findings can have serious implications, you will make well-founded and trustworthy decisions.
In this role you will spotlight opportunities for continued improvement while not losing sight of the day-to-day commitments and shared team functions. There is a consistent focus on quality and accuracy while dually meeting cut-offs and deadlines which can range from monthly and weekly to daily and hourly. This role requires an individual who can tackle challenges efficiently, while still maintaining a high-level of precision, discretion, and professional maturity needed for sensitive fraud and risk matters. A growth mindset and ability to learn new skills, systems, and cross-train with peers is imperative for success. This is a foundational role on a high-visibility and expanding team at First Bank.
ESSENTIAL FUNCTIONS
•Fraud detection and prevention involving transaction risk assessment of the following transaction types which can include but are not limited to ACH, peer-to-peer transfers including Zelle, external transfers, bill pay, check, ATM, wire transfer, debit card and credit card transactions, mobile remote deposit capture (MRDC), remote deposit capture (RDC).
•Risk analysis ranging from moderate to complex and informed escalation of transactions or trends of transactional activity over time for investigation.
•Research and detection of indicators of credential compromise, financial exploitation, account takeover, money laundering, attempted unauthorized access, or other related fraud and risk.
•Independent correlation of information across multiple data sources to effectively decision an alert, assess account risk, or complete after-action due diligence.
•Triage and research of high volumes of inbound communications and escalations for investigative referral.
•Prompt and professional communication to internal stakeholders related to a range of escalations types.
•Development of clear, consistent, and well-founded fraud risk guidance that can be shared with an impacted customer or external party.
•Facilitation of recovery and processing of fraud loss through direct collection, hold harmless, and other processes.
•Review of risk-related, charge off, negative balance, and dispute reports and notifications for trends and anomalies to identify potential control gaps or initiate account reviews or investigative referral.
•Review and assessment of account and system level controls to determine tolerance and recommended changes based on perceived threats and security risks.
•Effective pattern analysis across a range of data sources and development of root cause findings.
•Collaboration with cross-functional teams to strengthen fraud detection and awareness of related tactics, techniques, and protocols.
•Technology and system enhancement through proactive identification and clear communication of risk and fraud prevention process improvement opportunities.
•Completes annual compliance courses.
•Adheres specifically to all corporate policies and procedures. Also adheres to Federal and State regulations and laws; including, the Bank Secrecy Act and the Anti-Money Laundering Act.
•Adheres to all levels of our Service Excellence standards.
•Performs other duties as required.
GENERAL QUALIFICATIONS
Knowledge & Experience: These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. Individual abilities may result in some deviation from these guidelines.
•Three years of related experience in the banking or financial services industry and a Bachelor's degree from a four-year college or university, or five years of related experience that provides the necessary skills and knowledge to satisfactorily perform the essential job functions may be substituted.
•Proven and consistent experience identifying fraud through a range of banking transaction types.
•Strong analytical and pattern recognition capabilities to spot trends and inconsistencies within transactional and customer data to detect, prevent, mitigate, and report high risk or abnormal activity.
•Proficiency in fraud detection tools, core and online banking platforms, and ability to independently complete link analysis across systems.
•Excellent communication and report-writing abilities and documentation of analysis in a logical manner that sufficiently supports decisions.
•Capacity to work calmly, communicate succinctly, and make definitive decisions under pressure.
•Unwavering professionalism and focus on management and handling of sensitive information with integrity.
•Strong interpersonal skills and ability to build positive relationships with a range of both customer-facing and back office teams.
•Broad knowledge of fraud risk-related behaviors, trends, patterns and typologies.
•Demonstrated leadership by positive example through mentorship across peer group and team.
•Interest in fraud intelligence, cyber investigations, physical security, information security, and enterprise risk and cross-collaboration with these teams is a plus.
Physical Demands/Work Environment: Vision, hearing, speech, dexterity, visual concentration. A valid driver's license is required. Must have the ability to stand, walk, sit and use hands and fingers. Must have the ability to work the hours and days required to complete the essential functions of the position, as scheduled. The environment is a professional office with standard office equipment.
Cognitive Requirements: Learning, thinking, concentration, ability to exercise self-control, ability to work in a customer relations' environment. Must be able to pay close attention to detail and be able to work as a member of a team. Must have the ability to interact effectively with co-workers and customers, and exercise self-control and diplomacy in customer and employee relations' situations. Must have the ability to exercise discretion as well as appropriate judgments when necessary.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
EY - Consulting - Financial Services - Quantitative Advisory Services - Senior, application via RippleMatch
Risk analyst job in Charlotte, NC
This role is with EY. EY uses RippleMatch to find top talent.
USA - Consulting - Financial Services - Quantitative Advisory Services - Senior
At EY, we're all in to shape your future with confidence.
We'll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go. Join EY and help to build a better working world.
Will you shape the future or will the future shape you?
The opportunity
At EY Consulting, we are building a better working world by transforming businesses through the power of people, technology, and innovation. Our clients are at the heart of what we do. We're focused on solving the key issues of our client buyers, building deeper relationships, and generating lasting value with significant impact.
Our firm sets the standard for consulting services, fostering an environment that encourages career ownership at every stage. As a part of our team, you'll be at the forefront of this dynamic service line, driving change and delivering solutions that revolutionize business operations. You'll help our clients in transformation and innovation efforts: driving growth, reducing costs, and managing risks proactively.
In our Financial Services team, we build a better working world by rallying together to solve the most complex challenges. We accomplish this by building trusted relationships, keeping an open mind, going all in, being bold and courageous, and taking risks worth taking. We help build a financial services industry in which financial institutions are trusted, customers' financial goals are attainable, and the global economy is growing and secure. In today's complex business environment, that means understanding the relationship between risk, the regulatory environment, and performance improvement, and applying our knowledge to help clients achieve their business objectives.
Your key responsibilities
In our Financial Services Organization (FSO), the Quantitative Advisory Services (QAS) group operates as an integral component of a broader team that provides comprehensive quantitative risk management services to help identify, measure, manage and monitor the market, credit, operational and liquidity risks , asset-liability management, capital management, and other business activities of our clients across the Banking & Capital Markets, Insurance and Wealth & Asset Management sectors. The QAS team is specifically dedicated to projects focused on development, implementation, testing, validation and other quantitative services of analytic models, which are utilized in, but not limited to:
risk management including market risk, credit risk (including counterparty credit risk, wholesale, and retail), liquidity / treasury risk, operational risk, compliance risk (including Financial Crime risk), and climate risk
regulatory capital analytics including Basel III / Fundamental Review of the Trading Book (FRTB), and Comprehensive Capital Analysis and Review (CCAR)
front office derivative pricing across various asset classes (e.g., interest rate, foreign exchange, equity, credit, commodity and structured products)
banking book credit analytics, including loss forecasting, reserves/CECL, and PPNR (Pre-Provision Net Revenue)
balance sheet management
wealth and asset management
The QAS team also adeptly leverages advanced analytics applications, featuring Artificial Intelligence / Machine Learning (AI / ML), including Generative AI (GenAI), and Natural Language Processing (NLP) capabilities empowering the delivery of unparalleled insights and solutions to the clients.
This is a highly collaborative area, where you'll always have the support of your team while working on multiple high-profile projects. It's a challenging specialist area, so we won't expect you to hit the ground running - you'll learn as you go. That doesn't mean you won't have your own responsibilities though, so if you're naturally curious, are genuinely interested in this area and are ready to engage with our clients, there's no limit to how far you can go here.
Skills and attributes for success
To qualify for the role, you must have
Educational Background: A strong academic record; currently pursuing a PhD in Computational / Quantitative Finance, Mathematics, Engineering, Statistics, Economics, Physics, Computer Science, or a related field; OR a Master's degree in the same fields with 2+ years of relevant full-time quantitative analytical work experience in mature financial markets.
Programming Proficiency: Capability to effectively program computer routines using one or more languages such as C++, Java, Python, VBA, SAS, R, and SQL, with a focus on developing algorithms and computational models to solve complex problems.
Collaborative Teamwork: The ability to work collaboratively in a team environment, demonstrate inclusivity, and embrace diverse perspectives, particularly in cross-functional teams focused on credit modeling and risk management.
Communication Skills: Excellent presentation skills and the ability to communicate complex concepts effectively to all audiences, including the documentation of risks and models in compliance with regulatory standards.
Analytical Mindset: Intellectual curiosity, the ability to take initiative and drive execution, with advanced analytical and problem-solving skills within a dynamic and evolving business landscape, particularly in the context of credit risk and model risk management.
Agile and Growth-Oriented: Exhibits an agile and growth-oriented mindset, with a willingness to adapt to new methodologies and industry practices related to credit and risk modeling.
Access to reliable transportation to/from the EY office and client sites. A driver's license is strongly recommended as ride share and public transportation options may not be available in all locations.
The ability and willingness to travel and work in excess of standard hours when necessary. In certain circumstances, travel may be required beyond your work location based on client and project needs.
Ideally, you will have experience in one or more of the following areas
Credit Modeling Expertise: Proficiency in credit markets, regulations, and accounting standards related to credit risk, with the ability to develop, apply, build, and calibrate tools and methods associated with credit models that support lending decisions.
Model Risk Management Knowledge: Familiarity with model risk frameworks, model life cycles, and relevant regulations, along with the ability to document risks and models effectively.
Quantitative Financial Modeling Skills: Knowledge of and ability to apply advanced statistics and mathematics to financial modeling, risk assessment, and capital management, informed by business domain knowledge.
Computational Thinking: Understanding of computational models, tools, and techniques to interpret data and formulate solutions, with an emphasis on coding modules and algorithms.
Risk Modeling Acumen: Knowledge of enterprise risk management, including ESG considerations, operational risk, KYC, AML, fraud, and trade surveillance, with the ability to apply relevant modeling techniques and data sources.
Knowledge of how to leverage firm-approved AI tools in a business setting, including Microsoft Copilot.
Are you ready to shape your future with confidence? Apply today.
What we offer you
At EY, we'll develop you with future-focused skills and equip you with world-class experiences. We'll empower you in a flexible environment, and fuel you and your extraordinary talents in a diverse and inclusive culture of globally connected teams. Learn more.
We offer a comprehensive compensation and benefits package where you'll be rewarded based on your performance and recognized for the value you bring to the business. The base salary range for this job in all geographic locations in the US is $135,000 - $150,000. Individual salaries within those ranges are determined through a wide variety of factors including but not limited to education, experience, knowledge, skills and geography. In addition, our Total Rewards package includes medical and dental coverage, pension and 401(k) plans, and a wide range of paid time off options.
Join us in our team-led and leader-enabled hybrid model. Our expectation is for most people in external, client serving roles to work together in person 40-60% of the time over the course of an engagement, project or year.
Under our flexible vacation policy, you'll decide how much vacation time you need based on your own personal circumstances. You'll also be granted time off for designated EY Paid Holidays, Winter/Summer breaks, Personal/Family Care, and other leaves of absence when needed to support your physical, financial, and emotional well-being.
We value your application
To make the most of your application experience, please limit yourself to two applications within a six-month period.
Applications to EY are reviewed by a dedicated member of our early careers team.
You may receive outreach from an EY Recruiter to discuss your application and interests.
Are you ready to shape your future with confidence? Apply today.
To learn more about our anticipated application deadlines, please visit this link.
For those living in California, please click here for additional information.
EY focuses on high-ethical standards and integrity among its employees and expects all candidates to demonstrate these qualities.
EY | Building a better working world
EY is building a better working world by creating new value for clients, people, society and the planet, while building trust in capital markets.
Enabled by data, AI and advanced technology, EY teams help clients shape the future with confidence and develop answers for the most pressing issues of today and tomorrow.
EY teams work across a full spectrum of services in assurance, consulting, tax, strategy and transactions. Fueled by sector insights, a globally connected, multi-disciplinary network and diverse ecosystem partners, EY teams can provide services in more than 150 countries and territories.
EY provides equal employment opportunities to applicants and employees without regard to race, color, religion, age, sex, sexual orientation, gender identity/expression, pregnancy, genetic information, national origin, protected veteran status, disability status, or any other legally protected basis, including arrest and conviction records, in accordance with applicable law.
EY is committed to providing reasonable accommodation to qualified individuals with disabilities including veterans with disabilities. If you have a disability and either need assistance applying online or need to request an accommodation during any part of the application process, please call 1-800-EY-HELP3, select Option 2 for candidate related inquiries, then select Option 1 for candidate queries and finally select Option 2 for candidates with an inquiry which will route you to EY's Talent Shared Services Team (TSS) or email the TSS at **************************.
Auto-ApplyCredit Risk Controlling Analyst
Risk analyst job in Charlotte, NC
Inside the Role
The Credit Risk Controlling Analyst is responsible for delivering accurate and timely reporting on credit risk performance for DTFS U.S. and Canada. This includes month-end reporting, analysis of actual results, and contributing to the development of financial forecasts. The role involves identifying and resolving issues related to credit risk reserving, loss metrics, and delinquency reporting.
This position collaborates closely with teams across Fleet Workout, Collections, Remarketing, and Financial Reporting. The analyst will also participate in special projects and investigations that support overall DTFS performance. Compliance with ICS requirements is expected as relevant to assigned responsibilities.
Posting Information
We provide a scheduled posting end date to assist our candidates with their application planning. While this date reflects our latest plans, it is subject to change, and postings may be extended or removed earlier than expected.
We Take Care of Our Team
Pay offered dependent on knowledge, skills, and experience
Benefits include annual bonus program; 401k company contribution with company match up to 8% as well as non-elective company contribution of 3 - 7% depending on age; starting at 4 weeks paid vacation; 13+ calendar holidays; 8 weeks paid parental leave; employee assistance program; comprehensive healthcare plans and wellness programs; onsite fitness (at some locations); tuition assistance and volunteer paid time off; short-term and long-term disability plans.
What You Drive
Responsible for reporting credit risk KPIs, loss forecasting and provisioning
Month-end reporting including preparing monthly journal entries, updating spreadsheets, commentary
Support TM1/ MIF Template/Corporate Customer Report submissions
Participate in monthly Fleet SAC, Dealer SAC and Portfolio Performance Review meetings
Provide special reporting for troubled Fleet customers
Prepare monthly forecast and quarterly forecasts
Prepare annual credit risk forecast
Ad-hoc reporting and analysis of current loss and portfolio trends
Support special projects; credit loss mitigation, IFRS9 policies, CMS system testing
Support External Auditors, Financial Reporting and ICS requirements
Monthly results presentation slides
Maintenance of Credit Risk Tableau dashboard
Knowledge You Should Bring
BS/BA in Business, Finance, or Accounting and prefer 5-7 years of relevant experience or 8 years of relevant experience in lieu of degree
Analytical skills: Ability to investigate discrepancies or issues in financial/credit data; strong analytical skills to identify trends, anomalies and drivers of risk
PC/Software skills: Microsoft Suite of products, proficient in working with data analysis, reporting and visualization tools
Attention to detail, customer focus, planning and organizing, problem solving and analysis, teamwork and collaboration
Exceptional Candidates Might Have
Understanding of credit risk KPIs (delinquencies, losses, recoveries, provisioning)
Knowledge of loss forecasting methodologies and credit risk provisioning (including IFRS 9 concepts)
Familiarity with portfolio performance metrics for fleet, dealer, and retail portfolios
SAP/SAS Software/advanced analytics experience
Strong Excel skills (pivot tables, advanced formulas, data manipulation)
Ability to summarize complex credit risk data in presentations and commentary
Where We Work
This position is open to applicants who can work in (or relocate to) the following location(s)-
Charlotte, NC US. Relocation assistance is not available for this position.
Schedule Type:
Hybrid (4 days per week in-office / 1 day remote). This schedule builds our #OneTeamBestTeam culture, provides an unparalleled customer experience, and creates innovative solutions through in-person collaboration.
At Daimler Truck North America, we recognize our world is changing faster than ever before. By listening to the needs of today, we're building to solve with cutting-edge solutions in sustainability and future driving technology across electric, hydrogen and autonomous. These solutions, backed by years of innovative success and achievement, continue DTNA's legacy as the undisputed industry leader. Our evolving brand portfolio is second to none, including Freightliner Trucks, Western Star, Demand Detroit, Thomas Built Buses, Freightliner Custom Chassis, and Financial Services. Together, we work as one team towards our envisioned future - building a cleaner, safer and more efficient tomorrow for all.
That is what we are working toward - for all who keep the world moving.
Additional Information
This position is not open for Visa sponsorship or to existing Visa holders
Applicants must be legally authorized to work permanently in the country the position is located in at the time of application
Final candidate must successfully complete a criminal background check
Final candidate may be required to successfully complete a pre-employment drug screen
Contractors, professional services, or other contingent workers should confirm with their local agency if they are eligible to apply for FTE positions
EEO - Disabled/Veterans
Daimler Truck North America is committed to workforce inclusion and providing an environment where equal employment opportunities are available to all applicants and employees without regard to race, color, sex (including pregnancy), religion, national origin, age, marital status, family relationship, disability, sexual orientation, gender identity and expression (including transgender and transitioning status), genetic information, or veteran status.
For an accommodation or special assistance with applying for a posted position, please contact our Human Resources department at ************ or toll free ************. For TTY/TDD enabled call ************ or toll free ************.
Auto-ApplyPortfolio Analyst
Risk analyst job in Charlotte, NC
Elevate Your Career Work where your ideas have impact
COMPANY
Allspring is a leading asset management firm with close to $600 billion of assets under management, 24 offices globally, and specialized investment teams supported by more than 480 investment professionals. Allspring and our investment teams provide a broad range of differentiated products and solutions to help our diverse range of clients meet their investment objectives. We leverage the diversity of people, ideas, and skills to help our clients pursue their financial goals.
With a rich and established history in the asset management industry, Allspring is now a “start-up at scale” having spun off from Wells Fargo and acquired by GTCR and Reverence Capital Partners in November 2021. The new name, Allspring Global Investments, reflects our commitment to renewal, growth, and meaningful client outcomes. With decades of trusted expertise propelling us forward, we're a company staying true to our core investment roots while reinventing ourselves to offer today's investors a fresh perspective.
At Allspring, unique views inspire us. We leverage the diversity of people, ideas, and skills to help our clients pursue their financial goals. We strive to attract and retain a diverse talent pool that enables us to better serve our global client base. Intentionally fostering a diverse and inclusive culture allows us to empower innovation, productivity, and engagement. It's also essential for elevating the experience of our clients as well as the communities in which we operate. Thank you for considering Allspring as you explore the next step in your career journey.
For more information, please visit www.allspringglobal.com.
POSITION
Join our Options Solutions team as a Portfolio Analyst to help manage Allspring's options-based investment strategies. This full-time role offers deep exposure to portfolio construction, trading and implementation, technology development and client strategy within our options-based investment team. You will gain exposure to one of the fastest growing and most complex areas of public markets, learning from a recognized industry thought leader. You will work closely with experienced portfolio managers and other asset management professionals, gaining hands-on experience and building a strong foundation for a long-term career in asset management.
We currently operate in a hybrid working model, whereby you will be required to work in-office 3 days a week.
Location(s): Charlotte, NC
RESPONSIBILITIES
Assist in the construction and monitoring of investment portfolios, helping to identify potential risks, opportunities, and performance trends.
Collaborate with cross-functional teams, including research analysts, portfolio managers, and traders, to support investment initiatives.
Engage in ad hoc projects, such as performance attribution analysis, risk management assessments, and scenario modeling.
Actively participate in team meetings and training sessions, seeking opportunities to learn from experienced professionals and contribute to discussions.
REQUIRED QUALIFICATIONS
1-2 years of financial markets experience, ideally with a quantitative emphasis.
Bachelor's and/or Master's degree in Finance, Economics, Accounting, Mathematics, Computer Science or a related field.
Passion for investments and a keen interest in public markets.
Solid understanding of financial concepts and basic investment principles.
Proficiency in Python, SQL, or similar programming languages.
Proficiency in Microsoft Excel, including advanced functions such as pivot tables, financial modeling and relevant business intelligence tools.
Strong analytical and problem-solving skills, with the ability to interpret and manipulate financial data effectively.
Excellent communication skills, both verbal and written.
Demonstrated ability to work collaboratively in a team-oriented environment.
Proactive mindset, showing initiative, curiosity, and a desire to learn and grow.
PREFERRED QUALIFICATIONS
Prior experience in asset management firms or investment banks.
Experience with Bloomberg, Charles River Development (CRD) and APX
Base Pay Range: $95,000 - $125,000
Actual base salary may vary based upon, but not limited to, relevant experience, time in role, base salary internal peers, prior performance, business sector, and geographic location.⯠In addition to base salary, the competitive compensation package may include, depending on the role, participation in an incentive program linked to performance (for example, annual discretionary bonus programs, or other annual or non-annual incentive or sales plans.)
#LI-KC1
#LI-Hybrid
We are an Equal Opportunity/Affirmative Action Employer. We consider all qualified applicants for employment regardless of age, race, color, national origin, sex, religion, veteran status, disability, sexual orientation, gender identity, or any other protected status.
Manager - Data Risk, Analytics, and Automation
Risk analyst job in Charlotte, NC
We are the leading provider of professional services to the middle market globally, our purpose is to instill confidence in a world of change, empowering our clients and people to realize their full potential. Our exceptional people are the key to our unrivaled, culture and talent experience and our ability to be compelling to our clients. You'll find an environment that inspires and empowers you to thrive both personally and professionally. There's no one like you and that's why there's nowhere like RSM.
In the ERP and Automation Services (ERAS) Risk Consulting practice, we work with C-suite executives, leaders and boards of the world's leading organizations, helping them enhance visibility of enterprise and application risk, implement operational improvements, optimize compliance solutions, reduce costs of compliance and develop mechanisms to identify, measure, monitor and respond to risks.
We are the Data Risk and Automation team at RSM. We provide Chief Financial Officers, Chief Risk Officers, Chief Compliance Officers, Chief Data Officers, Chief Audit Executives, and their executive teams with the expert guidance and industry best practices they seek. Our team possesses deep industry experience, functional insights, audit and accounting expertise, data capabilities, and digital technology leadership to assist our clients in making significant changes. Through our capabilities in Finance and Accounting, Risk and Controls, Compliance, Data, Analytics, Generative AI, Robotic Process Automation, and Transformation, we address our clients' most challenging problems and prepare them for the future.
Risk Analytics Services
ERP Implementation Risk Services
ERP Risk and Controls Automation
Risk Management Process Automation
AI, Analytics and Cloud Services
You possess strong critical thinking skills and excel in clear communication. You are always on the lookout for more effective and efficient ways to manage and govern information, aiming to enhance business and risk decision-making to deliver tangible benefits. When you suggest implementing new solutions or changing existing processes, clients trust you to guide them through the process, both in person and in writing. As a result, everyone is satisfied because they have the appropriate methods, tools, and innovative ways to reduce the cost of compliance and mitigate and respond to risk.
The work:
Identify, prioritize and execute on high-value opportunities to improve data risk services methodologies through analytics, automation and AI; including developing and delivering training, whitepapers, and desktop procedures
Design and deliver Finance, Risk, and Compliance data strategies and governance approaches that allow for new insights and executive decision-making and enable AI evolution.
Create approaches to modernize the Finance, Risk, and Compliance data landscape, instituting data product models and defining AI-enabled architectures.
Establish transparency into the way data moves through the client organizations to provide leaders with greater trust in their information.
Develop and implement effective data quality and control frameworks.
Refine, develop and implement risk analytics continuous monitoring dashboards; inclusive of IT, data governance, process and compliance requirements.
Lead a continuously evolving book of client accounts and projects; including sales, contracting, staffing, execution, delivery, budget monitoring and relationship management.
Attract new business by creating thoughtful proposals, building strong client relationships and active market engagement including market insights and industry or technology event presentations.
Help grow the practice by championing firm and practice initiatives and products
Perform data quality assurance over developer practices and work product for data mapping, data transformations, data joining/blending, data quality, data cleansing, and other data movement related activities
Stay on top of how new regulations and technologies affect our clients' businesses - and ours
Upskill and train more junior staff on best practices and approach to data risk management, automation, analytics and AI.
Coordinate data risk services with off-shore resources at RSM India and El Salvador locations to gain cost effective scale while ensuring delivery qualit
Be an active participant in local employee network groups and build relationships with RSM members across all lines of business and consulting as representing practice services and capabilities
Position Requirements:
Experience managing a team of 3 - 8 individuals providing services to numerous clients simultaneously
Proven experience in managing many external client delivery project and internal initiatives simultaneously, with ability to navigate and prioritize effectively
Project and program management expertise including project plan development and program planning design and execution management with strong written and verbal communication skills; inclusive of managing project time and budget as well as resource utilization.
Detail-oriented with a pro-active, inquisitive and creative approach to work, preferred to be analytics and technology inclined
Experience as an auditor or supporting internal or external audit teams with fundamental understanding of enterprise risk management and compliance and/or best practice frameworks sch as COSO, Sarbanes-Oxley (SOX), COBIT, etc.
Understanding basic accounting, operations and auditing concepts and reporting skills, including documentation requirements
Understanding and ability to describe the flow of typical business processes, covering the purchase-to-pay, order-to-cash, and record-to-report cycles, at a minimum.
Minimum Qualifications:
Undergraduate degree in Accounting, Management Information Systems, Computer Science, or equivalent level of education
Minimum of 3 years in functional risk management experience such as IT audit, business process audit or compliance roles
Minimum of 3 years in data governance, data strategy and controls, data transformation, data transparency and data modernization
Minimum of 6 years' experience in technical analytics and automation and/or AI.
Experience using other industry standard data analysis technologies such as Alteryx, SAS, SQL, and/or Python
Experience developing and/or managing risk (audit) analytics and dashboard solutions created using Power BI, Tableau, Qlik, or similar technologies
Experience working with automations software such as Automation Anywhere and UiPath.
Preferred Qualifications:
Experience with data analytics of enterprise applications such as MS D365, SAP, Oracle, NetSuite, Workday and SalesForce
Experience with Data Intelligence and AI platforms such as Databricks, AWS, Azure synapse Analytics, MS Fabric, Google BigQuery, Snowflake, and Oracle Intelligence.
Hands-on experience using audit-focused GRC technologies such as AuditBoard, ServiceNow, TeamMate, Idea, and WDesk. Experience with process mining using tools like Celonis
Experience working data governance and integration technologies such as Informatica, Collibra, Boomi and Talend
Business development experience is a plus
Certifications in one or more data analysis technologies such as Alteryx, Tableau, or Power BI
CPA, CISA, or CIA
Standards of Performance:
Data stewardship - Maintain confidentiality, integrity and availability of information with your custody
A self-starter with a process improvement mentality who is hands on, results-oriented, and leads by example
A strong entrepreneurial spirit with the highest levels of professional and personal honestly, integrity and ethics
Excellent organizational skills and the ability to prioritize multiple tasks, projects and assignments
Ability to interact with all levels of client staff, including executives and senior managers
Possess strong business ethics and willingness to adhere to stringent professional standards
Ability to put forth additional effort to meet deadlines when necessary
Ability to travel to local client sites and/or the local office at least 3 days per week
Ability to travel out-of-town as need for client and other meetings (up to 20%)
At RSM, we offer a competitive benefits and compensation package for all our people. We offer flexibility in your schedule, empowering you to balance life's demands, while also maintaining your ability to serve clients. Learn more about our total rewards at **************************************************
All applicants will receive consideration for employment as RSM does not tolerate discrimination and/or harassment based on race; color; creed; sincerely held religious beliefs, practices or observances; sex (including pregnancy or disabilities related to nursing); gender; sexual orientation; HIV Status; national origin; ancestry; familial or marital status; age; physical or mental disability; citizenship; political affiliation; medical condition (including family and medical leave); domestic violence victim status; past, current or prospective service in the US uniformed service; US Military/Veteran status; pre-disposing genetic characteristics or any other characteristic protected under applicable federal, state or local law.
Accommodation for applicants with disabilities is available upon request in connection with the recruitment process and/or employment/partnership. RSM is committed to providing equal opportunity and reasonable accommodation for people with disabilities. If you require a reasonable accommodation to complete an application, interview, or otherwise participate in the recruiting process, please call us at ************ or send us an email at *****************.
RSM does not intend to hire entry level candidates who will require sponsorship now OR in the future (i.e. F-1 visa holders). If you are a recent U.S. college / university graduate possessing 1-2 years of progressive and relevant work experience in a same or similar role to the one for which you are applying, excluding internships, you may be eligible for hire as an experienced associate.
RSM will consider for employment qualified applicants with arrest or conviction records. For those living in California or applying to a position in California, please click here for additional information.
At RSM, an employee's pay at any point in their career is intended to reflect their experiences, performance, and skills for their current role. The salary range (or starting rate for interns and associates) for this role represents numerous factors considered in the hiring decisions including, but not limited to, education, skills, work experience, certifications, location, etc. As such, pay for the successful candidate(s) could fall anywhere within the stated range.
Compensation Range: $101,000 - $203,000
Individuals selected for this role will be eligible for a discretionary bonus based on firm and individual performance.
Auto-ApplyAnalyst - Investment Management (QPM)
Risk analyst job in Charlotte, NC
The Analyst position will support the Investment Management Team with systematic and discretionary implementation related to both new and current investment processes. Systematic implementation will include executing existing strategy methodologies, creating pre-trade analytics, tracking and managing workflow of processes, standardizing execution instructions and documentation, and auditing these processes for accuracy and improvement. Discretionary implementation includes quantitative and qualitative macro research as applied to equities, fixed income, and derivative-based portfolios. Advancements in the role include conducting more in-depth research projects, automating tasks, new process design, and communication responsibilities with both internal and external stakeholders.
The Analyst will also regularly conduct pre- and post-trade analytics, trading commentary, strategy communication, performance analysis and attribution, and prepare meeting materials for the Team. The emphasis on each of these job duties may vary depending on the exact skillset, growth, and interest of the Analyst. The role is highly technical in nature and requires a strong background in mathematics, statistics, and programming, as well as a passion for markets and investing.
Essential Functions
Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
Execute investment processes and trades, as well as document and improve the organization of these activities.
Drive automation of implementation tasks where possible
Provide general support analytics for the Team.
Conduct directed and self-guided research to support the processes and strategies run by Horizon.
Run pre- and post-trade reports using a variety of technical investment management tools and create documents to effectively communicate the results to the Investment Team.
Write trade commentary, performance commentary, and process documentation for the covered strategies.
Participate in Investment Team research and allocation meetings.
Adhere to and demonstrate Horizon's corporate values on a consistent basis.
Competencies
Outstanding analytical skills with strong Microsoft Excel skills as a minimum requirement.
Programming experience, or at a minimum the desire and affinity to learn programming skills. Python and Matlab are the preferred programming software tools used by the team.
A strong technical background related to Finance, Hard Sciences (physics, chemistry, engineering, etc.), Mathematics, Economics, Statistics, and/or Computer Science. A business background is not required.
Experience with using, or at a minimum a strong desire and affinity to learn, a variety of technical investment management tools such as Bloomberg, Factset, Morningstar etc.
Well organized, detail oriented, and the ability to prioritize a variety of competing time sensitive tasks.
Good interpersonal and communication skills, as well as the ability to work both independently and as part of a team.
A passion for markets and investing.
Required Education and Experience
This is an entry level position on the Investment management team; professional work experience is not required but is preferred.
Bachelor's Degree in math, finance or economics, computer science, or another technical field.
Performance Evaluation Standards
Project complexity, accuracy, quality, and timeliness of assigned tasks.
Technical knowledge, as well as execution and documentation, of essential functions.
Quality of written and verbal communications.
Proactiveness and clarity of communication - both internally and externally.
Depth of understanding of Horizon strategies and drivers of performance.
Progression towards responsibility of more in-depth investment research projects to support the Team.
Senior Risk Analyst
Risk analyst job in Charlotte, NC
In this role, you will provide analysis and support of Risk Management initiatives, with a focus on trading business controls. This involves working with multiple systems used to calculate risk measures, identifying, researching and resolving various data issues for accurate reporting and analysis.
You will also support day-to-day risk oversight for assigned business deliverables, project support, change management support and lead process reviews identifying risk and developing solutions while maintaining regulatory and supervisory controls. Lead and assist with ongoing regulatory inquiries or audits in a timely and accurate manner.
Key Responsibilities
* Manage, prioritize and perform trade reporting, exception report processing and reconciliation for trading business controls in accordance with regulatory and company requirements for all security types (I.E. Fixed income, Equity and Options), Utilizing knowledge of the systems, implement other solutions to resolve data issues.
* Interpret regulatory and industry changes. Assess impact to staff, processes, policies and technologies. Influence leaders and decision makers to take appropriate action. Effectively communicate to business units and peers' appropriate direction and update policies and procedures.
* Proactively identify opportunities and recommend solutions to mitigate current and future business risk.
* Direct and guide initiatives by validating applicable SEC or FINRA rules to business processes and enhancing processes or documentation as necessary.
* Assist with operational and regulatory audits or inquiries in a timely and accurate manner.
Required Qualifications
* Experience: 3-5 years of relevant experience
* Bachelor's degree or equivalent (4-years)
* Post-secondary education and relevant work experience may be interchanged to meet the combined total years of minimum required qualifications for education and experience
* Capital markets trading, securities, finance, accounting or insurance/risk management experience, preferably in a corporate environment
* Data analytics skills, including proficiency in Microsoft Office and/or a Risk Management Information System
Preferred Qualifications
* Understanding of the securities trading markets and regulatory trading regulations
* FINRA Series 7 exam or Securities Information Essentials (SIE) exam
* Strong internal and external relationship management skills
* Excellent analytical capabilities and interpersonal skills
About Our Company
We're a diversified financial services leader with more than $1.5 trillion in assets under management, administration and advisement as of 2024. With our team of more than 20,000 people in 20 countries, we advise, manage and protect assets and income of more than 3.5 million individual, small business and institutional clients. We are a longstanding leader in financial planning and advice, a global asset manager and an insurer. Our unwavering focus on our clients and strong financial foundation connects each of our unique businesses - Ameriprise Financial, Columbia Threadneedle Investments and RiverSource Insurance and Annuities. Here, we foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities around the world.
Base Pay Salary
The estimated base salary for this role is $76,300 - $104,900 / year. We have a pay-for-performance compensation philosophy. Your initial total compensation may vary based on job-related knowledge, skills, experience, and geographical work location. In addition, most of our roles are eligible for variable pay in the form of bonus, commissions, and/or long-term incentives depending on the role. We also have a competitive and comprehensive benefits program that supports all aspects of your health and well-being, including but not limited to vacation time, sick time, 401(k), and health, dental and life insurances.
Ameriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, national origin, genetic information, age, sexual orientation, citizenship, gender identity, disability, veteran status, marital status, family status or any other basis prohibited by law.
Full-Time/Part-Time
Full time
Exempt/Non-Exempt
Exempt
Job Family Group
Business Support & Operations
Line of Business
CLEAR Clearing
Auto-ApplySr. Credit Risk Review Analyst - Commercial Lending
Risk analyst job in Charlotte, NC
Sr. Credit Risk Review Analyst - Commercial LendingCharlotte, NC
Join our highly skilled Credit Risk Review (CRR) team as a Senior Credit Risk Review Analyst specializing in Commercial Lending. CRR's primary objective is to provide timely and independent assessments of credit exposures and credit risk, with results reported directly to senior management and the Risk Committee of the Board of Directors.
In this hybrid role (3 days in-office, 2 days remote), you'll provide independent, expert assessments of Commercial credit exposures. You may also take on the responsibility of Reviewer in Charge, leading review engagements, managing reviewers, conducting portfolio analysis, and summarizing findings from credit file samples. Your deep understanding of commercial lending and credit risk practices will be crucial in providing valuable insights and recommendations to enhance our credit risk management.
Responsibilities
Execute Complex Reviews: Independently assess complex credit and credit-related transactions, including facility structures and underwriting processes, leveraging your expert knowledge of credit policies and procedures. Understand inherent risk and the materiality of risk for credit transactions.
Validate and Ensure Accuracy: Validate scorecard risk ratings and borrower credit administration. Ensure a thorough understanding of portfolio issues, trends, and root causes to effectively manage credit portfolios.
Independent Reporting & Communication: Independently complete work papers, track issues, compile supporting documentation, and follow up on exam findings with business leaders. Act as a Second Level Reviewer and effectively communicate credit risk review objectives, outcomes, and recommendations for issue remediation.
Risk Analysis & Monitoring: Analyze risk in assigned credit portfolios by reviewing relevant reports and assessing trends. Provide expert analytical insights, identify risk concentrations, systemic trends, or issues, and participate in continuous monitoring for assigned portfolios.
Leadership & Expertise: Oversee file review activities of other reviewers as the Reviewer in Charge for assigned business segment(s). Perform assessments of file review results and findings to determine final ratings and draft review reports. Serve as an expert resource to the team.
Market Acumen: Demonstrate an expert understanding of the credit cycle and the impact of economic indicators on key driving metrics. Possess expert knowledge of how and where to leverage industry and economic research tools into the review process.
Requirements
Qualifications
Extensive Credit Expertise: Robust credit knowledge and strong experience in Commercial credit extension and management.
Experience with Complex Transactions: 10+ years of Credit Risk or Credit Underwriting experience, specifically with larger, more complex transactions in Commercial, CRE, Corporate Banking, Leveraged Lending, Middle Market, etc.
Communication Skills: Strong verbal and written communication skills, with the ability to navigate and handle difficult conversations effectively with stakeholders.
Banking Experience: Experience at larger banks (asset size $80B+).
Deal Size Exposure: Experience with average deal sizes of $50MM.
Underwriting Background: Experience in underwriting for ABL, Business Banking, Corporate Banking/Mid-Market, or Lower Mid-Market commercial segments.
Benefits
$125,000 to $175,000+ Full benefits package Bonus + Paid Relocation Assistance
Auto-ApplyQuantitative Analyst (Asset Backed Finance)
Risk analyst job in Charlotte, NC
At Barings, we are as invested in our associates as we are in our clients. We recognize those who work diligently for us and reward them for personal and professional integrity, communication skills, distinct competencies and expertise in specific strategies, ability to collaborate as a team member and true dedication to the interests of our clients.
We thank you for your interest in joining the Barings team, and invite you to explore our current employment opportunities.
Position Title: Quantitative Analyst (Asset Backed Finance)
Corporate Title: Senior Associate
Department: Private Placements & Asset Based Finance
Location: Charlotte
Barings ABF group specializes in a range of public and private asset based investments, primarily residential mortgage related. Our team combines deep industry expertise with advanced analytics to make informed investment decisions and create value for our clients. We are seeking a talented and proactive Analyst to join our quantitative analytics and modeling team. The Analyst will be responsible for independently assessing results from their analysis, deriving actionable insights, and proactively engaging with stakeholders to discuss findings and recommendations. This role requires strong analytical skills, effective communication, and the ability to work closely with cross-functional teams to ensure that insights are implemented.
Responsibilities
* Design and deliver regular and ad hoc reports on asset-based finance assets, leveraging Power BI or similar analytics platforms.
* Analyze internal asset data, model results, external reports and economic data to understand risks and opportunities.
* Interpret complex data sets and present findings clearly to both internal stakeholders and third-party investors.
* Review modeling and forecasting assumptions to ensure that they align with reality and Barings' and investors' risk appetite.
* Query existing databases independently using SQL or comparable tools for ad hoc analytical projects.
* Suggest and implement process and analytics improvements.
Qualifications
* Bachelor's degree required; advanced degree is a plus.
* Educational background in a quantitative field (e.g., mathematics, statistics, engineering) strongly preferred.
* Minimum two years of experience in a relevant analyst or reporting role.
* Proficiency with Power BI or similar reporting software.
* Comfortable with querying databases for analysis using SQL or other languages.
* Excellent communication skills for presenting data-driven insights.
* Strong attention to detail.
This opportunity is ideal for someone who combines technical expertise with a passion for communicating actionable insights. If you are curious, proactive, and thrive in a dynamic environment, we encourage you to apply and help shape the future of asset-based finance at Barings.
#LI-JB1
Requisite Skills
Additional Skills
Barings is an Equal Employment Opportunity employer; Minority/Female/Age/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply.
Barings offers a comprehensive benefits package including:
CORE BENEFITS & WELLNESS
* Medical (including Virtual Care), Prescription, Dental, and Vision Coverage
* Fitness Center Reimbursement Program (Including Online Memberships)
* Employee Assistance Program (EAP)
* Fertility Benefits
FINANCIAL WELL-BEING
* Highly competitive 401(k) Plan with Company Match
* Health Savings Account (HSA) with Company Contributions
* Flexible Spending Accounts (FSA) - Health Care & Dependent Care
* Retirement Health Reimbursement Account
LIFE INSURANCE
* Basic and Supplemental Life Insurance
* Spouse and Child Life Insurance
TIME OFF, DISABILITY AND LEAVE OF ABSENCE
* Paid Vacation, Sick Days and Annual Holidays
* Paid Leave of Absences (Maternity Leave, Parental Leave, Caregiver Leave, Bereavement Time)
* Short and Long Term Disability Plans
* Paid Volunteer Time
OTHER BENEFITS
* Education Assistance Program
* Charitable Matching Gifts Program
* Commuter Reimbursement Program
* Adoption and Surrogacy Reimbursement Program
Auto-ApplyQuantitative Analyst
Risk analyst job in Durham, NC
Full-time Description
:
Aspida is a tech-driven, nimble insurance carrier. Backed by Ares Management Corporation, a leading global alternative asset manager, we offer simple and secure retirement solutions and annuity products with speed and precision. More than that, we're in the business of protecting dreams; those of our partners, our producers, and especially our clients. Our suite of products, available through our elegant and intuitive digital platform, focuses on secure, stable retirement solutions with attractive features and downside protection. A subsidiary of Ares Management Corporation (NYSE: ARES) acts as the dedicated investment manager, capital solutions and corporate development partner to Aspida. For more information, please visit ************** or follow them on LinkedIn.
Who We Are:
Sometimes, a group of people come together and create something amazing. They don't let egos get in the way. They don't settle for the status quo, and they don't complain when things get tough. Instead, they see a common vision for the future and each person makes an unspoken commitment to building that future together. That's the culture, the moxie, and the story of Aspida.
Our business focuses on annuities and life insurance. At first, it might not sound flashy, but that's why we're doing things differently than everyone else in our industry. We're dedicated to developing data-driven tech solutions, providing amazing customer experiences, and applying an entrepreneurial spirit to everything we do. Our work ethic is built on three main tenets: Get $#!+ Done, Do It with Moxie, and Have Fun. If this sounds like the place for you, read on, and then apply at aspida.com/careers.
What We Are Looking For:
Seeking a seasoned quantitative analyst role to help bring a deep technical/modeling skillset and perspective to the newly formed hedging function. This position will be the first quant on the team and is responsible for modeling the market risk at Aspida and analyzing the portfolio risk. They will be involved in a variety of different types of hedges including equity, FX, and Interest Rate options, across both direct business and offshore reinsurance. The individual will help build a hedge monitoring framework and centralize the hedging function. Key responsibilities will include equity modeling, macro level hedge modeling, liquidity analysis, variance analysis, and preparation of key reports. We are looking for someone to bring their experience to our team along with a self-starter mindset and good communication skills, to be able to communicate technical ideas to a less technical audience. This role reports to Aspida's Hedging Leader and is required to be onsite 3 days a week at our Durham, NC headquarters.
What You Will Do:
Develop, implement, and create hedge monitoring solutions for Aspida Life and centralize Aspida Re Cayman and Aspida Re hedging functions.
Design and implement quantitative methods and tools for portfolio construction and analysis.
Proactively monitor and analyze emerging industry trends, market dynamics, and innovations in analytical methodologies to enhance strategic decision-making and maintain a competitive edge.
Create and enhance risk appetite, hedge management, and reporting frameworks to further improve hedge processing across Aspida's growing business.
Collaborate with actuaries, the finance team, asset managers, and M&A team to get a wide knowledge base of Aspida and the hedging function.
Communicate findings and recommendations to stakeholders, including senior management, executives, and a non-technical audience.
Help develop interest rate hedging and FX hedging functionality across the business by modeling macro level risks.
What We Provide:
Salaried, DOE
Long-Term Incentive Plan
Full-Time
Full Benefits Package Available
What We Believe:
Not sure if you meet every qualification? We still encourage you to apply! We value inclusivity, welcoming candidates from diverse backgrounds, including non-traditional paths. Unique experiences enrich our team, and the willingness to dream big makes you an exceptional candidate!
At Aspida Financial Services, LLC, we are committed to creating a diverse and inclusive environment and are proud to be an equal opportunity employer. As such, Aspida does not and will not discriminate in employment and personnel practices on the basis of race, sex, age, handicap, religion, national origin or any other basis prohibited by applicable law. Hiring, transferring and promotion practices are performed without regard to the above listed items.
Requirements
What We Require:
Bachelor's degree in Mathematics, Statistics, Finance, Economics or other related field. A Master's degree or PhD is preferred
Strong proficiency in quantitative analysis and financial modeling
Experience with programing languages such as R, Python, or other programming languages
A track record of experience with 10+ years preferred
Strong analytical and problem-solving skills
Excellent verbal and written communication and presentation skills
Ability to work effectively with cross-functional teams across different business units
Senior Analyst-Control Management, Risk ID & Assessment, Global Advertising and Brand Management
Risk analyst job in Charlotte, NC
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
American Express' Global Advertising and Brand Management (GABM) team is responsible for creating marketplace demand and driving commerce for American Express through differentiated and innovative branding, marketing and experiences.
The objective of the GABM Control Management Risk ID & Assessment team is to identify risks throughout business processes, systems, and platforms, develop and recommend risk mitigation strategies to address these risks, and proactively flag high risk themes for intervention and control enhancement.
GABM Control Management is looking for a Sr. Analyst of Risk ID & Assessment focused on ensuring control management is embedded in the day-to-day operations of our organization. It will involve extensive collaboration with multiple partners across numerous business units and functional areas.
**The Senior Analyst -** **Control Management, Risk ID & Assessment, Global Advertising and Brand Management** **will:**
+ Assist in additional identification of risks throughout business processes and systems (along with business process owners)
+ Facilitate GABM in their risk assessments performance (e.g., Process Self Risk Assessments (PRSAs) and Risk and Control Self-Assessment (RCSA)) in addition to further assessments and testing / QA programs to ensure regulatory and internal standards are met (e.g., periodic PRSA and RCSA reviews and update assessment criteria to align with regulatory updates)
+ Support control monitoring (supplemental to BU process owners testing) and compile key operational risk trends, activities, and events
+ Proactively help identify areas of high-risk for intervention (e.g., automated alerts generated for high-risk areas signal need for intervention and focus), including conducting independent quality assurance and vertical process testing
+ Support thematic risk reporting (levels, trends, causes)
+ Categorize controls and map against risks and processes (e.g., cross-BU process-control mapping)
+ Support BU with identification of risks and spotting areas where product changes or improved controls may be required within New Product Governance (NPG)
+ Support risk management practices within the business
+ Maintain risk dashboards and key risk indicators (KRIs) for ongoing monitoring
+ Maintain risk profiles and an updated risk register(s)
+ Support sharing insights, better practices, themes, etc. across the enterprise
**Required Qualifications:**
+ 2 Years experience in operational risk management (e.g., within Risk and/or Internal Audit function) Understanding of critical operational risk management lifecycle activities
+ Project management, communication, and interpersonal skills
+ Experience in process governance, with an understanding of processes that align with policies, regulatory frameworks, and/or operational standards
+ Sound analytical and problem-solving skills, with an ability to analyze data, identify trends, and evaluate risk scenarios effectively
**Preferred Qualifications:**
+ Bachelor's Degree in Finance, Business, Risk Mgmt., or related field; advanced degrees (e.g., MBA, MSc) or certifications are advantageous
+ Experience in at least one of the following:
+ Supporting identification of operational risks throughout business processes and systems
+ Facilitating risk assessment performance in addition to further assessments and testing programs to ensure regulatory and internal standards are met
+ Supporting independent control monitoring, including identification of control improvements
+ Supporting the identification of areas of risk for intervention, including conducting independent quality assurance and process testing
+ Compiling thematic risk reporting to provide actionable insights on risk levels, emerging trends and root causes
**Qualifications**
Salary Range: $78,000.00 to $124,750.00 annually bonus benefits
The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ 6% Company Match on retirement savings plan
+ Free financial coaching and financial well-being support
+ Comprehensive medical, dental, vision, life insurance, and disability benefits
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site .
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: ***************************
Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions
**Job:** Risk
**Primary Location:** US-New York-New York
**Other Locations:** US-Utah-Salt Lake City, US-Florida-Sunrise, US-Arizona-Phoenix, US-North Carolina-Charlotte
**Schedule** Full-time
**Req ID:** 25020225
Quantitative Finance Analyst - Model Validator
Risk analyst job in Charlotte, NC
Insight Global is seeking a Senior Quantitative Finance Analyst to conduct independent model validation, independent testing and review of complex models used to monitor and mitigate money laundering risk. The ideal candidate should be familiar with industry practices and have knowledge of up-to-date AML techniques. The candidate should also be able to provide both thought leadership and hands-on expertise in methodology, techniques, and processes in applying statistical and machine learning methods to manage the bank's AML models and model systems.
The qualified candidate will be responsible for a broad range of model validation activities, including:
Review, critical assessment, and challenge of models on conceptual soundness, assumptions and limitations, data, developmental evidence in support of modeling choices, performance, implementation, and documentation.
Development and implementation of effective testing plans and testing code to critically challenge models through empirical analyses and to verify model implementation.
Performing model review activities including but not limited to independent model validation/challenge, annual model review, ongoing monitoring report review, required action item review, and peer review.
Conducting governance activities such as model identification, model approval and breach remediation reviews to manage model risk.
Communicating and working directly with relevant modeling teams and their corresponding Front Line Units; and if needed, communicating, and interacting with the third line of defense (e.g., internal audit) as well as external regulators.
Writing technical reports for distribution and presentation to model developers, senior management, audit, and banking regulators
Acts as a senior leader and subject matter expert on analytic/quantitative modeling techniques used for Anti-money laundering.
We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to ********************.To learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: ****************************************************
Skills and Requirements
5-8 Years exp in true model validation and/or development
- 3 years+ experience in AML (Anti Money Laundering) models OR AI/ML Model Validation
- Proficient in Python, SAS, and SQL
Quantitative Financial Analyst
Risk analyst job in Charlotte, NC
New York, New York;Atlanta, Georgia; Newark, Delaware; Charlotte, North Carolina; Dallas, Texas; Pennington, New Jersey; Wilmington, Delaware **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.**
Acknowledge (***************************************************************************************************
**:**
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
**Job Description:**
This job is responsible for conducting auditing activities of model risk management across the company and for specific business units or control functions. Key responsibilities include leading the audit assessment of effectiveness of controls supporting the model life cycle including model governance, development, validation, on-going monitoring, and model change management. Job expectations may include the ability to influence management's strategic direction and actions to strengthen the model risk control environment.
**Responsibilities:**
+ Conducts audit assessment of effectiveness of controls supporting the model life cycle including model governance, development, validation, on-going monitoring, and model change management.
+ Performs review of model development analysis and on-going model performance testing to assess the conceptual soundness of the model methodology, reasonableness of the model assumptions and the completeness and accuracy of the model testing.
+ Conducts review the model validation analysis to assess the effectiveness of the model validation process. Assesses the completeness and reasonableness of the model assumptions, limitations and independent model testing.
+ Provides insightful challenges to management, identifies control deficiencies or enhancement opportunities, conducts root cause investigation, documents and reports audit findings.
+ Works closely with teammates from multiple internal audit teams to ensure a comprehensive coverage of model uses across the various lines of business of control functions.
+ Works closely with model stakeholders and senior management with regard to communication of audit assessment outcomes.
**Required Qualifications:**
+ Bachelor's Degree or above in a quantitative discipline such as Mathematics, Statistics, Finance, Economics, Engineering, or Science
+ 5+ years of industry experience relating to financial modelling and model uses, particularly in trading models, market risk models and Counterparty Credit Risk models
+ Familiar with regulations and regulatory guidance on model risk management
**Desired Qualifications:**
+ Master's degree or above
+ Prior auditing background preferred
**Skills:**
+ Critical Thinking
+ QuantitativeDevelopment/Validation
+ Risk Analytics
+ Risk Modeling
+ Technical Documentation
+ Collaboration
+ Problem Solving
+ Risk Management
+ Data Modeling and Trend Analysis
+ Written Communications
**Shift:**
1st shift (United States of America)
**Hours Per Week:**
40
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
View your **"Know your Rights (************************************************************************************** "** poster.
**View the LA County Fair Chance Ordinance (************************************************************************************************** .**
Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.
Investing | Analyst
Risk analyst job in Charlotte, NC
Kanbrick is a purpose-driven organization focused on empowering people and organizations to reach their full potential. We are a long-term investment partner working with owner-, family- and founder-led businesses that have strong moats and untapped potential and help build them through a hands-on approach to operations and people. We are long-term partners who think in decades, not quarters, and our team has a track record of success as operators and as partners.
We are seeking an exceptional Investing Analyst to join our small, entrepreneurial team. This isn't a typical role. You'll dig deep into industries, work closely with management teams, and help build enduring businesses brick by brick. If you're humble, driven, and deeply curious about what makes great companies tick, we want to hear from you.
What You'll Do:
* Source, evaluate, and underwrite investment opportunities in culturally aligned, closely-held businesses.
* Turn data into insights and simple stories with robust financial models and data analyses.
* Build AI tools to improve our processes and support our companies.
* Dive into due diligence efforts by speaking with customers, competitors, and industry experts to understand businesses from the ground up.
* Roll up your sleeves to support our companies post-investment, driving value through operational and strategic initiatives including M&A.
* Make a real difference in the lives of thousands of family business owners by contributing to the Kanbrick Community.
* Contribute to internal strategy and help shape the future of Kanbrick.
What We're Looking For:
* Experience in private equity, management consulting, investment banking, or AI/data-related roles.
* A bias for action, low ego, and deep curiosity about how businesses win.
* Integrity, grit, and long-term mindset-how you do something matters as much as what you do.
* A desire to be part of a team that values simplicity, candor, and continuous improvement.
Technical Skills:
* You should be fluent in financial modeling and know your way around a P&L and balance sheet.
* Proficiency with Excel, PowerPoint, and Word is expected.
* Experience building and integrating AI tools is preferred.
What We Offer:
* A collaborative, high-performing team culture.
* Opportunities to contribute meaningfully to the success of a growing investment partnership.
* Exposure to challenging and rewarding projects.
* Competitive salary and benefits package.
At Kanbrick, you will have the opportunity to work alongside leaders who are transforming the industry in an environment that is innovative, fast-paced, and collaborative. You will be an integral part of the team, helping drive the company's success and growth while also having room to develop and grow professionally. If you thrive in high-pressure situations and are passionate about providing high-caliber support to visionary leaders, we want to hear from you.