Risk analyst jobs in Waterford, MI - 266 jobs

Role: Epic Beaker (DI) Analyst Duration: 3 months with extension highly likely Remote with some travel around the go live Summary: The Senior Systems Analyst - Data Innovations (DI) is responsible for the support, maintenance, and optimization of Data Innovations middleware solutions across multiple health systems. This role partners closely with laboratory, clinical, and IT teams to ensure reliable system performance, seamless integrations, and high-quality diagnostic data flow. The ideal candidate brings extensive hands-on DI experience, a strong understanding of laboratory workflows, and a collaborative mindset. This role includes on-call responsibilities and limited travel to support multiple sites within the health system portfolio. Responsibilites: DI support: Provide advanced support for Data Innovations (DI) middleware in a multi-health-system environment Configure, maintain, and troubleshoot DI interfaces, rules, and instrument connectivity Support system upgrades, patches, and enhancements Ensure system stability, performance, and data integrity Clinical and Technical Collaboration: Provide advanced support for Data Innovations (DI) middleware in a multi-health-system environment Configure, maintain, and troubleshoot DI interfaces, rules, and instrument connectivity Support system upgrades, patches, and enhancements Ensure system stability, performance, and data integrity On-call and Operational support: Participate in first-level on-call rotation (one week every 10 weeks) Participate in second-level on-call rotation (one week every 10 weeks) Respond to incidents, outages, and urgent system issues in a timely manner Assist with root cause analysis and long-term issue resolution Documentation and Continuous Improvement: Maintain system documentation, workflows, and support procedures Identify opportunities to improve system reliability, efficiency, and support models Mentor junior analysts and contribute to team knowledge sharing

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions. Job Summary: The CAE Analyst II (NVH / Durability) will perform Finite Element Analysis (FEA) to solve NVH / Durability problems to aid engineering in the upfront design of automotive, aerospace, entertainment, and Industrial segments. This individual will build FEA models and conduct Computer-Aided Engineering (CAE) analysis supported by sound engineering explanation and hand calculations. Essential Duties and Responsibilities: Build NVH / Durability models for various applications in the automotive, aerospace, and entertainment industries using commercial CAE tools such as Nastran, Abaqus / Optistruct / ANSYS. Run NVH / Durability simulations (Linear, Non-linear, Dynamic), postprocess results, and provide engineering solutions. Develop and present detailed reports during customer meetings. Develop Python scripts for workflow automation. Learn new CAE tools quickly. Manage analysis files according to company data-retention policies. Collaborate with various groups within the CAE department to enhance predictive accuracy and reduce development cycles. Able to execute projects with minimum guidance, including direct communication with customers, and develop effective design solutions utilizing CAE tools. Effectively handle more than one project simultaneously, ensuring timely and high-quality deliverables. Support new technology and process development. Education and Experience (required): Bachelor of Science in Mechanical or Aerospace Engineering with coursework in Finite Element Analysis, Strength of Materials, Mechanical behavior of metals, plastics & composites, Noise & Vibration. Experience in linear, non-linear & dynamic structural FEA modeling, analysis 1-3 years of NVH & Durability modeling experience in building FEA models using tools such as ANSA, Hypermesh Education and Experience (preferred): Master of Science or Ph.D. in Mechanical or Aerospace Engineering with coursework in Finite Element Analysis, Strength of Materials, Mechanical behavior of metals, plastics & composites, Noise & Vibration. Experience in writing process automation using python, or Excel VBA or C functions. U.S. Citizen or U.S. Permanent Resident allowing for International Traffic in Arms Regulations (ITAR) compliance. Experience in performing analysis of complex full vehicle models.

The CAE Analyst II (NVH / Durability) will perform Finite Element Analysis (FEA) to solve NVH / Durability problems to aid engineering in the upfront design of automotive, aerospace, entertainment, and industrial segments. This individual will build FEA models and conduct Computer-Aided Engineering (CAE) analysis supported by sound engineering explanation and hand calculations. Essential Duties and Responsibilities: Build NVH / Durability models for various applications in the automotive, aerospace, and entertainment industries using commercial CAE tools such as Nastran, Abaqus / Optistruct / ANSYS. Run NVH / Durability simulations (Linear, Non-linear, Dynamic), postprocess results, and provide engineering solutions. Develop and present detailed reports during customer meetings. Develop Python scripts for workflow automation. Learn new CAE tools quickly. Manage analysis files according to company data-retention policies. Collaborate with various groups within the CAE department to enhance predictive accuracy and reduce development cycles. Able to execute projects with minimum guidance, including direct communication with customers, and develop effective design solutions utilizing CAE tools. Effectively handle more than one project simultaneously, ensuring timely and high-quality deliverables. Support new technology and process development. Education and Experience (required): Bachelor of Science in Mechanical or Aerospace Engineering with coursework in Finite Element Analysis, Strength of Materials, Mechanical behavior of metals, plastics & composites, Noise & Vibration. Experience in linear, non-linear & dynamic structural FEA modeling, analysis 1-3 years of NVH & Durability modeling experience in building FEA models using tools such as ANSA, Hypermesh Education and Experience (preferred): Master of Science or Ph.D. in Mechanical or Aerospace Engineering with coursework in Finite Element Analysis, Strength of Materials, Mechanical behavior of metals, plastics & composites, Noise & Vibration. Experience in writing process automation using python, or Excel VBA or C functions. U.S. Citizen or U.S. Permanent Resident allowing for International Traffic in Arms Regulations (ITAR) compliance. Experience in performing analysis of complex full vehicle models. Skills, Knowledge and Abilities (required): Knowledge of mechanical systems, vehicle structure for various load cases & principles for NVH & Durability development for various systems. Good attention to detail and ability to use hand calculations and free body diagrams to validate input and results. Ability to communicate verbal and written technical information. Excellent problem-solving ability. Take initiative to research solutions when dealing with new problems. Software skills in finite element pre-processors, solvers, and post-processors (Altair Hyperworks, ANSA & META). Skills, Knowledge and Abilities (preferred): Familiarity with FEA/ fatigue simulation software packages (Nastran, Abaqus, nCode etc.) Software skills in finite element pre-processors, and post-processors (Altair Hyperworks, ANSA & META). Experience with real-world data integration and experimental validation.

The Financial Analyst II role involves compiling, reviewing, analyzing, and evaluating complex financial data; preparing reports and responding to inquiries; and recommending appropriate action to resolve financial problems while serving as a business advisor for the leadership team of the designated business unit(s) within the organization that the role supports. The Financial Analyst II will generally work under moderate supervision, with considerable latitude for the use of initiative and independent judgment. This position is located in Livonia, MI. As the Financial Analyst II, you will: Work closely with business unit leadership to define and track key performance indicators Contribute to the analysis of income statements, report actual results, prepare quarterly forecasts, annual budgets and five-year projections of the business unit(s). Analyze monthly financial results (budget and forecast) and prepare and present monthly presentations to the leadership team. With guidance, perform in-depth analyses of all cost elements with the objective of identifying cost reduction opportunities. Present finalized financial results to executive leadership. Prepare business case and financial modeling (with oversight) to support new capital purchases and new business initiatives. To be considered as a Financial Analyst II, you will need: Bachelor's degree in Accounting or Finance. Minimum 3 years of full-time professional level financial analysis experience. Experience compiling and presenting financial presentations and analysis for senior management. Strong analytical and problem-solving skills to put together reports, communicate and interpret the results for others. Detail-oriented with a continuous improvement mindset. Demonstrated ability to work in a fast-paced environment and handle multiple assignments with a high level of quality. Strong communication skills with an ability to work with cross-functional staff and all levels of staff Strong computer skills including Microsoft Office Suite A successful candidate may also have: Minimum 4 years of financial analysis, planning or related experience. Experience in the manufacturing industry. Strong proficiency in Microsoft Excel. Experience with OneStream or other financial forecasting/reporting software. Our full-time benefits include medical, dental, vision, life insurance, earned sick time, STD, LTD, 401K, tuition reimbursement, employee referral program, paid vacation, and paid holidays. Roush is an EO employer - Veterans/Disabled and other protected categories.

Requirements What You'll Bring: Pursuing a Bachelor's or Master's degree in Business, Engineering, Project Management, or a related field Strong organizational, analytical, and problem-solving skills Excellent communication and interpersonal abilities Proficiency with productivity and collaboration tools (e.g., Microsoft Office, Google Workspace, Asana, Jira, or similar) Ability to work independently and as part of a team in a fast-paced environment Eagerness to learn and take initiative Maintains confidentiality of proprietary information Ability to maintain a professional atmosphere in a fast-paced environment with numerous interactions and interruptions A high degree of initiative, self-motivation, and ability to motivate others Ability to establish and maintain cooperative working relationships with Team Members and colleagues Comfortable with office pets (cats, dogs) Not Required but Nice to Have! Familiarity with project management frameworks (Agile, Scrum, or Waterfall) Experience working with data visualization tools (e.g., Tableau, Power BI, or Excel dashboards) Exposure to software development or product lifecycle management Prior internship or project experience in operations, consulting, or program coordination Interest in process improvement, strategy, or organizational development Basic understanding of metrics tracking and performance analysis Statement of Inclusivity: We believe different perspectives make Whisker better and strive to create a place where everyone has equal opportunities to thrive. Please ensure to regularly check your email spam folder for any communication from Whisker to avoid missing important updates regarding your application status. #onsite1

Job Title : Risk Manager Department : Safety and Training Reports To : Assistant Vice President of Risk Management Under supervision of the AVP of Risk Management, the Risk Manger is responsible for administration of Risk Management for the Authority. The Risk Manager is responsible for identifying, assessing, and mitigating risks that may impact the Authority's operations, assets, reputation, and compliance with laws and regulations. This position leads the development and implementation of risk management strategies, policies, and programs designed to protect the Authority and ensure operational resilience. Essential Duties and Responsibilities Aids in the identification of and helps prepare specifications for insurance coverages, purchases, monitors and administers Authority property and casualty insurance policies; including excess insurance coverages and self-insurance programs which include Auto Liability, and Workers' Compensation and Personal Injury Protection (PIP) and General Liability. Analyzes incident, injury claims, Workers' Compensation and Vehicle Liability claims and prepares/submits recommendations for risk reduction strategies to the AVP of Risk Management. Responsible for risk identification and analysis; recommends amendments to insurance accordingly. Includes review of leases, purchase agreements and other contracts of indemnification. Aids in the preparation of budget for insurance policy premiums, self-insured claims cost, claims servicing agent fees, and miscellaneous insurance related funds and other expenses. Maintains contact with insurance brokers or agents as necessary to obtain information and policy interpretation. Aids in the development and coordination of systems and procedures to assure prompt reporting of claims. Develop, implement, and oversee the Authority's risk management program. Identify potential risks across operational, financial, legal, strategic, and reputational areas. Conduct risk assessments and develop mitigation strategies to minimize exposure and liability. Collaborate with executive leadership and department heads to ensure risk management is integrated into organizational decision-making. Monitor and ensure compliance with regulatory requirements, insurance obligations, and industry standards. Develop and maintain business continuity and emergency response plans. Evaluate and manage the organization's insurance programs; coordinate claims and liaise with insurers and legal counsel as needed. Prepare risk reports, dashboards, and presentations for executive leadership and the board. Lead or support investigations of incidents, claims, and losses to determine root causes and recommend corrective actions. Provide training and guidance to staff on risk awareness, prevention strategies, and reporting procedures. Develop and implement a comprehensive enterprise risk management program aligned with transit operations. Identify, assess, and monitor risks related to fixed-route bus, paratransit, facilities, equipment, and other agency assets. Manage insurance programs including property, liability, workers' compensation, and vehicle coverage, coordinate renewals, claims, and reporting. Investigate accidents, incidents, and claims; collaborate with legal counsel, insurers, and adjusters to ensure proper resolution and minimize financial impact. Ensure compliance with applicable federal and state regulations, including those of Federal Transit Administration (FTA), U.S. Department of Transportation (DOT), and state safety oversight agencies. Develop and maintain emergency response, business continuity, and disaster recovery plans tailored to transit operations. Conduct risk assessments on new projects, operational changes, and capital initiatives. Prepare and present risk management reports, dashboards, and analysis to executive leadership and the board. Lead and support safety and loss prevention programs to reduce accidents, injuries, and liabilities. Provide training and technical assistance to supervisors, operators, and staff regarding claims reporting, risk mitigation, and regulatory compliance. Monitor trends in claims and incidents to identify areas for improvement and cost reduction. Perform other duties as assigned. Required Knowledge, Skills, and Abilities · In-depth knowledge of risk management practices specific to public transportation operations. · Familiarity with FTA, DOT, state and local transit regulations, and insurance industry standards. · Strong analytical, problem-solving, and negotiation skills. · Excellent written and verbal communication skills with the ability to work effectively with leadership, employees, and external stakeholders. · Proficiency in risk management software, claims management systems, and Microsoft Office Suite. · Ability to manage multiple priorities in a fast-paced, service-oriented environment. Education and Experience · Bachelor's degree in Risk Management, Public Administration, Safety, or a related field, preferred. · Minimum of six (6) years of progressive risk management experience, preferably in the public transit, transportation, or public sector environment. · Experience managing insurance and claims programs, including liability, property, and workers' compensation, strongly preferred. · An equivalent combination of education and experience may be substituted for minimum requirements. · Strong ability to communicate effectively, orally and in writing. Working Conditions · Office and field environment; may require site visits to transit facilities (terminals), garages, and operational locations. · May involve occasional evening or weekend work during emergencies or special projects.

Job DescriptionEnterprise Risk Specialist Department: Risk Management FLSA Status: Exempt Level: Individual Contributor Why Join Community Choice Credit Union? At Community Choice Credit Union, we believe managing risk is about more than compliance-it's about protecting our members, supporting our teams, and strengthening our future. As an Enterprise Risk Specialist, you'll play a critical role in safeguarding the credit union's operations by overseeing vendor risk, contract management, and business continuity planning. You'll collaborate closely with leaders across the organization and help ensure we remain resilient, compliant, and prepared for what's ahead. If you enjoy building structure, strengthening controls, and partnering across departments to solve complex problems, this role offers meaningful impact and growth. Position Summary The Enterprise Risk Specialist supports the credit union's enterprise-wide risk management program by identifying, monitoring, and mitigating risks across all business units. This role has primary responsibility for Vendor Management, Contract Management, and the Business Continuity Plan (BCP). Working closely with the Risk Manager, internal stakeholders, and external partners, this position helps maintain strong operational controls, supports regulatory compliance efforts, and drives continuous improvement. This role is an individual contributor that partners regularly with leaders, team members, and vendors across the organization. Key ResponsibilitiesVendor Management Oversee the full vendor lifecycle, including due diligence, onboarding, risk assessments, performance monitoring, and ongoing reviews Maintain a centralized vendor management system ensuring accurate, current, and compliant documentation Serve as Chair of the Vendor Oversight Committee, leading monthly meetings and presenting vendor risk assessments Evaluate vendor risk levels and ensure appropriate controls, monitoring, and reporting are in place Partner with business units to ensure vendors meet contractual and service-level expectations Contract Management Manage contracts throughout their lifecycle, including renewals, amendments, and terminations Maintain a centralized contract repository and ensure timely stakeholder reviews Track expiration dates, renewal timelines, and key deliverables to support proactive planning Communicate upcoming renewals to stakeholders to support negotiation and decision-making Collaborate with internal partners and legal counsel to identify and mitigate contract-related risks Review contracts not requiring legal opinion for accuracy, compliance, and alignment with organizational standards Serve as the primary point of contact for contract inquiries and document retrieval Business Continuity Planning (BCP) Conduct risk and business impact assessments to identify critical functions and recovery priorities Facilitate annual BCP exercises with business units to ensure preparedness and regulatory compliance Track, document, and report BCP testing results and improvement initiatives to senior leadership Coordinate response efforts during business interruptions and support recovery activities Assist with preparing the annual Business Continuity report for the Board of Directors Maintain and update the Business Continuity Plan annually Additional Responsibilities Support audits, regulatory exams, and internal compliance reviews Participate in cross-functional projects as a risk and compliance subject matter expert Assist leadership with mediation and resolution of disputes and complaints Ensure compliance with applicable State and Federal regulations, including BSA/AML and OFAC Maintain strict confidentiality of all credit union information Qualifications & ExperienceRequired Experience 3-5 years of related experience within a financial institution or regulated environment Skills & Abilities Experience with vendor management, contract processes, and business continuity planning Strong understanding of regulatory requirements and risk management frameworks Excellent organizational, analytical, and communication skills Ability to manage multiple priorities and collaborate effectively across departments Strong attention to detail with the ability to draft, review, and revise documents and agreements Ability to work effectively with team members at all levels of the organization What You'll Bring Sound judgment and problem-solving skills Comfort navigating complex policies, procedures, and regulatory requirements Strong written and verbal communication skills Ability to remain organized, focused, and effective in a fast-paced environment Why You'll Love Working Here Meaningful work that protects members and strengthens the organization Collaborative, values-driven culture Opportunity to influence enterprise-wide risk practices Competitive compensation and benefits Commitment to professional growth and development

Why work at OpTech? OpTech is a woman-owned company that values your ideas, encourages your growth, and always has your back. When you work at OpTech, not only do you get health and dental benefits, but you also have training opportunities, flexible/remote work options, growth opportunities, 401K and competitive pay. Apply today! To view our complete list of openings, pleas e visit our website at ***************** JOB SUMMARY: We are seeking an AI Governance / Model Risk / Compliance Specialist to ensure the responsible, compliant, and ethical use of AI and machine learning across the healthcare organization. This role is critical for establishing governance frameworks, managing model risk, and ensuring AI solutions comply with regulatory, clinical, and organizational standards. The ideal candidate has a strong understanding of AI/ML concepts, healthcare regulations, and risk management, and can collaborate effectively with data science, product, clinical, legal, and compliance teams. JOB RESPONSIBILITIES: * Develop and maintain AI governance frameworks, policies, and standards. * Support model risk management activities across the AI/ML lifecycle. * Review and validate AI models for fairness, bias, explainability, and performance. * Partner with data science and ML engineering teams on model documentation, validation, and approval processes. * Ensure AI solutions comply with HIPAA, CMS regulations, and internal compliance standards. * Support regulatory readiness for AI-related audits, reviews, and inquiries. * Track and monitor model performance, drift, and risk indicators. * Participate in AI ethics, governance, or risk committees. * Provide guidance on responsible AI practices to technical and business stakeholders. * Stay current on evolving AI regulations, industry guidance, and best practices. JOB QUALIFICATIONS: * Bachelor's degree in Data Science, Computer Science, Statistics, Risk Management, Health Informatics, or a related field. * 3+ years of experience in AI governance, model risk, compliance, analytics, or related roles. * Working knowledge of machine learning concepts and model lifecycle management. * Experience operating in regulated environments, preferably healthcare or insurance. * Strong documentation, communication, and stakeholder engagement skills. * Ability to translate technical concepts into clear risk and compliance narratives. PREFERRED QUALIFICATIONS: * Experience in health insurance, managed care, or healthcare analytics. * Familiarity with model risk management (MRM) frameworks. * Knowledge of AI explainability tools (e.g., SHAP, LIME). * Exposure to FDA guidance on AI/ML, CMS oversight, or healthcare AI regulations. * Experience supporting enterprise risk, compliance, or internal audit functions. * Advanced degree or certification in data science, risk, or compliance-related fields. OpTech is an equal opportunity employer and is committed to creating a diverse environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, pregnancy, status as a parent, disability, age, veteran status, or other characteristics as defined by federal, state or local laws. *************************************************

YOUR TASKS FORVIA - HELLA Electronics Corporation is seeking a dynamic and experienced Risk Mitigation Specialist. The focus of this role will be to report and advise company leadership on the ever changing international trade markets. About Us FORVIA - HELLA is a listed, internationally positioned automotive supplier operating under the umbrella brand FORVIA. Within this factual group, HELLA stands for high-performance lighting technology and automotive electronics. At the same time, the Company covers a broad service and product portfolio for the spare parts and workshop business as well as for manufacturers of special-purpose vehicles with its Lifecycle Solutions business group. HELLA has around 36,000 employees at more than 125 locations worldwide and generated sales of €4.4 billion in the seven-month short fiscal year 2022. Daily Responsibilities * Monitor and analyze changes in US trade policies, regulations, and tariffs with a specific focus on those related to the automotive industry (BIS connected vehicle rules, USMCA, etc) * Interface with internal stakeholders, external organizations (MEMA/OESA), and industry groups to represent HELLA's interests. * Coordinate mitigation strategies and set processes for handover to the business units * Support tariff tracking, evaluate financial and operational impact, and provide guidance on mitigation measures. * Prepare and deliver regular reports to ERM leadership on trade policy risks, impacts, and recommended actions. * Provide strategic insights to support business planning and compliance initiatives. YOUR QUALIFICATIONS * Bachelor's degree in international Trade, Economics, Business, or a related field. * 2+ years of experience in trade policy, regulatory affairs, or international business. * Strong analytical and problem-solving skills, with the ability to assess complex trade scenarios. * Excellent communication skills to interact with internal teams and external stakeholders. * Knowledge of US trade regulations, tariffs, and international trade frameworks. Preferred but not Required Experience * Experience in the automotive or manufacturing industry. * Project management experience * Experience with organizational compliance * Familiarity with Enterprise Risk Management (ERM) processes. Why Forvia Hella? * Hybrid work schedules and flexible core hours * Industry leading health benefits program * Lucrative PTO policy * Competitive 401K matching * Extensive career and training opportunities * Annual Bonuses * On campus restaurant as well as employee water and coffee services * Team and company wide events * And much more! Please feel free to apply if you do not meet 100% of the positional requirements. Forvia Hella is dedicated to the development and future advancement of all our employees. Even if you do not meet all our requirements, do not hesitate to apply to us, because the further development of our employees is very important to us and opens up a wide range of opportunities for you in our company. FORVIA HELLA stands for the variety of all employees. Inclusion and diversity are firmly anchored in our company culture. We are continuously looking for new team players and welcome applications from all interested parties, regardless of their ethical and social background, age, religion, gender, disability, sexual orientation or identity. Please send us your application via our career portal, stating your salary requirements and earliest possible starting date, with the reference number req16945. Eric Spence Phone:

Why AAA Life AAA Life is a respected and trusted American brand that has been focusing on Life Insurance and Annuity Products since 1969. At AAA Life we have over 1.8 million policies where we take pride in earning the trust of our policyholders who understand our promise to be there for them - and their families - when we're needed most. By joining the AAA Life team, you are joining a company that genuinely cares about helping each other, with a devotion to protect the lives of those around us. We embrace a diverse, equitable, inclusive culture where all associates can feel a sense of belonging and use their unique talents and perspective to influence, innovate, motivate, and thrive. How You'll Work Work Solution: Hybrid (Tuesday- Thursday) Responsibilities What You'll Do The Enterprise Risk Management Intern will support the organization's ERM function by assisting in the identification, assessment, and monitoring of risks that could impact strategic objectives. Responsibilities include assisting with risk data collection and analysis and developing risk reports. Responsibilities may include participating in risk workshops, conducting research on emerging risks, and assisting in the improvement of risk management tools, frameworks, and methodologies. This role is ideal for someone analytical, detail-oriented, and interested in corporate governance, compliance, and strategic risk management. The work assigned to the intern will be somewhat defined and performed under direct supervision. Your Role Will Require You To: Work independently and collaborate effectively in a team environment Collect, organize, and analyze risk-related data. Assist business unit management in the development of key risk and control indicators, and strategic plans to prevent, eliminate and mitigate operational risks based on root cause analysis. Provide support in gathering data and compiling key metrics to develop risk reports. Research emerging risks, industry trends, and regulatory changes that may impact the organization. Provide support in the development of the end-user application inventory and related controls. Contribute to process improvement initiatives within the ERM program. Attend internal and external meetings to discuss risk, risk mitigation, and trainings. Qualifications Qualifications Basic Required Qualifications: Currently enrolled undergraduate student in good academic standing, entering or enrolled in junior or senior year Pursuing a bachelor's degree in business management, risk management, economics, business administration, accounting, or a related field Minimum cumulative GPA of 3.0 Proficiency in Microsoft Office applications (Excel, Word, PowerPoint) Effective written and verbal communication skills Preferred Qualifications Demonstrated interpersonal and relationship-building skills Interest in enterprise risk management, compliance, or related business functions Essential Job Functions While performing the duties of this job, the employee is frequently required to stand, walk, sit, use hands to finger, handle, or feel, talk, hear and concentrate. Specific vision abilities required by this job include close vision, distance vision, depth perception, and ability to adjust focus. This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements. Reasonable accommodation will be made for otherwise qualified applicants as needed to enable them to fulfill these requirements. We are committed to ensuring equal employment opportunities for all job applicants and employees. Employment decisions are based upon job-related reasons regardless of an applicant's race, color, religion, sex, sexual orientation, gender identity, age, national origin, disability, marital status, genetic information, protected veteran status, or any other status protected by law. PM21 #LI-Hybrid

As a Credit Risk Analyst, you will be responsible for assessing the creditworthiness of individuals and businesses, analyzing financial data, and providing recommendations to minimize risk and optimize credit decisions. You will play a critical role in maintaining the financial health and integrity of our credit portfolio. Key Responsibilities: Analyze credit data and financial statements to assess risk and make informed credit decisions Develop and maintain credit risk models and scorecards Monitor and evaluate existing credit portfolios for trends, performance, and potential risks Prepare detailed reports and risk assessments for senior management and credit committees Collaborate with underwriters, loan officers, and other internal teams to ensure accurate risk assessments Stay current with market trends, economic news, and regulatory developments affecting credit risk Recommend risk mitigation strategies and support policy development Ensure compliance with internal credit policies and external regulatory requirements Qualifications: Bachelor's degree in Finance or Business Administration preferred 2+ years of experience in credit risk analysis, financial analysis, or a similar role Strong analytical and quantitative skills Proficiency in Microsoft Excel and risk modeling tools Experience with credit scoring models and financial data interpretation Proficiency in Oracle, D&B, or Experian preferred

Your Passion. Your Purpose. If you're here, you're looking for something more. More opportunity, more impact, more purpose. At Rehmann, each and every one of our associates plays a pivotal role in the Firm's success. When you join our team, you can count on exceptional support, encouragement, and guidance from your colleagues and from leadership. No matter where you want to go in your career, Rehmann can help you get there. Whether you're in the early stages of your professional journey or you're further down your path, we're focused on helping you achieve your goals - whatever they may be. When you join Rehmann, you are part of a culture that Puts People First and aims to help everyone reach their fullest potential. Let us show you all the ways we can Empower Your Purpose. To learn more about Rehmann, visit: ******************************** Our Commitment - Your Rehmann Internship Experience: Receive mentorship and support from team-focused associates invested in the development of others Collaborate directly with clients and top firm leaders Gain exposure to a wide variety of clients and industries Build new relationships in a friendly, professional, and growth-focused environment Experience a culture that promotes an open-door policy and work/life integration Engage in complex projects and engagements from start to finish Be entrusted with staff-level works that encourages creative problem solving and skill development Deliver exceptional client service to a diverse client base Earn a voice that is heard and makes an impact Job Description: How You Will Make an Impact as an Advisory & Assurance Intern: Working with multi-disciplinary teams to provide innovative risk solutions to clients in a variety of industries Collaborating with senior-level client personnel and Rehmann professionals to design new business processes and internal controls, project plans, working papers, and improvement recommendations Performing internal control assessments Interviewing clients, examining evidence documentation, analyzing and performing substantive testing of financial data Your Desired Skills, Experiences & Values: Completion of Intermediate Financial Accounting I by the start of the internship Pursuing a degree in accounting or related business field Preferred graduation dates with 150 credit hours: December 2024 - August 2026 GPA of 3.0 or higher Initiative and drive exhibited through leadership experiences in work and/or campus extracurriculars Some work experience (related or unrelated) is preferred Strong, hands-on Excel skills Excellent verbal and written communication skills Advanced problem solving and critical thinking skills Motivation to continuously learn and improve, easy to coach Unwavering integrity in all situations Enthusiasm, eagerness to engage, contribute, and have fun We Put People First in all that we do. Our associates are our greatest assets and we provide programs and benefits that encourage growth and development and align with their needs and goals. This includes benefits focused on physical and mental health, paid time off for volunteering and diversity-related activities, flexible work arrangements, and more. When you join Rehmann, you become part of a firm dedicated to helping Empower Your Purpose, whatever it may be. Rehmann is an Equal Opportunity Employer.

Hours: 40 Pay Details: $115,440 - $186,160 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Risk Management Job Description: Department Overview: The Quality Control and Governance Credit Reporting and Monitoring group is designed to be an independent review and oversight function implementing sound Quality Control practices ensuring the accuracy of Credit Risk Reporting, including reports developed by Credit Risk Analytics and Workout. The Senior Group Risk Specialist provides a comprehensive and diverse range of risk management expertise to business leaders. Leads and supports the implementation of appropriate risk frameworks and leading related management activities to mitigate enterprise and/or business-wide risk exposures for key business segment of the Bank or functional area. May provide oversight, commentary, and recommendations based on overall strategy and industry best practices. Depth & Scope: * Recognized as top level expert within the company and requires significant in-depth and/or breadth of expertise in a complex field and knowledge of broader related areas * Senior specialist providing advisory services to executives, business segment leaders and governs requirements for own work * Integrates knowledge of the enterprise function's or business segment's strategy in leading program design, policy formulation or operating standards within one or more areas of expertise * Anticipates emerging business trends and regulatory/risk issues as a basis for recommending large-scale product, technical, functional or operations improvements * Serves as a source of expert advice to senior management in field of specialty; may lead team(s) of related specialists/experts * Advises on execution strategy and leads the development and deployment of functional programs or initiatives within own field or across multiple specialties * Solves unique and ambiguous problems with broad impact; typically oversees standards, controls and operating methods that have significant financial and operational impact within the context of own field * Requires innovative thinking to develop new solutions * Impacts the technical or functional direction and resource allocation of part of an enterprise function or business segment * Works within general policies and industry guidelines * Engages stakeholders to take action; serves as a source of expert advice, influences change; frames information in a broader context * Provides leadership guidance, makes recommendations and collaborates with business to ensure solutions meet the business needs on a complex project or program * Identifies and leads problem resolution for project/program complex requirements related issues at all levels Education & Experience: * Undergraduate degree or technical certificate and/or * 10+ years relevant experience * Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting for business supported and/or area of discipline to deliver objective guidance and independent challenge on initiatives. * Knowledge of risk management environment, standards, regulations and mitigation * Knowledge of current and emerging competitor and market trends * Ability to contribute to strategic direction of the function and provide advice to senior leadership * Skill in mentoring and coaching * Skill in using advanced analytical software tools, data analysis methods and specialized reporting techniques * Advanced ability to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives * Ability to make an impact, influence, and achieve results with effective negotiation, problem-solving, and communication skills * Skill in using computer applications including MS Office * Ability to communicate effectively in both oral and written form * Ability to work collaboratively and build relationships across teams and functions * Ability to work successfully as a member of a team and independently * Ability to exercise sound judgement in making decisions * Ability to analyze, organize and prioritize work while meeting multiple deadlines * Ability to handle confidential information with discretion Preferred Qualifications: * Sound leadership skills * Effectively communicate with Senior Leaders and Executives * Familiar with reporting and analyzing data * Prior audit or QA/QC experience Customer Accountabilities: * Leads the development and/or implementation of specific standards, policies and/or processes that identify, report on and mitigate operational (or all major) risk exposures within the business * Proactively analyzes potential risks and ensures escalation of key risks to appropriate areas and/or executive review with business executive findings and action plans to mitigate and manage these risks * Establishes and provides on-going analysis and reporting on operational risk and/or other major risk categories as applicable to own business or functional area, and reviews findings and action plans with business leaders to mitigate and manage key issues * Coordinates and/or guides activities relating to core operational risk disciplines/programs including, Risk & Control Self-Assessment, Business Continuity Management, Outsourcing & Vendor Management, Regulatory Compliance (e.g. CDIC, AML, Privacy, IDA, CBA, SOX, Basel etc.) * Supports enterprise-wide operational risk escalation, review and approval processes, data management, policies and risk assessment processes * Directs the development and monitoring of Key Risk Indicators and facilitate communication and resolution of risk issues among other business segments where applicable * May be accountable for managing ancillary operational risk areas (e.g. BCM/incident management, outsourcing/vendor management, fraud aggregation and assessment, Basel implementation/capital analysis, change management, Privacy, AML, LCM and other regulatory issues), in addition to core functions * May be responsible for providing support for other major risk areas (e.g. Market, Credit, Reputational and/or Regulatory risks etc.) * May be a point of contact for guidance in the monitoring/reporting of compliance, management, and strategic initiatives * Provides broad/deep commentary in support of the development/maintenance/oversight of policies/procedures/practices, as required Shareholder Accountabilities: * Adheres to enterprise frameworks or methodologies that relate to activities for our business area * Ensures respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities * Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate * Ensures business operations are in compliance with applicable internal and external requirements ( e.g. financial controls, segregation of duties, transaction approvals and physical control of assets) * Participates in cross-functional/enterprise/initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations * Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience * Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations and assess the effectiveness of programs/policies/practices * Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist * Leads/facilitates and/or implements actions/remediation plans to address performance/risk/governance issues * Actively manages relationships within and across various business lines, corporate and/or oversight functions and ensures alignment with enterprise and/or regulatory requirements * Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts * Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite Employee/Team Accountabilities: * Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest * Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit * Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques * Participates in personal performance management and development activities, including cross training within own team * Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities * Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices * Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships * Contributes to a fair, positive and equitable environment that supports a diverse workforce * Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% * Domestic Travel - Occasional * International Travel - Never * Performing sedentary work - Continuous * Performing multiple tasks - Continuous * Operating standard office equipment - Continuous * Responding quickly to sounds - Occasional * Sitting - Continuous * Standing - Occasional * Walking - Occasional * Moving safely in confined spaces - Occasional * Lifting/Carrying (under 25 lbs.) - Occasional * Lifting/Carrying (over 25 lbs.) - Never * Squatting - Occasional * Bending - Occasional * Kneeling - Never * Crawling - Never * Climbing - Never * Reaching overhead - Never * Reaching forward - Occasional * Pushing - Never * Pulling - Never * Twisting - Never * Concentrating for long periods of time - Continuous * Applying common sense to deal with problems involving standardized situations - Continuous * Reading, writing and comprehending instructions - Continuous * Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

JOB SUMMARYUHY Advisors' Resource Solutions Group provides clients with accomplished professionals to support finance, accounting, internal audit and tax teams. Whether it is permanent placement, project work, loaned staff support or business process outsourcing-we are ready to meet your needs. Our team has extensive experience with a wide range of clients from middle market, closely held organizations to large Fortune 500 companies. We focus on finance and accounting, internal audit, IT audit and tax. We offer direct, personal involvement from senior practitioners and strive to meet clients' needs rapidly.JOB DESCRIPTION This is a pipeline opportunity with UHY Resource Solutions Group rather than an active job opening. While there is no immediate hiring need, we are proactively identifying strong candidates for future Financial Analyst opportunities with our clients. If you are open to exploring potential roles as they arise, we encourage you to submit your information for consideration. The Financial Analyst will be responsible for analyzing financial data, preparing reports, and providing insights to help guide decision-making. The ideal candidate will have strong analytical skills, attention to detail, and the ability to work with cross-functional teams. Key Responsibilities: Analyze financial data and prepare regular reports. Assist in budgeting, forecasting, and financial planning. Monitor and track financial performance and key metrics. Conduct variance analysis and provide recommendations. Support management in strategic decision-making with financial insights. Ensure compliance with company financial policies and procedures. Skills and Qualifications: Bachelor's degree in Finance, Accounting, Economics, or a related field. Strong analytical and problem-solving skills. Proficiency in Microsoft Excel and other financial software. Attention to detail with the ability to meet deadlines. Good communication skills and ability to work collaboratively. WHO WE ARE UHY is one of the nation's largest professional services firms providing audit, tax, consulting and advisory services to clients primarily in the dynamic middle market. We are trailblazers who bring our experience from working within numerous industries to our clients so that we can provide them with a 360-degree view of their businesses. Together with our clients, UHY works collaboratively to develop flexible, innovative solutions that meet our clients' business challenges. As an independent member of UHY International, we are proud to be a part of a top 20 international network of independent accounting and consulting firms. WHAT WE OFFER POSITIVE WORK ENVIRONMENT Enjoy a collaborative and supportive work environment where teamwork is valued. ATTRACTIVE COMPENSATION PACKAGES Our compensation is competitive and tailored to reflect the role, qualifications, and expertise of each individual. COMPREHENSIVE BENEFIT PACKAGE Access comprehensive benefits including group health insurance, dental and vision coverage, 401(k) retirement plans, and generous paid time off (PTO) allowances.

Job Description Job Title: Risk Manager Department: Safety and Training Reports To: Assistant Vice President of Risk Management Under supervision of the AVP of Risk Management, the Risk Manger is responsible for administration of Risk Management for the Authority. The Risk Manager is responsible for identifying, assessing, and mitigating risks that may impact the Authority's operations, assets, reputation, and compliance with laws and regulations. This position leads the development and implementation of risk management strategies, policies, and programs designed to protect the Authority and ensure operational resilience. Essential Duties and Responsibilities Aids in the identification of and helps prepare specifications for insurance coverages, purchases, monitors and administers Authority property and casualty insurance policies; including excess insurance coverages and self-insurance programs which include Auto Liability, and Workers' Compensation and Personal Injury Protection (PIP) and General Liability. Analyzes incident, injury claims, Workers' Compensation and Vehicle Liability claims and prepares/submits recommendations for risk reduction strategies to the AVP of Risk Management. Responsible for risk identification and analysis; recommends amendments to insurance accordingly. Includes review of leases, purchase agreements and other contracts of indemnification. Aids in the preparation of budget for insurance policy premiums, self-insured claims cost, claims servicing agent fees, and miscellaneous insurance related funds and other expenses. Maintains contact with insurance brokers or agents as necessary to obtain information and policy interpretation. Aids in the development and coordination of systems and procedures to assure prompt reporting of claims. Develop, implement, and oversee the Authority's risk management program. Identify potential risks across operational, financial, legal, strategic, and reputational areas. Conduct risk assessments and develop mitigation strategies to minimize exposure and liability. Collaborate with executive leadership and department heads to ensure risk management is integrated into organizational decision-making. Monitor and ensure compliance with regulatory requirements, insurance obligations, and industry standards. Develop and maintain business continuity and emergency response plans. Evaluate and manage the organization's insurance programs; coordinate claims and liaise with insurers and legal counsel as needed. Prepare risk reports, dashboards, and presentations for executive leadership and the board. Lead or support investigations of incidents, claims, and losses to determine root causes and recommend corrective actions. Provide training and guidance to staff on risk awareness, prevention strategies, and reporting procedures. Develop and implement a comprehensive enterprise risk management program aligned with transit operations. Identify, assess, and monitor risks related to fixed-route bus, paratransit, facilities, equipment, and other agency assets. Manage insurance programs including property, liability, workers' compensation, and vehicle coverage, coordinate renewals, claims, and reporting. Investigate accidents, incidents, and claims; collaborate with legal counsel, insurers, and adjusters to ensure proper resolution and minimize financial impact. Ensure compliance with applicable federal and state regulations, including those of Federal Transit Administration (FTA), U.S. Department of Transportation (DOT), and state safety oversight agencies. Develop and maintain emergency response, business continuity, and disaster recovery plans tailored to transit operations. Conduct risk assessments on new projects, operational changes, and capital initiatives. Prepare and present risk management reports, dashboards, and analysis to executive leadership and the board. Lead and support safety and loss prevention programs to reduce accidents, injuries, and liabilities. Provide training and technical assistance to supervisors, operators, and staff regarding claims reporting, risk mitigation, and regulatory compliance. Monitor trends in claims and incidents to identify areas for improvement and cost reduction. Perform other duties as assigned. Required Knowledge, Skills, and Abilities · In-depth knowledge of risk management practices specific to public transportation operations. · Familiarity with FTA, DOT, state and local transit regulations, and insurance industry standards. · Strong analytical, problem-solving, and negotiation skills. · Excellent written and verbal communication skills with the ability to work effectively with leadership, employees, and external stakeholders. · Proficiency in risk management software, claims management systems, and Microsoft Office Suite. · Ability to manage multiple priorities in a fast-paced, service-oriented environment. Education and Experience · Bachelor's degree in Risk Management, Public Administration, Safety, or a related field, preferred. · Minimum of six (6) years of progressive risk management experience, preferably in the public transit, transportation, or public sector environment. · Experience managing insurance and claims programs, including liability, property, and workers' compensation, strongly preferred. · An equivalent combination of education and experience may be substituted for minimum requirements. · Strong ability to communicate effectively, orally and in writing. Working Conditions · Office and field environment; may require site visits to transit facilities (terminals), garages, and operational locations. · May involve occasional evening or weekend work during emergencies or special projects.

Job DescriptionEnterprise Risk Specialist Department: Risk Management FLSA Status: Exempt Level: Individual Contributor Why Join Community Choice Credit Union? At Community Choice Credit Union, we believe managing risk is about more than compliance-it's about protecting our members, supporting our teams, and strengthening our future. As an Enterprise Risk Specialist, you'll play a critical role in safeguarding the credit union's operations by overseeing vendor risk, contract management, and business continuity planning. You'll collaborate closely with leaders across the organization and help ensure we remain resilient, compliant, and prepared for what's ahead. If you enjoy building structure, strengthening controls, and partnering across departments to solve complex problems, this role offers meaningful impact and growth. Position Summary The Enterprise Risk Specialist supports the credit union's enterprise-wide risk management program by identifying, monitoring, and mitigating risks across all business units. This role has primary responsibility for Vendor Management, Contract Management, and the Business Continuity Plan (BCP). Working closely with the Risk Manager, internal stakeholders, and external partners, this position helps maintain strong operational controls, supports regulatory compliance efforts, and drives continuous improvement. This role is an individual contributor that partners regularly with leaders, team members, and vendors across the organization. Key ResponsibilitiesVendor Management Oversee the full vendor lifecycle, including due diligence, onboarding, risk assessments, performance monitoring, and ongoing reviews Maintain a centralized vendor management system ensuring accurate, current, and compliant documentation Serve as Chair of the Vendor Oversight Committee, leading monthly meetings and presenting vendor risk assessments Evaluate vendor risk levels and ensure appropriate controls, monitoring, and reporting are in place Partner with business units to ensure vendors meet contractual and service-level expectations Contract Management Manage contracts throughout their lifecycle, including renewals, amendments, and terminations Maintain a centralized contract repository and ensure timely stakeholder reviews Track expiration dates, renewal timelines, and key deliverables to support proactive planning Communicate upcoming renewals to stakeholders to support negotiation and decision-making Collaborate with internal partners and legal counsel to identify and mitigate contract-related risks Review contracts not requiring legal opinion for accuracy, compliance, and alignment with organizational standards Serve as the primary point of contact for contract inquiries and document retrieval Business Continuity Planning (BCP) Conduct risk and business impact assessments to identify critical functions and recovery priorities Facilitate annual BCP exercises with business units to ensure preparedness and regulatory compliance Track, document, and report BCP testing results and improvement initiatives to senior leadership Coordinate response efforts during business interruptions and support recovery activities Assist with preparing the annual Business Continuity report for the Board of Directors Maintain and update the Business Continuity Plan annually Additional Responsibilities Support audits, regulatory exams, and internal compliance reviews Participate in cross-functional projects as a risk and compliance subject matter expert Assist leadership with mediation and resolution of disputes and complaints Ensure compliance with applicable State and Federal regulations, including BSA/AML and OFAC Maintain strict confidentiality of all credit union information Qualifications & ExperienceRequired Experience 3-5 years of related experience within a financial institution or regulated environment Skills & Abilities Experience with vendor management, contract processes, and business continuity planning Strong understanding of regulatory requirements and risk management frameworks Excellent organizational, analytical, and communication skills Ability to manage multiple priorities and collaborate effectively across departments Strong attention to detail with the ability to draft, review, and revise documents and agreements Ability to work effectively with team members at all levels of the organization What You'll Bring Sound judgment and problem-solving skills Comfort navigating complex policies, procedures, and regulatory requirements Strong written and verbal communication skills Ability to remain organized, focused, and effective in a fast-paced environment Why You'll Love Working Here Meaningful work that protects members and strengthens the organization Collaborative, values-driven culture Opportunity to influence enterprise-wide risk practices Competitive compensation and benefits Commitment to professional growth and development

Mount Laurel, New Jersey, United States of America **Hours:** 40 **Pay Details:** $115,440 - $186,160 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Risk Management **Job Description:** **Department Overview:** The Quality Control and Governance Credit Reporting and Monitoring group is designed to be an independent review and oversight function implementing sound Quality Control practices ensuring the accuracy of Credit Risk Reporting, including reports developed by Credit Risk Analytics and Workout. The Senior Group Risk Specialist provides a comprehensive and diverse range of risk management expertise to business leaders. Leads and supports the implementation of appropriate risk frameworks and leading related management activities to mitigate enterprise and/or business-wide risk exposures for key business segment of the Bank or functional area. May provide oversight, commentary, and recommendations based on overall strategy and industry best practices. **Depth & Scope:** + Recognized as top level expert within the company and requires significant in-depth and/or breadth of expertise in a complex field and knowledge of broader related areas + Senior specialist providing advisory services to executives, business segment leaders and governs requirements for own work + Integrates knowledge of the enterprise function's or business segment's strategy in leading program design, policy formulation or operating standards within one or more areas of expertise + Anticipates emerging business trends and regulatory/risk issues as a basis for recommending large-scale product, technical, functional or operations improvements + Serves as a source of expert advice to senior management in field of specialty; may lead team(s) of related specialists/experts + Advises on execution strategy and leads the development and deployment of functional programs or initiatives within own field or across multiple specialties + Solves unique and ambiguous problems with broad impact; typically oversees standards, controls and operating methods that have significant financial and operational impact within the context of own field + Requires innovative thinking to develop new solutions + Impacts the technical or functional direction and resource allocation of part of an enterprise function or business segment + Works within general policies and industry guidelines + Engages stakeholders to take action; serves as a source of expert advice, influences change; frames information in a broader context + Provides leadership guidance, makes recommendations and collaborates with business to ensure solutions meet the business needs on a complex project or program + Identifies and leads problem resolution for project/program complex requirements related issues at all levels **Education & Experience:** + Undergraduate degree or technical certificate and/or + 10+ years relevant experience + Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting for business supported and/or area of discipline to deliver objective guidance and independent challenge on initiatives. + Knowledge of risk management environment, standards, regulations and mitigation + Knowledge of current and emerging competitor and market trends + Ability to contribute to strategic direction of the function and provide advice to senior leadership + Skill in mentoring and coaching + Skill in using advanced analytical software tools, data analysis methods and specialized reporting techniques + Advanced ability to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives + Ability to make an impact, influence, and achieve results with effective negotiation, problem-solving, and communication skills + Skill in using computer applications including MS Office + Ability to communicate effectively in both oral and written form + Ability to work collaboratively and build relationships across teams and functions + Ability to work successfully as a member of a team and independently + Ability to exercise sound judgement in making decisions + Ability to analyze, organize and prioritize work while meeting multiple deadlines + Ability to handle confidential information with discretion **Preferred Qualifications:** + Sound leadership skills + Effectively communicate with Senior Leaders and Executives + Familiar with reporting and analyzing data + Prior audit or QA/QC experience **Customer Accountabilities:** + Leads the development and/or implementation of specific standards, policies and/or processes that identify, report on and mitigate operational (or all major) risk exposures within the business + Proactively analyzes potential risks and ensures escalation of key risks to appropriate areas and/or executive review with business executive findings and action plans to mitigate and manage these risks + Establishes and provides on-going analysis and reporting on operational risk and/or other major risk categories as applicable to own business or functional area, and reviews findings and action plans with business leaders to mitigate and manage key issues + Coordinates and/or guides activities relating to core operational risk disciplines/programs including, Risk & Control Self-Assessment, Business Continuity Management, Outsourcing & Vendor Management, Regulatory Compliance (e.g. CDIC, AML, Privacy, IDA, CBA, SOX, Basel etc.) + Supports enterprise-wide operational risk escalation, review and approval processes, data management, policies and risk assessment processes + Directs the development and monitoring of Key Risk Indicators and facilitate communication and resolution of risk issues among other business segments where applicable + May be accountable for managing ancillary operational risk areas (e.g. BCM/incident management, outsourcing/vendor management, fraud aggregation and assessment, Basel implementation/capital analysis, change management, Privacy, AML, LCM and other regulatory issues), in addition to core functions + May be responsible for providing support for other major risk areas (e.g. Market, Credit, Reputational and/or Regulatory risks etc.) + May be a point of contact for guidance in the monitoring/reporting of compliance, management, and strategic initiatives + Provides broad/deep commentary in support of the development/maintenance/oversight of policies/procedures/practices, as required **Shareholder Accountabilities:** + Adheres to enterprise frameworks or methodologies that relate to activities for our business area + Ensures respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities + Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate + Ensures business operations are in compliance with applicable internal and external requirements ( e.g. financial controls, segregation of duties, transaction approvals and physical control of assets) + Participates in cross-functional/enterprise/initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations + Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience + Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations and assess the effectiveness of programs/policies/practices + Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist + Leads/facilitates and/or implements actions/remediation plans to address performance/risk/governance issues + Actively manages relationships within and across various business lines, corporate and/or oversight functions and ensures alignment with enterprise and/or regulatory requirements + Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts + Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite **Employee/Team Accountabilities:** + Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest + Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit + Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques + Participates in personal performance management and development activities, including cross training within own team + Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities + Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices + Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships + Contributes to a fair, positive and equitable environment that supports a diverse workforce + Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Never + Performing sedentary work - Continuous + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Occasional + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Never + Squatting - Occasional + Bending - Occasional + Kneeling - Never + Crawling - Never + Climbing - Never + Reaching overhead - Never + Reaching forward - Occasional + Pushing - Never + Pulling - Never + Twisting - Never + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

Your Passion. Your Purpose. If you're here, you're looking for something more. More opportunity, more impact, more purpose. At Rehmann, each and every one of our associates plays a pivotal role in the Firm's success. When you join our team, you can count on exceptional support, encouragement, and guidance from your colleagues and from leadership. No matter where you want to go in your career, Rehmann can help you get there. Whether you're in the early stages of your professional journey or you're further down your path, we're focused on helping you achieve your goals - whatever they may be. When you join Rehmann, you are part of a culture that Puts People First and aims to help everyone reach their fullest potential. Let us show you all the ways we can Empower Your Purpose. To learn more about Rehmann, visit: ******************************** Job Description: How You Will Make an Impact at Rehmann: Planning and managing significant and complex engagements Researching technical accounting issues Presenting recommendations and findings to client leadership Managing and participating in accounting related consulting projects Building relationships internally to foster a culture of teamwork and collaboration Training and mentoring associates allowing them to reach their goals Researching technical accounting issues Making a difference in the communities where you live and work Your Desired Skills, Values & Experiences: 5+ years of relevant experience in public accounting or industry CPA license required Strong technical skills in accounting and auditing Knowledge of SEC/PCAOB rules Experience with SOX Outstanding client service and strong executive communication skills Desire to develop unique business solutions in a team-based environment Commitment to continuous learning and development Out-of-the box thinking and an entrepreneurial spirit A new perspective and new ideas allowing us to continuously improve Unwavering integrity in all situations We Put People First in all that we do. Our associates are our greatest assets and we provide programs and benefits that encourage growth and development and align with their needs and goals. This includes benefits focused on physical and mental health, paid time off for volunteering and diversity-related activities, flexible work arrangements, and more. When you join Rehmann, you become part of a firm dedicated to helping Empower Your Purpose, whatever it may be. Rehmann is an Equal Opportunity Employer.

Job Title: Risk Manager Department: Safety and Training Reports To: Assistant Vice President of Risk Management Under supervision of the AVP of Risk Management, the Risk Manger is responsible for administration of Risk Management for the Authority. The Risk Manager is responsible for identifying, assessing, and mitigating risks that may impact the Authority's operations, assets, reputation, and compliance with laws and regulations. This position leads the development and implementation of risk management strategies, policies, and programs designed to protect the Authority and ensure operational resilience. Essential Duties and Responsibilities Aids in the identification of and helps prepare specifications for insurance coverages, purchases, monitors and administers Authority property and casualty insurance policies; including excess insurance coverages and self-insurance programs which include Auto Liability, and Workers' Compensation and Personal Injury Protection (PIP) and General Liability. Analyzes incident, injury claims, Workers' Compensation and Vehicle Liability claims and prepares/submits recommendations for risk reduction strategies to the AVP of Risk Management. Responsible for risk identification and analysis; recommends amendments to insurance accordingly. Includes review of leases, purchase agreements and other contracts of indemnification. Aids in the preparation of budget for insurance policy premiums, self-insured claims cost, claims servicing agent fees, and miscellaneous insurance related funds and other expenses. Maintains contact with insurance brokers or agents as necessary to obtain information and policy interpretation. Aids in the development and coordination of systems and procedures to assure prompt reporting of claims. Develop, implement, and oversee the Authority's risk management program. Identify potential risks across operational, financial, legal, strategic, and reputational areas. Conduct risk assessments and develop mitigation strategies to minimize exposure and liability. Collaborate with executive leadership and department heads to ensure risk management is integrated into organizational decision-making. Monitor and ensure compliance with regulatory requirements, insurance obligations, and industry standards. Develop and maintain business continuity and emergency response plans. Evaluate and manage the organization's insurance programs; coordinate claims and liaise with insurers and legal counsel as needed. Prepare risk reports, dashboards, and presentations for executive leadership and the board. Lead or support investigations of incidents, claims, and losses to determine root causes and recommend corrective actions. Provide training and guidance to staff on risk awareness, prevention strategies, and reporting procedures. Develop and implement a comprehensive enterprise risk management program aligned with transit operations. Identify, assess, and monitor risks related to fixed-route bus, paratransit, facilities, equipment, and other agency assets. Manage insurance programs including property, liability, workers' compensation, and vehicle coverage, coordinate renewals, claims, and reporting. Investigate accidents, incidents, and claims; collaborate with legal counsel, insurers, and adjusters to ensure proper resolution and minimize financial impact. Ensure compliance with applicable federal and state regulations, including those of Federal Transit Administration (FTA), U.S. Department of Transportation (DOT), and state safety oversight agencies. Develop and maintain emergency response, business continuity, and disaster recovery plans tailored to transit operations. Conduct risk assessments on new projects, operational changes, and capital initiatives. Prepare and present risk management reports, dashboards, and analysis to executive leadership and the board. Lead and support safety and loss prevention programs to reduce accidents, injuries, and liabilities. Provide training and technical assistance to supervisors, operators, and staff regarding claims reporting, risk mitigation, and regulatory compliance. Monitor trends in claims and incidents to identify areas for improvement and cost reduction. Perform other duties as assigned. Required Knowledge, Skills, and Abilities · In-depth knowledge of risk management practices specific to public transportation operations. · Familiarity with FTA, DOT, state and local transit regulations, and insurance industry standards. · Strong analytical, problem-solving, and negotiation skills. · Excellent written and verbal communication skills with the ability to work effectively with leadership, employees, and external stakeholders. · Proficiency in risk management software, claims management systems, and Microsoft Office Suite. · Ability to manage multiple priorities in a fast-paced, service-oriented environment. Education and Experience · Bachelor's degree in Risk Management, Public Administration, Safety, or a related field, preferred. · Minimum of six (6) years of progressive risk management experience, preferably in the public transit, transportation, or public sector environment. · Experience managing insurance and claims programs, including liability, property, and workers' compensation, strongly preferred. · An equivalent combination of education and experience may be substituted for minimum requirements. · Strong ability to communicate effectively, orally and in writing. Working Conditions · Office and field environment; may require site visits to transit facilities (terminals), garages, and operational locations. · May involve occasional evening or weekend work during emergencies or special projects.