A risk and insurance consultant provides advice to individuals and corporations on insurance issues. They review individual and company requirements before proposing a tailor-made cover plan. They use their business, finance, and insurance expertise to assist them in eliminating and mitigating the risks they undertake when processing insurance payouts. Risk and insurance consultants also organize surveys and prepare reports for underwriters to determine the potential financial risk for personal products and properties.
Risk and Insurance Consultants should have money management experience and be sales-oriented with excellent interpersonal skills. Since they deal with both clients and teams, they require verbal and written communication skills. They should possess good customer service skills and have the ability to convert complicated data into simple information.
Risk and Insurance Consultants usually work full time 40 hours per week from Monday to Friday between 9 and 5. Some additional work hours in the evenings and during the weekends, depending on the client's needs.