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The differences between risk management directors and at-risk specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a risk management director and an at-risk specialist. Additionally, a risk management director has an average salary of $133,286, which is higher than the $58,801 average annual salary of an at-risk specialist.
The top three skills for a risk management director include oversight, risk assessments and governance. The most important skills for an at-risk specialist are risk management, customer service, and operational risk.
| Risk Management Director | At-Risk Specialist | |
| Yearly salary | $133,286 | $58,801 |
| Hourly rate | $64.08 | $28.27 |
| Growth rate | 17% | 9% |
| Number of jobs | 80,337 | 14,583 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 61% | Bachelor's Degree, 60% |
| Average age | 43 | 43 |
| Years of experience | 6 | 6 |
A risk management director is responsible for ensuring the safety and security of all the people, assets, and processes across the organization. Risk management directors facilitate risk management programs to mitigate company risks that may affect the organization's reputation and stability. They coordinate with upper management to identify a strategic approach and strengthen risk management policies. A risk management director must have excellent communication and organizational skills, especially in writing and investigating incident reports and resolving internal escalations immediately and efficiently.
An at-risk specialist is responsible for identifying risk events that may pose harm to the business reputation and financial stability of an organization. At-risk specialists strategize on plans and techniques to minimize financial loss and excessive costings, developing methods and opportunities that would increase the company's revenues and profits. They resolve insurance discrepancies and manage financial disputes that may have litigation impact on the business. An at-risk specialist reviews financial documents and incident reports, file claims, and process requirements for any fraudulent activities.
Risk management directors and at-risk specialists have different pay scales, as shown below.
| Risk Management Director | At-Risk Specialist | |
| Average salary | $133,286 | $58,801 |
| Salary range | Between $95,000 And $185,000 | Between $33,000 And $103,000 |
| Highest paying City | Washington, DC | Washington, DC |
| Highest paying state | Vermont | Rhode Island |
| Best paying company | Conning | PayPal |
| Best paying industry | Hospitality | Finance |
There are a few differences between a risk management director and an at-risk specialist in terms of educational background:
| Risk Management Director | At-Risk Specialist | |
| Most common degree | Bachelor's Degree, 61% | Bachelor's Degree, 60% |
| Most common major | Business | Business |
| Most common college | University of Pennsylvania | University of Pennsylvania |
Here are the differences between risk management directors' and at-risk specialists' demographics:
| Risk Management Director | At-Risk Specialist | |
| Average age | 43 | 43 |
| Gender ratio | Male, 59.4% Female, 40.6% | Male, 43.2% Female, 56.8% |
| Race ratio | Black or African American, 8.6% Unknown, 3.9% Hispanic or Latino, 9.6% Asian, 10.0% White, 67.6% American Indian and Alaska Native, 0.3% | Black or African American, 8.6% Unknown, 3.9% Hispanic or Latino, 9.6% Asian, 10.0% White, 67.6% American Indian and Alaska Native, 0.3% |
| LGBT Percentage | 4% | 4% |