Risk manager jobs in Citrus Heights, CA

Located in the metropolitan area of Sacramento, the Adventist Health corporate headquarters have been based in Roseville, California, for more than 40 years. In 2019, we unveiled our WELL-certified campus - a rejuvenating place for associates systemwide to collaborate, innovate and connect. Adventist Health Roseville and shared service teams have access to enjoy a welcoming space designed to promote well-being and inspire your best work. Job Summary: Assists with the management and supervision of the Risk Management Program for the organization. Utilizes educational knowledge and clinical expertise to ensure compliance with applicable laws and regulations. Develops and implements appropriate measures to identify and minimize the risk of injury to patients, visitors and staff, and to minimize loss and/or damage to property within the organization. Responds to patient or visitor complaints/concerns that cannot be dealt with at the facility level. Develops and deploys educational content and best practices across the system. Supervises the activities of various levels of assigned personnel using both professional and supervisory discretion and independent judgment. Job Requirements: Education and Work Experience: Bachelor's degree in nursing or related field or equivalent combination of education/related experience: Required Master's degree: Preferred Five years' technical experience: Preferred One year's leadership experience: Preferred Licenses/Certifications: Registered Nurse (RN) licensure in the state of practice: Required Essential Functions: Develops programs and initiatives for the system-wide risk management program. Ensures the system's risk management program is consistent with the established philosophies and procedures of the organization. Develops, maintains and disseminates written system-wide policies/procedures related to risk management activities. Represents risk management at system-wide clinical best practice meetings. Reviews operational risks and assists in the development and deployment of various risk management strategies to mitigate legal risks associated with practice and environmental safety gaps for optimal patient safety, clinical outcomes, and regulatory compliance. Utilizes the electronic medical record to identify co-morbidities, complications and compliance with hospital policies/procedures, as well as community standards of care. Assists with the management of incidents in accordance with all applicable regulatory, state, and organizational requirements at the system level. Researches and provides guidance to clinical risk management issues that cannot be solved at the facility level. Helps to maintain system-wide occurrence reporting system. Tracks and trends system incident data through system wide incident reporting system. Creates aggregate reports to identify and communicate trends in patient complaints, patient service programs and risk management issues to executive management. Ensures departmental support and participation in the patient safety process by evaluating individual files and trend data for compliance and regulatory requirement issues. Assists with investigation and reporting of findings/information to claims staff for PCEs -- including location/site/clinic involved, identity of involved parties (full name, job title), witnesses (how they are/were involved), narrative description of the events, issues identified and recommendations for additional investigation. Works with legal counsel to coordinate investigations, process and defend claims against the facility. Collaborates with all applicable departments (i.e. medical staff services, quality, regulatory, education, IT, legal, etc.) regarding risk management issues and concerns. Reduces duplication of work across system by collaborating with top system professionals/specialists to leverage and deploy best practices. Provides day-to-day technical and clinical leadership while performing escalated or complex duties. Performs other job-related duties as assigned. Organizational Requirements: Adventist Health is committed to the safety and wellbeing of our associates and patients. Therefore, we require that all associates receive all required vaccinations as a condition of employment and annually thereafter, where applicable. Medical and religious exemptions may apply. Adventist Health participates in E-Verify. Visit ******************************************** for more information about E-Verify. By choosing to apply, you acknowledge that you have accessed and read the E-Verify Participation and Right to Work notices and understand the contents therein.

DEFINITION HUMAN RESOURCES OPPORTUNITY FLSA STATUS:Exempt EMPLOYMENT STATUS: At-Will (Unclassified/Unrepresented) The ideal candidate is someone that has a proven track record in risk management operations and is able to demonstrate extensive technical knowledge and experience in areas that include risk, safety, workers' compensation, and general liability. The ideal candidate must also demonstrate a work history that reflects strong leadership skills, sound judgment, an ability to effectively communicate to others and work in a fast-paced environment, and is someone who has high ethical values and standards of excellence. Under general direction of the Assistant Director of Human Resources, plans, organizes, coordinates, and administers the work of the Risk Services division of the Human Resources Department; coordinates activities with other departments and divisions; provides highly complex assistance to the Director of Human Resources; performs related duties as assigned. CLASS CHARACTERISTICS This class is a management level classification responsible for functions of the Risk Services Division, including Safety, Loss Prevention, American with Disabilities Act (ADA)requests, workers' compensation, Industrial Disability Retirement (IDR) program, general liability, property and other Risk Services programs. This class is distinguished from the Deputy Director of Human Resources in that the latter has full management responsibility for an assigned Human Resources Division. PRINCIPAL DUTIES (Illustrative Only) Duties may include, but are not limited to, the following: * Develops and implements goals, objectives, policies, procedures, and work standards for the division; directs the preparation and administration of the division's budget. * Recommends the appointment of personnel; provides or coordinates staff training; conducts performance evaluations; implements discipline procedures as required; maintains discipline and high standards necessary for the efficient and professional operation of the unit. * Manages the design and implementation of preventative safety programs to develop and promote an effective loss control culture in the City. * Manages the design and administration of safety program-related policy and procedure. * Directs the conduct of safety related training and inspection programs. * Develops or directs the development and implementation of programs and policies to accomplish improvement and attainment of workers' compensation program goals and objectives. * Provides technical support, confers with and interprets policies, procedures and regulations to City Management and supervisory staff, representatives of employee organizations and employees; provides information to the public regarding City policies and procedures. * Manages various analytical studies; prepares reports, correspondence and a variety of written materials. * May be required to participate and take a lead role at City Emergency Operations Center in a disaster. * May represent City at legal or regulatory hearings or in court proceedings. * May represent City at Joint Powers Authorities meeting for Worker's Compensation and Liability. * Assists departments with compliance and implementation of departmental safety programs. * Manages ADA and IDR programs. * Represents the division to outside agencies and organizations; participates in outside community and professional groups and committees; provides technical assistance as necessary. * Researches and prepares technical and administrative reports; prepares written correspondence. * Represents the City with dignity, integrity, and the spirit of cooperation in all relations with staff and the public. * Fosters an environment that embraces integrity, service, inclusion and collaboration. * Builds and maintains positive working relationships with co-workers, other City employees and the public using principles of good customer service. * Performs related duties as assigned. QUALIFICATIONS Knowledge of: * Principles, practices, methods and techniques of managing California risk, safety, loss prevention, and training program development, implementation and administration; * Workers' compensation laws and administrative regulations for the State of California; * State and federal laws and regulations, to include Cal-OSHA, the Labor Code and Title 8 Industry Safety Orders, and Department of Transportation regulations applicable to California public agencies; * Liability claims and litigation in the public agency setting; * State and Federal ADA and IDR programs; * Principles and practices of employee supervision, including selection, training, evaluation and discipline; * Administrative principles and methods, including goal setting, program development and implementation, and budgeting; * Principles and practices of leadership, motivation, team building and conflict resolution; * Pertinent local, State and Federal rules, regulations and laws; * Principles and practices of organizational analysis and management; * Modern office practices, methods, and computer equipment including relevant software programs; * Oral and written communication skills; business English including vocabulary, spelling, and correct grammatical usage and punctuation; and * Safe work practices. Skill in: * Organizing and directing Risk Services division operations, ensuring compliance with City policies and procedures, local, State and Federal laws and regulations; * Planning, organizing, administering, reviewing and evaluating risk operations and related activities; * Analyzing written safety programs for compliance with laws and regulations for preparation of oral and written presentations; * Facilitating ADA coordination and accommodation programs; * Facilitating and managing IDR cases; * Developing and implementing, and interpreting goals, objectives, policies, procedures, and management controls; * Exercising sound, independent judgment within established policy guidelines; * Selecting, training, motivating and evaluating assigned staff; * Preparing clear and concise reports, correspondence and other written materials; * Contributing effectively to the accomplishments of City goals, objectives and activities; * Interpreting and applying City and department policies, procedures, rules and regulations; * Reading, writing and comprehending the English language at a level necessary for effective job performance exercising correct English usage, vocabulary, spelling, grammar and punctuation; * Communicating effectively, tactfully and positively in both oral and written form.; * Operating and using modern office equipment and technology, including computers and applicable software; and * Establishing and maintaining effective working relationships with those contacted in the course of work. Education: Equivalent to a Bachelor's degree from an accredited college or university with major course work in human resources management, industrial/organizational psychology, public administration or business administration, or a related field. Experience: Five years of increasingly responsible experience organizing, maintaining, and managing risk and safety programs in a Human Resources setting, including two years of supervisory experience. Experience in a public agency setting is desirable. Other Requirements: * Possession of a valid California driver's license. * Chartered Property Casualty Underwrite (CPCU) and/or Associate of Risk Management (ARM) designation(s) is/are desirable. Physical/Mental Abilities: * Mobility - Frequent sitting and walking; occasional walking on uneven surfaces, bending, squatting, climbing, kneeling, crawling, and twisting; * Lifting - Occasional lifting and/or carrying up to 10 pounds or less; * Vision - Constant use of overall visual capabilities; ability to read and produce printed material and information displayed on a visual display terminal; occasional need to read and interpret data from analytical instruments. * Dexterity - Frequent repetitive use of hands; occasional holding, grasping, reaching, pushing and pulling motions; * Hearing/Talking - Constant hearing and talking of normal speech, frequently over noise, in person by telephone, and in group settings; * Special Requirements - May require weekend or evening work; * Emotional/Psychological - Constant concentration and decision making; frequent public contact; occasional to moderate working alone, and traveling; * Environmental Conditions - Occasional to frequent exposure to noise, outdoor conditions, some exposure to fumes; and * Working Conditions - Typically moderately quiet, but may be loud at times. This class specification should not be interpreted as all inclusive. It is intended to identify the essential functions and requirement of this job. Incumbents may be requested to perform job-related responsibilities and tasks other than those stated in this specification. Any essential function or requirement of this class will be evaluated as necessary should an incumbent/applicant be unable to perform the function or requirement due to a disability as defined by the American with Disabilities Act (ADA). Reasonable accommodation for the specific disability will be made for the incumbent/applicant when possible. The Process: Only those applicants who best fit the needs of the City will be considered for this exciting career opportunity. Applicants who fail to complete the online application, supplemental questions, and proof of education (due by final filing date) will be subject to rejection. Applications and supplemental questionnaires will be reviewed on a weekly basis, and qualified candidates may be called to interview before the final filing date. Only the most qualified applicants will be invited to an interview. Possession of the minimum qualifications is not necessarily a guarantee of further advancement in the selection process. Prior to appointment, eligible candidates will be required to submit to and successfully pass a background investigation, whichwill includefingerprinting. ALL APPLICATIONS AND SUPPLEMENTAL QUESTIONS MUST BE COMPLETED FULLY AND SUBMITTED ON AN OFFICIAL CITY OF STOCKTON APPLICATION FORM. (DO NOT STATE "REFER TO RESUME" ON YOUR APPLICATION OR SUPPLEMENTAL QUESTIONNAIRE.) INCOMPLETE AND/OR FALSIFIED APPLICATIONS AND SUPPLEMENTALS WILL BE REJECTED AND CANNOT BE REVISED AFTER SUBMITTAL ON OR BEFORE THE FINAL FILING DATE. POSTMARKS, FACSIMILES, AND PHOTOCOPIES OF THE CITY'S EMPLOYMENT APPLICATION WILL NOT BE ACCEPTED. RESUMES ARE WELCOMED BUT SHOULD BE SUBMITTED AS ADDITIONAL INFORMATION ONLY. The information in this announcement concerning the terms and conditions of employment does not constitute either an express or implied contract, and these provisions are subject to change. NOTES: * After on-line submittal, immediate notification will appear on your screen indicating your application has been received. You should print this notification for proof of filing. * Notification and correspondence will be sent via email only. No paper notices will be mailed to applicants. It is the applicant's responsibility to ensure a correct email address is provided and that correspondence is being received. * NeoGov.com: You will only receive correspondence via the e-mail address you placed on your application. Some e-mail accounts have been known to place these e-mails in the spam/junk file. Please check your e-mail folders or accept e-mails ending with neogov.com. In accordance with California Government Code section 3100, et., seq., all City of Stockton employees are considered disaster service workers who may be required to report for duty, or remain on duty to address disaster service activities in the event of an emergency or disaster and are required to undertake an applicable loyalty oath. Note: This position is subject to Fair Political Practices Commission (FPPC) annual filing requirements. Please see the FPPC website, **************** for more information.

The Director of Risk Management is responsible for developing, implementing, and overseeing an enterprise-wide risk management strategy that identifies, assesses, and mitigates financial, operational, and legal risks at Marshall. Reporting to the Chief Legal Officer, this role provides strategic leadership and collaboration across multiple departments, ensuring a holistic and integrated approach to risk management. The Director will lead all insurance initiatives, claims management, and relationships with brokers and carriers, while also partnering with other departments to promote organizational resilience and risk mitigation. POSITION QUALIFICATIONS Education/Licensure/Certification: Bachelor's degree in Business Administration, Finance, Risk Management, or a related field; a Master's degree is preferred. Professional certification in risk management (e.g., Certified Risk Manager (CRM), Certified Professional in Healthcare Risk Management (CPHRM) is highly desirable. Knowledge: Minimum of 7 years of experience in risk management, preferably within the healthcare industry. Strong knowledge of insurance policies, claims processes, and regulatory requirements. Skills: Excellent analytical, problem-solving, and decision-making skills. Strong interpersonal and communication skills, with the ability to work effectively with diverse teams. Proficiency in risk management software and Microsoft Office Suite

At EY, we're all in to shape your future with confidence. We'll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go. Join EY and help to build a better working world. **Integrated Risk Management (IRM) Managed Services Center Senior Analyst (Senior)** The risk landscape is continuously changing due to market volatility, geopolitical crises, wide-spread economic changes, regulatory reforms and cyber threats. As a result, organizations look to us to transform their approach to risk to turn it in a means to not only protect the enterprise but create value. **The opportunity** Clients retain IRM Managed Services to assist them with transforming their risk functions and providing operational support for technology solutions to provide the executive leadership with valuable insight for decision making. As an IRM professional you will belong to a globally connected team of specialists delivering services from our Dallas Service Center. **Your Key Responsibilities** As a member of our IRM service center, you will be part of a specialized team supporting the delivery of risk and technology solutions on Governance, Risk, and Compliance (GRC) platforms such as Archer Technologies and Service Now. **Skills and Attributes for Success** + Responsible for managing IRM service center delivery around GRC offerings + Support ongoing maintenance and enhancement requirements for our clients + Supervising daily activities of 8-12 service center Tier 1 or 2 Analysts + Managing project/engagement budgets for IRM service center capabilities + Support development of policies and procedures to guide IRM service center activities + Assist IRM service center manager with project planning and identification of opportunities to improve delivery of services + Communicate issues and seek support in a timely manner to eliminate roadblocks and drive collaboration, speed, innovation, and excellence + Maintain a professional communicative relationship with IRM engagement team utilizing IRM service center support + Provide timely, comprehensive, and accurate information in both written and verbal communications **To qualify for the role, you must have** + 2+ years of relative development experience as a System Administrator + Archer Certified Administrator - Specialist or Archer Certified Administrator - Expert (formerly Archer Certified Professional) + Experience with data feeds, APIs, and other integrations + Proficiency with Microsoft Office (e.g., Outlook, Word, Excel, PowerPoint, etc.) + Possess working knowledge of and prior experience applying risk management fundamentals + Excellent written and oral communication skills + Proven leadership skills + Past experience managing and prioritizing multiple projects / work streams + Ability to think critically and problem solve + A team-focused mentality with the proven ability to work effectively with diverse stakeholders + Proactive attitude, seeking for improvement opportunities which can positively impact the business + An ability to work under pressure while maintaining a professional image and approach + Decision-making capabilities, with an ability to weigh the pros and cons of potential actions and identify the most appropriate one **Ideally, you'd also have** + Associate or Bachelor's degree in Computer Science, Information Systems, Business, or other related area of study preferred + Prior military experience preferred + Ability to obtain and maintain a Secret-level clearance or higher + Past experience mentoring and developing personnel + ServiceNow Certifications: Certified System Administrator (CSA) + Proficiency with scripting and data integration within the ServiceNow platform + 2+ years of supervisory experience **What we look for** EY IRM professionals possess diverse industry knowledge, along with unique technical expertise and specialized skills. We will support you with career-long training and coaching to develop your skills. EY is a global leading service provider in this space, you will work with the best of the best in a collaborative environment. So, whenever you join, however long you stay, the exceptional EY experience lasts a lifetime. **What working at EY offers** **About EY** **What we offer you** At EY, we'll develop you with future-focused skills and equip you with world-class experiences. We'll empower you in a flexible environment, and fuel you and your extraordinary talents in a diverse and inclusive culture of globally connected teams. Learn more . + We offer a comprehensive compensation and benefits package where you'll be rewarded based on your performance and recognized for the value you bring to the business. The base salary range for this job in all geographic locations in the US is $86,500 to $142,700. The base salary range for New York City Metro Area, Washington State and California (excluding Sacramento) is $103,700 to $162,100. Individual salaries within those ranges are determined through a wide variety of factors including but not limited to education, experience, knowledge, skills and geography. In addition, our Total Rewards package includes medical and dental coverage, pension and 401(k) plans, and a wide range of paid time off options. + Join us in our team-led and leader-enabled hybrid model. Our expectation is for most people in external, client serving roles to work together in person 40-60% of the time over the course of an engagement, project or year. + Under our flexible vacation policy, you'll decide how much vacation time you need based on your own personal circumstances. You'll also be granted time off for designated EY Paid Holidays, Winter/Summer breaks, Personal/Family Care, and other leaves of absence when needed to support your physical, financial, and emotional well-being. **Are you ready to shape your future with confidence? Apply today.** EY accepts applications for this position on an on-going basis. For those living in California, please click here for additional information. EY focuses on high-ethical standards and integrity among its employees and expects all candidates to demonstrate these qualities. **EY | Building a better working world** EY is building a better working world by creating new value for clients, people, society and the planet, while building trust in capital markets. Enabled by data, AI and advanced technology, EY teams help clients shape the future with confidence and develop answers for the most pressing issues of today and tomorrow. EY teams work across a full spectrum of services in assurance, consulting, tax, strategy and transactions. Fueled by sector insights, a globally connected, multi-disciplinary network and diverse ecosystem partners, EY teams can provide services in more than 150 countries and territories. EY provides equal employment opportunities to applicants and employees without regard to race, color, religion, age, sex, sexual orientation, gender identity/expression, pregnancy, genetic information, national origin, protected veteran status, disability status, or any other legally protected basis, including arrest and conviction records, in accordance with applicable law. EY is committed to providing reasonable accommodation to qualified individuals with disabilities including veterans with disabilities. If you have a disability and either need assistance applying online or need to request an accommodation during any part of the application process, please call 1-800-EY-HELP3, select Option 2 for candidate related inquiries, then select Option 1 for candidate queries and finally select Option 2 for candidates with an inquiry which will route you to EY's Talent Shared Services Team (TSS) or email the TSS at ************************** .

Ready to be pushed beyond what you think you're capable of? At Coinbase, our mission is to increase economic freedom in the world. It's a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging onchain platform - and with it, the future global financial system. To achieve our mission, we're seeking a very specific candidate. We want someone who is passionate about our mission and who believes in the power of crypto and blockchain technology to update the financial system. We want someone who is eager to leave their mark on the world, who relishes the pressure and privilege of working with high caliber colleagues, and who actively seeks feedback to keep leveling up. We want someone who will run towards, not away from, solving the company's hardest problems. Our ******************************** is intense and isn't for everyone. But if you want to build the future alongside others who excel in their disciplines and expect the same from you, there's no better place to be. While many roles at Coinbase are remote-first, we are not remote-only. In-person participation is required throughout the year. Team and company-wide offsites are held multiple times annually to foster collaboration, connection, and alignment. Attendance is expected and fully supported. Coinbase is looking for a creative and analytical Senior Analyst of Technology Risk. You will serve as a member of the Coinbase Technology Risk & Controls team and support the implementation and maturity of our technology and security risk management program. Your risk team will define, quantify, manage, and communicate risks, and use outcomes to inform business decisions. You will serve as the subject matter expert in technology risk management operations, and will make these applicable and usable for fast-moving technical teams located across global time zones. *What you'll be doing (ie. job duties):* * Analysis of multiple variables, including but not limited to, threat intelligence and risks, to inform threat models/risk scoring methodologies. * Enable risk informed business outcomes: Enable teams and leadership to make risk-based decisions by clearly communicating quantitative and qualitative tradeoffs. * Manage risks throughout the risk lifecycle: Intake, triage, analyze, and calculate (inherent/residual) risk in collaboration with subject matter experts and risk owners. Facilitate agreement and documentation of risk treatment decisions; pressure testing treatment decisions and validating execution of mitigation plans across stakeholders as required. Participate in continuous monitoring or risk treatment. * Reporting on risk posture: Support synchronous and asynchronous reporting on findings, metrics, and recommend mitigations to business leadership. This includes ad hoc and scheduled meetings with leadership and business risk owners. * Maintain source of truth risk register: Quality control of data, tooling support, and implementing automation/process improvements to establish a baseline and iteratively improve risk management data and tooling. * Communications and training: Support develop, execution, and maintenance of communication and training plans to roll out the technology risk program across the organization. Maintain team runbooks, team intra-web pages, and risk register metrics dashboards. * Enterprise risk alignment: Work in lockstep with Enterprise Risk Management to escalate risks through the enterprise risk register and report relevant metrics to senior leadership as determined necessary. * Global Engagement: Collaborate with stakeholders to help scale the program's risk framework across Coinbase entities, products, and geographies/markets. Regularly collaborate with GRC teams, Legal and Compliance for risks, assessments, and reporting to meet regulatory requirements. * Support audit and regulatory inspections: Support data compilation to respond to US and international audit/regulator inquiries. * Maintain an industry pulse: Maintain awareness of international regulation, emerging threats, forecasts, policies, and benchmarks * Execute risk assessments: Execute technical risk assessments across our production and corporate environments, enabling the team to communicate risk in both qualitative and quantitative terms. *What we look for in you (ie. job requirements):* * 5+ years of experience working in a 1 or 2 LoD risk management function and/or Governance, Risk, and Compliance organization. * Risk domain knowledge and best practices: Familiarity with standards and frameworks e.g. ISO 27001/5, NIST CSF, COBIT, ITIL, DORA, FAIR risk quant methodology to measure controls/risks, monitor controls/risks, and validating/racking/evidencing remediation. * Technology risk domain knowledge: Ability to dig into technical risk solutions and to work on technical quantitative risk assessments across information technology domains such as asset management, resilience, systems development lifecycle, and infrastructure. * Comfortable working with project management tooling (e.g. Jira, Archer) and quant and qualitative data analytics tooling. * Clear/concise communicator and writer; experience drafting/operationalizing project plans across stakeholders, holding teams accountable, and documenting deliverables to varying levels of junior and senior stakeholder audiences. Ability to translate controls/risk standards out of compliance speak and into functional requirements and across varying levels of technical stakeholders. * Regulatory familiarity: Working knowledge of major regulatory/legal frameworks (US/international) driving requirements across technology organizations. * Navigating ambiguity and complexity: Ability to manage a queue against strategic priorities and shows expertise in being able to handle multiple assessments at a time. You are comfortable operating on an unpaved road and dealing with ambiguity. * Drive for continuous learning: You are willing to learn and apply processes unique to the challenges at Coinbase. You have a willingness to embrace a steep learning curve and stretch opportunities to learn new skills. * Excellent organization and project management skills in a fast-moving and demanding environment *Nice to haves:* * FinTech, TradFi, consulting, business operations technical program management or other customer-facing disciplines. * Strong knowledge of risk/control issues in relation to evolving technology (e.g., crypto, mobile, cloud, data lakes, machine learning). * Certification is a plus, but not a requirement: information security risk management qualifications like CRISC, CISA, CISSP, CISM, and FAIR. * Coding knowledge a plus, but not a requirement (e.g. learn to build data joins, integrations with GRC and data visualization tools) * Demonstrated beginner/intermediate knowledge of crypto/blockchain/web3 Position ID: P69475 \#LI-Remote *Pay Transparency Notice:* Depending on your work location, the target annual salary for this position can range as detailed below. Full time offers from Coinbase also include bonus eligibility + equity eligibility**+ benefits (including medical, dental, vision and 401(k)). Pay Range: $167,280-$196,800 USD Please be advised that each candidate may submit a maximum of four applications within any 30-day period. We encourage you to carefully evaluate how your skills and interests align with Coinbase's roles before applying. Commitment to Equal Opportunity Coinbase is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, sex, gender expression or identity, sexual orientation or any other basis protected by applicable law. Coinbase will also consider for employment qualified applicants with criminal histories in a manner consistent with applicable federal, state and local law. For US applicants, you may view the *********************************************** in certain locations, as required by law. Coinbase is also committed to providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please contact us at accommodations*********************************** *Global Data Privacy Notice for Job Candidates and Applicants* Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job applicants. Our full notice outlining how data will be processed as part of the application procedure for applicable locations is available ********************************************************** By submitting your application, you are agreeing to our use and processing of your data as required. *AI Disclosure* For select roles, Coinbase is piloting an AI tool based on machine learning technologies to conduct initial screening interviews to qualified applicants. The tool simulates realistic interview scenarios and engages in dynamic conversation. A human recruiter will review your interview responses, provided in the form of a voice recording and/or transcript, to assess them against the qualifications and characteristics outlined in the job description. For select roles, Coinbase is also piloting an AI interview intelligence platform to transcribe and summarize interview notes, allowing our interviewers to fully focus on you as the candidate. *The above pilots are for testing purposes and Coinbase will not use AI to make decisions impacting employment*. To request a reasonable accommodation due to disability, please contact accommodations[at]coinbase.com

Your Role The Risk Adjustment Retrospective Analytics team focuses on delivering complete and accurate analytics for Prospective and Retrospective suspecting, financial impact calculations, and data submission. The Risk Adjustment Analyst, Experienced will report to the Manager of Risk Adjustment Analytics. In this role you will develop and refine Risk Adjustment Suspecting logic, quantify the financial impact of the Risk Adjustment programs, and support complete and accurate data submission for both Medicare Advantage and ACA Chart Review Programs.

Do you love Claims? Are you passionate about customer service? Does leading a team of externally facing claims professionals to champion our Claims services and performance sound exciting? for you! The Claims Medical and Regulatory Division (CMRD) has an exciting opportunity for a dynamic, articulate leader with proven workers' compensation experience. As the Assistant Claims Liaison Manager (ACLM) you will lead the Sr. Claims Liaison team providing internal and external customer service. You will work closely with Claims, Marketing, and Underwriting leadership to provide enhanced claims-related customer support to our Brokers and Policyholders. This position may be filled in the following locations: Bakersfield, Fresno, Pleasanton, Redding, Eureka, Riverside, Rohnert Park, Sacramento, Santa Ana, Stockton or Vacaville. KEY RESPONSIBILITIES: * Direct and provide tactical leadership to Sr. Claims Liaisons * Assist with the development, implementation and oversight of the Claims Liaison program to enhance customer satisfaction and service quality * Monitor and evaluate performance of Sr. Claims Liaisons and provide constructive feedback and coaching * Provide operational support to State Fund efforts in achieving corporate premium and customer service goals such as Policyholder/Broker Service Plan agreements * Serve as a resource to staff and internal/external customers DESIRED QUALIFICATIONS: The successful candidate should possess the following skills & abilities: * 3 years of recent workers' comp claims adjusting or similar Insurance experience * Proficient knowledge of DWC and DIR laws/regulations and Regional Office/Corporate policies and procedures relating to claims adjusting and claims adjusting support * Working knowledge of claim's procedures and practices * Proficient knowledge of time management techniques to oversee efficient prioritization and completion of work unit tasks for staff and self. * Clear and concise written and verbal communication skills with the proficiency to speak in front of large groups * Strong management skills, with the ability to lead, mentor, earn respect, and inspire confidence * Outstanding problem-solving skills. * Ability to use discretion when working with others to achieve conflict resolution * Track record of providing superior customer service and of establishing strong working relationships with all stakeholders * Ability to research and analyze information and interpretation of laws/regulations, policies, and procedures to proactively make and implement recommendations and decisions * Skill/Ability to design, plan, and implement policies, procedures, and workflow processes * Can be counted on to exceed goals successfully and is consistently a top performer * Maintains predictable and regular attendance * Proficient knowledge of Excel, Word, Power Point and SharePoint In all aspects of the performance of these duties, the incumbent will establish and maintain effective working relationships, uphold principles of integrity in the workplace, provide quality and timely customer service, follow the principles of State Fund's Equal Employment Opportunity guidelines, maintain a safe work environment, defend State Fund against fraudulent activities and protect the fiscal integrity of State Fund, and maintain regular and predictable attendance and/or communication availability during working hours. REQUIRED DOCUMENTS: * Current State Application * Resume * Statement of Qualifications (SOQ) (prompt and requirements provided below) You will find additional information about the job in the Duty Statement. Working Conditions The successful candidate must reside in California upon appointment. Selected candidate(s) hired may be required to attend in-person Onboarding at our Vacaville office with expenses for attendance paid by State Fund. Minimum Requirements You will find the Minimum Requirements in the Class Specification. * MANAGER I, STATE COMPENSATION INSURANCE FUND Additional Documents * Job Application Package Checklist * Duty Statement Position Details Job Code #: JC-502022 Position #(s): ************-XXX Working Title: Assistant Claims Liaison Manager Classification: MANAGER I, STATE COMPENSATION INSURANCE FUND $7,580.00 - $9,416.00 New to State candidates will be hired into the minimum salary of the classification or minimum of alternate range when applicable. # of Positions: Multiple Work Location: United States Telework: Telework Job Type: Permanent, Full Time Department Information State Fund is California's largest provider of workers' compensation insurance. Established in 1914 by the state legislature, we offer diverse and comprehensive products and services that provide a strong and stable option for employers and injured employees with fast, reliable claims service and medical and indemnity benefits. Our culture centers on our purpose and values. We exist to provide fairly priced workers' compensation insurance, make workplaces safe, and restore injured workers. To fully represent California, we are committed to our employees by embracing and celebrating our diverse workforce and fostering inclusion to make the workplace a dynamic environment for all. We recognize and reward high performance yet value a healthy work/life balance. Department Website: ************************** Special Requirements Effective July 1, 2025, the State of California implemented the Personal Leave Program 2025 (PLP 2025) which reduces an employee's monthly salary in exchange for leave credits. Employees appointed to this classification will have their monthly salary reduced and will accrue hours of PLP 2025 on the first day of each pay period in accordance with the applicable bargaining contract. The salary range(s) included on this job posting do not reflect the reduction in pay. To be considered, you must provide a fully completed STD 678 application, resume, and statement of qualifications. Alternative documents submitted in lieu of required Application, Resume, or Statement of Qualifications will not be accepted. Completed STD 678 must include duties performed, start and end dates, and hours worked per week for each position held. Individuals who are currently in the classification, eligible for lateral transfer, eligible for reinstatement, have list eligibility, are in the process of obtaining list eligibility, have LEAP eligibility, or have SROA and/or Surplus eligibility may be considered. Application Instructions Completed applications and all required documents must be received or postmarked by the Final Filing Date in order to be considered. Dates printed on Mobile Bar Codes, such as the Quick Response (QR) Codes available at the USPS, are not considered Postmark dates for the purpose of determining timely filing of an application. Final Filing Date: 1/18/2026 Who May Apply Individuals who are currently in the classification, eligible for lateral transfer, eligible for reinstatement, have list or LEAP eligibility, are in the process of obtaining list eligibility, or have SROA and/or Surplus eligibility (please attach your letter, if available). SROA and Surplus candidates are given priority; therefore, individuals with other eligibility may be considered in the event no SROA or Surplus candidates apply. Applications will be screened and only the most qualified applicants will be selected to move forward in the selection process. Applicants must meet the Minimum Qualifications stated in the Classification Specification(s). How To Apply Complete Application Packages (including your Examination/Employment Application (STD 678) and applicable or required documents) must be submitted to apply for this Job Posting. Application Packages may be submitted electronically through your CalCareer Account at ********************** When submitting your application in hard copy, a completed copy of the Application Package listing must be included. If you choose to not apply electronically, a hard copy application package may be submitted through an alternative method listed below: Address for Mailing Application Packages You may submit your application and any applicable or required documents to: State Compensation Insurance Fund Mailing Address Attn: JC-502022 VL PO BOX 659015 Sacramento, CA 95865 Address for Drop-Off Application Packages You may drop off your application and any applicable or required documents at: State Compensation Insurance Fund Talent Acquisition/Staffing JC-502022 VL 2275 Gateway Oaks Drive Sacramento, CA 95833 08:00 AM - 05:00 PM Required Application Package Documents The following items are required to be submitted with your application. Applicants who do not submit the required items timely may not be considered for this job: * Current version of the State Examination/Employment Application STD Form 678 (when not applying electronically), or the Electronic State Employment Application through your Applicant Account at ********************** All Experience and Education relating to the Minimum Qualifications listed on the Classification Specification should be included to demonstrate how you meet the Minimum Qualifications for the position. * Resume is required and must be included. * Statement of Qualifications - Please highlight your experience and success in providing enhanced claims-related customer experiences to external and/or internal customers. Provide an example. The SOQ must be typed, in Arial 11-point font, and no more than one page in length. Applicants requiring reasonable accommodations for the hiring interview process must request the necessary accommodations if scheduled for a hiring interview. The request should be made at the time of contact to schedule the interview. Questions regarding reasonable accommodations may be directed to the EEO contact listed on this job posting. Benefits Benefit information can be found on the CalHR website and the CalPERS website. State Fund employees are eligible for a number of benefits. Our benefit package includes: Health Benefits Program (CalPERS) Retirement (CalPERS) Employer Health and Consolidated Benefits Contributions Dental, Vision 401(k) and 457 Deferred Compensation Plans Employee Assistance Program Group Legal Services Insurance Holidays, Vacation/Sick/Other Paid Leave Flex Elect Reimbursement Program Wellness and Recognition Alternate Work Schedules Transit Pass Program Tuition Reimbursement Dependent Scholarship Program Leadership Training Mentoring Program *************************************************************************************************** Contact Information The Human Resources Contact is available to answer questions regarding the position or application process. Department Website: ************************** Human Resources Contact: Vanessa La ************** ************ Please direct requests for Reasonable Accommodations to the interview scheduler at the time the interview is being scheduled. You may direct any additional questions regarding Reasonable Accommodations or Equal Employment Opportunity for this position(s) to the Department's EEO Office. EEO Contact: Rosa Gil-Robles ************** California Relay Service: ************** (TTY), ************** (Voice) TTY is a Telecommunications Device for the Deaf, and is reachable only from phones equipped with a TTY Device. Background Investigation Prior to employment with State Compensation Insurance Fund, a background investigation (BI) will be initiated. Acknowledgement Electronic applications submitted through your CalCareer Account are highly recommended and will be received/processed faster than other methods of filing. By applying to this position, you are also acknowledging that you have received the following information: * California State benefits * Duty statement/Job Description * Salary ranges and steps for the classification(s) advertised Equal Opportunity Employer The State of California is an equal opportunity employer to all, regardless of age, ancestry, color, disability (mental and physical), exercising the right to family care and medical leave, gender, gender expression, gender identity, genetic information, marital status, medical condition, military or veteran status, national origin, political affiliation, race, religious creed, sex (includes pregnancy, childbirth, breastfeeding and related medical conditions), and sexual orientation. It is an objective of the State of California to achieve a drug-free work place. Any applicant for state employment will be expected to behave in accordance with this objective because the use of illegal drugs is inconsistent with the law of the State, the rules governing Civil Service, and the special trust placed in public servants.

We have an exciting opportunity for an Enterprise Risk Analyst located in our Fresno Financial Service Center! The Enterprise Risk Analyst will focus on managing responsibilities for multiple risk management, credit committees, and processes. This position also analyzes emerging risk factors and makes appropriate recommendations to improve risk monitoring and procedures to effectively minimize exposure. Assignments often involve complex work of a confidential nature that involve Bank-wide impact requiring specialized knowledge. Basic duties include: • Will be assigned primary responsibilities for risk and credit management committees, to include approval process and drafting of committee minutes. • Manages various committee processes, to include scheduling, distribution of packages, writing of minutes, submissions to global-based credit committees, and obtaining credit decisions from appropriate authority levels. • May function as first point of contact for Committee matters. • Provides analytical support in the administration and development of portfolio reports and monitoring, and policies and procedures. • Analyzes and investigates trends, builds portfolio reports and/or analysis and portfolio monitoring for presentation to Senior Management, various committees and Regulatory bodies. • Designs and maintains written procedures for all related processes. • Builds and maintains relationships with Senior Management within the Bank. • Performs all other job duties as assigned by supervisor. Successful candidates will possess the following: • Bachelor's Degree with emphasis in Business Administration, Accounting, Finance, or related field with minimum 5-6 years' experience required; related experience is preferably in credit, commercial underwriting, financial analysis, or financial reporting. • Requires credit, underwriting, or financial analysis knowledge to report on complex risk • Excellent business writing skills required. • Good project management skills. • Strong analytical capacity, and communication skills. • Ability to work without direct supervision. • May require occasional travel. 5+ to 7 years experience IDEAL CANDIDATE Successful candidates will possess the following: • Bachelor's Degree with emphasis in Business Administration, Accounting, Finance, or related field with minimum 5-6 years' experience required; related experience is preferably in credit, commercial underwriting, financial analysis, or financial reporting. • Requires credit, underwriting, or financial analysis knowledge to report on complex risk • Excellent business writing skills required. • Good project management skills. • Strong analytical capacity, and communication skills. • Ability to work without direct supervision. • May require occasional travel. Additional Information All your information will be kept confidential according to EEO guidelines.

Application Deadline: 01/05/2026 Address: 540 N. El Dorado St. Job Family Group: Retail Banking Sales & Service Guides, directs, and coaches employees to deliver exceptional service to BMO customers and prospects. Understands the needs of BMO customers or prospects to provide sales and service in the best interests of the customer. Advises customers on products and strategies that meet their financial objectives. Identifies and makes referrals to other business groups. Supports sales and customer service activities to meet strategic customer experience and profitability goals in compliance with legal and regulatory requirements and the Bank's policies and processes. U.S. Only: This position will act as an originator of consumer loans as defined by Regulation Z, Regulation G, and the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act). This position will require a Federal registration with the Nationwide Mortgage Licensing System and Registry. The Bank will instruct you on the registration requirements needed to comply with this requirement. A criminal background review and credit history evaluation will be required for this position as well as restrictions on performing in a real estate agent capacity. Fosters a culture aligned to BMO purpose, values and strategy and role models BMO values and behaviours in all that they do. Ensures alignment between values and behaviour that fosters diversity and inclusion. Regularly connects work to BMO's purpose, sets inspirational goals, defines clear expected outcomes, and ensures clear accountability for follow through. Builds interdependent teams that collaborate across functional and operating groups to create the highest value for all stakeholders. Attracts, retains, and enables the career development of top talent. Improves team performance, recognizes and rewards performance, coaches employees, supports their development, and manages poor performance. Creates innovative business development strategies, including collaborating with BMO partners to grow the business and maximize branch revenues, sales, and customer satisfaction, and minimize operating losses. Develops and executes a branch business plan to maximize business growth and wallet share and achieve customer retention and acquisition objectives. Probes to understand customer personal banking and credit card needs and integrates marketing promotions and programs into customer conversations to provide strategic advice in the best interests of the customer. Conducts cold calls to prospective customers to develop new customer relationships. Develops and maintains a network in the community to enhance the Bank's visibility and builds a strong referral source for new potential business. Supports the Bank's community involvement and participates in community activities. Maintains a high-touch relationship with key branch customers and prospects within the market. Resolves customer related issues using knowledge of bank services, products, and processes. Fulfills sales and service activities for the customer in accordance with approved procedures. Recommends and implements solutions based on analysis of issues and implications for the business. Assists in the development of strategic plans. Builds the business plan for the branch. Influences and negotiates to achieve business objectives. Identifies emerging issues and trends to inform decision-making. Implements, reviews, and revises work plans. Helps determine business priorities and best sequence for execution of business/group strategy. Conducts independent analysis and assessment to resolve strategic issues. Works with internal stakeholders and colleagues to leverage sales, fulfillment, and referral opportunities to improve share of wallet, acquire new customers, and provide full financial services to customers. Ensures alignment between stakeholders. Monitors sales and service performance against plan to identify gaps, issues, and best practices, and develop and implement action plans that close performance gaps and resolve issues. Breaks down strategic problems, and analyses data and information to provide insights and recommendations. Communicates goals, plans, and assignments to achieve financial and customer service goals. Leads the implementation of new programs, products and processes within the branch. Coordinates the implementation of national and regional sales and service initiatives. Monitors the service request and problem resolution processes for adherence to national standards. Provides technical training and support to branch employees to maintain operational and sales effectiveness and recommends improvements. Plans and controls unit operating expenses in accordance with forecasts. Manages transactional outcomes for customer calls or defers to appropriate internal business groups. Resolves complex or unresolved customer situations or escalates to the next higher manager for resolution. Maintains current knowledge of personal banking and credit card industries, practices, and trends and integrates into customer conversations. Builds effective relationships with internal/external stakeholders. Maintains the confidentiality of customer and Bank information. Identifies and reports suspicious patterns of activity that are suspected to be related to money laundering. Complies with all legal and regulatory requirements for the jurisdiction. Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus. Provides specialized consulting, analytical and technical support. Exercises judgment to identify, diagnose, and solve problems within given rules. Works independently and regularly handles non-routine situations. Broader work or accountabilities may be assigned as needed. Qualifications: Typically between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience. Previous supervisory or management experience. In-depth knowledge of retail banking products and services. In-depth knowledge of competitive marketplace and trends in product offerings. In-depth knowledge of all branch operational processes and policies. In-depth knowledge of branch technologies, processes, and performance metrics. In-depth knowledge of applicable regulations, audit standards, and related policies, procedures, and directives. Deep knowledge and technical proficiency gained through extensive education and business experience. Verbal & written communication skills - In-depth. Collaboration & team skills - In-depth. Analytical and problem solving skills - In-depth. Influence skills - In-depth. Data driven decision making - In-depth. Salary: $81,400.00 - $151,800.00 Pay Type: Salaried The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ******************************************** About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at ************************* BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to ************************** and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

What You ll Do The VP/Portfolio Manager is responsible for the ongoing monitoring and risk assessment (i.e. financial analysis, collateral analysis, impairment analysis, risk assessment) of an assigned portfolio of credits that may include commercial Real Estate, Agribusiness, C&I Business Loans, Consumer Loans and Shared National Credits. In addition to directly managing an assigned portfolio, the Portfolio Manager will assist in the preparation of department reporting which will include, but is not limited to, loan asset quality reports, portfolio reviews and impairment analysis. Responsibilities Include Manage a portfolio (collect, analyze, spread, underwrite, review documentation, etc.) of assigned loans to minimize delinquency and charge-offs Manage a portfolio of Shared National Credits; provide ongoing monitoring as well as recommendations that align with Bank strategy Make recommendations to improve likelihood of repayment and minimize risk of loss to the Bank Monitor adherence to the terms of approved repayment agreements Assist in the disposal of repossessed assets in an efficient and timely manner Ensure the risk rating, accrual status and loan loss provisions of the assigned portfolio accurately reflect the risk of those assets; ensure that charge-offs are recommended on a timely basis Assist with bankruptcy and foreclosure processes as necessary Communicate and attend meetings with Senior Leadership and Loan Officers as required Provide quality and timely reporting, or responses to inquiries, as required Maintain current knowledge of all laws, regulations, and rulings concerning insolvency, bankruptcy, etc. Complete all mandatory training in a timely manner as instructed Comply with all applicable banking compliance rules and regulations established by both internal departments and external agencies What You ll Need to be Successful Accuracy and Thoroughness Strong attention to detail Analytical Skills Strong problem-solving and critical thinking skills Communication Strong verbal and written communication skills Innovation An original thinker who brings creativity to dealing with work problems and opportunities, meeting challenges with resourcefulness Judgment and Discretion Ability to exercise independent judgment in decision making Initiative Strive to continuously build knowledge and skills and share expertise with others Problem-solving Skills Ability to critically think and define problems, collect data, establish facts and draw conclusions Compliance consistently adhere to Bank policies and regulations, reinforce training to ensure that Bank employees are aware of UDAAP and do not harm consumers with any act that could be misleading, unfair, deceptive, or abusive in act or practice Qualifications High school diploma or GED required Minimum of 10 years experience in commercial banking/special assets with knowledge of both commercial and consumer lending, collection guidelines and compliance requirements required Bachelor s degree in finance, accounting or comparable field of study preferred Experience with Abrigo or similar LOS preferred Advanced skills utilizing Microsoft Excel with experience in Outlook, Word, Visio and PowerPoint preferred Why You Should Apply Full-time position with excellent compensation and benefits package Generous time off programs Bonus program Profit-sharing Discounted stock purchase program Excellent growth and development opportunities And much more! Pay Range (Salary): $150,000.00 - $160,000.00/year The purpose of this job description is to provide a summary of duties related to the position. It is not intended to be all-inclusive. The employee will perform other reasonable business duties as assigned by supervisor or other management. First Northern Bank does not discriminate based on race, color, religions, sex, gender identity, age, national origin, marital status, pregnancy, disability, or any other protected status. The duties outlined in this description are subject to modification or change by the organization, at any time, with or without notice.

**Who Are We?** Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. **Job Category** Risk Control **Compensation Overview** The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards. **Salary Range** $99,100.00 - $163,400.00 **Target Openings** 1 **What Is the Opportunity?** Develops and oversees delivery of Risk Control services to assigned accounts country-wide. Has the ability to market and sell Risk Control services in new business presentations and to existing clients. Manages account budgets while responding to customer needs. Understands exposures and controls by class of business and can effectivley communicate information to underwriting. This role reports to the Risk Control Director National Accounts. **What Will You Do?** + Maintain a consistent field presence, spending approximately 20% - 50% of the time onsite with customers. Traveling to customers may entail long-distance, overnight travel, and/or multi-night trips depending on the needs of the business and alignment with territory and/or geography. + Consult with clients on strategies for identifying hazards, evaluating existing controls and coordinating the delivery of Risk Control services that will assist them in their efforts to reduce or prevent losses. + Analyze losses to identify trends and ensure the comprehensive plan addresses the loss leaders while being delivered using the appropriate resources. + Negotiate and manage client expectations to achieve appropriate balance between service and cost. + Influence clients to ensure commitment to service plan and implementation of recommendations. + Builds and maintains productive relationships with underwriting, brokers, claim and the Risk Control service teams assigned to the account. + Complete all-line risk assessment evaluations for moderately complex accounts: manufacturers such as food processors and metal goods producers, restaurants, educational institutions, medium-sized distributors, auto dealers, and moderately sized fleets. + Stay current with technical subject matters, regulatory environment, and emerging issues. + Write technically detailed reports that communicate a clear assessment of risk and effectively articulate recommendations. + Create a valued customer experience through each assessment and service encounter. + Perform other duties as assigned. **What Will Our Ideal Candidate Have?** + Bachelor's degree in related field. + Insurance industry knowledge. + Strong communication and interpersonal skills. + Technical aptitude, detail oriented. + Superior communication skills written, verbal and listening. + Ability to quickly establish credibility and rapport with a client. + Experience working in a collaborative environment. + Critical thinking skills. + Influencing skills that effectively drive business needs. + Negotiating change to achieve optimal outcomes. + Recognized relevant certifications (such as ASP, CSP, ARM). **What is a Must Have?** + Five years of experience in safety, risk control/management, or a related field, such as occupational/environmental health and safety, science, engineering, construction, manufacturing, or relevant military experience. + Valid driver's license. + Must have or be able to attain appropriate certification to meet state-specific requirements, where applicable. **What Is in It for You?** + **Health Insurance** : Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment. + **Retirement:** Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers. + **Paid Time Off:** Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays. + **Wellness Program:** The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs. + **Volunteer Encouragement:** We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice. **Employment Practices** Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email (*******************) so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit ******************************************************** .

Accenture is a leading global professional services company that helps the world's leading businesses, governments, and other organizations build their digital core, optimize their operations, accelerate revenue growth, and enhance citizen services-creating tangible value at speed and scale. We are a talent- and innovation-led company with approximately 750,000 people serving clients in more than 120 countries. Technology is at the core of change today, and we are one of the world's leaders in helping drive that change, with strong ecosystem relationships. We combine our strength in technology and leadership in cloud, data, and AI with unmatched industry experience, functional expertise, and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions, and assets across Strategy & Consulting, Technology, Operations, Industry X, and Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients reinvent and build trusted, lasting relationships. We measure our success by the 360° value we create for our clients, each other, our shareholders, partners, and communities. Visit us at ***************** . In Strategy & Consulting we work with C-suite executives, leaders, and boards of the world's leading organizations, helping them reinvent every part of their enterprise to drive greater growth, enhance competitiveness, implement operational improvements, reduce cost, deliver sustainable 360° stakeholder value, and set a new performance frontier for themselves and the industry in which they operate. Our deep industry and functional expertise is supported by proprietary assets and solutions that help organizations transform faster and become more resilient. Underpinned by technology, data, analytics, AI, change management, talent, and sustainability capabilities, our Strategy & Consulting services help architect and accelerate all aspects of an organization's total enterprise reinvention. Financial Services Payments Practice The Payments practice is a part of the Financial Services North America Banking Client Service Group, which provides consulting and outsourcing services to retail banking and payments clients throughout the U.S. and Canada. We serve more than 600 unique clients in 24 countries including banks, networks, merchants, and fin-techs, payment platforms. Accenture's North American Payments practice is responsible for driving Accenture's go-to-market strategies and offerings for our US and Canadian clients, bringing our best offerings and leveraging our global payment practices and experience. These offerings include: · Payment Innovation (e.g., digital payments, wallets, etc.) · Card Issuing · Retail Bank Payments · Commercial Cash Management, B2B, Corporate, and Transaction Banking and Payments As a Payments Consultant, you'll be dedicated to helping clients by designing and delivering strategic solutions that achieve compliance, mitigate risks, and seize revenue growth opportunities. Key Responsibilities: · Develop world-class business and technology solutions for Consumer and Commercial Payments clients across a wide range of payment methods. · Conduct operating model assessments (people, process, org) and client needs assessments. · Perform vendor assessment and due diligence of packaged platforms, e.g. Card platforms, Pricing & Profitability and Workflow solutions, Treasury Management portals · Participate in process design, requirements gathering, and functional design as part of Payments systems implementation engagements. · Serve as a business architect during client engagements. · Participate in the development of best-in-class, reusable assets. · Participate in business development to originate new client opportunities. · Must be willing to travel up to 80% (Monday - Thursday) Here's What You Need: · 5 + years of relevant experience in one or more specific payment areas in any of the following payment domains: o Card: Private label, Credit, Online Debit, Offline Debit, Prepaid, ATM, Acquirer/Issuer o Retail: P2P, Bill Payment, Mobile Payments, Electronic Bill Presentment, Micro Payments o Electronic: ACH, Domestic Wire, International Wire, Fedwire/CHIPS, SWIFT o Cash / Treasury Management: Sales, Relationship, Operations and/or Product Delivery · 5 + years' experience with consulting project delivery including managing or creating project deliverables, and managing projects within timelines and budgets within management consulting or industry experience within a large commercial bank or payment provider. Preferred Qualifications: · Industry experience within Consumer, Commercial or new payment flows. Demonstrated business and technology expertise across the end-to-end payment lifecycles and operating models · Successful track record of performing operating model design, business process design, and system functional design. · Experience with vendor platforms enabling seamless delivery of payments products is preferred. · Ability to develop and manage relationships with client management. · Payments industry expertise in alternative/emerging payments · Understanding of end-to-end payments lifecycle · Business Architecture - Applied in solution planning, and requirements definition and analysis · Baseline understanding of the principles of technology · Requirements Analysis · Functional Design · Professional Skills Required: · Proven ability to work independently and as a team member · Proven ability to work creatively and analytically in a problem-solving environment · Excellent leadership, communication (written and oral) and interpersonal skills Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.We accept applications on an on-going basis and there is no fixed deadline to apply. Information on benefits is here. (https://*****************/us-en/careers/local/total-rewards) Role Location Annual Salary Range California $94,400 to $293,800 Cleveland $87,400 to $235,000 Colorado $94,400 to $253,800 District of Columbia $100,500 to $270,300 Illinois $87,400 to $253,800 Maryland $94,400 to $253,800 Massachusetts $94,400 to $270,300 Minnesota $94,400 to $253,800 New York/New Jersey $87,400 to $293,800 Washington $100,500 to $270,300 Requesting an Accommodation Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired. If you would like to be considered for employment opportunities with Accenture and have accommodation needs such as for a disability or religious observance, please call us toll free at **************** or send us an email or speak with your recruiter. Equal Employment Opportunity Statement We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities. For details, view a copy of the Accenture Equal Opportunity Statement (https://*****************/content/dam/accenture/final/accenture-com/document-3/Accenture-Equal-Employment-Opportunity-Statement.pdf#zoom=50) Accenture is an EEO and Affirmative Action Employer of Veterans/Individuals with Disabilities. Accenture is committed to providing veteran employment opportunities to our service men and women. Other Employment Statements Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States. Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration. Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process. Further, at Accenture a criminal conviction history is not an absolute bar to employment. The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. Additionally, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Company's legal duty to furnish information. California requires additional notifications for applicants and employees. If you are a California resident, live in or plan to work from Los Angeles County upon being hired for this position, please click here for additional important information. Please read Accenture's Recruiting and Hiring Statement for more information on how we process your data during the Recruiting and Hiring process.

The Risk Consultant II provides highly complex consultative services to an assigned group of customers within a specialty segment or territory. Conducts on-site evaluations, evaluates data, and creates/implements service plans to control customer's source of risk, losses, and costs. Provides risk assessment services and information to track progress and demonstrate the value of doing business with Liberty Mutual. Serves as a trainer/mentor to less experienced consultants in their specialty area at the discretion of their manager. Enhances the Company's leadership position in the safety field through speaking engagements at conferences and developing key relationships. Responsibilities: Provides an array of expert consultative services to an assigned group of customers within a specialized technical area or territory. Conducts on-site evaluations, evaluates data, and creates/implements service plans to control customer's source of risk, loss, and/or costs. At the Regional/Division level, provides expert technical support to other risk control employees by advising them about resources available, legislation and applicable regulations, technology, industry trends and effective methods to reduce risk, improve customer satisfaction and demonstrate the value of doing business with Liberty Mutual. Monitors and evaluates the technical quality of risk control services provided by less experienced consultants. Provides coaching, mentoring, and training to enhance their development and effectiveness. Collaborates with management in developing policies, procedures, service tools, technical resources, techniques, and new products in order to support and enhance the delivery of risk control consulting services. Participates in actively acquiring and retaining profitable business. Identifies new business opportunities for LP services and may design and execute programs that improve results and increase the number and quality of services customers choose to buy. Enhances Liberty Mutual' s leadership position in the safety field and increases brand awareness through speaking engagements at conferences and developing a network of contacts Qualifications Advanced knowledge, skills and experience in a specialized field, service planning and delivery, risk assessment, risk analysis, solutions management and progress measurement. Fully effective interpersonal, writing and other communication skills required to develop and maintain relationships with customers, peers, and industry contacts. Demonstrated ability to retrieve and enter information using various proprietary software applications and create/modify documents and complex spreadsheets using Microsoft Office suite. The knowledge, skills and other capabilities required are typically acquired through a bachelor degree with coursework in math, engineering or related areas (or equivalent) and at least 8 years of directly related consulting experience in risk control or progressive safety/heath field. Candidates are typically working towards (or obtained) an advanced degree and/or professional certification in one or more of the following areas: CSP, ARM, CRM, CPCU, CIH, or CPE. Position requires regular travel. About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices California Los Angeles Incorporated Los Angeles Unincorporated Philadelphia San Francisco We can recommend jobs specifically for you! Click here to get started.

Application Deadline: 01/05/2026 Address: 540 N. El Dorado St. Job Family Group: Retail Banking Sales & Service Guides, directs, and coaches employees to deliver exceptional service to BMO customers and prospects. Understands the needs of BMO customers or prospects to provide sales and service in the best interests of the customer. Advises customers on products and strategies that meet their financial objectives. Identifies and makes referrals to other business groups. Supports sales and customer service activities to meet strategic customer experience and profitability goals in compliance with legal and regulatory requirements and the Bank's policies and processes. U.S. Only: This position will act as an originator of consumer loans as defined by Regulation Z, Regulation G, and the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act). This position will require a Federal registration with the Nationwide Mortgage Licensing System and Registry. The Bank will instruct you on the registration requirements needed to comply with this requirement. A criminal background review and credit history evaluation will be required for this position as well as restrictions on performing in a real estate agent capacity. Fosters a culture aligned to BMO purpose, values and strategy and role models BMO values and behaviours in all that they do. Ensures alignment between values and behaviour that fosters diversity and inclusion. Regularly connects work to BMO's purpose, sets inspirational goals, defines clear expected outcomes, and ensures clear accountability for follow through. Builds interdependent teams that collaborate across functional and operating groups to create the highest value for all stakeholders. Attracts, retains, and enables the career development of top talent. Improves team performance, recognizes and rewards performance, coaches employees, supports their development, and manages poor performance. Creates innovative business development strategies, including collaborating with BMO partners to grow the business and maximize branch revenues, sales, and customer satisfaction, and minimize operating losses. Develops and executes a branch business plan to maximize business growth and wallet share and achieve customer retention and acquisition objectives. Probes to understand customer personal banking and credit card needs and integrates marketing promotions and programs into customer conversations to provide strategic advice in the best interests of the customer. Conducts cold calls to prospective customers to develop new customer relationships. Develops and maintains a network in the community to enhance the Bank's visibility and builds a strong referral source for new potential business. Supports the Bank's community involvement and participates in community activities. Maintains a high-touch relationship with key branch customers and prospects within the market. Resolves customer related issues using knowledge of bank services, products, and processes. Fulfills sales and service activities for the customer in accordance with approved procedures. Recommends and implements solutions based on analysis of issues and implications for the business. Assists in the development of strategic plans. Builds the business plan for the branch. Influences and negotiates to achieve business objectives. Identifies emerging issues and trends to inform decision-making. Implements, reviews, and revises work plans. Helps determine business priorities and best sequence for execution of business/group strategy. Conducts independent analysis and assessment to resolve strategic issues. Works with internal stakeholders and colleagues to leverage sales, fulfillment, and referral opportunities to improve share of wallet, acquire new customers, and provide full financial services to customers. Ensures alignment between stakeholders. Monitors sales and service performance against plan to identify gaps, issues, and best practices, and develop and implement action plans that close performance gaps and resolve issues. Breaks down strategic problems, and analyses data and information to provide insights and recommendations. Communicates goals, plans, and assignments to achieve financial and customer service goals. Leads the implementation of new programs, products and processes within the branch. Coordinates the implementation of national and regional sales and service initiatives. Monitors the service request and problem resolution processes for adherence to national standards. Provides technical training and support to branch employees to maintain operational and sales effectiveness and recommends improvements. Plans and controls unit operating expenses in accordance with forecasts. Manages transactional outcomes for customer calls or defers to appropriate internal business groups. Resolves complex or unresolved customer situations or escalates to the next higher manager for resolution. Maintains current knowledge of personal banking and credit card industries, practices, and trends and integrates into customer conversations. Builds effective relationships with internal/external stakeholders. Maintains the confidentiality of customer and Bank information. Identifies and reports suspicious patterns of activity that are suspected to be related to money laundering. Complies with all legal and regulatory requirements for the jurisdiction. Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus. Provides specialized consulting, analytical and technical support. Exercises judgment to identify, diagnose, and solve problems within given rules. Works independently and regularly handles non-routine situations. Broader work or accountabilities may be assigned as needed. Qualifications: Typically between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience. Previous supervisory or management experience. In-depth knowledge of retail banking products and services. In-depth knowledge of competitive marketplace and trends in product offerings. In-depth knowledge of all branch operational processes and policies. In-depth knowledge of branch technologies, processes, and performance metrics. In-depth knowledge of applicable regulations, audit standards, and related policies, procedures, and directives. Deep knowledge and technical proficiency gained through extensive education and business experience. Verbal & written communication skills - In-depth. Collaboration & team skills - In-depth. Analytical and problem solving skills - In-depth. Influence skills - In-depth. Data driven decision making - In-depth. Salary: $81,400.00 - $151,800.00 Pay Type: Salaried The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ******************************************** About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at ************************* BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to ************************** and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

The Government & Public Services (GPS) Risk Management Team is currently seeking a full-time dedicated Senior Risk Manager/Senior Negotiator who has experience in supporting deal and contract structuring, drafting customized contractual provisions and deal and project delivery risk review, negotiations, operations, and operational aspects of professional services contracts. Recruiting for this role ends on January 31, 2026. Work You'll Do The GPS State, Local & Higher Education (SLHE) Risk Manager/Senior Negotiator will be responsible for supporting Deloitte Consulting's GPS practice from a contracting and negotiation perspective, covering the full life cycle of an engagement. The role provides the organization with a focal point for business risk and contract negotiations, from analysis to mitigation recommendations to leadership. Additional responsibilities are as follows: Deal Desk Support, Contracting and Negotiations * Assist with deal desk and contract review activities and support our sales team with deal and contract structuring, RFI/RFP/Proposals, and contract review, drafting custom provisions and negotiations * Intersect with various functions including sales, legal, finance and delivery to act as a strategic advisor to help manage deal flow and to optimize sales and contracting cycles * Work closely with deal teams and legal in reviewing and negotiating agreements, such as master agreements, confidentiality agreements and teaming agreements * Own risk consultation and contracting review of scope of work/SOW documents * Provide guidance on contracting and negotiation strategies and ensure cross-functional alignment through contracting life-cycles * Ensure contracting requirements are met and handled in a manner that is consistent with the Firm's policies, requirements, and good business practices Ongoing and Post Execution Risk Management and Contracting Support * Assist with ongoing contracting, risk management and mitigation support for ongoing contracting requirements - SOWs, Change Orders, amendments, and renewals * Facilitate continued compliance with contractually required policies and processes and with the Firm's internal policies * Continue to collaborate with different functions to socialize agreement/contractual requirements and business terms * Work actively with account leadership and quality team to identify and help mitigate post-signature delivery and engagement risks Knowledge Management and Training Support * Maintain knowledge of core professional services (IT, Managed Services, Outsourcing) and product offerings to continue supporting contracting and risk matters in a fast paced constantly changing environment * Work independently to manage contractual matters and risks and be the trusted advisor on multiple accounts * Provide mentoring and training to Risk Management colleagues and to a broader audience to enhance knowledge of and compliance with firm's policies, templates and processes * Proactively pursue, assess and, where appropriate, advance firm's initiatives including in the areas of software, cloud, data analytics, operate services and privacy & security * Support strategic initiatives pertaining to development/updating of processes, tools, and templates to improve overall risk management and contracting practices and to help drive adoption of such processes, tools, and templates Qualifications: Required: * 10+ years of direct contract negotiation for technology services (i.e., technology delivery and implementation services) * Experience with managing the negotiation, delivery, and risk assessments of large professional services and product contracts * Experience in working with client delivery teams; preferably in State, Local, or Higher Education * Experience with complex contract negotiation and working high stakes multi-million-dollar engagements * Knowledge of professional services contracting lifecycle with an emphasis on technology services * Bachelor's Degree * Ability to travel up to 10-25%, on average, based on the work that you do and the clients and industries/sectors you serve * Must be legally authorized to work in the United States without need for employer sponsorship, now or at any time in the future Preferred: * Juris Doctor (JD) Degree preferred The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. At Deloitte, it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range is $176,000 to $322,000. You may also be eligible to participate in a discretionary annual incentive program, subject to the rules governing the program, whereby an award, if any, depends on various factors, including, without limitation, individual and organizational performance. Information for applicants with a need for accommodation: ************************************************************************************************************ Recruiting tips From developing a stand out resume to putting your best foot forward in the interview, we want you to feel prepared and confident as you explore opportunities at Deloitte. Check out recruiting tips from Deloitte recruiters. Benefits At Deloitte, we know that great people make a great organization. We value our people and offer employees a broad range of benefits. Learn more about what working at Deloitte can mean for you. Our people and culture Our inclusive culture empowers our people to be who they are, contribute their unique perspectives, and make a difference individually and collectively. It enables us to leverage different ideas and perspectives, and bring more creativity and innovation to help solve our clients' most complex challenges. This makes Deloitte one of the most rewarding places to work. Our purpose Deloitte's purpose is to make an impact that matters for our people, clients, and communities. At Deloitte, purpose is synonymous with how we work every day. It defines who we are. Our purpose comes through in our work with clients that enables impact and value in their organizations, as well as through our own investments, commitments, and actions across areas that help drive positive outcomes for our communities. Learn more. Professional development From entry-level employees to senior leaders, we believe there's always room to learn. We offer opportunities to build new skills, take on leadership opportunities and connect and grow through mentorship. From on-the-job learning experiences to formal development programs, our professionals have a variety of opportunities to continue to grow throughout their career. As used in this posting, "Deloitte" means Deloitte Consulting LLP, a subsidiary of Deloitte LLP. Please see ********************************* for a detailed description of the legal structure of Deloitte LLP and its subsidiaries. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability or protected veteran status, or any other legally protected basis, in accordance with applicable law. Qualified applicants with criminal histories, including arrest or conviction records, will be considered for employment in accordance with the requirements of applicable state and local laws, including the Los Angeles County Fair Chance Ordinance for Employers, City of Los Angeles's Fair Chance Initiative for Hiring Ordinance, San Francisco Fair Chance Ordinance, and the California Fair Chance Act. See notices of various fair chance hiring and ban-the-box laws where available. Fair Chance Hiring and Ban-the-Box Notices | Deloitte US Careers Requisition code: 319287 Job ID 319287

We have an exciting opportunity for an Enterprise Risk Analyst located in our Fresno Financial Service Center! The Enterprise Risk Analyst will focus on managing responsibilities for multiple risk management, credit committees, and processes. This position also analyzes emerging risk factors and makes appropriate recommendations to improve risk monitoring and procedures to effectively minimize exposure. Assignments often involve complex work of a confidential nature that involve Bank-wide impact requiring specialized knowledge. Basic duties include: • Will be assigned primary responsibilities for risk and credit management committees, to include approval process and drafting of committee minutes. • Manages various committee processes, to include scheduling, distribution of packages, writing of minutes, submissions to global-based credit committees, and obtaining credit decisions from appropriate authority levels. • May function as first point of contact for Committee matters. • Provides analytical support in the administration and development of portfolio reports and monitoring, and policies and procedures. • Analyzes and investigates trends, builds portfolio reports and/or analysis and portfolio monitoring for presentation to Senior Management, various committees and Regulatory bodies. • Designs and maintains written procedures for all related processes. • Builds and maintains relationships with Senior Management within the Bank. • Performs all other job duties as assigned by supervisor. Successful candidates will possess the following: • Bachelor's Degree with emphasis in Business Administration, Accounting, Finance, or related field with minimum 5-6 years' experience required; related experience is preferably in credit, commercial underwriting, financial analysis, or financial reporting. • Requires credit, underwriting, or financial analysis knowledge to report on complex risk • Excellent business writing skills required. • Good project management skills. • Strong analytical capacity, and communication skills. • Ability to work without direct supervision. • May require occasional travel. 5+ to 7 years experience IDEAL CANDIDATE Successful candidates will possess the following: • Bachelor's Degree with emphasis in Business Administration, Accounting, Finance, or related field with minimum 5-6 years' experience required; related experience is preferably in credit, commercial underwriting, financial analysis, or financial reporting. • Requires credit, underwriting, or financial analysis knowledge to report on complex risk • Excellent business writing skills required. • Good project management skills. • Strong analytical capacity, and communication skills. • Ability to work without direct supervision. • May require occasional travel. Additional Information All your information will be kept confidential according to EEO guidelines.

Accenture is a leading global professional services company that helps the world's leading businesses, governments, and other organizations build their digital core, optimize their operations, accelerate revenue growth, and enhance citizen services-creating tangible value at speed and scale. We are a talent- and innovation -led company with approximately 750,000 people serving clients in more than 120 countries. Technology is at the core of change today, and we are one of the world's leaders in helping drive that change, with strong ecosystem relationships. We combine our strength in technology and leadership in cloud, data, and AI with unmatched industry experience, functional expertise , and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions, and assets across Strategy & Consulting, Technology, Operations, Industry X, and Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients reinvent and build trusted, lasting relationships. We measure our success by the 360° value we create for our clients, each other, our shareholders, partners, and communities. Visit us at ***************** . In Strategy & Consulting we work with C-suite executives, leaders, and boards of the world's leading organizations, helping them reinvent every part of their enterprise to drive greater growth, enhance competitiveness, implement operational improvements, reduce cost, deliver sustainable 360° stakeholder value, and set a new performance frontier for themselves and the industry in which they operate. Our deep industry and functional expertise is supported by proprietary assets and solutions that help organizations transform faster and become more resilient. Underpinned by technology, data, analytics, AI, change management, talent, and sustainability capabilities, our Strategy & Consulting services help architect and accelerate all aspects of an organization's total enterprise reinvention. You Are As a Management Consulting Manager within the Banking Consulting practice, you are a transformation leader who drives client engagements at the intersection of business strategy, technology, and operations. Retail banks are engaging Accenture to partner on their strategic transformations, benefit from leading-edge thought leadership, and modernize their business models and technology. You lead teams to deliver data- and AI-powered solutions, shape digital transformation roadmaps, and ensure alignment between business goals and technology outcomes. You are trusted by clients and colleagues to deliver results and foster innovation. Skills include: + Lead client engagements that combine business strategy, technology enablement, and operational transformation + Build and sustain trusted client relationships through insight-driven recommendations + Translate complex business problems into actionable AI and data-driven use cases + Design and implement data-enabled operating models for retail banking + Apply automation and AI to build intelligent workflows that optimize processes and customer experience + Accelerate transformation via agile delivery and AI-enabled solutions + Partner with technology teams to shape and execute digital transformation roadmaps , ensuring alignment between business goals and technology outcomes + Lead change management initiatives to embed digital and AI capabilities across organizations + Collaborate across Accenture's ecosystem to deliver One Accenture value to clients What You Need + A combined 5+ years of experience in one or more of the following: + Management consulting experience + Consumer lending/mortgage lending experience + Core banking experience + Demonstrated ability to be part of a team delivering complex projects + A Bachelor's degree + Must be willing to travel up to 80% (Monday - Thursday) + BONUS POINTS IF: + Experience with agentic AI use case deployment or building AI agents for banking workflows + Hands-on exposure to generative AI solutions and prompt engineering + Familiarity with cloud-native architectures and data governance frameworks + Entrepreneurial mindset and ability to innovate beyond traditional consulting approaches + Proficiency in visual storytelling tools (PowerPoint, data visualization platforms) Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.We accept applications on an on-going basis and there is no fixed deadline to apply. Information on benefits is here. (https://*****************/us-en/careers/local/total-rewards) Role Location Annual Salary Range California $94,400 to $293,800 Cleveland $87,400 to $235,000 Colorado $94,400 to $253,800 District of Columbia $100,500 to $270,300 Illinois $87,400 to $253,800 Maryland $94,400 to $253,800 Massachusetts $94,400 to $270,300 Minnesota $94,400 to $253,800 New York/New Jersey $87,400 to $293,800 Washington $100,500 to $270,300 Requesting an Accommodation Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired. If you would like to be considered for employment opportunities with Accenture and have accommodation needs such as for a disability or religious observance, please call us toll free at **************** or send us an email or speak with your recruiter. Equal Employment Opportunity Statement We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities. For details, view a copy of the Accenture Equal Opportunity Statement (https://*****************/content/dam/accenture/final/accenture-com/document-3/Accenture-Equal-Employment-Opportunity-Statement.pdf#zoom=50) Accenture is an EEO and Affirmative Action Employer of Veterans/Individuals with Disabilities. Accenture is committed to providing veteran employment opportunities to our service men and women. Other Employment Statements Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States. Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration. Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process. Further, at Accenture a criminal conviction history is not an absolute bar to employment. The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. Additionally, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Company's legal duty to furnish information. California requires additional notifications for applicants and employees. If you are a California resident, live in or plan to work from Los Angeles County upon being hired for this position, please click here for additional important information. Please read Accenture's Recruiting and Hiring Statement for more information on how we process your data during the Recruiting and Hiring process.

The Risk Consultant II provides highly complex consultative services to an assigned group of customers within a specialty segment or territory. Conducts on-site evaluations, evaluates data, and creates/implements service plans to control customer's source of risk, losses, and costs. Provides risk assessment services and information to track progress and demonstrate the value of doing business with Liberty Mutual. Serves as a trainer/mentor to less experienced consultants in their specialty area at the discretion of their manager. Enhances the Company's leadership position in the safety field through speaking engagements at conferences and developing key relationships. Responsibilities: * Provides an array of expert consultative services to an assigned group of customers within a specialized technical area or territory. * Conducts on-site evaluations, evaluates data, and creates/implements service plans to control customer's source of risk, loss, and/or costs. * At the Regional/Division level, provides expert technical support to other risk control employees by advising them about resources available, legislation and applicable regulations, technology, industry trends and effective methods to reduce risk, improve customer satisfaction and demonstrate the value of doing business with Liberty Mutual. Monitors and evaluates the technical quality of risk control services provided by less experienced consultants. * Provides coaching, mentoring, and training to enhance their development and effectiveness. * Collaborates with management in developing policies, procedures, service tools, technical resources, techniques, and new products in order to support and enhance the delivery of risk control consulting services. * Participates in actively acquiring and retaining profitable business. Identifies new business opportunities for LP services and may design and execute programs that improve results and increase the number and quality of services customers choose to buy. * Enhances Liberty Mutual' s leadership position in the safety field and increases brand awareness through speaking engagements at conferences and developing a network of contacts Qualifications * Advanced knowledge, skills and experience in a specialized field, service planning and delivery, risk assessment, risk analysis, solutions management and progress measurement. * Fully effective interpersonal, writing and other communication skills required to develop and maintain relationships with customers, peers, and industry contacts. * Demonstrated ability to retrieve and enter information using various proprietary software applications and create/modify documents and complex spreadsheets using Microsoft Office suite. * The knowledge, skills and other capabilities required are typically acquired through a bachelor degree with coursework in math, engineering or related areas (or equivalent) and at least 8 years of directly related consulting experience in risk control or progressive safety/heath field. * Candidates are typically working towards (or obtained) an advanced degree and/or professional certification in one or more of the following areas: CSP, ARM, CRM, CPCU, CIH, or CPE. * Position requires regular travel. About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices * California * Los Angeles Incorporated * Los Angeles Unincorporated * Philadelphia * San Francisco

Your Role The Risk Adjustment Retrospective Analytics team focuses on delivering complete and accurate analytics for Prospective and Retrospective suspecting, financial impact calculations, and data submission. The Risk Adjustment Analyst, Experienced will report to the Manager of Risk Adjustment Analytics. In this role you will develop and refine Risk Adjustment Suspecting logic, quantify the financial impact of the Risk Adjustment programs, and support complete and accurate data submission for both Medicare Advantage and ACA Chart Review Programs.