Portfolio GTM Lead
Risk manager job in Detroit, MI
HCLTech is looking for a highly talented and self- motivated [Portfolio GTM Lead] to join it in advancing the technological world through innovation and creativity.
Job Title: [Portfolio GTM Lead]
Position Type: Full-time
Location: Detroit, MI
Role/Responsibilities
The Portfolio GTM Lead is a senior leader responsible for driving growth across a defined portfolio of accounts or sub-industry. In this role, you manage multiple Account GTM Leads and shape the go-to-market (GTM) strategy for your portfolio to ensure consistent growth, high client satisfaction, and strong adoption of AI-driven services. You will align portfolio objectives with industry trends, leverage AI to transform client engagements, and build scalable GTM frameworks. As a thought leader in your sub-industry, you position HCLTech as a partner of choice by integrating AI-driven value propositions and outcome-based offerings.
What you'll do
As the Portfolio GTM Lead, you will:
Own the portfolio growth strategy: Define and execute the GTM strategy for your sub-industry or portfolio of accounts, ensuring alignment with business goals and market opportunities.
Lead and mentor your team: Manage and guide Account GTM Leads, helping them deliver AI-driven solutions and achieve account-level growth.
Develop AI-powered offerings: Create industry-specific, AI-enabled offerings and positioning that differentiate HCLTech in the marketplace.
Collaborate to expand business: Partner with sales leadership and client partners to deepen relationships and win new opportunities across the portfolio.
Drive outcome-based pricing: Design and implement outcome-based pricing models for large deals, aligning value with client outcomes.
Champion AI adoption: Promote the use of AI tools and platforms (including HCLTech AI Force) and best practices across all accounts in the portfolio.
Monitor and report performance: Track portfolio performance, pipeline, and revenue growth, providing regular insights and updates to senior leadership.
Represent HCLTech externally: Act as a thought leader at client forums, industry events, and within partner networks, showcasing HCLTech's AI-driven capabilities.
Skills Needed:
To excel in this role, you must bring a combination of leadership, business acumen, and AI expertise.
Proven leadership experience in managing account growth and GTM execution at a portfolio or sub-industry level.
Strong understanding of AI's impact on the services industry and ability to translate it into client-ready solutions.
Experience in AI-powered GTM strategy creation, industry-specific offerings, and driving AI adoption across accounts.
Ability to mentor Account GTM Leads and build a culture of AI-first GTM execution.
Expertise in AI tools, automation, and analytics platforms to support portfolio growth.
Deep understanding of the SDLC and how AI can optimize delivery, efficiency, and client outcomes.
Strong client-facing skills - ability to engage C-level executives and position AI as a driver of transformation.
Proven ability in developing outcome-based pricing models at a portfolio level.
Exceptional communication, influencing, and stakeholder management skills.
Expectations for New Hires:
Complete AI certification and become conversant with HCLTech AI Force within the first few weeks.
Build familiarity with the sub-industry/portfolio, existing accounts, and AI-powered solutions being offered.
Lead the adoption of AI-first GTM strategy across all Account GTM Leads in your portfolio.
Develop and present an AI-driven growth plan for your portfolio within the first 45 days.
What Will Happen in the First Six Weeks of Joining:
Week 1: Complete initial AI training, get up to speed on the HCLTech AI Force platform, and meet with your Account GTM Leads.
Week 2-4: Build relationships with key clients and sales leaders, identify AI-driven expansion opportunities, and align your portfolio strategy with industry and AI trends.
Week 5-6: Present your AI-driven GTM strategy, mentor your team on AI-first approaches, and highlight early wins to senior leadership.
By the end of six weeks, you should be driving a clear, AI-enabled GTM strategy across your portfolio and setting up the foundation for long-term growth.
Qualifications & Experience:
Educational Qualifications:
MBA (mandatory) or master's in business, Sales, Technology, or related field.
Experience:
10-12 years of experience in account management, sales, or GTM strategy, with at least 3-5 years in a leadership role managing multiple accounts or a sub-industry.
Proven success in creating and executing GTM strategies on a scale.
Demonstrated expertise in AI technologies, platforms, and tools, and their integration into services and solutions.
Experience in developing industry-specific offerings and driving large deal pursuits.
Track record of building client relationships at the C-suite level and driving revenue growth through innovative, AI-powered solutions.
Pay and Benefits
Pay Range Minimum: $160000 per Year
Pay Range Maximum: $ 180000 Per Year
HCLTec is an equal opportunity employer, committed to providing equal employment opportunities to all applicants and employees regardless of race, religion, sex, color, age, national origin, pregnancy, sexual orientation, physical disability or genetic information, military or veteran status, or any other protected classification, in accordance with federal, state, and/or local law. Should any applicant have concerns about discrimination in the hiring process, they should provide a detailed report of those concerns to ****************** for investigation.
A candidate's pay within the range will depend on their skills, experience, education, and other factors permitted by law. This role may also be eligible for performance-based bonuses subject to company policies. In addition, this role is eligible for the following benefits subject to company policies: medical, dental, vision, pharmacy, life, accidental death & dismemberment, and disability insurance; employee assistance program; 401(k) retirement plan; 10 days of paid time off per year (some positions are eligible for need-based leave with no designated number of leave days per year); and 10 paid holidays per year
How You'll Grow
At HCLTech, we offer continuous opportunities for you to find your spark and grow with us. We want you to be happy and satisfied with your role and to really learn what type of work sparks your brilliance the best. Throughout your time with us, we offer transparent communication with senior-level employees, learning and career development programs at every level, and opportunities to experiment in different roles or even pivot industries. We believe that you should be in control of your career with unlimited opportunities to find the role that fits you best.
Investor Relations Manager
Risk manager job in Troy, MI
Manager, Investor Relations
Troy, MI
Nearly 75 years of industry leadership, offering innovative solutions in a dynamic market
Enhance investor relations operations for an organization with 9,500 employees
Hybrid role
Responsibilities:
The Manager, Investor Relations (IR) will support strategic communication with investors, analysts, and other financial stakeholders.
This role is responsible for preparing investor materials, monitoring market activity, managing financial communications, and supporting quarterly earnings processes.
The Manager will work closely with Finance, Accounting, and Executive Leadership to ensure consistent, accurate, and compelling messaging that reflects performance, strategy, and value creation.
What you will do:
Assist in the development and execution of the company's investor relations strategy.
Prepare investor-facing materials including quarterly earnings presentations, press releases, scripts, and Q&A documents.
Support quarterly earnings process across Finance, Accounting, and Executive Leadership.
Conduct financial, market, and competitive analysis to support IR messaging and investor inquiries.
Maintain investor databases, track shareholder activity, and monitor trading dynamics.
Provide insights on market sentiment, peer performance, and industry trends.
Coordinate investor meetings, conferences, roadshows, and related logistics.
Ensure compliance with SEC, regulatory, and disclosure requirements.
Support development and updates to the company's IR website and digital communications.
Maintain strong, collaborative relationships with internal partners and external stakeholders.
What you will need:
Bachelor's degree in Finance, Accounting, Business, Economics, Communications, or related field required.
3-5+ years of experience in investor relations, corporate finance, equity research, FP&A, or related discipline.
Strong financial modeling and analytical skills with the ability to interpret financial statements.
Excellent communication, writing, and presentation skills.
High level of professionalism, detail orientation, and discretion with sensitive information.
Ability to manage multiple tasks and deadlines in a fast-paced environment.
Proficiency in Microsoft Excel, PowerPoint, and financial databases preferred.
Finance Project Manager
Risk manager job in Northville, MI
At Tenneco, we don't follow industry standards; we set them, and we don't settle for being best-in-class because we hustle to be
better than
best-in-class. Whether it's our Core Values - radical candor, simplify, organizational velocity, tenacious execution and win - or our Get Stuff Done (GSD) mindset, we're determined to become the most trusted partner and best manufacturer and distributor to the transportation industry.
With a product portfolio as expansive as it is innovative, an obsessive commitment to quality and excellence, and a global presence, we're all about getting stuff done, so we can win.
How do we make it happen? Through the Tenneco Way. Fueled by our Core Values, a winning mindset and a relentless commitment to excellence, the Tenneco Way is how we win. It's what keeps Team Tenneco bold, driven, and unapologetically focused on pushing past limits and redefining success.
Here, you'll work alongside a team of relentless problem-solvers who are committed to making a tangible impact. If you're ready to break boundaries, deliver results, and enjoy the ride along the way, you'll thrive here.
Tenneco is one of the world's leading designers, manufacturers and marketers of automotive
products for original equipment and aftermarket customers. Through our DRiV, Performance
Solutions, Clean Air and Powertrain business groups, Tenneco is driving advancements in
global mobility by delivering technology solutions for light vehicle, commercial truck, off highway, industrial, motorsport and the aftermarket.
We are seeking a highly skilled and detail-oriented Finance Project Coordinator to manage key finance-related initiatives across the organization. This role is responsible for assisting with planning, executing, and delivering finance projects on time and within budget while ensuring alignment with organizational goals and regulatory standards. The ideal candidate will combine financial acumen with strong project management expertise. The position may be based in Northville, MI and reports directly to the Vice President - Finance Process and Systems of the company.
Essential Duties and Responsibilities
Lead end-to-end management tracking of assigned finance-related projects (e.g., system implementations, process improvements, audits, M&A activities, regulatory compliance).
Develop detailed project plans, including scope, timeline, resource allocation, budgets, risk management, and deliverables.
Collaborate with cross-functional teams including Accounting, IT, Legal, Procurement, and external consultants or vendors.
Monitor and report on project progress to stakeholders, providing regular updates and escalating issues as necessary.
Drive change management and ensure smooth adoption of changes to / new financial systems, tools, or processes.
Analyze financial data and performance metrics to assess project feasibility, ROI, and outcomes.
Ensure tracking of compliance with financial regulations, internal controls, and corporate policies throughout the project lifecycle.
Identify and manage project risks and mitigation strategies.
Help Facilitate project meetings, workshops, and training sessions as needed.
Prepare post-project evaluations and ensure documentation of lessons learned.
Minimum Requirements
Education: Bachelor's degree in Finance, Accounting, Business Administration, or a related field (Required). Master's degree (MBA or MS Finance) or CPA/CMA designation (Preferred)
Experience:
2+ years of experience in finance, with at least 3 years in project management or a similar role. Lesser experience is ok, with requisite skills / willingness to learn rapidly
Experience managing projects in a finance or corporate environment (e.g., ERP implementation, financial transformation, M&A integration, SOX compliance).
Proven ability to work with cross-functional teams in a matrixed organization.
Skills
Knowledge of project management methodologies (Agile, Waterfall, or Hybrid).
Proficiency in project management tools (e.g., MS Project, Jira, Asana, Smartsheet).
Excellent communication, stakeholder management, and presentation skills.
Strong analytical, problem-solving, and financial modeling abilities.
High attention to detail and ability to manage multiple priorities.
Certifications (Preferred):
PMP (Project Management Professional)
PRINCE2
Six Sigma or Lean Certification
Equal opportunity employer as to all protected groups, including protected veterans and individuals with disabilities
Finance Manager-Joint Ventures
Risk manager job in Livonia, MI
Mastronardi Produce pioneered the commercial greenhouse industry in North America, and we're now the leading greenhouse vegetable company on the continent. Our award-winning, flavorful produce is packed under the SUNSET brand and is available at leading grocery retailers across North America. Family owned for over 65 years; we pride ourselves on having the most flavorful products and the best people in the industry. We are constantly pushing boundaries to be a leader in fresh produce innovation. We seek individuals that demonstrate our PRIDE values (Passion, Respect, Innovation, Drive, Excellence) to help us fulfill our mission to inspire healthy living through WOW flavor experiences.
Our corporate office in Livonia, Michigan is currently seeking a Finance Manager-Joint Ventures to join our Finance team. The primary function of this role is to lead and develop financial and accounting practices and procedures for Mastronardi (MPL) Joint Ventures. The Finance Manager is a key stakeholder to the success of people, plants, and performance of Joint Ventures. Act as the key analytical support to MPL and JV partner for greenhouse leadership, and along with corporate accounting leadership will drive the annual forecasting and budgeting process.
Values:
To perform the job successfully, the incumbent's behavior must be consistent with the PRIDE values expected of all Mastronardi Produce employees: be Passionate; have Respect; be Innovative; be Driven and strive for Excellence.
Primary Responsibilities:
Operational liaison with JV Partners and stakeholders
Build relationships and work closely with JV contacts to ensure timely, accurate, and consistent reporting, and manage the quarterly and annual reporting requirements with lenders
Monthly Financial Review, Forecasting, and Budgeting
Strong analytical skills to conduct monthly financial reviews, produce reliable forecasts, and manage budgeting processes effectively.
Monitor performance
Proactively anticipate cash needs, shareholder agreement requirements and covenant breaches, and alert stakeholders. Ensure necessary steps are taken to rectify, including revising forecasts, approvals for cash injections, and collaborating with the Corporate Development team as required
Financial Modeling
Proficient in managing and utilizing three-statement models to support performance tracking and lender reporting.
Process improvement
Improve month-end reporting, reconciliation, facilitate recurring Board meetings, and work with JV partners to standardize reporting packages with minimal post-close adjustments
Collaborate across functions
Partner with Tax, Treasury, FP&A, and Corporate Development for ongoing operational requirements and risk management.
Education/Background Requirements
Bachelor's degree required
MBA or similar advanced degree with 2 years of post-masters and supervisory experience preferred.
Five years of work experience in either corporate finance/planning, accounting, decision support, and strategy analysis of operations to help shape the business required.
Specific Knowledge, Skills and Abilities Required
Previous leadership experience preferred.
Subject matter expert with financial modeling at all levels of detail, from high-level strategic models to very detailed operational models.
Ability to maintain a high level of confidentiality.
Must have exceptional writing and verbal presentation skills to serve a broad and diverse audience.
Intense attention to detail and the ability to fully articulate the numbers and the story behind the numbers.
Ability to think analytically from varying perspectives and overcome obstacles creatively.
Ability to build working relationships with Business Partners and to tailor communication to the audience.
Ability to negotiate and navigate through conflict.
Proficiency in all Microsoft Office applications with advanced knowledge of Excel.
Working Conditions:
Typical office environment.
May periodically travel to visit company greenhouses in USA and Canada.
Please note: Mastronardi Produce has accommodation processes and policies in place and provides accommodation for employees with disabilities. If you require a specific accommodation because of a disability or documented medical need, please contact the Human Resource office so that arrangements can be made for the appropriate accommodation to be put into place before you begin your employment.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Assistant Manager, Somerset Collection
Risk manager job in Troy, MI
The Assistant Manager is responsible for assisting the Store Manager in maximizing sales, providing an exceptional shopping experience for the customer and managing the store in accordance with the company visual and operational standards. The Assistant Manager assumes responsibility for the operations of a store as “Manager-on-Duty” in the absence of the General Manager.
Responsibilities:
SALES LEADERSHIP:
Assumes Manager's role in supervising staff in absence of General Manager.
Strives for sales excellence and results.
Ensures selling standards are met.
Works with customers and models excellent customer service and Clienteling skills.
Maximizes sales through strong floor supervision.
ASSOCIATE DEVELOPMENT:
Ensure associates are trained on product knowledge, selling skills and customer service and operations.
Provides information and feedback for Sales Associates.
Team sells with Sales Associates to contribute to the development of the selling team.
OPERATIONAL EXCELLENCE:
Protects store payroll by managing wage costs, salaries, and allowable hours.
Controls company's assets, i.e. key control, loss prevention measures, inventory paperwork and company standards of conduct per the employee handbook.
Strives for 100% accuracy and compliance in cash, inventory, fixtures and property.
STORE STANDARDS:
Helps execute floor-set and promotional directives.
Works as a member of the team to insure all store standards are met.
Understands, supports and complies with all company policies and procedures.
Helps control all company assets (i.e., payroll hours, fixtures, cash, inventory and property) and completes all paperwork promptly and accurately.
MERCHANDISING/VISUAL:
Ensure execution of effective merchandising strategies and directives.
Ensure the selling floor is neat, clean, organized and reflects the correct visual image at all times.
Ensure presentation of all displays, fixtures and all visual areas are reflective of current visual direction.
Identify and communicate product concerns in a timely manner.
Communicate inventory needs to support the business goals.
Provides timely feedback to stores regarding visual direction in partnership with Retail Director.
FASHION/STYLING:
Represents the fashion and style of Veronica Beard
Knowledge of current fashion trends and styles
Appreciation and demonstration of an overall finished fashion look
Understanding of fashion forward styling techniques
Comfortable with being on camera for social media purposes (both stills and video)
MISCELLANEOUS:
Adheres to company guidelines of dependability, including attendance and requirements.
Attends Store Meetings.
Requirements:
Minimum of 2 years retail management position/ experience in women's apparel (or related field).
Ability to work flexible schedule including nights and weekends.
Strong verbal and communication skills.
Strong observation skills - identifying and assessing customer and employee behavior, reactions, floor awareness, etc.
Ability to retain and utilize data, i.e. names, merchandise, information, policies and procedures.
Ability to create a quality working environment that will encourage others to develop and excel.
Foster a work climate that inspires mutual trust, respect, professionalism and teamwork to achieve goals.
At Veronica Beard, we are committed to creating and maintaining a workplace where every single employee can thrive and feel valued. As a company, we firmly believe that there is strength in diversity. We seek to recruit talent from a variety of perspectives and backgrounds and are actively seeking candidates with a dedication to advancing equity, inclusion, and racial and social justice in their work.
Veronica Beard is committed to an environment of mutual respect and is an EEO/Affirmative Action Employer. No employee or applicant is discriminated against because of race, color, sex (including pregnancy), age, national origin, religion, sexual orientation, gender identity, gender expression, parental status, status as a veteran, and basis of disability or any other federal, state or local protected class.
Risk Manager/Business Owner
Risk manager job in Ann Arbor, MI
Allstate Exclusive Agents are independent contractors and not employees of Allstate Insurance Company nor is this a franchised business. An opportunity to earn an economic interest and the ownership in the book of business your agency writes (sell it back to Allstate, create a legacy and pass it on to family, or sell it on the open market).
Allstate provides the education you and your staff need to start your business at no cost to you (products, sales techniques, processes, etc…).
Additional continuous support also includes technology, marketing, and education.
One of the largest centralized claims teams.
A very lucrative contract in the industry beginning at 43% commission of the property and casualty business your agency writes.
Very significant annual bonus opportunities (both monetarily and various levels of achievement with extravagant trips).
The availability of Exclusive Financial Specialists to assist in the sale of life, savings, and financial products for your agency.
Get the national, regional, and local advertising and branding of Allstate at no cost to you.
Allstate signage for brand consistency at no cost to you.
Extremely quick way to build equity in your business.
Job Description
Leadership attributes
Entrepreneurial desires and/or experience
Ability to educate, teach, develop, and mentor employees
Effectively and efficiently own and manage a small business
Stays focused, is ambitious, has a drive, and is competitive
Constantly recruit and hire
Good with technology or can at least adapt and learn quickly
Adapt to change
Lead, motivate, and incentivize staff
Management or business ownership experience
Qualifications
$50,000 in liquid capital (checking/savings account, money market accounts, etc…)
Complete a background check
Complete our Agency Selection Questionnaire (online)
Additional Information
If you are motivated to succeed and can see yourself in this role, please submit your resume. We will follow up with you on the next steps in the interview process.
***This position is with an Allstate Exclusive Agent, not with Allstate Insurance. Employees of Allstate agents must be able to successfully complete any applicable licensing requirements and training programs. Allstate agents are independent business owners who hire their own employees. Allstate agents' employees are not employees of Allstate. ***
All your information will be kept confidential according to EEO guidelines.
Director - Export Control Governance and Risk Management (DC or Michigan)
Risk manager job in Farmington Hills, MI
** **We Are Bosch.** At Bosch, we shape the future by inventing high-quality technologies and services that spark enthusiasm and enrich people's lives. Our areas of activity are every bit as diverse as our outstanding Bosch teams around the world. Their creativity is the key to innovation through connected living, mobility, or industry.
Let's grow together, enjoy more, and inspire each other. Work #LikeABosch
+ **Reinvent yourself** : At Bosch, you will evolve.
+ **Discover new directions** : At Bosch, you will find your place.
+ **Balance your life** : At Bosch, your job matches your lifestyle.
+ **Celebrate success** : At Bosch, we celebrate you.
+ **Be yourself** : At Bosch, we value values.
+ **Shape tomorrow** : At Bosch, you change lives.
**Job Description**
As Director - Export Control Governance and Risk Management you will provide authoritative guidance on national and international regulations, including the ITAR and EAR, ensuring Bosch's compliance with them. As prominent SME for Export Controls in the US and part of our global Export Control and Sanctions team you will further develop global standards and guidelines in U.S. export controls law.
**Job Responsibilities**
+ In your position, you will manage global risk, derive globally applicable governance requirements, and develop common minimum standards in the Export Controls fields of Jurisdiction and Classification, Technology Controls, Military Business, and Regulatory Tracking.
+ You will also be responsible for monitoring legal developments (Executive Orders, EAR, and ITAR) as well as other changes to U.S. export control laws and regulations. You will work to assess their impact on the business activities of Bosch Group and its subsidiaries globally. Based on this, you will support the definition of appropriate measures and set related process requirements.
+ You will support the conceptual design and further development of the U.S. export control process landscape for the Bosch Group with focus on U.S. laws and regulations. This includes the further development of existing reporting systems and the use of results for the implementation of further requirements.
+ You will be responsible for conducting export audits/health checks and monitoring data analysis with regards to risk indicators in the area of export controls.
+ In addition, you will act as a contact person for business units and central departments, and authorities.
+ You will act as a functional lead for the broader US export controls team at this time as an individual contributor.
**Qualifications**
+ 12+ years of Export Controls and a bachelor's degree (JD highly preferred), as well as experience with export control in the U.S. (EAR and ITAR)
+ 5+ years of proven ability to influence and motivate people
+ In-depth knowledge of export control laws in the U.S.
+ Excellent communication and interpersonal skills, with the ability to influence and work effectively with all levels of the organization
+ Demonstrated ability to act independently upon information and make decisions in adherence to compliance, regulations and policies
+ Demonstrated ability to identify and understand issues and resolve inquiries and develop appropriate solutions quickly, effectively and independently
+ Ability to effectively coordinate activities and collaborate with groups
+ Experience in creating and delivering effective training
+ Strong analytical, problem-solving, and decision-making skills
+ Strong internal audit skills
+ Continuous learner; willing to stay abreast and enjoys research
+ Strong organizational and prioritization skills
+ Experience in the automotive industry and strong understanding of export compliance related to software and technology preferred
**Travel Requirements:**
10%-20% (Domestic and International)
**Additional Information**
**_Equal Opportunity Employer, including disability / veterans_**
_*Bosch adheres to Federal, State, and Local laws regarding drug-testing. Employment is contingent upon the successful completion of a drug screen and background check. Candidates who have been offered the position must pass both screenings before their start date._
The U.S. base salary range for this full-time position is $203,000 - $240,000. Within the range, individual pay is determined based on several factors, including, but not limited to, work experience and job knowledge, complexity of the role, job location, etc. This range does not include annual bonus percentage nor any other monetary considerations for the total compensation package. Your Recruiter can share more details about the specific salary range for this position during the interview process.
In addition to your base salary, Bosch offers a comprehensive benefits package that includes health, dental, and vision plans; health savings accounts (HSA); flexible spending accounts; 401(K) retirement plans with an employer match; wellness programs; life insurance; short- and long-term disability insurance; paid time off; parental leave, adoption assistance; and reimbursement of education expenses.
Learn more about our full benefits offerings by visiting: ************************ Pay ranges included in the postings generally reflect base salary; certain positions may include bonus, commission, or additional benefits.
Thanks to the work of every associate, Bosch has been recognized for award-winning by the following organizations:
Great Place to Work Certified, 2024
Fortune's World's Most Admired Companies, 2024
America's Best Large Employers, 2024
America's Best Employers for Diversity, 2024
America's Greatest Workplaces for Women, Newsweek2024
Greatest Workplaces for Diversity, Newsweek 2024
Your well-being matters at Bosch! We offer a competitive compensation and a benefits package designed to empower you in every area of your life. This includes premium health coverage, a 401(k) with generous matching, resources for financial planning and goal setting, ample paid time off, parental leave, and comprehensive life and disability protection. We're investing in your success!
\#LI-AZ1
Insurance Risk Manager
Risk manager job in Farmington, MI
Job DescriptionPosition Description: Position Overview: As a member of the corporate finance leadership team, the Insurance & Risk Manager is responsible for overseeing the companys insurance programs and enterprise risk management strategy across M. Shapiro Real Estate Groups diverse portfolio of multifamily, manufactured housing, and commercial properties. This role provides strategic guidance, manages insurance renewals and claims, analyzes risk exposures, and ensures the company is adequately protected against potential financial and operational losses. The Senior Insurance & Risk Manager also serves as the primary liaison with brokers, carriers, and internal stakeholders to ensure proactive and effective management of all insurance and risk-related matters.Key ResponsibilitiesInsurance Program ManagementLead and manage all aspects of the companys insurance portfolio, including property, general liability, workers compensation, auto, umbrella, environmental, professional, and executive liability policies.Oversee the annual renewal process gathering data, preparing applications, negotiating coverage, and recommending policy enhancements.Manage and maintain the companys insurance documentation database, including policies, certificates, invoices, and endorsements.Ensure timely and accurate payment of premiums, allocations, and related expenses in coordination with the Accounting and Treasury teams.Monitor insurance compliance for all vendors, contractors, and third-party partners, ensuring that certificates of insurance meet company requirements.Claims & Loss ManagementDirect and oversee the claims process for all property, casualty, and workers compensation claims.Serve as the main point of contact for insurance brokers, adjusters, and legal counsel during claims resolution.Conduct trend analysis and develop strategies to reduce the frequency and severity of claims across the portfolio.Provide leadership to property management teams on incident reporting, claims procedures, and risk prevention measures.Risk Assessment & StrategyIdentify, analyze, and evaluate potential risks that could impact the companys operations or financial stability.Develop and maintain a formal risk management framework that aligns with organizational objectives.Partner with operations, maintenance, and construction teams to implement preventive and corrective measures that mitigate risk exposures.Evaluate the total cost of risk and recommend strategies for optimal risk transfer and retention.Data Analysis & ReportingAnalyze claims data, insurance costs, and exposure metrics to identify trends and support strategic decision-making.Prepare quarterly and annual insurance and risk management reports for senior leadership and ownership.Collaborate with the Accounting department to ensure accurate allocation, accrual, and reporting of all insurance-related financial activity.Acquisitions & Due DiligenceParticipate in acquisition due diligence by assessing insurance coverage, reviewing historical loss runs, and identifying potential risk exposures for new properties or business ventures.Recommend appropriate insurance solutions and coverage levels for new acquisitions and developments.Compliance & GovernanceEnsure compliance with all applicable insurance, regulatory, and risk management standards.Maintain current knowledge of industry trends, legislation, and best practices related to insurance and risk management.Provide training and guidance to operational leaders on compliance requirements, claims prevention, and incident reporting.QualificationsBachelors degree in Risk Management, Finance, Business Administration, or a related field required.8+ years of progressive experience in insurance or risk management, preferably within the real estate or property management industry.Professional designations such as ARM, CPCU, or CRM strongly preferred.Proven experience managing large property and casualty insurance programs and negotiating with brokers and carriers.Strong understanding of insurance contracts, claims administration, and risk financing principles.Excellent analytical, communication, and leadership skills.Proficiency in Microsoft Office Suite and experience with risk management or insurance software platforms.Skills & AttributesStrategic thinker with the ability to translate complex risk concepts into practical business decisions.Exceptional organizational skills with a strong attention to detail and accuracy.High level of integrity, accountability, and sound judgment.Proven ability to build strong relationships across departments and with external partners.Self-motivated, process-driven, and committed to continuous improvement and professional growth.
$90,000.00 - $140,000.00 Annually
Risk Management Specialist
Risk manager job in Fenton, MI
Non-Exempt - Grade Level 5 Equal Employment Opportunity Corporate Values & Mission "Provide superior service, quality advice and show utmost respect to everyone we meet." The Risk Management Specialist's primary responsibility is to report to and assist management in ensuring the Bank's compliance with State and Federal Banking Regulations and assisting in overseeing the audit function of the Bank. This includes compliance monitoring as the bank's 'second line of defense'; and assisting with HMDA/CRA data collection, validation, and analysis; as well as supporting the operational aspects of CRA compliance.
The Risk Management Specialist utilizes the Bank's data systems including JHA's Xperience, Synergy, Yellow Hammer BSA, as well as Microsoft Office applications, Ncontracts modules, and MortgageBot / Encompass.
Reports To: Senior Compliance Officer
Essential Duties and Responsibilities
* Complete internal compliance audits of bank products/services per audit schedule as approved by Audit Committee of the Board, including scheduling with department heads, gathering documentation, conducting testing, obtaining management responses and preparing reports to present at Compliance and Audit Committee of the Board.
* Contribute to the development of risk assessments.
* Manage annual compliance review calendar and maintain timely reporting.
* Act as Bank liaison to external compliance auditors, including distributing audit request lists to Bank personnel and coordinating receipt and upload of items to external auditors' portals.
* Independently manage open audit/exam items list, including initiating communication with responsible parties regarding progress and completion status.
* Responsible for assigned reviews within the annual compliance plans; determination of scope of review, presentation of findings, coordination of management responses, and content of final report.
* Support the HMDA and CRA data collection and reporting process.
* Support the CRA Officer by providing timely reporting and maintaining operational controls for the CRA program in general.
* Conduct quarterly reviews of employee accounts for unusual activity / evidence of fraud, while maintaining requisite confidentiality - prepare timely reports for Audit Committee review.
* Develop quarterly reporting for the audit committee related to investigations into employee accounts to rule out fraud. Determine when to involve management in investigations.
* Determine ways to drive the efficiency of the Ncontracts programs relative to compliance and audit to maximize our use of that software.
* Compose, edit, and distribute procedure manuals. Answer related procedural questions for bank staff.
* Prepare monthly and quarterly reports as required.
* Attend outside training (seminars, webinars, meetings) for continuing education and/or to represent the Bank.
* Additional responsibilities as assigned.
* Be familiar with and comply with the provisions of the Bank Secrecy Act and USA PATRIOT Act as they relate to the functions of this position. Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer.
* Be familiar with and comply with all federal and state banking regulations as applicable.
Competencies
Motivation - Demonstrates persistence and overcomes obstacles; takes calculated risks to accomplish goals. Is a self-starter.
Interpersonal Skills - Focuses on solving conflict, not blaming; maintains confidentiality; listens to others without interrupting; keeps emotions under control; remains open to others' ideas and tries new things.
Technical Skills - Knowledge of Microsoft Office products, Word, Excel, and PowerPoint required. Pursues training and development opportunities; strives to continuously build knowledge and skills; shares expertise with others. Has a thorough understanding of underwriting, coverages and rating procedures.
Judgment - Displays willingness to make decisions; exhibits sound and accurate judgment; supports and explains reasoning for decisions; includes appropriate people in decision-making process. Makes timely decisions.
Quality Management - Looks for ways to improve and promote quality; demonstrates accuracy and thoroughness.
Adaptability - Adapts to changes in work environment; manages competing demands; changes approach or method to best fit the situation; able to deal with frequent change, delays or unexpected events.
Initiative - Undertakes self-development activities; takes independent actions and calculated risks; looks for and takes advantage of opportunities; asks for and offers help when needed.
Requirements
Qualifications
To perform this job successfully, an Individual in this position must be able to perform each of the above essential duties satisfactorily and exhibit the values of the Company. In addition, the requirements listed below are representative of the knowledge, skill and/or ability required.
Experience and/or Education
* High School Diploma or GED
* Bachelor's Degree preferred
* Certified or willing to pursue certification in Compliance, BSA, and/or Security
* Minimum of three (3) to five (5) years of Banking experience
* Two (2) to three (3) years of exposure to consumer and mortgage lending regulations preferred
* Additional formal education or practical experience with Compliance, BSA and Security preferred
Physical Demands and Work Environment
* Ability to work in an office environment which may include many hours of computer and telephone usage. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This position description is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. Employees may be required to perform any other job-related instructions as requested by their supervisor, subject to reasonable accommodations.
Director, Enterprise Risk Management
Risk manager job in Ann Arbor, MI
Clarivate is seeking a motivated
Director of Enterprise Risk Management (ERM)
to join our global Legal team! The Director ERM will report to the Chief Risk and Sustainability Officer (CRSO) and will be responsible for supporting, maintaining and where possible, improving the governance framework and processes related to managing the ERM program across the company. This position will work on the planning and execution of the ERM cycle, including risk framework updates (i.e., operational risk boards coordination, MRC meetings), business continuity assessments, risk assessments, risk monitoring, and reporting to key stakeholders. In addition, the Director of ERM will be responsible to lead the deployment of our Business Continuity Framework across Clarivate.
About You - experience, education, skills, and accomplishments…
Bachelor's degree in business or other related disciplines
10+ years of relevant risk management experience
3+ years of people management experience in risk management
Relevant ERM and internal audit experience in a management role within a publicly traded company, with an advanced understanding of risk management theory and practice, and of strategic, operational, financial, compliance, and information system risks and controls
Strong knowledge of ERM governance and control frameworks, such as COSO, is essential
Demonstrated work experience in driving change management programs across global organizations
Experience leading complex business initiatives and cross-functional teams
Experience leveraging GRC solutions (e.g., Service Now, MetricStream)
It would be great if you also had…
Relevant certification in risk management or related field would be preferred
CIA, CISA, or other audit-related degrees are preferred
Experience in commercial business insurance programs (risk transfer)
Ability to extract data and work with systems and software applications
What will you be doing in this role?...
Continuously improve our Risk Management Framework, including managing our Management Risk Committee and operational risk board meetings, including supporting ongoing reporting into these forums
Planning and execution of the annual enterprise risk management plan, including execution of the ERM cycle, risk framework updates, risk assessments, risk monitoring and reporting to key stakeholders.
Leading the continued deployment of our Business Continuity framework across Clarivate, working with key stakeholders to socialize the BCM policy and framework, supporting and facilitating the completion of the BIA process, formalizing BCP Plans and developing training and awareness
Collaborate with other functions to formulate initiatives that can support the development and improvement of our risk-aware culture, some of these key stakeholders include Information Security, Privacy, Compliance, Sustainability, etc.
Lead in the development and roll-out of relevant risk management tools and guidance to our users to increase adoption and knowledge within the tools
Proactively develop and own relationships of our key stakeholders in the business, to ensure continuous alignment with key initiatives including our business continuity
Actively participate in the management of day-to-day business insurance program, including data gathering and support during the renewal cycle.
Champion specific initiatives to enhance the quality and value of our service delivery including benchmarking, internal/external research, thought leadership, training & competency development
Create and present deliverables tailored to the needs of the audience, including highly visual creative content and stress testing for risk scenarios
About the Team
In this role you will be part of a dynamic Legal, Risk and Compliance (LRC) organization, including 70 colleagues in multiple countries around the world. In addition, you will be working with senior leaders across different functions and segments. In your role, you will be able to design and support the implementation of key programs that will be leveraged across the organization.
Hours of Work
This is a full-time, hybrid position based out of one of our EST, CST or MST Clarivate US office locations with the flexibility to be in the office 2-3 days per week.
Ability to be flexible with working hours across regions and time zones worldwide.
Ability to travel 10%
#LI Hybrid
#CB
At Clarivate, we are committed to providing equal employment opportunities for all qualified persons with respect to hiring, compensation, promotion, training, and other terms, conditions, and privileges of employment. We comply with applicable laws and regulations governing non-discrimination in all locations.
Auto-ApplyInsurance Risk Manager
Risk manager job in Farmington Hills, MI
Who is RHP Properties?
Headquartered in Farmington Hills, Michigan, RHP Properties (www.rhp.com) is the nation's largest private owner and operator of manufactured home communities. With over 370 communities throughout 30 states, we continue to expand our footprint to provide accessible and affordable housing across the country. All of this would not be possible without the energy and drive of our talented team members! We invest in our employees, with regular training, opportunities for advancement, and team events to bring everyone together.
As a successful Risk Manager, you will:
Review all assigned incoming Incident Reports, obtain clarification, and decide how to proceed (i.e., make a claim, subrogate, or other).
Maintain Incident Report files; ensure all proper documents are uploaded to the Incident Database and saved to the network drive as appropriate.
Notify appropriate individuals of incidents that meet specific criteria.
Work with adjusters on all assigned open claims
Coordinate receipt of insurance funds, including working with lenders and vendors, as needed.
Work with attorneys on the completion of Interrogatories and Requests for Documents related to lawsuits handled by our insurance carrier, and review with the Senior Risk Manager
Participate in mediations and deposition prep as applicable.
Subrogate against third parties to recover funds for damages incurred.
Complete necessary reporting as assigned
Perform other duties as assigned
Minimum Requirements
Prior property and/or liability claims handling experience required.
Prior non-auto insurance litigation experience preferred.
A minimum of 1 year of general accounting experience is required.
Some college accounting coursework, preferred; High School diploma or GED required
Proficiency with the Internet and Microsoft Office, specifically Excel and Outlook.
Excellent analytical skills as well as verbal and written communication skills with a customer service focus.
Ability to multitask and be a team player in a fast-paced environment.
Detail-oriented with strong organizational, time management, problem-solving, and follow-through skills
Compensation:
We are Proud to Provide the following:
Access to benefits including medical, dental, and vision insurance
Short-term and long-term disability
Life insurance
Generous Paid Time Off and holidays
Flexible spending account
401K with company match
#indcorp
#indcorp
Insurance Risk Manager
Risk manager job in Farmington Hills, MI
Job Code: Risk Manager (FT) Address: 31200 Northwestern Hwy City: Farmington Hills State: MI Country: United States of America Description Who is RHP Properties? Headquartered in Farmington Hills, Michigan, RHP Properties (************ is the nation's largest private owner and operator of manufactured home communities. With over 370 communities throughout 30 states, we continue to expand our footprint to provide accessible and affordable housing across the country. All of this would not be possible without the energy and drive of our talented team members! We invest in our employees, with regular training, opportunities for advancement, and team events to bring everyone together.
As a successful Risk Manager, you will:
* Review all assigned incoming Incident Reports, obtain clarification, and decide how to proceed (i.e., make a claim, subrogate, or other).
* Maintain Incident Report files; ensure all proper documents are uploaded to the Incident Database and saved to the network drive as appropriate.
* Notify appropriate individuals of incidents that meet specific criteria.
* Work with adjusters on all assigned open claims
* Coordinate receipt of insurance funds, including working with lenders and vendors, as needed.
* Work with attorneys on the completion of Interrogatories and Requests for Documents related to lawsuits handled by our insurance carrier, and review with the Senior Risk Manager
* Participate in mediations and deposition prep as applicable.
* Subrogate against third parties to recover funds for damages incurred.
* Complete necessary reporting as assigned
* Perform other duties as assigned
Minimum Requirements
* Prior property and/or liability claims handling experience required.
* Prior non-auto insurance litigation experience preferred.
* A minimum of 1 year of general accounting experience is required.
* Some college accounting coursework, preferred; High School diploma or GED required
* Proficiency with the Internet and Microsoft Office, specifically Excel and Outlook.
* Excellent analytical skills as well as verbal and written communication skills with a customer service focus.
* Ability to multitask and be a team player in a fast-paced environment.
* Detail-oriented with strong organizational, time management, problem-solving, and follow-through skills
Compensation:
We are Proud to Provide the following:
* Access to benefits including medical, dental, and vision insurance
* Short-term and long-term disability
* Life insurance
* Generous Paid Time Off and holidays
* Flexible spending account
* 401K with company match
#indcorp
#indcorp
Utility Vegetation Management Removal Specialist
Risk manager job in Ann Arbor, MI
Job Description
Utility Vegetation Management Removal Specialist
Who are we?
We're dedicated to the growth of our employees. We truly believe in your development. For those who show initiative, we will do what it takes to get you where you want to go.
We're growing but still maintain an entrepreneurial spirit. We give you room to be accountable and responsible in your role. We believe progress is bred through innovation and we encourage our employees to bring their ideas forward.
We're safety focused. Safety is paramount in how we operate as we believe in providing excellence in our service to our vegetation management clients.
We're transparent and respectful. We support each other and are transparent and honest in our communication. We believe that trust is the foundation of our success with clients and within our team.
Who You Are:
Seeking an Outreach Specialist to educate customers and secure tree removal approvals. Role involves managing contact documentation, using data and photos to influence decisions, and working independently outdoors.
Responsibilities:
Meets with property owners regarding vegetation management needs
Drives tree removal approvals through customer education and outreach
Manages documentation of the three-touch customer contact process
Uses photos, data, and persuasive skills to successfully negotiate tree removal opportunities
Other duties as assigned
Qualifications:
3-10 years in customer service or outreach/sales
Experience in Forestry, Arboriculture, or Horticulture
Empathetic communicator
Demonstrates initiative and proactively looks for ways to perform work in the most effective manner and the ability to work safely and efficiently with minimal oversight
Must be able to work alone, outdoors in various weather conditions and terrain
Must be skilled with technology and possess basic computer and smart phone skills
Capable of operating a 4x4 vehicle on rough roads
Physical Demands, Conditions, Work Environment
The physical demands, conditions, and work environment characteristics described here must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
Employees must be able to maintain attention and concentration for extended periods of time.
Work alone in an outdoor field environment; extensive vehicle operation and foot patrol of utility power lines; remote locations as well as urban, city environment; physical demands and travel from site to site, including walking/hiking on various surfaces including flat, dry, wet, slippery, uneven, rough, steep terrain, hills, and slopes; exposure to noise, dust, grease, and all types of weather and temperature conditions; exposure to hazardous traffic conditions.
Physical
Primary functions require sufficient physical ability and mobility to work in a field environment:
walk, stand, sit, and operate a motor vehicle for prolonged periods of time;
frequently stoop, bend, kneel, crouch, run, crawl, climb, reach, twist, grasp and make repetitive hand movements in the performance of daily duties;
carry, push and/or pull light to moderate amounts of weight (5 to 10 lbs.);
operate assigned equipment and vehicles;
verbally communicate to exchange information with public;
see and hear in normal range with or without correction;
operate assigned field equipment, including handheld computer, range finder, water backpack, shovel, and traffic cone.
Safety
Safety is a top priority at Atlas Field Services. Successful candidates will be committed to their personal safety and to the safety of others. This role will require a general understanding and the ability to identify safety hazards and report any unsafe working conditions. The position requires active participation in safety briefings and may deliver industry-specific safety messages to a broad audience when called upon.
Pre-Qualifications
Applicants must pass a pre-employment drug test.
All candidates must possess a valid driver's license and have a good driving record.
Job Type - Full Time
AFS is an Equal Opportunity Employer
Tax Senior / Manager / Senior Manager / Director Asset Management
Risk manager job in Michigan Center, MI
We are seeking experienced tax professionals from Associate all the way up to Manager, Senior Manager, or Director level to join our big 4 clients growing Tax team serving clients in the asset management and broader financial services sectors. This role offers the opportunity to work with some of the world's leading hedge funds, private equity firms, venture capital groups, and alternative asset managers and insurance in a dynamic international environment. You will advise clients on U.S. and international tax matters, support compliance efforts, and provide insight on structuring, transactions, and regulatory reporting.
Key Responsibilities:
Manage U.S. tax compliance and consulting engagements for partnerships, corporations, and other entities in the asset management industry
Review and prepare U.S. tax returns and forms including but not limited to:
Form 1065, Form 1120, Form 1120-F, Form 1040-NR
Form 5471, Form 8865, Form 8858, Form 8938, Form 1118, Form 8621
FATCA and CRS-related reporting
Analyze and apply U.S. Subchapter K (Partnership Tax), Subchapter C (Corporate Tax), PFIC and CFC rules
Assist clients with tax structuring and cross-border planning including inbound and outbound investment strategies
Prepare and review tax workpapers, allocations, M-1 adjustments, and tax basis schedules
Advise on fund formation, investment structuring, and exit planning
Liaise with clients, legal counsel, auditors, and tax authorities as needed
Supervise and mentor junior staff, and manage project timelines and deliverables
Monitor and interpret changes in U.S. tax legislation relevant to asset managers operating offshore
Qualifications:
CPA (U.S.), EA (Enrolled Agent), CTA (UK), ACA, or LL.M. in Taxation
Minimum of 212+ years of relevant U.S. tax experience, ideally within a Big 4, mid-tier, or in-house financial services tax team
Extensive experience with U.S. partnership and corporate tax compliance, international information reporting, and asset management clients
Strong technical knowledge of U.S. federal income tax and cross-border taxation matters
Working knowledge of common structures including master-feeder funds, blockers, and offshore investment vehicles
Prior exposure to international jurisdictions including FATCA, CRS, and local regulatory frameworks is an asset
Excellent interpersonal and project management skills
What the Role Offers:
Relocation support, including accommodation, transportation, and flights for the candidate and their family.
Competitive salary and comprehensive benefits package, including medical insurance coverage for the employee and their dependents.
Tax-free or low-tax jurisdiction employment
Exposure to top-tier global clients and complex international tax issues
Opportunity to live and work in premier financial hubs with high quality of life
Note:
We adhere to strict data protection policies to ensure that your information is secure and only shared with potential employers with your explicit consent.
Senior Group Risk Specialist (US) - Operational Risk Management
Risk manager job in Southfield, MI
Mount Laurel, New Jersey, United States of America **Hours:** 40 **Pay Details:** $115,440 - $186,160 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
Risk Management
**Job Description:**
The Senior Group Risk Specialist provides a comprehensive and diverse range of risk management expertise to business leaders. Leads and supports the implementation of appropriate risk frameworks and leading related management activities to mitigate enterprise and/or business-wide risk exposures for key business segment of the Bank or functional area. May provide oversight, commentary, and recommendations based on overall strategy and industry best practices.
**Depth & Scope:**
+ Recognized as top level expert within the company and requires significant in-depth and/or breadth of expertise in a complex field and knowledge of broader related areas
+ Senior specialist providing advisory services to executives, business segment leaders and governs requirements for own work
+ Integrates knowledge of the enterprise function's or business segment's strategy in leading program design, policy formulation or operating standards within one or more areas of expertise
+ Anticipates emerging business trends and regulatory/risk issues as a basis for recommending large-scale product, technical, functional or operations improvements
+ Serves as a source of expert advice to senior management in field of specialty; may lead team(s) of related specialists/experts
+ Advises on execution strategy and leads the development and deployment of functional programs or initiatives within own field or across multiple specialties
+ Solves unique and ambiguous problems with broad impact; typically oversees standards, controls and operating methods that have significant financial and operational impact within the context of own field
+ Requires innovative thinking to develop new solutions
+ Impacts the technical or functional direction and resource allocation of part of an enterprise function or business segment
+ Works within general policies and industry guidelines
+ Engages stakeholders to take action; serves as a source of expert advice, influences change; frames information in a broader context
+ Provides leadership guidance, makes recommendations and collaborates with business to ensure solutions meet the business needs on a complex project or program
+ Identifies and leads problem resolution for project/program complex requirements related issues at all levels
**Education & Experience:**
+ Undergraduate degree or technical certificate and/or
+ 10+ years relevant experience
+ Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting for business supported and/or area of discipline to deliver objective guidance and independent challenge on initiatives.
+ Knowledge of risk management environment, standards, regulations and mitigation
+ Knowledge of current and emerging competitor and market trends
+ Ability to contribute to strategic direction of the function and provide advice to senior leadership
+ Skill in mentoring and coaching
+ Skill in using advanced analytical software tools, data analysis methods and specialized reporting techniques
+ Advanced ability to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives
+ Ability to make an impact, influence, and achieve results with effective negotiation, problem-solving, and communication skills
+ Skill in using computer applications including MS Office
+ Ability to communicate effectively in both oral and written form
+ Ability to work collaboratively and build relationships across teams and functions
+ Ability to work successfully as a member of a team and independently
+ Ability to exercise sound judgement in making decisions
+ Ability to analyze, organize and prioritize work while meeting multiple deadlines
+ Ability to handle confidential information with discretion
**Preferred Qualifications** :
+ Experience in Risk Management (ERM) in either the Banking or Insurance Industries. Strong preference for someone to have experience in Operational Risk Management (ORM).
+ Governance experience, ability to work with others, problem identification, attention to detail, and ability to make recommendations to overall processes/documentation.
+ General understanding of governance requirements and impacts to overall business units/enterprise.
**Customer Accountabilities:**
+ Leads the development and/or implementation of specific standards, policies and/or processes that identify, report on and mitigate operational (or all major) risk exposures within the business
+ Proactively analyzes potential risks and ensures escalation of key risks to appropriate areas and/or executive review with business executive findings and action plans to mitigate and manage these risks
+ Establishes and provides on-going analysis and reporting on operational risk and/or other major risk categories as applicable to own business or functional area, and reviews findings and action plans with business leaders to mitigate and manage key issues
+ Coordinates and/or guides activities relating to core operational risk disciplines/programs including, Risk & Control Self-Assessment, Business Continuity Management, Outsourcing & Vendor Management, Regulatory Compliance (e.g. CDIC, AML, Privacy, IDA, CBA, SOX, Basel etc.)
+ Supports enterprise-wide operational risk escalation, review and approval processes, data management, policies and risk assessment processes
+ Directs the development and monitoring of Key Risk Indicators and facilitate communication and resolution of risk issues among other business segments where applicable
+ May be accountable for managing ancillary operational risk areas (e.g. BCM/incident management, outsourcing/vendor management, fraud aggregation and assessment, Basel implementation/capital analysis, change management, Privacy, AML, LCM and other regulatory issues), in addition to core functions
+ May be responsible for providing support for other major risk areas (e.g. Market, Credit, Reputational and/or Regulatory risks etc.)
+ May be a point of contact for guidance in the monitoring/reporting of compliance, management, and strategic initiatives
+ Provides broad/deep commentary in support of the development/maintenance/oversight of policies/procedures/practices, as required
**Shareholder Accountabilities:**
+ Adheres to enterprise frameworks or methodologies that relate to activities for our business area
+ Ensures respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities
+ Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate
+ Ensures business operations are in compliance with applicable internal and external requirements ( e.g. financial controls, segregation of duties, transaction approvals and physical control of assets)
+ Participates in cross-functional/enterprise/initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations
+ Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience
+ Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations and assess the effectiveness of programs/policies/practices
+ Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist
+ Leads/facilitates and/or implements actions/remediation plans to address performance/risk/governance issues
+ Actively manages relationships within and across various business lines, corporate and/or oversight functions and ensures alignment with enterprise and/or regulatory requirements
+ Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
+ Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
**Employee/Team Accountabilities:**
+ Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
+ Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit
+ Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
+ Participates in personal performance management and development activities, including cross training within own team
+ Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
+ Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
+ Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships
+ Contributes to a fair, positive and equitable environment that supports a diverse workforce
+ Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Never
+ Performing sedentary work - Continuous
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Occasional
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Never
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Never
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Never
+ Reaching forward - Occasional
+ Pushing - Never
+ Pulling - Never
+ Twisting - Never
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
\#LI-AMCBCorporate
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (***************************************
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
CISS Risk Analyst
Risk manager job in Auburn Hills, MI
OpTech is an award-winning talent management firm providing Information Technology, Engineering and Healthcare talent and services to Fortune 500 and Government clients. We offer our employees outstanding career opportunities supporting innovative companies with cutting-edge technology. OpTech's awards include the distinguished Elite Category Award for best Recruitment, Selection and Orientation practices, the prestigious National 101 Best and Brightest Companies to Work For and the coveted Crain's Cool Places to Work in Michigan. OpTech creatively combines training, mentoring, bonuses and rewards to motivate and retain the highest caliber talent. OpTech offers Opportunity...see how a fast-paced career with one of the leading technology firms can benefit you!
Job Description
Required Skills
• The job is to assess the controls at our suppliers to ensure that they are adequate to mitigate the risk of outsourcing to that supplier.
• This assessment would be accomplished by interpreting independent reviews of the supplier, minimal on-site reviews and testing at the supplier, as well as utilizing the available tools (MS Office, Archer, Hiperos, etc.), to automate and communicate the scoring of inherent and residual risks involved in supplier relationships.
• Information Security experience (preferably Third Party Risk Management and Compliance)
• Familiarity with SOC 1 (SSAE 16*) and SOC 2 (**AT101) reports
• Ability to write process, procedures, flowcharts
• Knowledge of regulatory and industry standards such GLBA, HIPAA, COBIT, FFIEC
Qualifications
Information Security experience (preferably Third Party Risk Management and Compliance)
• Familiarity with SOC 1 (SSAE 16*) and SOC 2 (**AT101) reports
• Ability to write process, procedures, flowcharts
• Knowledge of regulatory and industry standards such GLBA, HIPAA, COBIT, FFIEC
Additional Information
Preferred Skills and competencies
• IT Audit Experience
• Knowledge of FS-ISAC Shared Assessments, Pen Test results , PCI DSS
• Experience performing on-site third party reviews
• CISA, CISSP, CRISC or other security certifications
• Archer (eGRC) or Hiperos (Supplier Management) experience
• Knowledge of Visual Basic and Macro Coding for MS Office applications
Manager, Treasury
Risk manager job in Auburn Hills, MI
The Treasury Manager oversees an organization's financial operations related to cash flow, liquidity, and risk management, ensuring the company's financial health and compliance with banking regulations. Key Responsibilities * Cash Management: Manage daily cash flow, ensuring sufficient liquidity to meet obligations and optimizing banking operations.
* Financial Risk Management: Assess and mitigate financial risks associated with cash flow and investments, including foreign exchange and interest rate risks.
* Cash Forecasting: Develop and maintain cash forecasting models to predict future cash needs and align with corporate financial goals.
* Banking Relationships: Maintain and enhance relationships with banking partners, ensuring effective treasury transactions and services.
* Reporting: Prepare regular reports for senior management, including cash flow forecasts, investment performance, and risk assessments.
* Compliance: Ensure compliance with internal policies and external regulations, including Sarbanes-Oxley or similar requirements.
Qualifications
* Education: A bachelor's degree in finance, accounting, or a related field is typically required.
* Experience: 5+ years of experience in treasury management or finance, with some supervisory experience preferred.
* Skills: Strong analytical skills, attention to detail, and proficiency in financial modeling and analysis are essential. Familiarity with treasury management systems and financial regulations is also important.
Risk Analyst
Risk manager job in Pontiac, MI
We are seeking a detail-oriented and analytical Risk Analyst to join our team. The ideal candidate will have a strong understanding of risk management principles and the ability to identify, assess, and mitigate potential risks to our organization. As a Risk Analyst, you will play a key role in analyzing data, monitoring risk factors, and providing insights to support informed decision-making across the company.
Responsibilities:
Analyze financial reports and credit information to evaluate the creditworthiness of individuals or businesses.
Assist in the development and implementation of risk management strategies and policies.
Collaborate with other departments to develop and implement risk mitigation strategies and controls.
Monitor key risk indicators and metrics
Collect necessary financial data and information and analyze for informed decision making.
Prepare reports and presentations on risk assessment findings for management and stakeholders.
Requirements:
Bachelors Degree or Associates Degree with 12 + months of experience.
Strong analytical and problem-solving skills, with the ability to interpret complex data and draw meaningful insights.
Excellent communication and presentation skills, with the ability to effectively convey technical information to non-technical audiences.
Detail-oriented and highly organized, with the ability to manage multiple tasks and priorities effectively.
Ability to work independently and collaboratively in a fast-paced, dynamic environment.
Note: This job description is not intended to be all-inclusive. The employee may perform other related duties as negotiated to meet the ongoing needs of the organization.
Benefits:
401(k)
401(k) matching
Dental insurance
Health insurance
Life insurance
Paid parental leave
Paid time off
Professional development assistance
Referral program
Vision insurance
Business Banking Rel Mgr IV
Risk manager job in Jackson, MI
Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.
We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.
Responsibilities
Salary Range
The salary range for this position is $62,300 - $199,000 per year. Final compensation will be determined by location, skills, experience, qualifications and the career level at which the position is filled.
Relationship Manager roles may vary between RM II, RM III, and RM IV - this position may be filled at a different level depending on the candidate's qualifications and relevant experience. Factors may include but are not limited to:
* Depth and breadth of prior and/or related commercial lending, business development, commercial credit and portfolio management in Business Banking or middle market experience
* Number of consistent years with success and track record as a Relationship Manager (or similar role) at the Bank or at another financial institution
* Demonstrated and proven ability to work through complex credits and/or other unique situations
* Well connected, known in market/region/industry, and influential in acquiring, deepening, and maintaining profitable client relationships through sales, prospecting and enhancing existing relationships
* Prior experience formally or informally coaching and mentoring peers while utilizing leadership skills
* Agile and prior proficiency to adapt if/when changes in sales practices and broader market and industry conditions are needed
We are currently seeking a Business Banking Relationship Manager that will be responsible for generating new loan and deposit business, according to assigned sales goals, by initiating and developing relationships with businesses, industries, developers and consumers. The Business Banking Relationship Manager maintains acceptable credit quality and appropriate loan pricing. Individual portfolio management and client relationship expansion, including partner referrals, are critical for success in this position.
Key Accountabilities
Achieve Sales Targets
* Works to achieve assigned personal sales goals through proactive activities and behaviors that lead to results.
* Aligns client and bank objectives and orchestrates organizational resources and referral partners to build collaborative, client-focused relationships.
* Uses a consultative selling approach to understand client needs and opportunities, including conducting pre-call planning, establishing rapport, interviewing for needs and opportunities, explaining features and benefits, overcoming objections and closing the sale.
* Leverages centers of influence to build a network and create a pipeline of business.
Loan Originations
* Ensures loan requests meet the requisite level as set forth under current loan standards by evaluating loan requests for proper purpose, structure and pricing.
* Partners with support staff to ensure the loan origination process meets bank and client expectations.
* Seeks guidance and insight from other lenders and Executives to deliver the best possible loan terms for the bank and client.
Portfolio Management
* Manages a portfolio of customers satisfactorily, ensuring the relationships are maintained in a professional manner and monitoring of the portfolio meets current loan standards.
* Strives to meet or exceed average portfolio target by strengthening existing client relationships and fostering new relationships.
* Manages delinquencies and portfolio to ensure that classified credits are recognized timely and referred promptly to Special Assets.
Key Competencies for Position
Strategy in Action - Build your strategic mindset capability.
* Breaks down larger goals into smaller achievable goals and communicates how they are contributing to the broader goal.
* Actively seeks to understand factors and trends that may influence role.
* Anticipates risk and develop contingency plans to manage risks.
* Identifies opportunities for improvement and seeks insights from other sources to generate potential solutions.
* Aligns activities to meet individual, team and organizational goals.
Compelling Communication - Openly and effectively communicates with others.
* Effectively and transparently shares information and ideas with others.
* Tailors the delivery of communication in a way that engages the audience and that is easy to understand and retain.
* Unites others towards common goal.
* Asks for others' opinions and ideas and listens actively to gain their support when clarifying expectations, agreeing on a solution and checking for satisfaction.
Makes Decisions & Solves Problems - Seeks deeper understanding and takes action.
* Takes ownership of the problem while collaborating with others on a resolution with an appropriate level of urgency.
* Collaborates and seeks to understands the root causes of problems.
* Evaluates the implications of new information or events and recommends solutions using decisions that are sound based on what is known at the time.
* Takes action that is consistent with available facts, constraints and probable consequences.
Delights Clients - Continuously seeks and applies knowledge leading to a best-in-class client experience.
* Passionately serves internal/external clients with excellence.
* Maintains a growth mindset staying current with developments and trends in areas of expertise influencing client satisfaction both internally and externally.
* Understands data, metrics and/or financial information, and how they tie to client satisfaction and business outcomes related to position, client and/or team.
* Nurtures client relationships by listening, prioritizing, and acting responsibly to meet client needs, mitigate risk and add shareholder value.
Qualifications and Education Requirements
* Bachelor's degree and/or H.S. Diploma/GED with equivalent work experience.
* Minimum 5 years relevant commercial banking experience.
* Ability to orchestrate organizational resources by identifying key players, communicating relevant information, and building collaborative client-focused relationships.
* Possesses a thorough knowledge of Loan Standards, Loan Review Administration and Banking/OCC Procedures.
* Very high level of written and verbal communication skills.
* Must have a proven track record of successful sales performance with strong business development skills.
* Very high level of sales, negotiation and financial analysis skills.
Key Measures of Success/Key Deliverables
* Achieve personal goals for new loan/deposit production and average portfolio target.
* Achieve personal goals for new fee production and average loan delinquency.
Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles.
As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.
We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position.
Our culture is firmly rooted in our core values.
We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical.
We are Old National Bank. Join our team!
Auto-ApplySenior Group Risk Specialist (US) - Operational Risk Management
Risk manager job in Southfield, MI
Hours: 40 Pay Details: $115,440 - $186,160 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Risk Management
Job Description:
The Senior Group Risk Specialist provides a comprehensive and diverse range of risk management expertise to business leaders. Leads and supports the implementation of appropriate risk frameworks and leading related management activities to mitigate enterprise and/or business-wide risk exposures for key business segment of the Bank or functional area. May provide oversight, commentary, and recommendations based on overall strategy and industry best practices.
Depth & Scope:
* Recognized as top level expert within the company and requires significant in-depth and/or breadth of expertise in a complex field and knowledge of broader related areas
* Senior specialist providing advisory services to executives, business segment leaders and governs requirements for own work
* Integrates knowledge of the enterprise function's or business segment's strategy in leading program design, policy formulation or operating standards within one or more areas of expertise
* Anticipates emerging business trends and regulatory/risk issues as a basis for recommending large-scale product, technical, functional or operations improvements
* Serves as a source of expert advice to senior management in field of specialty; may lead team(s) of related specialists/experts
* Advises on execution strategy and leads the development and deployment of functional programs or initiatives within own field or across multiple specialties
* Solves unique and ambiguous problems with broad impact; typically oversees standards, controls and operating methods that have significant financial and operational impact within the context of own field
* Requires innovative thinking to develop new solutions
* Impacts the technical or functional direction and resource allocation of part of an enterprise function or business segment
* Works within general policies and industry guidelines
* Engages stakeholders to take action; serves as a source of expert advice, influences change; frames information in a broader context
* Provides leadership guidance, makes recommendations and collaborates with business to ensure solutions meet the business needs on a complex project or program
* Identifies and leads problem resolution for project/program complex requirements related issues at all levels
Education & Experience:
* Undergraduate degree or technical certificate and/or
* 10+ years relevant experience
* Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting for business supported and/or area of discipline to deliver objective guidance and independent challenge on initiatives.
* Knowledge of risk management environment, standards, regulations and mitigation
* Knowledge of current and emerging competitor and market trends
* Ability to contribute to strategic direction of the function and provide advice to senior leadership
* Skill in mentoring and coaching
* Skill in using advanced analytical software tools, data analysis methods and specialized reporting techniques
* Advanced ability to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives
* Ability to make an impact, influence, and achieve results with effective negotiation, problem-solving, and communication skills
* Skill in using computer applications including MS Office
* Ability to communicate effectively in both oral and written form
* Ability to work collaboratively and build relationships across teams and functions
* Ability to work successfully as a member of a team and independently
* Ability to exercise sound judgement in making decisions
* Ability to analyze, organize and prioritize work while meeting multiple deadlines
* Ability to handle confidential information with discretion
Preferred Qualifications:
* Experience in Risk Management (ERM) in either the Banking or Insurance Industries. Strong preference for someone to have experience in Operational Risk Management (ORM).
* Governance experience, ability to work with others, problem identification, attention to detail, and ability to make recommendations to overall processes/documentation.
* General understanding of governance requirements and impacts to overall business units/enterprise.
Customer Accountabilities:
* Leads the development and/or implementation of specific standards, policies and/or processes that identify, report on and mitigate operational (or all major) risk exposures within the business
* Proactively analyzes potential risks and ensures escalation of key risks to appropriate areas and/or executive review with business executive findings and action plans to mitigate and manage these risks
* Establishes and provides on-going analysis and reporting on operational risk and/or other major risk categories as applicable to own business or functional area, and reviews findings and action plans with business leaders to mitigate and manage key issues
* Coordinates and/or guides activities relating to core operational risk disciplines/programs including, Risk & Control Self-Assessment, Business Continuity Management, Outsourcing & Vendor Management, Regulatory Compliance (e.g. CDIC, AML, Privacy, IDA, CBA, SOX, Basel etc.)
* Supports enterprise-wide operational risk escalation, review and approval processes, data management, policies and risk assessment processes
* Directs the development and monitoring of Key Risk Indicators and facilitate communication and resolution of risk issues among other business segments where applicable
* May be accountable for managing ancillary operational risk areas (e.g. BCM/incident management, outsourcing/vendor management, fraud aggregation and assessment, Basel implementation/capital analysis, change management, Privacy, AML, LCM and other regulatory issues), in addition to core functions
* May be responsible for providing support for other major risk areas (e.g. Market, Credit, Reputational and/or Regulatory risks etc.)
* May be a point of contact for guidance in the monitoring/reporting of compliance, management, and strategic initiatives
* Provides broad/deep commentary in support of the development/maintenance/oversight of policies/procedures/practices, as required
Shareholder Accountabilities:
* Adheres to enterprise frameworks or methodologies that relate to activities for our business area
* Ensures respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities
* Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate
* Ensures business operations are in compliance with applicable internal and external requirements ( e.g. financial controls, segregation of duties, transaction approvals and physical control of assets)
* Participates in cross-functional/enterprise/initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations
* Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience
* Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations and assess the effectiveness of programs/policies/practices
* Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist
* Leads/facilitates and/or implements actions/remediation plans to address performance/risk/governance issues
* Actively manages relationships within and across various business lines, corporate and/or oversight functions and ensures alignment with enterprise and/or regulatory requirements
* Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
* Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
Employee/Team Accountabilities:
* Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
* Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit
* Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
* Participates in personal performance management and development activities, including cross training within own team
* Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
* Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
* Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships
* Contributes to a fair, positive and equitable environment that supports a diverse workforce
* Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
* Domestic Travel - Occasional
* International Travel - Never
* Performing sedentary work - Continuous
* Performing multiple tasks - Continuous
* Operating standard office equipment - Continuous
* Responding quickly to sounds - Occasional
* Sitting - Continuous
* Standing - Occasional
* Walking - Occasional
* Moving safely in confined spaces - Occasional
* Lifting/Carrying (under 25 lbs.) - Occasional
* Lifting/Carrying (over 25 lbs.) - Never
* Squatting - Occasional
* Bending - Occasional
* Kneeling - Never
* Crawling - Never
* Climbing - Never
* Reaching overhead - Never
* Reaching forward - Occasional
* Pushing - Never
* Pulling - Never
* Twisting - Never
* Concentrating for long periods of time - Continuous
* Applying common sense to deal with problems involving standardized situations - Continuous
* Reading, writing and comprehending instructions - Continuous
* Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
#LI-AMCBCorporate
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
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