Risk manager jobs in Rhode Island

Citizens Enterprise Market Risk Management, a second line Risk Management function, is looking to hire a Treasury Oversight Vice President. The candidate will be part of a team supporting our independent Liquidity Risk Management and Interest Rate Risk Oversight Framework. The successful candidate will report to the Head of Treasury Risk Oversight working in coordination with Treasury teams. The incumbent will be responsible for performing second line risk management oversight through effective review and challenge, formal assessments, and continuous monitoring related to liquidity risk management practices. The incumbent should have strong knowledge of liquidity risk management requirements and concepts and funding and liquidity operational practices and strategies. To thrive as a colleague at Citizens, candidates must demonstrate a strong customer-centric mindset, exhibit persistence and resilience in the face of challenges, and embrace continuous learning to adapt and grow in a dynamic environment. Core Responsibilities: + Provide independent second-line oversight of liquidity risk management, ensuring adherence to regulatory requirements and internal risk appetite. + Supports the design and execution of review and challenge assessments of Treasury practices against regulatory and corporate expectations. + Work within established timelines to deliver assessments and risk position monitoring, which are key inputs into annual program opinions. + Responsible for continuous monitoring of liquidity risk exposures against limits and suggest and/or develop additional metrics and/or alternative risk views as needed. + Support independent review of and provide insights and recommendations on: liquidity stress testing practices, in coordination with the team and model validation function; contingency planning; liquidity buffer composition; sources and uses of funding; among others. + Identify and escalate exceptions to risk limits, policies, and procedures. + Acting as a partner with Treasury identifying areas of improvement and achieve efficiencies. + Effectively participate in EMRM governance and help formulate and drive EMRM strategy. + Establish partnerships with the various stakeholders across the three lines of defense. + Stay current on regulatory developments and industry best practices, advising on potential impacts and necessary enhancements. Qualifications: + 5+ years of experience in Treasury funding and liquidity management, Risk Oversight, or business line related functions, such as operations. + Experience related to Treasury functions in the capacity of funding/liquidity management, funds transfer pricing, capital management, or investment portfolio management is desired. + Strong understanding of regulatory liquidity requirements (e.g., LCR, NSFR, contingency funding plans, etc.) + Good familiarity with funding structures and sources/channels (FHLB, repo, brokered deposits, discount window, etc.), cash flow forecasting, stress testing methodologies, etc. + Experienced with Excel and SQL. Skills: + Strong verbal and written communication skills are required with ability to effectively challenge and influence senior stakeholders. + Ability to analyze large sets of data, workflow processes, risk profiles, and concisely summarize and/or represent effectively as management information. Education: + Bachelor's degree in finance, Economics, Engineering, or related field + Relevant professional designations (e.g., CFA/FRM) are a plus. Hours and Work Schedule: + Hours per Week: 40 + Location: Boston MA, Westwood, MA, or Johnston RI + Work Schedule: Monday - Friday, 4 days in the office, 1 day remote. Pay Transparency The salary range for this position is $141,316 - $176,500 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience. We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit ************************************** . Citizens will not sponsor an applicant for a work visa, such as an H-1B, for this position. Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. Why Work for Us At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information. 12/31/2025

Citizens Enterprise Market Risk Management, a second line Risk Management function, is looking to hire a Treasury Oversight Vice President. The candidate will be part of a team supporting our independent Liquidity Risk Management and Interest Rate Risk Oversight Framework. The successful candidate will report to the Head of Treasury Risk Oversight working in coordination with Treasury teams. The incumbent will be responsible for performing second line risk management oversight through effective review and challenge, formal assessments, and continuous monitoring related to liquidity risk management practices. The incumbent should have strong knowledge of liquidity risk management requirements and concepts and funding and liquidity operational practices and strategies. To thrive as a colleague at Citizens, candidates must demonstrate a strong customer-centric mindset, exhibit persistence and resilience in the face of challenges, and embrace continuous learning to adapt and grow in a dynamic environment. Core Responsibilities: * Provide independent second-line oversight of liquidity risk management, ensuring adherence to regulatory requirements and internal risk appetite. * Supports the design and execution of review and challenge assessments of Treasury practices against regulatory and corporate expectations. * Work within established timelines to deliver assessments and risk position monitoring, which are key inputs into annual program opinions. * Responsible for continuous monitoring of liquidity risk exposures against limits and suggest and/or develop additional metrics and/or alternative risk views as needed. * Support independent review of and provide insights and recommendations on: liquidity stress testing practices, in coordination with the team and model validation function; contingency planning; liquidity buffer composition; sources and uses of funding; among others. * Identify and escalate exceptions to risk limits, policies, and procedures. * Acting as a partner with Treasury identifying areas of improvement and achieve efficiencies. * Effectively participate in EMRM governance and help formulate and drive EMRM strategy. * Establish partnerships with the various stakeholders across the three lines of defense. * Stay current on regulatory developments and industry best practices, advising on potential impacts and necessary enhancements. Qualifications: * 5+ years of experience in Treasury funding and liquidity management, Risk Oversight, or business line related functions, such as operations. * Experience related to Treasury functions in the capacity of funding/liquidity management, funds transfer pricing, capital management, or investment portfolio management is desired. * Strong understanding of regulatory liquidity requirements (e.g., LCR, NSFR, contingency funding plans, etc.) * Good familiarity with funding structures and sources/channels (FHLB, repo, brokered deposits, discount window, etc.), cash flow forecasting, stress testing methodologies, etc. * Experienced with Excel and SQL. Skills: * Strong verbal and written communication skills are required with ability to effectively challenge and influence senior stakeholders. * Ability to analyze large sets of data, workflow processes, risk profiles, and concisely summarize and/or represent effectively as management information. Education: * Bachelor's degree in finance, Economics, Engineering, or related field * Relevant professional designations (e.g., CFA/FRM) are a plus. Hours and Work Schedule: * Hours per Week: 40 * Location: Boston MA, Westwood, MA, or Johnston RI * Work Schedule: Monday - Friday, 4 days in the office, 1 day remote. Pay Transparency The salary range for this position is $141,316 - $176,500 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience. We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit ************************************** . Citizens will not sponsor an applicant for a work visa, such as an H-1B, for this position. Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information. Benefits We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. View Benefits Awards We've Received Age-Friendly Institute's Certified Age-Friendly Employer Dave Thomas Foundation's Best Adoption-Friendly Workplace Disability:IN Best Places to Work for Disability Inclusion Human Rights Campaign Corporate Equality Index 100 Award Fair360 Top Regional Company FORTUNE's World's Most Admired Companies Military Friendly Employer

We're seeking a Small Business Risk Manager to join our Risk Management Team based in Westerly, RI. This position is responsible for assessing, monitoring, and mitigating credit and operational risks within a small business lending portfolio. This role requires strong credit underwriting expertise, advanced data analysis capabilities, and the ability to design risk strategies that support growth while maintaining portfolio quality. The ideal candidate is highly analytical, detail-oriented, and comfortable working with large datasets, financial statements and risk models. This is a hybrid position with required on-site work in our office in Westerly, RI. Key Responsibilities Credit Risk Management Develop and refine credit policies, scorecards, and underwriting standards to align with portfolio risk appetite. Conduct periodic portfolio reviews to identify early warning indicators, concentrations and emerging risks. Prepare and present credit recommendations to senior leadership or finance committee. Oversee quality assurance for underwriting and portfolio monitoring processes. Data Analysis & Insights Analyze large datasets to identify trends, risk drivers, and opportunities to improve risk mitigation. Build and maintain dashboards, models and metrics to track portfolio performance (e.g. delinquency, default, recovery, utilization). Use statistical tools and business intelligence platforms (e.g., SQL, Power BI) to support risk forecasting and scenario analysis. Partner with data teams to enhance data quality, automation reporting, and refine risk measurement methodologies. Portfolio Strategy & Risk Mitigation Recommend risk-adjusted strategies for pricing, credit limits, product design, and customer lifecycle management. Develop and implement risk mitigation programs - including early intervention treatments, collections strategies, and policy adjustments. Collaborate with Retail Banking, Loan Operations, and Compliance teams to ensure new initiatives align with regulatory requirements and risk appetite. Regulatory & Compliance Oversight Ensure adherence to regulatory standards such as fair lending, CRA, UDAAP, and internal risk framework. Support internal and external audits by providing clear, accurate documentation and analysis. Qualifications Bachelor's degree in finance, Economics, Business, Data Analytics, or related field, advanced degree preferred. 10+ years of experience in credit risk, underwriting, or portfolio management within financial services or small business lending. Strong quantitative and analytics skills, with proficiency in data analysis tools (SQL, Power BI platforms). Ability to communicate complex analyses to both technical and non-technical stakeholders. Strong attention to detail and the ability to manage multiple priorities in a fast-paced environment.

The Role This role will be part of a team accountable for assisting management with developing and implementing controls related to new products, operational processes, and regulatory requirements. The team will lead targeted assessments and be prepared to make decisions on the design and/or effectiveness of the related control environment. There will be a strong focus on Alternative Products (e.g., digital assets, credit alternatives, private equity, real assets). Additional responsibilities include assisting the leadership team with the development of executive presentations and producing project status reports. To successfully execute these responsibilities, the ideal candidate will possess strong controls-building skills and will have a fundamental understanding of the unique challenges related to Alternative Investment strategies. The role will work closely with business partners specifically to assess areas of risk and support the department's goals. The role requires the ability to work effectively with management, strong interpersonal and analytical skills, as well as the ability to prioritize and manage work to completion. The individual will be required to manage multiple projects and deliver high-quality work. The Expertise You Bring * Bachelor's degree required, advanced degree preferred * 8-12 years' experience in financial services or consulting * Project management experience * In depth knowledge of operational risk management and controls development * Knowledge of alternative product requirements and operations * Knowledge of key regulations (Investment Adviser's Act, Sarbanes-Oxley) The Skills You Bring * A self-starter skilled at operating autonomously to achieve results in a dynamic environment * Superb verbal and written communications skills * Must thrive in a dynamic and fluid organization where priorities shift to respond to business needs * Outstanding relationship management and facilitation skills; customer service orientation * Strong collaborator; able to develop and maintain effective working relationships * Ability to partner with and influence others across the organization to assist management in achieving objectives * Ability to build executive level presentations / visualizations Asset Management Risk provides direction to management and business units in proactively identifying and monitoring risks in order to protect the interests of the firm. To execute this goal, Asset Management Risk is responsible for identifying, analyzing, aggregating, and reporting on significant risk events and helping management develop and improve their controls and processes. The Team Asset Management Risk provides direction to management and business units in proactively identifying and monitoring risks in order to protect the interests of the firm. To execute this goal, Asset Management Risk is responsible for identifying, analyzing, aggregating, and reporting on significant risk events and helping management develop and improve their controls and processes. Note: Fidelity is not providing immigration sponsorship for this position #FidelityAlts The base salary range for this position is $110,000-222,000 USD per year. Placement in the range will vary based on job responsibilities and scope, geographic location, candidate's relevant experience, and other factors. Base salary is only part of the total compensation package. Depending on the position and eligibility requirements, the offer package may also include bonus or other variable compensation. We offer a wide range of benefits to meet your evolving needs and help you live your best life at work and at home. These benefits include comprehensive health care coverage and emotional well-being support, market-leading retirement, generous paid time off and parental leave, charitable giving employee match program, and educational assistance including student loan repayment, tuition reimbursement, and learning resources to develop your career. Note, the application window closes when the position is filled or unposted. Please be advised that Fidelity's business is governed by the provisions of the Securities Exchange Act of 1934, the Investment Advisers Act of 1940, the Investment Company Act of 1940, ERISA, numerous state laws governing securities, investment and retirement-related financial activities and the rules and regulations of numerous self-regulatory organizations, including FINRA, among others. Those laws and regulations may restrict Fidelity from hiring and/or associating with individuals with certain Criminal Histories. Most roles at Fidelity are Hybrid, requiring associates to work onsite every other week (all business days, M-F) in a Fidelity office. This does not apply to Remote or fully Onsite roles. Certifications: Category: Risk

Ankura is a team of excellence founded on innovation and growth. Ankura's Trust and Mass Torts team has extensive experience providing strategic advice to all parties involved in complex litigation. Our team provides economic, financial, statistical, business analytics, and operational expertise to law firms and corporations, with a particular focus on mass torts and class actions. Our diverse and experienced professionals provide insight throughout the entire litigation life cycle, from initial strategic planning to settlement administration. We leverage our unique expertise and knowledge in a variety of industries, ranging from consumer goods to financial services, and have been involved in some of the largest cases in US history. Our experts apply decades of experience and advanced analytics to quantify liabilities, forest outcomes, and implement structured, defensible processes for fiduciaries, courts, and stakeholders in high-volume claims environments. Role Overview The Trust and Mass Torts Senior Managing Director role is an executive level position that sells, leads and manages complex client engagement(s). The successful candidate will be a "person of stature" and self-sustaining rainmaker who generates $3 - $5 million+ annually. The candidate will p ossess a strong personal brand and deep market-making relationships resulting in a robust flow of inbound calls and bookings. The candidate will be a hands-on, passionate consulting executive who will work with team members in developing and executing on key account plans, nurturing executive level client relationships of the most strategic accounts, and achieving revenue targets. The successful candidate must be a commercial leader able to drive revenue growth and capture market share. Responsibilities + Initiates and converts business opportunities and collaborates with other Senior Managing Directors to sell and deliver engagements that generate $3 - $5 million+ annually + Project management, development of expert testimony and reports, and quantitative and qualitative analysis. + Lead project teams in preparing consulting and testifying expert analysis + Interface with clients throughout all phases of consulting engagements + Demonstrate exceptional leadership capabilities through the mentorship and development of less-senior colleagues + Encourage relationship building by participating in the firm's activities and initiatives + Manage the invoicing process, including collections, for consulting engagements + Build relationships and engage in activities designed to generate qualified leads, which will then be worked on in collaboration with Ankura practitioners + Support our national business development outreach initiatives which will require initiating and organizing meetings and phone calls with prospective clients, prepare letters and email, and participate in the preparation of sales collateral + Source and close new clients through referrals, cold calling, networking, and other means (tradeshows, regional organizations, etc.) + Build a productive pipeline and manage each phase of the sales process + Cultivate and maintain long term relationships with clients by delivering elite client service and engaging them by using knowledge of each industry and organization + Formulate sales plan to achieve monthly, quarterly, and annual sales targets + Generate daily outreach efforts to prospective clients + Develop an effective understanding of the capabilities, benefits, and competitive advantage + Set and manage client expectations while consulting with each client for best practices + Manage and control pricing and contractual issues + Travel (including multiple annual conferences, client meetings) - domestic and/or international Qualifications + Bachelor's degree from a top tier college/university; advanced degree preferred + Minimum of 10 years' professional services or related experience + A successful track record of generating $3 - $5 million+ annually to target markets + The candidate will possess a strong personal brand and deep market-making relationships resulting in a robust flow of inbound calls and bookings + Expertise defining, influencing and driving change at executive levels and across the broader community of stakeholders + Exceptional negotiation skills with complex/sophisticated situations involving executive and board level stakeholders + Able to develop credible recommendations under shortened time constraints and imperfect information + High energy style, flexible and adaptive, with the ability to work well in a very fast paced environment + Ability to adapt to complex client environments and situations + Expert written communication skills, self-directed with preparation of client ready document and presentation development + Articulate, persuasive, communicator who is adept at handling executive and difficult audiences well including ability to adapt style to audience + Research: Advise on appropriate sources for use by the team to reduce research time and increase efficiency, including paid sites + Business Groups: Deep knowledge of the services provided by each practice area, organizational structure, and any conflict/relationship nuances specific them + Issue Resolution: Ability to resolve actual and perceived conflict issues with all levels of staff to allow for the highest level of acceptance without undue risk to the firm and/or its reputation + Coordinated Initiatives: Work with internal groups on firmwide projects to improve efficiency and/or user experience; may act as primary contact #LI-Remote #LI-NT1 * Ankura is an Affirmative Action and Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against based on disability. Equal Employment Opportunity Posters, if you have a disability and believe you need a reasonable accommodation to search for a job opening, submit an online application, or participate in an interview/assessment, please email accommodations@ankura.com or call toll-free ***************. This email and phone number are created exclusively to assist disabled job seekers whose disability prevents them from being able to apply online. Only messages left for this purpose will be returned. Messages left for other purposes, such as following up on an application or technical issues unrelated to a disability, will not receive a response. Ankura Consulting Group, LLC is an independent global expert services and advisory firm that delivers services and end-to-end solutions to help clients at critical inflection points related to conflict, crisis, performance, risk, strategy, and transformation. The Ankura team consists of more than 2000 professionals serving 3,000+ clients across 55 countries who are leaders in their respective fields and areas of expertise. Collaborative Lateral Thinking That Deliversᵀᴹ, hard-earned experience, expertise, and multidisciplinary capabilities drive results and Ankura is unrivalled in its ability to assist clients to Protect, Create, and Recover Valueᵀᴹ. For more information, please visit, ankura.com.

At EY, we're all in to shape your future with confidence. We'll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go. Join EY and help to build a better working world. **Integrated Risk Management (IRM) Managed Services Center Senior Analyst (Senior)** The risk landscape is continuously changing due to market volatility, geopolitical crises, wide-spread economic changes, regulatory reforms and cyber threats. As a result, organizations look to us to transform their approach to risk to turn it in a means to not only protect the enterprise but create value. **The opportunity** Clients retain IRM Managed Services to assist them with transforming their risk functions and providing operational support for technology solutions to provide the executive leadership with valuable insight for decision making. As an IRM professional you will belong to a globally connected team of specialists delivering services from our Dallas Service Center. **Your Key Responsibilities** As a member of our IRM service center, you will be part of a specialized team supporting the delivery of risk and technology solutions on Governance, Risk, and Compliance (GRC) platforms such as Archer Technologies and Service Now. **Skills and Attributes for Success** + Responsible for managing IRM service center delivery around GRC offerings + Support ongoing maintenance and enhancement requirements for our clients + Supervising daily activities of 8-12 service center Tier 1 or 2 Analysts + Managing project/engagement budgets for IRM service center capabilities + Support development of policies and procedures to guide IRM service center activities + Assist IRM service center manager with project planning and identification of opportunities to improve delivery of services + Communicate issues and seek support in a timely manner to eliminate roadblocks and drive collaboration, speed, innovation, and excellence + Maintain a professional communicative relationship with IRM engagement team utilizing IRM service center support + Provide timely, comprehensive, and accurate information in both written and verbal communications **To qualify for the role, you must have** + 2+ years of relative development experience as a System Administrator + Archer Certified Administrator - Specialist or Archer Certified Administrator - Expert (formerly Archer Certified Professional) + Experience with data feeds, APIs, and other integrations + Proficiency with Microsoft Office (e.g., Outlook, Word, Excel, PowerPoint, etc.) + Possess working knowledge of and prior experience applying risk management fundamentals + Excellent written and oral communication skills + Proven leadership skills + Past experience managing and prioritizing multiple projects / work streams + Ability to think critically and problem solve + A team-focused mentality with the proven ability to work effectively with diverse stakeholders + Proactive attitude, seeking for improvement opportunities which can positively impact the business + An ability to work under pressure while maintaining a professional image and approach + Decision-making capabilities, with an ability to weigh the pros and cons of potential actions and identify the most appropriate one **Ideally, you'd also have** + Associate or Bachelor's degree in Computer Science, Information Systems, Business, or other related area of study preferred + Prior military experience preferred + Ability to obtain and maintain a Secret-level clearance or higher + Past experience mentoring and developing personnel + ServiceNow Certifications: Certified System Administrator (CSA) + Proficiency with scripting and data integration within the ServiceNow platform + 2+ years of supervisory experience **What we look for** EY IRM professionals possess diverse industry knowledge, along with unique technical expertise and specialized skills. We will support you with career-long training and coaching to develop your skills. EY is a global leading service provider in this space, you will work with the best of the best in a collaborative environment. So, whenever you join, however long you stay, the exceptional EY experience lasts a lifetime. **What working at EY offers** **About EY** **What we offer you** At EY, we'll develop you with future-focused skills and equip you with world-class experiences. We'll empower you in a flexible environment, and fuel you and your extraordinary talents in a diverse and inclusive culture of globally connected teams. Learn more . + We offer a comprehensive compensation and benefits package where you'll be rewarded based on your performance and recognized for the value you bring to the business. The base salary range for this job in all geographic locations in the US is $86,500 to $142,700. The base salary range for New York City Metro Area, Washington State and California (excluding Sacramento) is $103,700 to $162,100. Individual salaries within those ranges are determined through a wide variety of factors including but not limited to education, experience, knowledge, skills and geography. In addition, our Total Rewards package includes medical and dental coverage, pension and 401(k) plans, and a wide range of paid time off options. + Join us in our team-led and leader-enabled hybrid model. Our expectation is for most people in external, client serving roles to work together in person 40-60% of the time over the course of an engagement, project or year. + Under our flexible vacation policy, you'll decide how much vacation time you need based on your own personal circumstances. You'll also be granted time off for designated EY Paid Holidays, Winter/Summer breaks, Personal/Family Care, and other leaves of absence when needed to support your physical, financial, and emotional well-being. **Are you ready to shape your future with confidence? Apply today.** EY accepts applications for this position on an on-going basis. For those living in California, please click here for additional information. EY focuses on high-ethical standards and integrity among its employees and expects all candidates to demonstrate these qualities. **EY | Building a better working world** EY is building a better working world by creating new value for clients, people, society and the planet, while building trust in capital markets. Enabled by data, AI and advanced technology, EY teams help clients shape the future with confidence and develop answers for the most pressing issues of today and tomorrow. EY teams work across a full spectrum of services in assurance, consulting, tax, strategy and transactions. Fueled by sector insights, a globally connected, multi-disciplinary network and diverse ecosystem partners, EY teams can provide services in more than 150 countries and territories. EY provides equal employment opportunities to applicants and employees without regard to race, color, religion, age, sex, sexual orientation, gender identity/expression, pregnancy, genetic information, national origin, protected veteran status, disability status, or any other legally protected basis, including arrest and conviction records, in accordance with applicable law. EY is committed to providing reasonable accommodation to qualified individuals with disabilities including veterans with disabilities. If you have a disability and either need assistance applying online or need to request an accommodation during any part of the application process, please call 1-800-EY-HELP3, select Option 2 for candidate related inquiries, then select Option 1 for candidate queries and finally select Option 2 for candidates with an inquiry which will route you to EY's Talent Shared Services Team (TSS) or email the TSS at ************************** .

Brightstar is an innovative, forward-thinking global leader in lottery that builds on our renowned expertise in delivering secure technology and producing reliable, comprehensive solutions for our customers. As a premier pure play global lottery company, our best-in-class lottery operations, retail and digital solutions, and award-winning lottery games enable our customers to achieve their goals, fulfill player needs and distribute meaningful benefits to communities. Brightstar has a well-established local presence and is a trusted partner to governments and regulators around the world, creating value by adhering to the highest standards of service, integrity, and responsibility. Brightstar has approximately 6,000 employees. For more information, please visit ************************** Responsibilities We are seeking a strategic and experienced Director of Enterprise Risk Management (ERM) to support the design, implementation, and continuous improvement of our enterprise risk framework. This role will collaborate across multiple functions, products and geographies to identify, assess, and mitigate risks, and will contribute to board-level reporting and strategic risk planning. The ideal candidate will bring deep expertise in ERM, strong business acumen, and the ability to influence senior leadership in a dynamic, high-growth environment. This role reports to the VP of Corporate Strategy and is based on Providence, RI, with a hybrid working environment. Key Responsibilities: ERM Strategy & Framework Design, implement, and continuously improve the global ERM framework aligned with company strategy and regulatory requirements. Develop risk appetite statements and risk tolerance thresholds in collaboration with executive leadership. Risk Identification & Assessment Lead enterprise-wide risk assessments, including strategic, operational, financial, compliance, cybersecurity, and reputational risks. Facilitate risk workshops and scenario planning with business units and corporate functions. Risk Monitoring & Reporting Assist with implementation and maintenance of all ERM technology solutions, including develop and maintain risk dashboards, heat maps, and key risk indicators (KRIs). Present risk insights and mitigation strategies to the Board of Directors, Audit Committee, and senior leadership. Cross-Functional Collaboration Partner with Legal, Finance, IT, Security, Product, HR, and other teams to embed risk management into decision-making processes. Support internal audit and compliance functions with risk-based planning and execution. Prepare risk insights and mitigation strategies for senior leadership and board committees. Technology & Innovation Risk Assess risks related to emerging technologies, AI/ML, cloud infrastructure, data privacy, and global product launches. Stay ahead of regulatory developments and industry trends impacting the tech sector. Crisis Management & Business Continuity Assist in business continuity planning and crisis response protocols. Participate in post-incident reviews and risk remediation efforts. Oversee other special projects and strategic initiatives that ERM becomes involved with Qualifications Bachelor's degree in risk management, Business, Finance, or related field; Master's or MBA preferred. 10+ years of experience in enterprise risk management, preferably in a global technology or innovation-driven company. Strong understanding of regulatory environments (e.g., GDPR, SOX, ISO 31000, NIST). Proven ability to influence and collaborate with senior executives and cross-functional teams. Excellent analytical, communication, and leadership skills. Proven ability to synthesize key messages and takeaways into concise and well-crafted presentations directed to a senior audience Certifications such as CRM, FRM, or CERA are a plus. Key Skills: Experience with risk management software and data analytics tools Global mindset and experience working across multiple geographies and cultures. Ability to thrive in ambiguity and drive change in complex environments. Ability to work autonomously and drive own work deliverables Keys to Success • Building collaborative relationships • Decision making • Drive results • Foster innovation • Personal energy • Self-leadership #LI-KM1 #LI-HYBRID At Brightstar, we consider a wide range of factors in determining compensation, including background, skills, experience, and work location. These factors can cause your compensation to vary. The estimated starting compensation range is $117,880 - $240,000. The actual pay offered may end up being higher or lower. The Company will comply with all local pay requirements and collective bargaining agreements, where applicable. Base pay is only one part of our Total Rewards program. Sales roles may be eligible for commission payments, while other roles are eligible for discretionary bonuses. In addition, we offer employees a 401(k) Savings Plan with Company contributions, health, dental, and vision insurance, life, accident, and disability insurance, tuition reimbursement, paid time off, wellness programs, and identity theft insurance. Note: programs are subject to eligibility requirements. All Brightstar employees have a role in information security. Annual training will be assigned and required as appropriate.

Brightstar is an innovative, forward-thinking global leader in lottery that builds on our renowned expertise in delivering secure technology and producing reliable, comprehensive solutions for our customers. As a premier pure play global lottery company, our best-in-class lottery operations, retail and digital solutions, and award-winning lottery games enable our customers to achieve their goals, fulfill player needs and distribute meaningful benefits to communities. Brightstar has a well-established local presence and is a trusted partner to governments and regulators around the world, creating value by adhering to the highest standards of service, integrity, and responsibility. Brightstar has approximately 6,000 employees. For more information, please visit ************************* . **Responsibilities** We are seeking a strategic and experienced Director of Enterprise Risk Management (ERM) to support the design, implementation, and continuous improvement of our enterprise risk framework. This role will collaborate across multiple functions, products and geographies to identify, assess, and mitigate risks, and will contribute to board-level reporting and strategic risk planning. The ideal candidate will bring deep expertise in ERM, strong business acumen, and the ability to influence senior leadership in a dynamic, high-growth environment. This role reports to the VP of Corporate Strategy and is based on Providence, RI, with a hybrid working environment. **Key Responsibilities:** + **ERM Strategy & Framework** + Design, implement, and continuously improve the global ERM framework aligned with company strategy and regulatory requirements. + Develop risk appetite statements and risk tolerance thresholds in collaboration with executive leadership. + **Risk Identification & Assessment** + Lead enterprise-wide risk assessments, including strategic, operational, financial, compliance, cybersecurity, and reputational risks. + Facilitate risk workshops and scenario planning with business units and corporate functions. + **Risk Monitoring & Reporting** + Assist with implementation and maintenance of all ERM technology solutions, including develop and maintain risk dashboards, heat maps, and key risk indicators (KRIs). Present risk insights and mitigation strategies to the Board of Directors, Audit Committee, and senior leadership. + **Cross-Functional Collaboration** + Partner with Legal, Finance, IT, Security, Product, HR, and other teams to embed risk management into decision-making processes. + Support internal audit and compliance functions with risk-based planning and execution. + Prepare risk insights and mitigation strategies for senior leadership and board committees. + **Technology & Innovation Risk** + Assess risks related to emerging technologies, AI/ML, cloud infrastructure, data privacy, and global product launches. + Stay ahead of regulatory developments and industry trends impacting the tech sector. + **Crisis Management & Business Continuity** + Assist in business continuity planning and crisis response protocols **.** + Participate in post-incident reviews and risk remediation efforts. + Oversee other special projects and strategic initiatives that ERM becomes involved with **Qualifications** + Bachelor's degree in risk management, Business, Finance, or related field; Master's or MBA preferred. + 10+ years of experience in enterprise risk management, preferably in a global technology or innovation-driven company. + Strong understanding of regulatory environments (e.g., GDPR, SOX, ISO 31000, NIST). + Proven ability to influence and collaborate with senior executives and cross-functional teams. + Excellent analytical, communication, and leadership skills. + Proven ability to synthesize key messages and takeaways into concise and well-crafted presentations directed to a senior audience + Certifications such as CRM, FRM, or CERA are a plus. **Key Skills:** + Experience with risk management software and data analytics tools + Global mindset and experience working across multiple geographies and cultures. + Ability to thrive in ambiguity and drive change in complex environments. + Ability to work autonomously and drive own work deliverables **Keys to Success** - Leading Complexity - Leading People - Leading the Business - Leading Self \#LI-KM1 #LI-HYBRID At Brightstar, we consider a wide range of factors in determining compensation, including background, skills, experience, and work location. These factors can cause your compensation to vary. The estimated starting compensation range is $117,880 - $240,000. The actual pay offered may end up being higher or lower. The Company will comply with all local pay requirements and collective bargaining agreements, where applicable. Base pay is only one part of our Total Rewards program. Sales roles may be eligible for commission payments, while other roles are eligible for discretionary bonuses. In addition, we offer employees a 401(k) Savings Plan with Company contributions, health, dental, and vision insurance, life, accident, and disability insurance, tuition reimbursement, paid time off, wellness programs, and identity theft insurance. Note: programs are subject to eligibility requirements. All Brightstar employees have a role in information security. Annual training will be assigned and required as appropriate. IGT is committed to sustaining a workforce that reflects the diversity of the global customers and communities we serve, and to creating a fair and inclusive culture that enables all our employees to feel valued, respected and engaged. IGT is an equal opportunity employer. We provide equal opportunities without regard to race, color, religion, gender, sexual orientation, gender identity, gender expression, pregnancy, marital status, national origin, citizenship, covered veteran status, ancestry, age, physical or mental disability, medical condition, genetic information, or any other legally protected status in accordance with applicable local, state, federal laws or other laws. We thank all applicants for applying; however, only those selected to interview will be contacted.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. **How will you make an impact in this role?** How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you're finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex. The incumbent will play a key role in representing Risk Management in U.S. Consumer new product development initiatives, in close partnership with functional teams across Credit and Fraud Risk (CFR). The incumbent will collaborate across all Credit and Fraud Risk (CFR) functions to create comprehensive and robust credit strategies for banking products. The incumbent will also work in collaboration with non-CFR teams, including Product Management, Corporate Development, Marketing, Finance, Compliance, GCO, Servicing, and Technologies in order to evaluate the impacts of new initiatives on business economics. This position requires strong analytical and communication skills, with an ability to interact with and influence colleagues and senior leaders in CFR and across the enterprise. **Responsibilities:** + Represent CFR in the U.S. Consumer New Product Development process; provide input and consulting to deal teams through the development lifecycle - evaluation, proposal, and launch + Review deal pipelines, perform risk due diligence on prospective partners and portfolios, and provide risk inputs into deal contracts + Perform benchmarking analyses using internal and external data to predict product performance metrics and behaviors - e.g., approval rate, spend, revolve, write-off + Develop end-to-end risk management strategies for new products, implement strategies, policies, and controls, and monitor and assess post-launch performance + Define risk management strategies for banking products; implement policies, processes, and controls; monitor and actively manage portfolio credit metrics. **Minimum Qualifications:** + Learning agility and rigor for using analysis to solve complex business problems + Deep understanding of card economics + Comfort and proven ability to drive results under tight timelines, often with limited information + Effective and succinct communication, adjusting style for channel and audience + Ability to build strong relationships in a cross-functional environment, interacting with and influencing business partners across CFR, Product Management, Corporate Development, Marketing, Compliance, GCO, and Technologies + Strong project management skills with ability to manage multiple competing priorities + Experience working with large datasets; knowledge of Lumi, Python, SQL, and/or other similar programming languages required **Preferred Qualifications:** + Expertise in credit risk management, consumer credit, and card/installment lending economics + Externally focused and aware of the latest technology and market trends in payment, credit trends, and credit behavior + Familiar and pays attention to external/industry development in the payments industry + Adaptability in a quickly changing environment + Advance degree in an analytical field is a plus **Qualifications** Salary Range: $89,250.00 to $150,250.00 annually bonus benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: + Competitive base salaries + Bonus incentives + 6% Company Match on retirement savings plan + Free financial coaching and financial well-being support + Comprehensive medical, dental, vision, life insurance, and disability benefits + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: *************************** Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. **Job:** Risk **Primary Location:** United States **Schedule** Full-time **Req ID:** 25019902

Ready to be pushed beyond what you think you're capable of? At Coinbase, our mission is to increase economic freedom in the world. It's a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging onchain platform - and with it, the future global financial system. To achieve our mission, we're seeking a very specific candidate. We want someone who is passionate about our mission and who believes in the power of crypto and blockchain technology to update the financial system. We want someone who is eager to leave their mark on the world, who relishes the pressure and privilege of working with high caliber colleagues, and who actively seeks feedback to keep leveling up. We want someone who will run towards, not away from, solving the company's hardest problems. Our ******************************** is intense and isn't for everyone. But if you want to build the future alongside others who excel in their disciplines and expect the same from you, there's no better place to be. While many roles at Coinbase are remote-first, we are not remote-only. In-person participation is required throughout the year. Team and company-wide offsites are held multiple times annually to foster collaboration, connection, and alignment. Attendance is expected and fully supported. Coinbase is looking for a creative and analytical Senior Analyst of Technology Risk. You will serve as a member of the Coinbase Technology Risk & Controls team and support the implementation and maturity of our technology and security risk management program. Your risk team will define, quantify, manage, and communicate risks, and use outcomes to inform business decisions. You will serve as the subject matter expert in technology risk management operations, and will make these applicable and usable for fast-moving technical teams located across global time zones. *What you'll be doing (ie. job duties):* * Analysis of multiple variables, including but not limited to, threat intelligence and risks, to inform threat models/risk scoring methodologies. * Enable risk informed business outcomes: Enable teams and leadership to make risk-based decisions by clearly communicating quantitative and qualitative tradeoffs. * Manage risks throughout the risk lifecycle: Intake, triage, analyze, and calculate (inherent/residual) risk in collaboration with subject matter experts and risk owners. Facilitate agreement and documentation of risk treatment decisions; pressure testing treatment decisions and validating execution of mitigation plans across stakeholders as required. Participate in continuous monitoring or risk treatment. * Reporting on risk posture: Support synchronous and asynchronous reporting on findings, metrics, and recommend mitigations to business leadership. This includes ad hoc and scheduled meetings with leadership and business risk owners. * Maintain source of truth risk register: Quality control of data, tooling support, and implementing automation/process improvements to establish a baseline and iteratively improve risk management data and tooling. * Communications and training: Support develop, execution, and maintenance of communication and training plans to roll out the technology risk program across the organization. Maintain team runbooks, team intra-web pages, and risk register metrics dashboards. * Enterprise risk alignment: Work in lockstep with Enterprise Risk Management to escalate risks through the enterprise risk register and report relevant metrics to senior leadership as determined necessary. * Global Engagement: Collaborate with stakeholders to help scale the program's risk framework across Coinbase entities, products, and geographies/markets. Regularly collaborate with GRC teams, Legal and Compliance for risks, assessments, and reporting to meet regulatory requirements. * Support audit and regulatory inspections: Support data compilation to respond to US and international audit/regulator inquiries. * Maintain an industry pulse: Maintain awareness of international regulation, emerging threats, forecasts, policies, and benchmarks * Execute risk assessments: Execute technical risk assessments across our production and corporate environments, enabling the team to communicate risk in both qualitative and quantitative terms. *What we look for in you (ie. job requirements):* * 5+ years of experience working in a 1 or 2 LoD risk management function and/or Governance, Risk, and Compliance organization. * Risk domain knowledge and best practices: Familiarity with standards and frameworks e.g. ISO 27001/5, NIST CSF, COBIT, ITIL, DORA, FAIR risk quant methodology to measure controls/risks, monitor controls/risks, and validating/racking/evidencing remediation. * Technology risk domain knowledge: Ability to dig into technical risk solutions and to work on technical quantitative risk assessments across information technology domains such as asset management, resilience, systems development lifecycle, and infrastructure. * Comfortable working with project management tooling (e.g. Jira, Archer) and quant and qualitative data analytics tooling. * Clear/concise communicator and writer; experience drafting/operationalizing project plans across stakeholders, holding teams accountable, and documenting deliverables to varying levels of junior and senior stakeholder audiences. Ability to translate controls/risk standards out of compliance speak and into functional requirements and across varying levels of technical stakeholders. * Regulatory familiarity: Working knowledge of major regulatory/legal frameworks (US/international) driving requirements across technology organizations. * Navigating ambiguity and complexity: Ability to manage a queue against strategic priorities and shows expertise in being able to handle multiple assessments at a time. You are comfortable operating on an unpaved road and dealing with ambiguity. * Drive for continuous learning: You are willing to learn and apply processes unique to the challenges at Coinbase. You have a willingness to embrace a steep learning curve and stretch opportunities to learn new skills. * Excellent organization and project management skills in a fast-moving and demanding environment *Nice to haves:* * FinTech, TradFi, consulting, business operations technical program management or other customer-facing disciplines. * Strong knowledge of risk/control issues in relation to evolving technology (e.g., crypto, mobile, cloud, data lakes, machine learning). * Certification is a plus, but not a requirement: information security risk management qualifications like CRISC, CISA, CISSP, CISM, and FAIR. * Coding knowledge a plus, but not a requirement (e.g. learn to build data joins, integrations with GRC and data visualization tools) * Demonstrated beginner/intermediate knowledge of crypto/blockchain/web3 Position ID: P69475 \#LI-Remote *Pay Transparency Notice:* Depending on your work location, the target annual salary for this position can range as detailed below. Full time offers from Coinbase also include bonus eligibility + equity eligibility**+ benefits (including medical, dental, vision and 401(k)). Pay Range: $167,280-$196,800 USD Please be advised that each candidate may submit a maximum of four applications within any 30-day period. We encourage you to carefully evaluate how your skills and interests align with Coinbase's roles before applying. Commitment to Equal Opportunity Coinbase is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, sex, gender expression or identity, sexual orientation or any other basis protected by applicable law. Coinbase will also consider for employment qualified applicants with criminal histories in a manner consistent with applicable federal, state and local law. For US applicants, you may view the *********************************************** in certain locations, as required by law. Coinbase is also committed to providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please contact us at accommodations*********************************** *Global Data Privacy Notice for Job Candidates and Applicants* Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job applicants. Our full notice outlining how data will be processed as part of the application procedure for applicable locations is available ********************************************************** By submitting your application, you are agreeing to our use and processing of your data as required. *AI Disclosure* For select roles, Coinbase is piloting an AI tool based on machine learning technologies to conduct initial screening interviews to qualified applicants. The tool simulates realistic interview scenarios and engages in dynamic conversation. A human recruiter will review your interview responses, provided in the form of a voice recording and/or transcript, to assess them against the qualifications and characteristics outlined in the job description. For select roles, Coinbase is also piloting an AI interview intelligence platform to transcribe and summarize interview notes, allowing our interviewers to fully focus on you as the candidate. *The above pilots are for testing purposes and Coinbase will not use AI to make decisions impacting employment*. To request a reasonable accommodation due to disability, please contact accommodations[at]coinbase.com

**Who Are We?** Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. **Job Category** Product **Compensation Overview** The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards. **Salary Range** $81,500.00 - $134,500.00 **Target Openings** 1 **What Is the Opportunity?** Within the Product & UW team at Travelers, you will have the opportunity to regularly engage in unique and intellectually stimulating business problems. As a Sr Analyst, PM, Portfolio Risk Management, you will serve as an influential member of project teams focused on catastrophe (CAT) risk management, providing analytical insights to leadership and business partners. You will analyze portfolio risk to help inform CAT underwriting and product pricing strategy, monitor aggregation profiles, and perform risk reward analytics to assess the risk of financial loss due to natural and manmade catastrophes. You may support CAT Event Response coordination, producing impacted exposure summaries for major events and providing guidance to line of business and state teams, as well as executive, claim, reserving and analytical teams. You will also maintain working knowledge of the data ecosystems for management of CAT metrics, reports, and exposure data. By collaborating with partners across the organization you will ensure strategic direction and alignment for successful execution. **What Will You Do?** + Independently conduct and understand data analysis of business results including product refreshes, performance expectations and identifying root cause. + Formulate and execute potential recommendations to drive desired growth & profitability impacts based on established strategy with consideration for local regulatory nuances, and broader marketplace dynamics. + Present, inform and influence recommendations to business partners including proposed product/pricing changes or new product builds. + May function as a subject matter expert in strategic initiatives to support the goals and objectives of the broader organization. + May coach and mentor on specific projects. + Perform other duties as assigned. **What Will Our Ideal Candidate Have?** + Bachelor's degree in Business Management/Administration, Mathematics, Finance, Actuarial Science, Economics, or other analytics related field. + Three years' experience working in a mathematical, analytical, or data related role preferably in the financial services industry. + Experience with competitive analysis tools. + Strategic thinker with the ability to use sound judgment to resolve issues as they arise. + Excellent communication skills with the ability to consult and present information effectively. + Strong data analysis skills with the ability to interpret trends and provide insights and recommendations to business partners. + Knowledge of pricing and actuarial techniques and understanding of actuarial concepts such as loss development and trending. + Understand ratemaking and its application, such as profitability, risk loads, etc. + Understand the workflow and terminology of insurance products and processes and their impact on profit and loss. **What is a Must Have?** + Bachelor's Degree or equivalent combination of education and experience. + Two years of experience in data analytics or similar work experience. **What Is in It for You?** + **Health Insurance** : Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment. + **Retirement:** Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers. + **Paid Time Off:** Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays. + **Wellness Program:** The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs. + **Volunteer Encouragement:** We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice. **Employment Practices** Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email (*******************) so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit ******************************************************** .

**Who We Are** At Kyndryl, we design, build, manage and modernize the mission-critical technology systems that the world depends on every day. So why work at Kyndryl? We are always moving forward - always pushing ourselves to go further in our efforts to build a more equitable, inclusive world for our employees, our customers and our communities. **The Role** Are you ready to take on an exciting challenge as an Account Management Partner with Kyndryl? We're looking for a dynamic individual like you, who can revolutionize relationship management, drive account growth, and boost profitability. In this role, you'll have the power to create, maintain, and develop deep customer connections, bringing the very best of Kyndryl to the table and building trusted relationships with top-level executives. But this position is about more than just maintaining the status quo. As an Account Management Partner, you'll be at the forefront of driving proactive account growth. You'll focus on not only selling new offerings but also minimizing erosion in renewals, ensuring that our largest accounts continue to flourish and thrive. You won't just be a cog in the machine; you'll be a strategic mastermind responsible for developing and executing cutting-edge account strategies. Your expertise will lead to the successful growth and retention of Kyndryl's most valuable accounts. With your sharp eye for identifying and qualifying new opportunities, you'll build relationships with key decision-makers and deliver tailor-made solutions that cater to the unique needs of each customer. Collaboration is key, and as an Account Management Partner, you'll work closely with other sales team members to ensure a seamless account management process. Together, you'll execute every aspect flawlessly, from the initial prospecting stage to closing deals and beyond. Not only will you lead one or more Portfolio or Strategic accounts, but you'll also be the driving force behind generating new opportunities and expanding existing work into larger scopes and new capabilities. By building a strong go-to-market pipeline with our partners, you'll join forces to pursue and conquer new deals, taking Kyndryl to unprecedented heights. You're not just an expert in our industry-you're an expert in the industry. With your deep knowledge of external best practices, you understand how they can impact our customers. By staying ahead of the curve, you'll continuously provide innovative solutions that position Kyndryl as a leader in the market. As an owner of the account P&L, you'll take charge of customer satisfaction, ensuring that our clients are not only happy but also successful. Integrity is at the core of everything you do, and you'll go above and beyond to ensure account compliance and maintain a stellar reputation. If you're ready to embark on an exhilarating journey with Kyndryl, where your skills, expertise, and creativity will shape the future of account management - then we can't wait to meet you. Join our team and let's make remarkable things happen together. Your Future at Kyndryl Every position at Kyndryl offers a way forward to grow your career. We have opportunities that you won't find anywhere else, including hands-on experience, learning opportunities, and the chance to certify in all four major platforms. Whether you want to broaden your knowledge base or narrow your scope and specialize in a specific sector, you can find your opportunity here. Kyndryl currently does not require employees to be fully vaccinated against COVID-19, however, if you are hired to work at a client, customer, or partner location, you may be required to show proof of vaccination to align with their respective COVID-19 vaccination policies. Those who believe they are eligible may apply for a medical or religious accommodation prior to the start of employment. **Who You Are** You're good at what you do and possess the required experience to prove it. However, equally as important - you have a growth mindset; keen to drive your own personal and professional development. You are customer-focused - someone who prioritizes customer success in their work. And finally, you're open and borderless - naturally inclusive in how you work with others. **Required Skills & Experience:** + 10+ years of experience managing sales process end-to-end + 5+ years of experience running account P&L $10M+ Must have experience on government accounts + Deep knowledge of business and technology trends and government industry best practices + Proven experience with revenue growth, cost, profitability, trends, and risks + Open minded and empathetic approach in relationships with customers + May be required to travel up to 25% **Bonus Skills & Education:** + Bachelor's degree or Master's degree + Sales experience in technical solutions **The compensation range for the position in the U.S. is $159,240 to $286,560 based on a full-time schedule.** **Your actual compensation may vary depending on your geography, job-related skills and experience.** **For part time roles, the compensation will be adjusted appropriately. The pay or salary range will not be below any applicable state, city or local minimum wage requirement. There is a different applicable compensation range for the following work locations:** **California: $175,080 to $343,920** **Colorado: $159,240 to $286,560** **New York City:** **$191,040 to $343,920** **Washington:** **$175,080 to $315,240** **Washington DC: $175,080 to $315,240** **This position will be eligible for Kyndryl's discretionary annual bonus program, based on performance and subject to the terms of Kyndryl's applicable plans. You may also receive a comprehensive benefits package which includes medical and dental coverage, disability, retirement benefits, paid leave, and paid time off.** **Note: If this is a sales commission eligible role, you will be eligible to participate in a sales commission plan in lieu of the annual discretionary bonus program. Applications will be accepted on a rolling basis.** **Being You** Diversity is a whole lot more than what we look like or where we come from, it's how we think and who we are. We welcome people of all cultures, backgrounds, and experiences. But we're not doing it single-handily: Our Kyndryl Inclusion Networks are only one of many ways we create a workplace where all Kyndryls can find and provide support and advice. This dedication to welcoming everyone into our company means that Kyndryl gives you - and everyone next to you - the ability to bring your whole self to work, individually and collectively, and support the activation of our equitable culture. That's the Kyndryl Way. **What You Can Expect** With state-of-the-art resources and Fortune 100 clients, every day is an opportunity to innovate, build new capabilities, new relationships, new processes, and new value. Kyndryl cares about your well-being and prides itself on offering benefits that give you choice, reflect the diversity of our employees and support you and your family through the moments that matter - wherever you are in your life journey. Our employee learning programs give you access to the best learning in the industry to receive certifications, including Microsoft, Google, Amazon, Skillsoft, and many more. Through our company-wide volunteering and giving platform, you can donate, start fundraisers, volunteer, and search over 2 million non-profit organizations. At Kyndryl, we invest heavily in you, we want you to succeed so that together, we will all succeed. **Get Referred!** If you know someone that works at Kyndryl, when asked 'How Did You Hear About Us' during the application process, select 'Employee Referral' and enter your contact's Kyndryl email address. Kyndryl is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, pregnancy, disability, age, veteran status, or other characteristics. Kyndryl is also committed to compliance with all fair employment practices regarding citizenship and immigration status.

Kanadevia Inova (KVI) is a global market leader in energy from waste (EfW) and renewable gas. KVI acts as an engineering, procurement and construction contractor and project developer, delivering complete turnkey plants and system solutions for thermal and biological EfW recovery. KVI's Service Group combines its own research and development with comprehensive manufacturing and erection capabilities to support our clients throughout the entire life cycle of their plant. The Account Manager is responsible for developing and maintaining strong relationships with customers while ensuring the timely and cost-effective sales & execution of service activities such as annual outages, shutdowns, spare parts, and overhauls. This role also includes driving sales of Categories 4 (mechanical retrofit projects), 5 (MRO services), 6 (Spare Parts), and 8 (Digital) service works, expanding business opportunities within these categories. Acting as the single point of contact for customers, the Account Manager coordinates with WtX Regional Management, subcontractors, and internal teams to deliver high-quality service execution. The role focuses on increasing share-of-wallet, driving long-term relationships, and ensuring commercial success. Sales & Customer Relationship Management: Drive sales of Category 4, 5, 6, and 8 service works, expanding business opportunities. Identify and pursue new business opportunities to increase share-of-wallet with assigned customers. Act as the primary point of contact for customers, building and maintaining strong relationships. Conduct customer visits, i and sales presentations to assess needs and offer solutions. Lead contract negotiations and manage service agreements to ensure long-term partnerships. Stay informed about market trends, industry conditions, and competitor activities to drive sales strategy. Service Execution & Project Coordination: Oversee the planning and execution of service projects, including outages, shutdowns, and overhauls. Ensure projects are completed on time, within budget, and meet quality and safety standards. Coordinate personnel, tools, documentation, and time schedules to ensure seamless execution. Work closely with Field Service and Technical Service, Warehouse & Procurement, Finance, etc. to support timely project delivery. Monitor financial performance, track costs, and manage milestone-based invoicing. Proactively identify risks and implement solutions to mitigate delays or cost overruns. Compliance & Collaboration: Ensure strict adherence to QHSE (Quality, Health, Safety, and Environment) standards, internal policies, and external regulations. Document lessons learned from completed projects to refine and optimize future service execution. Analyze project performance metrics and implement best practices for operational excellence. Work closely with Field Service and Technical Service, other RSCs, BL WtX, BL Spare Parts, Pools, and Support Functions to ensure alignment and optimize service delivery. Key Performance Indicators (KPIs): Customer satisfaction and retention. On-time and within budget project execution. Increase in service contracts and overall revenue. Efficiency in cost tracking, invoicing, and contract execution. Achievement of Order Intake (OI), Contribution Margin (CM), and Net Sales targets. Operational efficiency and risk management in outages and shutdowns Qualifications Qualifications & Experiences: Bachelor Degree in Mechanical, Process, or Electro-Mechanical OR Business Degree with strong technical affinity. 5+ years in service-related positions such as project manager or services sales, preferably in Power Plants, or Waste-to-Energy Environment. Proven coordination experience in project and service execution. Strong knowledge of WtX (Waste-to-Energy) technology, local regulations, and service operations. Expertise in contract management, negotiations, and financial planning. Hands-on experience in budgeting, cost estimation, and revenue forecasting. Strong communication and influencing skills, with an ability to lead cross-functional teams. Experience with working in a matrix organization. Proficient in ERP (preferably IFS), Microsoft Office, and project management tools. Fluent in the local language and english, another language is a plus. Personal Attributes: Strong awareness of QHSE (Quality, Health, Safety, and Environment) management system and commitment to safe work practices. Customer-focused, proactive, and adaptable. Excellent communication and interpersonal skills. Self-motivated and organized with strong prioritization abilities. Collaborative team player with creative problem-solving skills . Willingness to travel within the designated region (20-40%). This is indicative and not exhaustive. The Employee's duties and responsibilities may evolve according to the Company's needs, in line with his skills and qualifications Additional Information We Offer: Responsible challenge with diversified field of activity Team-oriented working atmosphere in an international Company Personal development opportunities through own Inova Academy Opportunity to gain an insight into various technical disciplines Excellent employment conditions Attractive working place (central, good transport links) Modern infrastructure Physical Demands: Frequently required to talk or hear, sit, use hands to finger, handle or feel, reach with hands and arms. The employee must occasionally lift and/or move up to 10 pounds. Working Conditions: Primary environment: ambient room temperatures, lighting and traditional office equipment as found in a typical office environment. The noise level in the work environment is usually moderate. Statement regarding individuals with disabilities: In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate the physical and mental limitations of an employee or an applicant. However, no accommodations will be made which may pose serious health safety or environmental risks to the employee or others or which impose undue hardships on the organization. Statement regarding Equal Employment Opportunity Equal Opportunity Employer, all applicants will be considered for employment without regard to age, ancestry, color, disability (mental and physical), exercising the right to family care and medical leave, gender, gender expression, gender identity, genetic information, marital status, medical condition, military or veteran status, national origin, political affiliation, race, religious creed, sex (includes pregnancy, childbirth, breastfeeding and related medical conditions), and sexual orientation or status with regard to public assistance. Note: This job description is not intended to fully and completely describe all duties of the position. Other duties not specifically described herein may be required from time-to-time or as required. For HR agencies: Please note that we do not accept applications coming from agencies. Thank you.

The Operational Risk Management (ORM) Team is seeking a Operational Risk Manager who will be responsible for strengthening, overseeing, and managing of the bank's Operational Event Loss Data Management Program including the Ops Risk Capital Allocation Planning and Scenario Analysis Program. The role involves identifying, assessing, monitoring, and mitigating risks arising from internal processes, people, systems, and external events. This role will assist with the implementation of program policies, Risk Appetite and Key Risk Indicator Metrics, standards, and procedures related to operational losses. Work closely with Front Line Units to drive implementation and ongoing improvement of Operational Risk Management Loss Framework. The incumbent will ensure compliance with regulatory requirements and best practices to safeguard the bank from financial losses. To thrive as a colleague at Citizens, candidates must demonstrate a strong customer-centric mindset, exhibit persistence and resilience in the face of challenges, and embrace continuous learning to adapt and grow in a dynamic environment. Primary responsibilities include: Responsible for execution and managing of the bank's Operational Event Loss Data Management Program including Ops Risk Capital Allocation Planning and Scenario Analysis Program. This includes driving industry best practices, ongoing program enhancements, automation, and efficiencies. Assist with managing the risk program and the implementation of changes by providing updates through partnership with Front Line Units through working groups and trainings, as necessary. Assist business units with the identification and analysis of operational risk events that may have resulted in an operational loss. Analyze operational loss reporting to identify themes, trends, and/or patterns. Partner with First Line Control Officers to develop action plans to resolve the control gaps. Make and implement required changes and enhancements to Operational Risk Framework Methodology, Minimum Requirements, departmental procedures, and related guidance and training around Operational Losses, Scenario Analysis, and to ensure alignment with Heightened Standards, industry best practices, while driving a Strong Independent Risk Management rating. Assist with Enterprise Risk Appetite Metric and Executive Risk Reporting in GRC, providing commentary around limit breaches. Manage the documentation of key risk metrics and conduct research an analysis on metrics that exceeded threshold/limits to provide meaningful analysis and conclusions to executive leadership through reporting. Explore opportunities for ongoing enhancements and automation of Key Risk Indicators and reporting. Produce commentary and analysis of Operational Risk Frameworks, assessing the Front-Line Units performance and adherence to methodology levering Key Risk Indicators and risk analytics for inclusion in Monthly Risk Committee Reporting and Quarterly Enterprise Risk Opinion for Operational Losses. Partner with the Governance Risk and Compliance (GRC tool) team to update and maintain Risk Framework Methodology, Procedures, and Modules with GRC to support ongoing processes enhancements and methodology updates related to the Operational Losses Framework. Support Front Line Unit requests related to GRC. Develops and maintain strong relationships with members of the Front and Second Line and other stakeholders to promote cross -functional risk management capabilities and compliance. Maintain knowledge of new or emerging risk management methodologies through professional networking and participating in industry forums. Manage, support and assist with both internal and external exams. Work closely with regulatory agencies and assist with regulatory exams. Ensure appropriate exam outcomes through exam management protocols. Understand banking regulations, supervisory expectations, and industry trends for large financial institutions, as it relates to operational risk management Qualifications: 4-8 years of relevant experience within the Banking Industry, Risk Consulting, Financial Services, compliance, Front Line Risk, Internal Audit, and/or Regulatory Agency. Experience with Risk management Frameworks to including Operational Loss programs, Risk and Control Self-Assessment (RSCA), Issues Management, and Control Assessment. Operational Risk Management experience including Operational Event Loss Data Management and Capital Planning Knowledge of regulatory guidance pertaining to Enterprise and Operational Risk. Familiarity with Governance Risk and Control (GRC) tools - (Archer preferred). Knowledge of regulatory stress testing (CCAR, CECL, etc.) a plus. Skills: Technical proficiency in Microsoft Excel, Word Visio, and PowerPoint. Strong analytical capabilities to provide data-centric insights. Excellent communication and experience producing high-quality materials for management consumption Education: Bachelor's Degree: Accounting, Business, Risk Management, Finance, Economics or equivalent field or equivalent work experience. License or Certification: preferred by not required Hours & Work Schedule: 4 days in the office, 1 working from home Hours per Week: 40 Work Schedule: Monday-Friday Pay Transparency The salary range for this position is $79,500-$110,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience. We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit ************************************** . Citizens will not sponsor an applicant for a work visa, such as an H-1B, for this position. #LI-Citizens2

The Fraud Risk and Control's (FRC) Debit Card Team is responsible for ensuring that the Fraud Program for Fidelity's Debit Card portfolios are effectively protecting customers and Fidelity from the risk of fraud while delivering a remarkable customer experience. As a Director in the Debit Card Fraud Team, you will be responsible to support the design and oversight of the Debit Card Fraud Management Program as well as to support Debit Card related strategic initiatives with fraud control subject matter expertise. You will deliver value to the team by providing analytical insights, fraud control and debit card subject matter expertise as well as participating in the daily operation of the team to prevent and detect fraud and mitigate its impact. Specifically, you will: * Design dashboards, reports and Key Performance Indicators and monitor that fraud losses, customer experience and costs are within the company's expectations. * Use data to generate insights, interpret trends and support root cause analysis. * Support strategic changes and initiatives by designing and specifying fraud controls and ensure their effective implementation. * Develop policies and procedures, conduct reviews to manage and mitigate fraud. * Liaise and collaborate with key partner teams to ensure effective fraud controls are in place for the existing Debit Card Portfolios and for new strategic initiatives. * Influence the broader strategic decisions of the Debit Card Product Team by providing fraud control insights and communicate the priorities of the FRC team. * Collaborate with partner teams to respond to fraud events, mitigate risk and customer impact. The Expertise We're Looking For * Batchelor degree in economics, finance, data or computer science or similar technical fields, * 10+ years of work experience in finance and fraud or related fields * Proven experience in fraud management for payment cards in financial services industry * Familiarity with current trends and risks in the Payment Card Industry and debit cards specifically * Hands on experience in generating analytical insights from large scale data using python and SQL or similar programming languages * Experience in project management and problem solving in complex environment. * Familiarity with process mapping, control design and fraud investigations * Excellent communication skills and ability to collaborate with a diverse set of key stakeholders The base salary range for this position is $110,000-222,000 USD per year. Placement in the range will vary based on job responsibilities and scope, geographic location, candidate's relevant experience, and other factors. Base salary is only part of the total compensation package. Depending on the position and eligibility requirements, the offer package may also include bonus or other variable compensation. We offer a wide range of benefits to meet your evolving needs and help you live your best life at work and at home. These benefits include comprehensive health care coverage and emotional well-being support, market-leading retirement, generous paid time off and parental leave, charitable giving employee match program, and educational assistance including student loan repayment, tuition reimbursement, and learning resources to develop your career. Note, the application window closes when the position is filled or unposted. Please be advised that Fidelity's business is governed by the provisions of the Securities Exchange Act of 1934, the Investment Advisers Act of 1940, the Investment Company Act of 1940, ERISA, numerous state laws governing securities, investment and retirement-related financial activities and the rules and regulations of numerous self-regulatory organizations, including FINRA, among others. Those laws and regulations may restrict Fidelity from hiring and/or associating with individuals with certain Criminal Histories. Most roles at Fidelity are Hybrid, requiring associates to work onsite every other week (all business days, M-F) in a Fidelity office. This does not apply to Remote or fully Onsite roles. Certifications: Category: Information Technology

Brightstar is an innovative, forward-thinking global leader in lottery that builds on our renowned expertise in delivering secure technology and producing reliable, comprehensive solutions for our customers. As a premier pure play global lottery company, our best-in-class lottery operations, retail and digital solutions, and award-winning lottery games enable our customers to achieve their goals, fulfill player needs and distribute meaningful benefits to communities. Brightstar has a well-established local presence and is a trusted partner to governments and regulators around the world, creating value by adhering to the highest standards of service, integrity, and responsibility. Brightstar has approximately 6,000 employees. For more information, please visit ************************* . **Responsibilities** We are seeking a strategic and experienced Director of Enterprise Risk Management (ERM) to support the design, implementation, and continuous improvement of our enterprise risk framework. This role will collaborate across multiple functions, products and geographies to identify, assess, and mitigate risks, and will contribute to board-level reporting and strategic risk planning. The ideal candidate will bring deep expertise in ERM, strong business acumen, and the ability to influence senior leadership in a dynamic, high-growth environment. This role reports to the VP of Corporate Strategy and is based on Providence, RI, with a hybrid working environment. **Key Responsibilities:** + **ERM Strategy & Framework** + Design, implement, and continuously improve the global ERM framework aligned with company strategy and regulatory requirements. + Develop risk appetite statements and risk tolerance thresholds in collaboration with executive leadership. + **Risk Identification & Assessment** + Lead enterprise-wide risk assessments, including strategic, operational, financial, compliance, cybersecurity, and reputational risks. + Facilitate risk workshops and scenario planning with business units and corporate functions. + **Risk Monitoring & Reporting** + Assist with implementation and maintenance of all ERM technology solutions, including develop and maintain risk dashboards, heat maps, and key risk indicators (KRIs). Present risk insights and mitigation strategies to the Board of Directors, Audit Committee, and senior leadership. + **Cross-Functional Collaboration** + Partner with Legal, Finance, IT, Security, Product, HR, and other teams to embed risk management into decision-making processes. + Support internal audit and compliance functions with risk-based planning and execution. + Prepare risk insights and mitigation strategies for senior leadership and board committees. + **Technology & Innovation Risk** + Assess risks related to emerging technologies, AI/ML, cloud infrastructure, data privacy, and global product launches. + Stay ahead of regulatory developments and industry trends impacting the tech sector. + **Crisis Management & Business Continuity** + Assist in business continuity planning and crisis response protocols **.** + Participate in post-incident reviews and risk remediation efforts. + Oversee other special projects and strategic initiatives that ERM becomes involved with **Qualifications** + Bachelor's degree in risk management, Business, Finance, or related field; Master's or MBA preferred. + 10+ years of experience in enterprise risk management, preferably in a global technology or innovation-driven company. + Strong understanding of regulatory environments (e.g., GDPR, SOX, ISO 31000, NIST). + Proven ability to influence and collaborate with senior executives and cross-functional teams. + Excellent analytical, communication, and leadership skills. + Proven ability to synthesize key messages and takeaways into concise and well-crafted presentations directed to a senior audience + Certifications such as CRM, FRM, or CERA are a plus. **Key Skills:** + Experience with risk management software and data analytics tools + Global mindset and experience working across multiple geographies and cultures. + Ability to thrive in ambiguity and drive change in complex environments. + Ability to work autonomously and drive own work deliverables **Keys to Success** - Leading Complexity - Leading People - Leading the Business - Leading Self \#LI-KM1 #LI-HYBRID At Brightstar, we consider a wide range of factors in determining compensation, including background, skills, experience, and work location. These factors can cause your compensation to vary. The estimated starting compensation range is $117,880 - $240,000. The actual pay offered may end up being higher or lower. The Company will comply with all local pay requirements and collective bargaining agreements, where applicable. Base pay is only one part of our Total Rewards program. Sales roles may be eligible for commission payments, while other roles are eligible for discretionary bonuses. In addition, we offer employees a 401(k) Savings Plan with Company contributions, health, dental, and vision insurance, life, accident, and disability insurance, tuition reimbursement, paid time off, wellness programs, and identity theft insurance. Note: programs are subject to eligibility requirements. All Brightstar employees have a role in information security. Annual training will be assigned and required as appropriate. IGT is committed to sustaining a workforce that reflects the diversity of the global customers and communities we serve, and to creating a fair and inclusive culture that enables all our employees to feel valued, respected and engaged. IGT is an equal opportunity employer. We provide equal opportunities without regard to race, color, religion, gender, sexual orientation, gender identity, gender expression, pregnancy, marital status, national origin, citizenship, covered veteran status, ancestry, age, physical or mental disability, medical condition, genetic information, or any other legally protected status in accordance with applicable local, state, federal laws or other laws. We thank all applicants for applying; however, only those selected to interview will be contacted.

The Fraud Risk Sr Analyst is accountable for monitoring and developing fraud risk strategies for Citizens Consumer Debit & ATM Card accounts with a focus on IT tools and systems to monitor and mitigate fraud. The Fraud Risk Sr Analyst will take the lead in the development of fraud processes, strategies and IT controls/tools to mitigate fraud risk during all facets of the Debit & ATM process while balancing customer experience, operational and product P&L impacts. Responsibilities include evaluation of new information security tools and processes to enhance detection, and reporting on overall Fraud losses and trends in addition to monitoring strategy performance. Reconcile numerous metrics and condense/summarize portfolio performance, with recommendations for improvements to information security processes and technologies. Primary responsibilities include + Monitor and develop fraud strategies, tools, processes, models and ensure that they deliver superior fraud detection while balancing approval rate and product P&L impacts. Explain variances and recommend remedial actions to all stakeholders. Mine application data to develop segmentation to improve fraud detection and minimize impact to legitimate applications. + Strong partnership with vendors and Product team effectively managing the fraud controls for new-account application based on ROI. + Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Risk Management Framework and internal Citizens Bank Policies and Policy Standards. + Develop, implement, monitor and provide performance tracking of fraud strategies and fraud prevention tools and processes. + Conducts ongoing analysis to identify root cause of fraud trends and propose potential solutions + Effectively manages competing priorities of requests working under strict deliverables Required Skills/Experience + 5+ years of advanced analytics work experience preferably in Financial Services industry + High proficiency with data extraction/mining tools (data processing and analysis) like SQL, SAS + Proficient with Microsoft Office applications; Advanced Excel. PowerPoint + Strong problem solving and analytical skills + Excellent communications (oral and written), interpersonal / business partnering, and organizational skills Preferred Skills/Experience + Strong knowledge of the fraud management life cycle and industry trends + Previous experience with managing fraud application risk at another financial institution is a plus Education Bachelor's Degree in Operations Management, Mathematics, Statistics, Actuarial Sciences, Economics, Engineering or other quantitative, business or technical discipline, or equivalent combination of education and business applied experience. Master's degree preferred. Hours & Work Schedule + Hours per Week: 40 + Work Schedule: 8:30am - 5:00pm, Monday - Friday Candidates must currently be a US Resident to be eligible for this role. Please not the US Immigration sponsorship or work visa is not available for this position and candidates must have permanent authorization to work in the US. Pay Transparency The salary range for this position is $77,868- $116,802 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience. We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit ************************************** . Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. Why Work for Us At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information. 12/12/2025

Director, Brokerage Risk The Brokerage Risk team advises Fidelity's dynamic individual investor businesses building lifetime relationships with self-directed clients and helping them save and invest. You be responsible for advancing critical components of our risk governance program, which covers a wide array of brokerage products and services, brokerage operations, retail client services, and digital product and engineering initiatives. The Expectations for this Role * Advise senior leadership on operational risks and risk mitigation strategies * Support and participate in risk governance meetings, including risk committee(s) * Lead a team responsible for identifying, assessing, and monitoring risk * Proactively identify, assess, and monitor operational risks and remediation action plans * Develop and track business unit key risk indicators to monitor operational risk profiles * Coordinate risk assessment program with other second-line-of-defense leaders and functions to optimize cross-functional effectiveness * Collaborate with other lines of defense to identify emerging risks and opportunities * Timely investigate incidents, determine root cause, and advise on corrective actions * Oversee Brokerage issue management to ensure compliance with enterprise risk requirements * Build effective working relationships with business leaders and cross-functional partners The Expertise and Skills You Bring * Bachelor's degree (required) * MBA, Juris Doctor, or other master's degree with strong academic credentials (preferred) * 8-10+ years of risk, compliance, legal, or audit experience at complex financial services institutions, e.g., asset managers, banks, regulatory agencies (required) * Experience independently delivering on the expectations for this role (required) * Experience with brokerage products and services, brokerage operations, or client service operations - including familiarity with regulatory requirements (required) * Ability to deliver engaging, compelling, and persuasive presentations and reporting (required) * Exceptional judgment and analytical skills - you will need to excel at quickly analyzing complex risk and business issues in a variety of substantive areas (required) * Experience with Archer GRC (preferred) Behavioral Attributes * Exhibits executive presence and effectively persuades and influences senior leaders * Leads, develops, and inspires high-performing teams * Demonstrates exceptional attention to detail and communications skills * Drives outcomes in a fast-paced, distributed, and complex environment * Builds and maintains effective working relationships across businesses and support functions * Balances pace over perfection The Team Brokerage Risk supports the retail distribution arm of Fidelity Investments focused on enabling self-directed customers to achieve their financial goals. Brokerage Risk is a dedicated team of risk professionals who partner directly with business leaders and cross-functional partners to ensure comprehensive risk management throughout the brokerage businesses - from the frontline to executive leadership. As part of this team, you will help deliver risk advisory support on major firm initiatives and new products and services that directly impact more than 18 million self-directed investors. The base salary range for this position is $110,000-222,000 USD per year. Placement in the range will vary based on job responsibilities and scope, geographic location, candidate's relevant experience, and other factors. Base salary is only part of the total compensation package. Depending on the position and eligibility requirements, the offer package may also include bonus or other variable compensation. We offer a wide range of benefits to meet your evolving needs and help you live your best life at work and at home. These benefits include comprehensive health care coverage and emotional well-being support, market-leading retirement, generous paid time off and parental leave, charitable giving employee match program, and educational assistance including student loan repayment, tuition reimbursement, and learning resources to develop your career. Note, the application window closes when the position is filled or unposted. Please be advised that Fidelity's business is governed by the provisions of the Securities Exchange Act of 1934, the Investment Advisers Act of 1940, the Investment Company Act of 1940, ERISA, numerous state laws governing securities, investment and retirement-related financial activities and the rules and regulations of numerous self-regulatory organizations, including FINRA, among others. Those laws and regulations may restrict Fidelity from hiring and/or associating with individuals with certain Criminal Histories. Most roles at Fidelity are Hybrid, requiring associates to work onsite every other week (all business days, M-F) in a Fidelity office. This does not apply to Remote or fully Onsite roles. Certifications: Category: Risk

In this role at Citizens, you'll experience new things, create new opportunities, think beyond your role, and make an impact. As the First Line Risk Sr Analyst, you will partner with the Risk Managers, executing the control monitoring program for multiple complex lines of business and/or products. You will be expected to work within established timelines to deliver control self testing and key risk indicator monitoring, which are critical to determining control environment effectiveness. Additionally, you will be responsible for assessing material controls, as well as monitoring and evaluating proper escalation procedures in place to ensure compliance with key rules and regulations. You will be responsible for keeping the Risk Manager apprised of testing progress and providing your opinion on control effectiveness results including analysis of themes and findings. Most importantly, you'll feel valued for who you are and supported to achieve what's important to you, personally and professionally! Primary responsibilities include + Partner with the Risk Managers, execute the control monitoring program for multiple complex lines of business and/or products. + Work within established timelines to deliver control self testing and key risk indicator monitoring, which are critical to determining control environment effectiveness. + Assess material controls, monitor and evaluate proper escalation procedures are in place to ensure compliance with key rules and regulations. Input control monitoring results into the system of record. Keep the Risk Manager apprised of testing progress, provide an opinion on control effectiveness results including analysis of themes and findings. + Collect the outputs of control monitoring results for management's use. + Analyze results that summarizes key issues and recommended actions to present findings for business line management. + Participate in the Risk and Control Self Assessment (RCSA) process, creation and validation of process maps which reflect key business line processes and related controls. Based on RCSA output, partner with subject matter experts to create new tests, refresh existing tests, retire tests and develop key risk indicators (KRIs) based on areas of material risks. + Conduct testing and determine if enhanced controls are effective to support issue closure. + Role will act as a technical expert in support of one or more critical business processes. As part, will be the primary point of contact for the topic and responsible for providing knowledge, expertise, and support to the First line units. Responsible for supporting other business line related activities. Qualifications, Education, Certifications and/or Other Professional Credentials - 2-4 years experience in a Risk monitoring and testing environment - Intermediate knowledge of internal controls and risk assessment - Knowledge of banking products and operations, regulatory requirements, and key processes, controls, and exposure Willingness to be registered as an Associated Person, as defined by FINRA. - Experience delivering under tight deadlines while maintaining quality standards - Excellent business writing skills - Excellent interpersonal skills - Proficient use of MS Word, MS Excel and PowerPoint and Visio Education: Bachelor's Degree: Accounting, Business, Statistics, Risk Management, Information Systems, Finance, Economics or equivalent field or equivalent work experience. Hours & Work Schedule + Hours per Week: 40 + Work Schedule: Mon-Fri (4 days in Office) Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. Why Work for Us At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information. 12/31/2025