Risk manager jobs in Saint Clair Shores, MI

The Assistant Manager is responsible for assisting the Store Manager in maximizing sales, providing an exceptional shopping experience for the customer and managing the store in accordance with the company visual and operational standards. The Assistant Manager assumes responsibility for the operations of a store as “Manager-on-Duty” in the absence of the General Manager. Responsibilities: SALES LEADERSHIP: Assumes Manager's role in supervising staff in absence of General Manager. Strives for sales excellence and results. Ensures selling standards are met. Works with customers and models excellent customer service and Clienteling skills. Maximizes sales through strong floor supervision. ASSOCIATE DEVELOPMENT: Ensure associates are trained on product knowledge, selling skills and customer service and operations. Provides information and feedback for Sales Associates. Team sells with Sales Associates to contribute to the development of the selling team. OPERATIONAL EXCELLENCE: Protects store payroll by managing wage costs, salaries, and allowable hours. Controls company's assets, i.e. key control, loss prevention measures, inventory paperwork and company standards of conduct per the employee handbook. Strives for 100% accuracy and compliance in cash, inventory, fixtures and property. STORE STANDARDS: Helps execute floor-set and promotional directives. Works as a member of the team to insure all store standards are met. Understands, supports and complies with all company policies and procedures. Helps control all company assets (i.e., payroll hours, fixtures, cash, inventory and property) and completes all paperwork promptly and accurately. MERCHANDISING/VISUAL: Ensure execution of effective merchandising strategies and directives. Ensure the selling floor is neat, clean, organized and reflects the correct visual image at all times. Ensure presentation of all displays, fixtures and all visual areas are reflective of current visual direction. Identify and communicate product concerns in a timely manner. Communicate inventory needs to support the business goals. Provides timely feedback to stores regarding visual direction in partnership with Retail Director. FASHION/STYLING: Represents the fashion and style of Veronica Beard Knowledge of current fashion trends and styles Appreciation and demonstration of an overall finished fashion look Understanding of fashion forward styling techniques Comfortable with being on camera for social media purposes (both stills and video) MISCELLANEOUS: Adheres to company guidelines of dependability, including attendance and requirements. Attends Store Meetings. Requirements: Minimum of 2 years retail management position/ experience in women's apparel (or related field). Ability to work flexible schedule including nights and weekends. Strong verbal and communication skills. Strong observation skills - identifying and assessing customer and employee behavior, reactions, floor awareness, etc. Ability to retain and utilize data, i.e. names, merchandise, information, policies and procedures. Ability to create a quality working environment that will encourage others to develop and excel. Foster a work climate that inspires mutual trust, respect, professionalism and teamwork to achieve goals. At Veronica Beard, we are committed to creating and maintaining a workplace where every single employee can thrive and feel valued. As a company, we firmly believe that there is strength in diversity. We seek to recruit talent from a variety of perspectives and backgrounds and are actively seeking candidates with a dedication to advancing equity, inclusion, and racial and social justice in their work. Veronica Beard is committed to an environment of mutual respect and is an EEO/Affirmative Action Employer. No employee or applicant is discriminated against because of race, color, sex (including pregnancy), age, national origin, religion, sexual orientation, gender identity, gender expression, parental status, status as a veteran, and basis of disability or any other federal, state or local protected class.

Description We are looking for an experienced Risk Manager to join our team in Auburn Hills, Michigan. In this role, you will oversee the development and execution of a comprehensive insurance and risk management strategy to safeguard the company's assets and operations. You will collaborate across departments and with external partners to assess risks, negotiate insurance policies, and ensure compliance with regulations. This is a unique opportunity to make a significant impact by optimizing risk coverage and enhancing operational resilience. Responsibilities: - Develop and implement a global insurance strategy to protect company assets and ensure operational continuity. - Evaluate and manage risk exposures across areas such as liability, property, cyber, and specialty programs. - Negotiate annual policy placements and renewals with brokers and carriers to secure optimal terms. - Oversee claims management, ensuring efficient resolution and maximizing recoveries. - Monitor changes in insurance markets, regulations, and emerging risks to maintain effective coverage. - Collaborate with Finance, Legal, HR, and Operations to align insurance solutions with organizational goals. - Deliver detailed reports on costs, claims, and risk trends to senior management. - Strengthen internal policies and procedures to improve risk management and reduce exposure. - Foster a culture of safety and risk awareness throughout the organization. Requirements - Bachelor's degree in Risk Management, Finance, Business Administration, or a related field; advanced degree or certifications are a plus. - Minimum of 5 years of experience in corporate insurance, risk management, or brokerage/underwriting. - Strong knowledge of commercial insurance, risk financing, and claims management practices. - Proven negotiation skills and the ability to build effective relationships with brokers and carriers. - Exceptional analytical skills to assess complex risks and develop actionable strategies. - Excellent communication and presentation abilities, with confidence in addressing executive leadership. - Familiarity with financial modeling, operational risk, and due diligence. - Experience with anti-money laundering (AML) processes and risk analysis. Robert Half is the world's first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles. Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app (https://www.roberthalf.com/us/en/mobile-app) and get 1-tap apply, notifications of AI-matched jobs, and much more. All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information. © 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking "Apply Now," you're agreeing to Robert Half's Terms of Use (https://www.roberthalf.com/us/en/terms) .

Allstate Exclusive Agents are independent contractors and not employees of Allstate Insurance Company nor is this a franchised business. An opportunity to earn an economic interest and the ownership in the book of business your agency writes (sell it back to Allstate, create a legacy and pass it on to family, or sell it on the open market). Allstate provides the education you and your staff need to start your business at no cost to you (products, sales techniques, processes, etc…). Additional continuous support also includes technology, marketing, and education. One of the largest centralized claims teams. A very lucrative contract in the industry beginning at 43% commission of the property and casualty business your agency writes. Very significant annual bonus opportunities (both monetarily and various levels of achievement with extravagant trips). The availability of Exclusive Financial Specialists to assist in the sale of life, savings, and financial products for your agency. Get the national, regional, and local advertising and branding of Allstate at no cost to you. Allstate signage for brand consistency at no cost to you. Extremely quick way to build equity in your business. Job Description Leadership attributes Entrepreneurial desires and/or experience Ability to educate, teach, develop, and mentor employees Effectively and efficiently own and manage a small business Stays focused, is ambitious, has a drive, and is competitive Constantly recruit and hire Good with technology or can at least adapt and learn quickly Adapt to change Lead, motivate, and incentivize staff Management or business ownership experience Qualifications $50,000 in liquid capital (checking/savings account, money market accounts, etc…) Complete a background check Complete our Agency Selection Questionnaire (online) Additional Information If you are motivated to succeed and can see yourself in this role, please submit your resume. We will follow up with you on the next steps in the interview process. ***This position is with an Allstate Exclusive Agent, not with Allstate Insurance. Employees of Allstate agents must be able to successfully complete any applicable licensing requirements and training programs. Allstate agents are independent business owners who hire their own employees. Allstate agents' employees are not employees of Allstate. *** All your information will be kept confidential according to EEO guidelines.

** **We Are Bosch.** At Bosch, we shape the future by inventing high-quality technologies and services that spark enthusiasm and enrich people's lives. Our areas of activity are every bit as diverse as our outstanding Bosch teams around the world. Their creativity is the key to innovation through connected living, mobility, or industry. Let's grow together, enjoy more, and inspire each other. Work #LikeABosch + **Reinvent yourself** : At Bosch, you will evolve. + **Discover new directions** : At Bosch, you will find your place. + **Balance your life** : At Bosch, your job matches your lifestyle. + **Celebrate success** : At Bosch, we celebrate you. + **Be yourself** : At Bosch, we value values. + **Shape tomorrow** : At Bosch, you change lives. **Job Description** As Director - Export Control Governance and Risk Management you will provide authoritative guidance on national and international regulations, including the ITAR and EAR, ensuring Bosch's compliance with them. As prominent SME for Export Controls in the US and part of our global Export Control and Sanctions team you will further develop global standards and guidelines in U.S. export controls law. **Job Responsibilities** + In your position, you will manage global risk, derive globally applicable governance requirements, and develop common minimum standards in the Export Controls fields of Jurisdiction and Classification, Technology Controls, Military Business, and Regulatory Tracking. + You will also be responsible for monitoring legal developments (Executive Orders, EAR, and ITAR) as well as other changes to U.S. export control laws and regulations. You will work to assess their impact on the business activities of Bosch Group and its subsidiaries globally. Based on this, you will support the definition of appropriate measures and set related process requirements. + You will support the conceptual design and further development of the U.S. export control process landscape for the Bosch Group with focus on U.S. laws and regulations. This includes the further development of existing reporting systems and the use of results for the implementation of further requirements. + You will be responsible for conducting export audits/health checks and monitoring data analysis with regards to risk indicators in the area of export controls. + In addition, you will act as a contact person for business units and central departments, and authorities. + You will act as a functional lead for the broader US export controls team at this time as an individual contributor. **Qualifications** + 12+ years of Export Controls and a bachelor's degree (JD highly preferred), as well as experience with export control in the U.S. (EAR and ITAR) + 5+ years of proven ability to influence and motivate people + In-depth knowledge of export control laws in the U.S. + Excellent communication and interpersonal skills, with the ability to influence and work effectively with all levels of the organization + Demonstrated ability to act independently upon information and make decisions in adherence to compliance, regulations and policies + Demonstrated ability to identify and understand issues and resolve inquiries and develop appropriate solutions quickly, effectively and independently + Ability to effectively coordinate activities and collaborate with groups + Experience in creating and delivering effective training + Strong analytical, problem-solving, and decision-making skills + Strong internal audit skills + Continuous learner; willing to stay abreast and enjoys research + Strong organizational and prioritization skills + Experience in the automotive industry and strong understanding of export compliance related to software and technology preferred **Travel Requirements:** 10%-20% (Domestic and International) **Additional Information** **_Equal Opportunity Employer, including disability / veterans_** _*Bosch adheres to Federal, State, and Local laws regarding drug-testing. Employment is contingent upon the successful completion of a drug screen and background check. Candidates who have been offered the position must pass both screenings before their start date._ The U.S. base salary range for this full-time position is $203,000 - $240,000. Within the range, individual pay is determined based on several factors, including, but not limited to, work experience and job knowledge, complexity of the role, job location, etc. This range does not include annual bonus percentage nor any other monetary considerations for the total compensation package. Your Recruiter can share more details about the specific salary range for this position during the interview process. In addition to your base salary, Bosch offers a comprehensive benefits package that includes health, dental, and vision plans; health savings accounts (HSA); flexible spending accounts; 401(K) retirement plans with an employer match; wellness programs; life insurance; short- and long-term disability insurance; paid time off; parental leave, adoption assistance; and reimbursement of education expenses. Learn more about our full benefits offerings by visiting: ************************ Pay ranges included in the postings generally reflect base salary; certain positions may include bonus, commission, or additional benefits. Thanks to the work of every associate, Bosch has been recognized for award-winning by the following organizations: Great Place to Work Certified, 2024 Fortune's World's Most Admired Companies, 2024 America's Best Large Employers, 2024 America's Best Employers for Diversity, 2024 America's Greatest Workplaces for Women, Newsweek2024 Greatest Workplaces for Diversity, Newsweek 2024 Your well-being matters at Bosch! We offer a competitive compensation and a benefits package designed to empower you in every area of your life. This includes premium health coverage, a 401(k) with generous matching, resources for financial planning and goal setting, ample paid time off, parental leave, and comprehensive life and disability protection. We're investing in your success! \#LI-AZ1

KPMG Advisory practice is currently our fastest growing practice. We are seeing tremendous client demand, and looking forward we do not anticipate that slowing down. In this ever-changing market environment, our professionals must be adaptable and thrive in a collaborative, team-driven culture. At KPMG, our people are our number one priority. With a wealth of learning and career development opportunities, a world-class training facility and leading market tools, we make sure our people continue to grow both professionally and personally. If you're looking for a firm with a strong team connection where you can be your whole self, have an impact, advance your skills, deepen your experiences, and have the flexibility and access to constantly find new areas of inspiration and expand your capabilities, then consider a career in Advisory. KPMG is currently seeking a Director in Third-Party Risk Management for our Consulting practice. Responsibilities: * Lead and develop the TPRM strategy and roadmap for multiple client engagements, ensuring alignment with regulatory requirements and industry best practices. * Design and implement enterprise-wide third-party risk frameworks, and oversee the creation and optimization of governance structures, policies, and procedures. * Innovate solutions to enhance KPMG's TPRM service offerings and establish KPIs to measure program effectiveness and maturity. * Lead and mentor a team of TPRM professionals, fostering a culture of innovation and continuous improvement across multiple engagements. * Build and maintain strong C-suite relationships with client executives, identify new business opportunities, and develop proposals and pricing strategies. * Contribute to thought leadership by producing whitepapers, hosting webinars, and presenting at industry events on emerging TPRM trends and technologies Qualifications: * Ten years of in-depth understanding of third-party risk domains, including operational, financial, strategic, compliance, reputational, and cyber/information security risks, preferably in a consulting * Expertise in vendor lifecycle management processes, including onboarding, risk assessment and due diligence, contracting, ongoing monitoring, and offboarding * Proficiency in risk assessment methodologies, risk scoring models, concentration risk analysis, and fourth-party risk management; familiarity with TPRM technology platforms such as ServiceNow VRM, Archer, ProcessUnity, OneTrust and Aravo * Strong knowledge of vendor contract management, SLA development, and regulatory requirements, including OCC Bulletin 2013-29, FFIEC guidance, EBA Guidelines, GDPR, CCPA, LGPD and DORA * Experience in developing risk appetite statements, tolerance thresholds, and preparing for regulatory examinations and responses * Ability to travel as per need of client up to 50% * Must be authorized to work in the U.S. without the need for employment-based visa sponsorship now or in the future. KPMG LLP will not sponsor applicants for U.S. work visa status for this opportunity (no sponsorship is available for H-1B, L-1, TN, O-1, E-3, H-1B1, F-1, J-1, OPT, CPT or any other employment-based visa) * Act with integrity, professionalism, and personal responsibility to uphold KPMG's respectful and courteous work environment KPMG LLP and its affiliates and subsidiaries ("KPMG") complies with all local/state regulations regarding displaying salary ranges. If required, the ranges displayed below or via the URL below are specifically for those potential hires who will work in the location(s) listed. Any offered salary is determined based on relevant factors such as applicant's skills, job responsibilities, prior relevant experience, certain degrees and certifications and market considerations. In addition, KPMG is proud to offer a comprehensive, competitive benefits package, with options designed to help you make the best decisions for yourself, your family, and your lifestyle. Available benefits are based on eligibility. Our Total Rewards package includes a variety of medical and dental plans, vision coverage, disability and life insurance, 401(k) plans, and a robust suite of personal well-being benefits to support your mental health. Depending on job classification, standard work hours, and years of service, KPMG provides Personal Time Off per fiscal year. Additionally, each year KPMG publishes a calendar of holidays to be observed during the year and provides eligible employees two breaks each year where employees will not be required to use Personal Time Off; one is at year end and the other is around the July 4th holiday. Additional details about our benefits can be found towards the bottom of our KPMG US Careers site at Benefits & How We Work. Follow this link to obtain salary ranges by city outside of CA: ********************************************************************** KPMG offers a comprehensive compensation and benefits package. KPMG is an equal opportunity employer. KPMG complies with all applicable federal, state and local laws regarding recruitment and hiring. All qualified applicants are considered for employment without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, citizenship status, disability, protected veteran status, or any other category protected by applicable federal, state or local laws. The attached link contains further information regarding KPMG's compliance with federal, state and local recruitment and hiring laws. No phone calls or agencies please. KPMG recruits on a rolling basis. Candidates are considered as they apply, until the opportunity is filled. Candidates are encouraged to apply expeditiously to any role(s) for which they are qualified that is also of interest to them. Los Angeles County applicants: Material job duties for this position are listed above. Criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position. These include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness, and safeguard business operations and company reputation. Pursuant to the California Fair Chance Act, Los Angeles County Fair Chance Ordinance for Employers, Fair Chance Initiative for Hiring Ordinance, and San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Southfield, Michigan, United States of America **Hours:** 40 **Pay Details:** $111,760 - $166,400 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Risk Management **:** **Job Description Summary:** The Risk Manager II provides dealer performance review and governs Dealer Oversight committee. The Risk Manager II identifies risk issues and solutions to satisfy audit and regulatory requirements. The Risk Manager II also establishes KPIs and provides hands-on data analytics to streamline auto decisioning rules and Credit policy changes. The Risk Manager II manages the creation, implementation and validation of various risk segmentation strategies including, but not limited to: adjudication, exposure management, risk segmentation, and financial return optimization. The Risk Manager II provides critical information, interpretative, and detailed analysis, and deploys critical credit risk rational strategies that ensures the decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines. The Risk Manager II investigates, creates, implements and validates various risk segmentation strategies and policies using complex data including cohort time series analysis of PCL, Marketing Investments, Decision Expense, Risk Adjusted Revenue, Risk Adjusted Margin, NPV, ROE, etc. with the limited guidance from the manager. Auto finance background strongly preferred. **Depth & Scope:** + Performs functions noted for Risk Manager I + Generally an expert at the enterprise or group business level + Acts as the primary regulatory interface on risk issues and requirements for a key business segment of the Bank and assesses and provides direction for existing and new regulations + Interfaces with teams beyond risk in a cross-functional manner + Represents business on corporate initiatives and identifies key risks and implications and provides direction in complex situations **Education & Experience:** + Bachelor's degree required; Graduate degree preferred or progressive work experience in addition to experience below + 10+ years' experience required + Proficient PC skills in MS Office and a variety of PC-based analytical and reporting software packages + Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS + Working knowledge of SAS Enterprise Miner, FICO Model Builder or Angoss Knowledge Seeker + Strong analytical and problem solving skills are required to interpret data and draw conclusions + Flexibility to adapt to rapidly changing requirements + Extremely strong attention to detail with ability to manage a range of tasks and prioritize + Proven ability to develop and maintain productive business/peer relationships + Superb written and verbal communication skills + Experienced in developing and presenting recommendations to Senior Management **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Never + Performing sedentary work - Continuous + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Occasional + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Never + Squatting - Occasional + Bending - Occasional + Kneeling - Never + Crawling - Never + Climbing - Never + Reaching overhead - Never + Reaching forward - Occasional + Pushing - Never + Pulling - Never + Twisting - Never + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

Job DescriptionPosition Description: Position Overview: As a member of the corporate finance leadership team, the Insurance & Risk Manager is responsible for overseeing the companys insurance programs and enterprise risk management strategy across M. Shapiro Real Estate Groups diverse portfolio of multifamily, manufactured housing, and commercial properties. This role provides strategic guidance, manages insurance renewals and claims, analyzes risk exposures, and ensures the company is adequately protected against potential financial and operational losses. The Senior Insurance & Risk Manager also serves as the primary liaison with brokers, carriers, and internal stakeholders to ensure proactive and effective management of all insurance and risk-related matters.Key ResponsibilitiesInsurance Program ManagementLead and manage all aspects of the companys insurance portfolio, including property, general liability, workers compensation, auto, umbrella, environmental, professional, and executive liability policies.Oversee the annual renewal process gathering data, preparing applications, negotiating coverage, and recommending policy enhancements.Manage and maintain the companys insurance documentation database, including policies, certificates, invoices, and endorsements.Ensure timely and accurate payment of premiums, allocations, and related expenses in coordination with the Accounting and Treasury teams.Monitor insurance compliance for all vendors, contractors, and third-party partners, ensuring that certificates of insurance meet company requirements.Claims & Loss ManagementDirect and oversee the claims process for all property, casualty, and workers compensation claims.Serve as the main point of contact for insurance brokers, adjusters, and legal counsel during claims resolution.Conduct trend analysis and develop strategies to reduce the frequency and severity of claims across the portfolio.Provide leadership to property management teams on incident reporting, claims procedures, and risk prevention measures.Risk Assessment & StrategyIdentify, analyze, and evaluate potential risks that could impact the companys operations or financial stability.Develop and maintain a formal risk management framework that aligns with organizational objectives.Partner with operations, maintenance, and construction teams to implement preventive and corrective measures that mitigate risk exposures.Evaluate the total cost of risk and recommend strategies for optimal risk transfer and retention.Data Analysis & ReportingAnalyze claims data, insurance costs, and exposure metrics to identify trends and support strategic decision-making.Prepare quarterly and annual insurance and risk management reports for senior leadership and ownership.Collaborate with the Accounting department to ensure accurate allocation, accrual, and reporting of all insurance-related financial activity.Acquisitions & Due DiligenceParticipate in acquisition due diligence by assessing insurance coverage, reviewing historical loss runs, and identifying potential risk exposures for new properties or business ventures.Recommend appropriate insurance solutions and coverage levels for new acquisitions and developments.Compliance & GovernanceEnsure compliance with all applicable insurance, regulatory, and risk management standards.Maintain current knowledge of industry trends, legislation, and best practices related to insurance and risk management.Provide training and guidance to operational leaders on compliance requirements, claims prevention, and incident reporting.QualificationsBachelors degree in Risk Management, Finance, Business Administration, or a related field required.8+ years of progressive experience in insurance or risk management, preferably within the real estate or property management industry.Professional designations such as ARM, CPCU, or CRM strongly preferred.Proven experience managing large property and casualty insurance programs and negotiating with brokers and carriers.Strong understanding of insurance contracts, claims administration, and risk financing principles.Excellent analytical, communication, and leadership skills.Proficiency in Microsoft Office Suite and experience with risk management or insurance software platforms.Skills & AttributesStrategic thinker with the ability to translate complex risk concepts into practical business decisions.Exceptional organizational skills with a strong attention to detail and accuracy.High level of integrity, accountability, and sound judgment.Proven ability to build strong relationships across departments and with external partners.Self-motivated, process-driven, and committed to continuous improvement and professional growth. $90,000.00 - $140,000.00 Annually

Who is RHP Properties? Headquartered in Farmington Hills, Michigan, RHP Properties (www.rhp.com) is the nation's largest private owner and operator of manufactured home communities. With over 370 communities throughout 30 states, we continue to expand our footprint to provide accessible and affordable housing across the country. All of this would not be possible without the energy and drive of our talented team members! We invest in our employees, with regular training, opportunities for advancement, and team events to bring everyone together. As a successful Risk Manager, you will: Review all assigned incoming Incident Reports, obtain clarification, and decide how to proceed (i.e., make a claim, subrogate, or other). Maintain Incident Report files; ensure all proper documents are uploaded to the Incident Database and saved to the network drive as appropriate. Notify appropriate individuals of incidents that meet specific criteria. Work with adjusters on all assigned open claims Coordinate receipt of insurance funds, including working with lenders and vendors, as needed. Work with attorneys on the completion of Interrogatories and Requests for Documents related to lawsuits handled by our insurance carrier, and review with the Senior Risk Manager Participate in mediations and deposition prep as applicable. Subrogate against third parties to recover funds for damages incurred. Complete necessary reporting as assigned Perform other duties as assigned Minimum Requirements Prior property and/or liability claims handling experience required. Prior non-auto insurance litigation experience preferred. A minimum of 1 year of general accounting experience is required. Some college accounting coursework, preferred; High School diploma or GED required Proficiency with the Internet and Microsoft Office, specifically Excel and Outlook. Excellent analytical skills as well as verbal and written communication skills with a customer service focus. Ability to multitask and be a team player in a fast-paced environment. Detail-oriented with strong organizational, time management, problem-solving, and follow-through skills Compensation: We are Proud to Provide the following: Access to benefits including medical, dental, and vision insurance Short-term and long-term disability Life insurance Generous Paid Time Off and holidays Flexible spending account 401K with company match #indcorp #indcorp

Job Code: Risk Manager (FT) Address: 31200 Northwestern Hwy City: Farmington Hills State: MI Country: United States of America Description Who is RHP Properties? Headquartered in Farmington Hills, Michigan, RHP Properties (************ is the nation's largest private owner and operator of manufactured home communities. With over 370 communities throughout 30 states, we continue to expand our footprint to provide accessible and affordable housing across the country. All of this would not be possible without the energy and drive of our talented team members! We invest in our employees, with regular training, opportunities for advancement, and team events to bring everyone together. As a successful Risk Manager, you will: * Review all assigned incoming Incident Reports, obtain clarification, and decide how to proceed (i.e., make a claim, subrogate, or other). * Maintain Incident Report files; ensure all proper documents are uploaded to the Incident Database and saved to the network drive as appropriate. * Notify appropriate individuals of incidents that meet specific criteria. * Work with adjusters on all assigned open claims * Coordinate receipt of insurance funds, including working with lenders and vendors, as needed. * Work with attorneys on the completion of Interrogatories and Requests for Documents related to lawsuits handled by our insurance carrier, and review with the Senior Risk Manager * Participate in mediations and deposition prep as applicable. * Subrogate against third parties to recover funds for damages incurred. * Complete necessary reporting as assigned * Perform other duties as assigned Minimum Requirements * Prior property and/or liability claims handling experience required. * Prior non-auto insurance litigation experience preferred. * A minimum of 1 year of general accounting experience is required. * Some college accounting coursework, preferred; High School diploma or GED required * Proficiency with the Internet and Microsoft Office, specifically Excel and Outlook. * Excellent analytical skills as well as verbal and written communication skills with a customer service focus. * Ability to multitask and be a team player in a fast-paced environment. * Detail-oriented with strong organizational, time management, problem-solving, and follow-through skills Compensation: We are Proud to Provide the following: * Access to benefits including medical, dental, and vision insurance * Short-term and long-term disability * Life insurance * Generous Paid Time Off and holidays * Flexible spending account * 401K with company match #indcorp #indcorp

Responsible for ensuring that all corporate planning activities are well designed, documented, established, and implemented. Creates and manages oversight of a balance between functional excellence and cross-functional process requirements; optimizes departmental processes, measures and manages performance. Leads activities with management on key projects related to the company's business, financial and/or strategic activities. Responsibilities DAY IN THE LIFE: * Extensively analyzes internal or external quantitative data and reports, such as results versus budget, results versus plan, sales forecasts, profitability, productivity, project management; product, industry, or market trends; and survey data. Formulates recommendations and/or proposals based on analytical assessment. * Compiles accurate data on sales, profitability, productivity, project management, and other financial data. Data-mine and conduct analytically assessments to decipher trends, hypotheses, and/or underlying root causes driving change. * Gathers information/intelligence, performs analysis, compiles/prepares business reports, presentations and charts and assimilates corresponding recommendations or proposals. To include establishing annual KPIs and reporting. * Coordinate the Environmental, Social and Governance (ESG) along with Risk Management activities and requests both internally as well as externally from our customers and suppliers. Act as key point of contact for all PASA ESG requests. Participate in the development of the PASA ESG strategy and alignment with PEXNA and PHD initiatives. * Advise on ESG standards, principles, and policies. Contribute to the development and publication of ESG reports including collecting data, material metrics, and consolidating information requests. Develop and maintain tools and mechanisms to evaluate, track and report on progress against company ESG goals and associated PASA KPIs. * Support Business Planning requirements across Executive teams as well as alignment with AISJ and BUs. Support the customer reviews of the data and track changes points along the BP process. Work with the sales team to create a living BP file that incorporates the result and forecast information to assist in annual process. * Work with the PEXNA teams to report trade requirements and update PASA Executive management on new legal restrictions. Support ad hoc request on current trade issues such as shift from NAFTA, tariff increases and product classifications. A point of contact at PASA for questions on tariff/trade activities impacting North America. * Provides training, instruction and guidance to others in regard to their Planning related responsibilities. * Works cross-functionally with Product Strategy, Financial Strategy, Engineering, PM, Purchasing, Sales and SCM functions to understand customer and competitor trends in the automotive environment. Ensures cohesive company strategy, vision, and mission are being achieved. * Assist in the audit process from licensors for IP usage on PASA models, help setup new programs with IP requirements by working hands on with the PM and Engineering teams and support monthly reporting and tracking processes. Support monthly maintenance of internal IP systems as well as adhoc reporting through Power BI and SAP tools. * Communicates with internal and external customers, including executives, managers and employees, on local and global level, to gather / disseminate information, and/or establish / monitor action plans. * Proactively reviews and makes improvement recommendations regarding the process to effectively reflect top managements' policies as well as customer/market status and trends. MUST HAVES: * Four-year college degree in business/marketing, finance or a related field plus five (5) years related business/analysis experience or an equivalent combination of education and experience required. * Analytical skills to include experience with financial analysis. * Working knowledge of business practices including business, financial and strategic planning required. * Leadership experience preferred. * Good overall knowledge of the automotive industry is preferred. * Knowledge of SAP Preferred * Demonstrated advanced proficiency with Microsoft Word, Excel, PowerPoint, and Windows based databases as appropriate to the position and assignment. BENEFITS & PERKS - WE'RE ALL ABOUT YOU: * Great Medical / Dental Benefits * Company-Matched 401K Retirement Savings * Annual Bonus Program * Educational Assistance &Reimbursement Program * Relaxed Dress Code * Onsite Recreation Center & Café * PASATalksSpeaker Summits * Leadership & Mentorship Programs * High5 Reward Recognition Program * Onsite Happy Hours! * And many more benefits & perks found within the 'Our Culture' section… WHO WE ARE: At Panasonic, our technology and engineering expertise delivers innovation across diverse industries. It's all about the consumer experience and making sure that we find ways to enhance that experience, either through audio enhancements or through safety enhancements inside the vehicle. Panasonic Automotive Systems Company of America (PASA) is an industry-leading global supplier to Automotive Original Equipment Manufacturers (OEM's) for infotainment systems and advanced connected car solutions. Our clients include Ford, GM, Chrysler, Daimler, Fiat, Tesla, Honda, Toyota, Nissan and many others. In serving our customers, we don't just strive to put tomorrow's technology on the road - we pride ourselves on recruiting the brightest and best to do it. WE TAKE OPPORTUNITY SERIOUSLY: Panasonic is an Equal Opportunity/Affirmative Action employer, and all qualified applicants will receive consideration for employment without regard to: race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, disability status, protected veteran status, or any other characteristic protected by law. All qualified individuals are required to perform the essential functions of the job with or without reasonable accommodation. Due to the high volume of responses, we will only be able to respond to candidates of interest. All candidates must have valid authorization to work in the U.S. Thank you for your interest in Panasonic Automotive Systems of America. #LI-CW1 #LI-HYBRID REQ-153428

Job Description Utility Vegetation Management Removal Specialist Who are we? We're dedicated to the growth of our employees. We truly believe in your development. For those who show initiative, we will do what it takes to get you where you want to go. We're growing but still maintain an entrepreneurial spirit. We give you room to be accountable and responsible in your role. We believe progress is bred through innovation and we encourage our employees to bring their ideas forward. We're safety focused. Safety is paramount in how we operate as we believe in providing excellence in our service to our vegetation management clients. We're transparent and respectful. We support each other and are transparent and honest in our communication. We believe that trust is the foundation of our success with clients and within our team. Who You Are: Seeking an Outreach Specialist to educate customers and secure tree removal approvals. Role involves managing contact documentation, using data and photos to influence decisions, and working independently outdoors. Responsibilities: Meets with property owners regarding vegetation management needs Drives tree removal approvals through customer education and outreach Manages documentation of the three-touch customer contact process Uses photos, data, and persuasive skills to successfully negotiate tree removal opportunities Other duties as assigned Qualifications: 3-10 years in customer service or outreach/sales Experience in Forestry, Arboriculture, or Horticulture Empathetic communicator Demonstrates initiative and proactively looks for ways to perform work in the most effective manner and the ability to work safely and efficiently with minimal oversight Must be able to work alone, outdoors in various weather conditions and terrain Must be skilled with technology and possess basic computer and smart phone skills Capable of operating a 4x4 vehicle on rough roads Physical Demands, Conditions, Work Environment The physical demands, conditions, and work environment characteristics described here must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. Employees must be able to maintain attention and concentration for extended periods of time. Work alone in an outdoor field environment; extensive vehicle operation and foot patrol of utility power lines; remote locations as well as urban, city environment; physical demands and travel from site to site, including walking/hiking on various surfaces including flat, dry, wet, slippery, uneven, rough, steep terrain, hills, and slopes; exposure to noise, dust, grease, and all types of weather and temperature conditions; exposure to hazardous traffic conditions. Physical Primary functions require sufficient physical ability and mobility to work in a field environment: walk, stand, sit, and operate a motor vehicle for prolonged periods of time; frequently stoop, bend, kneel, crouch, run, crawl, climb, reach, twist, grasp and make repetitive hand movements in the performance of daily duties; carry, push and/or pull light to moderate amounts of weight (5 to 10 lbs.); operate assigned equipment and vehicles; verbally communicate to exchange information with public; see and hear in normal range with or without correction; operate assigned field equipment, including handheld computer, range finder, water backpack, shovel, and traffic cone. Safety Safety is a top priority at Atlas Field Services. Successful candidates will be committed to their personal safety and to the safety of others. This role will require a general understanding and the ability to identify safety hazards and report any unsafe working conditions. The position requires active participation in safety briefings and may deliver industry-specific safety messages to a broad audience when called upon. Pre-Qualifications Applicants must pass a pre-employment drug test. All candidates must possess a valid driver's license and have a good driving record. Job Type - Full Time AFS is an Equal Opportunity Employer

Job DescriptionBe Proud, Be You, Be Independent! Are you a seasoned banking professional with leadership experience looking to take the next step in your career? If so, we need you! At Independent Bank we promote a culture that encourages professional growth and embraces the collective sum of your individual differences, life experiences, knowledge, innovation, self-expression, unique capabilities and talent. We value diversity of thought, ideas, and background. Our inclusive and collaborative culture helps us find the best solutions to meet the needs of our clients and company. About the Job: Join our team as an Assistant Bank Manager ! You'll play a key role in branch operations, ensuring top-notch customer service by managing account openings, addressing inquiries, and solving routine and complex challenges. Engage in sales activities and contribute to team development. Step up as the acting Branch Manager when needed. If you're passionate about banking and leadership, apply now to support our mission of inspiring financial independence today, with tomorrow in mind . Why You Should Apply: Competitive compensation package. Accommodating and flexible paid time off. A knowledgeable, goal-driven, and exciting team of colleagues. Exposure to different areas of banking and the ability to work with leaders within the industry. Community-focused events and volunteer opportunities. What You Will Do: Responsible for the daily operations of the branch including, support of branch administration related policies, procedures and audits, staffing (scheduling and coaching), client escalation issues. Share responsibility with the Branch Manager for development of branch staff; including training, coaching, evaluation of performance, and disciplinary actions. Provide new product and service training to clients and staff. Assists clients with other services including account migration from other banks, account maintenance, and loan support. Assist clients with other services including account migration from other banks, account maintenance, and loan support. Serve as primary back-up for teller line operations. Serve as point-of-contact for branch personnel and customers who have operational questions including override authorities. Supports branch growth initiatives including promoting Independent Bank. Participate in special projects relating to product conversions and new product development. Assist with complex transactions including providing overrides and functions requiring additional authorization levels. Perform other duties as assigned. What We're Looking For: High School Diploma 3+ years of banking experience preferred. 1+ year of direct or indirect leadership experience. Excellent interpersonal, presentation and communication skills. In-depth knowledge of Independent Bank products and services to continually provide excellent client service, including introduction of additional Bank products to enhance the client's relationship by referral to appropriate department or staff whenever possible. Ability to demonstrate/train Bank clients and prospects on deposit products in their place of business. Represent the Bank to the community through good customer relations. Available to travel throughout the region/state to work at other branches or attend meetings. Be Proud. Be YOU. Be Independent!

OpTech is an award-winning talent management firm providing Information Technology, Engineering and Healthcare talent and services to Fortune 500 and Government clients. We offer our employees outstanding career opportunities supporting innovative companies with cutting-edge technology. OpTech's awards include the distinguished Elite Category Award for best Recruitment, Selection and Orientation practices, the prestigious National 101 Best and Brightest Companies to Work For and the coveted Crain's Cool Places to Work in Michigan. OpTech creatively combines training, mentoring, bonuses and rewards to motivate and retain the highest caliber talent. OpTech offers Opportunity...see how a fast-paced career with one of the leading technology firms can benefit you! Job Description Required Skills • The job is to assess the controls at our suppliers to ensure that they are adequate to mitigate the risk of outsourcing to that supplier. • This assessment would be accomplished by interpreting independent reviews of the supplier, minimal on-site reviews and testing at the supplier, as well as utilizing the available tools (MS Office, Archer, Hiperos, etc.), to automate and communicate the scoring of inherent and residual risks involved in supplier relationships. • Information Security experience (preferably Third Party Risk Management and Compliance) • Familiarity with SOC 1 (SSAE 16*) and SOC 2 (**AT101) reports • Ability to write process, procedures, flowcharts • Knowledge of regulatory and industry standards such GLBA, HIPAA, COBIT, FFIEC Qualifications Information Security experience (preferably Third Party Risk Management and Compliance) • Familiarity with SOC 1 (SSAE 16*) and SOC 2 (**AT101) reports • Ability to write process, procedures, flowcharts • Knowledge of regulatory and industry standards such GLBA, HIPAA, COBIT, FFIEC Additional Information Preferred Skills and competencies • IT Audit Experience • Knowledge of FS-ISAC Shared Assessments, Pen Test results , PCI DSS • Experience performing on-site third party reviews • CISA, CISSP, CRISC or other security certifications • Archer (eGRC) or Hiperos (Supplier Management) experience • Knowledge of Visual Basic and Macro Coding for MS Office applications

We Are: Accenture's SAP practice, and we live to see how this can transform the way we live and work. We are the industry-leader for building SAP solutions and we're curious and always learning. We're building the smartest team on the planet, and helping our people gain new skills, training, and experience. The Automotive industry is going through remarkable levels of transformation as they are developing new business models to support a transition to electric and autonomous vehicles, flexible supply chains to address volatile demand and supply, and transforming internal operations for efficiencies. SAP technologies power these organizations with modern cloud-based and AI-enabled solutions, and Accenture is the market leader in this industry. We are continuously expanding our SAP team with advisory skills to continue to drive transformation at scale for our clients. You are: Do you have a passion for storytelling, originating and for delivering SAP-based Customer, Sales and Services Transformation projects that make a positive impact in your clients' business? Are you inspired by working with the best companies in their industries? Want a role that provides you with a sense of purpose and satisfaction? Then join Accenture and build a rewarding career improving the way the world works and lives, as you help clients innovate with leading-edge SAP and Accenture Customer, Sales and Service solutions and technologies on some of the most innovative projects in the world You will thrive in our highly collaborative, digitally-driven and innovation-led environment. Nurture your talent for thoughtful and game changing solutions in our inclusive culture that values diversity of ideas, experiences and backgrounds. You are a confident manager who spots and stays ahead of the SAP platform, industry and Customer, Sales and Services trends and knows how to translate client goals into clear and actionable outcomes that everyone can get behind. You know how to fully utilize the capabilities of various SAP platforms to drive business value, transform end-to-end functions and drive leading practices for your clients in markets all over the globe. The more complex their challenges, the more excited you are about leading the charge to solve them. The Work: Team with clients on their SAP functional transformation programs through your combined SAP application and functional process expertise which includes your ability to: + Engage with client executives on the business challenges/trends and the potential value of SAP solutions (current & future) + Lead customers in defining their SAP journey through the development of business cases & roadmaps including during sales origination, proposal development and client presentations + Architect E2E solutions that leverage SAP technologies, custom apps, & add on partner solutions + Advise, design and deliver solutions based on the latest industry and technology best practices leveraging a SAP solutions and embedded innovation. + Lead small teams - helping them achieve transformational roadmaps - onsite with clients or within Accenture + Become a trusted expert and advisor to your clients, team, and Accenture Leadership by staying current on regulations, trends, and innovations across your area of expertise + Be a thought leader, build assets and best practices and develop the next level of transformation experts Travel may be required for this role. The amount of travel will vary from 0 to 100% depending on business need and client requirements Here's what you need: + Minimum 7 years of SAP functional and technical experience/expertise in Order to Cash: pricing, order management, condition contracts, EDI and billing + Minimum 5 years of experience in SAP projects supporting Automotive clients (SAP support / managed services experience will not be considered for this requirement) + Minimum of 2 end-to-end SAP S/4 implementations, including project planning, estimation and solution architecture for Automotive clients + Minimum of 2 years experience driving complex workshops and leading design decisions, as well as leading the design and execution of system build, configuration, testing, cutover, and go-live + Experience leading teams in a Global Delivery model + Prior experience in a Consulting/Advisory role + Bachelor's degree or equivalent (minimum 5 years' work experience). If Associate's Degree, must have equivalent minimum 6-year work experience Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below. We accept applications on an on-going basis and there is no fixed deadline to apply. Information on benefits is here. (************************************************************ Role Location Annual Salary Range California $94,400 to $293,800 Cleveland $87,400 to $235,000 Colorado $94,400 to $253,800 District of Columbia $100,500 to $270,300 Illinois $87,400 to $253,800 Maryland $94,400 to $253,800 Massachusetts $94,400 to $270,300 Minnesota $94,400 to $253,800 New York/New Jersey $87,400 to $293,800 Washington $100,500 to $270,300 Requesting an Accommodation Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired. If you would like to be considered for employment opportunities with Accenture and have accommodation needs such as for a disability or religious observance, please call us toll free at **************** or send us an email or speak with your recruiter. Equal Employment Opportunity Statement We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities. For details, view a copy of the Accenture Equal Opportunity Statement (******************************************************************************************************************************************** Accenture is an EEO and Affirmative Action Employer of Veterans/Individuals with Disabilities. Accenture is committed to providing veteran employment opportunities to our service men and women. Other Employment Statements Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States. Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration. Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process. Further, at Accenture a criminal conviction history is not an absolute bar to employment. The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. Additionally, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Company's legal duty to furnish information. California requires additional notifications for applicants and employees. If you are a California resident, live in or plan to work from Los Angeles County upon being hired for this position, please click here for additional important information. Please read Accenture's Recruiting and Hiring Statement for more information on how we process your data during the Recruiting and Hiring process.

The Treasury Manager oversees an organization's financial operations related to cash flow, liquidity, and risk management, ensuring the company's financial health and compliance with banking regulations. Key Responsibilities * Cash Management: Manage daily cash flow, ensuring sufficient liquidity to meet obligations and optimizing banking operations. * Financial Risk Management: Assess and mitigate financial risks associated with cash flow and investments, including foreign exchange and interest rate risks. * Cash Forecasting: Develop and maintain cash forecasting models to predict future cash needs and align with corporate financial goals. * Banking Relationships: Maintain and enhance relationships with banking partners, ensuring effective treasury transactions and services. * Reporting: Prepare regular reports for senior management, including cash flow forecasts, investment performance, and risk assessments. * Compliance: Ensure compliance with internal policies and external regulations, including Sarbanes-Oxley or similar requirements. Qualifications * Education: A bachelor's degree in finance, accounting, or a related field is typically required. * Experience: 5+ years of experience in treasury management or finance, with some supervisory experience preferred. * Skills: Strong analytical skills, attention to detail, and proficiency in financial modeling and analysis are essential. Familiarity with treasury management systems and financial regulations is also important.

We are seeking a detail-oriented and analytical Risk Analyst to join our team. The ideal candidate will have a strong understanding of risk management principles and the ability to identify, assess, and mitigate potential risks to our organization. As a Risk Analyst, you will play a key role in analyzing data, monitoring risk factors, and providing insights to support informed decision-making across the company. Responsibilities: Analyze financial reports and credit information to evaluate the creditworthiness of individuals or businesses. Assist in the development and implementation of risk management strategies and policies. Collaborate with other departments to develop and implement risk mitigation strategies and controls. Monitor key risk indicators and metrics Collect necessary financial data and information and analyze for informed decision making. Prepare reports and presentations on risk assessment findings for management and stakeholders. Requirements: Bachelors Degree or Associates Degree with 12 + months of experience. Strong analytical and problem-solving skills, with the ability to interpret complex data and draw meaningful insights. Excellent communication and presentation skills, with the ability to effectively convey technical information to non-technical audiences. Detail-oriented and highly organized, with the ability to manage multiple tasks and priorities effectively. Ability to work independently and collaboratively in a fast-paced, dynamic environment. Note: This job description is not intended to be all-inclusive. The employee may perform other related duties as negotiated to meet the ongoing needs of the organization. Benefits: 401(k) 401(k) matching Dental insurance Health insurance Life insurance Paid parental leave Paid time off Professional development assistance Referral program Vision insurance

Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Responsibilities Salary Range The salary range for this position is $62,300 - $199,000 per year. Final compensation will be determined by location, skills, experience, qualifications and the career level at which the position is filled. Relationship Manager roles may vary between RM II, RM III, and RM IV - this position may be filled at a different level depending on the candidate's qualifications and relevant experience. Factors may include but are not limited to: Depth and breadth of prior and/or related commercial lending, business development, commercial credit and portfolio management in Business Banking or middle market experience Number of consistent years with success and track record as a Relationship Manager (or similar role) at the Bank or at another financial institution Demonstrated and proven ability to work through complex credits and/or other unique situations Well connected, known in market/region/industry, and influential in acquiring, deepening, and maintaining profitable client relationships through sales, prospecting and enhancing existing relationships Prior experience formally or informally coaching and mentoring peers while utilizing leadership skills Agile and prior proficiency to adapt if/when changes in sales practices and broader market and industry conditions are needed We are currently seeking a Business Banking Relationship Manager that will be responsible for generating new loan and deposit business, according to assigned sales goals, by initiating and developing relationships with businesses, industries, developers and consumers. The Business Banking Relationship Manager maintains acceptable credit quality and appropriate loan pricing. Individual portfolio management and client relationship expansion, including partner referrals, are critical for success in this position. Key Accountabilities Achieve Sales Targets Works to achieve assigned personal sales goals through proactive activities and behaviors that lead to results. Aligns client and bank objectives and orchestrates organizational resources and referral partners to build collaborative, client-focused relationships. Uses a consultative selling approach to understand client needs and opportunities, including conducting pre-call planning, establishing rapport, interviewing for needs and opportunities, explaining features and benefits, overcoming objections and closing the sale. Leverages centers of influence to build a network and create a pipeline of business. Loan Originations Ensures loan requests meet the requisite level as set forth under current loan standards by evaluating loan requests for proper purpose, structure and pricing. Partners with support staff to ensure the loan origination process meets bank and client expectations. Seeks guidance and insight from other lenders and Executives to deliver the best possible loan terms for the bank and client. Portfolio Management Manages a portfolio of customers satisfactorily, ensuring the relationships are maintained in a professional manner and monitoring of the portfolio meets current loan standards. Strives to meet or exceed average portfolio target by strengthening existing client relationships and fostering new relationships. Manages delinquencies and portfolio to ensure that classified credits are recognized timely and referred promptly to Special Assets. Key Competencies for Position Strategy in Action - Build your strategic mindset capability. Breaks down larger goals into smaller achievable goals and communicates how they are contributing to the broader goal. Actively seeks to understand factors and trends that may influence role. Anticipates risk and develop contingency plans to manage risks. Identifies opportunities for improvement and seeks insights from other sources to generate potential solutions. Aligns activities to meet individual, team and organizational goals. Compelling Communication - Openly and effectively communicates with others. Effectively and transparently shares information and ideas with others. Tailors the delivery of communication in a way that engages the audience and that is easy to understand and retain. Unites others towards common goal. Asks for others' opinions and ideas and listens actively to gain their support when clarifying expectations, agreeing on a solution and checking for satisfaction. Makes Decisions & Solves Problems - Seeks deeper understanding and takes action. Takes ownership of the problem while collaborating with others on a resolution with an appropriate level of urgency. Collaborates and seeks to understands the root causes of problems. Evaluates the implications of new information or events and recommends solutions using decisions that are sound based on what is known at the time. Takes action that is consistent with available facts, constraints and probable consequences. Delights Clients - Continuously seeks and applies knowledge leading to a best-in-class client experience. Passionately serves internal/external clients with excellence. Maintains a growth mindset staying current with developments and trends in areas of expertise influencing client satisfaction both internally and externally. Understands data, metrics and/or financial information, and how they tie to client satisfaction and business outcomes related to position, client and/or team. Nurtures client relationships by listening, prioritizing, and acting responsibly to meet client needs, mitigate risk and add shareholder value. Qualifications and Education Requirements Bachelor's degree and/or H.S. Diploma/GED with equivalent work experience. Minimum 5 years relevant commercial banking experience. Ability to orchestrate organizational resources by identifying key players, communicating relevant information, and building collaborative client-focused relationships. Possesses a thorough knowledge of Loan Standards, Loan Review Administration and Banking/OCC Procedures. Very high level of written and verbal communication skills. Must have a proven track record of successful sales performance with strong business development skills. Very high level of sales, negotiation and financial analysis skills. Key Measures of Success/Key Deliverables Achieve personal goals for new loan/deposit production and average portfolio target. Achieve personal goals for new fee production and average loan delinquency. Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position. Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical. We are Old National Bank. Join our team!

Hours: 40 Pay Details: $111,760 - $166,400 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Risk Management : Job Description Summary: The Risk Manager II provides dealer performance review and governs Dealer Oversight committee. The Risk Manager II identifies risk issues and solutions to satisfy audit and regulatory requirements. The Risk Manager II also establishes KPIs and provides hands-on data analytics to streamline auto decisioning rules and Credit policy changes. The Risk Manager II manages the creation, implementation and validation of various risk segmentation strategies including, but not limited to: adjudication, exposure management, risk segmentation, and financial return optimization. The Risk Manager II provides critical information, interpretative, and detailed analysis, and deploys critical credit risk rational strategies that ensures the decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines. The Risk Manager II investigates, creates, implements and validates various risk segmentation strategies and policies using complex data including cohort time series analysis of PCL, Marketing Investments, Decision Expense, Risk Adjusted Revenue, Risk Adjusted Margin, NPV, ROE, etc. with the limited guidance from the manager. Auto finance background strongly preferred. Depth & Scope: * Performs functions noted for Risk Manager I * Generally an expert at the enterprise or group business level * Acts as the primary regulatory interface on risk issues and requirements for a key business segment of the Bank and assesses and provides direction for existing and new regulations * Interfaces with teams beyond risk in a cross-functional manner * Represents business on corporate initiatives and identifies key risks and implications and provides direction in complex situations Education & Experience: * Bachelor's degree required; Graduate degree preferred or progressive work experience in addition to experience below * 10+ years' experience required * Proficient PC skills in MS Office and a variety of PC-based analytical and reporting software packages * Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS * Working knowledge of SAS Enterprise Miner, FICO Model Builder or Angoss Knowledge Seeker * Strong analytical and problem solving skills are required to interpret data and draw conclusions * Flexibility to adapt to rapidly changing requirements * Extremely strong attention to detail with ability to manage a range of tasks and prioritize * Proven ability to develop and maintain productive business/peer relationships * Superb written and verbal communication skills * Experienced in developing and presenting recommendations to Senior Management Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% * Domestic Travel - Occasional * International Travel - Never * Performing sedentary work - Continuous * Performing multiple tasks - Continuous * Operating standard office equipment - Continuous * Responding quickly to sounds - Occasional * Sitting - Continuous * Standing - Occasional * Walking - Occasional * Moving safely in confined spaces - Occasional * Lifting/Carrying (under 25 lbs.) - Occasional * Lifting/Carrying (over 25 lbs.) - Never * Squatting - Occasional * Bending - Occasional * Kneeling - Never * Crawling - Never * Climbing - Never * Reaching overhead - Never * Reaching forward - Occasional * Pushing - Never * Pulling - Never * Twisting - Never * Concentrating for long periods of time - Continuous * Applying common sense to deal with problems involving standardized situations - Continuous * Reading, writing and comprehending instructions - Continuous * Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Responsibilities The Business Banking Relationship Manager is responsible for generating new loan and deposit business, according to assigned sales goals, by initiating and developing relationships with businesses, industries, developers and consumers. The Business Banking Relationship Manager maintains acceptable credit quality and appropriate loan pricing. Individual portfolio management and client relationship expansion, including partner referrals, are critical for success in this position. Salary Range The salary range for this position is $62,300 - $199,000 per year. The base salary indicated for this position reflects the compensation range applicable to all levels of the role across the United States. Actual salary offers within this range may vary based on a number of factors, including the specific responsibilities of the position, the candidate's relevant skills and professional experience, educational qualifications, and geographic location. Key Accountabilities Achieve Sales Targets * Works to achieve assigned personal sales goals through proactive activities and behaviors that lead to results. * Aligns client and bank objectives and orchestrates organizational resources and referral partners to build collaborative, client-focused relationships. * Uses a consultative selling approach to understand client needs and opportunities, including conducting pre-call planning, establishing rapport, interviewing for needs and opportunities, explaining features and benefits, overcoming objections and closing the sale. * Leverages centers of influence to build a network and create a pipeline of business. Loan Originations * Ensures loan requests meet the requisite level as set forth under current loan standards by evaluating loan requests for proper purpose, structure and pricing. * Partners with support staff to ensure the loan origination process meets bank and client expectations. * Seeks guidance and insight from other lenders and Executives to deliver the best possible loan terms for the bank and client. Portfolio Management * Manages a portfolio of customers satisfactorily, ensuring the relationships are maintained in a professional manner and monitoring of the portfolio meets current loan standards. * Strives to meet or exceed average portfolio target by strengthening existing client relationships and fostering new relationships. * Manages delinquencies and portfolio to ensure that classified credits are recognized timely and referred promptly to Special Assets. Key Competencies for Position Strategy in Action - Build your strategic mindset capability. * Breaks down larger goals into smaller achievable goals and communicates how they are contributing to the broader goal. * Actively seeks to understand factors and trends that may influence role. * Anticipates risk and develop contingency plans to manage risks. * Identifies opportunities for improvement and seeks insights from other sources to generate potential solutions. * Aligns activities to meet individual, team and organizational goals. Compelling Communication - Openly and effectively communicates with others. * Effectively and transparently shares information and ideas with others. * Tailors the delivery of communication in a way that engages the audience and that is easy to understand and retain. * Unites others towards common goal. * Asks for others' opinions and ideas and listens actively to gain their support when clarifying expectations, agreeing on a solution and checking for satisfaction. Makes Decisions & Solves Problems - Seeks deeper understanding and takes action. * Takes ownership of the problem while collaborating with others on a resolution with an appropriate level of urgency. * Collaborates and seeks to understands the root causes of problems. * Evaluates the implications of new information or events and recommends solutions using decisions that are sound based on what is known at the time. * Takes action that is consistent with available facts, constraints and probable consequences. Delights Clients - Continuously seeks and applies knowledge leading to a best-in-class client experience. * Passionately serves internal/external clients with excellence. * Maintains a growth mindset staying current with developments and trends in areas of expertise influencing client satisfaction both internally and externally. * Understands data, metrics and/or financial information, and how they tie to client satisfaction and business outcomes related to position, client and/or team. * Nurtures client relationships by listening, prioritizing, and acting responsibly to meet client needs, mitigate risk and add shareholder value. Qualifications and Education Requirements * Bachelor's degree and/or H.S. Diploma/GED with equivalent work experience. * Minimum 5 years relevant commercial banking experience. * Ability to orchestrate organizational resources by identifying key players, communicating relevant information, and building collaborative client-focused relationships. * Possesses a thorough knowledge of Loan Standards, Loan Review Administration and Banking/OCC Procedures. * Very high level of written and verbal communication skills. * Must have a proven track record of successful sales performance with strong business development skills. * Very high level of sales, negotiation and financial analysis skills. Key Measures of Success/Key Deliverables * Achieve personal goals for new loan/deposit production and average portfolio target. * Achieve personal goals for new fee production and average loan delinquency. Relationship Manager roles may vary between RM II, RM III, and RM IV - this position may be filled at a different level depending on the candidate's qualifications and relevant experience. Factors may include but are not limited to: * Depth and breadth of prior and/or related commercial lending, business development, commercial credit and portfolio management in Business Banking or middle market experience * Number of consistent years with success and track record as a Relationship Manager (or similar role) at the Bank or at another financial institution * Demonstrated and proven ability to work through complex credits and/or other unique situations * Well connected, known in market/region/industry, and influential in acquiring, deepening, and maintaining profitable client relationships through sales, prospecting and enhancing existing relationships * Prior experience formally or informally coaching and mentoring peers while utilizing leadership skills * Agile and prior proficiency to adapt if/when changes in sales practices and broader market and industry conditions are needed Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position. Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical. We are Old National Bank. Join our team!