Risk manager jobs in Waterford, MI

Hours: 40 Pay Details: $111,760 - $166,400 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Risk Management : Job Description Summary: The Risk Manager II provides dealer performance review and governs Dealer Oversight committee. The Risk Manager II identifies risk issues and solutions to satisfy audit and regulatory requirements. The Risk Manager II also establishes KPIs and provides hands-on data analytics to streamline auto decisioning rules and Credit policy changes. The Risk Manager II manages the creation, implementation and validation of various risk segmentation strategies including, but not limited to: adjudication, exposure management, risk segmentation, and financial return optimization. The Risk Manager II provides critical information, interpretative, and detailed analysis, and deploys critical credit risk rational strategies that ensures the decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines. The Risk Manager II investigates, creates, implements and validates various risk segmentation strategies and policies using complex data including cohort time series analysis of PCL, Marketing Investments, Decision Expense, Risk Adjusted Revenue, Risk Adjusted Margin, NPV, ROE, etc. with the limited guidance from the manager. Auto finance background strongly preferred. Depth & Scope: Performs functions noted for Risk Manager I Generally an expert at the enterprise or group business level Acts as the primary regulatory interface on risk issues and requirements for a key business segment of the Bank and assesses and provides direction for existing and new regulations Interfaces with teams beyond risk in a cross-functional manner Represents business on corporate initiatives and identifies key risks and implications and provides direction in complex situations Education & Experience: Bachelor's degree required; Graduate degree preferred or progressive work experience in addition to experience below 10+ years' experience required Proficient PC skills in MS Office and a variety of PC-based analytical and reporting software packages Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS Working knowledge of SAS Enterprise Miner, FICO Model Builder or Angoss Knowledge Seeker Strong analytical and problem solving skills are required to interpret data and draw conclusions Flexibility to adapt to rapidly changing requirements Extremely strong attention to detail with ability to manage a range of tasks and prioritize Proven ability to develop and maintain productive business/peer relationships Superb written and verbal communication skills Experienced in developing and presenting recommendations to Senior Management Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel - Occasional International Travel - Never Performing sedentary work - Continuous Performing multiple tasks - Continuous Operating standard office equipment - Continuous Responding quickly to sounds - Occasional Sitting - Continuous Standing - Occasional Walking - Occasional Moving safely in confined spaces - Occasional Lifting/Carrying (under 25 lbs.) - Occasional Lifting/Carrying (over 25 lbs.) - Never Squatting - Occasional Bending - Occasional Kneeling - Never Crawling - Never Climbing - Never Reaching overhead - Never Reaching forward - Occasional Pushing - Never Pulling - Never Twisting - Never Concentrating for long periods of time - Continuous Applying common sense to deal with problems involving standardized situations - Continuous Reading, writing and comprehending instructions - Continuous Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Allstate Exclusive Agents are independent contractors and not employees of Allstate Insurance Company nor is this a franchised business. An opportunity to earn an economic interest and the ownership in the book of business your agency writes (sell it back to Allstate, create a legacy and pass it on to family, or sell it on the open market). Allstate provides the education you and your staff need to start your business at no cost to you (products, sales techniques, processes, etc…). Additional continuous support also includes technology, marketing, and education. One of the largest centralized claims teams. A very lucrative contract in the industry beginning at 43% commission of the property and casualty business your agency writes. Very significant annual bonus opportunities (both monetarily and various levels of achievement with extravagant trips). The availability of Exclusive Financial Specialists to assist in the sale of life, savings, and financial products for your agency. Get the national, regional, and local advertising and branding of Allstate at no cost to you. Allstate signage for brand consistency at no cost to you. Extremely quick way to build equity in your business. Job Description Leadership attributes Entrepreneurial desires and/or experience Ability to educate, teach, develop, and mentor employees Effectively and efficiently own and manage a small business Stays focused, is ambitious, has a drive, and is competitive Constantly recruit and hire Good with technology or can at least adapt and learn quickly Adapt to change Lead, motivate, and incentivize staff Management or business ownership experience Qualifications $50,000 in liquid capital (checking/savings account, money market accounts, etc…) Complete a background check Complete our Agency Selection Questionnaire (online) Additional Information If you are motivated to succeed and can see yourself in this role, please submit your resume. We will follow up with you on the next steps in the interview process. ***This position is with an Allstate Exclusive Agent, not with Allstate Insurance. Employees of Allstate agents must be able to successfully complete any applicable licensing requirements and training programs. Allstate agents are independent business owners who hire their own employees. Allstate agents' employees are not employees of Allstate. *** All your information will be kept confidential according to EEO guidelines.

** **We Are Bosch.** At Bosch, we shape the future by inventing high-quality technologies and services that spark enthusiasm and enrich people's lives. Our areas of activity are every bit as diverse as our outstanding Bosch teams around the world. Their creativity is the key to innovation through connected living, mobility, or industry. Let's grow together, enjoy more, and inspire each other. Work #LikeABosch + **Reinvent yourself** : At Bosch, you will evolve. + **Discover new directions** : At Bosch, you will find your place. + **Balance your life** : At Bosch, your job matches your lifestyle. + **Celebrate success** : At Bosch, we celebrate you. + **Be yourself** : At Bosch, we value values. + **Shape tomorrow** : At Bosch, you change lives. **Job Description** As Director - Export Control Governance and Risk Management you will provide authoritative guidance on national and international regulations, including the ITAR and EAR, ensuring Bosch's compliance with them. As prominent SME for Export Controls in the US and part of our global Export Control and Sanctions team you will further develop global standards and guidelines in U.S. export controls law. **Job Responsibilities** + In your position, you will manage global risk, derive globally applicable governance requirements, and develop common minimum standards in the Export Controls fields of Jurisdiction and Classification, Technology Controls, Military Business, and Regulatory Tracking. + You will also be responsible for monitoring legal developments (Executive Orders, EAR, and ITAR) as well as other changes to U.S. export control laws and regulations. You will work to assess their impact on the business activities of Bosch Group and its subsidiaries globally. Based on this, you will support the definition of appropriate measures and set related process requirements. + You will support the conceptual design and further development of the U.S. export control process landscape for the Bosch Group with focus on U.S. laws and regulations. This includes the further development of existing reporting systems and the use of results for the implementation of further requirements. + You will be responsible for conducting export audits/health checks and monitoring data analysis with regards to risk indicators in the area of export controls. + In addition, you will act as a contact person for business units and central departments, and authorities. + You will act as a functional lead for the broader US export controls team at this time as an individual contributor. **Qualifications** + 12+ years of Export Controls and a bachelor's degree (JD highly preferred), as well as experience with export control in the U.S. (EAR and ITAR) + 5+ years of proven ability to influence and motivate people + In-depth knowledge of export control laws in the U.S. + Excellent communication and interpersonal skills, with the ability to influence and work effectively with all levels of the organization + Demonstrated ability to act independently upon information and make decisions in adherence to compliance, regulations and policies + Demonstrated ability to identify and understand issues and resolve inquiries and develop appropriate solutions quickly, effectively and independently + Ability to effectively coordinate activities and collaborate with groups + Experience in creating and delivering effective training + Strong analytical, problem-solving, and decision-making skills + Strong internal audit skills + Continuous learner; willing to stay abreast and enjoys research + Strong organizational and prioritization skills + Experience in the automotive industry and strong understanding of export compliance related to software and technology preferred **Travel Requirements:** 10%-20% (Domestic and International) **Additional Information** **_Equal Opportunity Employer, including disability / veterans_** _*Bosch adheres to Federal, State, and Local laws regarding drug-testing. Employment is contingent upon the successful completion of a drug screen and background check. Candidates who have been offered the position must pass both screenings before their start date._ The U.S. base salary range for this full-time position is $203,000 - $240,000. Within the range, individual pay is determined based on several factors, including, but not limited to, work experience and job knowledge, complexity of the role, job location, etc. This range does not include annual bonus percentage nor any other monetary considerations for the total compensation package. Your Recruiter can share more details about the specific salary range for this position during the interview process. In addition to your base salary, Bosch offers a comprehensive benefits package that includes health, dental, and vision plans; health savings accounts (HSA); flexible spending accounts; 401(K) retirement plans with an employer match; wellness programs; life insurance; short- and long-term disability insurance; paid time off; parental leave, adoption assistance; and reimbursement of education expenses. Learn more about our full benefits offerings by visiting: ************************ Pay ranges included in the postings generally reflect base salary; certain positions may include bonus, commission, or additional benefits. Thanks to the work of every associate, Bosch has been recognized for award-winning by the following organizations: Great Place to Work Certified, 2024 Fortune's World's Most Admired Companies, 2024 America's Best Large Employers, 2024 America's Best Employers for Diversity, 2024 America's Greatest Workplaces for Women, Newsweek2024 Greatest Workplaces for Diversity, Newsweek 2024 Your well-being matters at Bosch! We offer a competitive compensation and a benefits package designed to empower you in every area of your life. This includes premium health coverage, a 401(k) with generous matching, resources for financial planning and goal setting, ample paid time off, parental leave, and comprehensive life and disability protection. We're investing in your success! \#LI-AZ1

Your passion. Your purpose. If you're here, you're looking for something more. More opportunity, more impact, more purpose. At Rehmann, each and every one of our associates plays a pivotal role in the Firm's success. When you join our team, you can count on exceptional support, encouragement, and guidance from your colleagues and from leadership. No matter where you want to go in your career, Rehmann can help you get there. Whether you're in the early stages of your professional journey or you're further down your path, we're focused on helping you achieve your goals - whatever they may be. When you join Rehmann, you are part of a culture that Puts People First and aims to help everyone reach their fullest potential. Let us show you all the ways we can Empower Your Purpose. To learn more about Rehmann, visit: ******************************** We are seeking a talented Assurance & Risk Advisory Services Manager to join our Metro-Detroit practice. You will help execute external audits and advisory engagements and leverage your skills to assist clients with various accounting and business issues. How You Will Make an Impact at Rehmann: * Planning and managing significant and complex engagements * Researching technical accounting issues * Presenting recommendations and findings to client leadership * Managing and participating in accounting related consulting projects * Building relationships internally to foster a culture of teamwork and collaboration * Training and mentoring associates allowing them to reach their goals * Researching technical accounting issues * Making a difference in the communities where you live and work Your Desired Skills, Values & Experiences: * 5+ years of relevant experience in public accounting or industry * CPA license required * Strong technical skills in accounting and auditing * Knowledge of SEC/PCAOB rules * Experience with SOX * Outstanding client service and strong executive communication skills * Desire to develop unique business solutions in a team-based environment * Commitment to continuous learning and development * Out-of-the box thinking and an entrepreneurial spirit * A new perspective and new ideas allowing us to continuously improve * Unwavering integrity in all situations We Put People First in all that we do. Our associates are our greatest asset and we provide programs and benefits that encourage growth and development and align with their needs and goals. This includes benefits focused on physical and mental health, paid time off for volunteering and diversity-related activities, flexible work arrangements, and more. When you join Rehmann, you become part of a firm dedicated to helping Empower Your Purpose, whatever it may be. Rehmann is an Equal Opportunity Employer #LI-AP1

Southfield, Michigan, United States of America **Hours:** 40 **Pay Details:** $111,760 - $166,400 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Risk Management **:** **Job Description Summary:** The Risk Manager II provides dealer performance review and governs Dealer Oversight committee. The Risk Manager II identifies risk issues and solutions to satisfy audit and regulatory requirements. The Risk Manager II also establishes KPIs and provides hands-on data analytics to streamline auto decisioning rules and Credit policy changes. The Risk Manager II manages the creation, implementation and validation of various risk segmentation strategies including, but not limited to: adjudication, exposure management, risk segmentation, and financial return optimization. The Risk Manager II provides critical information, interpretative, and detailed analysis, and deploys critical credit risk rational strategies that ensures the decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines. The Risk Manager II investigates, creates, implements and validates various risk segmentation strategies and policies using complex data including cohort time series analysis of PCL, Marketing Investments, Decision Expense, Risk Adjusted Revenue, Risk Adjusted Margin, NPV, ROE, etc. with the limited guidance from the manager. Auto finance background strongly preferred. **Depth & Scope:** + Performs functions noted for Risk Manager I + Generally an expert at the enterprise or group business level + Acts as the primary regulatory interface on risk issues and requirements for a key business segment of the Bank and assesses and provides direction for existing and new regulations + Interfaces with teams beyond risk in a cross-functional manner + Represents business on corporate initiatives and identifies key risks and implications and provides direction in complex situations **Education & Experience:** + Bachelor's degree required; Graduate degree preferred or progressive work experience in addition to experience below + 10+ years' experience required + Proficient PC skills in MS Office and a variety of PC-based analytical and reporting software packages + Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS + Working knowledge of SAS Enterprise Miner, FICO Model Builder or Angoss Knowledge Seeker + Strong analytical and problem solving skills are required to interpret data and draw conclusions + Flexibility to adapt to rapidly changing requirements + Extremely strong attention to detail with ability to manage a range of tasks and prioritize + Proven ability to develop and maintain productive business/peer relationships + Superb written and verbal communication skills + Experienced in developing and presenting recommendations to Senior Management **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Never + Performing sedentary work - Continuous + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Occasional + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Never + Squatting - Occasional + Bending - Occasional + Kneeling - Never + Crawling - Never + Climbing - Never + Reaching overhead - Never + Reaching forward - Occasional + Pushing - Never + Pulling - Never + Twisting - Never + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

Job DescriptionPosition Description: Position Overview: As a member of the corporate finance leadership team, the Insurance & Risk Manager is responsible for overseeing the companys insurance programs and enterprise risk management strategy across M. Shapiro Real Estate Groups diverse portfolio of multifamily, manufactured housing, and commercial properties. This role provides strategic guidance, manages insurance renewals and claims, analyzes risk exposures, and ensures the company is adequately protected against potential financial and operational losses. The Senior Insurance & Risk Manager also serves as the primary liaison with brokers, carriers, and internal stakeholders to ensure proactive and effective management of all insurance and risk-related matters.Key ResponsibilitiesInsurance Program ManagementLead and manage all aspects of the companys insurance portfolio, including property, general liability, workers compensation, auto, umbrella, environmental, professional, and executive liability policies.Oversee the annual renewal process gathering data, preparing applications, negotiating coverage, and recommending policy enhancements.Manage and maintain the companys insurance documentation database, including policies, certificates, invoices, and endorsements.Ensure timely and accurate payment of premiums, allocations, and related expenses in coordination with the Accounting and Treasury teams.Monitor insurance compliance for all vendors, contractors, and third-party partners, ensuring that certificates of insurance meet company requirements.Claims & Loss ManagementDirect and oversee the claims process for all property, casualty, and workers compensation claims.Serve as the main point of contact for insurance brokers, adjusters, and legal counsel during claims resolution.Conduct trend analysis and develop strategies to reduce the frequency and severity of claims across the portfolio.Provide leadership to property management teams on incident reporting, claims procedures, and risk prevention measures.Risk Assessment & StrategyIdentify, analyze, and evaluate potential risks that could impact the companys operations or financial stability.Develop and maintain a formal risk management framework that aligns with organizational objectives.Partner with operations, maintenance, and construction teams to implement preventive and corrective measures that mitigate risk exposures.Evaluate the total cost of risk and recommend strategies for optimal risk transfer and retention.Data Analysis & ReportingAnalyze claims data, insurance costs, and exposure metrics to identify trends and support strategic decision-making.Prepare quarterly and annual insurance and risk management reports for senior leadership and ownership.Collaborate with the Accounting department to ensure accurate allocation, accrual, and reporting of all insurance-related financial activity.Acquisitions & Due DiligenceParticipate in acquisition due diligence by assessing insurance coverage, reviewing historical loss runs, and identifying potential risk exposures for new properties or business ventures.Recommend appropriate insurance solutions and coverage levels for new acquisitions and developments.Compliance & GovernanceEnsure compliance with all applicable insurance, regulatory, and risk management standards.Maintain current knowledge of industry trends, legislation, and best practices related to insurance and risk management.Provide training and guidance to operational leaders on compliance requirements, claims prevention, and incident reporting.QualificationsBachelors degree in Risk Management, Finance, Business Administration, or a related field required.8+ years of progressive experience in insurance or risk management, preferably within the real estate or property management industry.Professional designations such as ARM, CPCU, or CRM strongly preferred.Proven experience managing large property and casualty insurance programs and negotiating with brokers and carriers.Strong understanding of insurance contracts, claims administration, and risk financing principles.Excellent analytical, communication, and leadership skills.Proficiency in Microsoft Office Suite and experience with risk management or insurance software platforms.Skills & AttributesStrategic thinker with the ability to translate complex risk concepts into practical business decisions.Exceptional organizational skills with a strong attention to detail and accuracy.High level of integrity, accountability, and sound judgment.Proven ability to build strong relationships across departments and with external partners.Self-motivated, process-driven, and committed to continuous improvement and professional growth. $90,000.00 - $140,000.00 Annually

Job Code: Risk Manager (FT) Address: 31200 Northwestern Hwy City: Farmington Hills State: MI Country: United States of America Description Who is RHP Properties? Headquartered in Farmington Hills, Michigan, RHP Properties (************ is the nation's largest private owner and operator of manufactured home communities. With over 370 communities throughout 30 states, we continue to expand our footprint to provide accessible and affordable housing across the country. All of this would not be possible without the energy and drive of our talented team members! We invest in our employees, with regular training, opportunities for advancement, and team events to bring everyone together. As a successful Risk Manager, you will: * Review all assigned incoming Incident Reports, obtain clarification, and decide how to proceed (i.e., make a claim, subrogate, or other). * Maintain Incident Report files; ensure all proper documents are uploaded to the Incident Database and saved to the network drive as appropriate. * Notify appropriate individuals of incidents that meet specific criteria. * Work with adjusters on all assigned open claims * Coordinate receipt of insurance funds, including working with lenders and vendors, as needed. * Work with attorneys on the completion of Interrogatories and Requests for Documents related to lawsuits handled by our insurance carrier, and review with the Senior Risk Manager * Participate in mediations and deposition prep as applicable. * Subrogate against third parties to recover funds for damages incurred. * Complete necessary reporting as assigned * Perform other duties as assigned Minimum Requirements * Prior property and/or liability claims handling experience required. * Prior non-auto insurance litigation experience preferred. * A minimum of 1 year of general accounting experience is required. * Some college accounting coursework, preferred; High School diploma or GED required * Proficiency with the Internet and Microsoft Office, specifically Excel and Outlook. * Excellent analytical skills as well as verbal and written communication skills with a customer service focus. * Ability to multitask and be a team player in a fast-paced environment. * Detail-oriented with strong organizational, time management, problem-solving, and follow-through skills Compensation: We are Proud to Provide the following: * Access to benefits including medical, dental, and vision insurance * Short-term and long-term disability * Life insurance * Generous Paid Time Off and holidays * Flexible spending account * 401K with company match #indcorp #indcorp

Responsible for ensuring that all corporate planning activities are well designed, documented, established, and implemented. Creates and manages oversight of a balance between functional excellence and cross-functional process requirements; optimizes departmental processes, measures and manages performance. Leads activities with management on key projects related to the company's business, financial and/or strategic activities. **Responsibilities** **DAY IN THE LIFE:** + Extensively analyzes internal or external quantitative data and reports, such as results versus budget, results versus plan, sales forecasts, profitability, productivity, project management; product, industry, or market trends; and survey data. Formulates recommendations and/or proposals based on analytical assessment. + Compiles accurate data on sales, profitability, productivity, project management, and other financial data. Data-mine and conduct analytically assessments to decipher trends, hypotheses, and/or underlying root causes driving change. + Gathers information/intelligence, performs analysis, compiles/prepares business reports, presentations and charts and assimilates corresponding recommendations or proposals. To include establishing annual KPIs and reporting. + Coordinate the Environmental, Social and Governance (ESG) along with Risk Management activities and requests both internally as well as externally from our customers and suppliers. Act as key point of contact for all PASA ESG requests. Participate in the development of the PASA ESG strategy and alignment with PEXNA and PHD initiatives. + Advise on ESG standards, principles, and policies. Contribute to the development and publication of ESG reports including collecting data, material metrics, and consolidating information requests. Develop and maintain tools and mechanisms to evaluate, track and report on progress against company ESG goals and associated PASA KPIs. + Support Business Planning requirements across Executive teams as well as alignment with AISJ and BUs. Support the customer reviews of the data and track changes points along the BP process. Work with the sales team to create a living BP file that incorporates the result and forecast information to assist in annual process. + Work with the PEXNA teams to report trade requirements and update PASA Executive management on new legal restrictions. Support ad hoc request on current trade issues such as shift from NAFTA, tariff increases and product classifications. A point of contact at PASA for questions on tariff/trade activities impacting North America. + Provides training, instruction and guidance to others in regard to their Planning related responsibilities. + Works cross-functionally with Product Strategy, Financial Strategy, Engineering, PM, Purchasing, Sales and SCM functions to understand customer and competitor trends in the automotive environment. Ensures cohesive company strategy, vision, and mission are being achieved. + Assist in the audit process from licensors for IP usage on PASA models, help setup new programs with IP requirements by working hands on with the PM and Engineering teams and support monthly reporting and tracking processes. Support monthly maintenance of internal IP systems as well as adhoc reporting through Power BI and SAP tools. + Communicates with internal and external customers, including executives, managers and employees, on local and global level, to gather / disseminate information, and/or establish / monitor action plans. + Proactively reviews and makes improvement recommendations regarding the process to effectively reflect top managements' policies as well as customer/market status and trends. **MUST HAVES:** + Four-year college degree in business/marketing, finance or a related field plus five (5) years related business/analysis experience or an equivalent combination of education and experience required. + Analytical skills to include experience with financial analysis. + Working knowledge of business practices including business, financial and strategic planning required. + Leadership experience preferred. + Good overall knowledge of the automotive industry is preferred. + Knowledge of SAP Preferred + Demonstrated advanced proficiency with Microsoft Word, Excel, PowerPoint, and Windows based databases as appropriate to the position and assignment. **BENEFITS & PERKS - WE'RE ALL ABOUT YOU:** + Great Medical / Dental Benefits + Company-Matched 401K Retirement Savings + Annual Bonus Program + Educational Assistance &Reimbursement Program + Relaxed Dress Code + Onsite Recreation Center & Café + PASATalksSpeaker Summits + Leadership & Mentorship Programs + High5 Reward Recognition Program + Onsite Happy Hours! + And many more benefits & perks found within the 'Our Culture' section... **WHO WE ARE:** At Panasonic, our technology and engineering expertise delivers innovation across diverse industries. It's all about the consumer experience and making sure that we find ways to enhance that experience, either through audio enhancements or through safety enhancements inside the vehicle. Panasonic Automotive Systems Company of America (PASA) is an industry-leading global supplier to Automotive Original Equipment Manufacturers (OEM's) for infotainment systems and advanced connected car solutions. Our clients include Ford, GM, Chrysler, Daimler, Fiat, Tesla, Honda, Toyota, Nissan and many others. In serving our customers, we don't just strive to put tomorrow's technology on the road - we pride ourselves on recruiting the brightest and best to do it. **WE TAKE OPPORTUNITY SERIOUSLY:** Panasonic is an Equal Opportunity/Affirmative Action employer, and all qualified applicants will receive consideration for employment without regard to: race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, disability status, protected veteran status, or any other characteristic protected by law. All qualified individuals are required to perform the essential functions of the job with or without reasonable accommodation. Due to the high volume of responses, we will only be able to respond to candidates of interest. All candidates must have valid authorization to work in the U.S. Thank you for your interest in Panasonic Automotive Systems of America. \#LI-CW1 \#LI-HYBRID REQ-153428

Job Description Utility Vegetation Management Removal Specialist Who are we? We're dedicated to the growth of our employees. We truly believe in your development. For those who show initiative, we will do what it takes to get you where you want to go. We're growing but still maintain an entrepreneurial spirit. We give you room to be accountable and responsible in your role. We believe progress is bred through innovation and we encourage our employees to bring their ideas forward. We're safety focused. Safety is paramount in how we operate as we believe in providing excellence in our service to our vegetation management clients. We're transparent and respectful. We support each other and are transparent and honest in our communication. We believe that trust is the foundation of our success with clients and within our team. Who You Are: Seeking an Outreach Specialist to educate customers and secure tree removal approvals. Role involves managing contact documentation, using data and photos to influence decisions, and working independently outdoors. Responsibilities: Meets with property owners regarding vegetation management needs Drives tree removal approvals through customer education and outreach Manages documentation of the three-touch customer contact process Uses photos, data, and persuasive skills to successfully negotiate tree removal opportunities Other duties as assigned Qualifications: 3-10 years in customer service or outreach/sales Experience in Forestry, Arboriculture, or Horticulture Empathetic communicator Demonstrates initiative and proactively looks for ways to perform work in the most effective manner and the ability to work safely and efficiently with minimal oversight Must be able to work alone, outdoors in various weather conditions and terrain Must be skilled with technology and possess basic computer and smart phone skills Capable of operating a 4x4 vehicle on rough roads Physical Demands, Conditions, Work Environment The physical demands, conditions, and work environment characteristics described here must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. Employees must be able to maintain attention and concentration for extended periods of time. Work alone in an outdoor field environment; extensive vehicle operation and foot patrol of utility power lines; remote locations as well as urban, city environment; physical demands and travel from site to site, including walking/hiking on various surfaces including flat, dry, wet, slippery, uneven, rough, steep terrain, hills, and slopes; exposure to noise, dust, grease, and all types of weather and temperature conditions; exposure to hazardous traffic conditions. Physical Primary functions require sufficient physical ability and mobility to work in a field environment: walk, stand, sit, and operate a motor vehicle for prolonged periods of time; frequently stoop, bend, kneel, crouch, run, crawl, climb, reach, twist, grasp and make repetitive hand movements in the performance of daily duties; carry, push and/or pull light to moderate amounts of weight (5 to 10 lbs.); operate assigned equipment and vehicles; verbally communicate to exchange information with public; see and hear in normal range with or without correction; operate assigned field equipment, including handheld computer, range finder, water backpack, shovel, and traffic cone. Safety Safety is a top priority at Atlas Field Services. Successful candidates will be committed to their personal safety and to the safety of others. This role will require a general understanding and the ability to identify safety hazards and report any unsafe working conditions. The position requires active participation in safety briefings and may deliver industry-specific safety messages to a broad audience when called upon. Pre-Qualifications Applicants must pass a pre-employment drug test. All candidates must possess a valid driver's license and have a good driving record. Job Type - Full Time AFS is an Equal Opportunity Employer

OpTech is an award-winning talent management firm providing Information Technology, Engineering and Healthcare talent and services to Fortune 500 and Government clients. We offer our employees outstanding career opportunities supporting innovative companies with cutting-edge technology. OpTech's awards include the distinguished Elite Category Award for best Recruitment, Selection and Orientation practices, the prestigious National 101 Best and Brightest Companies to Work For and the coveted Crain's Cool Places to Work in Michigan. OpTech creatively combines training, mentoring, bonuses and rewards to motivate and retain the highest caliber talent. OpTech offers Opportunity...see how a fast-paced career with one of the leading technology firms can benefit you! Job Description Required Skills • The job is to assess the controls at our suppliers to ensure that they are adequate to mitigate the risk of outsourcing to that supplier. • This assessment would be accomplished by interpreting independent reviews of the supplier, minimal on-site reviews and testing at the supplier, as well as utilizing the available tools (MS Office, Archer, Hiperos, etc.), to automate and communicate the scoring of inherent and residual risks involved in supplier relationships. • Information Security experience (preferably Third Party Risk Management and Compliance) • Familiarity with SOC 1 (SSAE 16*) and SOC 2 (**AT101) reports • Ability to write process, procedures, flowcharts • Knowledge of regulatory and industry standards such GLBA, HIPAA, COBIT, FFIEC Qualifications Information Security experience (preferably Third Party Risk Management and Compliance) • Familiarity with SOC 1 (SSAE 16*) and SOC 2 (**AT101) reports • Ability to write process, procedures, flowcharts • Knowledge of regulatory and industry standards such GLBA, HIPAA, COBIT, FFIEC Additional Information Preferred Skills and competencies • IT Audit Experience • Knowledge of FS-ISAC Shared Assessments, Pen Test results , PCI DSS • Experience performing on-site third party reviews • CISA, CISSP, CRISC or other security certifications • Archer (eGRC) or Hiperos (Supplier Management) experience • Knowledge of Visual Basic and Macro Coding for MS Office applications

The Treasury Manager oversees an organization's financial operations related to cash flow, liquidity, and risk management, ensuring the company's financial health and compliance with banking regulations. Key Responsibilities * Cash Management: Manage daily cash flow, ensuring sufficient liquidity to meet obligations and optimizing banking operations. * Financial Risk Management: Assess and mitigate financial risks associated with cash flow and investments, including foreign exchange and interest rate risks. * Cash Forecasting: Develop and maintain cash forecasting models to predict future cash needs and align with corporate financial goals. * Banking Relationships: Maintain and enhance relationships with banking partners, ensuring effective treasury transactions and services. * Reporting: Prepare regular reports for senior management, including cash flow forecasts, investment performance, and risk assessments. * Compliance: Ensure compliance with internal policies and external regulations, including Sarbanes-Oxley or similar requirements. Qualifications * Education: A bachelor's degree in finance, accounting, or a related field is typically required. * Experience: 5+ years of experience in treasury management or finance, with some supervisory experience preferred. * Skills: Strong analytical skills, attention to detail, and proficiency in financial modeling and analysis are essential. Familiarity with treasury management systems and financial regulations is also important.

Be Proud, Be You, Be Independent! Are you a seasoned banking professional with leadership experience looking to take the next step in your career? If so, we need you! At Independent Bank we promote a culture that encourages professional growth and embraces the collective sum of your individual differences, life experiences, knowledge, innovation, self-expression, unique capabilities and talent. We value diversity of thought, ideas, and background. Our inclusive and collaborative culture helps us find the best solutions to meet the needs of our clients and company. About the Job: Join our team as an Assistant Bank Manager! You'll play a key role in branch operations, ensuring top-notch customer service by managing account openings, addressing inquiries, and solving routine and complex challenges. Engage in sales activities and contribute to team development. Step up as the acting Branch Manager when needed. If you're passionate about banking and leadership, apply now to support our mission of inspiring financial independence today, with tomorrow in mind. Why You Should Apply: * Competitive compensation package. * Accommodating and flexible paid time off. * A knowledgeable, goal-driven, and exciting team of colleagues. * Exposure to different areas of banking and the ability to work with leaders within the industry. * Community-focused events and volunteer opportunities. What You Will Do: * Responsible for the daily operations of the branch including, support of branch administration related policies, procedures and audits, staffing (scheduling and coaching), client escalation issues. * Share responsibility with the Branch Manager for development of branch staff; including training, coaching, evaluation of performance, and disciplinary actions. * Provide new product and service training to clients and staff. Assists clients with other services including account migration from other banks, account maintenance, and loan support. * Assist clients with other services including account migration from other banks, account maintenance, and loan support. * Serve as primary back-up for teller line operations. * Serve as point-of-contact for branch personnel and customers who have operational questions including override authorities. * Supports branch growth initiatives including promoting Independent Bank. * Participate in special projects relating to product conversions and new product development. * Assist with complex transactions including providing overrides and functions requiring additional authorization levels. * Perform other duties as assigned. What We're Looking For: * High School Diploma * 3+ years of banking experience preferred. * 1+ year of direct or indirect leadership experience. * Excellent interpersonal, presentation and communication skills. * In-depth knowledge of Independent Bank products and services to continually provide excellent client service, including introduction of additional Bank products to enhance the client's relationship by referral to appropriate department or staff whenever possible. * Ability to demonstrate/train Bank clients and prospects on deposit products in their place of business. * Represent the Bank to the community through good customer relations. * Available to travel throughout the region/state to work at other branches or attend meetings. Be Proud. Be YOU. Be Independent!

We are seeking a detail-oriented and analytical Risk Analyst to join our team. The ideal candidate will have a strong understanding of risk management principles and the ability to identify, assess, and mitigate potential risks to our organization. As a Risk Analyst, you will play a key role in analyzing data, monitoring risk factors, and providing insights to support informed decision-making across the company. Responsibilities: Analyze financial reports and credit information to evaluate the creditworthiness of individuals or businesses. Assist in the development and implementation of risk management strategies and policies. Collaborate with other departments to develop and implement risk mitigation strategies and controls. Monitor key risk indicators and metrics Collect necessary financial data and information and analyze for informed decision making. Prepare reports and presentations on risk assessment findings for management and stakeholders. Requirements: Bachelors Degree or Associates Degree with 12 + months of experience. Strong analytical and problem-solving skills, with the ability to interpret complex data and draw meaningful insights. Excellent communication and presentation skills, with the ability to effectively convey technical information to non-technical audiences. Detail-oriented and highly organized, with the ability to manage multiple tasks and priorities effectively. Ability to work independently and collaboratively in a fast-paced, dynamic environment. Note: This job description is not intended to be all-inclusive. The employee may perform other related duties as negotiated to meet the ongoing needs of the organization. Benefits: 401(k) 401(k) matching Dental insurance Health insurance Life insurance Paid parental leave Paid time off Professional development assistance Referral program Vision insurance

Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Responsibilities The Business Banking Relationship Manager is responsible for generating new loan and deposit business, according to assigned sales goals, by initiating and developing relationships with businesses, industries, developers and consumers. The Business Banking Relationship Manager maintains acceptable credit quality and appropriate loan pricing. Individual portfolio management and client relationship expansion, including partner referrals, are critical for success in this position. Salary Range The salary range for this position is $62,300 - $199,000 per year. The base salary indicated for this position reflects the compensation range applicable to all levels of the role across the United States. Actual salary offers within this range may vary based on a number of factors, including the specific responsibilities of the position, the candidate's relevant skills and professional experience, educational qualifications, and geographic location. Key Accountabilities Achieve Sales Targets Works to achieve assigned personal sales goals through proactive activities and behaviors that lead to results. Aligns client and bank objectives and orchestrates organizational resources and referral partners to build collaborative, client-focused relationships. Uses a consultative selling approach to understand client needs and opportunities, including conducting pre-call planning, establishing rapport, interviewing for needs and opportunities, explaining features and benefits, overcoming objections and closing the sale. Leverages centers of influence to build a network and create a pipeline of business. Loan Originations Ensures loan requests meet the requisite level as set forth under current loan standards by evaluating loan requests for proper purpose, structure and pricing. Partners with support staff to ensure the loan origination process meets bank and client expectations. Seeks guidance and insight from other lenders and Executives to deliver the best possible loan terms for the bank and client. Portfolio Management Manages a portfolio of customers satisfactorily, ensuring the relationships are maintained in a professional manner and monitoring of the portfolio meets current loan standards. Strives to meet or exceed average portfolio target by strengthening existing client relationships and fostering new relationships. Manages delinquencies and portfolio to ensure that classified credits are recognized timely and referred promptly to Special Assets. Key Competencies for Position Strategy in Action - Build your strategic mindset capability. Breaks down larger goals into smaller achievable goals and communicates how they are contributing to the broader goal. Actively seeks to understand factors and trends that may influence role. Anticipates risk and develop contingency plans to manage risks. Identifies opportunities for improvement and seeks insights from other sources to generate potential solutions. Aligns activities to meet individual, team and organizational goals. Compelling Communication - Openly and effectively communicates with others. Effectively and transparently shares information and ideas with others. Tailors the delivery of communication in a way that engages the audience and that is easy to understand and retain. Unites others towards common goal. Asks for others' opinions and ideas and listens actively to gain their support when clarifying expectations, agreeing on a solution and checking for satisfaction. Makes Decisions & Solves Problems - Seeks deeper understanding and takes action. Takes ownership of the problem while collaborating with others on a resolution with an appropriate level of urgency. Collaborates and seeks to understands the root causes of problems. Evaluates the implications of new information or events and recommends solutions using decisions that are sound based on what is known at the time. Takes action that is consistent with available facts, constraints and probable consequences. Delights Clients - Continuously seeks and applies knowledge leading to a best-in-class client experience. Passionately serves internal/external clients with excellence. Maintains a growth mindset staying current with developments and trends in areas of expertise influencing client satisfaction both internally and externally. Understands data, metrics and/or financial information, and how they tie to client satisfaction and business outcomes related to position, client and/or team. Nurtures client relationships by listening, prioritizing, and acting responsibly to meet client needs, mitigate risk and add shareholder value. Qualifications and Education Requirements Bachelor's degree and/or H.S. Diploma/GED with equivalent work experience. Minimum 5 years relevant commercial banking experience. Ability to orchestrate organizational resources by identifying key players, communicating relevant information, and building collaborative client-focused relationships. Possesses a thorough knowledge of Loan Standards, Loan Review Administration and Banking/OCC Procedures. Very high level of written and verbal communication skills. Must have a proven track record of successful sales performance with strong business development skills. Very high level of sales, negotiation and financial analysis skills. Key Measures of Success/Key Deliverables Achieve personal goals for new loan/deposit production and average portfolio target. Achieve personal goals for new fee production and average loan delinquency. Relationship Manager roles may vary between RM II, RM III, and RM IV - this position may be filled at a different level depending on the candidate's qualifications and relevant experience. Factors may include but are not limited to: Depth and breadth of prior and/or related commercial lending, business development, commercial credit and portfolio management in Business Banking or middle market experience Number of consistent years with success and track record as a Relationship Manager (or similar role) at the Bank or at another financial institution Demonstrated and proven ability to work through complex credits and/or other unique situations Well connected, known in market/region/industry, and influential in acquiring, deepening, and maintaining profitable client relationships through sales, prospecting and enhancing existing relationships Prior experience formally or informally coaching and mentoring peers while utilizing leadership skills Agile and prior proficiency to adapt if/when changes in sales practices and broader market and industry conditions are needed Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position. Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical. We are Old National Bank. Join our team! We can recommend jobs specifically for you! Click here to get started. If you're qualified for a position but need additional help with the application because of a disability, please email ************************** (This email will respond to accommodation requests only.)

Your passion. Your purpose. If you're here, you're looking for something more. More opportunity, more impact, more purpose. At Rehmann, each and every one of our associates plays a pivotal role in the Firm's success. When you join our team, you can count on exceptional support, encouragement, and guidance from your colleagues and from leadership. No matter where you want to go in your career, Rehmann can help you get there. Whether you're in the early stages of your professional journey or you're further down your path, we're focused on helping you achieve your goals - whatever they may be. When you join Rehmann, you are part of a culture that Puts People First and aims to help everyone reach their fullest potential. Let us show you all the ways we can Empower Your Purpose. To learn more about Rehmann, visit: ******************************** We are seeking a talented Assurance & Risk Advisory Services Manager to join our Metro-Detroit practice. You will help execute external audits and advisory engagements and leverage your skills to assist clients with various accounting and business issues. How You Will Make an Impact at Rehmann: * Planning and managing significant and complex engagements * Researching technical accounting issues * Presenting recommendations and findings to client leadership * Managing and participating in accounting related consulting projects * Building relationships internally to foster a culture of teamwork and collaboration * Training and mentoring associates allowing them to reach their goals * Researching technical accounting issues * Making a difference in the communities where you live and work Your Desired Skills, Values & Experiences: * 5+ years of relevant experience in public accounting or industry * CPA license required * Strong technical skills in accounting and auditing * Knowledge of SEC/PCAOB rules * Experience with SOX * Outstanding client service and strong executive communication skills * Desire to develop unique business solutions in a team-based environment * Commitment to continuous learning and development * Out-of-the box thinking and an entrepreneurial spirit * A new perspective and new ideas allowing us to continuously improve * Unwavering integrity in all situations We Put People First in all that we do. Our associates are our greatest asset and we provide programs and benefits that encourage growth and development and align with their needs and goals. This includes benefits focused on physical and mental health, paid time off for volunteering and diversity-related activities, flexible work arrangements, and more. When you join Rehmann, you become part of a firm dedicated to helping Empower Your Purpose, whatever it may be. Rehmann is an Equal Opportunity Employer #LI-AP1

Hours: 40 Pay Details: $111,760 - $166,400 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Risk Management : Job Description Summary: The Risk Manager II provides dealer performance review and governs Dealer Oversight committee. The Risk Manager II identifies risk issues and solutions to satisfy audit and regulatory requirements. The Risk Manager II also establishes KPIs and provides hands-on data analytics to streamline auto decisioning rules and Credit policy changes. The Risk Manager II manages the creation, implementation and validation of various risk segmentation strategies including, but not limited to: adjudication, exposure management, risk segmentation, and financial return optimization. The Risk Manager II provides critical information, interpretative, and detailed analysis, and deploys critical credit risk rational strategies that ensures the decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines. The Risk Manager II investigates, creates, implements and validates various risk segmentation strategies and policies using complex data including cohort time series analysis of PCL, Marketing Investments, Decision Expense, Risk Adjusted Revenue, Risk Adjusted Margin, NPV, ROE, etc. with the limited guidance from the manager. Auto finance background strongly preferred. Depth & Scope: * Performs functions noted for Risk Manager I * Generally an expert at the enterprise or group business level * Acts as the primary regulatory interface on risk issues and requirements for a key business segment of the Bank and assesses and provides direction for existing and new regulations * Interfaces with teams beyond risk in a cross-functional manner * Represents business on corporate initiatives and identifies key risks and implications and provides direction in complex situations Education & Experience: * Bachelor's degree required; Graduate degree preferred or progressive work experience in addition to experience below * 10+ years' experience required * Proficient PC skills in MS Office and a variety of PC-based analytical and reporting software packages * Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS * Working knowledge of SAS Enterprise Miner, FICO Model Builder or Angoss Knowledge Seeker * Strong analytical and problem solving skills are required to interpret data and draw conclusions * Flexibility to adapt to rapidly changing requirements * Extremely strong attention to detail with ability to manage a range of tasks and prioritize * Proven ability to develop and maintain productive business/peer relationships * Superb written and verbal communication skills * Experienced in developing and presenting recommendations to Senior Management Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% * Domestic Travel - Occasional * International Travel - Never * Performing sedentary work - Continuous * Performing multiple tasks - Continuous * Operating standard office equipment - Continuous * Responding quickly to sounds - Occasional * Sitting - Continuous * Standing - Occasional * Walking - Occasional * Moving safely in confined spaces - Occasional * Lifting/Carrying (under 25 lbs.) - Occasional * Lifting/Carrying (over 25 lbs.) - Never * Squatting - Occasional * Bending - Occasional * Kneeling - Never * Crawling - Never * Climbing - Never * Reaching overhead - Never * Reaching forward - Occasional * Pushing - Never * Pulling - Never * Twisting - Never * Concentrating for long periods of time - Continuous * Applying common sense to deal with problems involving standardized situations - Continuous * Reading, writing and comprehending instructions - Continuous * Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Responsible for ensuring that all corporate planning activities are well designed, documented, established, and implemented. Creates and manages oversight of a balance between functional excellence and cross-functional process requirements; optimizes departmental processes, measures and manages performance. Leads activities with management on key projects related to the company's business, financial and/or strategic activities. Responsibilities DAY IN THE LIFE: * Extensively analyzes internal or external quantitative data and reports, such as results versus budget, results versus plan, sales forecasts, profitability, productivity, project management; product, industry, or market trends; and survey data. Formulates recommendations and/or proposals based on analytical assessment. * Compiles accurate data on sales, profitability, productivity, project management, and other financial data. Data-mine and conduct analytically assessments to decipher trends, hypotheses, and/or underlying root causes driving change. * Gathers information/intelligence, performs analysis, compiles/prepares business reports, presentations and charts and assimilates corresponding recommendations or proposals. To include establishing annual KPIs and reporting. * Coordinate the Environmental, Social and Governance (ESG) along with Risk Management activities and requests both internally as well as externally from our customers and suppliers. Act as key point of contact for all PASA ESG requests. Participate in the development of the PASA ESG strategy and alignment with PEXNA and PHD initiatives. * Advise on ESG standards, principles, and policies. Contribute to the development and publication of ESG reports including collecting data, material metrics, and consolidating information requests. Develop and maintain tools and mechanisms to evaluate, track and report on progress against company ESG goals and associated PASA KPIs. * Support Business Planning requirements across Executive teams as well as alignment with AISJ and BUs. Support the customer reviews of the data and track changes points along the BP process. Work with the sales team to create a living BP file that incorporates the result and forecast information to assist in annual process. * Work with the PEXNA teams to report trade requirements and update PASA Executive management on new legal restrictions. Support ad hoc request on current trade issues such as shift from NAFTA, tariff increases and product classifications. A point of contact at PASA for questions on tariff/trade activities impacting North America. * Provides training, instruction and guidance to others in regard to their Planning related responsibilities. * Works cross-functionally with Product Strategy, Financial Strategy, Engineering, PM, Purchasing, Sales and SCM functions to understand customer and competitor trends in the automotive environment. Ensures cohesive company strategy, vision, and mission are being achieved. * Assist in the audit process from licensors for IP usage on PASA models, help setup new programs with IP requirements by working hands on with the PM and Engineering teams and support monthly reporting and tracking processes. Support monthly maintenance of internal IP systems as well as adhoc reporting through Power BI and SAP tools. * Communicates with internal and external customers, including executives, managers and employees, on local and global level, to gather / disseminate information, and/or establish / monitor action plans. * Proactively reviews and makes improvement recommendations regarding the process to effectively reflect top managements' policies as well as customer/market status and trends. MUST HAVES: * Four-year college degree in business/marketing, finance or a related field plus five (5) years related business/analysis experience or an equivalent combination of education and experience required. * Analytical skills to include experience with financial analysis. * Working knowledge of business practices including business, financial and strategic planning required. * Leadership experience preferred. * Good overall knowledge of the automotive industry is preferred. * Knowledge of SAP Preferred * Demonstrated advanced proficiency with Microsoft Word, Excel, PowerPoint, and Windows based databases as appropriate to the position and assignment. BENEFITS & PERKS - WE'RE ALL ABOUT YOU: * Great Medical / Dental Benefits * Company-Matched 401K Retirement Savings * Annual Bonus Program * Educational Assistance &Reimbursement Program * Relaxed Dress Code * Onsite Recreation Center & Café * PASATalksSpeaker Summits * Leadership & Mentorship Programs * High5 Reward Recognition Program * Onsite Happy Hours! * And many more benefits & perks found within the 'Our Culture' section… WHO WE ARE: At Panasonic, our technology and engineering expertise delivers innovation across diverse industries. It's all about the consumer experience and making sure that we find ways to enhance that experience, either through audio enhancements or through safety enhancements inside the vehicle. Panasonic Automotive Systems Company of America (PASA) is an industry-leading global supplier to Automotive Original Equipment Manufacturers (OEM's) for infotainment systems and advanced connected car solutions. Our clients include Ford, GM, Chrysler, Daimler, Fiat, Tesla, Honda, Toyota, Nissan and many others. In serving our customers, we don't just strive to put tomorrow's technology on the road - we pride ourselves on recruiting the brightest and best to do it. WE TAKE OPPORTUNITY SERIOUSLY: Panasonic is an Equal Opportunity/Affirmative Action employer, and all qualified applicants will receive consideration for employment without regard to: race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, disability status, protected veteran status, or any other characteristic protected by law. All qualified individuals are required to perform the essential functions of the job with or without reasonable accommodation. Due to the high volume of responses, we will only be able to respond to candidates of interest. All candidates must have valid authorization to work in the U.S. Thank you for your interest in Panasonic Automotive Systems of America. #LI-CW1 #LI-HYBRID REQ-153428

Be Proud, Be You, Be Independent! Are you a seasoned banking professional with leadership experience looking to take the next step in your career? If so, we need you! At Independent Bank we promote a culture that encourages professional growth and embraces the collective sum of your individual differences, life experiences, knowledge, innovation, self-expression, unique capabilities and talent. We value diversity of thought, ideas, and background. Our inclusive and collaborative culture helps us find the best solutions to meet the needs of our clients and company. About the Job: Join our team as an Assistant Bank Manager! You'll play a key role in branch operations, ensuring top-notch customer service by managing account openings, addressing inquiries, and solving routine and complex challenges. Engage in sales activities and contribute to team development. Step up as the acting Branch Manager when needed. If you're passionate about banking and leadership, apply now to support our mission of inspiring financial independence today, with tomorrow in mind. Why You Should Apply: * Competitive compensation package. * Accommodating and flexible paid time off. * A knowledgeable, goal-driven, and exciting team of colleagues. * Exposure to different areas of banking and the ability to work with leaders within the industry. * Community-focused events and volunteer opportunities. What You Will Do: * Responsible for the daily operations of the branch including, support of branch administration related policies, procedures and audits, staffing (scheduling and coaching), client escalation issues. * Share responsibility with the Branch Manager for development of branch staff; including training, coaching, evaluation of performance, and disciplinary actions. * Provide new product and service training to clients and staff. Assists clients with other services including account migration from other banks, account maintenance, and loan support. * Assist clients with other services including account migration from other banks, account maintenance, and loan support. * Serve as primary back-up for teller line operations. * Serve as point-of-contact for branch personnel and customers who have operational questions including override authorities. * Supports branch growth initiatives including promoting Independent Bank. * Participate in special projects relating to product conversions and new product development. * Assist with complex transactions including providing overrides and functions requiring additional authorization levels. * Perform other duties as assigned. What We're Looking For: * High School Diploma * 3+ years of banking experience preferred. * 1+ year of direct or indirect leadership experience. * Excellent interpersonal, presentation and communication skills. * In-depth knowledge of Independent Bank products and services to continually provide excellent client service, including introduction of additional Bank products to enhance the client's relationship by referral to appropriate department or staff whenever possible. * Ability to demonstrate/train Bank clients and prospects on deposit products in their place of business. * Represent the Bank to the community through good customer relations. * Available to travel throughout the region/state to work at other branches or attend meetings. Be Proud. Be YOU. Be Independent!

Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Responsibilities The Business Banking Relationship Manager is responsible for generating new loan and deposit business, according to assigned sales goals, by initiating and developing relationships with businesses, industries, developers and consumers. The Business Banking Relationship Manager maintains acceptable credit quality and appropriate loan pricing. Individual portfolio management and client relationship expansion, including partner referrals, are critical for success in this position. Salary Range The salary range for this position is $62,300 - $199,000 per year. The base salary indicated for this position reflects the compensation range applicable to all levels of the role across the United States. Actual salary offers within this range may vary based on a number of factors, including the specific responsibilities of the position, the candidate's relevant skills and professional experience, educational qualifications, and geographic location. Key Accountabilities Achieve Sales Targets * Works to achieve assigned personal sales goals through proactive activities and behaviors that lead to results. * Aligns client and bank objectives and orchestrates organizational resources and referral partners to build collaborative, client-focused relationships. * Uses a consultative selling approach to understand client needs and opportunities, including conducting pre-call planning, establishing rapport, interviewing for needs and opportunities, explaining features and benefits, overcoming objections and closing the sale. * Leverages centers of influence to build a network and create a pipeline of business. Loan Originations * Ensures loan requests meet the requisite level as set forth under current loan standards by evaluating loan requests for proper purpose, structure and pricing. * Partners with support staff to ensure the loan origination process meets bank and client expectations. * Seeks guidance and insight from other lenders and Executives to deliver the best possible loan terms for the bank and client. Portfolio Management * Manages a portfolio of customers satisfactorily, ensuring the relationships are maintained in a professional manner and monitoring of the portfolio meets current loan standards. * Strives to meet or exceed average portfolio target by strengthening existing client relationships and fostering new relationships. * Manages delinquencies and portfolio to ensure that classified credits are recognized timely and referred promptly to Special Assets. Key Competencies for Position Strategy in Action - Build your strategic mindset capability. * Breaks down larger goals into smaller achievable goals and communicates how they are contributing to the broader goal. * Actively seeks to understand factors and trends that may influence role. * Anticipates risk and develop contingency plans to manage risks. * Identifies opportunities for improvement and seeks insights from other sources to generate potential solutions. * Aligns activities to meet individual, team and organizational goals. Compelling Communication - Openly and effectively communicates with others. * Effectively and transparently shares information and ideas with others. * Tailors the delivery of communication in a way that engages the audience and that is easy to understand and retain. * Unites others towards common goal. * Asks for others' opinions and ideas and listens actively to gain their support when clarifying expectations, agreeing on a solution and checking for satisfaction. Makes Decisions & Solves Problems - Seeks deeper understanding and takes action. * Takes ownership of the problem while collaborating with others on a resolution with an appropriate level of urgency. * Collaborates and seeks to understands the root causes of problems. * Evaluates the implications of new information or events and recommends solutions using decisions that are sound based on what is known at the time. * Takes action that is consistent with available facts, constraints and probable consequences. Delights Clients - Continuously seeks and applies knowledge leading to a best-in-class client experience. * Passionately serves internal/external clients with excellence. * Maintains a growth mindset staying current with developments and trends in areas of expertise influencing client satisfaction both internally and externally. * Understands data, metrics and/or financial information, and how they tie to client satisfaction and business outcomes related to position, client and/or team. * Nurtures client relationships by listening, prioritizing, and acting responsibly to meet client needs, mitigate risk and add shareholder value. Qualifications and Education Requirements * Bachelor's degree and/or H.S. Diploma/GED with equivalent work experience. * Minimum 5 years relevant commercial banking experience. * Ability to orchestrate organizational resources by identifying key players, communicating relevant information, and building collaborative client-focused relationships. * Possesses a thorough knowledge of Loan Standards, Loan Review Administration and Banking/OCC Procedures. * Very high level of written and verbal communication skills. * Must have a proven track record of successful sales performance with strong business development skills. * Very high level of sales, negotiation and financial analysis skills. Key Measures of Success/Key Deliverables * Achieve personal goals for new loan/deposit production and average portfolio target. * Achieve personal goals for new fee production and average loan delinquency. Relationship Manager roles may vary between RM II, RM III, and RM IV - this position may be filled at a different level depending on the candidate's qualifications and relevant experience. Factors may include but are not limited to: * Depth and breadth of prior and/or related commercial lending, business development, commercial credit and portfolio management in Business Banking or middle market experience * Number of consistent years with success and track record as a Relationship Manager (or similar role) at the Bank or at another financial institution * Demonstrated and proven ability to work through complex credits and/or other unique situations * Well connected, known in market/region/industry, and influential in acquiring, deepening, and maintaining profitable client relationships through sales, prospecting and enhancing existing relationships * Prior experience formally or informally coaching and mentoring peers while utilizing leadership skills * Agile and prior proficiency to adapt if/when changes in sales practices and broader market and industry conditions are needed Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position. Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical. We are Old National Bank. Join our team!