Quality Assurance Engineer jobs at S&P Global - 3842 jobs

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. When you join Visa, you join a culture of purpose and belonging - where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world - helping unlock financial access to enable the future of money movement. Join Visa: A Network Working for Everyone. Job DescriptionQualificationsAdditional Information Visa has adopted a Covid-19 vaccination policy. As a condition of employment, all employees based in the country where this job is located are required to be fully vaccinated for Covid-19 unless, by reason of a medical or health condition, a reasonable accommodation (such as the option for regular testing, remote working etc.) is approved or as otherwise required by law.

The Branch Quality Analyst supports all aspects of operations and compliance to branches, loan centers and internal departments. This involves weighing quality customer service, operational integrity, and risk while being an informational resource for branches/departments. This role utilizes multiple software systems used by the branch network and involves working closely with different areas of the bank to design/maintain, upgrade, test, implement, and introduce changes to the branch network. Candidate will have the opportunity to work a hybrid schedule after successful training with management approval. Education and Experience Requirements: High school diploma/GED required. Some college strongly preferred. Six months branch supervisory or branch management experience required, including experience in coaching/managing and providing guidance in connection with operations, procedures, and regulatory compliance. Certificate, Licenses and Registration Requirements: N/A Knowledge, Skill, and Ability Requirements: Strong knowledge of Bank operations and procedures as well as regulatory compliance. Knowledge of Dollar Bank specific procedures is a plus. Detail oriented and able to multi-task and have good problem solving and analytical skills. Strong customer service and oral and written communication skills. Able to prioritize and meet deadlines while handling multiple projects. Working knowledge of Microsoft Office suite products particularly Word and Excel. A rotating schedule is required including some evenings until 6:00 PM and some Saturdays. After-hours support will also be required approximately once every six weeks. Essential Functions: Learn multiple Bank software applications to assist with operational and technological questions. Participate in project testing for various applications and host projects. Provide operational support to branch/department representatives on varied subjects to include product/services, processes, compliance and record keeping, quality assurance and systems. Assist in the development of written communications to implement projects including memos, training materials and operational manual sections. Research, write and distribute operational memos to branches as needed. Update/create current process guides for the department and branches. Act as a resource for questions/inquiries from branches and other departments. Monitor and mitigate teller outages and branch losses and assist with any branch balancing issues. Monitor and review various reports making corrections/revisions as needed. All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by Dollar Bank's risk management program. Compliance with regulatory laws and company procedures is a required component of all position descriptions.

A well-established investment firm in Boston is seeking an experienced Senior Quantitative Developer to join their Research team. You will focus on building the next-generation Research data platform using Python and cloud technologies. The ideal candidate has strong analytical skills and substantial experience in programming. This role offers a competitive salary of $170,000 - $325,000 per year and a comprehensive benefits package. #J-18808-Ljbffr

Senior software developer responsibilities include participating in the entire software development cycle debugging applications and configuring existing systems. Essential Duties and Responsibilities: Act as lead software engineer in defining technical specifications and development requirements that result in high performing technologies. Collaborate closely with business support teams to assist in resolving critical production issues to help simplify and improve business processes through the latest and technology and automation adapt and model a DevOps mindset by applying automation continuous integration and continuous delivery in everything we do. Develop and enhance product and or applications with limited direction to solve business problems of medium complexity by keeping customer experience at the forefront. Support Epicor kinetic ERP platform by understanding underlying business processes to identify needed development and customizations. Requires continuous updating of knowledge through self-study, self-discovery, tutorials, and classes. Communicate difficult concepts providing technical and professional interpretations and recommendations. Key Measures of Success: Ability to interact with customers internal and external with a focus on customer service and exceeding customer expectations. Able to understand and interpret business processes as it relates to the customer's needs. Understand manufacturing processes and value stream mapping. Excellent troubleshooting and communication skills. Ability to understand business requirements and translate them into technical requirement specifications. Strong verbal communication and planning skills. Qualifications: Bachelor's degree in computer science or related field preferred. Five years of programming experience Proven experience as a .net developer Familiarity with the asp.net framework .Net Core, SQL Server and design/architectural pattens (e.g. Model-view-Controller (MVC)) Knowledge of at least one of the .Net Languages (e.g. C#, Visual Basic, .Net) Familiarity with architecture stles/APIs (REST, RPC) Understanding of Agile methodologies Experience with Azure DevOps and Azure Cloud Preferred - Epicor Kinetic ERP Support Experience.

We are seeking a detail-oriented and proactive Quality Assurance Coordinator to join our team. The ideal candidate will be responsible for completing post-closing system audits including file maintenance, post-closing documentation, and other reports needed to ensure the business banking loan portfolio is serviced per policies and procedures. This position compiles audit results into a documentation exception report to be updated, reviews director reports, maintains daily reports to ensure loan transactions are properly posted, and reviews loan re-price advice for accuracy. This position also completes verification of scanned files. Additional responsibilities include, but are not limited to: Monitoring personal credit report orders to ensure permissible use. Maintaining the Attorney/Appraiser database to ensure proper licenses and insurances. Creating reports for the Lending Department. Financial letter requests. Completing residential property inspections. Maintaining full understanding of policies, procedures, and guidelines associated with business banking. Loss mitigation support to Quality Control Supervisor. Filing, typing and other routine clerical functions as required and assigned. Back up to QC for residential loan files and other duties, as needed. Requirements Education and Certification Qualifications Associate's degree in a business-related discipline or equivalent. Valid driver's license required. Experience and Qualifications 1-3 years of experience in banking, specifically in commercial credit or loan servicing. Strong analytical and problem-solving skills. Excellent attention to detail and organizational abilities. Effective communication and interpersonal skills. Ability to work independently and as a team. Proficient in Microsoft Office, specifically Excel. Physical Requirements Prolonged periods of time sitting at a desk and working on a computer. Ability to walk up and down stairs. Must be able to lift up to 10-20 pounds at times. As an Equal Opportunity/Affirmative Action Employer, Rondout Savings Bank will not discriminate in its employment practices due to an applicant's race, color, creed, religion, sex (including pregnancy, childbirth or related medical conditions), sexual orientation, gender identity or expression, transgender status, age, national origin, marital status, citizenship, physical and mental disability, criminal record, genetic information, predisposition or carrier status, status with respect to receiving public assistance, domestic violence victim status, a disabled, special, recently separated, active duty wartime, campaign badge, Armed Forces service medal veteran, or any other characteristics protected under applicable law. Equal Employment Opportunity Policy Statement EEO Reasonable Accommodation Policy Know Your Rights: Workplace Discrimination is Illegal Pay Transparency Nondiscrimination Provision

Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company. A great product, amazing people and our stable financial history have made us one of the largest used car finance companies nationally. Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success. Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance. We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions. We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture! As a Staff Software Development Engineer in Test (SDET), you will blend your expertise in software development and testing to ensure the quality and reliability of our software products. Your primary focus will be on leveraging strong software engineering principles to design, develop, and maintain automated testing solutions. You will collaborate closely with cross-functional teams to drive continuous improvement in our testing processes and contribute to the overall success of our software development lifecycle. Outcomes and Activities: This position will work from home; occasional planned travel to an assigned Southfield, Michigan office location may be required. However, this position is permitted to work at a Southfield, Michigan office location if requested by the team member. Drive the evolution and refinement of application design and architecture, embracing cutting-edge technologies and modern practices Aid in the creation and implementation of versatile testing tools and strategies tailored to accommodate diverse application types and designs Articulate proposals and garner consensus from the entire engineering cohort to enhance time-to-market efficiency. Stay abreast of diverse platforms and tools conducive to testing across the Software Development Life Cycle (SDLC). Establish, enforce, and advocate for cohesive coding, documentation, and testing standards within the team. Deploy tools for streamlined impact analysis, enabling proactive identification of change repercussions across multiple applications. Acquire proficiency in the business process domain to bolster support for organizational objectives and align technological endeavors accordingly. Fulfill team sprint commitments and actively engage in Agile methodologies, offering insights for process enhancement. Spearhead ongoing educational initiatives to elevate both design precision and code integrity while deepening application domain understanding. Engage in the talent acquisition process to ensure the selection of top-tier candidates. Assume a mentorship role, providing guidance and conducting reviews of code, designs, and documentation. Competencies: The following items detail how you will be successful in this role. Customer Empathy: Customer Empathy is the ability to understand the perspectives, pain points, and experiences of customers. It involves actively putting oneself in the customer's shoes, comprehending their needs and challenges, and using that understanding to provide a better, more customer-centric experience. Engineering Excellence: Engineering Excellence is about bringing great craftsmanship and thought leadership to deliver an outstanding product that delights customers and solves for the business. This involves the pursuit and achievement of high standards, best practices, innovation, and superior solutions. One Team: A One Team mindset refers to a collaborative approach across the organization, where individuals work together seamlessly, without boundaries, as a single, cohesive team. Shared goals, open communication and mutual support create a sense of collective purpose. This enables teams to navigate challenges and pursue shared objectives more effectively. Owner's Mindset: Owner's Mindset involves adopting a set of behaviors that reflect a sense of responsibility, accountability, strategic thinking, and a proactive approach to managing your domain. As an owner, you understand the business and your domain(s) deeply and solve for the right outcome for the domain(s) and the business. Requirements: Bachelor's degree in computer science, Information Systems, or closely related field of study; or equivalent work experience 8+ years of experience in software development and software testing, with a focus on test automation. Extensive experience in designing, implementing, and maintaining robust test automation frameworks. Ability to develop comprehensive test strategies, test plans, and test cases based on requirements, design documents, and user stories. Strong understanding of API testing principles, API mocking and virtualization techniques. Strong understanding and practical application of OOP principles such as encapsulation, inheritance, polymorphism, and abstraction to write modular, reusable, and maintainable code. In-depth knowledge of fundamental data structures (e.g., arrays, linked lists, trees, graphs) and algorithms (e.g., sorting, searching, dynamic programming). Ability to analyze algorithmic complexity and optimize code for performance. Deep Understanding of testing methodologies and experience in writing unit tests, integration tests, and acceptance tests. Familiarity with TDD practices Demonstrated leadership qualities with the ability to mentor junior team members, provide technical guidance, and lead initiatives to improve testing processes and methodologies. Effective communication skills, both verbal and written, with the ability to collaborate with cross-functional teams including developers, product managers, and SDETs Preferred: Experience in the lead role overseeing technical direction of a team of software engineering talent. Experience enabling teams with tools and practice to drastically reduce time to market. Implemented, and maintaining CI/CD Pipeline and quality gates. Experience in mobile application testing. Consistent and regular participation in the SDET community. Experience with design first API's Ability to create database objects and relationships, construct advanced queries, and optimize query performance. Familiarity with security testing concepts and techniques, including vulnerability assessments, penetration testing, and secure coding practices. Financial services industry experience Knowledge and Skills: Ability to challenge the status quo and influence stakeholders to create innovative solutions Be collaborative with other team members, seeking a diversity of thought to meet business outcomes Ability to foster strong relationships across the organization Bring a strong understanding of relevant and emerging technologies, provide input and coach team members and embed learning and innovation in the day-to-day Experience and understanding of how to connect the work being done and how it drives business value Ability to communicate complex technical information (both verbal and written) to all levels, including senior leadership Target Compensation: A competitive base salary range from $ 120,000 - $176,000. This position is eligible for an annual variable bonus of cash and equity, between 10-20%. Bonus amounts are based on individual performance. Final compensation within the range is influenced by many factors including role-specific skills, depth and experience level, industry background, relevant education and certifications. Candidates who reside in the following major metropolitan areas may be eligible for a premium on top of the posted range based on their specific zone: San Francisco, Seattle, Boston, New York City, Los Angeles and San Diego. Benefits Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work Our Company Values: To be successful in this role, Team Members need to be: Positive by maintaining resiliency and focusing on solutions Respectful by collaborating and actively listening Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions Direct by effectively communicating and conveying courage Earnest by taking accountability, applying feedback and effectively planning and priority setting Expectations: Remain compliant with our policies processes and legal guidelines All other duties as assigned Attendance as required by department Advice! We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term. If you are actively looking or starting to explore new opportunities, send us your application! P.S. We have great details around our stats, success, history and more. We're proud of our culture and are happy to share why - let's talk! Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent. Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person's age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic. California Residents: Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you. Play the video below to learn more about our Company culture.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Visa's Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world's most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you'll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms. The Opportunity: We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions. The Work itself: Design code and systems that touch 40% of the world population while influencing Visa's internal standards for scalability, security, and reusability Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions. Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities Essential Functions: Full Stack Developer supporting application availability, stability and resilience Design and Promote AIOps methodology across E2E cloud and Kubernetes platforms using ServiceNow. Lead monitoring, instrumentation and logging strategy and implementation of cloud and distributed systems. Developing software and scripts to automate operational tasks, reduce manual effort, and improve the reliability and efficiency of systems. Lead and manage Observability applications and infrastructure utilizing Splunk, Grafana, Prometheus, Open Telemetry, Elastic Search, Open Search, Cloudwatch. Partner with development teams to design monitoring solutions to create development, non-production, and production environments. Ensure systems are secure against cybersecurity threats by continuously applying new hotfixes and OS patches. Monitor system performance, identify issues, and implement solutions to improve reliability and efficiency. Perform root cause analysis for production errors and implement preventive measures. Create and maintain documentation for infrastructure, processes, and procedures. Provide support and troubleshooting for infrastructure and deployment issues. Coach and mentor junior resources with AI, Automation and monitoring tools The Skills You Bring: Responding to and resolving production incidents, performing root cause analysis, and conducting blameless post-mortems to prevent future issues. Setting up and maintaining monitoring tools to track system performance, detect issues early, and configure alerts for critical events. Analyzing usage patterns and future demand to ensure the infrastructure has the necessary capacity to meet business needs. Working closely with development and operations teams to build reliable services from the ground up and ensure operational excellence is a shared goal. Setting up and maintaining monitoring tools to track system performance, detect issues early, and configure alerts for critical events. Analyzing usage patterns and future demand to ensure the infrastructure has the necessary capacity to meet business needs. Improving system performance, efficiency, and scalability. Managing changes to production systems to ensure they are implemented smoothly and don't compromise reliability. Deep knowledge of tools and practices for monitoring, logging, and tracing to understand the behavior of complex systems. We do not expect that any single candidate would fulfill all of these characteristics. For instance, we have exciting team members who are really focused on building scalable systems but didn't work with payments technology or web applications before joining Visa. Visa will accept applications for this role until at least November 30, 2025. This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 5+ years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience. Preferred Qualifications: 6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD 4-8 or more years of work experience with the following: Scripting Language: Expertise with Java, Python, Java,GoLang,Python, MS Sql query IDE: Jet Beans, VSCode, Java, GoLang, Python, MS Sql query Container platforms: Docker, Kubernetes Setting up exporters (Node exporter, Cert exporters, other exporters) to collect metrics. Splunk Enterprise, Splunk, Prometheus container images, Grafana, Elastic Search, Kibana, Open Search, CloudWatch. AI Tools: Claude, Cline, ChatGPT, Copilot CI/CD pipeline management with GitHub, Ansible, Ansible, Jenkins, Scalable Run Experience working in a Linux environment and Unix scripting. Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for this position is $124,300.00 to $198,600.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company. A great product, amazing people and our stable financial history have made us one of the largest used car finance companies nationally. Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success. Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance. We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions. We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture! As a Software Engineer II, you will design, build, and maintain reliable data pipelines and models across batch and streaming architectures, supporting structured, semi-structured, and unstructured data. You will work with your users to enable them to consume data in a meaningful way (through structured schemas, dashboards, or semantic layers). You will contribute to projects, collaborate with team members, and ensure that solutions meet quality and performance standards. You will work closely with senior engineers and stakeholders to deliver effective data solutions that support business needs. Outcomes and Activities: This position will work from home; occasional planned travel to an assigned Southfield, Michigan office location may be required. However, this position is permitted to work at a Southfield, Michigan office location if requested by the team member. Develop and maintain data pipelines for batch and streaming architectures, focusing on data quality, reliability, and scalability. Collaborate with team members to implement data integration strategies based on stakeholder requirements. Design data solutions for end users based on happy path analysis to ensure each type of user is consuming data in a meaningful and insightful way Write unit tests and validate software to meet acceptance criteria. Follow team coding, documentation, and testing standards. Participate in impact analysis for changes across applications. Learn business processes to help align technical solutions with business needs. Experiment with new ideas and technologies under guidance from senior engineers. Participate in code reviews and communicate application changes. Document code and projects for maintainability and support. Troubleshoot production issues and assist in proposing solutions. Contribute to sprint commitments and participate in Agile practices. Engage in continuous learning to improve technical and domain knowledge. Competencies: The following items detail how you will be successful in this role. Customer Empathy: Customer Empathy is the ability to understand the perspectives, pain points, and experiences of customers. It involves actively putting oneself in the customer's shoes, comprehending their needs and challenges, and using that understanding to provide a better, more customer-centric experience. Engineering Excellence: Engineering Excellence is about bringing great craftsmanship and thought leadership to deliver an outstanding product that delights customers and solves for the business. This involves the pursuit and achievement of high standards, best practices, innovation, and superior solutions. One Team: A One Team mindset refers to a collaborative approach across the organization, where individuals work together seamlessly, without boundaries, as a single, cohesive team. Shared goals, open communication and mutual support create a sense of collective purpose. This enables teams to navigate challenges and pursue shared objectives more effectively. Owner's Mindset: Owner's Mindset involves adopting a set of behaviors that reflect a sense of responsibility, accountability, strategic thinking, and a proactive approach to managing your domain. As an owner, you understand the business and your domain(s) deeply and solve for the right outcome for the domain(s) and the business. Requirements: Bachelor's degree in Computer Science, Information Systems, or related field; or equivalent work experience. 2+ years of software engineering experience, preferably with exposure to cloud data platforms. Proficiency in programming (Python, SQL, etc.), data modeling, and database management (SQL/NoSQL). Ability to process structured, semi-structured (e.g., JSON, Parquet), and unstructured data (e.g., logs, text). Experience with Agile/SCRUM or Waterfall methodologies. Familiarity with designing batch and streaming data pipelines. Understanding of data modeling and schema design principles. Awareness of data governance and quality frameworks. Experience working on enterprise-class applications is a plus. Preferred: Experience with Apache Spark or similar technologies. Exposure to Databricks, AWS data services, or other cloud platforms. Familiarity with CI/CD pipelines, automated testing, and code quality tools. Experience with orchestration frameworks such as Airflow or dbt. Financial services or FinTech industry experience is a plus. Power BI, or similar BI tools, with experience in semantic layer creation Knowledge and Skills: Ability to contribute to large-scale data projects with guidance. Awareness of performance, data quality, and edge cases. Willingness to learn from and collaborate with senior engineers. Openness to new ideas and continuous improvement. Strong communication skills, both verbal and written. Target Compensation: A competitive base salary range from $105,602 - $154,883. This position is eligible for an annual variable cash bonus, between 7.5 - 15%. Bonus amounts are based on individual performance. Final compensation within the range is influenced by many factors including role-specific skills, depth and experience level, industry background, relevant education and certifications. Candidates who reside in the following major metropolitan areas may be eligible for a premium on top of the posted range based on their specific zone: San Francisco, Seattle, Boston, New York City, Los Angeles and San Diego. This position is not currently open to individuals who require sponsorship now or in the future to work legally for Credit Acceptance, such as H-1b / H-4 or F-1 OPT visa holders. INDENGLP #zip #LI-Remote Benefits Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work Our Company Values: To be successful in this role, Team Members need to be: Positive by maintaining resiliency and focusing on solutions Respectful by collaborating and actively listening Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions Direct by effectively communicating and conveying courage Earnest by taking accountability, applying feedback and effectively planning and priority setting Expectations: Remain compliant with our policies processes and legal guidelines All other duties as assigned Attendance as required by department Advice! We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term. If you are actively looking or starting to explore new opportunities, send us your application! P.S. We have great details around our stats, success, history and more. We're proud of our culture and are happy to share why - let's talk! Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent. Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person's age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic. California Residents: Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you. Play the video below to learn more about our Company culture.

Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company. A great product, amazing people and our stable financial history have made us one of the largest used car finance companies nationally. Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success. Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance. We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions. We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture! Outcomes and Activities: This position will work from home; occasional planned travel to an assigned Southfield, Michigan office location may be required. However, this position is permitted to work at a Southfield, Michigan office location if requested by the team member. Design and develop software and improve existing code Write unit-tests and validate your software against acceptance criteria Apply team coding, documenting and testing standards Conduct impact analysis to proactively identify impact of a change within an application Participate in code reviews and communicate application changes Document code and projects so others can easily understand, maintain and support Debug the problems which arise in production and propose effective solutions Read and write design documents Learn the business process domain to better support the business Contribute to team's sprint commitments and actively participate in our Agile practices Contribute to continuous learning activities to improve design and code quality as well as to increase application domain knowledge Guide and aid less experienced software engineers Competencies: The following items detail how you will be successful in this role. Customer Empathy: Customer Empathy is the ability to understand the perspectives, pain points, and experiences of customers. It involves actively putting oneself in the customer's shoes, comprehending their needs and challenges, and using that understanding to provide a better, more customer-centric experience. Engineering Excellence: Engineering Excellence is about bringing great craftsmanship and thought leadership to deliver an outstanding product that delights customers and solves for the business. This involves the pursuit and achievement of high standards, best practices, innovation, and superior solutions. One Team: A One Team mindset refers to a collaborative approach across the organization, where individuals work together seamlessly, without boundaries, as a single, cohesive team. Shared goals, open communication and mutual support create a sense of collective purpose. This enables teams to navigate challenges and pursue shared objectives more effectively. Owner's Mindset: Owner's Mindset involves adopting a set of behaviors that reflect a sense of responsibility, accountability, strategic thinking, and a proactive approach to managing your domain. As an owner, you understand the business and your domain(s) deeply and solve for the right outcome for the domain(s) and the business. Requirements: Bachelor's degree in Computer Science, Information Systems, or closely related field of study; or equivalent work experience Minimum 2 years of software engineering experience or comparable depth of experience Professional experience with Java and Spring Boot framework Use of one or more object-oriented programming languages and design patterns Practical experience in Software Development Life Cycle (SDLC) including Agile/SCRUM and Waterfall Willingness to participate in an on-call rotation Preferred: Advanced understanding of IDEs and have the ability to navigate through them quickly. In-depth understanding of application programming interfaces (API) and frameworks in their particular field: JSON, Rest/SOAP based Web Services, JUnit, Jenkins, Github and Github Actions preferred Experience in API security, analytics, throttling, caching, logging, request and response modifications Experience in creating REST API documentation using Swagger or similar tools desirable Ability to use DDL to create database objects and relationships and construct advanced queries Devops mindset and understanding of how observability works and exposure to observability tools like Dynatrace, etc. Financial services industry experience Knowledge and Skills: Show initiative and offer assistance when needed Be introspective and open to feedback to continuously improve. Prioritize personal development and identify potential barriers Be collaborative with other team members, seeking a diversity of thought to meet business outcomes Ability to communicate complex technical information (both verbal and written) to all levels, including senior leadership Target Compensation: A competitive base salary range from $105,602 - $154,883. This position is eligible for an annual variable cash bonus, between 7.5 - 15%. Bonus amounts are based on individual performance. Final compensation within the range is influenced by many factors including role-specific skills, depth and experience level, industry background, relevant education and certifications. Candidates who reside in the following major metropolitan areas may be eligible for a premium on top of the posted range based on their specific zone: San Francisco, Seattle, Boston, New York City, Los Angeles and San Diego. This position is not currently open to individuals who require sponsorship now or in the future to work legally for Credit Acceptance, such as H-1b / H-4 or F-1 OPT visa holders. INDENGLP #zip #LI-Remote Benefits Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work Our Company Values: To be successful in this role, Team Members need to be: Positive by maintaining resiliency and focusing on solutions Respectful by collaborating and actively listening Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions Direct by effectively communicating and conveying courage Earnest by taking accountability, applying feedback and effectively planning and priority setting Expectations: Remain compliant with our policies processes and legal guidelines All other duties as assigned Attendance as required by department Advice! We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term. If you are actively looking or starting to explore new opportunities, send us your application! P.S. We have great details around our stats, success, history and more. We're proud of our culture and are happy to share why - let's talk! Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent. Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person's age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic. California Residents: Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you. Play the video below to learn more about our Company culture.

Our vision for the future is based on the idea that transforming financial lives starts by giving our people the freedom to transform their own. We have a flexible work environment, and fluid career paths. We not only encourage but celebrate internal mobility. We also recognize the importance of purpose, well-being, and work-life balance. Within Empower and our communities, we work hard to create a welcoming and inclusive environment, and our associates dedicate thousands of hours to volunteering for causes that matter most to them. Chart your own path and grow your career while helping more customers achieve financial freedom. Empower Yourself. Job Posting Description ***Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time, including CPT/OPT.*** We are looking for a highly skilled Lead Software Engineer with strong expertise in backend technologies and modern architectures to design, develop, and deliver scalable, high-performance enterprise applications. The ideal candidate will have extensive experience in Java 11+, SQL/NoSQL databases, Spring ecosystem, microservices, and real-time streaming applications with Apache Kafka, along with a solid understanding of TDD and BDD practices. This role also requires proven leadership capabilities to guide engineering teams and influence technical direction. What you will do: Lead the design and development of microservices-based architectures using Spring and Spring Boot. Architect and build real-time streaming applications using Apache Kafka. Define technical strategy and oversee the full software development lifecycle, from requirements to deployment. Mentor and guide engineers, conducting design and code reviews to ensure high standards. Champion TDD and BDD practices, ensuring code quality and maintainability. Collaborate with cross-functional teams to deliver secure, reliable, and scalable software. Drive adoption of best practices in system design, testing, DevOps, and CI/CD pipelines. Optimize performance of applications and resolve complex technical issues. Ensure systems are built for high availability, scalability, and maintainability. Contribute to architectural decisions and align technical initiatives with business goals. What you will bring: Bachelor's or Master's degree in Computer Science, Engineering, or related field. 5+ years of professional software development experience, including 2+ years in a lead/mentorship role. Strong expertise in Java (Java 11 or later). Solid hands-on experience with Spring, Spring Boot, and RESTful web services. Deep understanding of microservices architecture and distributed systems. Proven experience in building real-time streaming applications with Apache Kafka. Strong experience in SQL (MySQL, PostgreSQL, or similar) and NoSQL databases (MongoDB, Cassandra, etc.). Proficiency in Hibernate, JPA, and ORM concepts. Strong understanding and application of TDD and BDD methodologies. Solid understanding of software design patterns and system architecture. Experience with version control (Git) and CI/CD practices. Excellent problem-solving, debugging, and leadership skills What will set you apart: Knowledge of gRPC for high-performance service-to-service communication. Knowledge of AWS technologies (EC2, RDS, S3, Lambda, etc.). Experience with containerization tools (Docker, Kubernetes). Familiarity with Agile/Scrum methodologies. This is not intended to be an exhaustive list of all duties, responsibilities and qualifications of the job. The employer has the right to revise this at any time. You will be evaluated in part based on your performance of the responsibilities and/or tasks listed in this . You may be required perform other duties that are not included on this . The job description is not a contract for employment, and either you or the employer may terminate employment at any time, for any reason. What we offer you We offer an array of diverse and inclusive benefits regardless of where you are in your career. We believe that providing our employees with the means to lead healthy balanced lives results in the best possible work performance. Medical, dental, vision and life insurance Retirement savings - 401(k) plan with generous company matching contributions (up to 6%), financial advisory services, potential company discretionary contribution, and a broad investment lineup Tuition reimbursement up to $5,250/year Business-casual environment that includes the option to wear jeans Generous paid time off upon hire - including a paid time off program plus ten paid company holidays and three floating holidays each calendar year Paid volunteer time - 16 hours per calendar year Leave of absence programs - including paid parental leave, paid short- and long-term disability, and Family and Medical Leave (FMLA) Business Resource Groups (BRGs) - BRGs facilitate inclusion and collaboration across our business internally and throughout the communities where we live, work and play. BRGs are open to all. Base Salary Range $114,000.00 - $165,300.00 The salary range above shows the typical minimum to maximum base salary range for this position in the location listed. Non-sales positions have the opportunity to participate in a bonus program. Sales positions are eligible for sales incentives, and in some instances a bonus plan, whereby total compensation may far exceed base salary depending on individual performance. Actual compensation offered may vary from posted hiring range based upon geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer. Equal opportunity employer * Drug-free workplace We are an equal opportunity employer with a commitment to diversity. All individuals, regardless of personal characteristics, are encouraged to apply. All qualified applicants will receive consideration for employment without regard to age (40 and over), race, color, national origin, ancestry, sex, sexual orientation, gender, gender identity, gender expression, marital status, pregnancy, religion, physical or mental disability, military or veteran status, genetic information, or any other status protected by applicable state or local law. ***For remote and hybrid positions you will be required to provide reliable high-speed internet with a wired connection as well as a place in your home to work with limited disruption. You must have reliable connectivity from an internet service provider that is fiber, cable or DSL internet. Other necessary computer equipment, will be provided. You may be required to work in the office if you do not have an adequate home work environment and the required internet connection.*** Job Posting End Date at 12:01 am on: 01-24-2026 Want the latest money news and views shaping how we live, work and play? Sign up for Empower's free newsletter and check out The Currency.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Payments is one of the fastest-growing and most innovative sectors in the tech industry, and VISA is a leader in this space. As we transition into a technology company, we're investing heavily in developing cutting-edge solutions that transform the payments landscape. Join VISA'sValue Added Services (VAS) Product Developmentteam to work on groundbreaking projects that shape the future of secure payments and innovative payment solutions. About the Role: As a Software Engineer Associate on the VAS Product Developmentteam, you will play a crucial role in building software solutions that leverage data to deliver innovative value-added services in the payments space. This role offers an exciting opportunity to work on high-impact applications in a fast-paced environment. You'll be involved in all aspects of software development, from designing new solutions to refactoring existing functionality, always focusing on improving efficiency and delivering value to customers. Essential Functions: Design and build distributed applications using emerging technologies, focusing on innovative value-added services in the payments industry. Collaborate with cross-functional teams (Product Managers, Architects, Analysts, Software Engineers) to develop data-driven solutions that meet business needs. Lead end-to-end development efforts to deliver high-quality solutions on time, aligning with architectural vision and standards. Work closely with senior technical staff and Project Managers to identify and manage project risks, track progress, and ensure successful delivery. Present technical solutions and features in business terms, ensuring effective communication of progress, challenges, and solutions. Contribute to the evolution of the software architecture and drive improvements in code performance, maintainability, and scalability. Qualifications Basic Qualifications: Bachelor's degree, or 3+ years of relevant work experience. Preferred Qualifications: 2 years of professional software development experience. Strong proficiency in Javaand hands-on experience with SpringandHibernateframeworks. Knowledge of RDBMStechnologies such as PostgreSQLorOracle. Experience with RESTful APIs,JSON, and web service standards. Familiarity with Agiledevelopment practices, including Test-Driven Development (TDD)and tools like GIT,Maven,Jenkins, and JUnit. Strong problem-solving skills and the ability to design scalable, high-performance software solutions. Excellent interpersonal and communication skills, with the ability to clearly present complex ideas and collaborate with team members. A proactive, self-motivated team player with a strong work ethic and adaptability in a fast-paced environment. Additional Information Work Hours:Varies upon the needs of the department. Travel Requirements:This position requires travel5-10% of the time. Mental/Physical Requirements:This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for this position is $88,000 USD to $136,900 per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Visa is not offering relocation assistance for this role.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Visa's Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world's most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you'll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms. Job Description The Opportunity: We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions. The Work itself: Design code and systems that touch 40% of the world population while influencing Visa's internal standards for scalability, security, and reusability Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions. Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities Essential Functions: Supports relationship with product owners to gather and refine requirements for one product task, adding and taking into account existing tools and solutions within a product. Begins to develop and design architect solutions, considering integrations with other solutions. Provides relevant knowledge on the development of user documentation of solutions and follows standard processes in user documentation. Plays a minor role in the development and delivery of new features within a product. The Skills You Bring: Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale Challenge the Status Quo: Comfort in pushing the boundaries, "hacking" beyond traditional solutions Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++) Builder: Experience building and deploying modern services and web applications with quality and scalability Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc. Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams **We do not expect that any single candidate would fulfill all of these characteristics. For instance, we have exciting team members who are really focused on building scalable systems but didn't work with payments technology or web applications before joining Visa **Visa does not support immigration for this role. **Visa is not offering relocation assistance for this role. Qualifications Basic Qualifications Bachelor's degree in Math, Science, Engineering, or Computer Science, Information Systems or related field. OR Minimum three (3) years of directly related experience. Preferred Qualifications Knowledge of and ability to develop front-end code (e.g. HTML, CSS, and JavaScript) in support of package and product development. This includes the extension of capabilities of packages and products. The ability to select the "best available" values of some objective function to improve the functional effectiveness of web browsers. Knowledge of user interface design, which is the interaction where users and computers interact. This includes an understanding of how to provide an optimal industrial design experience through User Interface (UI) Design. Knowledge of and ability to develop back-end (e.g. Python, Java, C++, PHP) code in support of package and product development. This includes the extension of capabilities of packages and products. The ability to develop and use Application Program Interfaces (APIs), a set of routines, protocols, and tools for building software applications that specify how software components should interact and are used when programming graphical user interface (GUI) components. An API may be for a web-based system, operating system, database system, computer hardware, or software library. Knowledge of and the ability to use database software (e.g., applications, web-based applications, information systems) to maintain, modify, and output data. Knowledge of systems integration process in which separately produced components or subsystems are combined and problems in their interactions are addressed. Knowledge of data structures, which consist of data organization, management, and storage formats that enable efficient access and modifications. This includes a collection of data values, the relationships among them, and the functions or operations that can be applied to the data. Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for this positionis $88,000 to $136,900 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visais a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Visa's Technology Organizationis a community of problem solvers and innovators reshaping the future of commerce. We operate the world's most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you'll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms. Job Description The Opportunity: We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions. The Work itself: Design code and systems that touch 40% of the world population while influencing Visa's internal standards for scalability, security, and reusability Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions. Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities Essential Functions: Supports relationship with product owners to gather and refine requirements for one product task, adding and taking into account existing tools and solutions within a product. Begins to develop and design architect solutions, considering integrations with other solutions. Provides relevant knowledge on the development of user documentation of solutions and follows standard processes in user documentation. Plays a minor role in the development and delivery of new features within a product. The Skills You Bring: Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale Challenge the Status Quo: Comfort in pushing the boundaries, "hacking" beyond traditional solutions Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++) Builder: Experience building and deploying modern services and web applications with quality and scalability Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc. Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams **We do not expect that any single candidate would fulfill all of these characteristics. For instance, we have exciting team members who are really focused on building scalable systems but didn't work with payments technology or web applications before joining Visa **Visa does not support immigration for this role. **Visa is not offering relocation assistance for this role. Qualifications Basic Qualifications Bachelor's degree in Math, Science, Engineering, or Computer Science, Information Systems or related field. OR Minimum three (3) years of directly related experience. Preferred Qualifications Knowledge of and ability to develop front-end code (e.g. HTML, CSS, and JavaScript) in support of package and product development. This includes the extension of capabilities of packages and products. The ability to select the "best available" values of some objective function to improve the functional effectiveness of web browsers. Knowledge of user interface design, which is the interaction where users and computers interact. This includes an understanding of how to provide an optimal industrial design experience through User Interface (UI) Design. Knowledge of and ability to develop back-end (e.g. Python, Java, C++, PHP) code in support of package and product development. This includes the extension of capabilities of packages and products. The ability to develop and use Application Program Interfaces (APIs), a set of routines, protocols, and tools for building software applications that specify how software components should interact and are used when programming graphical user interface (GUI) components. An API may be for a web-based system, operating system, database system, computer hardware, or software library. Knowledge of and the ability to use database software (e.g., applications, web-based applications, information systems) to maintain, modify, and output data. Knowledge of systems integration process in which separately produced components or subsystems are combined and problems in their interactions are addressed. Knowledge of data structures, which consist of data organization, management, and storage formats that enable efficient access and modifications. This includes a collection of data values, the relationships among them, and the functions or operations that can be applied to the data. Additional Information Work Hours:Varies upon the needs of the department. Travel Requirements:This position requires travel5-10% of the time. Mental/Physical Requirements:This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for this positionis $97,800.00 to $152,100.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. When you join Visa, you join a culture of purpose and belonging - where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world - helping unlock financial access to enable the future of money movement. Join Visa: A Network Working for Everyone. Job Description As a New College Graduate Software Engineer at Visa, you will join one of our technology organizations, working on impactful projects that power the future of digital payments. Your specific assignment will be based on your skills, interests, and team needs, giving you the opportunity to learn, grow, and contribute from day one. Some job duties and projects could include: Write optimized, secure and scalable code that also follows best practices such as unit testing and peer reviews. Formulate creative solutions to solve problems that meet the objectives of both the product roadmap and technology roadmap. Participate in and develop end-to-end technology solutions that solve our business needs. Work closely with multiple stakeholders in a cross-functional organization within an Agile environment. Troubleshoot and debug software applications, identifying root causes and implementing effective solutions Contribute to the design and architecture of systems that meet high availability, performance, and security requirements Build and improve internal tools to enhance developer productivity and system monitoring Remember, at Visa, we see our employees as our most valuable asset and we are excited to support and witness your growth within our organization. Qualifications Basic Qualifications Bachelor's or Master's degree in Computer Science, Computer Engineering, CIS/MIS, Cybersecurity, Business or a related field, graduating May 2025 - August 2026. Preferred Qualifications Proficiency in at least one programming language or technology including, but not limited, to Java, C/C++, C#, .NET, Python, Javascript, HTML, Golang Experience with Write utilities / automation tools using Selenium, Java, REST, Python, Groovy, Ruby, and more Experience with front-end frameworks including, but not limited to, Angular, React, Vuejs, etc. Knowledge or Experience using Gen AI tools (GPT, Copilot, OpenAI, Gemini, etc.) Exposure to emerging and cloud technologies: Familiarity with AWS, MySQL, PowerBI Exposure or experience in fine-tuning, integrating LLM(e.g., GPT, LLaMA) Knowledge of prompt engineering and scalable LLM architectures Knowledge or experience with ML models with MLOps activities Familiarity with software testing principles Solid understanding of software engineering concepts and methodologies Document process, designs, test results, and analysis Lead root cause analysis and track defect resolution to completion Review and provide feedback on development code, test designs and test cases Communicate status frequently to project stakeholders Strong communications skills, specifically, the absence of repeated grammatical or typographical errors, clear and concise written and spoken communications, and communications that demonstrate professional judgment. The ability to take on challenges and address problems head-on Strong ability to collaborate Highly driven, resourceful and results oriented Good team player and excellent interpersonal skills Good analytical and problem-solving skills Demonstrated ability to lead and navigate through ambiguity Additional Information U.S. APPLICANTS ONLY:The estimated salary for a new hire into this position is $108,000 USD which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Authorization:Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position. Future sponsorship will not be considered. Work Hours:Varies upon the needs of the department. This is a hybrid position:Expectation of days in office will be confirmed by your hiring manager. Travel Requirements:This position requires travel5-10% of the time. Mental/Physical Requirements:This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. When you join Visa, you join a culture of purpose and belonging - where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world - helping unlock financial access to enable the future of money movement. Join Visa: A Network Working for Everyone. Job Description As a New College Graduate Software Engineer at Visa, you will join one of our technology organizations, working on impactful projects that power the future of digital payments. Your specific assignment will be based on your skills, interests, and team needs, giving you the opportunity to learn, grow, and contribute from day one. Some job duties and projects could include: Write optimized, secure and scalable code that also follows best practices such as unit testing and peer reviews. Formulate creative solutions to solve problems that meet the objectives of both the product roadmap and technology roadmap. Participate in and develop end-to-end technology solutions that solve our business needs. Work closely with multiple stakeholders in a cross-functional organization within an Agile environment. Troubleshoot and debug software applications, identifying root causes and implementing effective solutions Contribute to the design and architecture of systems that meet high availability, performance, and security requirements Build and improve internal tools to enhance developer productivity and system monitoring Remember, at Visa, we see our employees as our most valuable asset and we are excited to support and witness your growth within our organization. Qualifications Basic Qualifications Bachelor's or Master's degree in Computer Science, Computer Engineering, CIS/MIS, Cybersecurity, Business or a related field, graduating May 2025 - August 2026. Preferred Qualifications Proficiency in at least one programming language or technology including, but not limited, to Java, C/C++, C#, .NET, Python, Javascript, HTML, Golang Experience with Write utilities / automation tools using Selenium, Java, REST, Python, Groovy, Ruby, and more Experience with front-end frameworks including, but not limited to, Angular, React, Vuejs, etc. Knowledge or Experience using Gen AI tools (GPT, Copilot, OpenAI, Gemini, etc.) Exposure to emerging and cloud technologies: Familiarity with AWS, MySQL, PowerBI Exposure or experience in fine-tuning, integrating LLM(e.g., GPT, LLaMA) Knowledge of prompt engineering and scalable LLM architectures Knowledge or experience with ML models with MLOps activities Familiarity with software testing principles Solid understanding of software engineering concepts and methodologies Document process, designs, test results, and analysis Lead root cause analysis and track defect resolution to completion Review and provide feedback on development code, test designs and test cases Communicate status frequently to project stakeholders Strong communications skills, specifically, the absence of repeated grammatical or typographical errors, clear and concise written and spoken communications, and communications that demonstrate professional judgment. The ability to take on challenges and address problems head-on Strong ability to collaborate Highly driven, resourceful and results oriented Good team player and excellent interpersonal skills Good analytical and problem-solving skills Demonstrated ability to lead and navigate through ambiguity Additional Information U.S. APPLICANTS ONLY: The estimated salary for a new hire into this position is $105,000 USD which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Authorization: Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position. Future sponsorship will not be considered. Work Hours:Varies upon the needs of the department. This is a hybrid position:Expectation of days in office will be confirmed by your hiring manager. Travel Requirements:This position requires travel5-10% of the time. Mental/Physical Requirements:This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description As a New College Graduate Software Engineer at Visa, you will join one of our technology organizations, working on impactful projects that power the future of digital payments. Your specific assignment will be based on your skills, interests, and team needs, giving you the opportunity to learn, grow, and contribute from day one. Some job duties and projects could include: Write optimized, secure and scalable code that also follows best practices such as unit testing and peer reviews. Formulate creative solutions to solve problems that meet the objectives of both the product roadmap and technology roadmap. Participate in and develop end-to-end technology solutions that solve our business needs. Work closely with multiple stakeholders in a cross-functional organization within an Agile environment. Troubleshoot and debug software applications, identifying root causes and implementing effective solutions Contribute to the design and architecture of systems that meet high availability, performance, and security requirements Build and improve internal tools to enhance developer productivity and system monitoring Remember, at Visa, we see our employees as our most valuable asset and we are excited to support and witness your growth within our organization. Qualifications Basic Qualifications Bachelor's or Master's degree in Computer Science, Computer Engineering, CIS/MIS, Cybersecurity, Business or a related field, graduating May 2025 - August 2026. Preferred Qualifications Proficiency in at least one programming language or technology including, but not limited, to Java, C/C++, C#, .NET, Python, Javascript, HTML, Golang Experience with Write utilities / automation tools using Selenium, Java, REST, Python, Groovy, Ruby, and more Experience with front-end frameworks including, but not limited to, Angular, React, Vuejs, etc. Knowledge or Experience using Gen AI tools (GPT, Copilot, OpenAI, Gemini, etc.) Exposure to emerging and cloud technologies: Familiarity with AWS, MySQL, PowerBI Exposure or experience in fine-tuning, integrating LLM(e.g., GPT, LLaMA) Knowledge of prompt engineering and scalable LLM architectures Knowledge or experience with ML models with MLOps activities Familiarity with software testing principles Solid understanding of software engineering concepts and methodologies Document process, designs, test results, and analysis Lead root cause analysis and track defect resolution to completion Review and provide feedback on development code, test designs and test cases Communicate status frequently to project stakeholders Strong communications skills, specifically, the absence of repeated grammatical or typographical errors, clear and concise written and spoken communications, and communications that demonstrate professional judgment. The ability to take on challenges and address problems head-on Strong ability to collaborate Highly driven, resourceful and results oriented Good team player and excellent interpersonal skills Good analytical and problem-solving skills Demonstrated ability to lead and navigate through ambiguity Additional Information U.S. APPLICANTS ONLY:The estimated salary for a new hire into this position is $120,000 USD which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Authorization:Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position. Future sponsorship will not be considered. Work Hours:Varies upon the needs of the department. This is a hybrid position:Expectation of days in office will be confirmed by your hiring manager. Travel Requirements:This position requires travel5-10% of the time. Mental/Physical Requirements:This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description The Opportunity: We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions. The Work itself: Design code and systems that touch 40% of the world population while influencing Visa's internal standards for scalability, security, and reusability Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions. Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities Essential Functions: Demonstrates basic knowledge and asks questions about project requirements. Reviews and asks questions about solution strategies that improve the design and functionality of a payment product feature. Applies standard processes on the use of front-end programming languages (e.g. HTML, C++, Java) to write code that fulfills website modification requests and technical requirements, under close guidance. Works under close guidance from others to support the piloting of new technology capabilities and features that enhance the user website experience across e-commerce products. Identifies and advances bugs that threaten website functionality The Skills You Bring: Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale Challenge the Status Quo: Comfort in pushing the boundaries, "hacking" beyond traditional solutions Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++) Builder: Experience building and deploying modern services and web applications with quality and scalability Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc. Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams **We do not expect that any single candidate would fulfill all of these characteristics. For instance, we have exciting team members who are really focused on building scalable systems but didn't work with payments technology or web applications before joining Visa. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Visa will accept applications for this role until at least October 12, 2025. Qualifications Basic Qualifications: Bachelor's degree, or 3+ years of relevant work experience. Preferred Qualifications: 2 years of professional software development experience. Strong proficiency in Javaand hands-on experience with SpringandHibernateframeworks. Knowledge of RDBMStechnologies such as PostgreSQLorOracle. Experience with RESTful APIs,JSON, and web service standards. Familiarity with Agiledevelopment practices, including Test-Driven Development (TDD)and tools like GIT,Maven,Jenkins, and JUnit. Strong problem-solving skills and the ability to design scalable, high-performance software solutions. Excellent interpersonal and communication skills, with the ability to clearly present complex ideas and collaborate with team members. A proactive, self-motivated team player with a strong work ethic and adaptability in a fast-paced environment. Additional Information Work Hours:Varies upon the needs of the department. Travel Requirements:This position requires travel5-10% of the time. Mental/Physical Requirements:This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. U.S. APPLICANTS ONLY: The estimated salary range for this position is $83,100 to $129,300 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. When you join Visa, you join a culture of purpose and belonging - where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world - helping unlock financial access to enable the future of money movement. Join Visa: A Network Working for Everyone. Job Description We will be accepting applications for this position from January 14th - January 23rd, 2025. By applying to this position, your application is automatically considered across multiple subfunctions and teams. Specific assignments will depend on upon your skills sets, interest, location, and team need. As a New College Graduate Software Engineer at Visa, you will join one of our technology organizations, working on impactful projects that power the future of digital payments. Your specific assignment will be based on your skills, interests, and team needs, giving you the opportunity to learn, grow, and contribute from day one. Some job duties and projects could include: Write optimized, secure and scalable code that also follows best practices such as unit testing and peer reviews. Formulate creative solutions to solve problems that meet the objectives of both the product roadmap and technology roadmap. Participate in and develop end-to-end technology solutions that solve our business needs. Work closely with multiple stakeholders in a cross-functional organization within an Agile environment. Troubleshoot and debug software applications, identifying root causes and implementing effective solutions. Contribute to the design and architecture of systems that meet high availability, performance, and security requirements. Build and improve internal tools to enhance developer productivity and system monitoring. Remember, at Visa, we see our employees as our most valuable asset and we are excited to support and witness your growth within our organization. Qualifications Basic Qualifications Less than 6 months of relevant work experience with either Bachelor's or Master's degree in Computer Science, Computer Engineering, CIS/MIS, Cybersecurity, Business or a related field,graduating December 2025- August 2026. Preferred Qualifications Proficiency in at least one programming language or technology including, but not limited, to Java, C/C++, C#, .NET, Python, Javascript, HTML, Golang Experience with Write utilities / automation tools using Selenium, Java, REST, Python, Groovy, Ruby, and more Experience with front-end frameworks including, but not limited to, Angular, React, Vuejs, etc. Knowledge or Experience using Gen AI tools (GPT, Copilot, OpenAI, Gemini, etc.) Exposure to emerging and cloud technologies: Familiarity with AWS, MySQL, PowerBI Exposure or experience in fine-tuning, integrating LLM(e.g., GPT, LLaMA) Knowledge of prompt engineering and scalable LLM architectures Knowledge or experience with ML models with MLOps activities Familiarity with software testing principles Solid understanding of software engineering concepts and methodologies Document process, designs, test results, and analysis Lead root cause analysis and track defect resolution to completion Review and provide feedback on development code, test designs and test cases Communicate status frequently to project stakeholders Strong communications skills, specifically, the absence of repeated grammatical or typographical errors, clear and concise written and spoken communications, and communications that demonstrate professional judgment The ability to take on challenges and address problems head-on Strong ability to collaborate Highly driven, resourceful and results oriented Good team player and excellent interpersonal skills Good analytical and problem-solving skills Demonstrated ability to lead and navigate through ambiguity Additional Information U.S. APPLICANTS ONLY:The estimated salary for a new hire into this position is $98,000 USD which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Authorization:Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position. Future sponsorship will not be considered. Work Hours:Varies upon the needs of the department This is a hybrid position:Expectation of days in office will be confirmed by your hiring manager. Travel Requirements:This position requires travel 5-10% of the time. Mental/Physical Requirements:This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Visa's Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world's most sophisticated processing networks capable of handling more than 80k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you'll get to work on complex systems and solve massive scale problems centered around the VIP Authorization system. The Opportunity: We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer in the VIP Middleware Applications group, you will be an integral part of a multi-functional development team inventing, designing, building, testing and maintaining products that reach a truly global customer base. While building components of powerful payment technologies, you will get to see your efforts shaping the digital future of monetary transactions. Job Description: As a VIP Middleware Applications Software Engineer you will: Develop / maintain efficient applications, communication, database and operating systems code capable of processing large message volumes in a quickly evolving payments world Provide support and problem resolution for Visa's online authorization system Perform business and technical analysis, design, code, unit/system test, implementation and documentation of solutions Develop on multiple operating systems using multiple languages Gain exposure to zTPF operating systems internals (control program, network / communications, IO, database access), working in lockstep with the IBM zTPF Development Lab. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Visa will accept applications for this role until at least January 13, 2026. If this is posted we are still accepting applications. Qualifications Basic Qualifications *Bachelor's degree, or 3+ years of relevant work experience. *C/C++ and OO design *Experience with communication protocols, databases and Linux a plus *Strong oral and written communications skills, and the ability to work well within a team setting required *Ability to develop technical specifications from high-level business requirements using efficient coding techniques to produce well-structured, easily maintainable code *Ability to stay focused and prioritize workload in a fast-paced environment Preferred Qualifications *Bachelor's degree, OR 3+ years of relevant work experience Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for this position is 83,100.00 to 129,300.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.