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The average salary for an Account Officer in the United States as of October 2025 is $55,021 per year or about $26 per hour. This figure varies significantly based on several factors including experience, education, and geographic location. For instance, entry-level positions may start lower, while those with extensive experience can earn considerably more.
Account Officers in states such as California and New York often report higher salaries due to the cost of living and demand for financial services. In contrast, positions in areas with lower living costs may offer salaries that are below the national average. Understanding these regional differences can help candidates make informed decisions about job opportunities.
Salary estimates indicate that Account Officers with more than five years of experience earn significantly higher than their entry-level counterparts. This progression reflects the value placed on industry knowledge and client management skills, which are critical in this role.
To navigate your career as an Account Officer effectively, consider factors such as location, experience, and industry trends. Utilizing resources like Zippia can provide valuable insights into potential career paths and salary expectations, guiding you toward informed professional decisions.
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| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level account officer | $37,800 | $18.19 |
| Mid-level account officer | $58,600 | $28.15 |
| Senior-level account officer | $90,000 | $43.27 |
The average account officer salary in New York, Maryland, and New Jersey are the highest in the U.S. The lowest average account officer salary states are New Hampshire, Wyoming, and North Dakota.
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | New Jersey | $70,256 | $33.78 |
| 2 | Nevada | $62,111 | $29.86 |
| 3 | Maryland | $70,888 | $34.08 |
| 4 | Washington | $63,301 | $30.43 |
| 5 | Virginia | $63,549 | $30.55 |
| 6 | New York | $71,084 | $34.17 |
| 7 | Pennsylvania | $65,146 | $31.32 |
| 8 | Connecticut | $62,928 | $30.25 |
| 9 | Oregon | $62,121 | $29.87 |
| 10 | Michigan | $63,068 | $30.32 |
| 11 | Arizona | $54,969 | $26.43 |
| 12 | North Carolina | $60,779 | $29.22 |
| 13 | Delaware | $65,096 | $31.30 |
| 14 | Rhode Island | $53,808 | $25.87 |
| 15 | West Virginia | $56,830 | $27.32 |
| 16 | Alabama | $53,020 | $25.49 |
| 17 | Indiana | $57,355 | $27.57 |
| 18 | Louisiana | $53,139 | $25.55 |
| 19 | District of Columbia | $63,555 | $30.56 |
| 20 | South Carolina | $54,275 | $26.09 |
| 21 | Ohio | $53,097 | $25.53 |
| 22 | Wisconsin | $50,150 | $24.11 |
| 23 | Kentucky | $53,574 | $25.76 |
| 24 | Missouri | $51,314 | $24.67 |
| 25 | South Dakota | $51,132 | $24.58 |
| 26 | Kansas | $51,183 | $24.61 |
| 27 | Massachusetts | $54,458 | $26.18 |
| 28 | Tennessee | $49,143 | $23.63 |
| 29 | Arkansas | $46,476 | $22.34 |
| 30 | New Mexico | $51,506 | $24.76 |
| 31 | Florida | $47,671 | $22.92 |
| 32 | California | $55,408 | $26.64 |
| 33 | Oklahoma | $48,560 | $23.35 |
| 34 | Mississippi | $46,779 | $22.49 |
| 35 | Utah | $51,355 | $24.69 |
| 36 | Illinois | $51,664 | $24.84 |
| 37 | Hawaii | $58,362 | $28.06 |
| 38 | Idaho | $51,526 | $24.77 |
| 39 | Alaska | $51,512 | $24.77 |
| 40 | Minnesota | $44,845 | $21.56 |
| 41 | North Dakota | $41,898 | $20.14 |
| 42 | Georgia | $44,918 | $21.60 |
| 43 | Nebraska | $43,714 | $21.02 |
| 44 | Colorado | $46,644 | $22.43 |
| 45 | Texas | $47,176 | $22.68 |
| 46 | Vermont | $39,059 | $18.78 |
| 47 | New Hampshire | $43,073 | $20.71 |
| 48 | Iowa | $43,441 | $20.89 |
| 49 | Maine | $33,969 | $16.33 |
| 50 | Wyoming | $42,288 | $20.33 |
| 51 | Montana | $41,751 | $20.07 |
The highest-paying cities for account officers are New York, NY, Richmond, VA, and San Juan, PR.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | New York, NY | $72,447 | $34.83 |
| 2 | Richmond, VA | $63,609 | $30.58 |
| 3 | San Juan, PR | $58,918 | $28.33 |
| 4 | Oxnard, CA | $54,600 | $26.25 |
| 5 | Quincy, MA | $54,476 | $26.19 |
| 6 | Westerville, OH | $53,691 | $25.81 |
| 7 | Kansas City, MO | $50,961 | $24.50 |
| 8 | Tulsa, OK | $48,111 | $23.13 |
| 9 | Aventura, FL | $47,984 | $23.07 |
| 10 | Marietta, GA | $44,871 | $21.57 |
An account officer's salary ranges from $37,000 a year at the 10th percentile to $80,000 at the 90th percentile.

| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $80,000 | $6,667 | $38 |
| 75th Percentile | $67,000 | $5,583 | $32 |
| Average | $55,021 | $4,585 | $26 |
| 25th Percentile | $45,000 | $3,750 | $22 |
| 10th Percentile | $37,000 | $3,083 | $18 |
The highest paying types of account officers are accounting director, account leader, and finance manager.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Finance Manager | $101,374 | $8,448 | $48.74 | 125,345 |
| Branch Manager | $56,291 | $4,691 | $27.06 | 333,883 |
| Manager/Finance Accounting | $91,315 | $7,610 | $43.90 | 132,824 |
| Account Analyst | $55,829 | $4,652 | $26.84 | 106,327 |
| Account Administrator | $40,149 | $3,346 | $19.30 | 136,654 |
| Finance Officer | $68,822 | $5,735 | $33.09 | 140,730 |
Top companies hiring account officers now:
Account officer salaries at Citi and City National Bank are the highest-paying according to our most recent salary estimates. In addition, the average account officer salary at companies like MUFG EMEA and Bank of America are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Citi | $111,640 | $53.67 |
| 2 | City National Bank | $102,650 | $49.35 |
| 3 | MUFG EMEA | $91,034 | $43.77 |
| 4 | Bank of America | $76,375 | $36.72 |
| 5 | Safra National Bank of New York | $71,005 | $34.14 |
| 6 | Flight Centre | $54,372 | $26.14 |
| 7 | Natixis North America LLC | $53,285 | $25.62 |
| 8 | IDB Bank | $52,872 | $25.42 |
| 9 | Advanced Steel Recovery | $48,647 | $23.39 |
| 10 | MUFG Americas Holdings | $43,937 | $21.12 |
| 11 | Popular | $42,731 | $20.54 |
| 12 | Florida Technical College | $40,454 | $19.45 |
The average account officer salary varies across industries:
| Rank | Industry | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Energy | $56,873 | $27.34 |
| 2 | Technology | $56,702 | $27.26 |
| 3 | Finance | $55,748 | $26.80 |
| 4 | Manufacturing | $53,390 | $25.67 |
| 5 | Health Care | $51,491 | $24.76 |
| 6 | Hospitality | $48,095 | $23.12 |
| 7 | Professional | $41,006 | $19.71 |
The average account officer salary has risen by $11,079 over the last ten years. In 2014, the average account officer earned $43,942 annually, but today, they earn $55,021 a year. That works out to a 10% change in pay for account officers over the last decade.
Compare account officer salaries for cities or states with the national average over time.
Compare account officer salaries for individual cities or states with the national average.
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2026 | $55,000 | $26.45 | +3.2% |
| 2025 | $53,300 | $25.61 | +1.5% |
| 2024 | $52,500 | $25.23 | +2.3% |
| 2023 | $51,300 | $24.66 | +2.7% |
| 2022 | $49,900 | $24.00 | +3.1% |
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| The Brotherhood of St. Laurence | Accounts Officer | Frankston, TX | 06/26/2025 | $76,195 |
| Ascentra Credit Union | Digital Branch Account Officer | Bettendorf, IA | 06/21/2025 | $49,024 |
| City National Corporation | Account Support Officer-Entertainment & Sports Banking | Beverly Hills, CA | 06/19/2025 | $50,088 |
| Farm Credit | Account Officer | Jefferson City, MO | 04/26/2025 | $90,000 |
| Citigroup Inc. | Citi Private Bank Latam Client Account Officer (Bilingual Spanish/English) | Miami, FL | 04/19/2025 | $81,600 |
| Citigroup Inc. | Citi Private Bank Latam Client Account Officer (Bilingual Spanish/English) | Houston, TX | 04/19/2025 | $81,600 |
| Huston-Tillotson University | Accounts Payable Officer | Austin, TX | 04/04/2025 | $40,000 |
| City National Bank | Account Support Officer | Beverly Hills, CA | 03/07/2025 | $51,048 |
| Universal Technical Resource Services, Inc. | Cssp Account Management Officer | Adelphi, MD | 02/19/2025 | $77,200 |
| Triplenet Tech | Business Officer II Accounts Receivables Sea22 | Seattle, WA | 02/19/2025 | $82,854 |
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