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Bank officer salary
Average bank officer salary
$79,562
Bank Officer Salary Overview
As of October 2025, the average salary for a bank officer in the United States is approximately $79,562 annually, equating to about $38 per hour. Factors influencing this salary include experience level, geographic location, and the specific area of banking, such as commercial or investment banking.
Salary by Experience Level
Entry-level bank officers typically start at lower salaries, while those with several years of experience can expect higher compensation. According to recent data, salaries increase significantly with each level of experience, reflecting the growing complexity and responsibility in their roles.
Top Paying States
Bank officers in states like California, New York, and Texas often earn higher salaries due to the cost of living and demand for financial services. For instance, average salaries in these states can exceed the national average, making them attractive locations for banking professionals.
Conclusion
Understanding the salary dynamics for bank officers can aid in making informed career decisions. Job seekers can explore opportunities within various banking sectors to maximize their earning potential.
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Where can a Bank Officer earn more?
Bank officer salaries by experience level
| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level bank officer | $51,800 | $24.88 |
| Mid-level bank officer | $85,100 | $40.94 |
| Senior-level bank officer | $152,000 | $73.06 |
Bank officer salary estimates from across the web
Average bank officer salary by state
The highest-paying states for bank officers are Maine, Washington, and South Dakota. The lowest average bank officer salary states are Florida, Indiana, and Nevada.
- State view
- County view
Highest paying states for bank officers
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Maine | $96,953 | $46.61 |
| 2 | South Dakota | $92,003 | $44.23 |
| 3 | Vermont | $88,445 | $42.52 |
| 4 | Rhode Island | $87,776 | $42.20 |
| 5 | Minnesota | $84,985 | $40.86 |
| 6 | New Mexico | $91,442 | $43.96 |
| 7 | Washington | $93,284 | $44.85 |
| 8 | Maryland | $90,448 | $43.48 |
| 9 | Arkansas | $90,728 | $43.62 |
| 10 | New Jersey | $90,171 | $43.35 |
| 11 | North Dakota | $77,543 | $37.28 |
| 12 | New York | $87,014 | $41.83 |
| 13 | North Carolina | $81,207 | $39.04 |
| 14 | Massachusetts | $81,512 | $39.19 |
| 15 | Colorado | $78,362 | $37.67 |
| 16 | Texas | $81,077 | $38.98 |
| 17 | Michigan | $76,336 | $36.70 |
| 18 | Wyoming | $80,533 | $38.72 |
| 19 | New Hampshire | $81,348 | $39.11 |
| 20 | Connecticut | $80,738 | $38.82 |
| 21 | South Carolina | $79,725 | $38.33 |
| 22 | Nebraska | $74,928 | $36.02 |
| 23 | West Virginia | $75,079 | $36.10 |
| 24 | Montana | $81,490 | $39.18 |
| 25 | Hawaii | $88,507 | $42.55 |
| 26 | Illinois | $72,292 | $34.76 |
| 27 | Oregon | $80,761 | $38.83 |
| 28 | Kansas | $71,813 | $34.53 |
| 29 | Kentucky | $73,342 | $35.26 |
| 30 | Oklahoma | $73,090 | $35.14 |
| 31 | Ohio | $74,054 | $35.60 |
| 32 | District of Columbia | $83,492 | $40.14 |
| 33 | Idaho | $68,102 | $32.74 |
| 34 | Virginia | $70,979 | $34.12 |
| 35 | Arizona | $65,571 | $31.52 |
| 36 | Georgia | $69,185 | $33.26 |
| 37 | Iowa | $67,234 | $32.32 |
| 38 | Wisconsin | $69,266 | $33.30 |
| 39 | Missouri | $71,084 | $34.17 |
| 40 | Pennsylvania | $69,814 | $33.56 |
| 41 | Nevada | $62,021 | $29.82 |
| 42 | Tennessee | $66,096 | $31.78 |
| 43 | Indiana | $62,365 | $29.98 |
| 44 | Louisiana | $66,304 | $31.88 |
| 45 | Mississippi | $57,722 | $27.75 |
| 46 | Alabama | $59,935 | $28.81 |
| 47 | Alaska | $67,572 | $32.49 |
| 48 | California | $66,212 | $31.83 |
| 49 | Delaware | $65,356 | $31.42 |
| 50 | Florida | $63,452 | $30.51 |
| 51 | Utah | $60,748 | $29.21 |
Highest paying cities for bank officers
The highest-paying cities for bank officers are Bangor, ME, Bellevue, WA, and Jersey City, NJ.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Bangor, ME | $96,050 | $46.18 |
| 2 | Bellevue, WA | $93,807 | $45.10 |
| 3 | Jersey City, NJ | $90,458 | $43.49 |
| 4 | Kailua, HI | $88,814 | $42.70 |
| 5 | New York, NY | $87,056 | $41.85 |
| 6 | Minneapolis, MN | $84,965 | $40.85 |
| 7 | Boston, MA | $81,568 | $39.22 |
| 8 | Houston, TX | $81,348 | $39.11 |
| 9 | Bozeman, MT | $80,511 | $38.71 |
| 10 | Charlotte, NC | $80,099 | $38.51 |
| 11 | Denver, CO | $78,481 | $37.73 |
| 12 | Florence, KY | $73,987 | $35.57 |
| 13 | Westerville, OH | $73,623 | $35.40 |
| 14 | McHenry, IL | $72,618 | $34.91 |
| 15 | San Francisco, CA | $70,341 | $33.82 |
| 16 | Brookfield, WI | $69,236 | $33.29 |
| 17 | Atlanta, GA | $69,213 | $33.28 |
| 18 | Dubuque, IA | $68,194 | $32.79 |
| 19 | Central, LA | $66,444 | $31.94 |
| 20 | Phoenix, AZ | $65,563 | $31.52 |
Bank officer salary details
A bank officer's salary ranges from $57,000 a year at the 10th percentile to $110,000 at the 90th percentile.
What is a bank officer's salary?
| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $110,000 | $9,167 | $53 |
| 75th Percentile | $94,000 | $7,833 | $45 |
| Average | $79,562 | $6,630 | $38 |
| 25th Percentile | $67,000 | $5,583 | $32 |
| 10th Percentile | $57,000 | $4,750 | $27 |
Highest paying bank officer jobs
The highest paying types of bank officers are credit officer, senior credit analyst, and commercial loan officer.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Personal Lines Underwriter | $69,706 | $5,809 | $33.51 | 19,754 |
| Commercial Underwriter | $59,051 | $4,921 | $28.39 | 31,908 |
| Mortgage Consultant | $38,934 | $3,245 | $18.72 | 24,057 |
| Closer | $29,291 | $2,441 | $14.08 | 7,560 |
| Loan Analyst | $37,857 | $3,155 | $18.20 | 24,756 |
| Underwriter | $61,751 | $5,146 | $29.69 | 8,510 |
Top companies hiring bank officers now:
Which companies pay bank officers the most?
Bank officer salaries at Federal Reserve Bank and State Street are the highest-paying according to our most recent salary estimates. In addition, the average bank officer salary at companies like IBC Bank and City National Bank are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Federal Reserve Bank | $88,216 | $42.41 |
| 2 | State Street | $88,168 | $42.39 |
| 3 | IBC Bank | $82,296 | $39.57 |
| 4 | City National Bank | $80,068 | $38.49 |
| 5 | First Hawaiian Bank | $79,823 | $38.38 |
| 6 | Busey | $77,593 | $37.30 |
| 7 | HSBC Bank | $76,787 | $36.92 |
| 8 | Enterprise Bank | $76,756 | $36.90 |
| 9 | WaFd Bank | $76,339 | $36.70 |
| 10 | Industrial and Commercial Bank of China | $75,643 | $36.37 |
| 11 | Randstad North America, Inc. | $75,021 | $36.07 |
| 12 | MRI The Boston Group | $73,857 | $35.51 |
| 13 | Allied Universal | $73,712 | $35.44 |
| 14 | MUFG EMEA | $73,245 | $35.21 |
| 15 | Central Pacific Bank | $73,116 | $35.15 |
| 16 | Cathay Bank | $72,801 | $35.00 |
| 17 | Frost Bank | $72,790 | $35.00 |
| 18 | Carter Bank & Trust | $71,939 | $34.59 |
| 19 | FHLBank Chicago | $71,363 | $34.31 |
| 20 | CNB Bank | $71,274 | $34.27 |
Wage gap by gender, race and education
Bank officer salary trends
The average bank officer salary has risen by $7,376 over the last ten years. In 2014, the average bank officer earned $72,186 annually, but today, they earn $79,562 a year. That works out to a 0% change in pay for bank officers over the last decade.
Compare bank officer salaries for cities or states with the national average over time.
Average bank officer salary over time
Compare bank officer salaries for individual cities or states with the national average.
Bank officer salary by year
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $79,600 | $38.25 | +1.1% |
| 2024 | $78,700 | $37.84 | +0.4% |
| 2023 | $78,400 | $37.70 | -2.6% |
| 2022 | $80,400 | $38.67 | +1.6% |
| 2021 | $79,200 | $38.07 | +0.3% |
Recently added bank officer salaries
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Bankeasy | Universal Banking Officer | Brookings, SD | 06/27/2025 | $51,006 |
| Country Bank for Savings | Retail Banking Officer | Belchertown, MA | 06/26/2025 | $70,000 |
| Gardaworld | Concierge Security Bank Officer | Wilmington, NC | 06/25/2025 | $38,610 |
| Midwestone Financial Group, Inc. | Mortgage Banking Officer | Golden Valley, MN | 06/25/2025 | $30,000 |
| Deerwood Bank | Practice Finance/Private Banking Officer | Waite Park, MN | 06/21/2025 | $90,000 |
| Community Bank, N.A | Government Banking Officer | Fine, NY | 06/19/2025 | $72,000 |
| Heritage Financial Corporation | Commercial Banking Officer | Vancouver, WA | 06/18/2025 | $112,991 |
| Central Valley Community Bank | Banking Center Officer | Santa Maria, CA | 06/17/2025 | $60,377 |
| Community Bank System, Inc. | Government Banking Officer | Syracuse, NY | 06/17/2025 | $72,000 |
| Heritage Bank | Relationship Banking Officer-Deposits | Seattle, WA | 06/16/2025 | $100,884 |
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