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The average salary for a Claim Investigator is approximately $49,415 per year, which translates to about $24 per hour. This figure can fluctuate based on various factors, including geographical location, years of experience, and the specific industry of employment. Entry-level positions may start lower, while experienced investigators can earn significantly more.
For those just entering the field, salaries typically range from $37,000 to $42,000, while mid-level investigators can expect to earn between $50,000 and $60,000. Advanced positions often exceed $70,000, particularly in high-demand areas.
Investigator salaries vary widely by state. For example, claim investigators in California and New York tend to earn the highest wages due to the cost of living and demand for skilled professionals. Cities like San Francisco and Los Angeles are particularly lucrative locations.
Top paying cities include New York, Los Angeles, and Seattle. These urban centers provide a wealth of opportunities, but also come with higher living costs. Before pursuing a position, consider the overall compensation package, including benefits and work-life balance.
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| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level claim investigator | $30,300 | $14.55 |
| Mid-level claim investigator | $45,800 | $22.01 |
| Senior-level claim investigator | $78,700 | $37.83 |
The highest-paying states for claim investigators are Alaska, Rhode Island, and New Jersey. The lowest average claim investigator salary states are Arkansas, Tennessee, and Indiana.
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Rhode Island | $54,187 | $26.05 |
| 2 | New Jersey | $53,829 | $25.88 |
| 3 | Pennsylvania | $50,187 | $24.13 |
| 4 | Oregon | $52,661 | $25.32 |
| 5 | Alaska | $58,219 | $27.99 |
| 6 | New Hampshire | $51,270 | $24.65 |
| 7 | Nevada | $48,429 | $23.28 |
| 8 | South Dakota | $48,888 | $23.50 |
| 9 | Idaho | $49,178 | $23.64 |
| 10 | New York | $52,204 | $25.10 |
| 11 | Maryland | $51,582 | $24.80 |
| 12 | Kentucky | $50,302 | $24.18 |
| 13 | Connecticut | $53,752 | $25.84 |
| 14 | Massachusetts | $52,938 | $25.45 |
| 15 | District of Columbia | $51,155 | $24.59 |
| 16 | Montana | $48,725 | $23.43 |
| 17 | Minnesota | $49,147 | $23.63 |
| 18 | Hawaii | $53,022 | $25.49 |
| 19 | Washington | $53,239 | $25.60 |
| 20 | California | $53,643 | $25.79 |
| 21 | Vermont | $50,603 | $24.33 |
| 22 | North Carolina | $48,635 | $23.38 |
| 23 | Ohio | $46,051 | $22.14 |
| 24 | North Dakota | $45,769 | $22.00 |
| 25 | Nebraska | $43,095 | $20.72 |
| 26 | Maine | $49,031 | $23.57 |
| 27 | Delaware | $44,893 | $21.58 |
| 28 | Arizona | $42,972 | $20.66 |
| 29 | West Virginia | $41,968 | $20.18 |
| 30 | South Carolina | $44,604 | $21.44 |
| 31 | Illinois | $46,630 | $22.42 |
| 32 | Wisconsin | $46,206 | $22.21 |
| 33 | Iowa | $42,723 | $20.54 |
| 34 | New Mexico | $42,478 | $20.42 |
| 35 | Virginia | $48,236 | $23.19 |
| 36 | Michigan | $45,209 | $21.74 |
| 37 | Colorado | $45,199 | $21.73 |
| 38 | Utah | $43,721 | $21.02 |
| 39 | Wyoming | $42,110 | $20.25 |
| 40 | Missouri | $42,608 | $20.48 |
| 41 | Texas | $43,951 | $21.13 |
| 42 | Louisiana | $38,622 | $18.57 |
| 43 | Georgia | $41,451 | $19.93 |
| 44 | Kansas | $40,429 | $19.44 |
| 45 | Florida | $33,909 | $16.30 |
| 46 | Oklahoma | $39,753 | $19.11 |
| 47 | Alabama | $36,540 | $17.57 |
| 48 | Arkansas | $38,340 | $18.43 |
| 49 | Mississippi | $34,767 | $16.71 |
| 50 | Tennessee | $37,133 | $17.85 |
| 51 | Indiana | $36,863 | $17.72 |
The highest-paying cities for claim investigators are San Francisco, CA, Hartford, CT, and Olympia, WA.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | San Francisco, CA | $57,082 | $27.44 |
| 2 | Hartford, CT | $53,578 | $25.76 |
| 3 | Olympia, WA | $53,412 | $25.68 |
| 4 | New York, NY | $52,264 | $25.13 |
| 5 | Baltimore, MD | $52,016 | $25.01 |
| 6 | Manchester, NH | $51,297 | $24.66 |
| 7 | Burlington, VT | $50,483 | $24.27 |
| 8 | Minneapolis, MN | $49,216 | $23.66 |
| 9 | Helena, MT | $48,928 | $23.52 |
| 10 | Las Vegas, NV | $48,001 | $23.08 |
| 11 | Chicago, IL | $46,846 | $22.52 |
| 12 | Milwaukee, WI | $46,043 | $22.14 |
| 13 | Midland, TX | $45,685 | $21.96 |
| 14 | Bismarck, ND | $45,607 | $21.93 |
| 15 | Greeley, CO | $45,517 | $21.88 |
| 16 | Salt Lake City, UT | $43,781 | $21.05 |
| 17 | Phoenix, AZ | $43,040 | $20.69 |
| 18 | Lincoln, NE | $42,847 | $20.60 |
| 19 | Atlanta, GA | $41,498 | $19.95 |
| 20 | Cheyenne, WY | $41,068 | $19.74 |
A claim investigator's salary ranges from $37,000 a year at the 10th percentile to $65,000 at the 90th percentile.

| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $65,000 | $5,417 | $31 |
| 75th Percentile | $57,000 | $4,750 | $27 |
| Average | $49,415 | $4,118 | $24 |
| 25th Percentile | $42,000 | $3,500 | $20 |
| 10th Percentile | $37,000 | $3,083 | $18 |
The highest paying types of claim investigators are investigator, compensation adjuster, and senior claims adjuster.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Fraud Analyst | $53,187 | $4,432 | $25.57 | 10,891 |
| Property Adjuster | $54,661 | $4,555 | $26.28 | 12,286 |
| Adjuster | $49,396 | $4,116 | $23.75 | 7,936 |
| Insurance Examiner | $50,967 | $4,247 | $24.50 | 39,601 |
| Field Adjuster | $54,120 | $4,510 | $26.02 | 51,071 |
| Workers' Compensation Claims Adjuster | $57,583 | $4,799 | $27.68 | 16,506 |
Top companies hiring claim investigators now:
Claim investigator salaries at Health Alliance and Con Edison are the highest-paying according to our most recent salary estimates. In addition, the average claim investigator salary at companies like UnitedHealth Group and Xcel Energy are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Health Alliance | $54,304 | $26.11 |
| 2 | Con Edison | $54,159 | $26.04 |
| 3 | UnitedHealth Group | $51,660 | $24.84 |
| 4 | Xcel Energy | $51,365 | $24.69 |
| 5 | JBS USA | $50,564 | $24.31 |
| 6 | Washington State University | $49,713 | $23.90 |
| 7 | Emergis | $49,302 | $23.70 |
| 8 | Hollywood Park Casino | $49,217 | $23.66 |
| 9 | NV Energy | $49,169 | $23.64 |
| 10 | Crawford & Company | $49,129 | $23.62 |
| 11 | Farmer Brothers | $48,979 | $23.55 |
| 12 | DigiStream | $48,898 | $23.51 |
| 13 | Con Edison Development | $48,701 | $23.41 |
| 14 | CoventBridge Group | $48,686 | $23.41 |
| 15 | Allied Solutions | $46,109 | $22.17 |
| 16 | Randstad North America, Inc. | $45,653 | $21.95 |
| 17 | Adecco | $41,728 | $20.06 |
| 18 | Indiana State Police | $31,904 | $15.34 |
The average claim investigator salary varies across industries:
| Rank | Industry | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Finance | $56,935 | $27.37 |
| 2 | Insurance | $49,846 | $23.96 |
| 3 | Retail | $49,687 | $23.89 |
| 4 | Utilities | $48,692 | $23.41 |
| 5 | Manufacturing | $47,201 | $22.69 |
| 6 | Government | $42,295 | $20.33 |
The average claim investigator salary has risen by $6,478 over the last ten years. In 2014, the average claim investigator earned $42,937 annually, but today, they earn $49,415 a year. That works out to a 7% change in pay for claim investigators over the last decade.
Compare claim investigator salaries for cities or states with the national average over time.
Compare claim investigator salaries for individual cities or states with the national average.
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2026 | $49,400 | $23.76 | +2.2% |
| 2025 | $48,300 | $23.24 | +1.3% |
| 2024 | $47,700 | $22.93 | +1.5% |
| 2023 | $47,000 | $22.58 | +1.9% |
| 2022 | $46,100 | $22.16 | +1.1% |
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Security Director In San Diego, California | SIU/Claims Investigator | Burlington, VT | 06/29/2025 | $50,088 |
| Allied Universal Security | SIU/Claims Investigator | Burlington, VT | 06/27/2025 | $50,088 |
| Coventbridge Group | Claims Investigator | New York, NY | 06/27/2025 | $56,349 |
| Konkordia Phoenix PLC, Inc. | Field Claims Investigator | Kansas City, MO | 06/19/2025 | $52,175 |
| Konkordia Phoenix PLC, Inc. | Field Claims Investigator | Overland Park, KS | 06/19/2025 | $52,175 |
| Advantage Surveillance LLC | Claims Investigator | Paterson, NJ | 06/16/2025 | $62,610 |
| Advantage Surveillance LLC | Claims Investigator | Spring Valley, NY | 06/16/2025 | $62,610 |
| Konkordia Phoenix PLC, Inc. | Field Claims Investigator | Columbia, TN | 06/16/2025 | $52,175 |
| Konkordia Phoenix PLC, Inc. | Field Claims Investigator | Lake Charles, LA | 06/13/2025 | $41,740 |
| Allied Universal Security | Claims Investigator | New York, NY | 06/12/2025 | $58,436 |
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