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Commercial credit analyst salary
Average commercial credit analyst salary
$66,482
Understanding Commercial Credit Analyst Salaries
As of October 2025, the average salary for a Commercial Credit Analyst stands at $66,482 annually, translating to approximately $32 per hour. This figure can vary significantly based on location, experience, and the specific financial institution. For instance, analysts in metropolitan areas often earn more due to higher living costs.
Highest Paying States
- California: Analysts can earn above average, reflecting the state's economic landscape.
- New York: Competitive salaries are common due to the high demand for financial services.
- Texas: A growing economy offers ample opportunities for analysts.
In addition to geographical factors, experience plays a crucial role; seasoned analysts tend to command higher salaries. Pursuing certifications like the Chartered Financial Analyst (CFA) designation can further enhance earning potential, making candidates more attractive to employers.
Overall, the role of a Commercial Credit Analyst is vital in maintaining financial stability and growth within institutions. Understanding the salary dynamics can aid in career planning and development.
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Where can a Commercial Credit Analyst earn more?
Commercial credit analyst salary estimates from across the web
Average commercial credit analyst salary by state
The average commercial credit analyst salary in California, New York, and Delaware are the highest in the U.S. The lowest average commercial credit analyst salary states are Arkansas, Oklahoma, and Mississippi.
- State view
- County view
Highest paying states for commercial credit analysts
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Delaware | $73,071 | $35.13 |
| 2 | California | $80,569 | $38.74 |
| 3 | New York | $75,388 | $36.24 |
| 4 | Wyoming | $72,631 | $34.92 |
| 5 | District of Columbia | $73,991 | $35.57 |
| 6 | North Carolina | $68,317 | $32.84 |
| 7 | Nevada | $72,049 | $34.64 |
| 8 | Alabama | $63,656 | $30.60 |
| 9 | Virginia | $68,216 | $32.80 |
| 10 | New Hampshire | $72,940 | $35.07 |
| 11 | Illinois | $62,759 | $30.17 |
| 12 | Hawaii | $67,644 | $32.52 |
| 13 | Vermont | $71,536 | $34.39 |
| 14 | Oregon | $68,011 | $32.70 |
| 15 | Colorado | $64,326 | $30.93 |
| 16 | Pennsylvania | $65,822 | $31.65 |
| 17 | New Jersey | $68,280 | $32.83 |
| 18 | Rhode Island | $66,332 | $31.89 |
| 19 | Michigan | $62,422 | $30.01 |
| 20 | Texas | $61,769 | $29.70 |
| 21 | Georgia | $61,355 | $29.50 |
| 22 | Iowa | $60,971 | $29.31 |
| 23 | Massachusetts | $65,248 | $31.37 |
| 24 | Maryland | $66,926 | $32.18 |
| 25 | Ohio | $60,483 | $29.08 |
| 26 | Florida | $60,911 | $29.28 |
| 27 | Kansas | $59,153 | $28.44 |
| 28 | Arizona | $58,420 | $28.09 |
| 29 | Washington | $65,104 | $31.30 |
| 30 | West Virginia | $60,971 | $29.31 |
| 31 | Maine | $62,043 | $29.83 |
| 32 | South Dakota | $57,964 | $27.87 |
| 33 | Connecticut | $57,102 | $27.45 |
| 34 | North Dakota | $56,382 | $27.11 |
| 35 | Indiana | $53,750 | $25.84 |
| 36 | Montana | $58,872 | $28.30 |
| 37 | Kentucky | $55,456 | $26.66 |
| 38 | Utah | $50,829 | $24.44 |
| 39 | Arkansas | $48,712 | $23.42 |
| 40 | Minnesota | $56,825 | $27.32 |
| 41 | Missouri | $54,580 | $26.24 |
| 42 | Wisconsin | $53,759 | $25.85 |
| 43 | Alaska | $52,699 | $25.34 |
| 44 | Nebraska | $55,417 | $26.64 |
| 45 | South Carolina | $53,129 | $25.54 |
| 46 | Mississippi | $47,629 | $22.90 |
| 47 | Idaho | $46,248 | $22.23 |
| 48 | New Mexico | $50,959 | $24.50 |
| 49 | Tennessee | $45,910 | $22.07 |
| 50 | Louisiana | $45,162 | $21.71 |
| 51 | Oklahoma | $48,340 | $23.24 |
Highest paying cities for commercial credit analysts
The highest-paying cities for commercial credit analysts are Burlingame, CA, Poughkeepsie, NY, and Wilmington, DE.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Burlingame, CA | $86,290 | $41.49 |
| 2 | Poughkeepsie, NY | $75,636 | $36.36 |
| 3 | Wilmington, DE | $73,172 | $35.18 |
| 4 | Eugene, OR | $69,129 | $33.24 |
| 5 | Cherry Hill, NJ | $67,897 | $32.64 |
| 6 | Hickory, NC | $67,613 | $32.51 |
| 7 | Rockville, MD | $66,810 | $32.12 |
| 8 | Philadelphia, PA | $66,028 | $31.74 |
| 9 | Seattle, WA | $65,402 | $31.44 |
| 10 | Shrewsbury, MA | $65,247 | $31.37 |
| 11 | Lakewood, CO | $64,374 | $30.95 |
| 12 | Chicago, IL | $62,892 | $30.24 |
| 13 | Portland, ME | $62,379 | $29.99 |
| 14 | Austin, TX | $62,124 | $29.87 |
| 15 | Atlanta, GA | $61,558 | $29.60 |
| 16 | Jacksonville, FL | $61,483 | $29.56 |
| 17 | Des Moines, IA | $60,782 | $29.22 |
| 18 | Columbus, OH | $60,127 | $28.91 |
| 19 | Phoenix, AZ | $58,480 | $28.12 |
| 20 | Naugatuck, CT | $57,136 | $27.47 |
Commercial credit analyst salary details
A commercial credit analyst's salary ranges from $46,000 a year at the 10th percentile to $94,000 at the 90th percentile.
What is a commercial credit analyst's salary?
| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $94,000 | $7,833 | $45 |
| 75th Percentile | $79,000 | $6,583 | $38 |
| Average | $66,482 | $5,540 | $32 |
| 25th Percentile | $55,000 | $4,583 | $26 |
| 10th Percentile | $46,000 | $3,833 | $22 |
Highest paying commercial credit analyst jobs
The highest paying types of commercial credit analysts are credit officer, senior credit analyst, and credit risk analyst.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Bank Officer | $79,562 | $6,630 | $38.25 | 69,880 |
| Mortgage Banker | $27,331 | $2,278 | $13.14 | 24,297 |
| Loan Officer | $45,817 | $3,818 | $22.03 | 63,663 |
| Mortgage Consultant | $38,934 | $3,245 | $18.72 | 24,057 |
| Underwriter | $61,751 | $5,146 | $29.69 | 8,510 |
| Personal Lines Underwriter | $69,706 | $5,809 | $33.51 | 19,754 |
Top companies hiring commercial credit analysts now:
Which companies pay commercial credit analysts the most?
Commercial credit analyst salaries at HSBC Bank and JPMorgan Chase & Co. are the highest-paying according to our most recent salary estimates. In addition, the average commercial credit analyst salary at companies like FNB and Fifth Third Bank are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | HSBC Bank | $95,353 | $45.84 |
| 2 | JPMorgan Chase & Co. | $84,068 | $40.42 |
| 3 | FNB | $81,331 | $39.10 |
| 4 | Fifth Third Bank | $80,998 | $38.94 |
| 5 | M&T Bank | $79,048 | $38.00 |
| 6 | TD Bank | $78,790 | $37.88 |
| 7 | Morgan Stanley | $78,168 | $37.58 |
| 8 | Capital One | $77,055 | $37.05 |
| 9 | Wintrust Financial | $73,455 | $35.31 |
| 10 | GM Financial | $72,933 | $35.06 |
| 11 | BankFinancial | $72,133 | $34.68 |
| 12 | Merchants Bank of Indiana | $70,645 | $33.96 |
| 13 | Grandbridge Real Estate Capital | $68,880 | $33.12 |
| 14 | U.S. Bank | $68,634 | $33.00 |
| 15 | MountainOne | $67,441 | $32.42 |
| 16 | Synovus | $67,348 | $32.38 |
| 17 | Defiance State Bank | $67,277 | $32.34 |
| 18 | Canadian Imperial Holdings, Inc. | $67,173 | $32.29 |
| 19 | Stan Johnson | $66,542 | $31.99 |
| 20 | ORS Partners | $66,323 | $31.89 |
Wage gap by gender, race and education
Commercial credit analyst salary trends
The average commercial credit analyst salary has risen by $12,627 over the last ten years. In 2014, the average commercial credit analyst earned $53,855 annually, but today, they earn $66,482 a year. That works out to a 7% change in pay for commercial credit analysts over the last decade.
Compare commercial credit analyst salaries for cities or states with the national average over time.
Average commercial credit analyst salary over time
Compare commercial credit analyst salaries for individual cities or states with the national average.
Commercial credit analyst salary by year
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $66,500 | $31.96 | +1.8% |
| 2024 | $65,300 | $31.40 | +2.9% |
| 2023 | $63,400 | $30.49 | +0.3% |
| 2022 | $63,200 | $30.39 | +1.9% |
| 2021 | $62,000 | $29.81 | +0.4% |
Recently added commercial credit analyst salaries
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Blackrock | Cmbs and Commercial Mortgage Loan Credit Analyst, Associate | Day, NY | 06/30/2025 | $116,000 |
| MUFG Americas Holdings | Commercial Credit Card-Operations Analyst | Tampa, FL | 06/29/2025 | $65,000 |
| Caped Credit Union | Commercial Loan Credit Analyst | Meridian, ID | 06/28/2025 | $71,981 |
| Flagstar Bank | Commercial Credit Analyst I | Hicksville, NY | 06/26/2025 | $55,672 |
| Hyundaicapital | Commercial Credit Analyst | Atlanta, GA | 06/22/2025 | $60,000 |
| Careerglobalhc | Commercial Credit Analyst | Atlanta, GA | 06/22/2025 | $60,000 |
| Univest | Commercial Credit Analyst II | Souderton, PA | 06/17/2025 | $50,000 |
| Westerra Credit Union | Commercial Credit Analyst SR. | Denver, CO | 06/16/2025 | $78,204 |
| First United Corporation | 204-Commercial Underwriting East Potomac-Credit Analyst III | Morgantown, WV | 06/14/2025 | $46,000 |
| First United Corporation | 204-Commercial Underwriting East Potomac-Credit Analyst III | Frederick, MD | 06/14/2025 | $46,000 |
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