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Credit director salary
Average credit director salary
$129,845
Understanding the Credit Director Salary
As of October 2025, a Credit Director in the United States earns an average salary of $129,845 per year. This role is instrumental in overseeing credit policies and risk assessment strategies within organizations. Salaries can vary significantly based on factors such as experience, location, and the industry in which one works.
Salary Influencers
Experience plays a crucial role in determining salary levels. Entry-level positions may start lower, while seasoned professionals can command significantly higher wages. Additionally, geographic location affects compensation; states with high living costs typically offer higher salaries. For instance, California and New York often provide the most lucrative opportunities for Credit Directors.
Job Opportunities
Job seekers should also consider the specific industries that employ Credit Directors. Financial institutions, corporate finance departments, and credit rating agencies are prime employers, often offering competitive salaries. By analyzing salary estimates across various platforms, candidates can gain insights into potential earnings and find positions that align with their career goals. Explore the various opportunities available to enhance your career trajectory in credit management.
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Where can a Credit Director earn more?
Credit director salaries by experience level
| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level credit director | $89,300 | $42.92 |
| Mid-level credit director | $138,000 | $66.43 |
| Senior-level credit director | $212,000 | $102.10 |
Credit director salary estimates from across the web
Average credit director salary by state
The average credit director salary in Alaska, California, and New Hampshire are the highest in the U.S. The lowest average credit director salary states are Georgia, Mississippi, and Colorado.
- State view
- County view
Highest paying states for credit directors
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Arkansas | $144,681 | $69.56 |
| 2 | New York | $161,646 | $77.71 |
| 3 | Nevada | $165,026 | $79.34 |
| 4 | California | $166,320 | $79.96 |
| 5 | Connecticut | $161,758 | $77.77 |
| 6 | Alaska | $175,477 | $84.36 |
| 7 | Montana | $152,257 | $73.20 |
| 8 | South Dakota | $134,395 | $64.61 |
| 9 | New Hampshire | $165,378 | $79.51 |
| 10 | Oregon | $148,440 | $71.37 |
| 11 | District of Columbia | $156,978 | $75.47 |
| 12 | Pennsylvania | $140,801 | $67.69 |
| 13 | Massachusetts | $146,069 | $70.23 |
| 14 | Idaho | $152,415 | $73.28 |
| 15 | Maine | $149,751 | $72.00 |
| 16 | North Carolina | $141,390 | $67.98 |
| 17 | Rhode Island | $138,382 | $66.53 |
| 18 | Washington | $149,076 | $71.67 |
| 19 | Arizona | $142,585 | $68.55 |
| 20 | Maryland | $155,734 | $74.87 |
| 21 | Vermont | $140,818 | $67.70 |
| 22 | Ohio | $133,030 | $63.96 |
| 23 | New Jersey | $142,420 | $68.47 |
| 24 | Illinois | $135,626 | $65.20 |
| 25 | Wisconsin | $131,402 | $63.17 |
| 26 | Delaware | $141,540 | $68.05 |
| 27 | Oklahoma | $126,187 | $60.67 |
| 28 | Utah | $132,582 | $63.74 |
| 29 | Iowa | $123,917 | $59.58 |
| 30 | New Mexico | $139,196 | $66.92 |
| 31 | Michigan | $132,214 | $63.56 |
| 32 | Indiana | $130,022 | $62.51 |
| 33 | Kentucky | $130,017 | $62.51 |
| 34 | West Virginia | $130,905 | $62.94 |
| 35 | Alabama | $120,122 | $57.75 |
| 36 | Louisiana | $120,425 | $57.90 |
| 37 | Missouri | $124,939 | $60.07 |
| 38 | Mississippi | $116,163 | $55.85 |
| 39 | Tennessee | $123,859 | $59.55 |
| 40 | Nebraska | $122,152 | $58.73 |
| 41 | Virginia | $124,284 | $59.75 |
| 42 | South Carolina | $122,958 | $59.11 |
| 43 | Georgia | $117,789 | $56.63 |
| 44 | Kansas | $122,699 | $58.99 |
| 45 | Minnesota | $120,300 | $57.84 |
| 46 | Texas | $111,097 | $53.41 |
| 47 | Colorado | $114,562 | $55.08 |
| 48 | North Dakota | $118,728 | $57.08 |
| 49 | Hawaii | $91,485 | $43.98 |
| 50 | Wyoming | $119,543 | $57.47 |
| 51 | Florida | $96,770 | $46.52 |
Highest paying cities for credit directors
The highest-paying cities for credit directors are San Francisco, CA, New York, NY, and Stamford, CT.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | San Francisco, CA | $185,662 | $89.26 |
| 2 | New York, NY | $166,928 | $80.25 |
| 3 | Stamford, CT | $166,012 | $79.81 |
| 4 | Washington, DC | $161,581 | $77.68 |
| 5 | Seattle, WA | $157,299 | $75.62 |
| 6 | Portland, OR | $153,623 | $73.86 |
| 7 | Somerville, MA | $148,438 | $71.36 |
| 8 | Tempe, AZ | $145,660 | $70.03 |
| 9 | Greenville, NC | $145,037 | $69.73 |
| 10 | Fort Lee, NJ | $144,950 | $69.69 |
| 11 | Wilmington, DE | $143,795 | $69.13 |
| 12 | Horsham, PA | $143,157 | $68.83 |
| 13 | Chicago, IL | $140,091 | $67.35 |
| 14 | Milwaukee, WI | $136,022 | $65.40 |
| 15 | Roy, UT | $135,028 | $64.92 |
| 16 | Grand Rapids, MI | $133,031 | $63.96 |
| 17 | Saint Louis, MO | $128,441 | $61.75 |
| 18 | McLean, VA | $126,916 | $61.02 |
| 19 | Knoxville, TN | $126,357 | $60.75 |
| 20 | Saint Paul, MN | $123,174 | $59.22 |
Credit director salary details
A credit director's salary ranges from $76,000 a year at the 10th percentile to $220,000 at the 90th percentile.
What is a credit director's salary?
| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $220,000 | $18,333 | $106 |
| 75th Percentile | $171,000 | $14,250 | $82 |
| Average | $129,845 | $10,820 | $62 |
| 25th Percentile | $98,000 | $8,167 | $47 |
| 10th Percentile | $76,000 | $6,333 | $37 |
Highest paying credit director jobs
The highest paying types of credit directors are accounting director, credit officer, and audit manager.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Accounts Payable Manager | $69,808 | $5,817 | $33.56 | 53,384 |
| Accounting Manager | $84,451 | $7,038 | $40.60 | 92,089 |
| Finance Manager | $101,374 | $8,448 | $48.74 | 125,345 |
| Risk Manager | $116,072 | $9,673 | $55.80 | 75,795 |
| Portfolio Manager | $114,671 | $9,556 | $55.13 | 43,192 |
| Manager Finance Planning And Analysis | $106,888 | $8,907 | $51.39 | 111,706 |
Top companies hiring credit directors now:
Which companies pay credit directors the most?
Credit director salaries at Aspiration and Current TV are the highest-paying according to our most recent salary estimates. In addition, the average credit director salary at companies like JUUL and Barclays are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Aspiration | $203,936 | $98.05 |
| 2 | Current TV | $178,927 | $86.02 |
| 3 | JUUL | $175,187 | $84.22 |
| 4 | Barclays | $165,187 | $79.42 |
| 5 | Citi | $158,276 | $76.09 |
| 6 | Deutsche Bank | $154,727 | $74.39 |
| 7 | J.P. Morgan | $152,865 | $73.49 |
| 8 | Tradeweb | $150,895 | $72.55 |
| 9 | Colfax Corporation | $150,148 | $72.19 |
| 10 | Equifax | $146,333 | $70.35 |
| 11 | Varo | $140,011 | $67.31 |
| 12 | Benchmark Electronics | $139,825 | $67.22 |
| 13 | Natixis North America LLC | $139,174 | $66.91 |
| 14 | Westpac | $137,604 | $66.16 |
| 15 | Merrill Lynch | $136,772 | $65.76 |
| 16 | JPMorgan Chase & Co. | $131,569 | $63.25 |
| 17 | BDO USA | $130,460 | $62.72 |
| 18 | BMO Capital Markets | $130,446 | $62.71 |
| 19 | CIT Group | $127,649 | $61.37 |
| 20 | Florida Power and Light | $126,624 | $60.88 |
Wage gap by gender, race and education
Credit Director salary by industry
The average credit director salary varies across industries:
- The average credit director salary in the finance industry is $114,191, the highest of any industry.
- The average credit director salary in the finance industry is $104,689.
- Credit directors in the hospitality industry earn an average salary of $90,110, the lowest of any industry.
Highest paying industries for credit directors
| Rank | Industry | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Finance | $114,191 | $54.90 |
| 2 | Manufacturing | $104,689 | $50.33 |
| 3 | Construction | $97,581 | $46.91 |
| 4 | Retail | $91,024 | $43.76 |
| 5 | Transportation | $90,112 | $43.32 |
| 6 | Hospitality | $90,110 | $43.32 |
High paying credit director jobs
Credit director salary trends
The average credit director salary has risen by $26,147 over the last ten years. In 2014, the average credit director earned $103,698 annually, but today, they earn $129,845 a year. That works out to a 10% change in pay for credit directors over the last decade.
Compare credit director salaries for cities or states with the national average over time.
Average credit director salary over time
Compare credit director salaries for individual cities or states with the national average.
Credit director salary by year
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2026 | $130,000 | $62.43 | +3.2% |
| 2025 | $126,000 | $60.43 | +1.5% |
| 2024 | $124,000 | $59.55 | +2.3% |
| 2023 | $121,000 | $58.19 | +2.7% |
| 2022 | $118,000 | $56.64 | +3.1% |
Recently added credit director salaries
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Ntrs | Head of Private Credit | Chicago, IL | 06/30/2025 | $225,000 |
| CDC Small Business Finance | Director of Credit Administration | San Diego, CA | 06/25/2025 | $106,559 |
| Massmutual Financial Group | Director, Credit & Valuation-Investment Controllership | Boston, MA | 06/16/2025 | $137,800 |
| Massmutual Financial Group | Director, Credit & Valuation-Investment Controllership | New York, NY | 06/16/2025 | $137,800 |
| Umpqua Bank | Credit Review Director | Irvine, CA | 06/14/2025 | $175,000 |
| Cambridge Associates LLC | Investment Director, Credit | Boston, MA | 06/13/2025 | $135,400 |
| Blackrock | Director, Private Credit-Aladdin Product | New York, NY | 06/12/2025 | $215,000 |
| Umpqua Bank | Credit Review Director | Tacoma, WA | 06/11/2025 | $175,000 |
| Umpqua Bank | Credit Review Director | Portland, OR | 06/11/2025 | $175,000 |
| Mizuho | Investment & Corporate Banking-Corporate Credit Structuring-Diversified Industrials, Director | Day, NY | 06/09/2025 | $190,000 |
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