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Credit risk management director salary
Average credit risk management director salary
$147,122
Average Credit Risk Management Director Salary
The role of a Credit Risk Management Director is crucial in overseeing an organization's risk management strategies. As of October 2025, the average salary for this position is $147,122 annually. This figure can fluctuate based on factors such as years of experience, industry, and geographical location.
Factors Influencing Salary
Directors with more experience typically earn higher salaries. For instance, those with over ten years in the field can see salaries exceeding $160,000. Moreover, directors working in high-demand areas or sectors, such as finance and technology, often earn more than their counterparts in other industries.
Regional Salary Variations
Location also plays a significant role in determining salary. States like California and New York generally offer higher compensation compared to other regions. Cities such as San Francisco and New York City are among the top-paying locations for this role, reflecting the high cost of living and competitive job market in these areas.
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Where can a Credit Risk Management Director earn more?
Credit risk management director salaries by experience level
| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level credit risk management director | $101,000 | $48.63 |
| Mid-level credit risk management director | $157,000 | $75.27 |
| Senior-level credit risk management director | $241,000 | $115.69 |
Average credit risk management director salary by state
The highest-paying states for credit risk management directors are New Hampshire, Montana, and Utah. The lowest average credit risk management director salary states are Kansas, Iowa, and Arkansas.
- State view
- County view
Highest paying states for credit risk management directors
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Utah | $159,516 | $76.69 |
| 2 | New York | $156,884 | $75.42 |
| 3 | Massachusetts | $157,303 | $75.63 |
| 4 | New Hampshire | $172,748 | $83.05 |
| 5 | Florida | $157,041 | $75.50 |
| 6 | Alaska | $157,413 | $75.68 |
| 7 | Nevada | $152,489 | $73.31 |
| 8 | Montana | $161,740 | $77.76 |
| 9 | Maine | $158,031 | $75.98 |
| 10 | Washington | $153,681 | $73.89 |
| 11 | North Carolina | $148,989 | $71.63 |
| 12 | South Dakota | $152,712 | $73.42 |
| 13 | Idaho | $155,698 | $74.85 |
| 14 | Illinois | $148,544 | $71.42 |
| 15 | Virginia | $149,489 | $71.87 |
| 16 | Vermont | $149,249 | $71.75 |
| 17 | North Dakota | $143,127 | $68.81 |
| 18 | New Jersey | $150,424 | $72.32 |
| 19 | Delaware | $147,318 | $70.83 |
| 20 | Oregon | $147,485 | $70.91 |
| 21 | California | $150,691 | $72.45 |
| 22 | Ohio | $140,987 | $67.78 |
| 23 | Texas | $140,781 | $67.68 |
| 24 | Connecticut | $146,545 | $70.45 |
| 25 | Rhode Island | $148,818 | $71.55 |
| 26 | New Mexico | $142,918 | $68.71 |
| 27 | West Virginia | $137,644 | $66.17 |
| 28 | Mississippi | $127,814 | $61.45 |
| 29 | Missouri | $138,871 | $66.76 |
| 30 | Kentucky | $137,708 | $66.21 |
| 31 | Louisiana | $128,029 | $61.55 |
| 32 | Michigan | $137,374 | $66.05 |
| 33 | Maryland | $146,910 | $70.63 |
| 34 | Georgia | $139,965 | $67.29 |
| 35 | Oklahoma | $126,470 | $60.80 |
| 36 | Pennsylvania | $137,091 | $65.91 |
| 37 | District of Columbia | $150,797 | $72.50 |
| 38 | Wisconsin | $134,773 | $64.79 |
| 39 | Colorado | $136,086 | $65.43 |
| 40 | Arizona | $127,367 | $61.23 |
| 41 | Indiana | $127,569 | $61.33 |
| 42 | Tennessee | $127,933 | $61.51 |
| 43 | Alabama | $118,674 | $57.05 |
| 44 | Minnesota | $129,447 | $62.23 |
| 45 | Arkansas | $119,779 | $57.59 |
| 46 | South Carolina | $127,814 | $61.45 |
| 47 | Hawaii | $119,372 | $57.39 |
| 48 | Kansas | $124,101 | $59.66 |
| 49 | Wyoming | $125,973 | $60.56 |
| 50 | Iowa | $122,468 | $58.88 |
| 51 | Nebraska | $119,073 | $57.25 |
Highest paying cities for credit risk management directors
The highest-paying cities for credit risk management directors are Albany, NY, San Francisco, CA, and Boston, MA.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Albany, NY | $162,726 | $78.23 |
| 2 | San Francisco, CA | $160,670 | $77.25 |
| 3 | Boston, MA | $160,113 | $76.98 |
| 4 | Miami, FL | $159,532 | $76.70 |
| 5 | Washington, DC | $153,012 | $73.56 |
| 6 | Fort Lee, NJ | $152,871 | $73.50 |
| 7 | McLean, VA | $152,773 | $73.45 |
| 8 | Chicago, IL | $151,061 | $72.63 |
| 9 | Stamford, CT | $147,370 | $70.85 |
| 10 | Houston, TX | $142,368 | $68.45 |
| 11 | Atlanta, GA | $141,265 | $67.92 |
| 12 | Madison, WI | $135,018 | $64.91 |
| 13 | Eden Prairie, MN | $129,669 | $62.34 |
| 14 | Phoenix, AZ | $128,018 | $61.55 |
Credit risk management director salary details
A credit risk management director's salary ranges from $95,000 a year at the 10th percentile to $227,000 at the 90th percentile.
What is a credit risk management director's salary?
| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $227,000 | $18,917 | $109 |
| 75th Percentile | $185,000 | $15,417 | $89 |
| Average | $147,122 | $12,260 | $71 |
| 25th Percentile | $116,000 | $9,667 | $56 |
| 10th Percentile | $95,000 | $7,917 | $46 |
Highest paying credit risk management director jobs
The highest paying types of credit risk management directors are risk management director, audit manager, and risk manager.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Finance Officer | $68,822 | $5,735 | $33.09 | 140,730 |
| Manager Finance Planning And Analysis | $106,888 | $8,907 | $51.39 | 111,706 |
| Accounts Payable Manager | $69,808 | $5,817 | $33.56 | 53,384 |
| Finance Administrator | $55,541 | $4,628 | $26.70 | 130,256 |
| Accountant And Office Manager | $51,217 | $4,268 | $24.62 | 107,701 |
| Accounting Manager | $84,451 | $7,038 | $40.60 | 92,089 |
Top companies hiring credit risk management directors now:
Which companies pay credit risk management directors the most?
Credit risk management director salaries at LendingClub and Legal & General Investment Management America are the highest-paying according to our most recent salary estimates. In addition, the average credit risk management director salary at companies like Sumitomo Mitsui Financial Group and First Republic Bank are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | LendingClub | $160,516 | $77.17 |
| 2 | Legal & General Investment Management America | $158,722 | $76.31 |
| 3 | Sumitomo Mitsui Financial Group | $158,007 | $75.96 |
| 4 | First Republic Bank | $156,058 | $75.03 |
| 5 | Nomura Securities | $155,710 | $74.86 |
| 6 | J.P. Morgan | $154,687 | $74.37 |
| 7 | Direct Energy | $150,321 | $72.27 |
| 8 | Citi | $149,736 | $71.99 |
| 9 | Dollar Financial Group | $140,244 | $67.42 |
| 10 | Cross River | $138,074 | $66.38 |
| 11 | Canadian Imperial Holdings, Inc. | $137,869 | $66.28 |
| 12 | Payoff | $137,824 | $66.26 |
| 13 | Santander Bank | $136,923 | $65.83 |
| 14 | Global Impact Investing Network | $136,350 | $65.55 |
| 15 | HSBC Bank | $135,784 | $65.28 |
| 16 | JPMorgan Chase & Co. | $134,940 | $64.88 |
| 17 | Fiserv | $132,364 | $63.64 |
| 18 | Bankers' Bank | $130,394 | $62.69 |
| 19 | Freddie Mac | $129,181 | $62.11 |
| 20 | American Express | $126,636 | $60.88 |
Wage gap by gender, race and education
Credit risk management director salary trends
The average credit risk management director salary has risen by $29,626 over the last ten years. In 2014, the average credit risk management director earned $117,496 annually, but today, they earn $147,122 a year. That works out to a 10% change in pay for credit risk management directors over the last decade.
Compare credit risk management director salaries for cities or states with the national average over time.
Average credit risk management director salary over time
Compare credit risk management director salaries for individual cities or states with the national average.
Credit risk management director salary by year
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $147,000 | $70.73 | +3.2% |
| 2024 | $142,000 | $68.47 | +1.5% |
| 2023 | $140,000 | $67.47 | +2.3% |
| 2022 | $137,000 | $65.93 | +2.7% |
| 2021 | $133,000 | $64.18 | +3.1% |
Recently added credit risk management director salaries
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| BNY Mellon | Director, Credit Risk-Private Banking | Pittsburgh, PA | 06/28/2025 | $127,000 |
| The Bank of New York Mellon | Director, Credit Risk-Private Banking | New York, NY | 06/28/2025 | $127,000 |
| Mastercard | Director, Global Product Management, Credit Risk Innovation | New York, NY | 06/25/2025 | $170,000 |
| Nationwide | Director, Credit & Political Risk-E&S/Specialty | Chicago, IL | 06/25/2025 | $136,000 |
| Nationwide | Director, Credit & Political Risk-E&S/Specialty | New York, NY | 06/25/2025 | $136,000 |
| Nationwide | Director, Credit & Political Risk-E&S/Specialty | Noma, FL | 06/25/2025 | $136,000 |
| Mastercard | Director, Global Product Management, Credit Risk Innovation | New York, NY | 06/24/2025 | $170,000 |
| Santander Holdings USA Inc. | Director, Credit Risk, Liberty Street, New | Boston, MA | 06/23/2025 | $135,000 |
| Santander Holdings USA Inc. | Director, Credit Risk, Liberty Street, New | New York, NY | 06/23/2025 | $135,000 |
| Webster Bank Group | Director Credit Risk Reporting | Southington, CT | 06/21/2025 | $135,000 |
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