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Health insurance specialist salary
Average health insurance specialist salary
$60,601
Understanding Health Insurance Specialist Salaries
The role of a Health Insurance Specialist is crucial in the healthcare industry, focusing on processing claims, verifying patient eligibility, and ensuring compliance with insurance regulations. As of October 2025, the average salary stands at $60,601 per year. However, this figure is influenced by several factors including experience, location, and the specific employer.
Salary Insights by Experience
Entry-level specialists typically earn less, while those with significant experience can command salaries well above the average. For instance:
- Entry-Level: Approx. $48,000
- Mid-Career: Approx. $60,000
- Experienced: Upwards of $75,000
State Variations
Salaries can vary significantly by state. States like California, New York, and Massachusetts often offer higher compensation due to the cost of living and demand for skilled professionals. It's beneficial to research specific regional salaries to maximize earning potential.
For those looking to enter or advance in this field, understanding the salary landscape is essential. Use this information to make informed career choices and pursue opportunities that align with your financial goals.
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Where can a Health Insurance Specialist earn more?
Health insurance specialist salaries by experience level
| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level health insurance specialist | $36,300 | $17.46 |
| Mid-level health insurance specialist | $62,100 | $29.87 |
| Senior-level health insurance specialist | $70,800 | $34.03 |
Health insurance specialist salary estimates from across the web
Average health insurance specialist salary by state
The highest-paying states for health insurance specialists are Wisconsin, New York, and Oregon. The lowest average health insurance specialist salary states are Tennessee, Hawaii, and Idaho.
- State view
- County view
Highest paying states for health insurance specialists
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Wisconsin | $90,794 | $43.65 |
| 2 | Nebraska | $83,901 | $40.34 |
| 3 | Iowa | $69,263 | $33.30 |
| 4 | Alabama | $72,289 | $34.75 |
| 5 | Oregon | $85,690 | $41.20 |
| 6 | Michigan | $68,208 | $32.79 |
| 7 | Arizona | $69,181 | $33.26 |
| 8 | South Dakota | $69,664 | $33.49 |
| 9 | New Hampshire | $74,208 | $35.68 |
| 10 | Kansas | $69,569 | $33.45 |
| 11 | New York | $86,416 | $41.55 |
| 12 | Minnesota | $67,730 | $32.56 |
| 13 | North Dakota | $67,673 | $32.54 |
| 14 | Rhode Island | $72,482 | $34.85 |
| 15 | New Jersey | $78,148 | $37.57 |
| 16 | District of Columbia | $78,663 | $37.82 |
| 17 | Colorado | $71,526 | $34.39 |
| 18 | Washington | $69,283 | $33.31 |
| 19 | Massachusetts | $74,269 | $35.71 |
| 20 | South Carolina | $64,185 | $30.86 |
| 21 | Ohio | $65,657 | $31.57 |
| 22 | Texas | $67,320 | $32.37 |
| 23 | Mississippi | $62,295 | $29.95 |
| 24 | California | $71,634 | $34.44 |
| 25 | Wyoming | $62,020 | $29.82 |
| 26 | Arkansas | $60,408 | $29.04 |
| 27 | Indiana | $60,735 | $29.20 |
| 28 | North Carolina | $61,737 | $29.68 |
| 29 | Pennsylvania | $65,751 | $31.61 |
| 30 | Connecticut | $68,830 | $33.09 |
| 31 | Maine | $65,054 | $31.28 |
| 32 | Vermont | $64,390 | $30.96 |
| 33 | Delaware | $63,524 | $30.54 |
| 34 | Louisiana | $58,981 | $28.36 |
| 35 | Missouri | $60,921 | $29.29 |
| 36 | Kentucky | $60,378 | $29.03 |
| 37 | Hawaii | $57,097 | $27.45 |
| 38 | Florida | $64,431 | $30.98 |
| 39 | Alaska | $63,913 | $30.73 |
| 40 | Idaho | $57,078 | $27.44 |
| 41 | Montana | $62,998 | $30.29 |
| 42 | Maryland | $63,305 | $30.44 |
| 43 | Nevada | $58,025 | $27.90 |
| 44 | Oklahoma | $56,396 | $27.11 |
| 45 | Tennessee | $57,429 | $27.61 |
| 46 | Virginia | $59,729 | $28.72 |
| 47 | Georgia | $59,944 | $28.82 |
| 48 | Utah | $57,481 | $27.64 |
| 49 | Illinois | $59,406 | $28.56 |
| 50 | West Virginia | $54,028 | $25.98 |
| 51 | New Mexico | $54,256 | $26.08 |
Highest paying cities for health insurance specialists
The highest-paying cities for health insurance specialists are Milwaukee, WI, New York, NY, and Washington, DC.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Milwaukee, WI | $91,037 | $43.77 |
| 2 | New York, NY | $86,550 | $41.61 |
| 3 | Washington, DC | $78,667 | $37.82 |
| 4 | Boston, MA | $74,269 | $35.71 |
| 5 | Concord, NH | $73,897 | $35.53 |
| 6 | Sacramento, CA | $73,171 | $35.18 |
| 7 | Juneau, AK | $72,909 | $35.05 |
| 8 | Montgomery, AL | $72,545 | $34.88 |
| 9 | Providence, RI | $72,543 | $34.88 |
| 10 | Denver, CO | $71,428 | $34.34 |
| 11 | Houston, TX | $68,557 | $32.96 |
| 12 | Ann Arbor, MI | $68,181 | $32.78 |
| 13 | Bloomington, MN | $67,754 | $32.57 |
| 14 | Philadelphia, PA | $66,126 | $31.79 |
| 15 | Columbia, SC | $64,008 | $30.77 |
| 16 | Orlando, FL | $63,939 | $30.74 |
| 17 | Baltimore, MD | $63,447 | $30.50 |
| 18 | Durham, NC | $61,935 | $29.78 |
| 19 | Evansville, IN | $60,871 | $29.26 |
| 20 | Little Rock, AR | $60,608 | $29.14 |
Health insurance specialist salary details
A health insurance specialist's salary ranges from $44,000 a year at the 10th percentile to $81,000 at the 90th percentile.
What is a health insurance specialist's salary?
| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $81,000 | $6,750 | $39 |
| 75th Percentile | $70,000 | $5,833 | $34 |
| Average | $60,601 | $5,050 | $29 |
| 25th Percentile | $51,000 | $4,250 | $25 |
| 10th Percentile | $44,000 | $3,667 | $21 |
Highest paying health insurance specialist jobs
The highest paying types of health insurance specialists are insurance broker, insurance producer, and life insurance agent.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Agent | $37,864 | $3,155 | $18.20 | 184,325 |
| Field Agent | $37,324 | $3,110 | $17.94 | 96,067 |
| Lead Agent | $47,344 | $3,945 | $22.76 | 56,112 |
| Marketing Agent | $40,384 | $3,365 | $19.42 | 112,353 |
| Licensed Agent | $42,315 | $3,526 | $20.34 | 68,666 |
| Geek Squad Agent | $31,924 | $2,660 | $15.35 | 28,603 |
Top companies hiring health insurance specialists now:
Which companies pay health insurance specialists the most?
Health insurance specialist salaries at Seedco and US Oncology Holdings Inc are the highest-paying according to our most recent salary estimates. In addition, the average health insurance specialist salary at companies like Columbia University in the City of New York and Addison Group are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Seedco | $76,365 | $36.71 |
| 2 | US Oncology Holdings Inc | $76,349 | $36.71 |
| 3 | Columbia University in the City of New York | $74,480 | $35.81 |
| 4 | Addison Group | $71,886 | $34.56 |
| 5 | Healthcare Solutions Team | $69,718 | $33.52 |
| 6 | Duke University Health System | $69,379 | $33.36 |
| 7 | Asurea | $69,296 | $33.32 |
| 8 | Concentrix | $64,989 | $31.24 |
| 9 | Randstad North America, Inc. | $62,969 | $30.27 |
| 10 | Foundation Communities | $57,178 | $27.49 |
| 11 | HHS.gov | $42,601 | $20.48 |
| 12 | Balance Staffing | $35,004 | $16.83 |
Wage gap by gender, race and education
Health Insurance Specialist salary by industry
The average health insurance specialist salary varies across industries:
- The average health insurance specialist salary in the finance industry is $75,595, the highest of any industry.
- The average health insurance specialist salary in the finance industry is $72,590.
- Health insurance specialists in the government industry earn an average salary of $46,924, the lowest of any industry.
Highest paying industries for health insurance specialists
| Rank | Industry | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Finance | $75,595 | $36.34 |
| 2 | Professional | $72,590 | $34.90 |
| 3 | Health Care | $71,438 | $34.35 |
| 4 | Insurance | $70,190 | $33.75 |
| 5 | Government | $46,924 | $22.56 |
High paying health insurance specialist jobs
Health insurance specialist salary trends
The average health insurance specialist salary has risen by $5,494 over the last ten years. In 2014, the average health insurance specialist earned $55,107 annually, but today, they earn $60,601 a year. That works out to a 4% change in pay for health insurance specialists over the last decade.
Compare health insurance specialist salaries for cities or states with the national average over time.
Average health insurance specialist salary over time
Compare health insurance specialist salaries for individual cities or states with the national average.
Health insurance specialist salary by year
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $60,600 | $29.13 | +2.4% |
| 2024 | $59,200 | $28.44 | +0.7% |
| 2023 | $58,800 | $28.25 | +1.8% |
| 2022 | $57,700 | $27.76 | -0.6% |
| 2021 | $58,100 | $27.91 | +3.6% |
Recently added health insurance specialist salaries
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Community Service Society of New York | Health Insurance Enroller | New York, NY | 06/29/2025 | $68,205 |
| CVS Health | Health Insurance Specialist (Spanish Bilingual Required) | Chicago, IL | 06/19/2025 | $44,036 |
| Ime Resources | Health Insurance Regulatory Specialist | Atlanta, GA | 06/11/2025 | $80,000 |
| Council On Aging | Health Insurance Counseling and Advocacy Program (Hicap) Staff Counselor-Operations Specialist | Riverside, CA | 06/04/2025 | $43,827 |
| Highland Hospital | Health Insurance & Authorization Specialist I | Rochester, NY | 06/04/2025 | $40,947 |
| CVS Health | Health Insurance Specialist | Columbus, OH | 05/26/2025 | $44,036 |
| UCLA Health | Senior Health Insurance (HIE) Specialist | Los Angeles, CA | 05/02/2025 | $61,400 |
| Boeing | Senior Health and Insurance Benefits Specialist | Seattle, WA | 04/26/2025 | $130,050 |
| Department of Health and Human Services | Health Insurance Specialist | Washington, DC | 04/22/2025 | $106,382 |
| Department of Health and Human Services | Health Insurance Specialist | Seattle, WA | 04/22/2025 | $106,382 |
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